This document defines prefixes and document types that are commonly recorded in registers of deeds offices in Wisconsin. It was created by a task force to standardize definitions across counties and systems. The document provides over 30 definitions for prefixes that modify document types, such as assignment, assumption, and correction. It then lists and defines over 20 specific document types themselves, such as affidavit, deed, and mortgage. The purpose is to facilitate data sharing by having common, standardized definitions.
Defendant Joseph A. Ferriero is charged with racketeering for allegedly accepting bribes and kickbacks from private individuals and entities in exchange for exercising his influence as chairman of the Bergen County Democratic Organization. The indictment alleges that Ferriero created shell companies and accepted concealed payments to benefit his personal financial interests and induce actions from public officials. It also claims he used his political power and influence over Democratic officials in Bergen County, New Jersey to extract payments from those seeking favors.
The Transfer of Property Act was passed in 1882 to establish clear rules for property transfers in India. It consolidated various principles from English law and addressed conflicts in case law. The Act governs transfers of movable and immovable property through sale, mortgage, gift, exchange and other transactions between parties. It has since been amended multiple times to update and adapt the laws as India's legal system has evolved.
This document provides an introduction to the real estate industry in India. It defines real estate as property consisting of land and buildings. The real estate sector is one of the fastest growing and second largest employment generating sectors in India. It has been growing at 20% annually and contributes 5-6% to India's GDP. The key segments of the Indian real estate industry are residential, commercial, retail, hospitality, and SEZ (special economic zone) properties.
Title Verification under Transfer of Property ActKonark Gupta
The presentation basically tells about how title verification is practiced. It plays an important role for Hindustan Petroleum Corporation Limited to acquire land for the purpose of opening Petrol/Diesel pumps.
The document discusses five examples of issues found during construction inspections of luxury high-rise projects involving natural stone: 1) stone shaped like a fire-breathing pig, 2) stone forming an all-seeing eye, 3) stone resembling an x-ray mammogram, 4) a stone pattern that was not a checkerboard as desired, and 5) a "random stripe" stone pattern. It also notes that construction elevator operators have a sense of humor, as shown by a message to be patient while waiting for the elevator. The document is authored by Stella Mechele Rittenberry, an interior designer and senior project manager with experience managing high-quality construction projects.
The document discusses construction progress photos of The House luxury condominiums. It features photos of fireplace details, including a firebox opening that is 7 feet high. The photos provide updates on the construction and furnishing of the luxury condominium development called The House.
The document discusses the concepts of value, price, and cost as they relate to real estate valuation. It defines value as the worth or utility of a property, which is measured by price under normal market conditions of supply and demand. Cost refers to what is required to build an asset, which may be more or less than the property's value depending on market factors. The document also outlines different types of property values and notes that the appropriate valuation method depends on the purpose and must account for legal and macroeconomic influences.
Defendant Joseph A. Ferriero is charged with racketeering for allegedly accepting bribes and kickbacks from private individuals and entities in exchange for exercising his influence as chairman of the Bergen County Democratic Organization. The indictment alleges that Ferriero created shell companies and accepted concealed payments to benefit his personal financial interests and induce actions from public officials. It also claims he used his political power and influence over Democratic officials in Bergen County, New Jersey to extract payments from those seeking favors.
The Transfer of Property Act was passed in 1882 to establish clear rules for property transfers in India. It consolidated various principles from English law and addressed conflicts in case law. The Act governs transfers of movable and immovable property through sale, mortgage, gift, exchange and other transactions between parties. It has since been amended multiple times to update and adapt the laws as India's legal system has evolved.
This document provides an introduction to the real estate industry in India. It defines real estate as property consisting of land and buildings. The real estate sector is one of the fastest growing and second largest employment generating sectors in India. It has been growing at 20% annually and contributes 5-6% to India's GDP. The key segments of the Indian real estate industry are residential, commercial, retail, hospitality, and SEZ (special economic zone) properties.
Title Verification under Transfer of Property ActKonark Gupta
The presentation basically tells about how title verification is practiced. It plays an important role for Hindustan Petroleum Corporation Limited to acquire land for the purpose of opening Petrol/Diesel pumps.
The document discusses five examples of issues found during construction inspections of luxury high-rise projects involving natural stone: 1) stone shaped like a fire-breathing pig, 2) stone forming an all-seeing eye, 3) stone resembling an x-ray mammogram, 4) a stone pattern that was not a checkerboard as desired, and 5) a "random stripe" stone pattern. It also notes that construction elevator operators have a sense of humor, as shown by a message to be patient while waiting for the elevator. The document is authored by Stella Mechele Rittenberry, an interior designer and senior project manager with experience managing high-quality construction projects.
The document discusses construction progress photos of The House luxury condominiums. It features photos of fireplace details, including a firebox opening that is 7 feet high. The photos provide updates on the construction and furnishing of the luxury condominium development called The House.
The document discusses the concepts of value, price, and cost as they relate to real estate valuation. It defines value as the worth or utility of a property, which is measured by price under normal market conditions of supply and demand. Cost refers to what is required to build an asset, which may be more or less than the property's value depending on market factors. The document also outlines different types of property values and notes that the appropriate valuation method depends on the purpose and must account for legal and macroeconomic influences.
LAND LAW 1 tutorial questions DEFINITION OF LANDxareejx
This document contains 3 questions related to the definition of land and fixtures under Malaysian law.
Question 1 asks about why Malaysian courts should apply English law on fixtures when determining if something is a fixture or chattel. Question 2 asks about how the "damage factor" is applied under fixture law, referring to a relevant case. Question 3 presents a scenario where a bank claims a machine as a fixture, while the seller claims it as a chattel, and asks which party has priority based on the National Land Code and case law.
This document contains 6 questions related to land law in Malaysia. Question 1 asks about the similarities between Malay customary tenure and Islamic land tenure. Question 2 asks about two characteristics of the Torrens system and supporting them with case law. Question 3 asks about two advantages of the Torrens system and two disadvantages of the Deeds system. Question 4 asks about the concept of trusteeship under Islamic land ownership with reference to religious authorities. Question 5 asks about the different land systems in Malaysia from the Malacca Sultanate until the National Land Code of 1965 and how the Torrens system reformed Malaysian land law. Question 6 asks about discussing a quote relating to the application of Islamic and local customary law on inheritance and wills before, during
1.1 introduction to real estate project managementIrefuser1
The document discusses effective project management for real estate projects. It describes the key modules and chapters that will be covered in the training program on real estate project management. These include fundamentals of real estate project management, essential knowledge areas like integration management, scope management, time management, cost management, quality management, and more. It provides an overview of the roles and responsibilities of civil engineers in real estate project management. Additionally, it discusses various concepts like project life cycles, project phases, organizational influences on project management, and more.
Site layout planning is an important task that involves identifying temporary facilities (TFs) needed to support construction operations. It determines the size, shape, and positioning of TFs within the construction site boundaries. Proper site layout planning improves site safety for workers and the public. Dynamic site layout planning models attempt to modify schedules and allocate space to minimize costs as needs change over time. Key considerations for site layout include access roads, laydown areas, welfare facilities, and ensuring the size and number of facilities can accommodate the site size, nature of work, and number of personnel.
The document discusses site layout design for construction projects. Site layout planning is an important task that involves identifying temporary facilities needed for construction and determining their size, shape, and optimal positioning within the construction site boundaries. Proper site layout improves safety for workers and the public by appropriately locating facilities like offices, storage, and material yards. The document provides guidelines for dividing a construction site into zones and selecting locations for different site elements and temporary structures.
This document discusses real estate and land valuation from an economic perspective. It begins by defining land and real estate, then covers classical and neoclassical economic theories related to land. The key principles of land economics are discussed, including supply and demand, anticipation, balance, conformity, and substitution. External factors that can influence land value are also addressed.
This document discusses the real property market and its functions. It describes how the market brings buyers and sellers together to determine prices for real estate. This allocation of land resources through pricing aims to match supply and demand and maximize the productive use of property. However, the real property market has some imperfections that can limit its efficiency compared to the theoretical ideal of perfect competition. Government sometimes intervenes where the market mechanism could fail to allocate resources efficiently.
