This document provides a summary of events happening at the Institute of Management, Nirma University (IMNU) in Ahmedabad, India.
1) IMNU had a very successful placement week, with final year students receiving highest salaries over Rs. 11 lakh per year on average, compared to Rs. 5.5 lakh last year. Major recruiters included IBM, Deloitte, Vodafone, Idea, HP, Infosys, Ashok Leyland and IOC.
2) The festivals Richter and Perspective are scheduled at IMNU in December. Richter is a cultural festival while Perspective involves competitions in areas like case studies, debates and presentations. Management institutions from
Managed accounts can provide demonstrable value according to the document. The document discusses how an investment manager, Empire Builder, aims to scale investments to new levels and create lasting value for families over time through a risk-appropriate approach. It also notes that the current environment requires a dynamic portfolio management style due to increased market volatility and complexity. The document promotes several investment strategies and products from Auroch that are aimed at achieving clients' goals through a structured approach focused on research, advice, process, people, and portfolio structure.
1) The article discusses how the state of Bihar in India has undergone a transformation from being known for corruption and crime to becoming one of the most efficiently run states with high economic growth.
2) Key sectors driving Bihar's growth include construction, communication, and trade/hotels/restaurants. Infrastructure development like roads and internet access have also increased dramatically.
3) Per capita income and tourism in Bihar have risen significantly in recent years, showing improved living standards, though agriculture still needs more development. Overall Bihar has seen sustained high growth replacing past volatility.
1) Infrastructure investment is key to driving economic growth in India. It not only improves productivity but also the marginal productivity of land, labor, and capital.
2) India needs to significantly scale up infrastructure investment to sustain high growth. The 12th five-year plan projects doubling infrastructure investment to $1025 billion, or 9.9% of GDP.
3) Financing this investment will require larger public sector outlays coupled with disproportionately higher private investment, which will need to increase to 50% by the 12th plan. Both domestic and international financial institutions must play a role in funding infrastructure.
This document discusses arguments against the view that China's economy faces imminent crises or a sharp slowdown. It summarizes the bear case against China's continued high growth and then provides counterarguments to each point. The key points made are:
1) China has significant room for further capital investment before reaching developed country levels. Its capital stock per capita is still low and it needs more investment to sustain growth.
2) China faces a severe housing shortage rather than an unsustainable housing bubble, given rapid urbanization. Government policies aim to meet large future demand for housing migrants and new urban residents.
3) While stimulus increased debt levels, China's overall public and financial sector debt is manageable given high investment
This document examines the impact of foreign institutional investors (FIIs) on the Indian stock market. It provides background on FIIs being allowed to invest in India since 1992. A key feature has been growing participation of institutional investors, with FIIs and Indian mutual funds now managing around 18% of total market capitalization. The paper aims to analyze the role of FIIs and their contribution to the performance of the Sensex, India's stock market benchmark index. It uses monthly net FII investment and Sensex index price data from 2000-2007, and daily data from 2006-2007. Statistical tools like correlation analysis, regression models, unit root tests and Granger causality tests are employed to analyze the relationship between net FII flows
Standard Chartered is issuing Indian Depository Receipts (IDRs) that will allow Indian investors to invest in the company. The bank stands to benefit from emerging market recovery as Asia accounted for 83% of its profits in 2009. It has a strong presence in growing markets like India, Hong Kong, and Singapore. The bank has superior returns on assets and equity compared to its peers. The IDR issue provides exposure to a globally diversified bank that is well positioned in high-growth emerging markets.
On the Ground in Asia (Jan/Feb 2013): The Revenge of the Geographical Value I...Koon Boon KEE
This document discusses the importance of local geographical knowledge and expertise in identifying overlooked investment opportunities in Asia. It provides examples of companies like Ancestry.com, Dynasty Ceramic, Singer Thailand, and Charoen Pokphand Group that gained a strong competitive advantage and saw tremendous growth by deeply penetrating rural or provincial areas through their own local distribution networks and understanding customer needs. Having local geographical channels allowed these companies to better manage inventory, pricing, and provide tailored products and services to customers in ways that larger competitors could not. The document advocates that investors should look for such locally specialized businesses that are underestimated due to a lack of geographical awareness, as these types of companies can often deliver multibagger returns.
Managed accounts can provide demonstrable value according to the document. The document discusses how an investment manager, Empire Builder, aims to scale investments to new levels and create lasting value for families over time through a risk-appropriate approach. It also notes that the current environment requires a dynamic portfolio management style due to increased market volatility and complexity. The document promotes several investment strategies and products from Auroch that are aimed at achieving clients' goals through a structured approach focused on research, advice, process, people, and portfolio structure.
1) The article discusses how the state of Bihar in India has undergone a transformation from being known for corruption and crime to becoming one of the most efficiently run states with high economic growth.
2) Key sectors driving Bihar's growth include construction, communication, and trade/hotels/restaurants. Infrastructure development like roads and internet access have also increased dramatically.
3) Per capita income and tourism in Bihar have risen significantly in recent years, showing improved living standards, though agriculture still needs more development. Overall Bihar has seen sustained high growth replacing past volatility.
1) Infrastructure investment is key to driving economic growth in India. It not only improves productivity but also the marginal productivity of land, labor, and capital.
2) India needs to significantly scale up infrastructure investment to sustain high growth. The 12th five-year plan projects doubling infrastructure investment to $1025 billion, or 9.9% of GDP.
3) Financing this investment will require larger public sector outlays coupled with disproportionately higher private investment, which will need to increase to 50% by the 12th plan. Both domestic and international financial institutions must play a role in funding infrastructure.
This document discusses arguments against the view that China's economy faces imminent crises or a sharp slowdown. It summarizes the bear case against China's continued high growth and then provides counterarguments to each point. The key points made are:
1) China has significant room for further capital investment before reaching developed country levels. Its capital stock per capita is still low and it needs more investment to sustain growth.
2) China faces a severe housing shortage rather than an unsustainable housing bubble, given rapid urbanization. Government policies aim to meet large future demand for housing migrants and new urban residents.
3) While stimulus increased debt levels, China's overall public and financial sector debt is manageable given high investment
This document examines the impact of foreign institutional investors (FIIs) on the Indian stock market. It provides background on FIIs being allowed to invest in India since 1992. A key feature has been growing participation of institutional investors, with FIIs and Indian mutual funds now managing around 18% of total market capitalization. The paper aims to analyze the role of FIIs and their contribution to the performance of the Sensex, India's stock market benchmark index. It uses monthly net FII investment and Sensex index price data from 2000-2007, and daily data from 2006-2007. Statistical tools like correlation analysis, regression models, unit root tests and Granger causality tests are employed to analyze the relationship between net FII flows
Standard Chartered is issuing Indian Depository Receipts (IDRs) that will allow Indian investors to invest in the company. The bank stands to benefit from emerging market recovery as Asia accounted for 83% of its profits in 2009. It has a strong presence in growing markets like India, Hong Kong, and Singapore. The bank has superior returns on assets and equity compared to its peers. The IDR issue provides exposure to a globally diversified bank that is well positioned in high-growth emerging markets.
On the Ground in Asia (Jan/Feb 2013): The Revenge of the Geographical Value I...Koon Boon KEE
This document discusses the importance of local geographical knowledge and expertise in identifying overlooked investment opportunities in Asia. It provides examples of companies like Ancestry.com, Dynasty Ceramic, Singer Thailand, and Charoen Pokphand Group that gained a strong competitive advantage and saw tremendous growth by deeply penetrating rural or provincial areas through their own local distribution networks and understanding customer needs. Having local geographical channels allowed these companies to better manage inventory, pricing, and provide tailored products and services to customers in ways that larger competitors could not. The document advocates that investors should look for such locally specialized businesses that are underestimated due to a lack of geographical awareness, as these types of companies can often deliver multibagger returns.
Right horizons PMS - India Asset Market Review 2013 & outlook 2014Vinayak Kanvinde
The document provides an outlook on Indian asset markets in 2014 from Right Horizons PMS. It summarizes the performance of asset markets in 2013, argues that signs point to India potentially being in the early stages of a bull market. It also discusses factors that provide safety nets for the Indian economy and lays out the foundation for the next bull market. Right Horizons believes the turning point for fixed income and equity markets in India will come in the next few quarters.
Influence of foreign portfolio investment on stock market indicatorsIAEME Publication
This document summarizes an article from the International Journal of Management that examines the influence of foreign portfolio investment on stock market indicators in India. It begins with background on foreign institutional investors and regulations governing foreign investment in Indian markets. It then discusses the relationship between foreign portfolio flows and stock market performance, noting that foreign flows tend to influence market sentiment and indices in the short-term. The article aims to analyze the degree to which foreign investment impacts specific stock market indicators like the price-earnings ratio, dividend yield, and book value of the Nifty index over time. It uses data on foreign investments and market movements from 2003 to 2013 to assess the relationship and whether foreign influences are sustained.
This document provides information on several famous investors and their contributions to the economy. It discusses Warren Buffett, Philip Fisher, Ken Fisher, and Rakesh Jhunjhunwala. For each investor, it provides details on their background, investment philosophies, and major holdings. It also explains the difference between investing and trading, and highlights the importance of investment for the global economy.
