MGP is one of the oldest independent insurance brokers in the UK, specializing in commercial and high net worth clients since 1974. They pride themselves on being able to find insurance solutions for any risk or client size. While not a national brokerage, MGP has access to all UK insurers through networks. They offer expertise in sectors like manufacturing, travel, pharmaceuticals, and high net worth individuals. For businesses, MGP provides risk assessments and advice on establishing appropriate insurance coverage beyond just policies, examining a company's full operations and risks. They can also arrange second opinions on coverage without obligation to change brokers.
This short document promotes creating presentations using Haiku Deck on SlideShare. It encourages the reader to get started making their own Haiku Deck presentation by providing a button to click to begin the process. The document is advertising the creation of presentations on Haiku Deck and SlideShare.
Cayuga Dog Rescue Public Relations Plan -- Innovative MindsIthaca College
Public relations plan created for Cayuga Dog Rescue by the Innovative Minds team in Professor Johanna Wagner's Public Relations class at Ithaca College.
School prayer in public schools is banned by the First Amendment's Establishment Clause which prohibits the government establishment of religion. While some argue prayer provides benefits, others argue it coercively influences impressionable students and interferes with religious freedom. An amendment was proposed to allow school prayer but failed as it would undermine the First Amendment by allowing coercion of student prayer. A reasonable middle ground allows for student-led moments of silence or reflection if desired for prayer. The document questions if lack of prayer in schools relates to social issues but does not take a stance.
This document discusses the redesign of the PartnerEdge mobile application using UX design principles. The original application had issues like complex navigation, too many elements, and an inability to view on mobile devices. The UX redesign simplified the navigation, layout, and identified key design elements to make the application responsive for mobile viewing and reduce complexity. It also utilized SAP Fiori design concepts, templates, and development tools to create a simpler design and better user experience.
The document discusses the film Moon and the philosophical and psychological implications of human cloning explored in the film. It summarizes the plot, which follows clones of Sam Bell who work alone on the moon harvesting Helium-3 for a company called Lunar Industries. Upon realizing they are clones in a never-ending cycle of work and disposal, the clones question their identities, autonomy, and fate. Their existential crisis exposes the moral depravity and exploitation of human cloning by Lunar Industries for profit.
This document contains a summary of Islam M. Hakem's personal and professional experience. It includes his place of birth, education history from Elminia University in Egypt, and training in programs like ICDL, SAP, and credit management. His professional experience spans from 2006 to the present in roles managing cash services, customer services, accounts receivable and payment, and recruitment. He is proficient in Arabic, English, Windows, Microsoft Office, and SAP systems. Hobbies include reading and sports.
The document discusses the results of a study on the effects of a new drug on memory and cognitive function in older adults. The double-blind study involved 100 participants aged 65-80 and found that those given the drug performed significantly better on memory and problem-solving tests than the placebo group after 6 months. The drug was found to be safe and well-tolerated with no serious side effects reported.
This short document promotes creating presentations using Haiku Deck on SlideShare. It encourages the reader to get started making their own Haiku Deck presentation by providing a button to click to begin the process. The document is advertising the creation of presentations on Haiku Deck and SlideShare.
Cayuga Dog Rescue Public Relations Plan -- Innovative MindsIthaca College
Public relations plan created for Cayuga Dog Rescue by the Innovative Minds team in Professor Johanna Wagner's Public Relations class at Ithaca College.
School prayer in public schools is banned by the First Amendment's Establishment Clause which prohibits the government establishment of religion. While some argue prayer provides benefits, others argue it coercively influences impressionable students and interferes with religious freedom. An amendment was proposed to allow school prayer but failed as it would undermine the First Amendment by allowing coercion of student prayer. A reasonable middle ground allows for student-led moments of silence or reflection if desired for prayer. The document questions if lack of prayer in schools relates to social issues but does not take a stance.
This document discusses the redesign of the PartnerEdge mobile application using UX design principles. The original application had issues like complex navigation, too many elements, and an inability to view on mobile devices. The UX redesign simplified the navigation, layout, and identified key design elements to make the application responsive for mobile viewing and reduce complexity. It also utilized SAP Fiori design concepts, templates, and development tools to create a simpler design and better user experience.