Construction planning and management are closely related and involve executing construction plans using various management techniques. Modern technology is important for construction management, planning, equipment, contracts, safety, and earthquake management. Proper planning and management are necessary to complete construction on time and within budget. Effective construction planning and management involves organizing work, allocating resources, monitoring progress, and controlling costs and quality.
Project report on ONLINE REAL ESTATE BUSINESSDivyesh Shah
A project report on 'online real estate' will help you to understand the modeling diagrams for this project and all type of information related to this project
Friends, this ppt consists of various facets of construction management and equipment such as how to buy equipments, its various types and Depreciation and lastly why and how to replace equipments.
The document outlines the modules that make up a construction management project, including admin login, construction sites, customer information, plots, payments, raw materials, and reports. The modules allow for managing, editing, deleting, searching, and updating admin logins, construction sites, customers, employees, plots, payments, raw materials issued, and customer plot payment reports.
Construction Project Management Class Project PresentationWayne Holley
John and Jane Doe have contracted to purchase a manufactured home to be installed on their 4.95 acre property in Santa Ysabel, California. The project will involve developing the land, installing utilities like a well and septic system, preparing the home site, and fully setting up and landscaping the home. Key risks include finding an adequate water source from a well and finding an acceptable location for the septic system leach field. The targeted completion date is November 5, 2012.
Continuing Professional Development for TeachersPaul Woods
The document discusses continuing professional development (CPD) frameworks for teachers of English. It presents a 6 stage CPD framework that outlines typical development pathways for English teachers at different stages in their careers, from initial training to specialization. It provides examples of development activities, resources and training opportunities suitable for each stage through the British Council. These include online and face-to-face courses, workshops, resources and qualifications to support teachers' ongoing learning and development.
The document discusses demand and supply factors that affect real estate prices in Chennai, India. It explains:
1) The law of demand and supply - as price increases, demand decreases and supply increases. Real estate demand depends on factors like income, price, availability of credit, and preferences.
2) Supply of real estate depends on price, availability of land, builders, credit access, and labor. The supply curve slopes upward as quantity supplied increases with price.
3) Major demand factors that can increase real estate prices include location, amenities, infrastructure, commercial development, income, land availability, affordability, property structure, and customization. Supply factors like limited available properties can also increase prices.
Div. of Administrative Hearings Final Order awarding fees based upon agency n...H. Richard Bisbee
This document is the final order from an administrative hearing regarding whether certain statements by the Florida Department of Banking and Finance constitute rules that were not properly adopted. It finds that while the Department no longer has an explicit rule against one person serving as principal representative for multiple lenders, it subjects those designations to extra scrutiny. As a result, several applicants who had designated Dave Taylor as their representative chose different people instead due to inquiry letters from the Department.
Deed of declaration when it comes to shared assets like condominiums, housing societies, or planned communities, real estate ownership can be a complicated issue. The Deed of Declaration, a legal document, is essential to the efficient governance and management of such properties. This text outlines the rights and duties of property owners and establishes the groundwork for the management and operation of these shared places. We will examine the significance of a Deed of Declaration in property management as well as its meaning, components, legal structure, and crucial value in this extensive guide.
Navigate Texas Lien Law with MPP Legal's expert guidance. Protect your rights & secure payments on construction projects effectively.
https://www.mpplegal.com/demystifying-texas-lien-law/
How to define the roles and responsibilities of your legal vs. compliance teams to avoid conflicts of interest and to avoid having your compliance team practice law without a license. Regulators and Bar Associations recognize the district roles of legal representative and adviser vs. that of compliance management.
Workshop 1 - Treaties - What are They? - 2019 December 10Anna Naruta-Moya
From the workshop at the Indian Pueblo Cultural Center 2019 December 10. Workshop 1 of 3 for the Treaties Explorer project of the Museum of Indian Arts and Culture's Indigenous Digital Archive, in a sponsored partnership with the US National Archives Office of Innovation. This training session was created and presented by Professor Sherri Thomas (Taos Pueblo and Black), Professor of Law Librarianship of University of New Mexico Law School, for the Museum of Indian Arts and Culture. Video, slides, curriculum, and more resources are available at DigiTreaties.org
The document provides information on various legal modules including adjournment applications in criminal matters, vakalatnamas for high court and civil/district courts, and schedules of property. It explains the purpose and components of adjournment applications filed in criminal cases, vakalatnamas which authorize lawyers to represent clients in court, and schedules of property which provide identifying details of properties involved in legal transactions. Appendices, annexures, addendums, and schedules are also defined and distinguished in terms of their purpose and relationship to the main legal document they are attached to.
This document is a stipulation for dismissal with prejudice of a civil rights lawsuit filed by the American Civil Liberties Union of Hawaii and Pamela Lichty against Dean H. Seki, Comptroller of the Department of Accounting and General Services for the State of Hawaii. It includes a settlement agreement requiring the defendant to pay attorneys fees and costs, cease enforcement of certain permit requirements for expressive activities on state property, revise relevant administrative rules and policies, and provide periodic updates on implementation to plaintiffs' counsel. The purpose is to ensure individuals can engage in expressive activities on state property with constitutional time, place and manner restrictions.
The document discusses key elements and considerations regarding loan guarantees. It begins by noting the increased speed and standardization of lending transactions today compared to the past. It then discusses how loan guarantees are subject to statutes of frauds requiring written evidence, and how standard loan document terms can potentially conflict with separate guarantee agreements. The document aims to remind lawyers of important guarantee provisions, such as the parties, recitals describing the purpose and consideration, the guaranteed obligations, notice and demand requirements, and other clauses.
LAND LAW 1 tutorial questions DEFINITION OF LANDxareejx
This document contains 3 questions related to the definition of land and fixtures under Malaysian law.
Question 1 asks about why Malaysian courts should apply English law on fixtures when determining if something is a fixture or chattel. Question 2 asks about how the "damage factor" is applied under fixture law, referring to a relevant case. Question 3 presents a scenario where a bank claims a machine as a fixture, while the seller claims it as a chattel, and asks which party has priority based on the National Land Code and case law.
This document contains 6 questions related to land law in Malaysia. Question 1 asks about the similarities between Malay customary tenure and Islamic land tenure. Question 2 asks about two characteristics of the Torrens system and supporting them with case law. Question 3 asks about two advantages of the Torrens system and two disadvantages of the Deeds system. Question 4 asks about the concept of trusteeship under Islamic land ownership with reference to religious authorities. Question 5 asks about the different land systems in Malaysia from the Malacca Sultanate until the National Land Code of 1965 and how the Torrens system reformed Malaysian land law. Question 6 asks about discussing a quote relating to the application of Islamic and local customary law on inheritance and wills before, during
1.1 introduction to real estate project managementIrefuser1
The document discusses effective project management for real estate projects. It describes the key modules and chapters that will be covered in the training program on real estate project management. These include fundamentals of real estate project management, essential knowledge areas like integration management, scope management, time management, cost management, quality management, and more. It provides an overview of the roles and responsibilities of civil engineers in real estate project management. Additionally, it discusses various concepts like project life cycles, project phases, organizational influences on project management, and more.
Site layout planning is an important task that involves identifying temporary facilities (TFs) needed to support construction operations. It determines the size, shape, and positioning of TFs within the construction site boundaries. Proper site layout planning improves site safety for workers and the public. Dynamic site layout planning models attempt to modify schedules and allocate space to minimize costs as needs change over time. Key considerations for site layout include access roads, laydown areas, welfare facilities, and ensuring the size and number of facilities can accommodate the site size, nature of work, and number of personnel.
The document discusses site layout design for construction projects. Site layout planning is an important task that involves identifying temporary facilities needed for construction and determining their size, shape, and optimal positioning within the construction site boundaries. Proper site layout improves safety for workers and the public by appropriately locating facilities like offices, storage, and material yards. The document provides guidelines for dividing a construction site into zones and selecting locations for different site elements and temporary structures.
