This document provides information about PS Finance, a company that offers cash advances on pending personal injury lawsuits. It highlights that PS Finance helps accident victims recover and grow again through pre-settlement financing. It also includes a testimonial from a customer who was severely injured in a car accident and needed emergency funds, and praises PS Finance for helping them. The document promotes PS Finance as a simple and reliable source for a bridge between today and settlement day.
"50% of my marketing doesn\'t work . . . I just don\'t know which 50%"
Search for the holy grail of perfect marketing mix is still on, even at the everything-measurable-digital-marketing era. In this presentation we\'ll discuss the recipes of perfect cocktail for B2B Marketing - including social, SEO, SEM, demography based advertisements, offline marketing etc. With case studies from Marketing Campaigns for Cisco Systems, Visa, Hitachi etc. some of the topics will be covered -
- Content marketing for Lead generation and Lead Nurturing
- Lead Generation through B2B Social media
- Lead Generation Search engine marketing for B2B
- Lead Qualification and Drip Campaigns
- Measuring and Analyzing the perfect mix
- Bridging the digital and traditional marketing gap
The document discusses the president's vision for the Toastmasters Club JPKU over the next six months to inspire members to aspire and be the best. It highlights the club's mission to provide a supportive learning environment for members to develop communication and leadership skills. Several members share their positive experiences and memories from being part of the club.
Sachin Bansal is a consultant who helps companies improve customer experience and increase market share through offshoring. He provides strategic advice on topics such as getting closer to customers, building brand awareness, and positioning new products. Bansal believes offshoring can be achieved through careful planning, cultural alignment between partners, and ensuring quality and customer satisfaction. He develops comprehensive processes to review brand standards and expression across organizations.
1) There was another death from sickle cell disease at Salmaniya Medical Complex in Bahrain, bringing the total to 9. Relatives claim the victim could have been saved with proper treatment.
2) Health Ministry officials refuse to comment on the deaths, accusing the newspaper of having a "hidden agenda".
3) Passengers at Bahrain International Airport will experience new interactive floor projections and advertisements as part of an upgrade to the duty free shopping experience.
Eating low-calorie and fat-free foods has become a trend among Indian youth. While in the past, richer foods were seen as healthier, now people believe that lower calorie options are trendier. Many people choose low-calorie foods and drinks not because of health concerns but to project an image of being health-conscious and fit. In reality, their motivation is to appear cool by eating diet foods.
1. The document appears to describe different possible future scenarios for society, business, and consumer behavior.
2. It includes indicators and statistics about topics like the economy, government intervention, societal structure, business models, consumer relationships with brands, use of technology, views on sustainability, and more.
3. The statistics are presented for different hypothetical years which seem to represent different versions of the future.
Here are the key points about AppraiserLoft's product overview:
- AppraiserLoft offers a comprehensive range of residential appraisal products including the Uniform Residential Appraisal Report (URAR), Exterior-Only Inspection Residential Appraisal Report, Condo Appraisal Report, Exterior-Only Inspection Individual Condominium Unit Appraisal Report, and Multi-Family Appraisal Report.
- The reports provide information on market trends, supply/demand, comparable sales analysis, property descriptions, condition assessments, and ultimately an estimated market value.
- The reports use Fannie Mae (FNMA) forms and are designed to meet industry standards for lender clients.
- AppraiserLoft can customize
The document summarizes the New Year's resolutions of several MIS personnel for the year 2010. Some resolutions included improving time management, getting married, and quitting bad habits like being late or drinking too much. It also recapped the systems and projects completed by MIS in 2009, including an e-raffle draw system, salary adjustment utility, and tabulation system for contests. Overall, MIS rendered services costing an estimated 6.9 million pesos while their appropriated budget was 4.4 million, resulting in imputed savings of 2.5 million pesos.