The document discusses the film Moon and the philosophical and psychological implications of human cloning explored in the film. It summarizes the plot, which follows clones of Sam Bell who work alone on the moon harvesting Helium-3 for a company called Lunar Industries. Upon realizing they are clones in a never-ending cycle of work and disposal, the clones question their identities, autonomy, and fate. Their existential crisis exposes the moral depravity and exploitation of human cloning by Lunar Industries for profit.
This document contains a summary of Islam M. Hakem's personal and professional experience. It includes his place of birth, education history from Elminia University in Egypt, and training in programs like ICDL, SAP, and credit management. His professional experience spans from 2006 to the present in roles managing cash services, customer services, accounts receivable and payment, and recruitment. He is proficient in Arabic, English, Windows, Microsoft Office, and SAP systems. Hobbies include reading and sports.
The document discusses the results of a study on the effects of a new drug on memory and cognitive function in older adults. The double-blind study involved 100 participants aged 65-80 and found that those given the drug performed significantly better on memory and problem-solving tests than the placebo group after 6 months. The drug was found to be safe and well-tolerated with no serious side effects reported.
The document summarizes several events organized by the English-Speaking Union (ESU). It discusses the launch of ESU Czech Republic, including speeches given and cultural activities. It also covers the ESU London Debate Challenge championships where a team from The Latymer School was declared the winner. Additionally, it provides details on the ESU's National Mooting Competition and the first Alastair Cooke Memorial Lecture, which was given by Senator John McCain.
This document provides summaries of 14 new young adult (YA) books being released in autumn 2015. The summaries are 3 sentences or less and highlight the essential plot elements and themes of each book. Reviews and quotes from publications like Publishers Weekly, School Library Journal, and The New York Times are also included to praise the quality and appeal of several of the books.
The document provides still images and analysis from the film Memento. It summarizes key details from several still shots, including a close-up of the main character's intense facial expression, a mid-shot showing a potential crime scene from a low angle, and a medium close-up focused on glasses and blood around the character's head. Overall, the stills and analysis aim to build suspense around what happened through visual clues and leave the audience wondering about the plot and if this is the character's first murder victim.
The document summarizes the book "Stay Hungry Stay Foolish" by Rashmi Bansal. It discusses 25 successful IIM Ahmedabad graduates who chose entrepreneurship over jobs. It profiles entrepreneurs like Sanjeev Bhikchandani of Naukri.com, Shantanu Prakash of Educomp, and S.B. Dangayach who founded Sintex. The book seeks to inspire graduates to follow their dreams beyond placements. It stresses taking risks tactfully and having faith in ideas.
Este documento describe los componentes clave de un sistema de gestión ambiental, incluyendo la definición de la política ambiental de una organización, la identificación e implementación de medidas de manejo ambiental, el monitoreo y la evaluación continua. Explica que un sistema de gestión ambiental efectivo requiere el compromiso de la alta dirección de una organización y una estructura organizacional para su implementación y mejora continua.
Religion has historically played a large role in influencing politics and policymaking in the United States. While the country's founders advocated for separation of church and state, religion continues to impact government due to most citizens adhering to religious beliefs and deriving morality from faith. However, non-religious groups are growing and politicians should represent all constituents equally regardless of religious views. Maintaining separation while allowing religious groups a voice requires balance to respect both religious freedom and equality under the law.
This document contains a series of photo credits from various photographers including Thomas Leth-Olsen, Kate Cooper, Stuck in Customs, thedescrier, juhansonin, Carlos Luna, adition, Jason A. Howie, and kevin dooley. It encourages the reader to get started creating their own Haiku Deck presentation on SlideShare.
This document provides step-by-step instructions for creating a magazine cover in Photoshop. It describes how to add background colors and gradients, insert and style text, apply effects like outer glows and filters, import and edit images, and organize layers. The instructions guide the user through assembling cover lines, headlines, bylines, images and other design elements to build out the full magazine cover layout.