This document discusses real estate and land valuation from an economic perspective. It begins by defining land and real estate, then covers classical and neoclassical economic theories related to land. The key principles of land economics are discussed, including supply and demand, anticipation, balance, conformity, and substitution. External factors that can influence land value are also addressed.
This document discusses the real property market and its functions. It describes how the market brings buyers and sellers together to determine prices for real estate. This allocation of land resources through pricing aims to match supply and demand and maximize the productive use of property. However, the real property market has some imperfections that can limit its efficiency compared to the theoretical ideal of perfect competition. Government sometimes intervenes where the market mechanism could fail to allocate resources efficiently.
Construction planning and management are closely related and involve executing construction plans using various management techniques. Modern technology is important for construction management, planning, equipment, contracts, safety, and earthquake management. Proper planning and management are necessary to complete construction on time and within budget. Effective construction planning and management involves organizing work, allocating resources, monitoring progress, and controlling costs and quality.
Project report on ONLINE REAL ESTATE BUSINESSDivyesh Shah
A project report on 'online real estate' will help you to understand the modeling diagrams for this project and all type of information related to this project
Friends, this ppt consists of various facets of construction management and equipment such as how to buy equipments, its various types and Depreciation and lastly why and how to replace equipments.
The document outlines the modules that make up a construction management project, including admin login, construction sites, customer information, plots, payments, raw materials, and reports. The modules allow for managing, editing, deleting, searching, and updating admin logins, construction sites, customers, employees, plots, payments, raw materials issued, and customer plot payment reports.
Construction Project Management Class Project PresentationWayne Holley
John and Jane Doe have contracted to purchase a manufactured home to be installed on their 4.95 acre property in Santa Ysabel, California. The project will involve developing the land, installing utilities like a well and septic system, preparing the home site, and fully setting up and landscaping the home. Key risks include finding an adequate water source from a well and finding an acceptable location for the septic system leach field. The targeted completion date is November 5, 2012.
Continuing Professional Development for TeachersPaul Woods
The document discusses continuing professional development (CPD) frameworks for teachers of English. It presents a 6 stage CPD framework that outlines typical development pathways for English teachers at different stages in their careers, from initial training to specialization. It provides examples of development activities, resources and training opportunities suitable for each stage through the British Council. These include online and face-to-face courses, workshops, resources and qualifications to support teachers' ongoing learning and development.
The document discusses demand and supply factors that affect real estate prices in Chennai, India. It explains:
1) The law of demand and supply - as price increases, demand decreases and supply increases. Real estate demand depends on factors like income, price, availability of credit, and preferences.
2) Supply of real estate depends on price, availability of land, builders, credit access, and labor. The supply curve slopes upward as quantity supplied increases with price.
3) Major demand factors that can increase real estate prices include location, amenities, infrastructure, commercial development, income, land availability, affordability, property structure, and customization. Supply factors like limited available properties can also increase prices.
Div. of Administrative Hearings Final Order awarding fees based upon agency n...H. Richard Bisbee
This document is the final order from an administrative hearing regarding whether certain statements by the Florida Department of Banking and Finance constitute rules that were not properly adopted. It finds that while the Department no longer has an explicit rule against one person serving as principal representative for multiple lenders, it subjects those designations to extra scrutiny. As a result, several applicants who had designated Dave Taylor as their representative chose different people instead due to inquiry letters from the Department.
Deed of declaration when it comes to shared assets like condominiums, housing societies, or planned communities, real estate ownership can be a complicated issue. The Deed of Declaration, a legal document, is essential to the efficient governance and management of such properties. This text outlines the rights and duties of property owners and establishes the groundwork for the management and operation of these shared places. We will examine the significance of a Deed of Declaration in property management as well as its meaning, components, legal structure, and crucial value in this extensive guide.
Navigate Texas Lien Law with MPP Legal's expert guidance. Protect your rights & secure payments on construction projects effectively.
https://www.mpplegal.com/demystifying-texas-lien-law/
How to define the roles and responsibilities of your legal vs. compliance teams to avoid conflicts of interest and to avoid having your compliance team practice law without a license. Regulators and Bar Associations recognize the district roles of legal representative and adviser vs. that of compliance management.
Workshop 1 - Treaties - What are They? - 2019 December 10Anna Naruta-Moya
From the workshop at the Indian Pueblo Cultural Center 2019 December 10. Workshop 1 of 3 for the Treaties Explorer project of the Museum of Indian Arts and Culture's Indigenous Digital Archive, in a sponsored partnership with the US National Archives Office of Innovation. This training session was created and presented by Professor Sherri Thomas (Taos Pueblo and Black), Professor of Law Librarianship of University of New Mexico Law School, for the Museum of Indian Arts and Culture. Video, slides, curriculum, and more resources are available at DigiTreaties.org
The document provides information on various legal modules including adjournment applications in criminal matters, vakalatnamas for high court and civil/district courts, and schedules of property. It explains the purpose and components of adjournment applications filed in criminal cases, vakalatnamas which authorize lawyers to represent clients in court, and schedules of property which provide identifying details of properties involved in legal transactions. Appendices, annexures, addendums, and schedules are also defined and distinguished in terms of their purpose and relationship to the main legal document they are attached to.
This document is a stipulation for dismissal with prejudice of a civil rights lawsuit filed by the American Civil Liberties Union of Hawaii and Pamela Lichty against Dean H. Seki, Comptroller of the Department of Accounting and General Services for the State of Hawaii. It includes a settlement agreement requiring the defendant to pay attorneys fees and costs, cease enforcement of certain permit requirements for expressive activities on state property, revise relevant administrative rules and policies, and provide periodic updates on implementation to plaintiffs' counsel. The purpose is to ensure individuals can engage in expressive activities on state property with constitutional time, place and manner restrictions.
The document discusses key elements and considerations regarding loan guarantees. It begins by noting the increased speed and standardization of lending transactions today compared to the past. It then discusses how loan guarantees are subject to statutes of frauds requiring written evidence, and how standard loan document terms can potentially conflict with separate guarantee agreements. The document aims to remind lawyers of important guarantee provisions, such as the parties, recitals describing the purpose and consideration, the guaranteed obligations, notice and demand requirements, and other clauses.
This document provides an introduction to the interpretation of statutes. It discusses that interpretation involves ascertaining the true meaning of words used in a statute. Various principles and aids to interpretation have evolved over time to help determine legislative intent. Latin language and phrases are also important in statutory construction. The document outlines different classifications of statutes and principles of interpretation such as presumptions, rules, and internal and external aids that help guide the interpretation process.
The document discusses several topics related to the legal environment of electronic commerce. It begins with a case study about Dell Computer and Micron Electronics settling charges with the FTC for misleading advertising. It then discusses how businesses operating online must comply with the same laws as offline businesses. Jurisdiction online is more complex due to the lack of geographic boundaries. Elements of a valid online contract include offers, acceptance, and consideration. Intellectual property laws like copyright, patent, and trademark also apply online and there are issues around domains names and these laws. The document also discusses privacy, cybercrime, and taxes related to electronic commerce.
The document discusses various types of legal drafting including laws, regulations, licenses, contracts, wills, and gifts. It explains that the purpose of legal drafting is to communicate legal rights, status, and obligations in a way that allows clients and readers to understand the concepts. It also discusses international contracts, noting they are agreements between parties from different countries that must consider different legal systems and business practices. Key elements of international contracts are identified like the parties' nationalities, places of business, governing laws, and currency. Strategies for drafting contracts include understanding clients' needs and intentions, previous relationships between parties, applicable laws, and ensuring obligations are clear, efficient, and avoid disputes.
The document provides an overview of public records law in Nevada. It discusses that (1) the purpose of Nevada's Public Records Act is to foster democratic principles by providing public access to government records, (2) public records are broadly defined as records in the custody or control of a government entity unless declared confidential by statute, and (3) records can be deemed confidential either by an express statutory exemption or through a balancing test weighing disclosure against interests in nondisclosure.
