Gul Ahmed is a leading textile company in Pakistan known for lawn prints, cotton prints, embroidery, and tailor-made services. It has a diverse product portfolio that includes men's and women's clothing, kids wear, accessories, and home products. Gul Ahmed earned over 302 billion rupees in revenue last year and has over 7,000 employees. The company plans to increase exports, introduce new designs, and expand its retail presence.
This document provides an overview of the history and development of the Indian Postal Service. It discusses how the postal system was established under British rule in the 18th century and expanded across India over the following centuries. It also outlines the governance and organizational structure of the modern Indian Postal Service, its large network across rural and urban areas of India, and some of the rules and manuals that govern its operations.
Cadbury first began operations in India in 1948 and pioneered cocoa cultivation, with popular brands including Cadbury Dairy Milk chocolate bars and beverages. Cadbury Dairy Milk is the top-selling chocolate bar in India, targeting consumers with advertising featuring its brand ambassador and appealing to tastes with its creamy formula. The document analyzes consumer perceptions of and motivations for purchasing Cadbury Dairy Milk chocolate in India.
The document compares key financial metrics and ratios of Bank AL Habib (BAHL) and Habib Bank Limited (HBL) over multiple years between 2006 and 2011. Some of the metrics analyzed include return on equity, return on assets, net interest margin, non-interest margin, earnings per share, and various asset-related ratios. Generally, HBL performed better than BAHL across most metrics, with higher profitability, margins, and asset quality. However, BAHL improved some of its ratios like investments and cash assets over later years to become more liquid.
Cost sheet of a chocolate company and its analysisamardeepbardhan
This document provides an overview of a management accounting project for Goobers Chocolate. It includes the company profile of Blumenthal Chocolate Company, which introduced Goobers in 1985 in India. The business plan and strategy for Goobers Chocolate is to target younger consumers and middle age groups by launching different pack sizes before Christmas and New Year at promotional prices and distributing free samples. The document also covers the ingredients, production process, competitors and a SWOT analysis of Goobers Chocolate.
This document provides an overview of Britannia Industries Ltd, including its factory structure, departments, and a mini project explanation. It discusses the company's introduction in Gujarat in 2013 and production capacity. Departments covered include HR, production, maintenance, packaging, purchase and stores, dispatch, and quality assurance. A job satisfaction study at the company is also summarized.
Bata is a private company founded in 1894 in Zlin, Czech Republic that is a leading manufacturer of footwear and clothing, with its headquarters now in Lausanne, Switzerland. The company grew rapidly in the early 1900s through innovations in production including mechanization and mass production techniques. Bata experienced periods of growth during World Wars I and II but also faced challenges like factory seizures during Communist rule in Czechoslovakia and using forced labor in Nazi-occupied Europe.
Gul Ahmed Textile Mills Ltd. was incorporated in 1953 in Pakistan and has since grown to become one of the largest textile companies in the world. The company operates an integrated textile facility with over 100,000 spindles and various weaving, dyeing, and finishing processes. Gul Ahmed aims to set trends globally through innovative technology and teamwork while fulfilling its social and environmental responsibilities. It focuses on quality control throughout manufacturing to produce high quality textiles.
Gul Ahmed is a leading textile company in Pakistan known for lawn prints, cotton prints, embroidery, and tailor-made services. It has a diverse product portfolio that includes men's and women's clothing, kids wear, accessories, and home products. Gul Ahmed earned over 302 billion rupees in revenue last year and has over 7,000 employees. The company plans to increase exports, introduce new designs, and expand its retail presence.
This document provides an overview of the history and development of the Indian Postal Service. It discusses how the postal system was established under British rule in the 18th century and expanded across India over the following centuries. It also outlines the governance and organizational structure of the modern Indian Postal Service, its large network across rural and urban areas of India, and some of the rules and manuals that govern its operations.
Cadbury first began operations in India in 1948 and pioneered cocoa cultivation, with popular brands including Cadbury Dairy Milk chocolate bars and beverages. Cadbury Dairy Milk is the top-selling chocolate bar in India, targeting consumers with advertising featuring its brand ambassador and appealing to tastes with its creamy formula. The document analyzes consumer perceptions of and motivations for purchasing Cadbury Dairy Milk chocolate in India.
The document compares key financial metrics and ratios of Bank AL Habib (BAHL) and Habib Bank Limited (HBL) over multiple years between 2006 and 2011. Some of the metrics analyzed include return on equity, return on assets, net interest margin, non-interest margin, earnings per share, and various asset-related ratios. Generally, HBL performed better than BAHL across most metrics, with higher profitability, margins, and asset quality. However, BAHL improved some of its ratios like investments and cash assets over later years to become more liquid.
Cost sheet of a chocolate company and its analysisamardeepbardhan
This document provides an overview of a management accounting project for Goobers Chocolate. It includes the company profile of Blumenthal Chocolate Company, which introduced Goobers in 1985 in India. The business plan and strategy for Goobers Chocolate is to target younger consumers and middle age groups by launching different pack sizes before Christmas and New Year at promotional prices and distributing free samples. The document also covers the ingredients, production process, competitors and a SWOT analysis of Goobers Chocolate.
This document provides an overview of Britannia Industries Ltd, including its factory structure, departments, and a mini project explanation. It discusses the company's introduction in Gujarat in 2013 and production capacity. Departments covered include HR, production, maintenance, packaging, purchase and stores, dispatch, and quality assurance. A job satisfaction study at the company is also summarized.
Bata is a private company founded in 1894 in Zlin, Czech Republic that is a leading manufacturer of footwear and clothing, with its headquarters now in Lausanne, Switzerland. The company grew rapidly in the early 1900s through innovations in production including mechanization and mass production techniques. Bata experienced periods of growth during World Wars I and II but also faced challenges like factory seizures during Communist rule in Czechoslovakia and using forced labor in Nazi-occupied Europe.
Gul Ahmed Textile Mills Ltd. was incorporated in 1953 in Pakistan and has since grown to become one of the largest textile companies in the world. The company operates an integrated textile facility with over 100,000 spindles and various weaving, dyeing, and finishing processes. Gul Ahmed aims to set trends globally through innovative technology and teamwork while fulfilling its social and environmental responsibilities. It focuses on quality control throughout manufacturing to produce high quality textiles.
This document discusses the product mix of Cadbury India. It outlines Cadbury's various product types including Dairy Milk chocolates, Celebrations, Bournville, biscuits, candies, and beverages. It provides details on specific products within these lines and their prices. The document also covers Cadbury's strategies of line stretching to both down and up markets through new product launches. It discusses line filling and ensuring consistency across production, distribution, and end use to provide customers with joy.
This document provides information on the regulatory framework and labor practices at Parle Products factory in Mumbai. It summarizes that:
1) The factory employs 1000 workers total, with 500 in manufacturing and 50 female workers in confectionery. It operates in 2 shifts per day.
2) The factory provides welfare benefits like uniforms, medical facilities, and leave for its workers as required by law. It also has facilities like a creche and measures for addressing issues like sexual harassment.
3) Production involves making 12,000 biscuits per minute and 170 packets per minute through an automated process involving mixing, molding, baking, cooling and packing.
4) The factory aims to cut costs through measures like
Maggi noodles have been a market leader in India since their introduction in 1982. Some key points:
1) Maggi had around 80% market share in 2005, making it the clear market leader over competitors like Ching's Secret, Wai Wai, and Top Ramen.
2) Maggi faced a brief downturn in the 2000s but was able to regain market share through new product innovations tailored to Indian tastes and heavy promotional campaigns targeting kids.
3) By 2010, Maggi's market share had recovered to 87%, though competitors were making gains and its share was no longer a dominant 91% as in 2009. Maggi remained the top brand in the Indian noodles market.
Impact of Goods & services Tax in IndiaShantanu Basu
This document provides an overview of the Goods and Services Tax (GST) that is being implemented in India. It discusses the historical context and structure of GST, including how it will replace existing indirect taxes. The document also outlines some key features of GST, such as the four approved tax rates, and analyzes how GST may impact prices in 30 different sectors of the Indian economy. While GST is seen as the biggest tax reform in India, the document notes there may be initial challenges in implementation due to political negotiations and compromises.
The document discusses the key provisions related to Input Tax Credit (ITC) under the GST law in India. It begins by defining ITC and input tax. It then outlines some of the major ITC provisions under the Central GST Act and rules, including those relating to eligibility for ITC, documentation requirements, blocked credits, and time limits. Specific provisions covered in more detail include Section 16 on eligibility and conditions for ITC, Section 17 on apportionment of credit and blocked credits, and restrictions on ITC for works contracts and construction of immovable property. The document provides an overview of the major ITC concepts and sections under the GST law.
Analysis of Financial Statements -- Al karam & Gul AhmadMuhammad Ahmad
This document provides an analysis of the financial statements from 2011-2015 of two Pakistani textile companies, Al-Karam Textile Mills and Gul Ahmad Textile Mills. It begins with short histories of each company and their origins. The bulk of the document involves calculating and analyzing various financial ratios to understand the financial performance and position of the companies. It also includes trend analyses using vertical and horizontal analyses of the companies' income statements, balance sheets, and key financial ratios over the five-year period. The overall goal is to understand the general behavior and performance of companies in Pakistan's important textile industry sector.
This document is a project report submitted by Prashant Jain to partial fulfill the requirements for a Post Graduate Diploma in Management from the Indian Institute of Tourism and Travel Management in Bhubaneswar, India. The report studies consumer preferences between Cadbury and Nestle chocolates in Bhubaneswar City. It includes an evaluation certificate, declaration by the student, and acknowledgements. The objectives are to analyze consumer behavior, perceptions, consumption, factors affecting consumption, and customer satisfaction between the two chocolate brands.
This document provides information about Goods and Services Tax (GST) and its impact on the Fast Moving Consumer Goods (FMCG) sector in India. It summarizes the tax rates for various FMCG products before and after GST implementation. It also outlines the process of GST registration including required documents. Key GST return forms like GSTR-1, GSTR-2, GSTR-3B etc. are listed along with their filing timelines. Penalties for late filing or non-filing of returns are also specified. Sample invoices for inward and outward supplies are given along with details around e-way bills.
The document discusses interest liability under the GST Act. Section 50 deals with interest payable for delayed tax payments. Per the section and various court judgments, interest is typically levied on the net tax amount owed after considering available input tax credits. However, a recent Telangana High Court judgment dismissed a writ petition and held that interest should be calculated on the full gross tax liability until returns are filed to claim credits. Stakeholders now face uncertainty as amendments aligning the law with the intent of compensating the government for delayed net amounts have not been enacted.
GOONJ is an organization that collects reusable materials like clothing from urban areas and distributes them to rural poor across India. It has grown from collecting 67 items to over 40,000 kg per month. GOONJ operates centers in several cities and partners with over 150 organizations. Through initiatives like Cloth for Work and Women Hygiene, GOONJ addresses basic needs while promoting dignity and development. GOONJ's innovative recycling efforts turn waste into resources and promote environmental sustainability.