Daniel Burns is a 38-year-old man with over 20 years of experience working in construction, refineries, and industrial services. He has extensive experience operating heavy machinery, fulfilling various roles such as industrial operator, electrical trades assistant, hydroblaster, laborer, and concreter. Burns is licensed to operate various machinery. He seeks a new position with career advancement where he can further develop his skills.
El documento trata sobre sistemas computacionales y sus aplicaciones. Explica que un sistema computacional está compuesto por hardware y software que interactúan para lograr un objetivo. Luego enumera algunas de las áreas en las que se pueden aplicar los sistemas computacionales como la educación, salud, recursos humanos y finanzas. También habla brevemente sobre conceptos fundamentales de telecomunicaciones como la transmisión de señales electromagnéticas y la entrega, exactitud y puntualidad de la información.
MilliCare is the largest textile and carpet maintenance service network in North America with over 80 licenses worldwide and more than 20 years of experience. Their dry cleaning process cleans deep into carpet fibers without leaving any chemical residue by using a polymer that adsorbs soil and moisture. This extends the life of carpets by keeping them cleaner for longer compared to wet cleaning methods. MilliCare cleaning also significantly improves indoor air quality by reducing airborne allergens, particles, mold, and bacteria.
This short document contains 6 photo credits attributed to different photographers and suggests that the reader can be inspired to create their own Haiku Deck presentation on SlideShare. It lists the photo credits for the images used and encourages the viewer to get started making their own presentation.
A short study and presentation about the steps involved in Search Engine Optimization. The presentation also explores the role of Search Engine Optimization in search marketing.
Managing Credit Risk in Uncertain TimesWoon Wee Chun
I have contributed an article titled 'Managing Credit Risk in Uncertain Times' and it has been published in the Jan/Feb 2017 edition of Entrepreneurs' Digest, a bi-monthly magazine published by the Association of Small & Medium Enterprises (Singapore). It talks about the role and importance of Trade Credit Insurance (TCI) in today's ever complex business environment. Through it, I hope it will raise the market awareness among SME owners.
MGAs (managing general agents) fill important roles within the insurance supply chain. If investors understand what MGAs are and how they function, they will be better able to spot potential opportunities. MGAs are insurance agencies that offer underwriting services on behalf of a syndicate or insurer. Their work typically includes rating, issuing documentation and sometimes claim handling.
Advantage Talk Case Study (Retail Company) (Small)Robert Munday
This document discusses a commercial insurance policy that Advantage Risk Solutions arranged for a multi-site clothing and gift retailer. Advantage reviewed the retailer's existing arrangements and found gaps in their coverage. They worked with an insurer to extend the policy to provide additional protection, including accidental damage coverage, tenants improvements coverage, and loss of income coverage in the event a shop had to close. This expanded coverage proved valuable when one of the shop's roller shutters was damaged, forcing a two day closure; the claim was successfully settled due to the insurance being in place.
AimcoR Group is an insurance marketing organization that differs from competitors by operating at a higher, more efficient level through exclusive membership, open communication and a culture of sharing. The organization is focused on transforming the business through alternative distribution channels, technology adoption, and shifting from a product focus to new producer enablement and consumer engagement. AimcoR aims to achieve sustainable growth and become a dominant player in the future insurance brokerage landscape.
The document discusses three keys to growth for businesses: 1) Increasing profit margins by partnering with insurance carriers that maintain compensation margins, 2) Investing in the right resources like customized websites and selling systems to help agents outmarket competitors, and 3) Consulting for success through business reviews and guidance from marketing professionals to continually evaluate growth strategies. It then provides details on the marketing company iGROUP's story and services to help distributors grow their businesses through strategic partnerships with carriers and proprietary business consulting.
Advantage Talk Case Study (Tech Company) (Small)Robert Munday
This document discusses an insurance audit and customized insurance program created for a technology wholesaler and reseller client. The client previously had a fragmented insurance program with different insurers and possible gaps in coverage. The customized program addressed the client's complex risks, including cyber threats and traditional risks. It provided holistic coverage and allowed the client to access crisis management experts. The new program gave the client cost savings while also providing specialized risk management advice tailored to their needs.