This document is a consent decree between the United States of America, Hawaii Department of Health, and Hawaii Department of Transportation regarding alleged violations of the Clean Water Act by Hawaii Department of Transportation for failing to comply with stormwater discharge permits and an EPA administrative order. The consent decree establishes requirements for Hawaii Department of Transportation to comply with the Clean Water Act and its stormwater discharge permits for Honolulu and Kalaeloa Barbers Point Harbors, including developing stormwater management plans and implementing best management practices. It outlines general provisions, definitions, requirements for compliance, approval processes, certifications, injunctive relief, penalties, dispute resolution, and other terms of the agreement.
This document provides an overview and syllabus for a course on drafting, pleadings and appearances.
It outlines the objectives of providing expert knowledge on drafting techniques, documentation, and advocacy. It then details the 8 topics that will be covered in the course, including judicial framework, general drafting principles, secretarial practices, drafting various agreements and deeds, pleadings, writing opinions, and appearances in tribunals.
The syllabus also provides a brief lesson-wise summary of the key points that will be discussed, such as the distinction between conveyance and contracts, general drafting principles, secretarial practices for notices, agendas and minutes, and drafting various commercial documents. Case studies and practical aspects will also be examined.
This document provides definitions and classifications of business law concepts. It discusses what law is, the different types of laws, and business entities. It defines law and discusses its four principal functions. It describes the different classifications of laws such as written vs unwritten, national vs international, public vs private, substantive vs procedural, criminal vs civil. It also defines common business law terms related to contracts, business organizations, and commercial transactions.
When Is The Surety Liable For Attorneys Feesmcarruthers
This paper examines both attorneys’-fees and interest awards against sureties on Miller Act payment-bond claims. It also suggests several policy arguments against imposing attorneys’ fees and interest awards on sureties.
By: Daniel R. Hansen and William H. Sturges
This document provides definitions for real estate terminology. It is an excellent study tool for real estate home study courses, continuing education courses, and for preparing for real estate exams. It defines terms ranging from abandonment to adjusted cost basis to help understand concepts related to real estate. This single document acts as a comprehensive dictionary of sorts for real estate terminology.
RETS Presentation - Home Inspector's Insurance & Risk ManagementGerald Brunker
This document provides an overview and summary of home inspector's insurance and risk management. It discusses the home inspection industry, inspector duties and liabilities, types of insurance like professional liability and general liability, and tips to reduce liability exposures. The key points covered are the regulation of home inspectors, what constitutes negligence, types of insurance required by states like Texas, and how claims are handled under different insurance policies.
United Corporate Services provides search and filing results tailored specifically to our clients’ needs. Reports sorted by individual debtor per page, or a more comprehensive summary report of all search results on one page, both are easily provided in either .pdf format for secure closings or in Excel format for easy manipulation into your existing closing binder. United Corporate Services files and searches in over 3,000 jurisdictions in the U.S. Understanding their unique requirements ensures accurate processing of all your UCC transactions. Revised Article 9 is once again being “revised,” and we have done the legwork necessary to walk with you through your projects to ensure they are completed timely and accurately.
1. Laws take effect 15 days after publication in the Official Gazette or a newspaper of general circulation, unless the law provides otherwise. The date of effectivity specified in the law prevails over the default 15-day period.
2. Everyone is conclusively presumed to know domestic laws. However, there is no presumption of knowledge of foreign laws, which must be specially alleged and proved. If not proved, courts will presume foreign law is the same as local law.
3. Laws generally only apply prospectively. Exceptions are if the law expressly provides for retroactivity, or if a penal law is favorable to the accused. Retroactive application is prohibited if it impairs vested rights or contractual obligations.
Scientific And Legal Perspectives On Science Generated For Regulatory Activitieslegalwebsite
This document provides an overview and summary of Silas Walter Adams' 1958 book "The Legalized Crime of Banking and a Constitutional Remedy". The book argues that the Federal Reserve System allows private banks to create money and control credit in an unconstitutional manner. It tells a story about how a farmer lost his life savings of $3,600 when a small town bank failed after the cashier took the money and fled. This sparked the author's 52-year study of banking practices and money creation. The book suggests reforms for Congress to transition money creation from private banks to the U.S. Treasury in a way that does not harm anyone's constitutional rights or disrupt the economy.
Rule Legal Services, General Counsel, And Miscellaneous Claims Service Organi...legalwebsite
Linguistic processing techniques like morphological analysis and use of ontologies can improve recall for document characterization in legal discovery by expanding search queries. Semantic analysis of documents and queries can improve precision of searches by returning only documents that precisely match the intended relationships between entities. Linguistic processing can also aid redaction of sensitive information by better detecting entities and relations. While more computationally intensive than keyword searches, these techniques can scale to large document collections through two-stage processing and creation of semantically indexed resources.
This document is a complaint filed by Oracle Corporation, Oracle USA, Inc., and Oracle International Corporation against SAP AG, SAP America, Inc., TomorrowNow, Inc., and unnamed defendants. The complaint alleges that SAP employees illegally accessed Oracle's password-protected customer support website and copied over 10,000 of Oracle's proprietary software products and support materials. It claims SAP used this stolen intellectual property to offer cut-rate support services and attempt to transition Oracle customers to SAP's software. The complaint contains 11 causes of action including violations of copyright and fraud laws, interference with business, unfair competition, conversion, and civil conspiracy. Oracle is seeking damages and injunctive relief.
Notice Grant And Cooperative Agreement Awards Civil Legal Services To Eligibl...legalwebsite
This document announces the Legal Services Corporation's (LSC) intention to award grants and contracts beginning January 1, 2008 to provide legal services to low-income clients. It lists the organizations that will receive funding and the amounts proposed for each grant. A total of $322 million is expected to be awarded among 121 grants to organizations serving all 50 states, 6 territories and the District of Columbia. Public comments on the awards are requested by December 19, 2007.
Libraries And Legal Research By Lance M Werner Libraries Andlegalwebsite
This document summarizes electronic resources for researching tax law as it relates to charitable nonprofits. It begins with broad resources like Google and FindLaw, then discusses narrower federal resources from the IRS website including forms, publications, and case law. Specific Michigan resources are also outlined, such as the Department of Treasury website containing state tax information for nonprofits. The document concludes that these free online resources provide a basic toolkit for nonprofit tax law research, and legal librarians can offer additional guidance.
Introduction To The Symposium On Legal Externships 2 Learning ...legalwebsite
This document introduces a symposium on legal externships that took place in 2003. It summarizes six papers presented at the symposium that were published in the Clinical Law Review. The papers address topics like ethics issues in externships, evaluating student professional development, training field supervisors and students, and embracing civic engagement in clinical programs. Externship programs have grown substantially and now exist at nearly every law school.
Introduction To The Symposium On Legal Externships 2 Learning ... 1legalwebsite
The document introduces a symposium on legal externships from a conference held in 2003. It summarizes six papers presented at the conference that examine various aspects of legal externships, including issues of ethics, student evaluation and mentoring, training for field supervisors and students, regulation of externship programs, the history of ABA standards for externships, and promoting civic engagement through externships. It also provides context on the growth of externships in legal education and resources for further information.
Information Inflation Can The Legal System Adaptlegalwebsite
This document discusses how information has undergone a massive increase or "inflation" in recent years due to technological advances like digitization, real-time computing, and the internet. This "information inflation" has stressed the legal system by making it nearly impossible for lawyers to search through and manage all available information, especially in litigation. The document suggests lawyers will need to change how they collaborate, use new search technologies, innovate rules around inadvertent disclosure, and embrace new approaches to managing information.
Court Of Appeals Upholds Gander Mountain Legal Victorylegalwebsite
The three judge panel unanimously upheld Gander Mountain's legal victory against their rival Cabela's. The original judgment granted Gander Mountain's motion for summary judgment, denied Cabela's motion, and dismissed Cabela's counterclaims. The ruling allows Gander Mountain to use its trademarks in direct marketing to consumers. Gander Mountain's CEO praised the decision that will allow them to grow direct business sales through catalogs and the internet.
