Most business owners understand the importance of a good credit score, but how do you start building your business credit when you don’t quite understand the process? Learn best practices to build a positive business credit profile from Tim Graczewski, our Creditera partner.
Tim reviews the major differences between personal and business credit scores and how to understand your business credit report.
The Pros & Cons of Small Business Funding OptionsKabbage
Watch this presentation as we walk through why you should consider outside funding, the factors to consider, and the pros and cons with each of the options – from online loans and credit cards to peer-to-peer lending, crowdfunding and business grants.
My Money Story Series: Credit Karma Talks Finances, Credit, and DebtKabbage
Visit our SlideShare to learn from our partner, Credit Karma, why you should check and build your credit report, best practices for establishing financial health, and how to recover from debt.
Earning Your Cred: Understand & Leverage Business Credit Kabbage
If you’re a business owner and need additional funds to grow, you might be curious about business credit… what is it, how do you get it, and how do you use it? Business credit can be really powerful for business owners. It can help you fill short-term cash flow gaps, hire new employees, buy inventory, set-up a new website, launch a new marketing campaign, and more. But, it’s really important to understand the ins and outs of business credit and how to leverage it properly. In this webinar, together Experian and Kabbage will cover:
-Basics of business credit
-Why business credit is important
-Maintaining business credit separately from personal credit
-How to establish and grow business credit
-Planning ahead by understanding what can improve a credit score
-Understanding business credit and loans
-Kabbage credit – data vs. business credit
-Case studies from business owners who have leveraged business credit
Finding, Hiring and Engaging Superstar Employees for Your Small BusinessKabbage
If you’re a small business owner, you spend a lot of your time wearing many hats. One of them is the human resources (HR) hat that requires you to recruit, hire, train, evaluate, compensate, and engage with employees – all while you are managing everything else. With so many moving components, how do you achieve HR excellence in a small business?
This presentation covers the five best practices that small business owners should execute to find, hire, and engage superstar employees
Credit is a powerful tool. It can either make or break your business, depending on how you use it. This presentation will give you actionable recommendations so you can utilize credit to grow your business to new heights.
The Pros & Cons of Small Business Funding OptionsKabbage
Watch this presentation as we walk through why you should consider outside funding, the factors to consider, and the pros and cons with each of the options – from online loans and credit cards to peer-to-peer lending, crowdfunding and business grants.
My Money Story Series: Credit Karma Talks Finances, Credit, and DebtKabbage
Visit our SlideShare to learn from our partner, Credit Karma, why you should check and build your credit report, best practices for establishing financial health, and how to recover from debt.
Earning Your Cred: Understand & Leverage Business Credit Kabbage
If you’re a business owner and need additional funds to grow, you might be curious about business credit… what is it, how do you get it, and how do you use it? Business credit can be really powerful for business owners. It can help you fill short-term cash flow gaps, hire new employees, buy inventory, set-up a new website, launch a new marketing campaign, and more. But, it’s really important to understand the ins and outs of business credit and how to leverage it properly. In this webinar, together Experian and Kabbage will cover:
-Basics of business credit
-Why business credit is important
-Maintaining business credit separately from personal credit
-How to establish and grow business credit
-Planning ahead by understanding what can improve a credit score
-Understanding business credit and loans
-Kabbage credit – data vs. business credit
-Case studies from business owners who have leveraged business credit
Finding, Hiring and Engaging Superstar Employees for Your Small BusinessKabbage
If you’re a small business owner, you spend a lot of your time wearing many hats. One of them is the human resources (HR) hat that requires you to recruit, hire, train, evaluate, compensate, and engage with employees – all while you are managing everything else. With so many moving components, how do you achieve HR excellence in a small business?
This presentation covers the five best practices that small business owners should execute to find, hire, and engage superstar employees
Credit is a powerful tool. It can either make or break your business, depending on how you use it. This presentation will give you actionable recommendations so you can utilize credit to grow your business to new heights.
Financial advisors provide advice relating to investment strategies, mutual funds, bonds, and stocks, and their knowledge is more necessary than ever as Baby Boomers near retirement. Here's how to start your career as a financial advisor. In other words financial planning is the process of assisting the house owners in meeting their goals like child’s education, car purchase, vacation, retirement and so on, by way of appropriate management of the finances.
For more information visit now http://www.financialadvisertips.com
Law firms can grow in a variety of methods. Law firms can increase caseloads, employees, or efficiency. The best strategies encompass all three. Join this online seminar and learn how to increase growth in all of these specific areas.
