SME Invoice Finance is an invoice discounting and factoring company that provides financing options and working capital to small and medium-sized businesses. They offer same-day funding against invoices, flexible facilities, and personal service without the red tape of major banks. Their financing options include invoice discounting, which provides immediate cash flow while retaining customer relationships, and factoring, which also administers the sales ledger and collections to further boost cash flow. They aim to meet the needs of growing businesses through competitive terms and direct access to decision-makers.
With growth slowing and cash getting tighter, now is the time to reduce the working capital tied up in receivables.
In the first of two China papers we focus on reducing trading risk and freeing up cash from receivables. In the second, we suggest that uncertainty can be exploited to grow market share and profitability.
With growth slowing and cash getting tighter, now is the time to reduce the working capital tied up in receivables.
In the first of two China papers we focus on reducing trading risk and freeing up cash from receivables. In the second, we suggest that uncertainty can be exploited to grow market share and profitability.
Merchants are free to use cash advances for anything they desire. Unlike other financing options available to through banks and private lenders, we do not require a plan for the funding and we don’t require that it be used for any specific purposes. The money can be used for expansion, renovations, payroll, equipment, general cash flow, or anything that you decide.
Recurly software automatically recovers revenue that would otherwise be lost to failed credit card payments– about seven percent of revenue on average. Recurly software also fights churn that would otherwise result from credit card declines and reduces negative customer experiences from credit card hassles.
You are cordially invited to a free webinar designed for you and your key managers. We provide this webinar on accelerating cash flow and show how new systems and technology for receiving payments can be used to recover more revenue BEFORE terminating relationships and sending accounts over to collections or an attorney. We guarantee it will result in a net cost of zero.
On overview of working with weLLcome capitaL to secure Accounts Receivable Financing for your small business. AR Financing is relevant to any business who extends credit terms to commercial accounts and is waiting between 30 and 90 days to be paid for the work they have done.
In today's uncertain economy with ever rising interest rates, many small businesses with limited financial training are having problems staying alive, let alone prospering. In fact, 63% of new businesses don't survive a live six years -- and most work-at-home people fail within 6 months!
12 reasons why you should change your accountant today?Simon Howitt
We have produced this E book for you to help guide your thinking about changing your
accountant or at the very least reviewing the value of that supplier, in terms of their quality
and effectiveness of service and advice they provide for you – for the price they charge.
Invoice financing is an asset-based lending product, which allows companies to finance their slow-paying accounts receivables, keeping the outstanding bills and invoices as collateral. Any business could be eligible for the facility if they sell on credit to other businesses.
The Secrets of Factoring Finance: An In-Depth Exploration of Factoring ServicesM1xchange
Welcome to our comprehensive guide on factoring finance and the pivotal role played by factoring services in the realm of business finance. In this blog, we will delve deep into the intricacies of factoring, exploring its various facets, benefits, and how it can be a game-changer for businesses, particularly small and medium enterprises (SMEs). So, let's embark on this enlightening journey to demystify the world of factoring finance.
Merchants are free to use cash advances for anything they desire. Unlike other financing options available to through banks and private lenders, we do not require a plan for the funding and we don’t require that it be used for any specific purposes. The money can be used for expansion, renovations, payroll, equipment, general cash flow, or anything that you decide.
Recurly software automatically recovers revenue that would otherwise be lost to failed credit card payments– about seven percent of revenue on average. Recurly software also fights churn that would otherwise result from credit card declines and reduces negative customer experiences from credit card hassles.
You are cordially invited to a free webinar designed for you and your key managers. We provide this webinar on accelerating cash flow and show how new systems and technology for receiving payments can be used to recover more revenue BEFORE terminating relationships and sending accounts over to collections or an attorney. We guarantee it will result in a net cost of zero.
On overview of working with weLLcome capitaL to secure Accounts Receivable Financing for your small business. AR Financing is relevant to any business who extends credit terms to commercial accounts and is waiting between 30 and 90 days to be paid for the work they have done.