This document provides information about Parle Products Pvt. Ltd., a leading Indian FMCG company. It discusses the company's history, founding in 1929 in Mumbai. It is currently split into three separate companies owned by different branches of the founding Chauhan family. The document provides details about Parle Products' leadership, factories, popular brands like Parle-G biscuits, financial information, and corporate social responsibility initiatives. It also gives an overview of the Indian biscuit industry.
ITC was incorporated in 1910 as Imperial Tobacco Company of India and has since diversified into multiple businesses including hotels, packaging, agriculture, food, lifestyle retailing, education, and personal care. It launched its popular Sunfeast biscuit brand in 1975 and has expanded the brand to include various biscuit types targeting different segments, such as children, health-conscious consumers, and those seeking an indulgent treat. Some popular Sunfeast biscuit varieties include Milky Magic, Marie Light, Golden Bakery, Dark Fantasy, and Glucose.
The document appears to be a screening test paper from 2013 for an individual named Latif Hyder Wadho. It does not provide much other contextual information within its brief text.
Group 9 conducted market research on Maggi noodles. They surveyed 50 respondents between ages 20-50. Most spend Rs. 100-150 monthly on noodles and choose Maggi for its taste. Respondents wanted more flavors but rated taste, availability, and price highly. Masala was most popular but some wanted Atta noodles. Mouth publicity influenced many purchasers. The group concluded Maggi would stay dominant through new variants, though competitors emerge. Respondents signaled a preference shift to healthier Atta noodles.
This document discusses the STP (segmentation, targeting, positioning) strategy of Bru Instant Coffee in India. It segments the market as people looking to make coffee instantly. The target market is identified as upper and middle class individuals who are willing to pay more for convenience. Bru positions itself as a beverage that stimulates conversations and invokes warmth between loved ones.
This document provides a report on Managerial Economics analyzing Tapal Tea, a leading tea company in Pakistan. It discusses Tapal and its competitors Vital Tea and Unilever, as well as the tea market structure and dynamics in Pakistan. Key points covered include Tapal's market share and manufacturing operations, customer tastes that vary regionally in Pakistan, competition and market shares of major players, Porter's five forces analysis of the industry, segmentation of the consumer market, and recommendations on areas like cost management, product offerings, distribution, and advertising.
Portfolio Analysis of Bikano Namkeen Using BCG Matrix: A Business Development...Shubham Boni
This Project was completed under the guidance of Dr. Neha Verma.
The purpose of the Project Work was to evaluate the Optimum Portfolio Mix of Bikano Namkeen using BCG matrix for the purpose of Increasing Sales and Business Development.
Portfolio is generally used in Financial Investments. However, here Portfolio means a list of "strategic business units" of an organization.
The Project Research on Bikanervla is done for the vertical Bikano and the category is Namkeen.
The Project attempts to evaluate what articles to be introduced and removed or replaced in order to ensure increase in sales and business development resulting in maximum profitability.
I also received a "Letter of Appreciation" for my performance in Marketing and Sales of Bikano Products during Summer Internship of 45 days.
I was further awarded "The Best Summer Internship Project 2017" from Jaipuria Group of Institutions.
The document discusses two cases of calculating residential status for Indian citizens under the Income Tax Act.
For the first case of Mr. Arun, who was outside India from October 1, 2019 to March 10, 2020, his stay in India from April 1, 2019 to March 31, 2020 was calculated to be 206 days, making him an ordinary resident under section 6(1)(a).
For the second case, Mr. Arun was outside India from October 1, 2018 to January 10, 2020. His stay from April 1, 2019 to March 31, 2020 was 82 days, not satisfying section 6(1)(a). However, he satisfies section 6(1)(b) as his total stay in India
The document discusses the engineered bamboo value chain in the Philippines. It outlines the key stages of bamboo cultivation, harvesting, primary processing, milling and composing, and production of engineered bamboo goods. These stages include nursery establishment and management, plantation establishment and management, harvesting, primary processing activities like cutting, splitting, knot removal, crushing, slivering, treatment, and weaving. It then outlines the milling and composing processes of drying, rough milling, composing through glue application and assembly, finish milling, and pressing. The final products include floor boards, tiles, sawali boards, panels, treated poles, slats, slivers, tadtad, and furniture components.
The document describes a leather multimedia organizer submitted by Prem Prakash. It includes a front and back image of the organizer. The materials used are listed as black leather, raxine, wood (MDF), paper board, black nubuck lining, rubber solution, and fevicol. A materials cost sheet provides the costs for each material and the total cost of Rs. 502.5. The concept is described as a leather organizer designed to preserve and protect papers, CDs/DVDs, pens, and paper in a suitable design that is ideal for gifting and can be used horizontally or vertically in offices or corporate settings.
This document discusses the product mix of Cadbury India. It outlines Cadbury's various product types including Dairy Milk chocolates, Celebrations, Bournville, biscuits, candies, and beverages. It provides details on specific products within these lines and their prices. The document also covers Cadbury's strategies of line stretching to both down and up markets through new product launches. It discusses line filling and ensuring consistency across production, distribution, and end use to provide customers with joy.
This document provides information on the regulatory framework and labor practices at Parle Products factory in Mumbai. It summarizes that:
1) The factory employs 1000 workers total, with 500 in manufacturing and 50 female workers in confectionery. It operates in 2 shifts per day.
2) The factory provides welfare benefits like uniforms, medical facilities, and leave for its workers as required by law. It also has facilities like a creche and measures for addressing issues like sexual harassment.
3) Production involves making 12,000 biscuits per minute and 170 packets per minute through an automated process involving mixing, molding, baking, cooling and packing.
4) The factory aims to cut costs through measures like
Maggi noodles have been a market leader in India since their introduction in 1982. Some key points:
1) Maggi had around 80% market share in 2005, making it the clear market leader over competitors like Ching's Secret, Wai Wai, and Top Ramen.
2) Maggi faced a brief downturn in the 2000s but was able to regain market share through new product innovations tailored to Indian tastes and heavy promotional campaigns targeting kids.
3) By 2010, Maggi's market share had recovered to 87%, though competitors were making gains and its share was no longer a dominant 91% as in 2009. Maggi remained the top brand in the Indian noodles market.
Impact of Goods & services Tax in IndiaShantanu Basu
This document provides an overview of the Goods and Services Tax (GST) that is being implemented in India. It discusses the historical context and structure of GST, including how it will replace existing indirect taxes. The document also outlines some key features of GST, such as the four approved tax rates, and analyzes how GST may impact prices in 30 different sectors of the Indian economy. While GST is seen as the biggest tax reform in India, the document notes there may be initial challenges in implementation due to political negotiations and compromises.
The document discusses the key provisions related to Input Tax Credit (ITC) under the GST law in India. It begins by defining ITC and input tax. It then outlines some of the major ITC provisions under the Central GST Act and rules, including those relating to eligibility for ITC, documentation requirements, blocked credits, and time limits. Specific provisions covered in more detail include Section 16 on eligibility and conditions for ITC, Section 17 on apportionment of credit and blocked credits, and restrictions on ITC for works contracts and construction of immovable property. The document provides an overview of the major ITC concepts and sections under the GST law.
Analysis of Financial Statements -- Al karam & Gul AhmadMuhammad Ahmad
This document provides an analysis of the financial statements from 2011-2015 of two Pakistani textile companies, Al-Karam Textile Mills and Gul Ahmad Textile Mills. It begins with short histories of each company and their origins. The bulk of the document involves calculating and analyzing various financial ratios to understand the financial performance and position of the companies. It also includes trend analyses using vertical and horizontal analyses of the companies' income statements, balance sheets, and key financial ratios over the five-year period. The overall goal is to understand the general behavior and performance of companies in Pakistan's important textile industry sector.
This document is a project report submitted by Prashant Jain to partial fulfill the requirements for a Post Graduate Diploma in Management from the Indian Institute of Tourism and Travel Management in Bhubaneswar, India. The report studies consumer preferences between Cadbury and Nestle chocolates in Bhubaneswar City. It includes an evaluation certificate, declaration by the student, and acknowledgements. The objectives are to analyze consumer behavior, perceptions, consumption, factors affecting consumption, and customer satisfaction between the two chocolate brands.
This document provides information about Goods and Services Tax (GST) and its impact on the Fast Moving Consumer Goods (FMCG) sector in India. It summarizes the tax rates for various FMCG products before and after GST implementation. It also outlines the process of GST registration including required documents. Key GST return forms like GSTR-1, GSTR-2, GSTR-3B etc. are listed along with their filing timelines. Penalties for late filing or non-filing of returns are also specified. Sample invoices for inward and outward supplies are given along with details around e-way bills.
The document discusses interest liability under the GST Act. Section 50 deals with interest payable for delayed tax payments. Per the section and various court judgments, interest is typically levied on the net tax amount owed after considering available input tax credits. However, a recent Telangana High Court judgment dismissed a writ petition and held that interest should be calculated on the full gross tax liability until returns are filed to claim credits. Stakeholders now face uncertainty as amendments aligning the law with the intent of compensating the government for delayed net amounts have not been enacted.
GOONJ is an organization that collects reusable materials like clothing from urban areas and distributes them to rural poor across India. It has grown from collecting 67 items to over 40,000 kg per month. GOONJ operates centers in several cities and partners with over 150 organizations. Through initiatives like Cloth for Work and Women Hygiene, GOONJ addresses basic needs while promoting dignity and development. GOONJ's innovative recycling efforts turn waste into resources and promote environmental sustainability.
This document provides information about Parle Products Pvt. Ltd., a leading Indian FMCG company. It discusses the company's history, founding in 1929 in Mumbai. It is currently split into three separate companies owned by different branches of the founding Chauhan family. The document provides details about Parle Products' leadership, factories, popular brands like Parle-G biscuits, financial information, and corporate social responsibility initiatives. It also gives an overview of the Indian biscuit industry.
ITC was incorporated in 1910 as Imperial Tobacco Company of India and has since diversified into multiple businesses including hotels, packaging, agriculture, food, lifestyle retailing, education, and personal care. It launched its popular Sunfeast biscuit brand in 1975 and has expanded the brand to include various biscuit types targeting different segments, such as children, health-conscious consumers, and those seeking an indulgent treat. Some popular Sunfeast biscuit varieties include Milky Magic, Marie Light, Golden Bakery, Dark Fantasy, and Glucose.
The document appears to be a screening test paper from 2013 for an individual named Latif Hyder Wadho. It does not provide much other contextual information within its brief text.
Group 9 conducted market research on Maggi noodles. They surveyed 50 respondents between ages 20-50. Most spend Rs. 100-150 monthly on noodles and choose Maggi for its taste. Respondents wanted more flavors but rated taste, availability, and price highly. Masala was most popular but some wanted Atta noodles. Mouth publicity influenced many purchasers. The group concluded Maggi would stay dominant through new variants, though competitors emerge. Respondents signaled a preference shift to healthier Atta noodles.