A summer training project report presentation ondimpishah1989
This document summarizes a presentation on derivatives, specifically futures and options, given at JM Financial Services Ltd. It provides an overview of JM Financial as a large Indian broking firm, introduces various derivative products like forwards, futures, and options. It describes how futures and options are traded on exchanges, including details on contracts, expiration cycles, and pricing. It also outlines the three main types of derivative traders - hedgers who minimize risk, speculators who bet on market movements, and arbitrageurs who profit from pricing discrepancies. The conclusion emphasizes how derivatives allow participants to convert unlimited risks to limited ones and serve as risk management tools.
Dr. Alyce Su on China's Global Investment Strategymsthrill
(i) The document provides investment advice on Brazil, Russia, India, and other countries.
(ii) For Brazil, it recommends investing in companies held by BNDESPar, those benefiting from Brazil's domestic consumption growth, and those exporting to China. Specific investment targets mentioned include Fibria, Klabin, Vale, and Brasil Foods.
(iii) For Russia, it suggests co-investing with private equity divisions of major Russian banks and investing in companies with connections to their owners through interest-free loans in exchange for equity. No specific Russian targets are mentioned.
Factoring as a means to gain access to short-term export financing and mitigating risks related to payment delays and defaults has gained traction worldwide. MSMEs in China, UK, Germany and Brazil, amongst others, have used this tool to leap into the big league. Curiously in India, where MSMEs have always rued the lack of access to easy financing options, factoring has failed to take-off due to matters both real and perceived. Indian factoring institutions have at long last started to make an aggressive play for the business. Will they be able to break the shackles?
This document provides an overview and summary of the Emerging Trends in Real Estate Asia Pacific 2014 report. It discusses key trends in Asian real estate markets including increased competition for conventional assets forcing investors to seek yield in niche markets. Real estate capital flows in Asia remained robust in 2013 despite threats of tapering, with Asian capital becoming increasingly dominant. Major Western markets are now attracting large flows of Asian capital. The top investment destination in the survey was Japan, buoyed by economic reforms, while emerging markets like Jakarta and Manila also attracted interest despite challenges. Industrial/distribution remained the favored property sector.
Modelling the Long Run Determinants of Foreign Portfolio in NigeriaMoses Oduh
1) This study examines the long-run determinants of foreign portfolio investment in Nigeria from 1981-2010 using time series analysis.
2) It finds that foreign portfolio investment has a positive long-run relationship with market capitalization and trade openness in Nigeria.
3) The study aims to help policymakers pursue policies that can attract more foreign portfolio investment in the long run, such as efforts to improve and sanitize the Nigerian capital market.
This document provides a comparative analysis of mutual fund schemes. It discusses types of mutual funds according to maturity period and investment objective. The facilities provided by mutual funds to investors are also outlined. The document analyzes the performance of various mutual fund schemes of different companies using metrics like beta, alpha, and standard deviation. Key findings are that ICICI PRU and Franklin Templeton funds have strong stock picking styles and risk management. Reliance funds can provide high returns but are not suitable for conservative investors. HDFC funds provide stability through large cap exposure. In conclusion, mutual funds provide a good investment option for committed, long term investors.
The document introduces the ICICI Prudential US Bluechip Equity Fund, an open-ended equity scheme. It discusses reasons for investing in the US market such as access to established global industries and leaders not available in India, diversification benefits, the size and scale of the US equity market, and prominent US brands. The US offers opportunities due to positive leading economic indicators like falling unemployment and continuing jobless claims. Investing now allows participation in the recovery of the US economy.
Here are a few key points about different perspectives on dreams:
- Ancient traditions like Upanishads, Chinese philosophy, and sacred texts viewed dreams as potentially meaningful, sometimes representing desires, the soul's wanderings, or prophetic visions.
- Modern science generally sees dreams as meaningless byproducts of random brain activity during sleep.
- Psychologists like Freud and Jung saw dreams as revealing interactions between conscious and unconscious minds, with dreams representing hidden desires, fears, or psychological processes. Freud used dream analysis in psychoanalysis.
- Interpretations of the same dream can vary widely between different philosophical/cultural traditions. For example, visiting a temple could mean good fortune in Chinese tradition but spiritual growth in some dream books.
The document provides an overview of the first edition of the IMNU college magazine "magNIMopus". It introduces the magazine and its various sections, including articles on relevant print media topics, a separate Hindi section, campus news and events, puzzles and more. It encourages students, alumni and faculty to support the magazine to help it evolve into a valuable resource. It also includes encouraging words from a professor and alumni supporting the new magazine.
This document provides a summary of student life and events at IMNU (Institute of Management and New Technologies, University) in Nirma, India. It discusses the nostalgia of graduating students, highlights of the 2007-2008 academic year including various student initiatives, and expectations for the next academic year. It also shares recollections and lessons from a student's time at IMNU, describing social activities, placement responsibilities, fun events and the value of relationships formed. Finally, it outlines experiences participating in the annual fest at IMI (Institute of Management and Innovation), describing the marketing-focused competitive events and rounds involving trading, earning money in a market, bidding, and setting up game stalls.
The document discusses child labor, describing it as a shameful practice still followed in many parts of the world. In India, despite laws meant to protect children, many still work long hours in difficult conditions, such as agricultural fields, mines, and fireworks factories. The government has tried to prevent exploitation by making education free and compulsory up to age 14 and providing mid-day meals in schools. However, the problem of child labor continues.
"Expressions 2014"- Magazine of Krupanidhi College of PharmacyDr.Harsha Doddihal
This document is the annual magazine of Krupanidhi College of Pharmacy at Bangalore called Expressions. Many articles are there. I have written an article on, "Personalized Medicine-Emerging Field in Targeted Therapeutics". It is on page 58.
32 Ways a Digital Marketing Consultant Can Help Grow Your BusinessBarry Feldman
How can a digital marketing consultant help your business? In this resource we'll count the ways. 24 additional marketing resources are bundled for free.
The Indian rupee’s recent roller-coaster ride has impacted virtually every section of society. It has hit the country’s finances, eroded investor confidence, pushed down stock indices, pumped up fuel prices and, in turn, those of essentials.
The rupee’s slide is symptomatic of the concerns about the India story. Months of policy paralysis, political churn and social standoffs have taken their toll. It is in this backdrop that senior journalist Subhomoy Bhattacharjee analyses the prospects of the rupee in the cover story of the August edition of PAR, MSLGROUP India’s public affairs newsletter.
Another senior journalist, Kandula Subramaniam, puts into perspective the power crisis the country is up against and the dilemma state electricity companies are facing.
Additionally, you'll also find an analysis of India's bold food security law as well as an update of important policy announcements and reviews in this issue.
ICICI Pru MF - Annual Market Outlook 2020iciciprumf
Why Divergence as the theme?
Several polarizing trends have been observed on the Global as well as Domestic front
Divergence is observed in Markets and Economy, Value and Growth theme, Yields on G-Sec and AAA over AA/A, etc
The outlook aims to highlight such divergent trends and ways to navigate the same
Brief on our Equity Outlook
Union Budget, real estate debt de-leveraging and credit growth pick-up key triggers for the markets in 2020
Stark divergence between Value and Growth themes makes Value and Special Situations themes attractive
Asset Allocation schemes may be considered to address near term volatility
Recommend Small and Multicap schemes due to reasonable valuations
Recommend adding equities in a staggered manner through SIP/STP
Our Recommendations
To benefit from Value Vs. Growth divergence - ICICI Prudential Value Discovery Fund
To benefit from Special Situations Theme - ICICI Prudential India Opportunities Fund
To benefit from reasonable valuations - ICICI Prudential Smallcap Fund
To benefit from Volatility - ICICI Prudential Balanced Advantage Fund and ICICI Prudential Asset Allocator Fund
For Long Term Wealth Creation - SIP/STP in ICICI Prudential Multicap Fund and ICICI Prudential Smallcap Fund
Brief on our Debt Outlook
Continue to remain positive on accrual space/spread assets
Recommend combination of short term assets and long term assets with a portfolio maturity range of 2-5 years
Extreme short end (less than 3 months), due to ample liquidity may give lower real returns
Fiscal concerns and inflation in the first half may keep longer end volatile. Hence, use the longer end of the yield curve for trading strategy
Our Recommendations
To earn higher accrual - ICICI Prudential Credit Risk Fund and ICICI Prudential Medium Term Bond Fund
Short/Medium Duration Scheme - ICICI Prudential Banking and PSU Debt Fund and ICICI Prudential Short Term Fund
To benefit from Volatility - ICICI Prudential All Seasons Bond Fund
Short Term Solution - ICICI Prudential Ultra Short Term Fund and ICICI Prudential Floating Interest Fund
The fundamental theme of the newsletter remains the same -- to dive deeper into economic issues that affect our investors. However to keep it interesting, the analysis has been kept at a macro level without getting into minute details.
We received encouraging feedback on the inaugural issue and we have used the same to improve this edition.
We hope you find the newsletter interesting.
ICICI Prudential Mutual Fund Monthly Market Outlook- August 23,2013iciciprumf
Most global indices ended July in positive territory, with technology performing better than other sectors. The S&P BSE Sensex returned 3.66% while mid and small caps underperformed. Inflation accelerated due to higher food prices and fuel cost adjustments, but the trade deficit declined 30% year-over-year in July. The document recommends lump sum investments in volatility funds and step investments in equity funds focusing on the discovery, bluechip, top 100, US bluechip, and infrastructure sectors. It expresses a cautiously optimistic outlook for India given an excellent monsoon and expectations of gradual economic recovery.
