MicroLoan Foundation is a microfinance charity based in Malawi that provides small loans, bank accounts, business training, and mentoring exclusively to rural poor women. It has over 150 local staff serving more than 26,000 active clients across 21 branches in all 3 regions of Malawi, with a 98% repayment rate. One client, Joice, used loans to establish a grocery store and knitting business, increasing her weekly income from under £4 to over £30 and gaining independence to support her family of 8 children.

1. Malawi: Case Study
Giving hope, not hand outs

2. We work exclusively with rural poor women
Grameen Progress out of Poverty - PPI

3. Using groups, we
provide:
- small loans
- bank accounts
- basic business
training
- on-going mentoring
- facilitation of savings

4. MicroLoan Foundation in 2012
• Head office in Kasungu
• 21 Branches across all 3
regions
• More than 150 local staff
• More than 26,000 active
clients
• 98% repayment rate
• Changing Registration
• 5+ branches in Zambia

5. Funding:
• High Net worth’s &
individuals
• Trusts & Foundations
• Companies
• International donors
• Loan Funds?

6. Working out appropriate loan sizes

7. Working out
costs, profit
and pricing

8. Market research

9. Creating business
plans

10. Training our staff

12. Farming & Solar

13. Our microloans have a
powerful impact.
• 67% spend more on education
• 92% spend more on health
• 75% have improved their home
• 87% are able to look after their
dependents better
• 78% of households no longer
suffer from food shortages

14. One of our Clients:
• Joice has been a MicroLoan client in Malawi since
2006. She supports a family of 8 children.
• Joice used her first loan to set up a grocery store.
She has since received additional loans and
training to establish a machine knitting business.
• She now also works as a trainer for MicroLoan,
passing on her skills to other clients.
• Previously Joice lived on an income of under £4
per week. She now earns over £30 per week from
all her business activities combined.
“I feel happy and relieved that I don’t have to worry about financial problems.
I feel I have independence.”

15. Next big thing?

16. A microfinance charity dedicated solely to help
the rural poor. Creating futures which offer:
Hope not hand outs.
What next…?
If you are interested in finding out more, then
contact:
Peter Ryan - CEO
peter.ryan@microloanfoundation .org.uk
Phone: 07742630382