"50% of my marketing doesn\'t work . . . I just don\'t know which 50%"
Search for the holy grail of perfect marketing mix is still on, even at the everything-measurable-digital-marketing era. In this presentation we\'ll discuss the recipes of perfect cocktail for B2B Marketing - including social, SEO, SEM, demography based advertisements, offline marketing etc. With case studies from Marketing Campaigns for Cisco Systems, Visa, Hitachi etc. some of the topics will be covered -
- Content marketing for Lead generation and Lead Nurturing
- Lead Generation through B2B Social media
- Lead Generation Search engine marketing for B2B
- Lead Qualification and Drip Campaigns
- Measuring and Analyzing the perfect mix
- Bridging the digital and traditional marketing gap
The document discusses the president's vision for the Toastmasters Club JPKU over the next six months to inspire members to aspire and be the best. It highlights the club's mission to provide a supportive learning environment for members to develop communication and leadership skills. Several members share their positive experiences and memories from being part of the club.
Sachin Bansal is a consultant who helps companies improve customer experience and increase market share through offshoring. He provides strategic advice on topics such as getting closer to customers, building brand awareness, and positioning new products. Bansal believes offshoring can be achieved through careful planning, cultural alignment between partners, and ensuring quality and customer satisfaction. He develops comprehensive processes to review brand standards and expression across organizations.
1) There was another death from sickle cell disease at Salmaniya Medical Complex in Bahrain, bringing the total to 9. Relatives claim the victim could have been saved with proper treatment.
2) Health Ministry officials refuse to comment on the deaths, accusing the newspaper of having a "hidden agenda".
3) Passengers at Bahrain International Airport will experience new interactive floor projections and advertisements as part of an upgrade to the duty free shopping experience.
Eating low-calorie and fat-free foods has become a trend among Indian youth. While in the past, richer foods were seen as healthier, now people believe that lower calorie options are trendier. Many people choose low-calorie foods and drinks not because of health concerns but to project an image of being health-conscious and fit. In reality, their motivation is to appear cool by eating diet foods.
1. The document appears to describe different possible future scenarios for society, business, and consumer behavior.
2. It includes indicators and statistics about topics like the economy, government intervention, societal structure, business models, consumer relationships with brands, use of technology, views on sustainability, and more.
3. The statistics are presented for different hypothetical years which seem to represent different versions of the future.
Here are the key points about AppraiserLoft's product overview:
- AppraiserLoft offers a comprehensive range of residential appraisal products including the Uniform Residential Appraisal Report (URAR), Exterior-Only Inspection Residential Appraisal Report, Condo Appraisal Report, Exterior-Only Inspection Individual Condominium Unit Appraisal Report, and Multi-Family Appraisal Report.
- The reports provide information on market trends, supply/demand, comparable sales analysis, property descriptions, condition assessments, and ultimately an estimated market value.
- The reports use Fannie Mae (FNMA) forms and are designed to meet industry standards for lender clients.
- AppraiserLoft can customize
The document summarizes the New Year's resolutions of several MIS personnel for the year 2010. Some resolutions included improving time management, getting married, and quitting bad habits like being late or drinking too much. It also recapped the systems and projects completed by MIS in 2009, including an e-raffle draw system, salary adjustment utility, and tabulation system for contests. Overall, MIS rendered services costing an estimated 6.9 million pesos while their appropriated budget was 4.4 million, resulting in imputed savings of 2.5 million pesos.
This document describes the benefits and costs of ManuTerm life insurance plan. It provides $300,000 of life insurance coverage for as little as $0.91 per day. Additional benefits like critical illness and hospitalization coverage are available for additional fees. The document gives an example of a 30-year old man who chose this plan and several supplementary benefits for comprehensive protection at low cost.
The document discusses branding, identity, and web services. It covers developing a brand idea and strategy that aligns with stakeholder identity and demands. Brand identity ensures uniformity and maximizes equity. The goal of a web service is to serve stakeholders and become important through return on investment. User personas like Saija Nurmi represent stakeholders' goals, needs, and habits to inform content and functionality. Planning includes site maps, design, and development phases before wrapping up documentation.
Welcome to Cox and Kings' Flexihol Tour of Australia.Glittering rivers and oceans, enthralling wildlife, imposing mountains, crystal waterfalls and sun-kissed beaches, all amalgamate to make the picture perfect Australia.We are committed to making sure all your travel needs are taken care of.