This document discusses the STP (segmentation, targeting, positioning) strategy of Bru Instant Coffee in India. It segments the market as people looking to make coffee instantly. The target market is identified as upper and middle class individuals who are willing to pay more for convenience. Bru positions itself as a beverage that stimulates conversations and invokes warmth between loved ones.
This document provides a report on Managerial Economics analyzing Tapal Tea, a leading tea company in Pakistan. It discusses Tapal and its competitors Vital Tea and Unilever, as well as the tea market structure and dynamics in Pakistan. Key points covered include Tapal's market share and manufacturing operations, customer tastes that vary regionally in Pakistan, competition and market shares of major players, Porter's five forces analysis of the industry, segmentation of the consumer market, and recommendations on areas like cost management, product offerings, distribution, and advertising.
Portfolio Analysis of Bikano Namkeen Using BCG Matrix: A Business Development...Shubham Boni
This Project was completed under the guidance of Dr. Neha Verma.
The purpose of the Project Work was to evaluate the Optimum Portfolio Mix of Bikano Namkeen using BCG matrix for the purpose of Increasing Sales and Business Development.
Portfolio is generally used in Financial Investments. However, here Portfolio means a list of "strategic business units" of an organization.
The Project Research on Bikanervla is done for the vertical Bikano and the category is Namkeen.
The Project attempts to evaluate what articles to be introduced and removed or replaced in order to ensure increase in sales and business development resulting in maximum profitability.
I also received a "Letter of Appreciation" for my performance in Marketing and Sales of Bikano Products during Summer Internship of 45 days.
I was further awarded "The Best Summer Internship Project 2017" from Jaipuria Group of Institutions.
The document discusses two cases of calculating residential status for Indian citizens under the Income Tax Act.
For the first case of Mr. Arun, who was outside India from October 1, 2019 to March 10, 2020, his stay in India from April 1, 2019 to March 31, 2020 was calculated to be 206 days, making him an ordinary resident under section 6(1)(a).
For the second case, Mr. Arun was outside India from October 1, 2018 to January 10, 2020. His stay from April 1, 2019 to March 31, 2020 was 82 days, not satisfying section 6(1)(a). However, he satisfies section 6(1)(b) as his total stay in India
The document discusses the engineered bamboo value chain in the Philippines. It outlines the key stages of bamboo cultivation, harvesting, primary processing, milling and composing, and production of engineered bamboo goods. These stages include nursery establishment and management, plantation establishment and management, harvesting, primary processing activities like cutting, splitting, knot removal, crushing, slivering, treatment, and weaving. It then outlines the milling and composing processes of drying, rough milling, composing through glue application and assembly, finish milling, and pressing. The final products include floor boards, tiles, sawali boards, panels, treated poles, slats, slivers, tadtad, and furniture components.
The document describes a leather multimedia organizer submitted by Prem Prakash. It includes a front and back image of the organizer. The materials used are listed as black leather, raxine, wood (MDF), paper board, black nubuck lining, rubber solution, and fevicol. A materials cost sheet provides the costs for each material and the total cost of Rs. 502.5. The concept is described as a leather organizer designed to preserve and protect papers, CDs/DVDs, pens, and paper in a suitable design that is ideal for gifting and can be used horizontally or vertically in offices or corporate settings.
The document outlines and compares the traditional and engineered bamboo industry value chains. The traditional bamboo industry value chain involves nursery establishment and management, natural stand plantation, cultivation of cultivars, harvesting, and production of traditional bamboo products like poles, handicrafts and furniture for foreign and local buyers. The engineered bamboo value chain adds primary processing like milling and composing, and production of engineered bamboo boards, panels, furniture and other products for institutional and commercial buyers. Both value chains involve research and development, farm management, and meeting production demands.
Furncoms is a company that sources and delivers furniture and furnishings from Southeast Asia. It offers a wide selection of products including sofas, wooden furniture, rattan furniture, and artefacts crafted by artisans. Furncoms has showrooms in India and Indonesia where customers can view the full inventory and find decor items for their homes. The company aims to provide high quality products and a greater selection than what is portrayed in its catalog.
PERC's mission is to enable Pennsylvania's colleges and universities to share knowledge and take action towards a sustainable future. The document provides an agenda for a webinar hosted by PERC, including presentations from Scott Jenkins of the Seattle Mariners and Dave Newport of the University of Colorado, Boulder on their sustainability initiatives, followed by a question and answer session.
Interior bamboo flooring is one of the biggest business in YOYU joint-stock company.
Main category: Solid bamboo flooring, Engineering flooring and lamination flooring.
Connect system: Uniclick, T&G
Key market: Europe,America and Asia countries.
Certificate: CE, FSC, FLOORSCORE, BSCI
Here you can see all our 2020 collection of wall and floor coverings!
If you want more information about us or our products, you can contact us by e-mail: info@granorte.pt
You can also find us here:
Facebook - https://bit.ly/granorte-facebook
Instagram - https://bit.ly/granorte-instagram
Linkedin - https://bit.ly/granorte-linkedin
Communicating effectively and consistently with students can help them feel at ease during their learning experience and provide the instructor with a communication trail to track the course's progress. This workshop will take you through constructing an engaging course container to facilitate effective communication.
it describes the bony anatomy including the femoral head , acetabulum, labrum . also discusses the capsule , ligaments . muscle that act on the hip joint and the range of motion are outlined. factors affecting hip joint stability and weight transmission through the joint are summarized.
Chapter wise All Notes of First year Basic Civil Engineering.pptxDenish Jangid
Chapter wise All Notes of First year Basic Civil Engineering
Syllabus
Chapter-1
Introduction to objective, scope and outcome the subject
Chapter 2
Introduction: Scope and Specialization of Civil Engineering, Role of civil Engineer in Society, Impact of infrastructural development on economy of country.
Chapter 3
Surveying: Object Principles & Types of Surveying; Site Plans, Plans & Maps; Scales & Unit of different Measurements.
Linear Measurements: Instruments used. Linear Measurement by Tape, Ranging out Survey Lines and overcoming Obstructions; Measurements on sloping ground; Tape corrections, conventional symbols. Angular Measurements: Instruments used; Introduction to Compass Surveying, Bearings and Longitude & Latitude of a Line, Introduction to total station.
Levelling: Instrument used Object of levelling, Methods of levelling in brief, and Contour maps.
Chapter 4
Buildings: Selection of site for Buildings, Layout of Building Plan, Types of buildings, Plinth area, carpet area, floor space index, Introduction to building byelaws, concept of sun light & ventilation. Components of Buildings & their functions, Basic concept of R.C.C., Introduction to types of foundation
Chapter 5
Transportation: Introduction to Transportation Engineering; Traffic and Road Safety: Types and Characteristics of Various Modes of Transportation; Various Road Traffic Signs, Causes of Accidents and Road Safety Measures.
Chapter 6
Environmental Engineering: Environmental Pollution, Environmental Acts and Regulations, Functional Concepts of Ecology, Basics of Species, Biodiversity, Ecosystem, Hydrological Cycle; Chemical Cycles: Carbon, Nitrogen & Phosphorus; Energy Flow in Ecosystems.
Water Pollution: Water Quality standards, Introduction to Treatment & Disposal of Waste Water. Reuse and Saving of Water, Rain Water Harvesting. Solid Waste Management: Classification of Solid Waste, Collection, Transportation and Disposal of Solid. Recycling of Solid Waste: Energy Recovery, Sanitary Landfill, On-Site Sanitation. Air & Noise Pollution: Primary and Secondary air pollutants, Harmful effects of Air Pollution, Control of Air Pollution. . Noise Pollution Harmful Effects of noise pollution, control of noise pollution, Global warming & Climate Change, Ozone depletion, Greenhouse effect
Text Books:
1. Palancharmy, Basic Civil Engineering, McGraw Hill publishers.
2. Satheesh Gopi, Basic Civil Engineering, Pearson Publishers.
3. Ketki Rangwala Dalal, Essentials of Civil Engineering, Charotar Publishing House.
4. BCP, Surveying volume 1
Gender and Mental Health - Counselling and Family Therapy Applications and In...PsychoTech Services
A proprietary approach developed by bringing together the best of learning theories from Psychology, design principles from the world of visualization, and pedagogical methods from over a decade of training experience, that enables you to: Learn better, faster!
LAND USE LAND COVER AND NDVI OF MIRZAPUR DISTRICT, UPRAHUL
This Dissertation explores the particular circumstances of Mirzapur, a region located in the
core of India. Mirzapur, with its varied terrains and abundant biodiversity, offers an optimal
environment for investigating the changes in vegetation cover dynamics. Our study utilizes
advanced technologies such as GIS (Geographic Information Systems) and Remote sensing to
analyze the transformations that have taken place over the course of a decade.
The complex relationship between human activities and the environment has been the focus
of extensive research and worry. As the global community grapples with swift urbanization,
population expansion, and economic progress, the effects on natural ecosystems are becoming
more evident. A crucial element of this impact is the alteration of vegetation cover, which plays a
significant role in maintaining the ecological equilibrium of our planet.Land serves as the foundation for all human activities and provides the necessary materials for
these activities. As the most crucial natural resource, its utilization by humans results in different
'Land uses,' which are determined by both human activities and the physical characteristics of the
land.
The utilization of land is impacted by human needs and environmental factors. In countries
like India, rapid population growth and the emphasis on extensive resource exploitation can lead
to significant land degradation, adversely affecting the region's land cover.
Therefore, human intervention has significantly influenced land use patterns over many
centuries, evolving its structure over time and space. In the present era, these changes have
accelerated due to factors such as agriculture and urbanization. Information regarding land use and
cover is essential for various planning and management tasks related to the Earth's surface,
providing crucial environmental data for scientific, resource management, policy purposes, and
diverse human activities.
Accurate understanding of land use and cover is imperative for the development planning
of any area. Consequently, a wide range of professionals, including earth system scientists, land
and water managers, and urban planners, are interested in obtaining data on land use and cover
changes, conversion trends, and other related patterns. The spatial dimensions of land use and
cover support policymakers and scientists in making well-informed decisions, as alterations in
these patterns indicate shifts in economic and social conditions. Monitoring such changes with the
help of Advanced technologies like Remote Sensing and Geographic Information Systems is
crucial for coordinated efforts across different administrative levels. Advanced technologies like
Remote Sensing and Geographic Information Systems
9
Changes in vegetation cover refer to variations in the distribution, composition, and overall
structure of plant communities across different temporal and spatial scales. These changes can
occur natural.
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Date: May 29, 2024
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বাংলাদেশের অর্থনৈতিক সমীক্ষা ২০২৪ [Bangladesh Economic Review 2024 Bangla.pdf] কম্পিউটার , ট্যাব ও স্মার্ট ফোন ভার্সন সহ সম্পূর্ণ বাংলা ই-বুক বা pdf বই " সুচিপত্র ...বুকমার্ক মেনু 🔖 ও হাইপার লিংক মেনু 📝👆 যুক্ত ..