Many insurers recognize the need to transform but are struggling to achieve transformational change. While many insurers see themselves as early adopters of transformation, less than a quarter admit to being late or laggards. Successful transformation will require reinventing nearly every part of the business. While insurers believe they have skills like designing new operating models, over half say they cannot extract and maintain value from initiatives. More than a quarter failed to achieve expected value from their last initiative. Deeper, more fundamental change is required for insurers to reinvent themselves for the future.
The document summarizes several events organized by the English-Speaking Union (ESU). It discusses the launch of ESU Czech Republic, including speeches given and cultural activities. It also covers the ESU London Debate Challenge championships where a team from The Latymer School was declared the winner. Additionally, it provides details on the ESU's National Mooting Competition and the first Alastair Cooke Memorial Lecture, which was given by Senator John McCain.
This document provides summaries of 14 new young adult (YA) books being released in autumn 2015. The summaries are 3 sentences or less and highlight the essential plot elements and themes of each book. Reviews and quotes from publications like Publishers Weekly, School Library Journal, and The New York Times are also included to praise the quality and appeal of several of the books.
The document provides still images and analysis from the film Memento. It summarizes key details from several still shots, including a close-up of the main character's intense facial expression, a mid-shot showing a potential crime scene from a low angle, and a medium close-up focused on glasses and blood around the character's head. Overall, the stills and analysis aim to build suspense around what happened through visual clues and leave the audience wondering about the plot and if this is the character's first murder victim.
The document summarizes the book "Stay Hungry Stay Foolish" by Rashmi Bansal. It discusses 25 successful IIM Ahmedabad graduates who chose entrepreneurship over jobs. It profiles entrepreneurs like Sanjeev Bhikchandani of Naukri.com, Shantanu Prakash of Educomp, and S.B. Dangayach who founded Sintex. The book seeks to inspire graduates to follow their dreams beyond placements. It stresses taking risks tactfully and having faith in ideas.
Este documento describe los componentes clave de un sistema de gestión ambiental, incluyendo la definición de la política ambiental de una organización, la identificación e implementación de medidas de manejo ambiental, el monitoreo y la evaluación continua. Explica que un sistema de gestión ambiental efectivo requiere el compromiso de la alta dirección de una organización y una estructura organizacional para su implementación y mejora continua.
Religion has historically played a large role in influencing politics and policymaking in the United States. While the country's founders advocated for separation of church and state, religion continues to impact government due to most citizens adhering to religious beliefs and deriving morality from faith. However, non-religious groups are growing and politicians should represent all constituents equally regardless of religious views. Maintaining separation while allowing religious groups a voice requires balance to respect both religious freedom and equality under the law.
This document contains a series of photo credits from various photographers including Thomas Leth-Olsen, Kate Cooper, Stuck in Customs, thedescrier, juhansonin, Carlos Luna, adition, Jason A. Howie, and kevin dooley. It encourages the reader to get started creating their own Haiku Deck presentation on SlideShare.
This document provides step-by-step instructions for creating a magazine cover in Photoshop. It describes how to add background colors and gradients, insert and style text, apply effects like outer glows and filters, import and edit images, and organize layers. The instructions guide the user through assembling cover lines, headlines, bylines, images and other design elements to build out the full magazine cover layout.
Daniel Burns is a 38-year-old man with over 20 years of experience working in construction, refineries, and industrial services. He has extensive experience operating heavy machinery, fulfilling various roles such as industrial operator, electrical trades assistant, hydroblaster, laborer, and concreter. Burns is licensed to operate various machinery. He seeks a new position with career advancement where he can further develop his skills.