For over 250 years, we at Cox and Kings, are dedicated to offering you holiday experiences like no other. With our unique FlexiHol holidays, get the power to chalk out every detail of your trip.
*prices mentioned are subject to change without notice
Courage Center is a Minnesota-based nonprofit rehabilitation and resource center that empowers people with disabilities. It uses a holistic approach across all aspects of life through comprehensive therapies, independent living services, community reintegration programs, and accessible recreation and fitness programs. Courage Center has an inpatient residential program for rehabilitation after brain or spinal cord injury.
Liam's presentation for Deloitte Webmart EventWavelength
1. Leaders of great cultures that sustain world-class customer service focus on embedding structures and principles from the top down to underpin the organizational culture. They lead by example in prioritizing customers.
2. Successful leaders clearly communicate a compelling sense of purpose for the organization that inspires employees.
3. To maintain culture, leaders invest in daily rituals like line-ups to reinforce values and ensure consistency in delivering excellent customer experiences. People who do not fit the culture may be removed.
MMZ is a global insurance brokerage that has been in business for over 30 years. It prides itself on developing long-term relationships with clients by offering tailored insurance and risk management programs with a high level of personalized service. MMZ works closely with top insurers and vendors to craft innovative solutions that meet the unique needs of each client. It strives to deliver superior products, claims services, and risk management strategies in a principled manner.
1) The document outlines the steps a potential franchisee would take in evaluating and purchasing a franchise opportunity, from initial contact through signing agreements.
2) It describes 10 stops or stages along the journey, including learning about the franchise concept, reviewing required documents, and making a final decision.
3) The overall message is to guide potential franchisees through the process and give them expectations at each stage to help them evaluate franchises and choose the right fit.
This document discusses the importance of relationship-based dentistry and serving patients with soul. It emphasizes truly listening to patients, understanding their experiences and goals, and helping them achieve what they want rather than pushing one's own agenda. The concept of being an "ally" to patients is introduced, which means committing to understand the patient, clarify their desires, and support them without judgment as they make their own choices. The role of an ally is to encourage and advise sparingly, but ultimately respect the patient's autonomy to "fight their own fight" and own the decisions.
How to Invest in Cryptocurrency for Beginners: A Complete GuideDaniel
Cryptocurrency is digital money that operates independently of a central authority, utilizing cryptography for security. Unlike traditional currencies issued by governments (fiat currencies), cryptocurrencies are decentralized and typically operate on a technology called blockchain. Each cryptocurrency transaction is recorded on a public ledger, ensuring transparency and security.
Cryptocurrencies can be used for various purposes, including online purchases, investment opportunities, and as a means of transferring value globally without the need for intermediaries like banks.
Confirmation of Payee (CoP) is a vital security measure adopted by financial institutions and payment service providers. Its core purpose is to confirm that the recipient’s name matches the information provided by the sender during a banking transaction, ensuring that funds are transferred to the correct payment account.
Confirmation of Payee was built to tackle the increasing numbers of APP Fraud and in the landscape of UK banking, the spectre of APP fraud looms large. In 2022, over £1.2 billion was stolen by fraudsters through authorised and unauthorised fraud, equivalent to more than £2,300 every minute. This statistic emphasises the urgent need for robust security measures like CoP. While over £1.2 billion was stolen through fraud in 2022, there was an eight per cent reduction compared to 2021 which highlights the positive outcomes obtained from the implementation of Confirmation of Payee. The number of fraud cases across the UK also decreased by four per cent to nearly three million cases during the same period; latest statistics from UK Finance.
In essence, Confirmation of Payee plays a pivotal role in digital banking, guaranteeing the flawless execution of banking transactions. It stands as a guardian against fraud and misallocation, demonstrating the commitment of financial institutions to safeguard their clients’ assets. The next time you engage in a banking transaction, remember the invaluable role of CoP in ensuring the security of your financial interests.
For more details, you can visit https://technoxander.com.