আমাদের সবার জন্য খুব খুব গুরুত্বপূর্ণ একটি বই ..বিসিএস, ব্যাংক, ইউনিভার্সিটি ভর্তি ও যে কোন প্রতিযোগিতা মূলক পরীক্ষার জন্য এর খুব ইম্পরট্যান্ট একটি বিষয় ...তাছাড়া বাংলাদেশের সাম্প্রতিক যে কোন ডাটা বা তথ্য এই বইতে পাবেন ...
তাই একজন নাগরিক হিসাবে এই তথ্য গুলো আপনার জানা প্রয়োজন ...।
বিসিএস ও ব্যাংক এর লিখিত পরীক্ষা ...+এছাড়া মাধ্যমিক ও উচ্চমাধ্যমিকের স্টুডেন্টদের জন্য অনেক কাজে আসবে ...
1. Model Project Profiles of Potential Industries in Tripura for Finance
under Prime Minister's Employment Generation Programme (PMEGP)
INDEX
Sl. No. Project Title Page No.
1 Cane & Bamboo Furniture - 1
2 Mini Rice Mill - 7
3 Garment Manufacturing (Ladies/Children/Gents) - 12
4 Yarn Dyeing - 16
5 Nylon Mosquito Net Manufacturing - 22
6 Hawai Chappal Manufacturing - 27
7 Rubber Footwear Manufacturing - 33
8 Hot Water Bags & Ice Bags Manufacturing - 38
9 Public Aquarium - 44
10 Hatchery Unit (Poultry) - 49
11 Ornamental Fish - 54
12 M.S. Wire Netting - 60
13 General Engineering Workshop - 65
14 Well Rings / Kitchen Sink / Concrete Post - 70
15 Stone Crushing Unit - 75
16 Brick Plant (Traditional) - 80
17 Clay Brick Plant - 85
18 Fuel (Coal) Briquetting - 90
19 Gold Plating On Metallic Optical Frames And Jewellry - 95
20 Documentation Preparation Service - 102
21 Spice Grinding & Packaging - 107
22 Potato Chips Making - 112
23 Mini Oil Mill - 118
24 Bleached Dehydrated Ginger - 124
25 Beaten Rice - 129
26 Packaged Drinking Water - 134
27 Dairy & Milk Products - 140
28 Scented Supari Processing - 146
29 Mini Dal Mill - 150
30 Pineapple Processed Products - 155
31 Fruit Toffees - 161
32 Fruit Squashes & Juices etc. - 167
33 Manufacturing Looms & Accessories - 173
2. [Page - 1]
A] Introduction:
Cane and Bamboo products have always occupied an important position in the handicrafts sector. Cane
& bamboo are renewable resources, grows widely and abundantly availably in the North Eastern
Region. The products also have great demand in the international market. Over the years, rural artisans
have imbibed wide range of skills in the manufacture of various items and the skills have been the skills
have been passed from generations to generations. Assam and Tripura. Tripura a prominent place in
cane and bamboo products both nationally as well as internationally.
B] The Product:
Cane is largely used for furniture making, whereas bamboo is used for making decorative items like
lamp-stand, partition, screen, flower pots, basket, fans mats etc. In recent years, uses of cane furniture
have considerably increased not only in middle class homes, hotels and offices but also among foreign
tourist coming to N.E. Region. Most of the class hotels are using cane and bamboo items to give
elegance and stylish traditional look to their interiors.
C] Market Potential of the product:
Though all the North Eastern States produce cane and bamboo items yet Assam, Tripura and some
extent Arunachal Pradesh has a major contribution in the total production. The present share of only
cane furniture is about 15 to 20 crores and out of which 2 crores are exported. NEHHDC, AGMC,
ARTFED along with some private and involved in exporting of the products. Some of the products that
are exported from the North East to internal as well as external markets are as follows:
Basket ware,
Cane furniture
Mat & matting
Decorative items.
The countries where these products go are China, USA, Japan, French, West Germany, Italy,
Netherlands, U.K., Switzerland, Austria etc.
Hence there is considerable demand for the product in the national as well as international market.
There is a potential of 15% grow every year. Based on the present production level of 20 crores per
annum, it is envisaged that an additional 3 crore per annum production can come up. A typical unit can
produce around 10 lakhs to 15 lakhs worth of items and an additional 10 to 13 such units can come up
every year.
Model Project Profiles of Potential Industries for finance under PMEGP in Tripura. Prepared by SOFED, Agartala
3. [Page-2]
D] Availability of Raw Material:
Raw Material and Its Availability:
The main raw materials required are canes of different varieties and bamboo. There is no dearth of raw
materials in the N.E. Region including Tripura. Following is the approximate consumption of raw
materials per month.
Different types of cane : 2750 pcs.
(e.g. Raidang, Jeng, Jatti)
Bamboo : 500 pcs.
Sital patti (for design) Sand paper, Nails, : L.S.
Glass, varnish, Plywood, Kerosene oil,
turpentine oil, Adhesive, Plastic taps,
Gums etc.
E] Production Process:
The major process involved are –
Selection of natural cane & bamboo for specific job work.
Preparation of basic elements or members by bending length of whole cane to required shape.
Fixing the members position by use of nails.
Blending the wavered joints by length of split cane to cover visible nails and give additional
rigidity.
Scrapping & varnishing/painting where required.
F] Suggested Installed Capacity:
There are varieties of cane and bamboo products. A typical cane and bamboo furniture unit would be set
up with the following product-mix.
ITEMS Nos./Year
1 Decorative Sofa Set 50
2 Screeners 100
3 Single Chairs 200
4 Bamboo Basket 200
5 Shelves 100
6 Shelves with drawers 100
7 Dining Chairs 200
8 Murahs 200
9 Dining Tables 100
10 Divans (Deluxe) 50
11 Divans (Simple) 75
12 Police Lathis 800
13 Police Shields 400
14 Pot Stands 300
15 Cane Beds 100
16 Trolley 100
Model Project Profiles of Potential Industries for finance under PMEGP in Tripura. Prepared by SOFED, Agartala
4. [Page - 3]
G] Requirement of Infrastructure:
The major infrastructure requirements are –
1. Working Shed, store and show room counter: 1200 Sq. Ft. @ Rs. 6.00 Lakh
2. Power 2 KW
3. Water 500 Ltrs / Day
H] Machineries & Equipments required:
Machines/Equipments Quantity (Nos) Amount Required (In Lakh Rs.)
1 Cane Splitting Machine 4
2 Blow Lamp 14
3 Hand drill 6 1.2
4 Pipes for blending 14
5 Planner 2
6 Other Misc. items LS
[Hacksaw frames, knoves, Dao, Pliers,
Hammers, Cane cutting scissors etc.]
Total 1.2
I] Total Capital Requirement:
1. Fixed Capital: (Rs. In Lakh)
i. Land: (Own) 0.00
ii. Site Development: 0.60
iii. Building/Working Shed: 5.50
iv. Plant & Machineries: 1.20
v. Misc. Fixed Assets: 0.70
(Furnitures, Fixtures, electrification etc.)
Total 8.00
vi. Preliminary & Pre-operative expenses: 0.45
vii. Margin for Working Capital @ 25% 1.21
Total amount of Fixed Capital required 9.66
2. Working Capital: (Rs. In Lakh)
i. Raw Materials: [1 Month] 1.09
ii. Finished goods [1 Month] 1.50
iii. Receivables [1 Month] 2.25
Total amount of Working Capital required 4.84
Total Fund Required for the Project: [1 + 2] Rs 14.50 Lakh
Model Project Profiles of Potential Industries for finance under PMEGP in Tripura. Prepared by SOFED, Agartala
5. [Page-4]
3. Means of Finance: (Rs. In Lakh)
Urban Rural
i. Composite Loan Under PMEGP 10.15 8.70
ii. Subsidy entitled: 3.63 5.08
iii. Own contribution @ 5% of Project Cost: 0.73 0.73
Total 14.50 14.50
J] Annual Sales Forecasting:
Items Qnty (Nos) Rate (Rs/Piece) Amount (Rs)
1 Sofa set (complete) 50 10000 500000
2 Screens 100 2000 200000
3 Single chair 200 800 160000
4 Bamboo basket 200 300 60000
5 Shelves 100 1000 100000
6 Shelves with drawers 100 2000 200000
7 Dining chairs 200 800 160000
8 Murahs 200 350 70000
9 Dining tables 100 2000 200000
10 Divans (Deluxe) 50 5100 255000
11 Divans (Simple) 75 2500 187500
12 Police lathis 800 150 120000
13 Police shields 400 400 160000
14 Pot sands 300 450 135000
15 Cane beds 100 4500 450000
16 Trolleys 100 200 20000
Total 2977500
Total Projected annual sale = Rs 29.775 Lakh
Model Project Profiles of Potential Industries for finance under PMEGP in Tripura. Prepared by SOFED, Agartala
6. [Page-5]
K] Projected Profitability of the Project:
Assumptions: Area of the Project Urban
Annual Increase in Operating Expenses: 7%
Rate of interest on loan: 13 %
Rate of depriciation on fixed assets: 10 %
Amount are in Lakh Rs.
Projected profitability for: 1st Year 2nd Year 3rd Year 4th Year 5th Year
Capacity Utilisation (In %)- 70 80 90 90 90
1 Expected Sales: 29.78 34.03 38.28 38.28 38.28
2 Less Cost of Materials: 13.08 14.95 16.82 16.82 16.82
3 Gross Profit (1-2): 16.70 19.08 21.47 21.47 21.47
4 Less other operating expenses:
i) Rent for Land: 0.00 0.00 0.00 0.00 0.00
ii) Salary for staff: 6.00 6.42 6.87 7.35 7.86
iii) Electricity and maintainance: 0.50 0.54 0.57 0.61 0.66
iv) Office expenses (Stationary, Telephone etc.) 0.20 0.21 0.23 0.25 0.26
v) Advertising and Selling expenses: 0.60 0.64 0.69 0.74 0.79
vi) Insurance and other misc. expenses: 0.20 0.21 0.23 0.25 0.26
Total of Sl. 4. 7.50 8.03 8.59 9.19 9.83
5 Profit before Depriciation, Interest and Taxes(3-4): 9.20 11.06 12.88 12.28 11.63
6 Less Depriciation on Fixed Assets: 0.80 0.80 0.80 0.80 0.80
7 profit before interest and taxes (5-6): 8.40 10.26 12.08 11.48 10.83
8 Less Interest payable on loan: 1.32 1.06 0.79 0.53 0.26
9 Profit before taxes (7-8): 7.08 9.20 11.29 10.95 10.57
10 Income Tax payable (exempted under NEIPP): 0.00 0.00 0.00 0.00 0.00
11 Calculated Net profit (9-10): 7.08 9.20 11.29 10.95 10.57
Percentage of Profit on Sale: 23.76 27.03 29.48 28.60 27.61
12 Provision for repayment of loan: 2.03 2.03 2.03 2.03 2.03
13 Retained Profit (11-12): 5.05 7.17 9.26 8.92 8.54
14 Net Cash Accruals 5.85 7.97 10.06 9.72 9.34
[Depreciation added back with retained profit]
15 Cumulated Net profit: 7.08 16.27 27.56 38.51 49.08
Pay-Back Period: 21 Months
L] Repayment Schedule:
Proposed Repayment Period: 5 Years
Proposed Repayment Schedule:
[Amounts are in Lakh Rupees]
1st Year 2nd Year 3rd Year 4th Year 5th Year
Refundable loan at the beginning of the year: 10.15 8.12 6.09 4.06 2.03
Proposed Repayment during the year: 2.03 2.03 2.03 2.03 2.03
Refundable loan at the end of the year: 8.12 6.09 4.06 2.03 0.00
Total Debt-Service [Interest+Repayment]: 3.35 3.09 2.82 2.56 2.29
Fund Available for Debt-Service: 9.20 11.06 12.88 12.28 11.63
Debt-Service Coverage Ratio: 2.75 3.58 4.56 4.80 5.07
Model Project Profiles of Potential Industries for finance under PMEGP in Tripura. Prepared by SOFED, Agartala
7. [Page-6]
M] Projected Cash Flow Statement:
Amounts are in Lakh Rs.
