Lisa Kobza has over 10 years of experience in accounting, financial analysis, and property management. She has held positions as a financial controller, portfolio manager, and production analyst. Her skills include full-cycle accounting, financial reporting, budgeting and forecasting, expense analysis, and process improvement. Currently she works as an Assistant Vice President and Portfolio Manager for Pacific Premier Bank, where she is responsible for monitoring loan portfolios exceeding $200 million.
A former two-sport college athlete who believes in teamwork and hard work. Now a disciplined, financial leader with extensive knowledge of financial principles and business operations and significant management experience. Demonstrated ability to think strategically in analyzing existing operations, developing strategies for process improvements and implementing effective systems, resulting in increased profitability. Proven track record as a collaborative, proactive, engaging coach with excellent problem solving skills and strong communication and team building skills developed through years of hiring, training, coaching and mentoring various-sized accounting teams for companies ranging from small start-ups to large industry leaders.
3.0 Project 2_ Developing My Brand Identity Kit.pptxtanyjahb
A personal brand exploration presentation summarizes an individual's unique qualities and goals, covering strengths, values, passions, and target audience. It helps individuals understand what makes them stand out, their desired image, and how they aim to achieve it.
Tata Group Dials Taiwan for Its Chipmaking Ambition in Gujarat’s DholeraAvirahi City Dholera
The Tata Group, a titan of Indian industry, is making waves with its advanced talks with Taiwanese chipmakers Powerchip Semiconductor Manufacturing Corporation (PSMC) and UMC Group. The goal? Establishing a cutting-edge semiconductor fabrication unit (fab) in Dholera, Gujarat. This isn’t just any project; it’s a potential game changer for India’s chipmaking aspirations and a boon for investors seeking promising residential projects in dholera sir.
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Enterprise Excellence is Inclusive Excellence.pdfKaiNexus
Enterprise excellence and inclusive excellence are closely linked, and real-world challenges have shown that both are essential to the success of any organization. To achieve enterprise excellence, organizations must focus on improving their operations and processes while creating an inclusive environment that engages everyone. In this interactive session, the facilitator will highlight commonly established business practices and how they limit our ability to engage everyone every day. More importantly, though, participants will likely gain increased awareness of what we can do differently to maximize enterprise excellence through deliberate inclusion.
What is Enterprise Excellence?
Enterprise Excellence is a holistic approach that's aimed at achieving world-class performance across all aspects of the organization.
What might I learn?
A way to engage all in creating Inclusive Excellence. Lessons from the US military and their parallels to the story of Harry Potter. How belt systems and CI teams can destroy inclusive practices. How leadership language invites people to the party. There are three things leaders can do to engage everyone every day: maximizing psychological safety to create environments where folks learn, contribute, and challenge the status quo.
Who might benefit? Anyone and everyone leading folks from the shop floor to top floor.
Dr. William Harvey is a seasoned Operations Leader with extensive experience in chemical processing, manufacturing, and operations management. At Michelman, he currently oversees multiple sites, leading teams in strategic planning and coaching/practicing continuous improvement. William is set to start his eighth year of teaching at the University of Cincinnati where he teaches marketing, finance, and management. William holds various certifications in change management, quality, leadership, operational excellence, team building, and DiSC, among others.
Personal Brand Statement:
As an Army veteran dedicated to lifelong learning, I bring a disciplined, strategic mindset to my pursuits. I am constantly expanding my knowledge to innovate and lead effectively. My journey is driven by a commitment to excellence, and to make a meaningful impact in the world.
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Business Valuation Principles for EntrepreneursBen Wann
This insightful presentation is designed to equip entrepreneurs with the essential knowledge and tools needed to accurately value their businesses. Understanding business valuation is crucial for making informed decisions, whether you're seeking investment, planning to sell, or simply want to gauge your company's worth.
The world of search engine optimization (SEO) is buzzing with discussions after Google confirmed that around 2,500 leaked internal documents related to its Search feature are indeed authentic. The revelation has sparked significant concerns within the SEO community. The leaked documents were initially reported by SEO experts Rand Fishkin and Mike King, igniting widespread analysis and discourse. For More Info:- https://news.arihantwebtech.com/search-disrupted-googles-leaked-documents-rock-the-seo-world/
Memorandum Of Association Constitution of Company.pptseri bangash
www.seribangash.com
A Memorandum of Association (MOA) is a legal document that outlines the fundamental principles and objectives upon which a company operates. It serves as the company's charter or constitution and defines the scope of its activities. Here's a detailed note on the MOA:
Contents of Memorandum of Association:
Name Clause: This clause states the name of the company, which should end with words like "Limited" or "Ltd." for a public limited company and "Private Limited" or "Pvt. Ltd." for a private limited company.