[4:55 p.m.] Bryan Oates
OJPs are becoming a critical resource for policy-makers and researchers who study the labour market. LMIC continues to work with Vicinity Jobs’ data on OJPs, which can be explored in our Canadian Job Trends Dashboard. Valuable insights have been gained through our analysis of OJP data, including LMIC research lead
Suzanne Spiteri’s recent report on improving the quality and accessibility of job postings to reduce employment barriers for neurodivergent people.
Decoding job postings: Improving accessibility for neurodivergent job seekers
Improving the quality and accessibility of job postings is one way to reduce employment barriers for neurodivergent people.
13 Jun 24 ILC Retirement Income Summit - slides.pptxILC- UK
ILC's Retirement Income Summit was hosted by M&G and supported by Canada Life. The event brought together key policymakers, influencers and experts to help identify policy priorities for the next Government and ensure more of us have access to a decent income in retirement.
Contributors included:
Jo Blanden, Professor in Economics, University of Surrey
Clive Bolton, CEO, Life Insurance M&G Plc
Jim Boyd, CEO, Equity Release Council
Molly Broome, Economist, Resolution Foundation
Nida Broughton, Co-Director of Economic Policy, Behavioural Insights Team
Jonathan Cribb, Associate Director and Head of Retirement, Savings, and Ageing, Institute for Fiscal Studies
Joanna Elson CBE, Chief Executive Officer, Independent Age
Tom Evans, Managing Director of Retirement, Canada Life
Steve Groves, Chair, Key Retirement Group
Tish Hanifan, Founder and Joint Chair of the Society of Later life Advisers
Sue Lewis, ILC Trustee
Siobhan Lough, Senior Consultant, Hymans Robertson
Mick McAteer, Co-Director, The Financial Inclusion Centre
Stuart McDonald MBE, Head of Longevity and Democratic Insights, LCP
Anusha Mittal, Managing Director, Individual Life and Pensions, M&G Life
Shelley Morris, Senior Project Manager, Living Pension, Living Wage Foundation
Sarah O'Grady, Journalist
Will Sherlock, Head of External Relations, M&G Plc
Daniela Silcock, Head of Policy Research, Pensions Policy Institute
David Sinclair, Chief Executive, ILC
Jordi Skilbeck, Senior Policy Advisor, Pensions and Lifetime Savings Association
Rt Hon Sir Stephen Timms, former Chair, Work & Pensions Committee
Nigel Waterson, ILC Trustee
Jackie Wells, Strategy and Policy Consultant, ILC Strategic Advisory Board
The Rise and Fall of Ponzi Schemes in America.pptxDiana Rose
Ponzi schemes, a notorious form of financial fraud, have plagued America’s investment landscape for decades. Named after Charles Ponzi, who orchestrated one of the most infamous schemes in the early 20th century, these fraudulent operations promise high returns with little or no risk, only to collapse and leave investors with significant losses. This article explores the nature of Ponzi schemes, notable cases in American history, their impact on victims, and measures to prevent falling prey to such scams.
Understanding Ponzi Schemes
A Ponzi scheme is an investment scam where returns are paid to earlier investors using the capital from newer investors, rather than from legitimate profit earned. The scheme relies on a constant influx of new investments to continue paying the promised returns. Eventually, when the flow of new money slows down or stops, the scheme collapses, leaving the majority of investors with substantial financial losses.
Historical Context: Charles Ponzi and His Legacy
Charles Ponzi is the namesake of this deceptive practice. In the 1920s, Ponzi promised investors in Boston a 50% return within 45 days or 100% return in 90 days through arbitrage of international reply coupons. Initially, he paid returns as promised, not from profits, but from the investments of new participants. When his scheme unraveled, it resulted in losses exceeding $20 million (equivalent to about $270 million today).
Notable American Ponzi Schemes
1. Bernie Madoff: Perhaps the most notorious Ponzi scheme in recent history, Bernie Madoff’s fraud involved $65 billion. Madoff, a well-respected figure in the financial industry, promised steady, high returns through a secretive investment strategy. His scheme lasted for decades before collapsing in 2008, devastating thousands of investors, including individuals, charities, and institutional clients.
