The document proposes an innovation to the student identification cards used at Ateneo Graduate School of Business. Currently, IDs are used for security and accessing campus areas. The suggested innovation is to add debit card functionality to the IDs, allowing students to purchase books, photocopying and binding services, parking spaces, and pay enrollment and additional fees using their student ID. Contact details would be included if the card is lost. The proposal aims to integrate multiple campus services into a single student identification card.