El documento trata sobre sistemas computacionales y sus aplicaciones. Explica que un sistema computacional está compuesto por hardware y software que interactúan para lograr un objetivo. Luego enumera algunas de las áreas en las que se pueden aplicar los sistemas computacionales como la educación, salud, recursos humanos y finanzas. También habla brevemente sobre conceptos fundamentales de telecomunicaciones como la transmisión de señales electromagnéticas y la entrega, exactitud y puntualidad de la información.
MilliCare is the largest textile and carpet maintenance service network in North America with over 80 licenses worldwide and more than 20 years of experience. Their dry cleaning process cleans deep into carpet fibers without leaving any chemical residue by using a polymer that adsorbs soil and moisture. This extends the life of carpets by keeping them cleaner for longer compared to wet cleaning methods. MilliCare cleaning also significantly improves indoor air quality by reducing airborne allergens, particles, mold, and bacteria.
This short document contains 6 photo credits attributed to different photographers and suggests that the reader can be inspired to create their own Haiku Deck presentation on SlideShare. It lists the photo credits for the images used and encourages the viewer to get started making their own presentation.
A short study and presentation about the steps involved in Search Engine Optimization. The presentation also explores the role of Search Engine Optimization in search marketing.
Managing Credit Risk in Uncertain TimesWoon Wee Chun
I have contributed an article titled 'Managing Credit Risk in Uncertain Times' and it has been published in the Jan/Feb 2017 edition of Entrepreneurs' Digest, a bi-monthly magazine published by the Association of Small & Medium Enterprises (Singapore). It talks about the role and importance of Trade Credit Insurance (TCI) in today's ever complex business environment. Through it, I hope it will raise the market awareness among SME owners.
MGAs (managing general agents) fill important roles within the insurance supply chain. If investors understand what MGAs are and how they function, they will be better able to spot potential opportunities. MGAs are insurance agencies that offer underwriting services on behalf of a syndicate or insurer. Their work typically includes rating, issuing documentation and sometimes claim handling.
Advantage Talk Case Study (Retail Company) (Small)Robert Munday
This document discusses a commercial insurance policy that Advantage Risk Solutions arranged for a multi-site clothing and gift retailer. Advantage reviewed the retailer's existing arrangements and found gaps in their coverage. They worked with an insurer to extend the policy to provide additional protection, including accidental damage coverage, tenants improvements coverage, and loss of income coverage in the event a shop had to close. This expanded coverage proved valuable when one of the shop's roller shutters was damaged, forcing a two day closure; the claim was successfully settled due to the insurance being in place.
AimcoR Group is an insurance marketing organization that differs from competitors by operating at a higher, more efficient level through exclusive membership, open communication and a culture of sharing. The organization is focused on transforming the business through alternative distribution channels, technology adoption, and shifting from a product focus to new producer enablement and consumer engagement. AimcoR aims to achieve sustainable growth and become a dominant player in the future insurance brokerage landscape.
The document discusses three keys to growth for businesses: 1) Increasing profit margins by partnering with insurance carriers that maintain compensation margins, 2) Investing in the right resources like customized websites and selling systems to help agents outmarket competitors, and 3) Consulting for success through business reviews and guidance from marketing professionals to continually evaluate growth strategies. It then provides details on the marketing company iGROUP's story and services to help distributors grow their businesses through strategic partnerships with carriers and proprietary business consulting.
Advantage Talk Case Study (Tech Company) (Small)Robert Munday
This document discusses an insurance audit and customized insurance program created for a technology wholesaler and reseller client. The client previously had a fragmented insurance program with different insurers and possible gaps in coverage. The customized program addressed the client's complex risks, including cyber threats and traditional risks. It provided holistic coverage and allowed the client to access crisis management experts. The new program gave the client cost savings while also providing specialized risk management advice tailored to their needs.
Many insurers recognize the need to transform but are struggling to achieve transformational change. While many insurers see themselves as early adopters of transformation, less than a quarter admit to being late or laggards. Successful transformation will require reinventing nearly every part of the business. While insurers believe they have skills like designing new operating models, over half say they cannot extract and maintain value from initiatives. More than a quarter failed to achieve expected value from their last initiative. Deeper, more fundamental change is required for insurers to reinvent themselves for the future.