In today's uncertain economy with ever rising interest rates, many small businesses with limited financial training are having problems staying alive, let alone prospering. In fact, 63% of new businesses don't survive a live six years -- and most work-at-home people fail within 6 months!
12 reasons why you should change your accountant today?Simon Howitt
We have produced this E book for you to help guide your thinking about changing your
accountant or at the very least reviewing the value of that supplier, in terms of their quality
and effectiveness of service and advice they provide for you – for the price they charge.
Invoice financing is an asset-based lending product, which allows companies to finance their slow-paying accounts receivables, keeping the outstanding bills and invoices as collateral. Any business could be eligible for the facility if they sell on credit to other businesses.
The Secrets of Factoring Finance: An In-Depth Exploration of Factoring ServicesM1xchange
Welcome to our comprehensive guide on factoring finance and the pivotal role played by factoring services in the realm of business finance. In this blog, we will delve deep into the intricacies of factoring, exploring its various facets, benefits, and how it can be a game-changer for businesses, particularly small and medium enterprises (SMEs). So, let's embark on this enlightening journey to demystify the world of factoring finance.
Simplify Your Cash Flow Management with Invoice FinancingM1xchange
Are you a business owner tired of struggling with cash flow management? Do unpaid invoices cause you constant headaches? If so, then invoice financing might be the solution you've been looking for. In this article, we will explore how invoice financing can simplify your cash flow management and provide a much-needed boost to your business's financial stability.
Fast and Flexible Financing: Invoice Discounting ExplainedM1xchange
Hey there! Are you a business owner looking for a fast and flexible financing solution? Well, you're in luck! In this article, we'll dive into the world of invoice discounting, a financial strategy that can provide a much-needed boost to your cash flow. So, grab a cup of coffee and let's explore how invoice discounting works and how it can benefit your business.
The Basics of Accounts Receivable Financing: What You Need to KnowM1xchange
Are you a business owner looking to optimize your cash flow and unlock the potential of your accounts receivable? Accounts receivable financing might just be the solution you need. In this comprehensive guide, we'll delve into the basics of accounts receivable financing, exploring its benefits, how it works, and important considerations. Whether you're a small business owner or an experienced entrepreneur, understanding this financial tool can give your business the boost it needs.
Improve the cash flow for your business through invoice financing | Bandenia ...Bandenia Challenger Bank
Invoice financing is financing your accounts receivables by selling them to a third party or a bank. Invoice financing often employs one of two strategies. They're called Invoice Factoring and Invoice Discounting, respectively.
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Unlocking Cash Flow: Exploring the Power of Factoring Finance and Invoice Dis...M1xchange
The choice between Factoring Finance and Invoice Discounting largely depends on the business's specific needs and preferences. Factors such as customer relationships, confidentiality, and control over collections play a significant role in this decision. It's advisable for businesses to assess their financial situation, growth goals, and operational structure before selecting the most suitable financing option.
The Benefits of Invoice Financing for Small BusinessesM1xchange
Hey there, aspiring business owner! Are you ready to discover a financial tool that can empower your small business? In this blog, we'll delve into the world of invoice financing and explore how it can benefit your growing venture. Get ready to unleash the potential of your business with the power of invoice financing!
Accounts Receivable Financing: A Solution for Improving Cash Flow for SMEsM1xchange
Small businesses often face cash flow challenges that can impact their ability to operate effectively. Managing cash flow is especially critical for SMEs as they typically have limited access to funding compared to larger corporations. Accounts Receivable Financing offers a solution for small businesses that can help them manage their cash flow more effectively.
PDM Capital wants to build a better economy by making life easier for small business owners. We base decisions on the strength of your business, not the equity in your house. We schedule payments that flex with your business, not our business.
http://www.pdmcapital.com/
Accelerate Business Success with Working Capital FinanceM1xchange
In today's competitive business landscape, securing the necessary funds to drive growth and expand operations is crucial. However, many entrepreneurs find themselves facing a common challenge: a lack of working capital. Fortunately, working capital finance presents a viable solution to bridge this gap and propel your business towards success. In this article, we will explore the power of working capital finance and how it can be leveraged to accelerate your business growth.