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Registered Office Clause: It specifies the location where the company's registered office is situated. This office is where all official communications and notices are sent.
Objective Clause: This clause delineates the main objectives for which the company is formed. It's important to define these objectives clearly, as the company cannot undertake activities beyond those mentioned in this clause.
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Liability Clause: It outlines the extent of liability of the company's members. In the case of companies limited by shares, the liability of members is limited to the amount unpaid on their shares. For companies limited by guarantee, members' liability is limited to the amount they undertake to contribute if the company is wound up.
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Capital Clause: This clause specifies the authorized capital of the company, i.e., the maximum amount of share capital the company is authorized to issue. It also mentions the division of this capital into shares and their respective nominal value.
Association Clause: It simply states that the subscribers wish to form a company and agree to become members of it, in accordance with the terms of the MOA.
Importance of Memorandum of Association:
Legal Requirement: The MOA is a legal requirement for the formation of a company. It must be filed with the Registrar of Companies during the incorporation process.
Constitutional Document: It serves as the company's constitutional document, defining its scope, powers, and limitations.
Protection of Members: It protects the interests of the company's members by clearly defining the objectives and limiting their liability.
External Communication: It provides clarity to external parties, such as investors, creditors, and regulatory authorities, regarding the company's objectives and powers.
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Binding Authority: The company and its members are bound by the provisions of the MOA. Any action taken beyond its scope may be considered ultra vires (beyond the powers) of the company and therefore void.
Amendment of MOA:
While the MOA lays down the company's fundamental principles, it is not entirely immutable. It can be amended, but only under specific circumstances and in compliance with legal procedures. Amendments typically require shareholder
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LA HUG - Video Testimonials with Chynna Morgan - June 2024Lital Barkan
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Cracking the Workplace Discipline Code Main.pptxWorkforce Group
Cultivating and maintaining discipline within teams is a critical differentiator for successful organisations.
Forward-thinking leaders and business managers understand the impact that discipline has on organisational success. A disciplined workforce operates with clarity, focus, and a shared understanding of expectations, ultimately driving better results, optimising productivity, and facilitating seamless collaboration.
Although discipline is not a one-size-fits-all approach, it can help create a work environment that encourages personal growth and accountability rather than solely relying on punitive measures.
In this deck, you will learn the significance of workplace discipline for organisational success. You’ll also learn
• Four (4) workplace discipline methods you should consider
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• Three (3) key tips to maintain a disciplined workplace.
1. Lisa M. Kobza
511 S 4th
Street • Columbus, NE 68601 • (402) 910-9313 • lkobza@twc.com
SUMMARY OF QUALIFICATIONS
Highly motivated, detail-oriented professional that offers a rich blend of accounting, property management,
financial analysis and leadership talents gained from 10 plus years of controllership, analytics, operations and
research proficiency.
History of reorganizing, streamlining and strengthening financial operations to maximize performance and
profitability as part of management team.
An effective and articulate communicator who builds and nurtures excellent working relationships with external
clients, support staff, management and key decision-makers.
Employs excellent critical thinking, analytical and investigative skills.
A creative champion of change skilled at leading, motivating and inspiring positive personal growth of team
members.
CORE STRENGTHS
Full-Cycle Accounting Financial Reporting/Analysis Cash Flow Management
Advanced Excel Spreadsheets 401K & Payroll Adminstration Internal/External Audit
Variance Analysis Accounting Internal Controls Expense Analysis Monitoring
Budget/Forecast Compilation Research & Analysis Cost Analysis/Reporting
Process Improvement Property Management GAAP
PROFESSIONAL EXPERIENCE
Pacific Premier Bank – Franchise Capital – Irvine, CA Mar 2016 – Present
Pacific Premier Bancorp, Inc.
AVP/Portfolio Manager
Responsible for collecting updated borrower financial information and conducting risk management reviews, loan
extensions and modifications for an assigned portfolio of loans exceeding $200 million.
Spread and analyze personal and company financial statements and other documentation relative to monitoring
client portfolios to establish compliance with loan approval conditions.
Track loans for delinquency and covenant compliance reporting any adverse situations, mitigating risks and
making recommendations in the loan reviews.