a) Sources of Fund: During The- 1st Year 2nd Year 3rd Year 4th Year 5th Year
i) Own Investment: 0.725
ii) Loan from Bank: 10.150
iii) Increase in Subsidy: 3.625
iv) Profit Before Interest and taxes: 8.395 10.255 12.078 11.477 10.834
v) Depreciation added back: 0.800 0.800 0.800 0.800 0.800
Total 23.695 11.055 12.878 12.277 11.634
b) Uses of Fund:
i) Increase in Fixed Assets: 8.000
ii) Preliminary Expenses: 0.450
iii) Margin for Working Capital 1.210
iv) Increase in Working Capital: 4.840
v) Decrease in Loan: 2.030 2.030 2.030 2.030 2.030
vi) Interest payable: 1.320 1.056 0.792 0.528 0.264
vii) Income Tax Payable: 0.000 0.000 0.000 0.000 0.000
Total 17.850 3.086 2.822 2.558 2.294
Opening Balance: 5.845 13.815 23.871 33.591
Surplus/Deficit Generated: 5.845 7.969 10.057 9.719 9.340
Closing Balance: 5.845 13.815 23.871 33.591 42.931
N] Projected Balance Sheet:
At the end of- 1st Year 2nd Year 3rd Year 4th Year 5th Year
a) Liabilities:
i) Own Investment: 0.73 0.73 0.73 0.73 0.73
ii) Cumulated Net Profit: 7.08 16.27 27.56 38.51 49.08
Net Worth: 7.80 17.00 28.29 39.24 49.81
iii) Subsidy: 3.63 3.63 3.63 3.63 3.63
iv) Loan at Bank: 8.12 6.09 4.06 2.03 0.00
Total 19.55 26.71 35.97 44.89 53.43
b) Assets:
Gross Block as Fixed Assets and Pre. Expenses: 9.66 8.86 8.06 7.26 6.46
Less depreciation on Fixed Assets: 0.80 0.80 0.80 0.80 0.80
i) Net Block: 8.86 8.06 7.26 6.46 5.66
ii) Working Capital: 4.84 4.84 4.84 4.84 4.84
iii) Cash balance: 5.85 13.81 23.87 33.59 42.93
Total 19.55 26.71 35.97 44.89 53.43
Total Investment: 14.500 14.50 13.18 12.12 11.33 10.81
Return on Investment: 48.80 69.80 93.09 96.61 97.82
[100XNet profit/Total Investment]
O] Calculation of Break-Even Point:
Fixed Cost: Amounts are in Lakh Rs.
Rent, Interest & Depreciation 100% 2.120 1.856 1.592 1.328 1.064
Other Operating Expenses 60% 4.500 4.815 5.152 5.513 5.899
Total 6.620 6.671 6.744 6.840 6.962
BEP [in % of target business] 41.857 37.633 34.368 35.781 37.440
[100xFC/(FC+Net profit)]
P] Machinery & Equipment Suppliers:
All the Machineries & Equipments required for the project are available in the Local Market
Model Project Profiles of Potential Industries for finance under PMEGP in Tripura. Prepared by SOFED, Agartala
8. [Page - 7]
A] Introduction:
The rice in North Eastern Region as well as in Tripura is considered to be the main diet both vegetarian
and non-vegetarian. The unit proposes milling of paddy to produce rice. Since the traditional method is
much time consuming and less productive, the Government has taken a policy decision to allow only
mini rice mill instead of conventional huller mill.
B] Market Potential of the product:
Of the total population of about 32 lakh in the State of Tripura and taking an average per capita
consumption of 12 kg. of rice per month, there is vast scope of mini modern rice mill units in the state of
Tripura. The main raw materials namely, paddy is available throughout the state.
C] Raw Material:
Bulk of the paddy grown in the state which have paddy production about 5.5 lakh MT annually.
D] Production Process:
The main process steps are :
i) Cleaning of dry paddy.
ii) Milling
iii) Dehusking and cleaning.
E] Suggested Plant Capacity:
Milling capacity : 400 kg. per hour.
No.shift per day : 1
Working hours : 8 hours.
Working days/year : 300 days.
Annual production : 960 tons.
Loss during dehusking : 6%.
Net production. : 900 tons per year.
Model Project Profiles of Potential Industries for finance under PMEGP in Tripura. Prepared by SOFED, Agartala
9. [Page-8]
F] Requirement of Infrastructure:
The major infrastructure requirements are –
1. Working Shed, store and show room counter: 1000 Sq. Ft. @ Rs. 2.20 Lakh
2. Power 20 KW
3. Water 500 Ltrs / Day
G] Manpower Requirement:
The unit proposed to employ 5 Nos. of both skilled & unskilled persons.
H] Machineries & Equipments:
Items Qnty (Nos) Amount (In Lakh Rs.)
1 Raja Rice Huller No.8 Complete 1
2 M.G.Rubber Roll Sheller Model Mini Super 2/DL6 with 1
Aspirator.
3 Crompton 20 HP 960 RPM Sq.cage TEFC electric 1
motor with (0.1) star delta starter and main switch 1.
4 Crompton power capacitor 10 KVAR 1
5 Volt and Amp meter 1 set
6 Motor Rail 36” 1 Pr. 3.00
7 V-Pully 8 x 4 C and 24 x 4 x C 1 set
8 V-Belt C-Sec @ Rs 650/set. 4 set
9 M.S.Shaft 63 mm dia @ Rs 620/- 6 Mtr.
10 Bearing Block and Socket @ Rs 680/-set. 4 set
11 W.I. Split pullies @Rs. 900/- 2 Nos.
12 Rubber Belt 4”x4 Ply, GY Thor @ Rs 162/meter 20 Mtr.
13 Belt Fastner @Rs 35/- 2 Doz.
14 Misc. equipment. LS
Total 3.00
I] Total Capital Requirement:
1. Fixed Capital: (Rs. In Lakh)
i. Land: (Own) 0.00
ii. Site Development: 0.00
iii. Building/Working Shed: 2.20
iv. Plant & Machineries: 3.00
v. Misc. Fixed Assets: 0.50
(Furnitures, Fixtures, electrification etc.)
Total 5.70
vi. Preliminary & Pre-operative expenses: 0.15
Total amount of Fixed Capital required 5.85
2. Working Capital: (Rs. In Lakh)
Since the unitj will do only job work, there will be no working capital requirements.
Model Project Profiles of Potential Industries for finance under PMEGP in Tripura. Prepared by SOFED, Agartala
10. [Page - 9]
3. Means of Finance: (Rs. In Lakh)
Urban Rural
i. Composite Loan Under PMEGP 4.10 3.51
ii. Subsidy entitled: 1.46 2.05
iii. Own contribution @ 5% of Project Cost: 0.29 0.29
Total 5.85 5.85
J] Annual Sales Forecasting:
The current market milling price of paddy is Rs. 1700 per ton. Based on these prices, the annual sales
realization of 900 ton rice is Rs 15.3 Lakh at 100% capacity utilization.
K] Projected Profitability of the Project:
Assumptions: Area of the Project Urban
Annual Increase in Operating Expenses: 7%
Rate of interest on loan: 13 %
Rate of depriciation on fixed assets: 10 %
Amount are in Lakh Rs.
Projected profitability for: 1st Year 2nd Year 3rd Year 4th Year 5th Year
Capacity Utilisation (In %)- 70 80 90 90 90
1 Expected Sales: 10.71 12.24 13.77 13.77 13.77
2 Less Cost of Materials: 0.00 0.00 0.00 0.00 0.00
3 Gross Profit (1-2): 10.71 12.24 13.77 13.77 13.77
4 Less other operating expenses:
i) Rent for Land: 0.00 0.00 0.00 0.00 0.00
ii) Salary for staff: 2.40 2.57 2.75 2.94 3.15
iii) Electricity and maintainance: 0.10 0.11 0.11 0.12 0.13
iv) Office expenses (Stationary, Telephone etc.) 0.40 0.43 0.46 0.49 0.52
v) Advertising and Selling expenses: 0.05 0.05 0.06 0.06 0.07
vi) Insurance and other misc. expenses: 0.10 0.11 0.11 0.12 0.13
Total of Sl. 4. 3.05 3.26 3.49 3.74 4.00
5 Profit before Depriciation, Interest and Taxes(3-4): 7.66 8.98 10.28 10.03 9.77
6 Less Depriciation on Fixed Assets: 0.57 0.57 0.57 0.57 0.57
7 profit before interest and taxes (5-6): 7.09 8.41 9.71 9.46 9.20
8 Less Interest payable on loan: 0.53 0.43 0.32 0.21 0.11
9 Profit before taxes (7-8): 6.56 7.98 9.39 9.25 9.10
10 Income Tax payable (exempted under NEIPP): 0.00 0.00 0.00 0.00 0.00
11 Calculated Net profit (9-10): 6.56 7.98 9.39 9.25 9.10
Percentage of Profit on Sale: 61.23 65.20 68.18 67.18 66.05
12 Provision for repayment of loan: 0.82 0.82 0.82 0.82 0.82
13 Retained Profit (11-12): 5.74 7.16 8.57 8.43 8.28
14 Net Cash Accruals 6.31 7.73 9.14 9.00 8.85
[Depreciation added back with retained profit]
15 Cumulated Net profit: 6.56 14.54 23.93 33.18 42.27
Pay-Back Period: 11 Months
Model Project Profiles of Potential Industries for finance under PMEGP in Tripura. Prepared by SOFED, Agartala
11. [Page-10]
L] Repayment Schedule:
Proposed Repayment Period: 5 Years
Proposed Repayment Schedule:
[Amounts are in Lakh Rupees]
1st Year 2nd Year 3rd Year 4th Year 5th Year
Refundable loan at the beginning of the year: 4.10 3.28 2.46 1.64 0.82
Proposed Repayment during the year: 0.82 0.82 0.82 0.82 0.82
Refundable loan at the end of the year: 3.28 2.46 1.64 0.82 0.00
Total Debt-Service [Interest+Repayment]: 1.35 1.24 1.14 1.03 0.93
Fund Available for Debt-Service: 7.66 8.98 10.28 10.03 9.77
Debt-Service Coverage Ratio: 5.67 7.21 9.03 9.72 10.56
M] Projected Cash Flow Statement:
Amounts are in Lakh Rs.