Right horizons PMS - India Asset Market Review 2013 & outlook 2014Vinayak Kanvinde
The document provides an outlook on Indian asset markets in 2014 from Right Horizons PMS. It summarizes the performance of asset markets in 2013, argues that signs point to India potentially being in the early stages of a bull market. It also discusses factors that provide safety nets for the Indian economy and lays out the foundation for the next bull market. Right Horizons believes the turning point for fixed income and equity markets in India will come in the next few quarters.
Influence of foreign portfolio investment on stock market indicatorsIAEME Publication
This document summarizes an article from the International Journal of Management that examines the influence of foreign portfolio investment on stock market indicators in India. It begins with background on foreign institutional investors and regulations governing foreign investment in Indian markets. It then discusses the relationship between foreign portfolio flows and stock market performance, noting that foreign flows tend to influence market sentiment and indices in the short-term. The article aims to analyze the degree to which foreign investment impacts specific stock market indicators like the price-earnings ratio, dividend yield, and book value of the Nifty index over time. It uses data on foreign investments and market movements from 2003 to 2013 to assess the relationship and whether foreign influences are sustained.
This document provides information on several famous investors and their contributions to the economy. It discusses Warren Buffett, Philip Fisher, Ken Fisher, and Rakesh Jhunjhunwala. For each investor, it provides details on their background, investment philosophies, and major holdings. It also explains the difference between investing and trading, and highlights the importance of investment for the global economy.
A summer training project report presentation ondimpishah1989
This document summarizes a presentation on derivatives, specifically futures and options, given at JM Financial Services Ltd. It provides an overview of JM Financial as a large Indian broking firm, introduces various derivative products like forwards, futures, and options. It describes how futures and options are traded on exchanges, including details on contracts, expiration cycles, and pricing. It also outlines the three main types of derivative traders - hedgers who minimize risk, speculators who bet on market movements, and arbitrageurs who profit from pricing discrepancies. The conclusion emphasizes how derivatives allow participants to convert unlimited risks to limited ones and serve as risk management tools.
Dr. Alyce Su on China's Global Investment Strategymsthrill
(i) The document provides investment advice on Brazil, Russia, India, and other countries.
(ii) For Brazil, it recommends investing in companies held by BNDESPar, those benefiting from Brazil's domestic consumption growth, and those exporting to China. Specific investment targets mentioned include Fibria, Klabin, Vale, and Brasil Foods.
(iii) For Russia, it suggests co-investing with private equity divisions of major Russian banks and investing in companies with connections to their owners through interest-free loans in exchange for equity. No specific Russian targets are mentioned.
Factoring as a means to gain access to short-term export financing and mitigating risks related to payment delays and defaults has gained traction worldwide. MSMEs in China, UK, Germany and Brazil, amongst others, have used this tool to leap into the big league. Curiously in India, where MSMEs have always rued the lack of access to easy financing options, factoring has failed to take-off due to matters both real and perceived. Indian factoring institutions have at long last started to make an aggressive play for the business. Will they be able to break the shackles?
This document provides an overview and summary of the Emerging Trends in Real Estate Asia Pacific 2014 report. It discusses key trends in Asian real estate markets including increased competition for conventional assets forcing investors to seek yield in niche markets. Real estate capital flows in Asia remained robust in 2013 despite threats of tapering, with Asian capital becoming increasingly dominant. Major Western markets are now attracting large flows of Asian capital. The top investment destination in the survey was Japan, buoyed by economic reforms, while emerging markets like Jakarta and Manila also attracted interest despite challenges. Industrial/distribution remained the favored property sector.
Modelling the Long Run Determinants of Foreign Portfolio in NigeriaMoses Oduh
1) This study examines the long-run determinants of foreign portfolio investment in Nigeria from 1981-2010 using time series analysis.
2) It finds that foreign portfolio investment has a positive long-run relationship with market capitalization and trade openness in Nigeria.
3) The study aims to help policymakers pursue policies that can attract more foreign portfolio investment in the long run, such as efforts to improve and sanitize the Nigerian capital market.
This document provides a comparative analysis of mutual fund schemes. It discusses types of mutual funds according to maturity period and investment objective. The facilities provided by mutual funds to investors are also outlined. The document analyzes the performance of various mutual fund schemes of different companies using metrics like beta, alpha, and standard deviation. Key findings are that ICICI PRU and Franklin Templeton funds have strong stock picking styles and risk management. Reliance funds can provide high returns but are not suitable for conservative investors. HDFC funds provide stability through large cap exposure. In conclusion, mutual funds provide a good investment option for committed, long term investors.
The document introduces the ICICI Prudential US Bluechip Equity Fund, an open-ended equity scheme. It discusses reasons for investing in the US market such as access to established global industries and leaders not available in India, diversification benefits, the size and scale of the US equity market, and prominent US brands. The US offers opportunities due to positive leading economic indicators like falling unemployment and continuing jobless claims. Investing now allows participation in the recovery of the US economy.
Here are a few key points about different perspectives on dreams:
- Ancient traditions like Upanishads, Chinese philosophy, and sacred texts viewed dreams as potentially meaningful, sometimes representing desires, the soul's wanderings, or prophetic visions.
- Modern science generally sees dreams as meaningless byproducts of random brain activity during sleep.
- Psychologists like Freud and Jung saw dreams as revealing interactions between conscious and unconscious minds, with dreams representing hidden desires, fears, or psychological processes. Freud used dream analysis in psychoanalysis.
- Interpretations of the same dream can vary widely between different philosophical/cultural traditions. For example, visiting a temple could mean good fortune in Chinese tradition but spiritual growth in some dream books.
The document provides an overview of the first edition of the IMNU college magazine "magNIMopus". It introduces the magazine and its various sections, including articles on relevant print media topics, a separate Hindi section, campus news and events, puzzles and more. It encourages students, alumni and faculty to support the magazine to help it evolve into a valuable resource. It also includes encouraging words from a professor and alumni supporting the new magazine.
This document provides a summary of student life and events at IMNU (Institute of Management and New Technologies, University) in Nirma, India. It discusses the nostalgia of graduating students, highlights of the 2007-2008 academic year including various student initiatives, and expectations for the next academic year. It also shares recollections and lessons from a student's time at IMNU, describing social activities, placement responsibilities, fun events and the value of relationships formed. Finally, it outlines experiences participating in the annual fest at IMI (Institute of Management and Innovation), describing the marketing-focused competitive events and rounds involving trading, earning money in a market, bidding, and setting up game stalls.
The document discusses child labor, describing it as a shameful practice still followed in many parts of the world. In India, despite laws meant to protect children, many still work long hours in difficult conditions, such as agricultural fields, mines, and fireworks factories. The government has tried to prevent exploitation by making education free and compulsory up to age 14 and providing mid-day meals in schools. However, the problem of child labor continues.
"Expressions 2014"- Magazine of Krupanidhi College of PharmacyDr.Harsha Doddihal
This document is the annual magazine of Krupanidhi College of Pharmacy at Bangalore called Expressions. Many articles are there. I have written an article on, "Personalized Medicine-Emerging Field in Targeted Therapeutics". It is on page 58.
32 Ways a Digital Marketing Consultant Can Help Grow Your BusinessBarry Feldman
How can a digital marketing consultant help your business? In this resource we'll count the ways. 24 additional marketing resources are bundled for free.
The Indian rupee’s recent roller-coaster ride has impacted virtually every section of society. It has hit the country’s finances, eroded investor confidence, pushed down stock indices, pumped up fuel prices and, in turn, those of essentials.
The rupee’s slide is symptomatic of the concerns about the India story. Months of policy paralysis, political churn and social standoffs have taken their toll. It is in this backdrop that senior journalist Subhomoy Bhattacharjee analyses the prospects of the rupee in the cover story of the August edition of PAR, MSLGROUP India’s public affairs newsletter.
Another senior journalist, Kandula Subramaniam, puts into perspective the power crisis the country is up against and the dilemma state electricity companies are facing.
Additionally, you'll also find an analysis of India's bold food security law as well as an update of important policy announcements and reviews in this issue.
ICICI Pru MF - Annual Market Outlook 2020iciciprumf
Why Divergence as the theme?
