This document promotes a merchant cash advance program for Canadian small businesses. It provides quick funding through daily repayment withdrawals from future credit card and debit card sales. Businesses can use the funds for inventory, renovations, advertising, working capital, or emergencies. The program offers flexibility and simplicity compared to traditional bank loans. It highlights a story of a boutique owner who was able to significantly grow her business by using funds from the program to purchase discounted inventory.

1. 1.866.240.3694
www.merchantadvance.com
A simple and flexible FUNDING
SOLUTION that works FOR YOU.
 PURCHASING INVENTORY
 RENOVATIONS
 ADVERTISING/MARKETING
 WORKING CAPITAL
 EMERGENCY CASH
FUNDING MADE EASY FOR CANADIAN SMALL BUSINESS
1151 W 8th
Ave, Top Floor
Vancouver, BC, V6H 1C5
MERCHANT
ADVANCE
=++ STOREFRONT
DAILY
DEBIT/CREDIT
SALES
CANADIAN
GET STARTED.
S
604.345.1820
clients@merchantadvance.com
merchantadvance.com
Call us for a free quote. It’s Fast, It’s Easy and there is NO obligation.

2.
HOW COULD EXTRA
CAPITAL WORK FOR YOU?
THE PROGRAM
We provide quick & easy access to capital for
Canadian store‐front businesses. Daily
payments are based on a small fixed
percentage (the ‘withholding percentage’) of
your future debit and credit card sales. Our
team will work with you directly to find that
perfect number that is right for your
business. We analyze your business to design
a program that will provide you with
maximum benefit. We give you the financial
flexibility to capitalize on opportunities – on
terms that work for you. We’ll design a
program hand‐tailored to meet your unique
business needs. Simple.
FLEXIBILITY & CONVENIENCE
The big banks just wont’t offer it in Canada
and we want to help. Flexibility and
simplicity are traits that shouldn’t be
overlooked when it comes to business
services. Finding solutions – fast – to your
financing needs is invaluable to your day‐to‐
day operations. Clients come to us for our
quick funding solutions but they stay for our
flexibility throughout the program.
You value honesty and transparency and
those traits are in our DNA. We will never
sneak in hidden fees or be unreasonable. We
guarantee it.
ALIGNED WITH THE SUCCESS OF YOU AND YOUR BUSINESS
Our merchant advance program takes your future cash flows and turns them into immediate
cash for your business that you can use right away. We’d rather keep it simple so you can
spend more time running the show and less time writing cheques or worrying about making
payments. Simplicity is knowing exactly what is getting paid each day – automatically.
EVA’S STORY
Eva owns a formalwear boutique in Calgary. Her
business is growing quickly, as her store has become the go‐
to shop for black tie events in the city. One of her top
suppliers is having a fire sale and their entire inventory of
floor‐length gowns is priced to move.
With prom and graduation season around the corner,
Eva knows that if she can find the cash to take advantage of
this opportunity her revenue will double over the next few
months with the additional inventory. With a merchant
advance, she can sell more product and drastically increase
her bottom line.
“I am so grateful that there is a company out there that is willing to help out with such a
unique program. It is so hard to get funding from the bank and this was a really flexible
option for my seasonal business”
Owner, Catering Company, ON
WE DON’T GET PAID UNTIL YOU DO
We’ll analyze your business and industry type to
determine a withholding percentage that works
well for you. Then, that portion of your daily
sales will go towards repaying your balance
automatically regardless of who you process
payments with. Oh, and we want to keep your
business, too. More than 70% of clients choose
to re‐sign with us throughout the term – a
testament to our company’s culture of
partnership and customer service.
Shouldn’t stop you from getting the
financing you deserve to invest in the
growth of your business.
We look at the strength of your
business as a whole when we review
your application and won’t disqualify
you unjustly based on a poor credit
score. We’ll evaluate the ‘big picture’
and give you the financial backing
you need to see your business
succeed.
Funding in 1‐3 days with no strings
attached. We invest in your business
and believe that the personal stuff
should be left out of it so that you’ll
have the peace of mind to do what
you do best: run your business.
Our program is designed to be
compatible with virtually all storefront
operations and exceptionally seasonal
businesses are often ideal candidates.
The Canadian winter can be harsh on
seasonal businesses, and it’s a relief to
know that options are available to you.
Receive funding in your slow months
knowing that you’ll have no problem
paying down the balance quickly as
soon as your peak season kicks in.
POOR PERSONAL CREDIT
NO COLLATERAL
SEASONAL
STRENGTH AND WEAKNESS ANALYSIS
Quorem ipsum dolor sittera amet consectetuer
adipiscing elit, sed diam erat nonum my nibh eu
ismod tincidunt uttera laoreet dolore magna ali
quam erat volutpat utte wisi enim ad.
53%
RENOVATIONS
34%
1973 1983 1993 2003 2013
YOUR BUSINESS FUNDED WITHIN DAYS
Ask about our different options and get a free quote with no
obligation. Fast funding, detailed account access and preferential
pricing aren’t the reasons why we’re Canada’s favourite merchant
advance provider – our customer service is. Find out why.
CANADIAN SMALL BUSINESS FINANCING.
UP TO $350,000 PER LOCATION.

