Thai businesses are elevating their standards to become carbon-neutral and sustainable in the future. KBank is committed to becoming net zero in its own operations by 2030 and net zero in its financed portfolio in line with Thailand's aspirations. KBank will allocate at least 100-200 billion baht in sustainable financing and investments by 2030. KBank will prioritize decarbonizing sectors based on their emissions, the availability of methodology and data, and their ability to deliver reductions based on Thailand's trends, complexity, and social considerations. KBank will work with corporate and retail customers to empower them in decarbonizing their lives and businesses.

1. 1
การยกระดับมาตรฐาน
ขององค์กรธุรกิจไทย
ธุรกิจคาร์บอนต่า
และยั่งยืนในอนาคต
สู่การเป็น
ดร. วิชัย ณรงค์วณิชย์
ผู้ช่วยกรรมการผู้จัดการ
ธนาคารกสิกรไทย

2. 2
SUSTAINABLE
DEVELOPMENT JOURNEY
CSR
after process
2010 2012
CSR
in process
2014
SD
Policy
2016
Human
Rights Policy
BOT & TBA
Responsible Lending
2020
UN PRB
TCFD
2021
NET Zero
Commitment Decarbonization
Net
Zero
UN Global Compact
2019
SD Report
SD Policy
ESG Credit
Policy
Human Rights
Due Diligence
Carbon
Neutral UN PRB
TCFD
Scenario
Analysis
UN PRI
2022

3. 3
ENVIRONMENT
Net Zero Society
SOCIETY
Financial for All
Financial Inclusion
Financial & Digital Literacy
Social Responsibility
Respect to Human Rights
Best Place to Work
Net Zero In Own Operations Decarbonized Financed
Portfolio Emissions
Green Finance:
green loan and investment
Beyond Finance Solutions:
EV Bike, Solar Roof etc

4. Environment
Ensuring Environmental Stewardship
Towards A Net Zero Society

5. NET
Commitment
o Net Zero in OUR
OWN OPERATIONS
(Scope 1 & 2) by 2030
o Net Zero in OUR
FINANCED PORTFOLIO
(Scope 3) in line with
Thailand’s aspirations,
accelerating this journey
where possible.
Allocating at least
Baht 100 - 200 billion
in sustainable financing
and investment by 2030

6. Decarbonization Pathway
in Our Financed Portfolio
(Scope 3) in line with Thailand’s Aspirations

7. Sector Prioritization
for Glidepath
MATERIALITY
ASSESSMENT
1 o Estimate emissions
o KBank’s portfolio
exposures
2FEASIBILITY
ASSESSMENT
o Methodology availability
o Counterparty data
availability
3
ABILITY TO
DELIVER
ASSESSMENT
o Decarbonization trends
in Thailand
o Complexity to execute
(#counterparties)
o Local context
consideration (social
consideration)

8. Decarbonization Levers
1
2
3
4
Corporate Customer

9. Retail Customer

10. 12
SUSTAINABLE DEVELOPMENT
DISCLOSURE

11. To Empower in Decarbonization
Every
Customer’s
Life and
Business

12. 14
Confidential