CHES Special Risk one of the OLDEST MGA’S IN CANADA Canada Marketing
CHES Special Risk was established in 2004 and one of the oldest MGA's in canada. They have excess of 250 products and 25 Underwriters, working in all classes of insurance, from 3 offices, with offices in Ottawa, Toronto. Click here to known more about CHES Special Risk and its products.
Automotive Risk Management is a privately held company founded in 1992 that specializes in providing insurance and risk management solutions to automobile and truck dealers. They have a team of experienced professionals with decades of experience in the automotive insurance industry. Their goal is to offer stable, profitable insurance programs and services that help automotive dealers manage risks and improve their bottom line.
Commercial general liability (CGL) insurance operates as a crucial line of defense for businesses, safeguarding them from financial loss that could occur due to property damage, personal injury, and advertising injury for which their services, operations, or employees may be responsible.
D&O insurance policies offer liability cover for company managers to protect them from claims which may arise from the decisions and actions taken within the scope of their regular duties. D&O cover was first conceived in the late 19th century, and after a long period of obscurity has spread rapidly throughout the industrialized world since the 1980s. Such policies cover the personal liability of company directors and officers as individuals, reimbursement of the insured company if it pays a claim on behalf of its managers, and cover for securities claims against publicly listed companies. The document discusses why companies purchase D&O insurance, how D&O cover functions in terms of who and what is covered, and developments in the D&O insurance market globally.
This document brings together a set
of latest data points and publicly
available information relevant for
Financial Services. We are very
excited to share this content and
believe that readers will benefit from
this periodic publication immensely.
Alliant Emerging Markets (AEM) provides trade credit insurance solutions to protect businesses from losses resulting from nonpayment. They have expertise across many industries and can provide customized insurance globally. AEM identifies risks, assesses clients' operations, and designs effective insurance programs to allow clients to pursue business opportunities confidently despite uncertainties.
Global Mining Insurance Solutions provides insurance solutions tailored for mining companies operating globally. They specialize in insuring expatriates and employees working in high-risk areas. Their services include health, life, disability, and evacuation insurance, as well as kidnap and ransom coverage. They have experience insuring many international mining companies and can customize plans to meet any needs.
This document provides information about InsuredHQ, a collaborative insurance administration software. It summarizes InsuredHQ as a mission-critical cloud-based application that provides complete policy, claims, accounts, and document management systems for insurers, MGA's, and brokers. It targets mid-market and SME insurers, MGA's, and brokers across global markets by offering an affordable, scalable solution accessible through a simple web application. InsuredHQ generates revenue through usage-based monthly fees and professional services.
The document proposes an initial draft for phase 1 of a project focused on improving the insurance industry's customer relationship management strategies and processes. Historically, brokers would meet with customers in person and send policy details to insurers for approval. The proposal recommends implementing a CRM system to improve agent productivity and foster deeper customer relationships through mobile and online channels. It also outlines the necessary front-end and back-end equipment, projected costs, and major insurance competitors in Southeast Asia.
The Hera Group is an independent specialist broker in the UK consisting of two business units - Hera Indemnity and Hera Finance. Hera Indemnity provides professional indemnity insurance to a wide range of professional firms. Hera Finance offers business funding and financing solutions. Together, they provide insurance and financing to meet all of clients' professional needs. The Hera Group is dedicated to delivering excellent personal service and ensuring clients' requirements are met.
1) Prospectus Liability Insurance provides coverage for the liabilities associated with a public offering of securities for directors, officers, and the issuing company.
2) It specifically addresses risks of a public offering so as not to dilute the company's traditional Directors' & Officers' insurance, and provides continuity of coverage for the liability risks of the public offering.
3) While there are increased costs and coordination required with this additional insurance, Prospectus Liability Insurance creates a unique risk transfer solution to address claims involving representations and forecasts in a capital raising process.
The document summarizes Allianz Global Corporate & Specialty's financial lines insurance products and services. It describes management liability insurance for commercial businesses and financial institutions that protects directors, officers, and professionals from litigation. It also outlines professional indemnity, fidelity, and international insurance programs. Allianz aims to provide specialized solutions tailored to clients' needs across industries through its global network and expertise in underwriting and claims handling.