Several polarizing trends have been observed on the Global as well as Domestic front
Divergence is observed in Markets and Economy, Value and Growth theme, Yields on G-Sec and AAA over AA/A, etc
The outlook aims to highlight such divergent trends and ways to navigate the same
Brief on our Equity Outlook
Union Budget, real estate debt de-leveraging and credit growth pick-up key triggers for the markets in 2020
Stark divergence between Value and Growth themes makes Value and Special Situations themes attractive
Asset Allocation schemes may be considered to address near term volatility
Recommend Small and Multicap schemes due to reasonable valuations
Recommend adding equities in a staggered manner through SIP/STP
Our Recommendations
To benefit from Value Vs. Growth divergence - ICICI Prudential Value Discovery Fund
To benefit from Special Situations Theme - ICICI Prudential India Opportunities Fund
To benefit from reasonable valuations - ICICI Prudential Smallcap Fund
To benefit from Volatility - ICICI Prudential Balanced Advantage Fund and ICICI Prudential Asset Allocator Fund
For Long Term Wealth Creation - SIP/STP in ICICI Prudential Multicap Fund and ICICI Prudential Smallcap Fund
Brief on our Debt Outlook
Continue to remain positive on accrual space/spread assets
Recommend combination of short term assets and long term assets with a portfolio maturity range of 2-5 years
Extreme short end (less than 3 months), due to ample liquidity may give lower real returns
Fiscal concerns and inflation in the first half may keep longer end volatile. Hence, use the longer end of the yield curve for trading strategy
Our Recommendations
To earn higher accrual - ICICI Prudential Credit Risk Fund and ICICI Prudential Medium Term Bond Fund
Short/Medium Duration Scheme - ICICI Prudential Banking and PSU Debt Fund and ICICI Prudential Short Term Fund
To benefit from Volatility - ICICI Prudential All Seasons Bond Fund
Short Term Solution - ICICI Prudential Ultra Short Term Fund and ICICI Prudential Floating Interest Fund
The fundamental theme of the newsletter remains the same -- to dive deeper into economic issues that affect our investors. However to keep it interesting, the analysis has been kept at a macro level without getting into minute details.
We received encouraging feedback on the inaugural issue and we have used the same to improve this edition.
We hope you find the newsletter interesting.
ICICI Prudential Mutual Fund Monthly Market Outlook- August 23,2013iciciprumf
Most global indices ended July in positive territory, with technology performing better than other sectors. The S&P BSE Sensex returned 3.66% while mid and small caps underperformed. Inflation accelerated due to higher food prices and fuel cost adjustments, but the trade deficit declined 30% year-over-year in July. The document recommends lump sum investments in volatility funds and step investments in equity funds focusing on the discovery, bluechip, top 100, US bluechip, and infrastructure sectors. It expresses a cautiously optimistic outlook for India given an excellent monsoon and expectations of gradual economic recovery.
- India is facing a major economic slowdown as it is vulnerable to slowing growth in emerging markets.
- Years of populist policies and lack of reforms have led to a large current account deficit, high inflation, and falling currency.
- The stimulus programs after 2008 could only postpone problems, and India now has limited ability to enact new stimulus or use fiscal policy due to constraints.
This document summarizes macroeconomic performance in India across four areas: foreign capital flows, human development indicators, the power sector, and globalization/privatization/liberalization. It provides details on foreign portfolio flows, foreign institutional investments, gender equality, healthcare, education, the power industry, and reforms related to capital flows and the economy. Key points include gradual liberalization of capital flows, a shift from debt to non-debt flows, improvements in gender equality and health/education indicators, issues facing the power sector, and the impact of reforms on foreign investment.
Dark clouds were gathering on the horizon for the Indian economy in 2020 according to the document. After a period of disruption and reset in the economic paradigm since 2019, growth was expected to remain below 6% with high inflation and volatility in the markets. Globally as well, economic growth was projected to slow down with increased uncertainties. The investment strategy recommended remaining risk averse with an underweight allocation to equities and overweight allocation to precious metals and debt.
This document summarizes the internationalization of ICICI Bank's business, particularly its growth in the foreign remittance business. It discusses how ICICI Bank grew to become the largest private sector bank in India with a global footprint, despite having fewer international branches than other Indian banks. The document examines ICICI Bank's strategies for entering the international remittance market, including leveraging technology to reach customers without a physical presence and partnering with international players. It provides context on the global remittance market and Indian banking industry.
Falling rupee understanding india’s financial statements like a company'sSunstone Business School
Author-Aniket Khera
Aniket is a value investor, teaches Finance, Accounting and Economics related courses at Sunstone Business School, and is a Portfolio Manager with Willow Investment Management, LLC where he manages a long-only equity portfolio for Willow India One, a US based hedge fund. Aniket is passionate about capital markets and teaching, and spends most of his time reading or writing. Aniket is a graduate from IIT Delhi and an MBA from The University of Texas at Dallas.
International business in india looks really lucrative and every passing daySagar Khandelwal
International business in India has grown significantly in recent decades and offers many opportunities in sectors such as information technology, pharmaceuticals, infrastructure, and manufacturing. However, India remains tightly regulated compared to other major economies. While economic reforms in the early 1990s increased growth, liberalization has also exacerbated economic disparities. For international businesses, different regions of India offer varying advantages from intellectual capital to technology skills to commercial strengths, requiring tailored strategies.
The document is a research report on the effect of rupee depreciation on the Indian economy. It discusses how a falling rupee value increases import costs and inflation in India. It also impacts exporters positively and individual travelers and students studying abroad negatively. The report analyzes factors causing the rupee's depreciation like foreign institutional investors withdrawing funds from India amid global economic uncertainties. It examines the Reserve Bank of India and government's roles in managing the exchange rate and implications for oil imports, fiscal deficit, inflation, companies with foreign debt, and automobile and electronics prices in India.
The document discusses social investing as an emerging trend that combines social impact and financial returns. It provides examples of social investing approaches, including hybrid value chains that partner businesses with social sectors, and socially responsible investing in companies with social conscience. While microfinance has faced scandals, the sector continues to attract talent and promises growth as regulations are introduced. The future may see investment products like mutual funds to allow retail investors to participate in social investing.
The document discusses the depreciation of the Indian rupee from 2011-2012. It summarizes that the rupee depreciated due to the Eurozone crisis and strengthening of the US dollar. This negatively impacted India's trade and stock markets as foreign investments withdrew from the country. The falling rupee also increased inflation and the subsidy for imported oil.
The document discusses emerging trends in the global and Indian forex markets. It outlines several key factors that drive forex market growth globally and in India, including economic shifts, government policies, social trends, and the lucrative nature of forex trading. Some of the factors that have contributed to growth in India include rising foreign investment, GDP growth, increased currency transactions, and a growing young investor population. The conclusion is that the combination of global equity markets, economic growth, foreign investment, and transactions will help further increase India's position in the global forex market.
The appreciation of the Indian rupee relative to other currencies has been driven by increased foreign investment in India. This includes a 153% increase in foreign direct investment inflows in 2006-2007. The rise of the rupee has both benefits and drawbacks. It hurts exporters but benefits importers. The Reserve Bank of India has taken measures to provide relief to exporters and manage the rise of the rupee, including increasing interest rates and restricting external commercial borrowings.
Your Company achieved its highest ever revenue of US $4 billion, EBITDA of US $600 million, and net profit of US $183 million led by strong performance across all businesses; the outlook remains positive given the Company's strong fundamentals and leadership position in key sectors which will enable it to leverage its conglomerate structure and scale to the next level of growth.
The document summarizes a roundtable discussion on the outlook for Indian borrowers in 2016. Participants noted that borrowing demand and supply would be lower in 2016 compared to 2015. The US Federal Reserve's interest rate hike would likely shift borrowing more towards domestic markets and away from offshore markets. With lower global growth and the Reserve Bank of India cutting rates, Indian monetary policy is expected to remain loose, increasing the supply of domestic credit available to Indian borrowers. Overall, participants expected Indian corporate borrowing to remain active in 2016, focused on domestic bank lending and domestic corporate bond markets.
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This document discusses the convertibility of the Indian rupee, including its history and recommendations from committees on adopting full capital account convertibility. It explains that the rupee is currently partially convertible on the capital account and fully convertible on the current account. Two committees, the Tarapore Committee in 1997 and 2006, made recommendations on introducing capital account convertibility in phases. However, the document notes that India still needs to strengthen its fundamentals like education, healthcare and infrastructure before fully opening up to potential financial volatility from capital account convertibility.
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MagIMNUopus_ Dec2007
1. magIMNUopus
Visage of Virtuous
Inside this issue
Editor’s Desk
Rising Rupee
Placements 2008
Richter and Perspective
Surrogate Marketing
Day Trading
Half Filled Tumbler
Short Stories
•English
•Hindi
Poem - Hindi
Quiz and Results
Bol Tara Bol
Birthday Reminder
Captured
Best viewed in FULLSCREEN mode
| issue 12/07 | i | @ | Next
2. magIMNUopus
EDITOR’S Richter 10 Rocks at fullest!!
DESK It’s a season of carnival in IMNU. Between a successful placement
week and excruciating week of examination here comes a gestation
period. Gestation or gyration, enervating or energizing its all
depends on your perspective. Young folk in Nirma campus take it as
an opportunity to recharge them before tryst with tyranny (exams).
Perspective and Richter 10 are events which will test the acumen
and ingenuity of B-School participants from all part of country. The
Inside this issue
flavor of Richter 10 and perspective in enthused in this edition by
Editor’s Desk mean of an article, “Richter and Perspective: Not just a cultural
Rising Rupee festival”.
Placements 2008 Rising
Richter and Perspective Final year students of IMNU saw a huge jump in their offered salary
Surrogate Marketing figures and better job positions for them by various multinationals,
Day Trading equity firms and IT giants who came during the placement week at
the Nirma campus.
Half Filled Tumbler
Short Stories
This edition contains article on managerial, behavioral and financial
•English
issues. At the same time we have come up with short stories in
•Hindi Hindi as well as English language. Apart from this we have regular
Poem - Hindi section like Quiznost, Horoscope and campuses buzz.