Mantis Funding - Importance of Working Capital To A BusinessMantis Funding LLC
The working capital of a company covers costs such as the rent for the premises, the payroll, and any repayment of debts, payment of taxes, and all other overhead costs. This is why it is so important to maintain sufficient working capital in any company.
2. POWERING YOUR CASH FLOW
In the current economic climate, cash hungry At SME Invoice Finance, we'll set you free from
businesses need a strong financial partner who can the rule-books and red tape that get in the way
move quickly and respond flexibly as needs arise. of actually doing business. Powering your company
with a constant source of working capital by
SME Invoice Finance is a specialist invoice delivering competitive facilities designed to make
discounting company, dedicated to meeting the mincemeat of the credit crunch.
needs of 'owner–managers' in business.
The SME difference is clear!
We’re independent of the major Banks and financial
institutions and we really understand the
importance of providing the highest levels of
personal service, attention and support to all our
customers, regardless of size or history.
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OPTIMUM FINANCE FOR CASH HUNGRY BUSINESSES
3. Our values of speed, strength and flexibility are applied to every transaction:
SPEED
We maximise the use of technology to provide you Hungry for more information?
with same day value against your invoices. And on- Call John Wilde on 01483 531100
line access so you can view the availability of cash.
STRENGTH
We have established SME Invoice Finance with the
substantial backing of a number of 'blue chip'
shareholders, drawn from a wide spectrum of
commerce and industry. In this way, we offer you
both competitiveness and certainty.
FLEXIBILITY
We will deliver the most flexible invoice
discounting or factoring or asset based lending
solution to help your business grow faster and
more profitably.
SPOT THE DIFFERENCE
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OPTIMUM FINANCE FOR CASH HUNGRY BUSINESSES
4. INVOICE DISCOUNTING
Instant Cash Flow with Invoice Discounting
Invoice Discounting is increasingly viewed as the fastest growing alternative to bank overdraft funding. Yet, it has
rarely been made available to the smaller business.
As the name SME Invoice Finance suggests, we are here to help small and medium enterprise businesses
maximise their cash flow. We can increase the availability of your working capital by lending money against the
value of your sales invoices. We will agree what we call a prepayment facility against your invoices. Typically this
is set at about 85% of invoice value. Vital cash is released immediately, ready to be put to work where you need
it most!
Our invoice discounting service:
G generates immediate working capital
G reduces the pressure on your cash flow
G links funding to sales providing the freedom to grow without restrictions
G is typically confidential, meaning that your customers are completely unaware of your financial arrangements
G provides you with total control over your sales ledger and retains your customer relationships
G helps secure preferential early settlement discounts
G gives you instant on-line access to view your cash availability
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OPTIMUM FINANCE FOR CASH HUNGRY BUSINESSES
5. FACTORING
Our factoring service is designed to maximise your immediate and real time view of all your account
cash flow whilst removing the burden of running details and the fastest possible access to cash as
your sales ledger. and when you need it.
At SME Invoice Finance, our invoice factoring facility Factoring from SME Invoice Finance:
provides a high percentage of finance secured • Generates immediate working capital
against your invoices. Typically, this is set at about • Reduces the pressure on your cash flow
85% of invoice values. With factoring, vital cash is • Links funding to sales providing the freedom to
released immediately, ready to be put to work grow without restrictions
where you need it most. • Eliminates time and money spent on credit
control and debt collection
Additionally, as an integral part of our small • Allows you to concentrate on your core business
business factoring service we provide a without distraction
comprehensive sales ledger administration, credit • Helps secure preferential early settlement
control and collection service. This is tailored to suit discounts
your customers and their sensitivities, built around • Gives you instant online access to view your cash
the latest technology. This means that you have an availability
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OPTIMUM FINANCE FOR CASH HUNGRY BUSINESSES
6. INVOICE DISCOUNTING CASE STUDY
Financial engineering makes the ideal business solution
This engineering company assembles fabricated I would say that we have obtained a good
and machined components using a wide range of deal overall package from SME Invoice Finance
available finishes. Karen, the company's including the benefit of a competitively priced
accountant, says, “We were very keen to have facility.”