2. Allen Stanford: Through his company, Stanford Financial Group, Allen Stanford orchestrated a $7 billion Ponzi scheme, luring investors with fraudulent certificates of deposit issued by his offshore bank. Stanford promised high returns and lavish lifestyle benefits to his investors, which ultimately led to a 110-year prison sentence for the financier in 2012.
3. Tom Petters: In a scheme that lasted more than a decade, Tom Petters ran a $3.65 billion Ponzi scheme, using his company, Petters Group Worldwide. He claimed to buy and sell consumer electronics, but in reality, he used new investments to pay off old debts and fund his extravagant lifestyle. Petters was convicted in 2009 and sentenced to 50 years in prison.
4. Eric Dalius and Saivian: Eric Dalius, a prominent figure behind Saivian, a cashback program promising high returns, is under scrutiny for allegedly orchestrating a Ponzi scheme. Saivian enticed investors with promises of up to 20% cash back on everyday purchases. However, investigations suggest that the returns were paid using new investments rather than legitimate profits. The collapse of Saivian l
An accounting information system (AIS) refers to tools and systems designed for the collection and display of accounting information so accountants and executives can make informed decisions.
Falcon stands out as a top-tier P2P Invoice Discounting platform in India, bridging esteemed blue-chip companies and eager investors. Our goal is to transform the investment landscape in India by establishing a comprehensive destination for borrowers and investors with diverse profiles and needs, all while minimizing risk. What sets Falcon apart is the elimination of intermediaries such as commercial banks and depository institutions, allowing investors to enjoy higher yields.
This document describes the benefits and costs of ManuTerm life insurance plan. It provides $300,000 of life insurance coverage for as little as $0.91 per day. Additional benefits like critical illness and hospitalization coverage are available for additional fees. The document gives an example of a 30-year old man who chose this plan and several supplementary benefits for comprehensive protection at low cost.
The document discusses branding, identity, and web services. It covers developing a brand idea and strategy that aligns with stakeholder identity and demands. Brand identity ensures uniformity and maximizes equity. The goal of a web service is to serve stakeholders and become important through return on investment. User personas like Saija Nurmi represent stakeholders' goals, needs, and habits to inform content and functionality. Planning includes site maps, design, and development phases before wrapping up documentation.
Welcome to Cox and Kings' Flexihol Tour of Australia.Glittering rivers and oceans, enthralling wildlife, imposing mountains, crystal waterfalls and sun-kissed beaches, all amalgamate to make the picture perfect Australia.We are committed to making sure all your travel needs are taken care of.
For over 250 years, we at Cox and Kings, are dedicated to offering you holiday experiences like no other. With our unique FlexiHol holidays, get the power to chalk out every detail of your trip.
*prices mentioned are subject to change without notice
Courage Center is a Minnesota-based nonprofit rehabilitation and resource center that empowers people with disabilities. It uses a holistic approach across all aspects of life through comprehensive therapies, independent living services, community reintegration programs, and accessible recreation and fitness programs. Courage Center has an inpatient residential program for rehabilitation after brain or spinal cord injury.
Liam's presentation for Deloitte Webmart EventWavelength
1. Leaders of great cultures that sustain world-class customer service focus on embedding structures and principles from the top down to underpin the organizational culture. They lead by example in prioritizing customers.
2. Successful leaders clearly communicate a compelling sense of purpose for the organization that inspires employees.
3. To maintain culture, leaders invest in daily rituals like line-ups to reinforce values and ensure consistency in delivering excellent customer experiences. People who do not fit the culture may be removed.
MMZ is a global insurance brokerage that has been in business for over 30 years. It prides itself on developing long-term relationships with clients by offering tailored insurance and risk management programs with a high level of personalized service. MMZ works closely with top insurers and vendors to craft innovative solutions that meet the unique needs of each client. It strives to deliver superior products, claims services, and risk management strategies in a principled manner.
1) The document outlines the steps a potential franchisee would take in evaluating and purchasing a franchise opportunity, from initial contact through signing agreements.
2) It describes 10 stops or stages along the journey, including learning about the franchise concept, reviewing required documents, and making a final decision.
3) The overall message is to guide potential franchisees through the process and give them expectations at each stage to help them evaluate franchises and choose the right fit.