Quiz and Results
Bol Tara Bol Happy reading folks!!
Birthday Reminder
Captured
| issue 12/07 | i | @ | 2
3. magIMNUopus
RISING RUPEE Indian economy is on an upward swing. Dollars are
pouring into India. Net investments by foreign
have pushed the exchange rate to around Rs 40 to
the dollar. The rupee has risen nearly 10% against
IS IT GOOD OR BAD institutional investors (FIIs) were $10.16 billion the dollar this year. It has appreciated more than
FOR INDIA? during January-June 2007. This is more than the 14% from a low of 47.04 in July 2006.
$8 billion recorded in the whole of 2006. The FIIs
are chasing Indian stocks and taking the markets This story may look like a fairy tale to some but it
to what many feel are levels of irrational has also caused the rupee to appreciate against
exuberance. The bellwether Bombay Stock U.S dollar. Once traded at 47 or 48, the rupee now
Page 1 of 3 Exchange (BSE) Sensitive Index (Sensex) is 19,738 hovers at 40 to the dollar. Observers call it the
on December 5 against 12,455 on April 2. fastest appreciation of the Indian currency in three
Inside this issue decades. This has hit IT companies - the poster-
The foreign direct investment (FDI) numbers are boys of India's economic liberalization heavily.
Editor’s Desk
equally impressive. In 2006-07, FDI inflows They have been unable to meet their forecasted
Rising Rupee touched $19.53 billion, a 153% increase over the quarterly earnings. Their shares have been beaten
Placements 2008 Rising
previous year. (This figure includes private equity down on the bourses, even as the markets are
Richter and Perspective and also $3.5 billion in reinvested earnings.) The hitting new peaks. The rising rupee is having a
Surrogate Marketing government is looking at a target of $30 billion in large impact on Indian exports and it can erode its
Day Trading 2007-08. Foreign exchange reserves stood at competitiveness in the global market. Companies
$214.84 billion on July 6. This is a far cry from $5.8 such as Infosys and Wipro that rely heavily on the
Half Filled Tumbler
billion in the dire days of March 1991, when India U.S. market are clearly hurting, but it is actually
Short Stories had to pledge its gold to stave off a default crisis. the smaller companies - garment exporters, auto-
•English part suppliers, consumer durables, food and food
•Hindi External commercial borrowings of Corporate processing, gems and jewelry, textiles, handicrafts,
Poem - Hindi India were $12.1 billion in April-December 2006, and metal and metal products – that are fighting
Quiz and Results an increase of 33%. Remittances from Indian the torment. Many of them had banked on the
Bol Tara Bol workers abroad - principally in the Gulf - rose 15% appreciation of dollar after signing a contract.
to $19.6 billion in the same period. And non- Countries such as China are trying to take
Birthday Reminder
resident Indian (NRI) deposits, attracted by better advantage of the situation and continuously
Captured suppressing the value of their currencies.
interest rates, were also up 35% in 2006-07 to
touch $3.8 billion. These foreign exchange inflows
| issue 12/07 | i | @ | 3
4. magIMNUopus
RISING RUPEE Reserve Bank and the Finance Ministry are facing a
trilemma. They may want to have a stable
seven times since October 2005. It has sought to
suck liquidity out of the system by increasing the
IS IT GOOD OR BAD currency, an independent monetary policy and cash reserve ratio (CRR), the amount banks have
FOR INDIA? capital account convertibility, but one can't have to keep with the central bank but has not been
all three. At least one of it will have to be able to control appreciating rupee. Unlike earlier,
sacrificed. Right now the capital account is not today India is not starved of dollars. But, a
completely open but it is reasonably open and the stronger rupee does not ensure lower inflation.
positive feeling about the Indian economy is The scenario in India is quite different from that in
Page 2 of 3 bringing in a lot of capital. The only way this U.S. The so-called free markets in India are not
capital can be absorbed is to let the real exchange free and allowing market forces full play has
Inside this issue rate appreciate. atypical outcomes. Our three principal imports are
crude, gems and jewelry, and capital goods. Crude
Editor’s Desk prices are still administered. And gems and jewelry
In an effort to force down the rupee's value, under
Rising Rupee and capital goods do not affect inflation.
normal circumstances, the RBI buys dollars from
Placements 2008 Rising
the market. This releases rupees which the RBI
Richter and Perspective then tries to mop up by issuing debt instruments. A glance at our exports shows that some 65% of
Surrogate Marketing But the RBI has bought some 28.4 billion in dollars our exports leaving IT and software aside for the
Day Trading between January and May 2007 and it a line needs moment come from the SME segment. There are
Half Filled Tumbler to be drawn somewhere. The sloshing liquidity 15 million workers in this sector. The SMEs have
then leads to inflation, which is not politically profit margins of barely 5-10%. If the rupee rises,
Short Stories
palatable either. Indeed, the RBI sees controlling as it has, their entire profit gets wiped out.
•English inflation as its prime mandate. Even though as
•Hindi measured by the wholesale price index, inflation Looking at experts opinions one can see that
Poem - Hindi has come down to around 3.65% now, against Indian companies may not be affected much if
Quiz and Results 6.7% in January, analysts warn that the trend may their international competitors' currencies have
Bol Tara Bol reverse soon. also appreciated. It would be a better option for
Birthday Reminder Indian companies to hedge their currency
Captured The RBI has pulled out all the weapons in its exposure, if not done already. Though it may result
armory. It has raised benchmark interest rates in losing some shares in the U.S. market, yet it
| issue 12/07 | i | @ | 4
5. magIMNUopus
RISING RUPEE Would be profitable to invest in European markets
with Euro and British Pound appreciating against
make a difference. After all, everyone likes their
money to worth more.
IS IT GOOD OR BAD Indian rupee.
FOR INDIA?
A strong currency is good for a country. It
However, just as some companies are getting hurt shouldn't just be beholden from the point of view
by the strong rupee, many others like Airlines are of exporters but also consumers, who are going to
benefiting from it. It is now cheaper for Indians to gain undoubtedly because of the strong currency.
travel to the U.S. This is also a good time for Indian As the Indian economy grows, the rupee will grow
Page 3 of 3 companies to buy equipment and technology stronger. You can't get the benefits of globalization
products from the U.S. Companies that buy without feeling the other effects. My view is that
Inside this issue components from the U.S. are still in a good there should be a renewed imperative for IT firms
shape. It is a lot cheaper for an Indian PC to go for high-end work across all industries.
Editor’s Desk
manufacturer to buy an Intel chip or a Motorola
Rising Rupee phone. Mobile phone operators benefit from the
Placements 2008 strong rupee. A stronger rupee Rising it easier
will make -Rupali Verma
Richter and Perspective for IT firms to set up operations abroad. Also, MBA 1st year
Surrogate Marketing companies need to work on improving their
Day Trading resource utilization.
Half Filled Tumbler
Short Stories As for manufacturers, one thing could make life
easier for them. Currently costs are high because
•English
of weak infrastructure. As India's infrastructure
•Hindi improves, those costs will come down. As freight
Poem - Hindi corridors are built and airports are finished, it will
Quiz and Results help the manufacturers absorb the downside of
Bol Tara Bol the appreciating rupee. The strong rupee can also
Birthday Reminder help companies drive through some strategic
Captured deals. The strong rupee is good for Indian
companies seeking to make acquisitions abroad
especially when deals are worth billions, it does
| issue 12/07 | i | @ | 5
6. magIMNUopus
PLACEMENTS Final year students of Institute of Management,
Nirma University saw a huge jump in their offered
quot;IBM Global made a few offers for their newly
created exports cell and Deloitte recruited five
2008 salary figures and better job positions for them by students for their US client servicing,quot; added
IMNUians ALL THE various multinationals, equity firms and IT giants Desai.
WAY who came during the placement week at the
Nirma campus. quot;The other recruiters included Vodafone, Idea,
Hewlett Packard, Infosys, Ashok Leyland and
This year, the highest salary figure was over Rs 11 Indian Oil Corporation.
lakh per annum and the average salary offered by
the companies was around Rs 7.5 lakh to Rs 8 -Nirma students in high salary bracket
Inside this issue lakh.
TOI,Ahmedabad
Editor’s Desk
Rising Rupee Professor Ajit Desai, chairman, corporate relations
Placements 2008 Rising
said, quot;We have seen quite a jump in the profile of
the companies coming here for recruitment. Last
Richter and Perspective
year, the average salary was around Rs 5.5 lakh,
Surrogate Marketing this time our placements got over within two
Day Trading days.“
Half Filled Tumbler
Short Stories Companies like ICICI, Kotak Group and HDFC Bank
•English made several offers in core and banking finance,
•Hindi while IMRB and AC Nielsen made offers to the
Poem - Hindi best in analytics.