1. About The MGPGROUP
Ethos
Formedin 1974 MGP isone of the oldestand independentgeneral insurance brokinghouseswho
specialise inbusiness,commercial and highnet worth clients.
MGPpridesitselfon its abilityto assess any risk of any size and findunderwritingsolutionsfor all
existingand prospective customers’needs.
We may not be national but our clientbase is; and so too, our available insurance markets. We
recognise it isnot possible tohold agencieswitheveryinsurer so we are inhoneycomb networks
that allowus in and out of all the insurers in the UK. There is nothingthat isnot unavailable to us.
In the 1980’s MGP helpedpioneer the independentbrokers’software supportservicesand has
had EDI for over twentyfive years. Every broker in the country has a hybridof this today.
We do not just excel at insurance we excel at businessandrisk generally.Whetherwe manage
your portfolioor simplyprofessionallyassessitfor your peace of mind,you will always get
sensible pricesandsensible solutions.
The MGPGroup also includes companiesforscheme management,consumer protectionservices
and employee benefits.
In additionto the conventional insurance company type assessments,MGP looks at the bigger
picture and givesmore roundedadvice after looking at
Accounts
Marketing Literature
CustomerContracts
SupplierContracts
Tenancy Agreements
Logistical Contracts
DevelopmentContracts
BusinessPartnerships
InvestmentHouses
BusinessInsurance
MGP doesnot target any particular businessbecause we are capable of helpingany type of
businessthat has an insurance requirement.Our clientscome from the bestsource and that is
referralsand recommendations particularly. Howeverwe do have particular expertise in various
sectors.
Manufacturing
Travel Industry includingPTR & ATOL compliance
Private ClientStockbroking
GenericPharmaceuticals
High Net Worth
Onlya few insurance coversare mandatory. ost typesare therefore recommendedto
clientsorat leasttheyshouldbe.Sadlytoomanypoliciesare soldratherthanevaluated.
MGP firmlybelievesthatevaluatingthe make-upof abusinessanddiscussingperceptionsof
exposuresisthe correctprocedure toassessacceptance andtransferof risk.This attitude
2. couldexplainwhywe have seenourcompanygrow throughreferralsandrecommendations
bothin industryandthe professionalsectors.
MGP helpsevaluaterisksyourbusinessfacesandidentifywhatinsurance you actuallyneed
withsurveys. Toevaluate the true exposure,MGPlooksat the widerareasof your business
includingmarkets,logisticsand supplierstogetthe complete picture. Tenancyagreements
are oftenoverlookedorpoorlynegotiatedfromariskmanagementperspective.
To have peace of mindaboutyourbusiness youshouldhave abrokerwhois competentat
business.Canyourbrokerreada set of accounts and properlyassistinthe business
interruptioncover?Putittothe test yourbusinessdependsonit.
Maybe yourbusiness canaccept more risk because ithas a strong balance sheet.Premium
savingsgostraightto the bottomline everyyear.Transferringlesstothe insurance market
alsosendsoutthe rightsignalstoinsurersaboutthe confidence youplace inyourown
managementandkeepsthe marketinterestedandyour premiumatthe right level.
MGP can evenprovide independentassessmentspurelyasa secondopinion.Thismeans
that we conduct ourreviewsandofferoursuggestionswiththe intentionof yourexisting
brokerbeingmaintainedbutwithoutgoingtothe market
o Useful generally togeta secondopinion
o Can be arrangedconfidentially asthe marketis notinvolved
o No pressure onyouto change broker
o MGP charge onlyon a gain share basis.
