Joys Digital is an international payment service that allows payments in cryptocurrencies and tokens for goods and services. The summary offers merchants: 1) Keep 1% of daily card revenue by accepting cryptocurrency payments through Joys Digital. 2) Gain access to over 52 million potential new customers worldwide who conduct over $50 billion in daily cryptocurrency transactions. 3) Increase average transaction size by accepting cryptocurrency payments from users who avoid high conversion fees.

1. Joys Digital — an international
payment service for payments
in digital financial assets
(cryptocurrencies, tokens) within
the legal framework when
purchasing goods and services.
We offer you to:
+ keep 1% of the revenue that you daily
give away for card acquiring;
+ get up to 50 million new payable
customers from all over the world,
earning in digital financial assets;
+ increase average check received;
+ get free connection and service.

2. 02
> 52 million people
$50
billion
trading
operations
per day
daily transactions with
cryptocurrency in the world
3.5
million+
3.1
million+
1.7
million+
1.4
million+
1.3
million+
1.2
million+
0.7
million+
0.6
million+
0.6
million+
Today, 139 million people in the world own digital financial assets
(cryptocurrencies, tokens), of which more than 52 million people
make daily transactions with more than 50 billion US dollars.
Operators every day charge
commissions from the owners
of cryptocurrencies.
Providing a payment service
worldwide, we plan that at
least half a percent of the trade
turnover will go to payments for
goods and services through Joys,
which is more than 7.5 billion US
dollars of payments per month,
which will allow us to earn more
than 112.5 million US dollars
per month with the current
commission of 1.5 %.
Trade turnover of cryptocurrencies
on exchanges in months.
> $ 112.5 M
> $ 200 M
> $ 1.5
trillion
Market

3. 03
How Does it Happen?
Settlements are made in EUROs via SEPA.
Joys exchanges digital financial assets in the jurisdiction where it is governed
and allowed by the applicable laws. Conversion takes place in licensed entities.
Buyers pay for goods and services
using their smartphone with
QR codes. And you receive your
local currency to your settlement
account.
The arrangements are as if tourists
using a USD bank card make
purchases in your store — you sell
for your local currency all the same.

4. 04
Cryptocurrency holders have to pay high
service charges for asset conversion into
the local currency and for cash transfer to
the bank card now. Moreover, all this can
take a lot of time.
Joys Digital makes it possible to pay for goods and services without any
charge and in a blink of an eye. It means significant savings of time and
money for the service users. It means a competitive edge in competing
for the customer for you.
Why Should a Customer Pay
with Cryptocurrency?

5. 05
How Should Offline Stores
Receive Payments?
Receipt of payments is a common procedure for a store employee and does
not require any special payment terminals: an application for connection
to the payment service should be submitted, the payment application Joys
Terminal on your smartphone should be installed, and the terminal should
be activated.
When settlements are made at the cash desk, the cashier enters the amount
due from the Joys Terminal application and then reads the means of payment
which the payer will present it in the Joys Wallet application, and in the end
receives a confirmation from the Joys Terminal that
the payment has been made.
Show the QR code
to the cashier
Open the
application
Choose a wallet for
payment

6. 06
How Should Online Stores
Receive Payments?
Receipt of payments is very much similar to internet acquiring and does
not require special terminals: an application for connection to the payment
service should be submitted, connection (integration) and activation of the
API Joys payment module for your website should be made.
When settlements are made via the website payment page, the buyer
scans the QR code from the monitor screen and confirms payment in
Joys Wallet.
Scan the QR code on
the payment page
Open the
application
Choose a wallet for
payment

7. 07
How Much Does it Cost?
The service charge for cash disbursement does not exceed 1%
without subscription fee and connection fee.
You get revenues to your bank settlement account. Crediting normally occurs
on the second day, the maximum crediting period is up to 5 business days.
1%
Less then

8. 08
Business Solutions
Payment application Joys Terminal Mobile
is available for:
Available for e-commerce:
Open API for business
Available for connection in cash solutions and
platforms for online stores:

9. 09
Purchase Instrument
In August 2019, we launched the payment
service and provided the holders of
cryptocurrencies with the tool, Joys Wallet
Payment Application, that allows to purchase
goods and services in stores.
The Buyer pays with cryptocurrencies, and
the store receives its local currency on its bank
account.
Now you can join the advanced companies and
engage this customer category by connecting
the payment service, Joys Digital.
It is easy:
Install, refill and purchase.

10. 10
Who Can Accept Payments?
cafes
goods for children
home appliances
pharmacies
cinemas
beauty parlors
and many others
travel operators
food stores
real estate agencies
market places
stationery
hotel lease flights
cargo transportation
hypermarkets
auty parlors
garment stores
restaurants
zoo product stores
construction stores
car dealers
Commodity services
enterprises
Internet stores

11. 11
You can join the leading companies and attract this category
of customers by connecting Joys Digital payment service.
See all stores on the map →
Cafeteria «Cyfra» by «Dushevnaya
kukhnya» restaurant
Roberto Bravo Jewelry
DomDomych.ru
Arkadiy Novikov village restaurant —
Surovarnya at the Badayevskiy factory
ZOOCLINIC & ZOOMARKET
PETGROUP
M-CITY resto grill bar
Classy and intimate restaurant
ZeonDigital
Gift LAB
These businesses are already
working with Joys:

12. 12
What Advantages Does
the Connection Provide?
Engagement of the flow
of new solvent customers
Your store or brand promotion
among the service users
Revenues increase
Average check increase

13. Andrey Mikhaylishin
CEO
email: andrey@joys.digital
tel: +7 903 944 37 35
To Connect
or to Learn More?
Get in touch with the representative of Joys
Digital payment service; our representative:
• will answer your questions;
• will help conclude a contract;
• will help to get registered in the system.
Igor Lys
CBDO
email: i.lys@joys.digital
tel: +33 6 79 50 50 56
https://joys.digital