Quiz and Results
Bol Tara Bol Videsh Sanchar Nigam Limited (VSNL) recruited
Birthday Reminder students for their operations based out of
Captured Singapore, Tokyo, New Jersey, Canada and Brazil.
| issue 12/07 | i | @ | 6
7. magIMNUopus
RICHTER AND December’s here again, with its bright sunshine, But it’s pure sacrilege to consider it merely as a
“cultural fest” when its really a FESTIVAL OF FUN
PERSPECTIVE: chilly teeth-chattering breeze, hot coffees,
snuggling pullovers, but hey! This time its
GAMES AND ULTIMATE SPORTMANSHIP!!! It is a
NOT JUST A different…there’s a thump in the air, a pulsing beat
fest, an ‘Intellectual Kumbh Mela’ of sorts that
CULTURAL converges so many things - from your brains to
in every sound that we hear….We are only a few
brawn, from skills to wits - that instead of a
FESTIVAL!! days away from two of the most electrifying
cultural fest it is more of a combat of who you are,
events of IM-NU, Richter and Perspective, which
versus who you can be. It is the fest that will bring
have been clubbed together to present one of the
out your strengths and give you the power to
exciting management festivals ever held!!
participate and the guts to win. The fest. where
Inside this issue you aren’t required to show only your cultural
Lazing around is out and that you are going to lose know how, but also your strategies and tactics to
Editor’s Desk a lot if you stay indoors snuggled in your favourite win. And above all, you will be pitted against the
Rising Rupee blanket sipping garma garm chai… Coz it’s the time brightest minds in the country, where more than
Placements 2008 Rising
when you are supposed to rock the nights, shock winning, sharing the same platform and giving a
Richter and Perspective the daylights out of the people and participate to tough fight is the true incentive.
the fullest in the upcoming events - where you can
Surrogate Marketing
prove your mettle and show them your ‘dimaagi
Day Trading Because Richter and perspective is going to be a
shakti’ .
Half Filled Tumbler saga untold till now, you are the ones who would
pen it down. So tighten your seat belts, and take
Short Stories The four-day festival which will be held during Nirma to the epitome of intelligence and
•English 12th-15th of December, will begin with Perspective sharpness of mind.
•Hindi which is the game of wits and reason followed by
Poem - Hindi Richter, a riot of cultural affairs. All prestigious
-Pallavi Nautiyal &Richa Sharma
Quiz and Results Management institutions right from the IIM ‘s to
K.J. Somaiya are ready to compete with their best MBA 1st year
Bol Tara Bol
talents in the various events that will be held
Birthday Reminder
during the festival, such as case studies, debates,
Captured paper presentations, street plays singing, and www.imnuperspective.com
dance competitions. www.imnurichter.com
| issue 12/07 | i | @ | 7
8. magIMNUopus
SURROGATE as brand extension, which can be carried out for
related products (eg: Tata Salt and Tata Tea) or
MARKETING: unrelated products (eg: Tata Tea and Tata Indica).
METHODS AND Prima facie, there is nothing wrong with brand
MORALITY extension. The problem occurs when brand
extension is carried out in response to the ban on
advertisement of one product category. In this
case, the companies launch other products with
Page 1 of 2 the same brand name for the purpose of
reminding their old customers. Heavy advertising
And who would had thought that this is done so that the customers do not forget their
Inside this issue advertisment is for packaged drinking liquor & tobacco brands, for which advertisements
Editor’s Desk water.According to dictionary - surrogate means are banned. The advertisements for such new
Rising Rupee substitute. Many of us have come across this word products are placed under the category of
in connection with surrogate Rising
motherhood. This quot;Surrogate Advertisementsquot;. Their only objective
Placements 2008
time it has come in a new avatar - quot;Surrogate is to compensate the losses arising out of the ban
Richter and Perspective Advertisementquot;. Surrogate advertising… a trend
Surrogate Marketing on advertisements of one particular product (i.e.
which is fast catching up with Indian companies liquor).
Day Trading has suddenly attracted a lot of innovative and
Half Filled Tumbler creative brains around the country.
The Dilemma
Short Stories
On one hand, the govt cannot allow public
•English ORIGIN OF SURROGATE ADVERTISEMENTS
advertising of liquor companies. But ironically,
•Hindi As a reaction to the directive of Government, the liquor and cigarette sales are the biggest revenue
Poem - Hindi liquor & tobacco majors sought other ways of generators in terms of taxes and duties on these
Quiz and Results endorsing their products. They have found an items. That’s why an overt acceptance of the
alternative path of advertising through which they marketing in these sectors is not legally
Bol Tara Bol
can keep on reminding their liquor brands to their acceptable. This has led to one of the biggest
Birthday Reminder customers. They have introduced various other
Captured ironies of the country – Sales of these items are
products with the same brand name. Launching not banned, yet advertising on the same has
new products with common brand name is known strictly been prohibited!
| issue 12/07 | i | @ | 8
9. magIMNUopus
SURROGATE The rule says “Advertisements which lead to sale,
consumption and promotion of liquor should not
this affair. Finally on 13 April 2004, the Court gave
a verdict to curb smear advertisements on
MARKETING: be allowed.” So, in Surrogate Marketing, a product electronic media. By appointing Election
METHODS AND which is different from the main product is Commission as referee, the court has tried to put
MORALITY advertised, and has the same brand name as the an end to surrogate advertising in politics.
main product. The product is called as “surrogate”
and advertising through this channel is called What are the other practices companies are
“Surrogate Advertising”! looking at?
Page 2 of 2 It may include CDs, water, clothing, Apple juice, a) Heard about the “Red and White Bravery
fashion accessories, sports goods or even events Awards”??? Companies are getting involved in
Inside this issue sponsoring! Sponsorships of events and have launched
their own awards for bravery or lifetime
Editor’s Desk These gimmicks, in turn, help the consumers build achievements!
Rising Rupee a strong equity of the parent brand, and with the b) Internet advertising has become a lucrative
Placements 2008 Rising
enhanced visibility, the equity of the brand would area which has so far not been delved into.
Richter and Perspective definitely become higher! The medium holds a lot of potential to
Surrogate Marketing enhance visibility, and companies have lately
Liquor companies were forced to look at realized that. You advertise on a site which is
Day Trading innovative ways of building their brands. With an registered outside India and bong... you
Half Filled Tumbler objective of enhancing brand recall, companies circumvent Indian laws.
Short Stories either engage into “surrogate advertising” or c) quot;Oohhh-laa-laa-laa-lole-ooo... Ooh-laa-laa-
•English displaying “socially responsible messages”. laa-laa-laa-le-Ohh. Catchy jingles have
•Hindi become the norm of the day to ensure that
Poem - Hindi And how can we forget politics their brands have a high brand recall
A similar tussle over the issue of surrogate d) With restrictions in other marketing elements
Quiz and Results
advertisements in politics was raised in April 2004 – in terms of pricing and distribution,
Bol Tara Bol on the eve of Lok Sabha elections. Complaints of companies have ventured into another
Birthday Reminder slanderous and offensive advertisements were important element – Packaging.
Captured raised by two major political parties - BJP and
Congress against each other. The issue became so -Maheep Mandloi, MBA Finance
serious that the Supreme Court had to interfere in
| issue 12/07 | i | @ | 9
10. magIMNUopus
ALL IN A DAY’S Buffet, “With a million dollars to invest in stock
market and insider information, you will be broke
WORK in a year.”
A lot of people attempt day trading on the “tips
“received from their brokers. Here I can recall a
joke I read somewhere…..Why is the person to
Page 1 of 3 whom you entrust your life long savings called a
broker? ……………..coz he makes you broke.. :)
Inside this issue
That was of course on the lighter side. A lot of
Editor’s Desk people devote hours and hours to the technical
Rising Rupee This cartoon aptly depicts the spirit of day trading analysis of the stocks, pouring over tons and tons
Placements 2008 Rising
or “trading on margin” as it is more commonly of paper and charts, trying to identify patterns and
referred to. With the Sensex touching new heights techniques to aid in day trading. These people
Richter and Perspective every fortnight and the volatility on the indices have made millions in the past and continue to do
Surrogate Marketing boggling the minds of the people, it sure is a Day so. This brings us to the fundamental question as
Day Trading trader’s dream come true. to what Day trading actually is.
Half Filled Tumbler
Short Stories Simply put, day trading is a highly risky game What is Day Trading?
•English wherein the speculator bets on the short term • Day Trading involves taking a position in the
•Hindi (meaning a few hours or minutes, or it could even markets with a view of squaring that position
Poem - Hindi be seconds) movement of the stock price in either before the end of that day.
direction. Such trades are driven mostly by
Quiz and Results
rumours or the so- called “insider information” on • A day trader typically trades several times a day
Bol Tara Bol any particular scrip. It is thus, based purely on the looking for fractions of a point to a few points
Birthday Reminder technical analysis of the stock as contrary to the per trade, but who close out all their positions
Captured fundamentals of the stock. This makes it all the by day's end.
more risky. To quote investment guru Warren
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ALL IN A DAY’S • The goal of a day trader is to capitalize on price
movement within one trading day.
leverage can increase your profits if used
wisely.
WORK • Unlike investors, a day trader may hold • Profit in any market direction: Day trading
positions for only a few seconds or minutes, often will utilize short-selling to take advantage
and never overnight. of declining stock prices. The ability to lock in
profits even as markets fall throughout the
Day trading can be further subdivided into a trading day is extremely useful during bear
number of styles, including: market conditions.
Page 2 of 3
• Scalpers: This style of day trading involves the • Liquidity to the market: Day traders benefit the
rapid and repeated buying and selling of a large market by offering liquidity and efficiency
Inside this issue
volume of stocks within seconds or minutes.