This agreement is for the sale of a 999-year leasehold property from the vendor to the purchaser. The key terms are:
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Legal Document Real Estate
1. Real Estate Document Definitions
This standard was developed by the Wisconsin Land Information Association Real Estate
Document Definitions, a task force operating under the direction of the WLIA’s standing
Technical Committee.
Task Force Members:
• Drew Heiden, City of Menasha
• Jodi Helgesen, Adams County
• Jane Licht, Dane County
• Marilyn Mueller, Kewanee County
Task Force Mission Statement:
The Task Force on Real Estate Document Definitions is charged with the following:
• Review and evaluate the document definitions set forth in the Wisconsin Register
of Deeds Association Handbook and other references for their suitability as standard
naming conventions.
• Provide recommendations to the WLIA Technical Committee for establishing
standards related to real estate document definitions.
1.0 Purpose
The purpose of this database is:
To serve as a standard set of definitions for documents routinely recorded in the office of
the register of deeds. These standard definitions will facilitate data exchange, encourage the
wide dissemination and use of common document definitions, and provide an inventory of
document types and their definitions useful for various county and state-wide systems and
Internet applications.
2.0 Background
This document is based on definitions contained in the Wisconsin Register of Deeds
Association Handbook (1994, 1998 and 2002). The definitions were originally developed in
1990 by a WLIA Task Force on Indexing Standards. The Task Force began their project by
developing document type definitions. Though never adopted by the WLIA, the indexing
standards were incorporated into the Wisconsin Register of Deeds Association Handbook
as recommended standards. While the WRDA indexing standards are considered to be
guidelines, the list of document definitions has been used extensively over the past
decade as the number one resource for such information. As new document types were
created by State Legislation, their definitions were added to the list so that the current list of
2. definitions serves currents needs. This standard will need to be updated as future changes to
Wisconsin law may require.
3.0 Explanation of Logical System
3.1 Prefixes.
Prefixes are used to modify the document type. The term prefix is used
rather loosely since these modifiers are usually given after the document
type rather than placed ahead of the document type so that all documents and
document phrases remain alphabetical. Example:
MORTGAGE/ASSIGNMENT - the word ASSIGNMENT is considered a
prefix to a document type. MORTGAGE/ASSIGNMENT is typically
abbreviated as MTG/AS.
3.2 Document categories and subcategories.
Documents may be grouped in broad categories that may be divided into
subcategories within the general category. Example: DEED is the category
and QUIT CLAIM DEED is the subcategory.
3.3 Wisconsin Law prevails.
While the majority of terms and definitions enjoy nationwide standard
connotations, there are cases where Wisconsin Statutes have spawned
document types and definitions unique to certain states or unique to
Wisconsin. State law influences and sometimes determines definitions and
uses of certain recorded documents. Absent specific statutory language,
terminology common to the general real estate community is used.
4.0 Definitions of Document Prefixes
PREFIXES TO DOCUMENT TYPES - DEFINITIONS
ABRIDGMENT - A summary of another and larger work, wherein the principal ideas of
the larger work are summarily contained.
ADDENDUM - A list or section consisting of material added or to be added to another
document.
AMENDMENT - A writing altering another and earlier writing or instrument either to
correct an error or omission, or alter a part of an agreement without changing the original
principal idea or essence.
ASSIGNMENT - The transfer in writing of interest in a mortgage, lease, land contract, or
3. other instrument affecting real or personal property.
ASSUMPTION - The act of undertaking or adoption of a debt or obligation primarily
resting upon another, as where the purchaser of real estate assumes a mortgage resting
upon it, in which case he/she adopts the mortgage debt as his/her own and becomes
personally liable for its payment. Where one assumes a lease, he/she accepts the
obligations, contracts, agreements, and benefits to which the other contracting party was
entitled under the terms of the lease.
CANCELLATION - To put an end to the terms and conditions of a document; its effect is
the same as that of termination except that the canceling party also retains any remedy for
breach of the whole contract or any unperformed balance.
CORRECTION - An instrument prepared and recorded for the purpose of correcting an
error made in a prior instrument.
CONTINUATION - An instrument which continues certain rights and interest in property
which would otherwise expire; often refers to UCC financing statements which normally
expire after five years unless a document is filed to continue the life of the original
financing statement.
DISSOLUTION - An instrument which provides constructive notice that a certain
corporation, firm, partnership or other entity is being dissolved.
EXTENSION - A document which grants an increase in length of time specified in a
contract.
MODIFICATION - An instrument which provides constructive notice of a change in the
terms or extent of a prior instrument.
PARTIAL RELEASE - An instrument which discharges a portion of the property, or one of
the debtors, from a mortgage obligation. For example, a mortgagee may release specified
parcels from the lien upon payment of a certain sum and the remainder of the property
continues to secure the loan.
RELEASE - An instrument discharging a party from an existing or asserted duty.
RESTATEMENT - An instrument providing further explanation of the terms and
provisions of a prior document; may act as a replacement for portions or whole sections of
the prior document.
REMOVAL - An instrument that removes the action of a prior instrument in its entirety,
allowing no rights, conditions or provisions to continue.
REVOCATION - An instrument that revokes or discontinues the provisions, privileges,
4. rights and interests granted in a prior instrument or agreement.
SATISFACTION - The discharge of an obligation by paying a party what is due on a
mortgage, lien, note, contract or for a judgment; the document acknowledging the payment
of a debt, such as a satisfaction of a mortgage.
SUBORDINATION - A document representing the act or process by which a person’s
rights or claims are ranked below those of other; i.e. a second mortgagee’s rights are
subordinate to those of the first mortgage.
TERMINATION - An ending, usually before the end of the anticipated term of the lease or
contract, which termination may be by mutual agreement or may be by exercise of one
party of one of his remedies due to the default of the other party. Under UCC, termination
means legally ending a contract without its being broken by either side.
TRANSFER - An act of the parties, or of the law, by which title or other rights and interests
in property is conveyed from one party to another.
VACATION - An instrument providing constructive notice of the owner’s relinquishment
of rights and interests in certain specified land parcels.
WITHDRAWAL - An instrument in which the party acts to remove certain specified rights,
interests or petitions, or in the case of authorities, restrictions and limitations previously
claimed by the same party or authority.
SOURCES:
Appraisal Institute: The Dictionary of Real Estate Appraisal, Third Edition,
Chicago, 1993.
Black, Henry Campbell. Black’s Law Dictionary, Fifth Addition, West Publishing
Company, St. Paul, Minnesota, 1979.
Galaty, Fillmore W, et. al: Modern Real Estate Practice, 12th Edition, Real Estate
Education Company, Chicago, 1991.
Sager, Larry: Wisconsin Supplement to Modern Real Estate Practices, 6th Edition,
Real Estate Education Company, Chicago, 1993.
Talamo, John: The Real Estate Dictionary, Third Edition, Financial Publishing
Company, 82 Brookline Ave., Boston MA 002215, 1975.
Wisconsin Register of Deeds Association, Handbook, Ozaukee County Register of
Deeds, Port Washington, Wisconsin, 1994, 1998, and 2002.
5.0 Definitions of Documents Recorded in the Offices of the Wisconsin Register
5. of Deeds
REAL ESTATE DOCUMENT DEFINITIONS
AFFIDAVIT - A written or printed declaration or statement of facts, made voluntarily and
confirmed by the oath or affirmation of the party making it, taken before a person having
authority to administer such oath or affirmation.
Correction - An affidavit correcting or pointing out an error in a prior
instrument. The correction instrument explains the error, gives the correct
information, and references the prior instrument by recording information.
Statutory basis is s. 236.295 regarding minor technical errors on plats and
certified survey maps. Legality of other uses is uncertain. NOTE: A
CORRECTION AFFIDAVIT is not the same as a correction of a previously
recorded affidavit (AFFIDAVIT/CORRECTION).
Estoppel - An instrument intended to prevent a party from asserting a legal
right because of prior actions inconsistent with the assertion.
Identity - A document recorded by a party in order to provide constructive
notice of his/her identity as different from another party with a similar or the
same name.
Interest - A document providing constructive notice of particular property
rights being asserted by a party. If the assertion is a fee simple or equitable
ownership in real property, a Wisconsin Real Property Transfer Return form
is required.