a) Sources of Fund: During The- 1st Year 2nd Year 3rd Year 4th Year 5th Year
i) Own Investment: 0.293
ii) Loan from Bank: 4.095
iii) Increase in Subsidy: 1.463
iv) Profit Before Interest and taxes: 7.090 8.407 9.708 9.464 9.202
v) Depreciation added back: 0.570 0.570 0.570 0.570 0.570
Total 13.510 8.977 10.278 10.034 9.772
b) Uses of Fund:
i) Increase in Fixed Assets: 5.700
ii) Preliminary Expenses: 0.150
iii) Margin for Working Capital 0.000
iv) Increase in Working Capital: 0.000
v) Decrease in Loan: 0.819 0.819 0.819 0.819 0.819
vi) Interest payable: 0.532 0.426 0.319 0.213 0.106
vii) Income Tax Payable: 0.000 0.000 0.000 0.000 0.000
Total 7.201 1.245 1.138 1.032 0.925
Opening Balance: 6.309 14.040 23.180 32.182
Surplus/Deficit Generated: 6.309 7.732 9.140 9.002 8.847
Closing Balance: 6.309 14.040 23.180 32.182 41.028
N] Projected Balance Sheet:
At the end of- 1st Year 2nd Year 3rd Year 4th Year 5th Year
a) Liabilities:
i) Own Investment: 0.29 0.29 0.29 0.29 0.29
ii) Cumulated Net Profit: 6.56 14.54 23.93 33.18 42.27
Net Worth: 6.85 14.83 24.22 33.47 42.57
iii) Subsidy: 1.46 1.46 1.46 1.46 1.46
iv) Loan at Bank: 3.28 2.46 1.64 0.82 0.00
Total 11.59 18.75 27.32 35.75 44.03
b) Assets:
Gross Block as Fixed Assets and Pre. Expenses: 5.85 5.28 4.71 4.14 3.57
Less depreciation on Fixed Assets: 0.57 0.57 0.57 0.57 0.57
i) Net Block: 5.28 4.71 4.14 3.57 3.00
ii) Working Capital: 0.00 0.00 0.00 0.00 0.00
iii) Cash balance: 6.31 14.04 23.18 32.18 41.03
Total 11.59 18.75 27.32 35.75 44.03
Total Investment: 5.850 5.85 5.32 4.89 4.57 4.36
Return on Investment: 112.10 150.08 191.93 202.32 208.64
[100XNet profit/Total Investment]
Model Project Profiles of Potential Industries for finance under PMEGP in Tripura. Prepared by SOFED, Agartala
12. [Page-11]
O] Calculation of Break-Even Point:
Fixed Cost: Amounts are in Lakh Rs.
Rent, Interest & Depreciation 100% 1.102 0.996 0.889 0.783 0.676
Other Operating Expenses 60% 1.830 1.958 2.095 2.242 2.399
Total 2.932 2.954 2.985 3.025 3.075
BEP [in % of target business] 27.684 24.760 22.504 23.163 23.937
[100xFC/(FC+Net profit)]
P] Machinery & Equipment Suppliers:
1. M/s Canara Engg. Enterprises,
B-182 11 Stage,
Peenya Industrial Estate,
Bangalore-560 058.
2. M/s Jaya & Co.,
Trichy Road,
P.B.No.1347,
Coimbatore – 641 018.
Model Project Profiles of Potential Industries for finance under PMEGP in Tripura. Prepared by SOFED, Agartala
13. [Page-12]
A] Introduction:
Garment industry is playing a pivotal role in the Indian Economy. The demand for readymade garments
have been ever-increasing. Today due to time constraints people prefer to buy readymade garments
rather than going to a tailoring unit and getting the garments stitched after 10 to 15 days. Moreover
people prefer to select from varieties that is available in the market. So, it can be said that if the
entrepreneur is creative and has a command over dress designing, he can be successful in the present
day market.
B] Market Potential of the product:
Tripura has a good market for readymade garments which are coming from outside the State. There is
enough potential in the state for a few units.
C] Requirement of Infrastructure:
The major infrastructure requirements are –
1. Working Shed, store and show room counter: 500 Sq. Ft. @ Rs.
2. Power 2 KW
3. Water 500 Ltrs
D] Manpower Requirement:
The unit will employ 10 persons both skills & unskilled.
1 Manager 1 No.
2 Master Tailor 2 Nos.
3 Tailor 6 Nos.
4 Chowkidar 1 No.
Total 10 Nos.
Model Project Profiles of Potential Industries for finance under PMEGP in Tripura. Prepared by SOFED, Agartala
14. [Page-13]
E] Total Capital Requirement:
1. Fixed Capital: (Rs. In Lakh)
i. Land: 0.00
ii. Site Development: 0.00
iii. Building/Working Shed: (Rented) 0.00
iv. Plant & Machineries: 3.30
v. Misc. Fixed Assets: 0.55
(Furnitures, Fixtures, electrification etc.)
Total 3.85
vi. Preliminary & Pre-operative expenses: 0.25
vii. Margin for Working Capital (Not required) 0.00
Total amount of Fixed Capital required 4.10
2. Working Capital: (Rs. In Lakh)
i. Raw Materials: [1 Month] 1.70
ii. Finished goods [15 Days] 1.20
iii. Receivables [15 Days] 1.15
Total amount of Working Capital required 4.05
Total Fund Required for the Project: [1 + 2] Rs 8.15 Lakh
3. Means of Finance: (Rs. In Lakh)
Urban Rural
i. Composite Loan Under PMEGP 5.71 4.89
ii. Subsidy entitled: 2.04 2.85
iii. Own contribution @ 5% of Project Cost: 0.41 0.41
Total 8.15 8.15
F] Monthly Sales Forecasting: @ 70% Capacity Utilisation.
Items Qnty (Nos) Rate (Rs/Piece) Amount (Rs)
1 Salwar Suit 150 300 360 54000
2 Shirt 400 150 180 72000
3 Blouse 400 80 100 40000
4 Kids garament 300 220 265 79500
Total 245500
Total Projected annual sale = Rs 29.46 Lakh
Model Project Profiles of Potential Industries for finance under PMEGP in Tripura. Prepared by SOFED, Agartala
15. [Page - 14]
G] Projected Profitability of the Project:
Assumptions: Area of the Project Urban
Annual Increase in Operating Expenses: 7%
Rate of interest on loan: 13 %
Rate of depriciation on fixed assets: 10 %
Amount are in Lakh Rs.
Projected profitability for: 1st Year 2nd Year 3rd Year 4th Year 5th Year
Capacity Utilisation (In %)- 70 80 90 90 90
1 Expected Sales: 29.46 33.67 37.88 37.88 37.88
2 Less Cost of Materials: 20.40 23.31 26.23 26.23 26.23
3 Gross Profit (1-2): 9.06 10.35 11.65 11.65 11.65
4 Less other operating expenses:
i) Rent for Land: 0.15 0.16 0.17 0.18 0.20
ii) Salary for staff: 3.70 3.96 4.24 4.53 4.85
iii) Electricity and maintainance: 0.25 0.27 0.29 0.31 0.33
iv) Office expenses (Stationary, Telephone etc.) 0.10 0.11 0.11 0.12 0.13
v) Advertising and Selling expenses: 1.50 1.61 1.72 1.84 1.97
vi) Insurance and other misc. expenses: 0.05 0.05 0.06 0.06 0.07
Total of Sl. 4. 5.75 6.15 6.58 7.04 7.54
5 Profit before Depriciation, Interest and Taxes(3-4): 3.31 4.20 5.07 4.60 4.11
6 Less Depriciation on Fixed Assets: 0.39 0.39 0.39 0.39 0.39
7 profit before interest and taxes (5-6): 2.93 3.82 4.68 4.22 3.73
8 Less Interest payable on loan: 0.74 0.59 0.44 0.30 0.15
9 Profit before taxes (7-8): 2.18 3.22 4.24 3.92 3.58
10 Income Tax payable (exempted under NEIPP): 0.00 0.00 0.00 0.00 0.00
11 Calculated Net profit (9-10): 2.18 3.22 4.24 3.92 3.58
Percentage of Profit on Sale: 7.41 9.57 11.18 10.36 9.45
12 Provision for repayment of loan: 1.14 1.14 1.14 1.14 1.14
13 Retained Profit (11-12): 1.04 2.08 3.09 2.78 2.44
14 Net Cash Accruals 1.43 2.47 3.48 3.17 2.82
[Depreciation added back with retained profit]
15 Cumulated Net profit: 2.18 5.41 9.64 13.57 17.14
Pay-Back Period: 30 Months
H] Repayment Schedule:
Proposed Repayment Period: 5 Years
Proposed Repayment Schedule:
[Amounts are in Lakh Rupees]
1st Year 2nd Year 3rd Year 4th Year 5th Year
Refundable loan at the beginning of the year: 5.71 4.56 3.42 2.28 1.14
Proposed Repayment during the year: 1.14 1.14 1.14 1.14 1.14
Refundable loan at the end of the year: 4.56 3.42 2.28 1.14 0.00
Total Debt-Service [Interest+Repayment]: 1.88 1.73 1.59 1.44 1.29
Fund Available for Debt-Service: 3.31 4.20 5.07 4.60 4.11
Debt-Service Coverage Ratio: 1.76 2.42 3.19 3.20 3.19
Model Project Profiles of Potential Industries for finance under PMEGP in Tripura. Prepared by SOFED, Agartala
16. [Page-15]
I] Projected Cash Flow Statement:
Amounts are in Lakh Rs.
a) Sources of Fund: During The- 1st Year 2nd Year 3rd Year 4th Year 5th Year
i) Own Investment: 0.408
ii) Loan from Bank: 5.705
iii) Increase in Subsidy: 2.038
iv) Profit Before Interest and taxes: 2.925 3.817 4.680 4.220 3.726
v) Depreciation added back: 0.385 0.385 0.385 0.385 0.385
Total 11.460 4.202 5.065 4.605 4.111
b) Uses of Fund:
i) Increase in Fixed Assets: 3.850
ii) Preliminary Expenses: 0.250
iii) Margin for Working Capital 0.000
iv) Increase in Working Capital: 4.050
v) Decrease in Loan: 1.141 1.141 1.141 1.141 1.141
vi) Interest payable: 0.742 0.593 0.445 0.297 0.148
vii) Income Tax Payable: 0.000 0.000 0.000 0.000 0.000
Total 10.033 1.734 1.586 1.438 1.289
Opening Balance: 1.427 3.895 7.374 10.541
Surplus/Deficit Generated: 1.427 2.467 3.479 3.167 2.822
Closing Balance: 1.427 3.895 7.374 10.541 13.363
J] Projected Balance Sheet:
At the end of- 1st Year 2nd Year 3rd Year 4th Year 5th Year
a) Liabilities:
i) Own Investment: 0.41 0.41 0.41 0.41 0.41
ii) Cumulated Net Profit: 2.18 5.41 9.64 13.57 17.14
Net Worth: 2.59 5.81 10.05 13.97 17.55
iii) Subsidy: 2.04 2.04 2.04 2.04 2.04
iv) Loan at Bank: 4.56 3.42 2.28 1.14 0.00
Total 9.19 11.27 14.37 17.15 19.59
b) Assets:
Gross Block as Fixed Assets and Pre. Expenses: 4.10 3.72 3.33 2.95 2.56
Less depreciation on Fixed Assets: 0.39 0.39 0.39 0.39 0.39
i) Net Block: 3.72 3.33 2.95 2.56 2.18
ii) Working Capital: 4.05 4.05 4.05 4.05 4.05
iii) Cash balance: 1.43 3.89 7.37 10.54 13.36
Total 9.19 11.27 14.37 17.15 19.59
Total Investment: 8.150 8.15 7.41 6.82 6.37 6.07
Return on Investment: 26.79 43.51 62.15 61.58 58.92
[100XNet profit/Total Investment]
K] Calculation of Break-Even Point:
Fixed Cost: Amounts are in Lakh Rs.