Editor’s Desk The objective is to earn a small per share profit Entry level Strategies of day trading
Rising Rupee on each transaction while minimizing the risk. There are per se no set strategies of day trading. It
Placements 2008 Rising
• Momentum Traders: This style of day trading all depends on the then existing volatility of the
Richter and Perspective involves identifying and trading stocks that are stock price movement, the volumes traded, any
Surrogate Marketing in a moving pattern during the day, in an stock specific news, short term trend analysis of
attempt to buy such stocks at bottoms and sell the stock and the risk appetite of the trader. A
Day Trading at tops. technical analysis of the stock from the charts
Half Filled Tumbler using following methods may also help:
Short Stories • Identifying the Support and Resistance levels
Advantages of Day Trading
•English • Identifying the trend as in Upward, Downward
• Zero Overnight Risk: Since positions are closed
•Hindi prior to the end of the trading day, news and or Range bound
Poem - Hindi events that affect the next trading day's • Line charts, Bar charts, Point and Figure charts
Quiz and Results opening prices do not effect your portfolio. • Candle-stick charts
Bol Tara Bol • Increased Leverage: Day Traders have a greater • Moving Averages
Birthday Reminder leverage on their trading capital because of low • Head and Shoulders pattern
Captured margin requirements as their trades that are
closed in the same market day. This increased • Double tops and bottoms
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ALL IN A DAY’S • Triple tops and bottoms the end of the day, meaning I take a reverse
position in the same stock for the same quantity.
• Triangles
WORK • Indicators and Oscillators The difference between the two trading prices
(net of the brokerage and transaction charge) is
my gain or loss. Some brokers do allow the traders
Exit level strategies of day trading: to convert the day trade into delivery based trade
• Scalping and take delivery of the said stock to cut the
• Fading losses of the trader in the event of falling prices.
Page 3 of 3
• Following the momentum
• Stop loss strategies Day trading is a highly risky game that sets the
Inside this issue adrenaline pumping. So go ahead and take a peak
Editor’s Desk into this world at your own risk. Enjoy.
How is day trading done?
Rising Rupee It basically involves taking a position say buy
Placements 2008 Rising
position in Reliance stock at the prevailing market -Hemali Shah, C.A.
Richter and Perspective price. The main advantage of day trading is the MBA Finance
Surrogate Marketing high leverage it permits. Most brokers allow
Day Trading trading for 5 times the margin deposited. This
means, on a margin deposit of Rs 1 Lakh, you can
Half Filled Tumbler
take positions up to Rs 5 lakhs. Thus, considering
Short Stories the price of Reliance Industries stock at Rs 2800, in
•English day trading, I can buy as many as 178 shares in a
•Hindi deposit of Rs 1 lakh while in case of delivery based
Poem - Hindi trading, I could have bought only 35 shares. The
Quiz and Results brokerage is also very low on intra day
transactions. While it costs brokerage of 25-30
Bol Tara Bol
paise per Rs 100 of transaction in case of delivery
Birthday Reminder based transactions, it costs only about 3 paise per
Captured Rs 100 of transaction in intra day trading. As a day
trader, I normally square off my position before
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13. magIMNUopus
THE TUMBLER “Look at your tumbler as half-filled and not half-
empty”, Dad would always say. He has been
Like someone said, “It is necessary to be at peace
with yourself, for being at peace with the world
HALF FILLED professing this thought to me since my childhood, around you”. So give a toast to all your
quoting examples from his 30-some years then. achievements! Let the tumblers clink in “Cheers!”.
Now his 30-somes have turned into 50-somes, and The tumblers half-filled! Right, Dad??
I’ve grown up from an eccentric child to a young
lady (still slightly eccentric!!). But, I can profoundly -Akankshka Bumb
say that it was one of the most vital lessons of my
life that I learnt from as trivial an event as a MBA 1st year
tumbler half-filled (Yes! And not half-empty).
Inside this issue
Editor’s Desk Over the years, life has strayed away from the
planned way. Dreams have remained semi-
Rising Rupee
fulfilled. But it’s easier this way to be happy - by
Placements 2008 Rising
counting my achievements rather than recalling
Richter and Perspective what’s lost. And isn’t this what life is all about – to
Surrogate Marketing be happy; and not just exist like creatures??
Day Trading
Half Filled Tumbler Don’t misunderstand this “being happy syndrome”
Short Stories with complacency. Unfulfilled desires can fuel your
•English fire within. But it’s your view-point on the tumbler
that will decide whether this fire consumes your
•Hindi
inner peace or propels you to enhance your
Poem - Hindi
efforts. Moreover, only a half-filled tumbler has
Quiz and Results the capacity to have more.
Bol Tara Bol
Birthday Reminder
Captured
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RELATIONS Preamble: This is a story my grandmother used to
tell whenever I used to pay her a visit in this idyllic
The story:
Once upon a time there was a baheliya .He used
NEED TIME village in eastern Uttar Pradesh. to lay traps to catch birds and sell them in the city.
SHORT STORY One day he visited the jungle to trap birds, but
Prologue: was able to manage only one bulbul. Since it was
My village didn’t have electricity and so, its not economically feasible to visit city to sell only
residents used to finish cooking dinner by evening. one bird, he kept it in a cage, near his door. He
They used to sleep in the open air in the nights of thought to sell it with other birds in the near
Page 1 of 2 future. It started raining that night.
summer.
Inside this issue While telling this, dadi became gloomy .She
My elder brother was a studious lad, and that
Editor’s Desk inevitably made me the leader of gang of children. gestured and spoke superstitiously about the
Rising Rupee whims of rain god .I guess the pain of last year’s
Placements 2008 Rising
We used to create all types of nuisance for all the
draught was still fresh in her mind. She heaved a
sigh .It was an indication that she has come back
Richter and Perspective women in the household involved in making to the story now.
Surrogate Marketing supper for us. That used to be the time when we
Day Trading heard a familiar mellow voice: “Tunnu, come hear
with your gang I will tell you a story”. I used to Baheliya went to the door and brought the cage
Half Filled Tumbler into the house for safety. He used to live alone so
wonder, why dadi is calling, but a democratic
Short Stories he did not require anyone’s permission to do so.
leader that I was, I used to surrender to the
•English overwhelming consensus in my gang, which was
•Hindi to listen to dadi’s never enchanting stories. We
Poem - Hindi used to sit under a neem tree with dadi. My head
Quiz and Results would be resting gently on dadi’s lap and I would
Bol Tara Bol patiently wait for her story to end. As the story
progressed, I would have stopped paying attention
Birthday Reminder
to the story because I had memorized the story
Captured word by word, having heard it so many times in
the past.
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RELATIONS That week rain god decided to wreak havoc.
Bahelia couldn’t go outside to earn anything.
good or bad .You should take your time before
making your mind about someone. If a bulbul can
NEED TIME Gradually as time passed, he started paying like a baheliya, why can’t a human like another
SHORT STORY attention towards bulbul. He used to feed her, human?
clean her cage and tend to her with care. Since he
was not earning the stock of food gradually -Vinaytosh Mishra
depleted till there was nothing left. The day came
when he did not have anything to eat or feed the MBA 1st year
Page 2 of 2 bulbul. When it became evident that he will die
someday, he opened the door of cage so that the
Inside this issue bulbul could fly to her place after his death.
Editor’s Desk
The next day was a bright sunny one. Bahelia’s
Rising Rupee
friend came to his home to ask whether he will
Placements 2008 Rising
accompany him to the jungle. He found that
Richter and Perspective bahelia was no more and a tittle petite bird was
Surrogate Marketing seating just beside him.
Day Trading
Half Filled Tumbler After the bahelia’s death new habitants occupied
Short Stories the house but bulbul refused to leave the house.
•English
•Hindi With these words dadi again heaved a sigh. This
Poem - Hindi was an indication that story has reached to an
Quiz and Results end. One of my cousins asked curiously, why
wasn’t there any king in this story? Then dadi told:
Bol Tara Bol
“Most of the stories don’t have any raja or rani.
Birthday Reminder
Captured
I wonder what did dadi actually wanted to say.
May be the essence of the story was that no one is
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16. magIMNUopus
Jab Aam ne
sev ka kam
ikya
Inside this issue
Editor’s Desk
Rising Rupee
Placements 2008 Rising
Richter and Perspective
Surrogate Marketing
Day Trading
Half Filled Tumbler
Short Stories
•English
•Hindi
Poem - Hindi
Quiz and Results
Bol Tara Bol
Birthday Reminder
Captured
-Nachiketa Desai,Business India
Author is well known name in the world of journalism
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17. magIMNUopus
kivta
Inside this issue
Editor’s Desk
Rising Rupee
Placements 2008 Rising
Richter and Perspective
Surrogate Marketing
Day Trading
Half Filled Tumbler
Short Stories
•English
•Hindi
Poem - Hindi
Quiz and Results
Bol Tara Bol
Birthday Reminder -Manish Ojha
Captured MBA 1st year
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18. magIMNUopus
QUIZNOST Rules:
• 1. The quiz consists of 10 questions.