This webinar covers:
- Best practices for marketing a law firm to a tailored audience
- Strategies for adding employees on a per-needed basis
- Solutions and tools that increase law firm efficiency & productivity
7 secrets to getting approved for business financing! Visit www.michaelruiz.biz for more information about building business credit & obtaining financing for your company. Whether you are a startup or an existing company, I can help you with the funding you need to grow and thrive as a business!
18 proven ways to help your business loan application succeedMerchant Advisors
Filling out a business loan application can be intimidating for most businesses. Here are some proven ways to help you get your loan application succeed. For more information, visit at https://www.onlinecheck.com/blog/business-loans/business-loan-application/
M&A - Maximizing the Value of your Bookkeeping FirmBob Wang, CPA, CA
Mergers and Acquisition - Maximizing the value of your Bookkeeping Firm in Preparation for Sale.
Bob Wang, the President of Legacy Advantage shares his thoughts on how to Maximize the Value of Your Bookkeeping Business. He recently acquired a bookkeeping business in December 2016, and he shares 4 things that he had looked for in his due diligence process.
Experience Management: How Online Reviews Can Make or Break Your CompanyLaura Monroe
The road to customer experience excellence is paved with customer insights. Understanding how online reviews can make or make your brand. This presentation is for brokers, and real estate leaders.
Aligning Sales, Marketing, and CS to Scale Revenue and Retention with Showpadsaastr
According to a study from SiriusDecisions, the majority of buyers (81%) today make purchase decisions based on buying experience, over product or price. To meet buyers’ high expectations and manage the challenging sales landscape, companies must involve their entire organization in maturing the sales process- including after prospects sign on the dotted line. This session will outline a practical approach to growing revenue and retention by aligning sales, marketing, and customer success.
Budgeting & Banking for Small Businesses in IsraelShuey Fogel
"Getting a Grip on Your Business' Financial Health"
"Business Banking in Israel"
Slides from my Nefesh Presentation on Feb 22 to small business owners and the self-employed. Visit my site for more information and tools.
Credits:
Peter Baelish art from AimeeZhou.tumblr.com
Client mapping tool use: Bubbl.us
Being THE Advisor for your clients - don't just sit behind the desk and do the work; be out there and be the person your clients go to whenever they have an issue.
How to Optimize Your Business Website for the Holiday SeasonKabbage
During the holidays, consumer spending is at an all-time high, and you want your business to be prepared as your customers start swiping their credit cards.
Your business website is often the first calling card that potential customers look to when deciding to spend. Even if you don’t have an eCommerce website with a shopping cart, potential customers are online researching where to shop, who has the products they’re looking for, and what discounts are available.
Whether you sell online or at a brick and mortar business, you need to optimize your business website for the holidays (and beyond). This webinar will help you with the tools to do just that. Our guest speakers, Josh Steimle, CEO of MWI and Hassan Bawab, CEO & Founder of Magic Logix, will cover:
-What every small business website must include
-How to use use past holiday website data & capture new data to spot trends
-Tips on holiday digital marketing: SEO, PPC, social media & content
-How to optimize your website for increased holiday traffic
-Must-dos to prepare your business website for the mobile revolution
-Website design tips – home page design, shopping carts
We’ve teamed up with our partner, Bench Accounting, to offer insight into how you can optimize your business finances. During this webinar you'll learn best practices for managing your bookkeeping and accounting, as well as critical cloud software that can support you during tax season and save you time and money throughout the year.
Financial advisors provide advice relating to investment strategies, mutual funds, bonds, and stocks, and their knowledge is more necessary than ever as Baby Boomers near retirement. Here's how to start your career as a financial advisor. In other words financial planning is the process of assisting the house owners in meeting their goals like child’s education, car purchase, vacation, retirement and so on, by way of appropriate management of the finances.
For more information visit now http://www.financialadvisertips.com
Law firms can grow in a variety of methods. Law firms can increase caseloads, employees, or efficiency. The best strategies encompass all three. Join this online seminar and learn how to increase growth in all of these specific areas.
This webinar covers:
- Best practices for marketing a law firm to a tailored audience
- Strategies for adding employees on a per-needed basis
- Solutions and tools that increase law firm efficiency & productivity
7 secrets to getting approved for business financing! Visit www.michaelruiz.biz for more information about building business credit & obtaining financing for your company. Whether you are a startup or an existing company, I can help you with the funding you need to grow and thrive as a business!