This document discusses the importance of relationship-based dentistry and serving patients with soul. It emphasizes truly listening to patients, understanding their experiences and goals, and helping them achieve what they want rather than pushing one's own agenda. The concept of being an "ally" to patients is introduced, which means committing to understand the patient, clarify their desires, and support them without judgment as they make their own choices. The role of an ally is to encourage and advise sparingly, but ultimately respect the patient's autonomy to "fight their own fight" and own the decisions.
How to Invest in Cryptocurrency for Beginners: A Complete GuideDaniel
Cryptocurrency is digital money that operates independently of a central authority, utilizing cryptography for security. Unlike traditional currencies issued by governments (fiat currencies), cryptocurrencies are decentralized and typically operate on a technology called blockchain. Each cryptocurrency transaction is recorded on a public ledger, ensuring transparency and security.
Cryptocurrencies can be used for various purposes, including online purchases, investment opportunities, and as a means of transferring value globally without the need for intermediaries like banks.
Confirmation of Payee (CoP) is a vital security measure adopted by financial institutions and payment service providers. Its core purpose is to confirm that the recipient’s name matches the information provided by the sender during a banking transaction, ensuring that funds are transferred to the correct payment account.
Confirmation of Payee was built to tackle the increasing numbers of APP Fraud and in the landscape of UK banking, the spectre of APP fraud looms large. In 2022, over £1.2 billion was stolen by fraudsters through authorised and unauthorised fraud, equivalent to more than £2,300 every minute. This statistic emphasises the urgent need for robust security measures like CoP. While over £1.2 billion was stolen through fraud in 2022, there was an eight per cent reduction compared to 2021 which highlights the positive outcomes obtained from the implementation of Confirmation of Payee. The number of fraud cases across the UK also decreased by four per cent to nearly three million cases during the same period; latest statistics from UK Finance.
In essence, Confirmation of Payee plays a pivotal role in digital banking, guaranteeing the flawless execution of banking transactions. It stands as a guardian against fraud and misallocation, demonstrating the commitment of financial institutions to safeguard their clients’ assets. The next time you engage in a banking transaction, remember the invaluable role of CoP in ensuring the security of your financial interests.
For more details, you can visit https://technoxander.com.
[4:55 p.m.] Bryan Oates
OJPs are becoming a critical resource for policy-makers and researchers who study the labour market. LMIC continues to work with Vicinity Jobs’ data on OJPs, which can be explored in our Canadian Job Trends Dashboard. Valuable insights have been gained through our analysis of OJP data, including LMIC research lead
Suzanne Spiteri’s recent report on improving the quality and accessibility of job postings to reduce employment barriers for neurodivergent people.
Decoding job postings: Improving accessibility for neurodivergent job seekers
Improving the quality and accessibility of job postings is one way to reduce employment barriers for neurodivergent people.
13 Jun 24 ILC Retirement Income Summit - slides.pptxILC- UK
ILC's Retirement Income Summit was hosted by M&G and supported by Canada Life. The event brought together key policymakers, influencers and experts to help identify policy priorities for the next Government and ensure more of us have access to a decent income in retirement.