3. HOW COULD EXTRA
CAPITAL WORK FOR YOU?
“Merchant Advance Capital has been really beneficial
to our success by providing us with funds at crucial
times to buy inventory for our shop.”
Owner, Bluedog Guitars, BC
THE PROGRAM
We provide quick & easy access to capital for
Canadian store-front businesses. Daily
payments are based on a small fixed
percentage (the ‘withholding percentage’) of
your future debit and credit card sales. Our
team will work with you directly to find that
perfect number that is right for your
business. We analyze your business to design
a program that will provide you with
maximum benefit. We give you the financial
flexibility to capitalize on opportunities – on
terms that work for you. We’ll design a
program hand-tailored to meet your unique
business needs. Simple.
FLEXIBILITY & CONVENIENCE
The big banks just wont’t offer it in Canada
and we want to help. Flexibility and
simplicity are traits that shouldn’t be
overlooked when it comes to business
services. Finding solutions – fast – to your
financing needs is invaluable to your day-to-
day operations. Clients come to us for our
quick funding solutions but they stay for our
flexibility throughout the program.
You value honesty and transparency and
those traits are in our DNA. We will never
sneak in hidden fees or be unreasonable. We
guarantee it.
ALIGNED WITH THE SUCCESS OF YOU AND YOUR BUSINESS
Our merchant advance program takes your future cash flows and turns them into immediate
cash for your business that you can use right away. We’d rather keep it simple so you can
spend more time running the show and less time writing cheques or worrying about making
payments. Simplicity is knowing exactly what is getting paid each day – automatically.
EVA’S STORY
Eva owns a formalwear boutique in Calgary. Her
business is growing quickly, as her store has become the go-
to shop for black tie events in the city. One of her top
suppliers is having a fire sale and their entire inventory of
floor-length gowns is priced to move.
With prom and graduation season around the corner,
Eva knows that if she can find the cash to take advantage of
this opportunity her revenue will double over the next few
months with the additional inventory. With a merchant
advance, she can sell more product and drastically increase
her bottom line.
“I am so grateful that there is a company out there that is willing to help out with such a
unique program. It is so hard to get funding from the bank and this was a really flexible
option for my seasonal business”
Owner, Catering Company, ON
WE DON’T GET PAID UNTIL YOU DO
We’ll analyze your business and industry type to
determine a withholding percentage that works
well for you. Then, that portion of your daily
sales will go towards repaying your balance
automatically regardless of who you process
payments with. Oh, and we want to keep your
business, too. More than 70% of clients choose
to re-sign with us throughout the term – a
testament to our company’s culture of
partnership and customer service.
Shouldn’t stop you from getting the
financing you deserve to invest in the
growth of your business.
We look at the strength of your
business as a whole when we review
your application and won’t disqualify
you unjustly based on a poor credit
score. We’ll evaluate the ‘big picture’
and give you the financial backing
you need to see your business
succeed.
Funding in 1-3 days with no strings
attached. We invest in your business
and believe that the personal stuff
should be left out of it so that you’ll
have the peace of mind to do what
you do best: run your business.
Our program is designed to be
compatible with virtually all storefront
operations and exceptionally seasonal
businesses are often ideal candidates.
The Canadian winter can be harsh on
seasonal businesses, and it’s a relief to
know that options are available to you.
Receive funding in your slow months
knowing that you’ll have no problem
paying down the balance quickly as
soon as your peak season kicks in.
POOR PERSONAL CREDIT
NO COLLATERAL
SEASONAL
STRENGTH AND WEAKNESS ANALYSIS
Quorem ipsum dolor sittera amet consectetuer
adipiscing elit, sed diam erat nonum my nibh eu
ismod tincidunt uttera laoreet dolore magna ali
quam erat volutpat utte wisi enim ad.
53%
RENOVATIONS
34%
1973 1983 1993 2003 2013
YOUR BUSINESS FUNDED WITHIN DAYS
Ask about our different options and get a free quote with no obligation. Fast
funding, detailed account access and preferential pricing aren’t the reasons
why we’re Canada’s favourite merchant advance provider – our customer
service is. Find out why.
CANADIAN SMALL BUSINESS FINANCING.
UP TO $350,000 PER LOCATION.

4. 1.888.539.6920
www.oxpayment.com
A simple and flexible FUNDING
SOLUTION that works FOR YOU.
 PURCHASING INVENTORY
 RENOVATIONS
 ADVERTISING/MARKETING
 WORKING CAPITAL
 EMERGENCY CASH
FUNDING MADE EASY FOR CANADIAN SMALL BUSINESS
Montreal, QC H4R 1W9
MERCHANT
ADVANCE
=++ STOREFRONT
DAILY
DEBIT/CREDIT
SALES
CANADIAN
GET STARTED.
S
1.888.539.6920
processing@oxpayment.com
Suite 230 - 3767 Boul. Thimens,
www.oxpayment.com
Call us for a free quote. It’s Fast, It’s Easy and there is NO obligation.