AGREEMENT - The writing or instrument evidencing the intention between two or more
parties with respect to the effect upon their relative rights and duties of certain past or
future facts or performances. The consent of two or more parties concurring respecting the
transmission of some property, right, or benefits, with the view of contracting a mutual
obligation. Examples of agreements include:
Holding Tank Agreement - The property owner agrees to adhere to a
maintenance schedule for a waste water holding tank in order to obtain a
permit from the county to allow its construction or continued use.
Nonpoint Agreement - An agreement between a landowner and the
Wisconsin Department of Natural Resources (WDNR) that certain
conservation installations that were partially funded by the state will be
maintained.
Septic System Agreement - The property owner agrees to maintain a private
septic system in order to obtain a permit from the county to allow its
6. construction.
Well Agreement -Two or more property owners agree to maintain a private
well that is located on one of the properties and provides water to all the
properties in the agreement.
ANNEXATION - The act of attaching, adding, joining, or uniting one thing to another;
generally spoken of the connection of a smaller or subordinate thing with a larger or
principal thing. Term is usually applied with respect to land or fixtures as: the acquisition of
territory or land by a nation, state or municipality; the legal incorporation of a town or city
into another town or city.
ASSESSMENT - The imposition of a tax, charge, or levy, usually according to established
rates and by a municipality, government, or district having such authority.
Special - A type of assessment unique to a particular area and/or project as
opposed to a general assessment born by all the property owners in a certain
taxation district.
Drainage District Order – A type of assessment levied by drainage districts
in Wisconsin as per s. 88.23(1) to pay for expenses incurred by the
established farm drainage district. The order is recorded to provide
constructive notice but the assessments are satisfied by payments to the
county treasurer who also serves as the treasurer of the drainage board.
Individual satisfactions are no longer required to be recorded.
AWARD - A written decision to monetarily compensate a party who has suffered loss due
to the action or inaction of another, as determined by a deciding authority.
Compensation - A payment to make amends for the abridgment of rights or
injury.
Condemnation - The payment for the taking of a person’s property without
the owner’s consent.
Damages - A payment for the loss of value to property adjoining a property
taken in condemnation proceedings.
BOUNDARIES - Every separation, natural or artificial, which marks the confines or line of
division of two contiguous properties.
BURIAL SITE - Documents prepared by the State of Wisconsin Historical Society which
locate human burial grounds and plots not included in a cemetery plat. State law prohibits
their destruction.
BYLAWS - A document enumerating the regulations, ordinances, rules or laws adopted by
7. an association or corporation or the like for its internal governance. Bylaws define the
rights and obligations of various officers, persons or groups within the corporate structure
and provide rules for routine matters such as calling meetings and the like.
CERTIFICATE - A document stating some fact, signed by the party certifying; a written
assurance, or official representation, that some act has or has not been done, or some event
occurred, or some legal formality has been complied with. Example of a certificate:
Certificate of Compliance - A certificate stating that conformance with
stated conditions have been satisfied. This is used by the Wisconsin
Department of Commerce (WDC) weatherization program to prove that
standards for rental units have been met. May be used to satisfy a WDC
stipulation.
CERTIFIED SURVEY MAP - A survey is performed according to State standards for the
purpose of sub-dividing land into four or less parcels, or for the purpose of establishing
property boundaries; it is represented graphically by a map drawn to scale, usually
reviewed and approved by a local authority and presented for recording and filing. After
this instrument is recorded, the land is henceforth described by the certified survey map
number, lot number, volume and page where recorded, and name of the county.
CONDOMINUM – A type of ownership that includes the absolute ownership of the
airspace of a living space termed a unit plus an undivided interest in the ownership of the
common elements, which are owned jointly with the other condominium unit owners. In
Wisconsin, condominium law is under chapter 703 and allows an interest termed limited
common elements whereby primary use and rights are assigned to certain unit owners.
Provisions of the condominium organization and governance are established in the
Condominium Declaration. Locations and dimensions of the units, common elements and
limited common elements, if any, are provided in the Condominium Plat. Both of these
instruments are recorded with the register of deeds.
COOPERATIVE – An association or enterprise owned by the members who contribute to
the operations and receive profits jointly. In Wisconsin, members of a cooperative may
record an instrument naming the cooperative and listing all members.
CORPORATIONS - The instruments filed with appropriate governmental agency, such as
the Secretary of State and as of July 1, 1996, the Wisconsin Department of Financial
Institutions, that establish the corporation, modify its organization, and perhaps later,
dissolve it. Examples:
Articles of Incorporation - The instrument which establishes the name,
purpose, board of directors and mailing address of the corporation.
Change of Office/Agent The instrument which gives notice of a change of
the official office location and or agent for the corporation.
8. Corporate Name - The instrument which provides notice of the official name
of the corporation and any modifications or other permitted usage of the
name.
Dissolution - The instrument which provides notice that the organization is
no longer in existence.
Merger The combining of two or more corporations into one surviving
corporation.
DECLARATION - A document by the owner of property that is recorded in order to
establish a legal order upon the property, such as a condominium. In Wisconsin,
condominium declarations are controlled by chapter 703. See also, Condominium.
DEED - A written instrument that, when executed and delivered, conveys title to or an
interest (usually ownership) in real estate. Examples of deeds include:
Administrator’s Deed - A deed signed by a person appointed by the court to
administer the assets and liabilities of a decedent, as grantor.
Cemetery Deed - A deed for a cemetery lot.
Condominium Deed - A deed by which one person conveys to another
absolute individual ownership of a unit, generally in a multi-family
structure, based on a legal description of the airspace the unit actually
occupies, plus an undivided interest in the ownership of the common
elements, which are owned jointly with other condominium unit owners.
Executor’s Deed - A deed signed by a person appointed by a testator to
administer the disposition of property of a decedent, as grantor.
Guardian’s Deed - A deed signed by a person lawfully invested with the
power, and charged with the duty, of taking care of the person and managing
the property and rights of another person who, for defect of age,
understanding, or self-control, is considered incapable of administering his
own affairs.
Mineral Deed - A deed where only certain mineral rights of a property are
conveyed from one party to another, often without affecting fee simple
interest of the property.
Personal Representative’s Deed - A deed signed by a person who manages
affairs of another because of incapacity or death such as an executor or an
administrator.
Quit Claim Deed A conveyance by which the grantor transfers whatever
9. interest he or she has in the real estate, if any, without warranties or
obligations.
Railroad Deed - a deed where the grantor is a bona fide railroad company. In
Wisconsin, these must be filed with the Department of Financial Institutions
(DFI), Division of Corporate and Consumer Services, and either a certified
copy or the original may be recorded with the local register of deeds. If the
transfer fee was previously collected by the DFI, exemption #3 is used on
the transfer form presented to the register of deeds. Other railroad
documents such as mortgages, satisfactions, etc., are handled in a similar
manner. (See Wisconsin Statute 190.11)
Sheriff’s Deed - A document giving ownership rights in property to a buyer
at a sheriff’s sale, which is a sale held by a sheriff to pay a court judgment or
in foreclosure of a mortgage.
Tax Deed - A deed given to the county as a result of non-payment of real
property taxes. In Wisconsin, it is generally prepared by the county clerk or
county corporation counsel.
Transfer at Death Deed – a deed which does not convey real property when
it is signed and delivered; the conveyance is not executed until the death of
the grantor as per s. 705.20. The grantor retains full fee simple ownership
until his or her death and then real estate passes in a non-testamentary and
non-probate manner.
Trustee’s Deed - A deed that conveys real property to a trust to be
administered by the trustee according to the terms of the Declaration of
Trust.
Warranty Deed - A deed in fee simple where the grantor warrants title free
and clear of any encumbrance. It is used in most real estate deed transfers
and offers the greatest protection to the buyer.
DISTRICT - One of the territorial areas into which an area of the county, or other
municipality, is divided for judicial, political, electoral or administrative purposes. The
State of Wisconsin may establish districts and grant them taxing authority. Examples:
Lake District - Wisconsin allows the residents surrounding major waterways
to establish this type of district for conservation and preservation purposes.