18 proven ways to help your business loan application succeedMerchant Advisors
Filling out a business loan application can be intimidating for most businesses. Here are some proven ways to help you get your loan application succeed. For more information, visit at https://www.onlinecheck.com/blog/business-loans/business-loan-application/
M&A - Maximizing the Value of your Bookkeeping FirmBob Wang, CPA, CA
Mergers and Acquisition - Maximizing the value of your Bookkeeping Firm in Preparation for Sale.
Bob Wang, the President of Legacy Advantage shares his thoughts on how to Maximize the Value of Your Bookkeeping Business. He recently acquired a bookkeeping business in December 2016, and he shares 4 things that he had looked for in his due diligence process.
Experience Management: How Online Reviews Can Make or Break Your CompanyLaura Monroe
The road to customer experience excellence is paved with customer insights. Understanding how online reviews can make or make your brand. This presentation is for brokers, and real estate leaders.
Aligning Sales, Marketing, and CS to Scale Revenue and Retention with Showpadsaastr
According to a study from SiriusDecisions, the majority of buyers (81%) today make purchase decisions based on buying experience, over product or price. To meet buyers’ high expectations and manage the challenging sales landscape, companies must involve their entire organization in maturing the sales process- including after prospects sign on the dotted line. This session will outline a practical approach to growing revenue and retention by aligning sales, marketing, and customer success.
Budgeting & Banking for Small Businesses in IsraelShuey Fogel
"Getting a Grip on Your Business' Financial Health"
"Business Banking in Israel"
Slides from my Nefesh Presentation on Feb 22 to small business owners and the self-employed. Visit my site for more information and tools.
Credits:
Peter Baelish art from AimeeZhou.tumblr.com
Client mapping tool use: Bubbl.us
Being THE Advisor for your clients - don't just sit behind the desk and do the work; be out there and be the person your clients go to whenever they have an issue.
How to Optimize Your Business Website for the Holiday SeasonKabbage
During the holidays, consumer spending is at an all-time high, and you want your business to be prepared as your customers start swiping their credit cards.
Your business website is often the first calling card that potential customers look to when deciding to spend. Even if you don’t have an eCommerce website with a shopping cart, potential customers are online researching where to shop, who has the products they’re looking for, and what discounts are available.
Whether you sell online or at a brick and mortar business, you need to optimize your business website for the holidays (and beyond). This webinar will help you with the tools to do just that. Our guest speakers, Josh Steimle, CEO of MWI and Hassan Bawab, CEO & Founder of Magic Logix, will cover:
-What every small business website must include
-How to use use past holiday website data & capture new data to spot trends
-Tips on holiday digital marketing: SEO, PPC, social media & content
-How to optimize your website for increased holiday traffic
-Must-dos to prepare your business website for the mobile revolution
-Website design tips – home page design, shopping carts
We’ve teamed up with our partner, Bench Accounting, to offer insight into how you can optimize your business finances. During this webinar you'll learn best practices for managing your bookkeeping and accounting, as well as critical cloud software that can support you during tax season and save you time and money throughout the year.
Leadership Matters: Lessons from the GridironKabbage
With NFL Hall of Famer & Legendary Entrepreneur, Fran Tarkenton.
Learn how your ‘game day’ routine can help you create winning habits. Fran has mastered principles that transcend from the gridiron to the marketplace, and who has mentored thousands of small business owners like you!
How to Build a Killer Customer Loyalty Program for Your Business Kabbage
The concept of a customer loyalty program is simple – your customers are rewarded for repeating their business, and your revenue as a business increases from their support. Most big brands from Starbucks to Safeway, Walgreens and Best Buy feature customer loyalty programs. But customer loyalty isn’t just for big business – it’s a key strategy for small business owners to scale revenue and build lasting relationships with the people who matter most – loyal fans of your business and product. In this webinar, we’ll go over everything you need to know to build a killer customer loyalty program, including:
- How to define customer loyalty and why it's important
- How to do customer loyalty right: the dos and don'ts
- Using data and mobile to drive loyalty
- Importance of branding and fraud prevention
- Loyalty apps and tools to use
- How customer loyalty can be used in each business industry/vertical
Business Loans: Mistake Business Owners Make in Funding Their BusinessToby Mathis
One major mistake business owners make when funding their businesses. This slide deck is about getting a business loan and finding business financing to grow your business.
At level4finance.com we provide an online qualification test to see which lenders may grant you a business loan or line of credit. If you don't qualify now, we'll guid you through step by step what needs to be done to be in compliance with the lending market.
Go to http://level4finance.com for more.