Rent, Interest & Depreciation 100% 1.277 0.978 0.830 0.682 0.533
Other Operating Expenses 60% 3.360 3.595 3.847 4.116 4.404
Total 4.637 4.574 4.677 4.798 4.938
BEP [in % of target business] 58.347 52.118 48.006 51.028 54.565
[100xFC/(FC+Net profit)]
L] Machinery & Equipment Suppliers:
All the Machineries & Equipments are vailable in the Local Market.
Model Project Profiles of Potential Industries for finance under PMEGP in Tripura. Prepared by SOFED, Agartala
17. [Page-16]
A] Introduction:
The art of dyeing is a branch of applied chemistry in which a use of both physical and chemical
principle is made in order to bring about a permanent union between the dyes and the textile
materials. The art lies in colouring the textile in such a manner the colour may be fast and is not
removed by operations such as working, rubbing, sunlight etc. Yarn dyeing is a common feature in the
North Eastern states with nearly 50% of the handloom being located here and the demand for dyed
yarn both cotton and silk is of great demand for this sector.
B] Market Potential of the product:
The N.E. Region including Tripura has a great demand for dyed yarn both cotton and silk as it is the
only raw material which feeds the handloom weaving sector. The manufactured yarn is either bleached
or is grey in colour. It is subsequently dyed to give different colours. These coloured yarns are the raw
material for weavers of the handloom sector. There is a great demand for the dyed yarn as nearly every
household in the rural sector has a loom which cater to the day to day clothing required.
C] Raw Material:
The main raw material required for the unit is gray yarn 78750 Kgs and the cost of the grey yarn
is estimated at Rs 115 Per Kg.
Therefore annual requirement is of Rs 90.5625 Lakh
The different colour powders required are:
• Violet : 105 Kgs
• Blue : 105 Kgs
• Green : 90 Kgs
• Dark blue : 160 Kgs.
• Pink : 65 Kgs.
• Red-scarlet R base : 190 Kgs
• Maroon A.S.T.R. base : 55 Kgs
• Black :1225 Kgs.
• Chocolate – GBC base : 55 Kgs.
• Orange –G.C. base : 20 Kgs
• Yellow : 30 Kgs.
Other Inputs (Chemicals etc.):
• A.S. : 160 Kgs.
• B.S. : 160 Kgs.
• Sodium Nitrate : 160 Kgs.
• Hydrolic Acid : 370 Ltrs.
• Ammonium sulphate : 315 Kgs
• Sodium Sulphate : 1050 Kgs.
• Caustic Soda : 1575 Kgs.
• Hydrogen Sulphide : 525 Kgs.
• Sodium accelate : 40 Kgs
• Soft soap : 1750 Kgs.
Packing Materials – Paper, Cartoon, Boxes etc.
Model Project Profiles of Potential Industries for finance under PMEGP in Tripura. Prepared by SOFED, Agartala
18. [Page-17]
D] Production Process:
The major process steps are:
i) Scouring of grey yarn in soft soap solution.
ii) Washing and squeezing the scoured yarn between bamboo poles.
iii) Dyeing of scoured yarns by Vatdyes/ sulpher dyes / Napthol dyes.
iv) Washing in fresh water and squeezing of dyed yarns.
v) Drying of dyed yarns under fan.
Process flow:-
E] Suggested Installed Capacity:
Production per day at rated capacity : 375 Kgs.
Capacity Utilisation : 70%
Average daily production envisaged : 262.5 Kgs
Working Days/year : 300 Days
Annual production : 17,500 bundles or
78750 Kgs
F] Manpower Requirement:
The unit will employ 5 Nos. of skilled & un-skilled person.
1 Manager 1 No.
2 Dye Master 1 No.
3 Skilled Worker 2 Nos.
4 Helper 1 No.
Total 5 Nos.
Model Project Profiles of Potential Industries for finance under PMEGP in Tripura. Prepared by SOFED, Agartala
19. [Page - 18]
G] Machineries & Equipments required:
Machines/Equipments Quantity (Nos) Amount Required (In Lakh Rs.)
1 Cast Iron Pan (Cap 100 Ltr.) 5 0.25
2 Cast Iron Karahi (Cap. 20 Ltr.) 4 0.07
3 Weigh M/c. 1 0.07
4 Storage Trays 10 0.18
0.57
Add: Cost of Transportation 0.04
Total 0.61
H] Requirement of Infrastructure:
The major infrastructure requirements are –
1. Working Shed, store and show room counter: 1200 Sq. Ft.
2. Power 2 KW
3. Water 500 Ltrs/Day
I] Total Capital Requirement:
1. Fixed Capital: (Rs. In Lakh)
i. Land: 0.00
ii. Site Development: 0.00
iii. Building/Working Shed: (Rented) 0.00
iv. Plant & Machineries: 0.61
v. Misc. Fixed Assets: 0.25
(Furnitures, Fixtures, electrification etc.)
Total 0.86
vi. Preliminary & Pre-operative expenses: 0.12
vii. Margin for Working Capital Not required 0.00
Total amount of Fixed Capital required 0.98
2. Working Capital: (Rs. In Lakh)
i. Raw Materials: [15 Days] 5.43
ii. Finished goods [15 Days] 5.50
iii. Receivables [15 Days] 5.15
Total amount of Working Capital required 16.08
Total Fund Required for the Project: [1 + 2] Rs 17.06 Lakh
3. Means of Finance: (Rs. In Lakh)
Urban Rural
i. Composite Loan Under PMEGP 11.94 10.24
ii. Subsidy entitled: 4.27 5.97
iii. Own contribution @ 5% of Project Cost: 0.85 0.85
Total 17.06 17.06
Model Project Profiles of Potential Industries for finance under PMEGP in Tripura. Prepared by SOFED, Agartala
20. [Page-19]
J] Annual Sales Forecasting: @ 70% Capacity Utilisation.
Items Qnty (Kgs) Rate (Rs/Piece) Amount (Rs)
1 Violet 7875 180 1417500
2 Blue 7875 162 1275750
3 Green 7875 162 1275750
4 Dark Blue 11810 162 1913220
5 Pink 2360 162 382320
6 Red 14175 162 2296350
7 Maroon 3940 162 638280
8 Black 15750 162 2551500
9 Choclate 3940 162 638280
10 Orange 1575 162 255150
11 Yellow 1575 162 255150
Total 12899250
Total Projected annual sale = Rs 128.99 Lakh
Model Project Profiles of Potential Industries for finance under PMEGP in Tripura. Prepared by SOFED, Agartala
21. [Page-20]
K] Projected Profitability of the Project:
Assumptions: Area of the Project Urban
Annual Increase in Operating Expenses: 7%
Rate of interest on loan: 13 %
Rate of depriciation on fixed assets: 10 %
Amount are in Lakh Rs.
Projected profitability for: 1st Year 2nd Year 3rd Year 4th Year 5th Year
Capacity Utilisation (In %)- 70 80 90 90 90
1 Expected Sales: 128.99 147.42 165.85 165.85 165.85
2 Less Cost of Materials (Including Colour Powder): 79.16 90.47 101.78 101.78 101.78
3 Gross Profit (1-2): 49.83 56.95 64.07 64.07 64.07
4 Less other operating expenses:
i) Rent for Land: 0.40 0.43 0.46 0.49 0.52
ii) Salary for staff: 1.20 1.28 1.37 1.47 1.57
iii) Electricity and maintainance: 0.30 0.32 0.34 0.37 0.39
iv) Office expenses (Stationary, Telephone etc.) 0.25 0.27 0.29 0.31 0.33
v) Advertising and Selling expenses: 6.20 6.63 7.10 7.60 8.13
vi) Insurance and other misc. expenses: 0.20 0.21 0.23 0.25 0.26
Total of Sl. 4. 8.55 9.15 9.79 10.47 11.21
5 Profit before Depriciation, Interest and Taxes(3-4): 41.28 47.80 54.28 53.60 52.86
6 Less Depriciation on Fixed Assets: 0.09 0.09 0.09 0.09 0.09
7 profit before interest and taxes (5-6): 41.20 47.72 54.20 53.51 52.78
8 Less Interest payable on loan: 1.55 1.24 0.93 0.62 0.31
9 Profit before taxes (7-8): 39.64 46.47 53.26 52.89 52.47
10 Income Tax payable (exempted under NEIPP): 0.00 0.00 0.00 0.00 0.00
11 Calculated Net profit (9-10): 39.64 46.47 53.26 52.89 52.47
Percentage of Profit on Sale: 30.73 31.53 32.12 31.89 31.64
12 Provision for repayment of loan: 2.39 2.39 2.39 2.39 2.39
13 Retained Profit (11-12): 37.26 44.09 50.88 50.50 50.08
14 Net Cash Accruals 37.34 44.17 50.96 50.59 50.16
[Depreciation added back with retained profit]
15 Cumulated Net profit: 39.64 86.12 139.38 192.27 244.74
Pay-Back Period: 5 Months
L] Repayment Schedule:
Proposed Repayment Period: 5 Years
Proposed Repayment Schedule:
[Amounts are in Lakh Rupees]
1st Year 2nd Year 3rd Year 4th Year 5th Year
Refundable loan at the beginning of the year: 11.94 9.55 7.17 4.78 2.39
Proposed Repayment during the year: 2.39 2.39 2.39 2.39 2.39
Refundable loan at the end of the year: 9.55 7.17 4.78 2.39 0.00
Total Debt-Service [Interest+Repayment]: 3.94 3.63 3.32 3.01 2.70
Fund Available for Debt-Service: 41.28 47.80 54.28 53.60 52.86
Debt-Service Coverage Ratio: 10.48 13.17 16.35 17.81 19.59
Model Project Profiles of Potential Industries for finance under PMEGP in Tripura. Prepared by SOFED, Agartala
22. [Page-21]
M] Projected Cash Flow Statement:
Amounts are in Lakh Rs.
