Keynote presentation given by president and chief investment officer, Rob Lutts, of Cabot Money Management at annual conference and luncheon. Rob discusses a changing world and how investors must adapt to this environment. Disclosure: These seminars are for discussion purposes only. It is not an offer to buy or sell individual securities or investments. Investors should consider their own individual investment objectives, risks, charges and expenses of their portfolio carefully before investing. Investments are not FDIC insured and may lose or fluctuate in value. Please request our Form ADV Part II for complete disclosures.