Business Credit Score: What You Need To KnowBalboa Capital
A good business credit score is vital to the success of your business. It can help you obtain business loans, increase credit lines, and get better credit terms. Learn all about business credit in this infographic that was created by Balboa Capital. It explains how business credit scores are calculated, and how you can improve yours. It also has some interesting facts about business credit that you might know about.
How to Plan Your Yearly Small Business BudgetKabbage
Before you begin mapping your financial targets and goals for 2020, you must plan your budget. The right budget can help you prepare for taxes, identify seasonal peaks and lulls, explore growth opportunities, gauge your small business’s performance, and achieve your 2020 goals.
Before you begin mapping your financial targets and goals for 2019, you must plan your budget. The right budget can help you prepare for taxes, identify seasonal peaks and lulls, explore growth opportunities, gauge your small business’s performance, and achieve your 2018 goals.
This guide, based on an exclusive survey of restaurant owners, government and industry data and interviews with Kabbage restaurant customers, provides tips for succeeding amid tight margins and fickle customers.
Identifying the Right Software for Your Small BusinessKabbage
As a small business, do you know how to get the most out of the software that’s out there? In this presentation our partner, Fit Small Business, will give actionable tips on how to select a VoIP provider, CRM software, website builder and point-of-sale system.
Chances are you've heard the buzz phrases "content marketing" and "content is king" in the last year or two. A lot of big brands from Coca-Cola to Gap are talking about their content marketing strategies they're using to reach their customers. But what does it even mean to have a content marketing strategy? And how can you use one at your small business, with limited time and a limited budget?
Kabbage's Head of Inbound & Content Marketing, Jeanna Barrett, will unlift the veil of how we use content marketing at Kabbage and share the exact tips and strategies she's used to double website traffic and triple customers.
In this webinar, you'll learn practical content marketing tips you can use for your business such as:
What content marketing is and why it matters to Google
Key components to your strategy - from keywords to content calendars and themes
Free to inexpensive tools to get the content job done right
How to source freelancers, and create content inexpensively
Managing and distributing your content
Small business content marketing case studies and best practices
Even tho Pi network is not listed on any exchange yet.
Buying/Selling or investing in pi network coins is highly possible through the help of vendors. You can buy from vendors[ buy directly from the pi network miners and resell it]. I will leave the telegram contact of my personal vendor.
@Pi_vendor_247
Introduction to Indian Financial System ()Avanish Goel
The financial system of a country is an important tool for economic development of the country, as it helps in creation of wealth by linking savings with investments.
It facilitates the flow of funds form the households (savers) to business firms (investors) to aid in wealth creation and development of both the parties
how to swap pi coins to foreign currency withdrawable.DOT TECH
As of my last update, Pi is still in the testing phase and is not tradable on any exchanges.
However, Pi Network has announced plans to launch its Testnet and Mainnet in the future, which may include listing Pi on exchanges.
The current method for selling pi coins involves exchanging them with a pi vendor who purchases pi coins for investment reasons.
If you want to sell your pi coins, reach out to a pi vendor and sell them to anyone looking to sell pi coins from any country around the globe.
Below is the contact information for my personal pi vendor.
Telegram: @Pi_vendor_247
The secret way to sell pi coins effortlessly.DOT TECH
Well as we all know pi isn't launched yet. But you can still sell your pi coins effortlessly because some whales in China are interested in holding massive pi coins. And they are willing to pay good money for it. If you are interested in selling I will leave a contact for you. Just telegram this number below. I sold about 3000 pi coins to him and he paid me immediately.
Telegram: @Pi_vendor_247
how to sell pi coins on Bitmart crypto exchangeDOT TECH
Yes. Pi network coins can be exchanged but not on bitmart exchange. Because pi network is still in the enclosed mainnet. The only way pioneers are able to trade pi coins is by reselling the pi coins to pi verified merchants.
A verified merchant is someone who buys pi network coins and resell it to exchanges looking forward to hold till mainnet launch.
I will leave the telegram contact of my personal pi merchant to trade with.
@Pi_vendor_247
where can I find a legit pi merchant onlineDOT TECH
Yes. This is very easy what you need is a recommendation from someone who has successfully traded pi coins before with a merchant.
Who is a pi merchant?
A pi merchant is someone who buys pi network coins and resell them to Investors looking forward to hold thousands of pi coins before the open mainnet.