a) Sources of Fund: During The- 1st Year 2nd Year 3rd Year 4th Year 5th Year
i) Own Investment: 0.853
ii) Loan from Bank: 11.942
iii) Increase in Subsidy: 4.265
iv) Profit Before Interest and taxes: 41.197 47.717 54.195 53.510 52.777
v) Depreciation added back: 0.086 0.086 0.086 0.086 0.086
Total 58.343 47.803 54.281 53.596 52.863
b) Uses of Fund:
i) Increase in Fixed Assets: 0.860
ii) Preliminary Expenses: 0.120
iii) Margin for Working Capital 0.000
iv) Increase in Working Capital: 16.080
v) Decrease in Loan: 2.388 2.388 2.388 2.388 2.388
vi) Interest payable: 1.552 1.242 0.931 0.621 0.310
vii) Income Tax Payable: 0.000 0.000 0.000 0.000 0.000
Total 21.001 3.630 3.320 3.009 2.699
Opening Balance: 37.342 81.514 132.476 183.063
Surplus/Deficit Generated: 37.342 44.173 50.962 50.587 50.164
Closing Balance: 37.342 81.514 132.476 183.063 233.227
N] Projected Balance Sheet:
At the end of- 1st Year 2nd Year 3rd Year 4th Year 5th Year
a) Liabilities:
i) Own Investment: 0.85 0.85 0.85 0.85 0.85
ii) Cumulated Net Profit: 39.64 86.12 139.38 192.27 244.74
Net Worth: 40.50 86.97 140.24 193.13 245.59
iii) Subsidy: 4.27 4.27 4.27 4.27 4.27
iv) Loan at Bank: 9.55 7.17 4.78 2.39 0.00
Total 54.32 98.40 149.28 199.78 249.86
b) Assets:
Gross Block as Fixed Assets and Pre. Expenses: 0.98 0.89 0.81 0.72 0.64
Less depreciation on Fixed Assets: 0.09 0.09 0.09 0.09 0.09
i) Net Block: 0.89 0.81 0.72 0.64 0.55
ii) Working Capital: 16.08 16.08 16.08 16.08 16.08
iii) Cash balance: 37.34 81.51 132.48 183.06 233.23
Total 54.32 98.40 149.28 199.78 249.86
Total Investment: 17.060 17.06 15.51 14.27 13.33 12.71
Return on Investment: 232.38 299.69 373.37 396.65 412.70
[100XNet profit/Total Investment]
O] Calculation of Break-Even Point:
Fixed Cost: Amounts are in Lakh Rs.
Rent, Interest & Depreciation 100% 2.038 1.328 1.017 0.707 0.396
Other Operating Expenses 60% 4.890 5.232 5.599 5.990 6.410
Total 6.928 6.560 6.616 6.697 6.806
BEP [in % of target business] 14.371 12.067 10.864 11.108 11.407
[100xFC/(FC+Net profit)]
P] Machinery & Equipment Suppliers:
The yarns as well as the colours and chemicals are available in the state capital
Model Project Profiles of Potential Industries for finance under PMEGP in Tripura. Prepared by SOFED, Agartala
23. [Page-22]
A] Introduction:
Mosquito net is considered as an essential item for human living. It is a protective item used by people
to ward off mosquito bites during sleep with people become more health and hygiene conscious,
mosquito nets have found preference over mosquito repellant which is a chemical preparation and is
hazardous to health in the long run.
B] The Product:
Mosquito net is an essential item of the bedding used by people to product themselves from mosquito
bites during sleep. Though other protective items like mosquito repellant coils and mats, ointments are
available yet people prefer mosquito nets as there are no side effects as may be present in the
chemically prepared item. Hence, the demand for mosquito nets is always in the increase. With the
introduction of nylon nets, the preference for cotton nets are decreasing as nylon nets have more
durability, easier and lighter to wash with better air circulation.
C] Market Potential of the product:
Mosquito net is an essential item for human use. Its demand is not seasonal but exists throughout the
year. Apart from domestic consumption, there exist demand in hotels, hospital and defence sector, who
are bulk purchasers of the item through rate contracts.
D] Availability of Raw Material:
The raw materials required for the unit is Nylon Net which is available in the market. It can be procured
in bulk from the wholesaler at reduced price. Other accessories required are lining cloth, cotton tape and
sewing threads which is readily available in the market.
Item Qty.
1. Nylon net 250000 mtr. @ Rs 20/mtr
Lining 63750 mtrs
2. Cotton tap, sewing L.S.
thread, lining cloth etc.
cotton tape +threads
3. Packing materials L.S.
Model Project Profiles of Potential Industries for finance under PMEGP in Tripura. Prepared by SOFED, Agartala
24. [Page-23]
E] Suggested Location:
The unit may be located in any urban area preferably near to the market place.
F] Production Process:
The manufacture of Nylon net is very simple. A piece of net is cut in rectangular size varying in size
whether it is a double or a single net. Another piece is stitched with cotton tape and lining making it into
a rectangular tent to fit the bed.
Process Flow Chart:-
G] Suggested Installed Capacity:
Capacity utilization 100%
Working days/year 300 Days
Annual production 35715 Nets
H] Requirement of Infrastructure:
The major infrastructure requirements are –
1. Working Shed, store and show room counter: 750 Sq. Ft.
2. Power 2 KW
3. Water 500 Ltrs / Day
I] Machineries & Equipments required:
Machines/Equipments Quantity (Nos) Amount Required (In Lakh Rs.)
1 Sewing Machine 103K full sets 10 2.04
2 Scissors, Tapes, Inter Lock Machines LS
and other accessories.
Total 2.04
J] Manpower Requirement:
The unit will employ 8 Nos. of skilled & un-skilled person.
1 Owner Cum Manager 1 No.
2 Skilled Worker 4 No.
3 Un-Skilled Worker 2 Nos.
4 Helper 1 No.
Total 8 Nos.
Model Project Profiles of Potential Industries for finance under PMEGP in Tripura. Prepared by SOFED, Agartala
25. [Page - 24]
K] Total Capital Requirement:
1. Fixed Capital: (Rs. In Lakh)
i. Land: 0.00
ii. Site Development: 0.00
iii. Building/Working Shed: (Rented) 0.00
iv. Plant & Machineries: 2.04
v. Misc. Fixed Assets: 0.35
(Furnitures, Fixtures, electrification etc.)
Total 2.39
vi. Preliminary & Pre-operative expenses: 0.12
vii. Margin for Working Capital not required 0.00
Total amount of Fixed Capital required 2.51
2. Working Capital: (Rs. In Lakh)
i. Raw Materials: [15 Days] 3.30
ii. Finished goods [15 Days] 3.50
iii. Receivables [15 Days] 3.75
Total amount of Working Capital required 10.55
Total Fund Required for the Project: [1 + 2] Rs 13.06 Lakh
3. Means of Finance: (Rs. In Lakh)
Urban Rural
i. Composite Loan Under PMEGP 9.14 7.84
ii. Subsidy entitled: 3.27 4.57
iii. Own contribution @ 5% of Project Cost: 0.65 0.65
Total 13.06 13.06
L] Annual Sales Forecasting: @ 70% Capacity Utilisation.
Items Qnty (Nos.) Rate (Rs) Amount (Rs)
Mosquito Nets 25000 350 8750000
8750000
Total Projected annual sale = Rs 87.5 Lakh
Model Project Profiles of Potential Industries for finance under PMEGP in Tripura. Prepared by SOFED, Agartala
26. [Page-25]
M] Projected Profitability of the Project:
Assumptions: Area of the Project Urban
Annual Increase in Operating Expenses: 7%
Rate of interest on loan: 13 %
Rate of depriciation on fixed assets: 10 %
Amount are in Lakh Rs.
Projected profitability for: 1st Year 2nd Year 3rd Year 4th Year 5th Year
Capacity Utilisation (In %)- 70 80 90 90 90
1 Expected Sales: 87.50 100.00 112.50 112.50 112.50
2 Less Cost of Materials: 79.20 90.51 101.83 101.83 101.83
3 Gross Profit (1-2): 8.30 9.49 10.67 10.67 10.67
4 Less other operating expenses:
i) Rent for Land: 0.40 0.43 0.46 0.49 0.52
ii) Salary for staff: 2.00 2.14 2.29 2.45 2.62
iii) Electricity and maintainance: 0.24 0.26 0.27 0.29 0.31
iv) Office expenses (Stationary, Telephone etc.) 0.10 0.11 0.11 0.12 0.13
v) Advertising and Selling expenses: 0.60 0.64 0.69 0.74 0.79
vi) Insurance and other misc. expenses: 0.20 0.21 0.23 0.25 0.26
Total of Sl. 4. 3.54 3.79 4.05 4.34 4.64
5 Profit before Depriciation, Interest and Taxes(3-4): 4.76 5.70 6.62 6.33 6.03
6 Less Depriciation on Fixed Assets: 0.24 0.24 0.24 0.24 0.24
7 profit before interest and taxes (5-6): 4.52 5.46 6.38 6.10 5.79
8 Less Interest payable on loan: 1.19 0.95 0.71 0.48 0.24
9 Profit before taxes (7-8): 3.33 4.51 5.67 5.62 5.55
10 Income Tax payable (exempted under NEIPP): 0.00 0.00 0.00 0.00 0.00
11 Calculated Net profit (9-10): 3.33 4.51 5.67 5.62 5.55
Percentage of Profit on Sale: 3.81 4.51 5.04 5.00 4.94
12 Provision for repayment of loan: 1.83 1.83 1.83 1.83 1.83
13 Retained Profit (11-12): 1.50 2.68 3.84 3.79 3.73
14 Net Cash Accruals 1.74 2.92 4.08 4.03 3.97
[Depreciation added back with retained profit]
15 Cumulated Net profit: 3.33 7.84 13.51 19.13 24.68
Pay-Back Period: 35 Months
N] Repayment Schedule:
Proposed Repayment Period: 5 Years
Proposed Repayment Schedule:
[Amounts are in Lakh Rupees]
1st Year 2nd Year 3rd Year 4th Year 5th Year
Refundable loan at the beginning of the year: 9.14 7.31 5.49 3.66 1.83
Proposed Repayment during the year: 1.83 1.83 1.83 1.83 1.83
Refundable loan at the end of the year: 7.31 5.49 3.66 1.83 0.00
Total Debt-Service [Interest+Repayment]: 3.02 2.78 2.54 2.30 2.07
Fund Available for Debt-Service: 4.76 5.70 6.62 6.33 6.03
Debt-Service Coverage Ratio: 1.58 2.05 2.60 2.75 2.92
Model Project Profiles of Potential Industries for finance under PMEGP in Tripura. Prepared by SOFED, Agartala