School District - Wisconsin established school districts shortly after the
government surveys were completed; many modifications to the original
districts have occurred over the years; local property taxes provide major
support for the districts.
10. Sewer District - Wisconsin allows these districts to be established for the
purpose of handling community sewage. Property owners living in the
district are assessed fees to construct and maintain the sewage system.
Tax Incremental Finance - Wisconsin allows the deferment of real property
taxes in order to encourage revitalization or other development of certain
geographic areas.
EASEMENT - The right to use the land of another for a specific purpose is granted. An
easement appurtenant passes with the land when conveyed.
Bulkhead - The establishment of an area over a waterway that the Wisconsin
Department of Natural Resources (WDNR) allows the petitioner to fill
usually on a temporary basis, in order to complete a construction project.
After completion of the project, the fill is usually removed, depending on the
terms of the provisions in the instrument approved by the WDNR.
Conservation Easement - The grantor sells or donates development rights or
other interests in real estate to a conservation society for the purpose of land
preservation.
Driveway Easement - Describes the right of ingress and egress to a single
residential or commercial property.
Ingress & Egress - Allows a party to enter and leave a parcel of land by
traveling over the real property of another; a right to enter upon and pass
through land.
Utility Easement - Establishes a pathway across a property owner’s land
which the owner is granting for use by a utility company for water, sewer,
electrical, or gas lines or related construction facilities.
FARM NAME - An owner of a farm may record a document setting forth its
name and location within the county.
FARM PRESERVATION AGREEMENT - A document where a landowner agrees to
implement and maintain conservation practices on agricultural land in exchange for
property tax credits.
FIRMS & PARTNERSHIPS - Documents relating to sole proprietorships and general
partnerships which are recorded in the office of the register of deeds.
Firm Name - A document giving notice of the name of a new business,
which is unincorporated and either a sole proprietorship or co-partnership
operating in the county. Wisconsin statutes require this document to be
11. recorded if the firm will be borrowing funds from a lending institution.
General Partnership - A document giving notice of the names and addresses
of two or more individuals who are partners in a business enterprise
operating within the county. It may also state the purpose, intent and terms
of the partnership.
FOREST LAND - A document in which the grantor agrees to implement and maintain a
forestry management plan developed by the Wisconsin Department of Natural Resources in
exchange for property tax benefits.
HIGHWAY ACCESS - Notice of approval by a municipality, usually the county or state,
for an access point or driveway at a particular location, onto a state or county highway.
INDENTURE - An instrument executed by both grantor and grantee, containing reciprocal
agreements, grants or obligations. May have the effect of a mortgage instrument.
Supplemental - An instrument recorded after the initial mortgage or
indenture that updates the collateral and/or sets forth subsequent agreements
or provisions.
JUDGMENT - The formal decision of a court upon the respective rights and claims of the
parties to an action or suit. After a judgment has been entered and recorded with the clerk of
courts, it usually becomes a general lien on the property of the defendant. Examples are:
Attachment Judgment - The writ of attachment is the document ordering
the seizure of a debtor’s personal and/or real property so as to secure the
claim of a creditor. A record of the taking of a person’s property into legal
custody as a result of a judgment.
Bankruptcy Judgment - This judgment confirms the contention that the
defendant has defaulted on his or her financial obligations; it is a general lien
on all the defendant’s property.
Divorce Judgment - This judgment establishes the terms of settlement in a
divorce; it determines how the properties are divided between the divorcing
spouses.
Execution Judgment - The writ of execution is a legal order directing an
official to enforce a judgment against the personal and/or real property of a
debtor.
Final Judgment - The decision of the court determining the rights and
obligation of the parties. May be used in probating an estate.
LAND CONTRACT - A contract for the sale of real estate wherein the purchaser, who is in
12. possession of the property, pays the purchase price in periodic installments. The vendor and
vendee each have an interest in the property until final payment is made.
LANDMARK - A feature of the land such as a natural feature or improvement considered
significant.
Historical Landmark - A feature of the land, usually an improvement, of
historical significance; the landmark document is recorded to give notice of
a special historical landmark designation.
Surveyor’s Landmark - A feature of the land, monument, marker or other
construction set up on the boundary line of two adjoining estates, to fix such
boundary.
LEASE - Any agreement which gives rise to a relationship of landlord and tenant (real
property) or lesser and lessee (real or personal property).
Limited Life Estate - A special type of lease agreement between a non-profit
organization that owns an apartment building and an individual or couple
who wish to lease a unit as though they are purchasing a condominium.
Because the property is owned by the non-profit organization that has tax-
exempt status, no property taxes are levied. The legal descriptions read, part
of lot 1, Country Wood, or part of lot 1, CSM 3456, and the viewer would
have to look at the document for the unit number since it is not officially part
of the plat. Often the lease is for less than 99 years and in this case customer
may state on the deed, Not a conveyance as per 77.21(1) so that a transfer
return is not required.
LEASE & RENTS - The unrealized revenue from leases or rents from real estate may be
used as collateral for a loan; it may be assigned to the mortgagee in an attachment to a
mortgage or in a separate document.
LETTERS - A written instrument containing or attesting the grant of some power, authority
or right.
Administration A probate court order appointing a special administrator.
Conservatorship: A court order allowing a party to manage the affairs of
another.
Domiciliary A document issued by Probate Court naming an individual to
administer a decedent’s estate.
Guardianship A court order appointing one to manage the affairs of a minor
or incompetent.
13. LICENSE - Permission to perform an act or series of acts on the land of
another without vesting any title, interest or estate in such property. Such
privilege is unassignable.
LIEN - A charge against or interest in property to secure payment of a debt, or performance
of an obligation.
Broker Lien – a lien placed on real property by a broker to secure unpaid
commissions as per Wisconsin Statute 779.32. This lien may affect
commercial property only.
Condominium Lien – A lien placed on a condominium unit by a
condominium association for fees, assessments and expenses. Required to be
filed with the clerk of courts; a duplicate original or certified copy my be
recorded with the register of deeds.
Federal Tax Lien - A general lien (on all personal and real property) made
by the federal government against an individual or firm for non-payment of
federal income taxes.
Judgment Lien – A lien on any and all interest in real estate to secure a
judgment issued by the courts.
Medicaid Estate Lien – A medical assistance lien against real estate owned
by an individual who has died is satisfied and a new lien is placed on the
estate to allow the spouse or other former caretaker to continue residence.
Medical Assistance Lien - A lien against real estate owned by a recipient of
Medicaid; the amount of the lien is equal to the amount of Medical
Assistance benefits paid. This lien was established as per 49.496, Wisconsin
Statutes.
Tax Deferral Lien - A lien against real estate as collateral for a loan for real
property taxes. Issued by Wisconsin Housing & Economic Development
Authority (WHEDA) and often used by elderly residents who have
accumulated significant equity in their homes.
LIFE ESTATE - An instrument granting or reserving life tenancy to the
beneficiary. Upon the death of the life tenant, the property will go to the
holder of the remainder interest.
LIS PENDENS - A recorded (or filed) legal document giving constructive notice that an
action affecting a particular property has been filed in either a state or federal court. Latin
for case pending.
14. Divorce - Notice that a divorce case is pending which may affect real estate.
Foreclosure - Notice that a foreclosure action is pending; the intent of the
action is to extinguish all rights of the owners in order to sell the property to
satisfy the lien against the property.
Street Vacation - Notice given by a municipality that a road right of way is
being abandoned.
MARITAL PROPERTY - Chapter 766 of Wisconsin Statutes establishes marital property
as community property on all personal and real property gained during the period of the
marriage; each spouse has an undivided one-half ownership interest in personal and real
property. Chapter 766 also sets forth several instruments designed to modify marital
property laws.
Marital Property Agreement - An agreement between spouses whereby the
basic provision of each spouse having an undivided one-half ownership
interest in personal and real property accumulated during the marriage, is
modified according to the terms of the agreement.
Unilateral Statement - A spouse may execute a statement that classifies
income as marital or individual property. After the execution date, (when the
document is notarized) all new property is individual.