Contributors included:
Jo Blanden, Professor in Economics, University of Surrey
Clive Bolton, CEO, Life Insurance M&G Plc
Jim Boyd, CEO, Equity Release Council
Molly Broome, Economist, Resolution Foundation
Nida Broughton, Co-Director of Economic Policy, Behavioural Insights Team
Jonathan Cribb, Associate Director and Head of Retirement, Savings, and Ageing, Institute for Fiscal Studies
Joanna Elson CBE, Chief Executive Officer, Independent Age
Tom Evans, Managing Director of Retirement, Canada Life
Steve Groves, Chair, Key Retirement Group
Tish Hanifan, Founder and Joint Chair of the Society of Later life Advisers
Sue Lewis, ILC Trustee
Siobhan Lough, Senior Consultant, Hymans Robertson
Mick McAteer, Co-Director, The Financial Inclusion Centre
Stuart McDonald MBE, Head of Longevity and Democratic Insights, LCP
Anusha Mittal, Managing Director, Individual Life and Pensions, M&G Life
Shelley Morris, Senior Project Manager, Living Pension, Living Wage Foundation
Sarah O'Grady, Journalist
Will Sherlock, Head of External Relations, M&G Plc
Daniela Silcock, Head of Policy Research, Pensions Policy Institute
David Sinclair, Chief Executive, ILC
Jordi Skilbeck, Senior Policy Advisor, Pensions and Lifetime Savings Association
Rt Hon Sir Stephen Timms, former Chair, Work & Pensions Committee
Nigel Waterson, ILC Trustee
Jackie Wells, Strategy and Policy Consultant, ILC Strategic Advisory Board
The Rise and Fall of Ponzi Schemes in America.pptxDiana Rose
Ponzi schemes, a notorious form of financial fraud, have plagued America’s investment landscape for decades. Named after Charles Ponzi, who orchestrated one of the most infamous schemes in the early 20th century, these fraudulent operations promise high returns with little or no risk, only to collapse and leave investors with significant losses. This article explores the nature of Ponzi schemes, notable cases in American history, their impact on victims, and measures to prevent falling prey to such scams.
Understanding Ponzi Schemes
A Ponzi scheme is an investment scam where returns are paid to earlier investors using the capital from newer investors, rather than from legitimate profit earned. The scheme relies on a constant influx of new investments to continue paying the promised returns. Eventually, when the flow of new money slows down or stops, the scheme collapses, leaving the majority of investors with substantial financial losses.
Historical Context: Charles Ponzi and His Legacy
Charles Ponzi is the namesake of this deceptive practice. In the 1920s, Ponzi promised investors in Boston a 50% return within 45 days or 100% return in 90 days through arbitrage of international reply coupons. Initially, he paid returns as promised, not from profits, but from the investments of new participants. When his scheme unraveled, it resulted in losses exceeding $20 million (equivalent to about $270 million today).
Notable American Ponzi Schemes
1. Bernie Madoff: Perhaps the most notorious Ponzi scheme in recent history, Bernie Madoff’s fraud involved $65 billion. Madoff, a well-respected figure in the financial industry, promised steady, high returns through a secretive investment strategy. His scheme lasted for decades before collapsing in 2008, devastating thousands of investors, including individuals, charities, and institutional clients.
2. Allen Stanford: Through his company, Stanford Financial Group, Allen Stanford orchestrated a $7 billion Ponzi scheme, luring investors with fraudulent certificates of deposit issued by his offshore bank. Stanford promised high returns and lavish lifestyle benefits to his investors, which ultimately led to a 110-year prison sentence for the financier in 2012.
3. Tom Petters: In a scheme that lasted more than a decade, Tom Petters ran a $3.65 billion Ponzi scheme, using his company, Petters Group Worldwide. He claimed to buy and sell consumer electronics, but in reality, he used new investments to pay off old debts and fund his extravagant lifestyle. Petters was convicted in 2009 and sentenced to 50 years in prison.
4. Eric Dalius and Saivian: Eric Dalius, a prominent figure behind Saivian, a cashback program promising high returns, is under scrutiny for allegedly orchestrating a Ponzi scheme. Saivian enticed investors with promises of up to 20% cash back on everyday purchases. However, investigations suggest that the returns were paid using new investments rather than legitimate profits. The collapse of Saivian l
An accounting information system (AIS) refers to tools and systems designed for the collection and display of accounting information so accountants and executives can make informed decisions.
Falcon stands out as a top-tier P2P Invoice Discounting platform in India, bridging esteemed blue-chip companies and eager investors. Our goal is to transform the investment landscape in India by establishing a comprehensive destination for borrowers and investors with diverse profiles and needs, all while minimizing risk. What sets Falcon apart is the elimination of intermediaries such as commercial banks and depository institutions, allowing investors to enjoy higher yields.