• 2. Send your answers to Raghav Rastogi <magimnuopus@gmail.com> by 11:59 PM 15/12/2007
with subject line as ‘MagNIMopus_DEC_Quiz_Answers’. Entries sent over IP won't be considered.
• 4. The top five scorers’ names will be published in the next issue of the magazine.
• 5. In case of a tie, entry submitted earlier will be considered.
• 6. Multiple answers from a person would not be accepted. Only the first entry will be considered.
1. Identify the logo:
Inside this issue
Editor’s Desk
Rising Rupee 2. What does the acronym SINBAD stand for?
Placements 2008 3. Rising
This village was gifted by the Pandavas and Kauravas to their Guru (Dronacharya). Which village?
Richter and Perspective (hint: Now a bustling city)
Surrogate Marketing 4. We all heard about Honey moon package/vacation, but when do you take a Baby moon package??
Day Trading 5. Which material is considered the most slippery solid material in existence?
Half Filled Tumbler 6. What is the real name of Gulzar?
Short Stories 7. Which is the only country to have its map on the National flag?
•English 8. Amitabh Bachchan has acted in two movies with the same title, but with very different story-lines
•Hindi and released 29 years apart. What title?
Poem - Hindi 9. What three word Japanese phrase, meaning quot;Tiger, Tiger, Tigerquot;, is associated with the Pearl
Quiz and Results Harbour bombing?
Bol Tara Bol 10. What does the logo commemorate?
Birthday Reminder
Captured
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19. magIMNUopus
QUIZNOST Winners of November Edition’s Quiznost:
1. Chandrasekhar (12)
NOVEMBER 2. Rohit Khurana (11)
RESULTS 3. Neha Gupta (10)
4. Harish Gupta (10)
5. Yogesh Mehta (3)
And the first response of the quiz came from Neha Gupta and that too in just 2 hours of release of the
magazine. Congrats to all the enthusiastic participants.
Inside this issue
Editor’s Desk
Rising Rupee
Placements 2008 Rising
Richter and Perspective
Surrogate Marketing
Day Trading
Half Filled Tumbler
Short Stories
•English
•Hindi
Poem - Hindi
Quiz and Results
Bol Tara Bol
Birthday Reminder
Captured
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20. magIMNUopus
BOL TARA BOL Aries Expert Comments:
Stars Says: Focus this month is on branching out, Popularity: It’s a double edged sword
expanding your interests, higher education, Positive attitude: B+, Exams are in December only.
adventure, and perhaps some travel.
Expert comments: Cancer
Higher Education: Seating on last bench (at Star says: You find more enjoyment in the work
maximum height from sea level). you do, and it is easier than usual to find
Page 1 of 3 Adventure: Sleeping in class. employment now, if applicable. Romantic
Traveling: Daily venturing to Rajasthan Dhaba. relationships prosper, and relationships with
Inside this issue children are strong in December.
Taurus Expert comment:
Editor’s Desk
Stars Say: Unexpected money could come your Enjoyment in work: I guess less study.
Rising Rupee
Placements 2008 Rising
way, and this is an excellent month in which to Children: Of whom?
work on financial planning and strategy. Financial
Richter and Perspective gains may come through a partnership. This is a
Surrogate Marketing brilliant month for coupling with a special partner.
Day Trading Expert comment:
Half Filled Tumbler Financial gain in partnership: Dowry is a moral
Short Stories crime dude.
•English Unexpected money and special partner: Casual
•Hindi relationship.
Poem - Hindi
Quiz and Results Gemini
Bol Tara Bol Star says: Good publicity may come your way this
Birthday Reminder month with a positive, winning attitude. If your
Captured work takes you before the public, you can safely
expect popularity.
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21. magIMNUopus
BOL TARA BOL Leo opportunities present themselves, making it much
easier for you to get from point A to point B.
Star Says: Your love life and creativity thrive in
December! Creative projects could possibly even Expert comments:
bring some type of recognition or reward mid- A to B: Ahmedabad to Bombay .Don’t drink and
month. drive on return trip.
Expert comments: Communication: Examinations are an opportunity
Creativity: You will rock the Richter!! to communicate your learning.
Page 2 of 3 Love life: Once a true lover is never a creative
person. He becomes a follower. Scorpio
Inside this issue Stars say: A strong financial month is in store for
Virgo you, dear Scorpio. Monetary problems from the
Editor’s Desk
Star Says: December is a power month for you past may clear up, especially in the first three
Rising Rupee weeks of December.
when it comes to positive changes to your family
Placements 2008 Rising
and home life, as well as to your basic sense of Expert comments:
Richter and Perspective well-being and security. Some form of reward may First week: It’s already over guys, Where is the
Surrogate Marketing be offered to you now. Don't pass up on any money?
Day Trading opportunities that come your way. Financial Problem: One way to eradicate the
Half Filled Tumbler Expert comment: problem forever is renunciation.
Short Stories Security: From December onwards entry time 8:00
•English pm.
•Hindi Well being: No pigeon, printer or Quiz! And, mess
Poem - Hindi food will be excellent.
Quiz and Results
Bol Tara Bol Libra
Birthday Reminder Star says: This month, you find much joy in
Captured communicating, learning, and socializing. You may
decide to buy a new car, or transportation
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22. magIMNUopus
BOL TARA BOL Sagittarius Expert comment:
Stars say: Opportunities arise to better your You have wonderful opportunity to prove your
situation in life and to be less dependent on mettle in Richter and Perspective. Some of us can
others. This is a strong month for travel and explore the opportunity to join NGO’s and SHG’s
education. Watch for financial excesses in the last to promote a greater cause.
week of December.
Expert comment:
Page 3 of 3 Not dependent: In exams, it can cost you some Pisces
marks. An event may occur that expands your career or
Education: You must start studying now, after professional interests. The more willing you are to
Inside this issue
getting your midterm grades. put yourself in the limelight, the more positive the
Editor’s Desk rewards--this is not the time to be a shrinking
Rising Rupee Capricorn violet!
Placements 2008 Rising
Stars say: The first half of December is a power Expert comment:
Richter and Perspective period for you when you could uncover awesome Participate in events like “RJ hunt. Chase your
Surrogate Marketing opportunities that were previously hidden or hobbies and interests. Don’t be engrossed in
Day Trading unrecognizable. money matters only because all that glitters is not
Expert comment: gold.
Half Filled Tumbler
Short Stories We will discover new ways to score without study.
•English You can find out new hang out spots in vicinity of
Nirma University.
•Hindi
Poem - Hindi
Quiz and Results Aquarius
Bol Tara Bol The achievement of a long-term goal is likely to
occur this month, dear Aquarius. You may have
Birthday Reminder
opportunities to join or lead clubs and groups.
Captured Group activities and associations could be avenues
for fulfilling your own goals.
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23. magIMNUopus
BORN IN Some are before Christ some are after Christ, but all of them are born in same month.
DECEMBER December 3: Nidhi Trivedi
December 4: Sumeet Surana
December 6: Husain Sunelwala
December 7: Vivek Vaideeswaran
December 8: Anuja Mahindan Nair
December 12: Abhishikta Sharma
December 13: Abhishek Chokhani
Inside this issue
December 15: Akanksha Bumb
Editor’s Desk December 18: Chandrasekhar
Rising Rupee December 20: Kamal Kumar Agarwal, Sachin Jain
Placements 2008 December 22: Santosh K. Bhagat
Rising
Richter and Perspective December 23: Sathish Kasinathan, Arnab Sinha
Surrogate Marketing December 24: Abhinav Saxena, Ketan Mardikar
Day Trading December 25: Himanshu Kapoor
Half Filled Tumbler
December 28: Nitin Jha
Short Stories
December 29: Ankur Gupta
•English
December 30: Mithilesh Kumar
•Hindi
December 31: Munjal Shah
Poem - Hindi
Quiz and Results
Bol Tara Bol
Wishing a very HAPPY BIRTHDAY to you all. May your roommate bring the best and the biggest cake and
Birthday Reminder
you treat us to TGB.
Captured
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24. magIMNUopus
CAPTURED
LIFE@IMNU
Inside this issue
Editor’s Desk
Rising Rupee
Placements 2008 Rising
Richter and Perspective
Surrogate Marketing
Day Trading
Half Filled Tumbler
Short Stories
•English
•Hindi
Poem - Hindi
Quiz and Results
Bol Tara Bol
Birthday Reminder
Captured
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25. magIMNUopus
INFO Team magIMNUopus for December edition
Editorial Team
Vinaytosh
Kaushik
Content Development
Akanksha
Mahip
Inside this issue
Raghav
Editor’s Desk
Rising Rupee
Design
Placements 2008 Rising
Maheep
Richter and Perspective
Surrogate Marketing
Please write to magimnuopus@gmail.com for any queries, suggestions, entries, criticism, words of
Day Trading encouragement etc...
Half Filled Tumbler Or if you’d like to speak (rather than type.. and spend on call charges) dial +91 9904315511
Short Stories
•English
2008 will bring many surprises. Even if the sensex does not touch 25k, we will definitely
•Hindi
Poem - Hindi
be there with a better and improved issue. Looking forward to your participation.
Quiz and Results PS: students from other colleges are also invited to contribute, not that we have ran out of authors.. ;)
Bol Tara Bol
Birthday Reminder
Captured An Institute of Management, Nirma University Student Initiative.
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