I will leave the telegram contact of my personal pi merchant to trade with
@Pi_vendor_247
The European Unemployment Puzzle: implications from population agingGRAPE
We study the link between the evolving age structure of the working population and unemployment. We build a large new Keynesian OLG model with a realistic age structure, labor market frictions, sticky prices, and aggregate shocks. Once calibrated to the European economy, we quantify the extent to which demographic changes over the last three decades have contributed to the decline of the unemployment rate. Our findings yield important implications for the future evolution of unemployment given the anticipated further aging of the working population in Europe. We also quantify the implications for optimal monetary policy: lowering inflation volatility becomes less costly in terms of GDP and unemployment volatility, which hints that optimal monetary policy may be more hawkish in an aging society. Finally, our results also propose a partial reversal of the European-US unemployment puzzle due to the fact that the share of young workers is expected to remain robust in the US.
Currently pi network is not tradable on binance or any other exchange because we are still in the enclosed mainnet.
Right now the only way to sell pi coins is by trading with a verified merchant.
What is a pi merchant?
A pi merchant is someone verified by pi network team and allowed to barter pi coins for goods and services.
Since pi network is not doing any pre-sale The only way exchanges like binance/huobi or crypto whales can get pi is by buying from miners. And a merchant stands in between the exchanges and the miners.
I will leave the telegram contact of my personal pi merchant. I and my friends has traded more than 6000pi coins successfully
Tele-gram
@Pi_vendor_247
Exploring Abhay Bhutada’s Views After Poonawalla Fincorp’s Collaboration With...beulahfernandes8
The financial landscape in India has witnessed a significant development with the recent collaboration between Poonawalla Fincorp and IndusInd Bank.
The launch of the co-branded credit card, the IndusInd Bank Poonawalla Fincorp eLITE RuPay Platinum Credit Card, marks a major milestone for both entities.
This strategic move aims to redefine and elevate the banking experience for customers.
How to get verified on Coinbase Account?_.docxBuy bitget
t's important to note that buying verified Coinbase accounts is not recommended and may violate Coinbase's terms of service. Instead of searching to "buy verified Coinbase accounts," follow the proper steps to verify your own account to ensure compliance and security.
2. •Why business credit matters
•Where do credit scores come from
•What are your credit factors?
•Business credit and getting financing
•How to build your credit profile
Meet the speakers…
Andres Thomas
Customer Success
Kabbage, Inc.
MODERATOR
• Q&A session
Tim Graczewski
Vice President
Strategy & Business Development
Creditera
6. Where do credit scores come from
The National Credit Bureaus
COMMERCIAL BUREAU
SCORE
PROVIDER
Personal & Business
7. Many different scores. (Too many?)
0
-‐ 49
50
-‐ 79
80
-‐ 100
Low
Medium
High
Personal Credit
0 - 100
Business Credit
0 - 300
350 - 850
VantageScore
Intelliscore
SBSS
Paydex
350 - 850
8. Reporting lines - How bureaus populate
business reports
Register your business
as a legal entity
R
Public records Info is sent by lenders
and business creditors
9. What are your
credit factors?
Business Credit Score
Utilization
Business Data
Payment History
Length of History
Debt to Income
13. Major differences between personal and
business credit
Difference in scores
1
No FCRA protection for
business credit2
3 Business reports are more
likely to have errors
4 Payments
15. How is business credit used
Business Credit
Government & Enterprise
ContractsBusiness Financing
Insurance Rates
Potential Business
Partners
Business Credit Cards
Customer Trust
Equipment
Leasing
Commercial
Real Estate
Trade Credit
(Suppliers & Vendors)
16. Business credit and getting financing
Insufficient financing: 2nd
most common reason for
business failure
- SBA
Most small business
owners rely solely on
personal funds and
credit for financing
72%
GET DENIED!
18. Business credit and
getting financing
A business can access
10 to 100 times
more credit
than a consumer
A business will use credit at
10 times the rate of a
consumer
21. How to build your credit profile
3
1
2
4
5
Get Set Up Correctly:
Get your current business and
personal scores (2 min)
Incorporate your company
(2 days)
Establish EIN (1 hour)
Open a business bank account
• Open business credit card
• Get your key
vendors/suppliers reporting
Get a DUNS number (optional)
Establish credit lines for your
Business
6
22. 3
1
2
4
Separate business from personal
Business bank account - ensure contact
details match business reports
Charge business expenses to your
business
• Company credit cards
• Use accounting software
Business insurance
Build business credit
How to build your credit profile
23. 3
1
2
4
5
Check regularly
No thin files!
• Dispute if necessary
Make sure credit and trade lines are
reported
• Get at least 4
Pay early if you can. Never be late
Plan your future
Business credit and
getting financing