South Dakota State University degree offer diploma Transcriptynfqplhm
办理美国SDSU毕业证书制作南达科他州立大学假文凭定制Q微168899991做SDSU留信网教留服认证海牙认证改SDSU成绩单GPA做SDSU假学位证假文凭高仿毕业证GRE代考如何申请南达科他州立大学South Dakota State University degree offer diploma Transcript
Abhay Bhutada, the Managing Director of Poonawalla Fincorp Limited, is an accomplished leader with over 15 years of experience in commercial and retail lending. A Qualified Chartered Accountant, he has been pivotal in leveraging technology to enhance financial services. Starting his career at Bank of India, he later founded TAB Capital Limited and co-founded Poonawalla Finance Private Limited, emphasizing digital lending. Under his leadership, Poonawalla Fincorp achieved a 'AAA' credit rating, integrating acquisitions and emphasizing corporate governance. Actively involved in industry forums and CSR initiatives, Abhay has been recognized with awards like "Young Entrepreneur of India 2017" and "40 under 40 Most Influential Leader for 2020-21." Personally, he values mindfulness, enjoys gardening, yoga, and sees every day as an opportunity for growth and improvement.
Fabular Frames and the Four Ratio ProblemMajid Iqbal
Digital, interactive art showing the struggle of a society in providing for its present population while also saving planetary resources for future generations. Spread across several frames, the art is actually the rendering of real and speculative data. The stereographic projections change shape in response to prompts and provocations. Visitors interact with the model through speculative statements about how to increase savings across communities, regions, ecosystems and environments. Their fabulations combined with random noise, i.e. factors beyond control, have a dramatic effect on the societal transition. Things get better. Things get worse. The aim is to give visitors a new grasp and feel of the ongoing struggles in democracies around the world.
Stunning art in the small multiples format brings out the spatiotemporal nature of societal transitions, against backdrop issues such as energy, housing, waste, farmland and forest. In each frame we see hopeful and frightful interplays between spending and saving. Problems emerge when one of the two parts of the existential anaglyph rapidly shrinks like Arctic ice, as factors cross thresholds. Ecological wealth and intergenerational equity areFour at stake. Not enough spending could mean economic stress, social unrest and political conflict. Not enough saving and there will be climate breakdown and ‘bankruptcy’. So where does speculative design start and the gambling and betting end? Behind each fabular frame is a four ratio problem. Each ratio reflects the level of sacrifice and self-restraint a society is willing to accept, against promises of prosperity and freedom. Some values seem to stabilise a frame while others cause collapse. Get the ratios right and we can have it all. Get them wrong and things get more desperate.
Dr. Alyce Su Cover Story - China's Investment Leadermsthrill
In World Expo 2010 Shanghai – the most visited Expo in the World History
https://www.britannica.com/event/Expo-Shanghai-2010
China’s official organizer of the Expo, CCPIT (China Council for the Promotion of International Trade https://en.ccpit.org/) has chosen Dr. Alyce Su as the Cover Person with Cover Story, in the Expo’s official magazine distributed throughout the Expo, showcasing China’s New Generation of Leaders to the World.
"Does Foreign Direct Investment Negatively Affect Preservation of Culture in the Global South? Case Studies in Thailand and Cambodia."
Do elements of globalization, such as Foreign Direct Investment (FDI), negatively affect the ability of countries in the Global South to preserve their culture? This research aims to answer this question by employing a cross-sectional comparative case study analysis utilizing methods of difference. Thailand and Cambodia are compared as they are in the same region and have a similar culture. The metric of difference between Thailand and Cambodia is their ability to preserve their culture. This ability is operationalized by their respective attitudes towards FDI; Thailand imposes stringent regulations and limitations on FDI while Cambodia does not hesitate to accept most FDI and imposes fewer limitations. The evidence from this study suggests that FDI from globally influential countries with high gross domestic products (GDPs) (e.g. China, U.S.) challenges the ability of countries with lower GDPs (e.g. Cambodia) to protect their culture. Furthermore, the ability, or lack thereof, of the receiving countries to protect their culture is amplified by the existence and implementation of restrictive FDI policies imposed by their governments.
My study abroad in Bali, Indonesia, inspired this research topic as I noticed how globalization is changing the culture of its people. I learned their language and way of life which helped me understand the beauty and importance of cultural preservation. I believe we could all benefit from learning new perspectives as they could help us ideate solutions to contemporary issues and empathize with others.