MEMORANDUM - An informal record, note or instrument embodying something that the
parties desire to fix in memory by the aid of written evidence, or that is to serve as the basis
of a future formal contract or deed. A brief written statement outlining the terms of an
agreement or transaction.
MINERAL CLAIM - An interest in minerals in land, with or without ownership of the
surface of the land. A right to take minerals or a right to receive a royalty. In Wisconsin, the
register of deeds must provide customers with standard forms for this instrument as per
S.706.057(7).
MORTGAGE - A pledge of real estate as security for the payment of a debt;
also the document creating a mortgage lien.
Note - A document detailing the specifics of the mortgage agreement, such
as the payment schedule, signed by the mortgagor (borrower) and given to
the mortgagee (lender) immediately prior to the signing of the mortgage
instrument. Generally, the mortgage instrument, which contains general
information, is recorded, not the note.
Security Agreement - A general term used to describe many different kinds
of debtor-creditor relationships. When used to describe a type of real estate
mortgage, it often refers to a second mortgage, home equity loan, or equity
15. line of credit that is usually considerably less than a first mortgage loan on
the same property.
NOTICE - A document providing information, and advice, or warning, intended to apprise
a party of some proceeding in which the party’s interests are or may be involved, or inform
the party of some fact which is his/her right to know and the duty of the notifying party to
communicate.
OFFICIAL MAP - A map of a municipality represented by that municipality to be the
official map of the lands within and the boundaries of the municipality; usually drawn to
scale and containing information regarding publication date or the most recent update.
OPTION - A contract made for consideration to keep an offer open for a prescribed period;
a right, which acts as a continuing offer, given for consideration, to purchase or lease
property at an agreed upon price and terms, within a specified time.
ORDER - A document containing the direction of a court or judge, or other governmental
body, made in writing but not included in a judgment, which determines some point or
directs some step in the proceedings.
Confirming Sale A court order confirming the terms of a sale of property
from an estate or guardianship.
Name Change - A court order setting forth the former name and new name
to be used henceforth, of an individual who petitioned the court for such
change. This document may be recorded with the register of deeds.
ORDINANCE - A rule established by an authority; a permanent rule of action; a law or
statute. Usually used to designate the enactments of the legislative body of a municipality.
PATENT - The instrument by which a government grants public lands to an individual.
PLANS - A method of design or action, procedure, or arrangement for accomplishment of a
particular act; also, a map or sketch of a specific land area showing various attributes of the
land as actual or proposed.
PLAT - A map of a specific land area such as a town, section, or subdivision showing the
location and boundaries of individual parcels of land subdivided into lots, with streets,
easements, etc., usually drawn to scale. The map is representative of a survey performed by
a registered land surveyor. Most plats must receive approval by state and local government
in order to be filed with the register of deeds. The plats become effective upon being
recorded and filed.
Cemetery Plat - A map of a survey establishing boundaries, roadways, and
individual burial plots of a cemetery.
16. Condominium Plat - A map of a survey establishing boundaries, common
areas and individual units of air space as described in the condominium
declaration. The condominium plat is different from other plats because it
does not subdivide land.
County Plat - A map of a division of land prepared in the same manner as
required in Chapter 236, Wisconsin Statutes, except that all reviews are
completed at the local level, in accordance with an adopted county
ordinance.
Transportation Project Plat - A map of a survey showing public owned road
right of way in connection with a public roadway.
Subdivision Plat - A map of a survey showing boundaries, roadways,
easements, individual lots and their dimensions. May also contain
restrictions of land use.
POWER OF ATTORNEY - An instrument in writing whereby one person, as principal,
appoints another as agent and confers authority to perform certain specified acts on behalf
of the principal.
Durable Power of Attorney - The Power of Attorney document contains the
words, this power of attorney shall not be affected by subsequent disability,
incapacity or incompetence of the principal, or similar words; may state
that the power of attorney shall become effective upon the incompetence of
the principal.
Limited Power of Attorney - Power is limited to acts or items and time
periods specified in the instrument establishing the Power of Attorney.
Statutory Power of Attorney - The power of attorney document is drafted
according to Wisconsin Statute 243.10, with or without the assistance of an
attorney.
RESOLUTION - A formal expression of the opinion or will of an official body or a public
assembly, adopted by vote.
Ratification - The confirmation of an act previously done either by the
confirming party or another.
Street Vacation - A resolution passed by a local government to vacate a
public road right of way.
RESTRICTIONS - A limitation on the use of real property, generally originated by the
owner or subdivider in a deed or a separate document, and/or subdivision plat. The purpose
behind the restrictions is usually to maintain or enhance the value of the land and
17. surroundings.
RIGHT OF WAY - May be an easement that is a right belonging to a party to pass over
land of another. May also be public property as in the case of a road right of way.
RIGHTS & INTERESTS - Documents which explain, affirm or modify a party’s supposed
rights and interests with regards to real property.
First Refusal - A contract made for consideration where the grantor promises
to grantee the first opportunity to purchase the property when it is offered for
sale. Grantee has the right to accept, reject or counter the offer made by
grantor.
SATISFACTION - The discharge of an obligation by paying a party what is due on a
mortgage, lien, note, contract or for a judgment; the document acknowledging the payment
of a debt, such as a satisfaction of a mortgage.
STIPULATION - A material condition, requirement, or article in an agreement. An
example is a Wisconsin Department of Workforce Development (DWD) weatherization
program required stipulation document where the grantee of rental property promises to
make improvements to bring it into program compliance. The document may be attached to
a deed or recorded separately.
TERMINATION OF DECEDENT’S INTEREST - A document providing constructive
notice of the termination of the decedent’s interest in real property; the remaining joint
tenant or survivor of the marriage then has full property rights. An informal method of
probate established in chapter 867 of Wisconsin Statutes. The HT-110 form is used for this
purpose and is available online. http://www.wrdaonline.org/forms.html
TRANSFER (Statutory) – Any instrument established by state law to transfer a fee simple,
equitable, or other interest in real property. Generally used for informal probate.
By Affidavit – A probate instrument used for transferring small estates, both
personal and also real property when the value of the real property interest is
$20,000 or less as per s. 867.03. The form PR-1831 is used for this purpose
and is available online.
http://www.courts.state.wi.us/circuit/Search_forms.html
Of Property Interest – A probate instrument used in place of a personal
representative’s deed as per s. 865.202. The form PR-1818 is used for this
purpose and is available online.
http://www.courts.state.wi.us/circuit/Search_forms.html
TRUST - A legal entity created by a grantor for the benefit of designated beneficiaries
under the laws of the state and the valid trust instruments.
18. UCC (Realty-related)- A Uniform Commercial Code financing statement that attaches the
real estate connected with the personal property lien. May be a type of fixture filing
where business equipment is attached physically to the building structures. National forms
UCC1 and UCC Ad1 (Addendum) are used for the initial financing statement. These are
available online through the Wisconsin Department of Financial Institutions website.
http://www.wdfi.org/ucc/forms.htm
VARIANCE - A document evidencing permission to depart from the requirements of a
zoning ordinance.
WAIVER - A document wherein the intentional or voluntary relinquishment of a known
right is made.
SOURCES:
Appraisal Institute: The Dictionary of Real Estate Appraisal, Third Edition,
Chicago, 1993.
Black, Henry Campbell. Black’s Law Dictionary, Fifth Addition, West Publishing
Company, St.Paul, Minnesota, 1979.
Galaty, Fillmore W, et. al: Modern Real Estate Practice, 12th Edition, Real Estate
Education Company, Chicago, 1991.
Sager, Larry: Wisconsin Supplement to Modern Real Estate Practices, 6th Edition,
Real Estate Education Company, Chicago, 1993.
Talamo, John: The Real Estate Dictionary, Third Edition, Financial Publishing
Company, 82 Brookline Ave., Boston MA 002215, 1975.
Wisconsin Register of Deeds Association, Handbook, Ozaukee County Register of
Deeds, Port Washington, Wisconsin, 1994, 1998 and 2002.