BusinessInsurance / Property Biased
MGP can helpbothpropertyownersandpropertymanagerstoensure theyhave the
appropriate levelof coverfortheir buildingsandrental income
Riskspropertyownersface include buildings,liability,tenantsdefaultandlossof rental
income - MGP can helparrange appropriate coverforthese risks
MGP ‘sexperienceincludesRegistered Social Landlords[ RSL’s] withperilsdispersement
MGP can alsoarrange schemes fortenantswhofail tohave theirowninsurance-useful for
lettingagentsandresidents’associations
Can alsoarrange coverfor fleetof maintenance vehicles
BusinessInsurance / Motor and Fleet
MGP can arrange motor coverfor [connected] individualsthroughtolarge fleets
For the individualthismaymeanasan extensiontohouseholdpolicy
For largerfleets,MGPcan helpyouget your preferredgarage approvedbythe insurerto
carry out repairwork
For haulierscovercan extendtoincome fromlossof use
For PSV operatorsMGP can helpyouunderstandfull liabilitiesyouface andarrange cover
for:
o Loss of use
o Consequential loss
o Contingencyforlossof revenue
o Vehicle depreciation[certainagesandvehicle
BusinessInsurance / Marine and Cargo)
3. This cover is appropriate for businessesthat:
o Carry goodson behalf of otherpeople
o Have goods transportedbyotherpeople
o Carry goodson theirownvehicles
by sea, air, or land anywhere in the world [war zonesexcluded]
all risks or specifiedperilsorlegal liabilitydependingonyour carrier status
valuesinsuredcan include owner’smark-up
Specialistpolicies alsoavailable for:
Warehouse Keepers
FreightForwarders
ShippingAgents
Hauliers
BondedWarehouses
Arrange coverthat complimentsyourcarrier’spolicy,especiallywhere youcan’trelyon
weightbasedliabilitylimits
Alsoarrange stock throughputcoverage insuringownedgoods fromdeparture to
destinationincludingstorage inlandbondedwarehouses
SpecialistAreas inIndustry
In additionto arranging the conventional typesof policiessuchas material damage, business
Interruption,liabilityand motor etc., we highlightkey areas of exposure
Travel & Leisure
MGP are a leadingexpertinprovidingtravel andleisure industrysolutions
Retail orconsumerbiased schemes
ATOL start-upbonds andABTA retail bonds
IATA & ABTA ticketingbonds
Non-airpackagingbonds
Insolvencyschemesforsuppliersincludingconsolidators
Agentandprincipal liability
ATOL and packagingcontingencyliability
Hotelierscombined withspecial events extensions
RegulatoryCompliance Skills
Pharmaceuticals and Chemical
Specialistliability policiesforkeyareas
o Wholesale &Distribution
o Manufacturingbrandedor genericdrugs
productrecall,
producttampering
product guarantee
4. o Efficacy of active ingredients
o Spillage &Pollution
o Late or misseddeliverypenaltiestoNHS
o Northern America exposures
o Medical trials
For companies manufacturingunderlicence orundera patentthroughto generic
manufacturers,MGPcan provide coverfor:
o makingproductsincorrectly
o riskthat product doesn’tdowhatitis meantto do
o failure of active ingredients
o productsbeingmiss-prescribed
Professional Sectors
MGP can arrange cover forstock brokersor Financial advisorsandTrusteesprovidingTrust
Funds,PensionFundsetc
Covercan include
o ProfessionalIndemnityCover
o Financial Exposure Risk
Schemes
MGP have experience increatingschemesfor differentsortof groupsclubsassociationsetc
Liabilityandprofessionalindemnity towardsthirdpartiesandmembers
All riskscoveringequipment,materials,samples
World-wide coverageorlimitedtosuit
Groups can include charities andnon-membershiptypes
Corporates - Core Employee Benefit and Retirement Planning for Companies,
Pension Scheme Trustees and Business Owners.
Individuals - Retirement Savings, Retirement Planning and Protection.
High NetWorth
Special buildingsandcontents policieswithfewerexclusions/conditionswiththe following
featuresaspart of the package
Sensible butfairsecurity conditions
Motor insurance ona replacementorguaranteedvalue basis
Generouscover and termsonvaluablesandcollections
Annual Travel insurance withgoodage limitsandmedical conditions
Easy claims-done overthe phone noformstofill out