invoice discounting. We wanted to expand the
business and at the same time have peace of She continues: “The main thing that we were
mind concerning cash flow. We are close to our looking for when selecting a commercial finance
customers and continue to invest a lot of time in company was direct access to the decision-
these relationships that we have worked so hard makers. With SME, I know exactly where I stand
to foster. The fact that nobody knows about the when drawing down from our availability of
nature of the funding we use is critical to us.” working capital and can always pick up the phone
and talk to someone in authority about any issue
Whilst a company of this type and size would not concerning the business. I don’t have to face any
‘normally qualify’ for invoice discounting from the of the concerns of being passed from ‘pillar to
bank-owned finance houses, SME Invoice Finance post’ within an impersonal banking call-centre.
considered the deal on its individual merits – We appreciate that SME’s motivation is always
looking at the qualities and experience of the to be there to help and support us. Ultimately,
management team and the professionally ‘communication’ is the key word that I would
administered accounting systems. Satisfied with use to summarise what marks out SME Invoice
these criteria, SME delivered a £50,000 invoice Finance’s unique approach to service delivery.”
discounting line based on a 70% invoice
prepayment level. Karen comments: “I’m an
accountant, I used to have my own practice and I
am familiar with the terms available in the market.
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OPTIMUM FINANCE FOR CASH HUNGRY BUSINESSES
7. FACTORING CASE STUDY
Working capital boosts manpower business
This recruitment company was established by a SME Invoice Finance provided the company with
father and son team, Len and Dave, in Manchester. an £80,000 factoring facility based on an 80%
The business involves the sourcing and prepayment against invoice values.
recruitment of temporary manpower for industrial
and commercial placements.Len said, "It had “The decision to replace the bank overdraft with
become clear that a bank overdraft was no longer factoring was an important step on our road to
capable of supporting our rapid rate of expansion. growth. SME Invoice Finance provides full ledger
Now we deal with SME Invoice Finance, we are management and collections services. We do not
pleased to no longer have to go 'cap in hand' to the have to go to the expense of creating an in-house
bank to renegotiate our facility limits." department just to chase our own debts.
Outsourcing our collections is crucial, particularly
Len continues, "We initially came across SME since in this economic climate customers can be
Invoice Finance when we saw a factoring slower to pay. Another aspect of the service we
statement from a supplier come across our desks. have found helpful is SME's ability to flag up
We also had a bank-owned factor visit us, yet our certain markets that may create credit difficulties
perception was that SME Invoice Finance had a for us in the future. I don't ever once regret
'family company' feel about them that we felt making the decision to run with SME Invoice
comfortable with." Finance."
"We feel that with SME we are not just a number
and they don't seem as remote as most finance
relationships have in the past. We gained a better
impression of them right from the start. SME is
always genuinely interested in us and want to help
us develop our business."
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OPTIMUM FINANCE FOR CASH HUNGRY BUSINESSES
8. SME Invoice Finance Ltd
Head Office
Chertsey House, 56-58 Chertsey Street, Guildford GU1 4HL | Tel : 01483 531100
Brentwood
Potential House, 149-157 Kings Road, Brentwood, Essex CM14 4EG | Tel: 01277 237177
Sheffield
Hallamshire House, Meadowcourt, 5 Hayland Street, Sheffield S9 1BY | Tel : 0114 256 0033
Birmingham
Kings Court, 2625 The Crescent, Birmingham Business Park, Birmingham B37 7YE | Tel: 0121 788 0333
DEDICATED TO SMALL AND MEDIUM SIZED ENTERPRISES