Grade loans based on periodic review which may prompt a risk grade change.
Ensure all correspondence relating to approvals, financial reporting and documentation related to modifications,
extensions, forbearances and waivers is maintained in credit files in accordance with bank regulations.
Lee Enterprises, Inc. – Fremont/Columbus, NE Oct 2014 – Jun 2015
DBA Columbus Telegram – Fremont Tribune
Financial Controller
Supervise a small staff for two enterprises interacting with regional and corporate finance centers that also provide
some financial services for the local newspaper.
Focus is on maintaining internal accounting controls, ensuring accurate financial statements and financial
planning.
Responsible for financial analysis and evaluation to determine productivity and cost metrics for corporate.
Determine and maximize profit drivers, accurately assessing the ongoing impact of strategies and protecting the
assets of the company.
Ernst Auto Center – Columbus, NE Feb 2011 – Apr 2014
DBA Ernst Auto Center, Inc. & Ernst Toyota LLC
Financial Controller
Administrator for conversion of two independent dealership DMS operating to one centralized accounting system
each according to specific manufacturer accounting and information reporting guidelines.
Fairly represent and interpret financial condition of two dealerships; directing overall financial planning,
accounting, human resource and payroll practices with high ethical standards.
Develop and maintain controls for business management including regular rapport with department managers on
2. profitability, pay-plans and strategy to strengthen operations.
Ability to plan, prioritize and organize workload to meet numerous time constraints and deadline requirements.
Cash management forecasting for profitable use of cash funds and daily operating control (DOC) management.
Review of all ledgers and work with accounting staff to continually maintain data integrity.
Ensure compliance will all tax and applicable government and dealer regulation.
Working knowledge of all accounting positions and skilled at managing, delegating and training 7 direct reports.
Nebraska Pork Partners LLC – Columbus, NE Feb 2007 – Feb 2011
Production Analyst - Accounting
Pilot research to Board of Directors and Production Management measuring key performance indicators (KPI)
impacting profitability to company and driving management decisions of genetics, feed and treatment protocol
conversions through closeout economics & ad-hoc analysis.
Handle details of a highly confidential nature in company research and innovation. Ensure that research studies
are designed to provide clear results to the objectives.
Guide teams to develop clear measurable objectives, employ appropriate statistical methods (SPC), draw data-
supported conclusions, and present results (Lean Six Sigma (LSS) tool-pack).
Solid data analysis, problem solving and critical thinking skills and effective formulation and presentation of
spreadsheet systems across trial data.
Member of senior production team and administrator of LSS continuous improvement Green Belt project.
Nebraska Pork Partners LLC – Columbus, NE Sep 1996 – Feb 2007
Financial Accountant
Proficient in extensive financial report preparation including profit and loss, balance sheet and supporting
schedules; Work with audit investigation.
Responsible for complete set of working papers, note obligations, property management, depreciation, insurance,
allocation, accrual and expense entries; and all facets related to monthly closing procedures.
Budget development support and variance reports.
Distinguished team member of special projects generating spreadsheet systems used to analyze revenues and lost
business opportunities.
Integral role in establishing ‘lot tracker’ database including testing, post-deployment, training and implementation.
Streamlined production reports by skillfully creating, formulating, and programming spreadsheets systems.
Supported start-up operations following bankruptcy restructure to continue uninterrupted business.
Kobza Residential Properties – Columbus, NE Jan 1995 – Present
Property – Financial Manager
Residential property management ensuring profitability for various personally-owned residential dwelling
including multi-dwelling, home, vacation, storage, land.
Maintain effective working relationships through excellent interpersonal skills, relationship development and
problem-solving complex issues.
Skilled in business management, contracts, mediation and negotiation.
Nebraska Army National Guard – Lincoln, NE May 1989 – Apr 1998
Automated Logistics Specialist
Maintain state of readiness for Guard force and support; Annual training and physical fitness
PROFESSIONAL DEVELOPMENT
Bachelor of Science in Business Administration University of Nebraska, Lincoln, NE (1998)
Accounting Emphasis
Lean Six Sigma Green Belt Tool Pack University of Texas, Arlington, TX (2007)
Continuous Process Improvement Texas Manufacturing Assistance Center (TMAC)
Real Estate Principles/Practices & Foundation Larabee School of Real Estate & Insurance,
Lincoln, NE (2014)
U.S. Army Basic Training/76V Supply Support Fort Jackson, SC/Fort Lee, VA (1989)