JOSEPH D RUIZ
•Download as DOC, PDF•
0 likes•126 views
Joseph D. Ruiz has over 12 years of experience in various collector and customer service roles. He is currently self-employed and works for a staffing agency. His experience includes collecting payments for loans, medical bills, and tuition as well as assisting customers, setting up payment plans, and providing financial advice.
Report
Share
Report
Share
Recommended
credit repair houston
Looking for the best resources for credit repair Houston? Browse Roses Credit Repair to find the ideal DIY credit repair resources and solve your credit problems by learning the right methods.
Cassie resumee
Cassandra Balsley has worked as a Financing Manager and Customer Service Representative at AAMCO Transmissions in Florissant, Missouri since January 2013. She greets customers, handles inquiries and complaints, collects payments, explains financial services options, and processes loan applications. Cassandra graduated from Seckman High School in Imperial, Missouri in 2012. She has strong organizational, communication, and customer service skills.
JamieAnderson resume
Jamie Anderson has over 30 years of experience in customer service, office management, and financial roles. She currently works as the Office Manager at Heartland Walk-in Tubs, where she handles customer service, billing, payroll, taxes, and HR for up to 12 employees over the past 14 years. Prior roles include processing payments at Ocwen Loan Servicing, adjusting mortgages at GMAC Mortgage, customer service at Northwest Airlines and Midwest Benefits, and claims processing at Blue Cross Blue Shield of Florida. She has a Bachelor's degree in Business Administration from the University of North Florida.
James Adams Resume
Mr. James D. Adams has over 15 years of experience in customer service roles, achieving several awards for safety, customer satisfaction, and management training. He has a Commercial Driver's License and experience managing delivery routes in the Washington D.C. area for ice cream, beverage, and freight delivery companies. Mr. Adams also has a criminal justice degree and high school diploma.
Sanjay A Narotam
Sanjay Narotam immigrated to Orlando, Florida from Durban, South Africa in 2008. He has a Bachelor of Commerce from the University of Natal with majors in finance, business administration, and marketing. He is licensed by the Florida Department of Financial Services to sell health, life, and variable annuity contracts and has completed continuing education insurance courses. He is an independent broker representing major insurance companies and is the founder and president of SNV Events LLC and SNVInsurance.com.
Resume Carla (1)
Carla Buddingh is seeking employment in an administrative capacity for a multi-line insurer with over 30 years of experience in the insurance industry. She has worked in an administrative role at Farmers Insurance Group for over 30 years, performing duties such as issuing payments, reporting liens, setting up files, processing closures, and updating computer systems. She also has experience assisting the director of a symphonic band at Golden West College, helping to organize and communicate with 60 band members. Carla holds an Associate's degree from Golden West College and a Bachelor's degree from California State University Long Beach.
Cindy_LOR_(2)
Cindy Medford is being highly recommended in this letter of recommendation. She is an extremely hardworking and dependable employee who requires no supervision and is a self-starter. As the Field Services Coordinator at Clean Harbors Energy and Industrial Services Corp., her roles included being responsible for DOT compliance, vehicle permitting, expense reports, travel coordination, inventory accounting, purchasing, petty cash, and safety committee participation. The general manager is saddened to lose her due to staff cuts but believes she will be an asset to any new organization.
BLCresume
Richard Daub III is an insurance agent with Bankers Life based in Abingdon, Maryland. He has 25 years of experience living in Havre de Grace and has received extensive training in Medicare supplements, prescription drug coverage, long-term care, life insurance, and annuities. His business philosophy is to "keep it simple" and help clients navigate Medicare by simplifying choices and ensuring the decision process is less stressful.
Recommended
credit repair houston
Looking for the best resources for credit repair Houston? Browse Roses Credit Repair to find the ideal DIY credit repair resources and solve your credit problems by learning the right methods.
Cassie resumee
Cassandra Balsley has worked as a Financing Manager and Customer Service Representative at AAMCO Transmissions in Florissant, Missouri since January 2013. She greets customers, handles inquiries and complaints, collects payments, explains financial services options, and processes loan applications. Cassandra graduated from Seckman High School in Imperial, Missouri in 2012. She has strong organizational, communication, and customer service skills.
JamieAnderson resume
Jamie Anderson has over 30 years of experience in customer service, office management, and financial roles. She currently works as the Office Manager at Heartland Walk-in Tubs, where she handles customer service, billing, payroll, taxes, and HR for up to 12 employees over the past 14 years. Prior roles include processing payments at Ocwen Loan Servicing, adjusting mortgages at GMAC Mortgage, customer service at Northwest Airlines and Midwest Benefits, and claims processing at Blue Cross Blue Shield of Florida. She has a Bachelor's degree in Business Administration from the University of North Florida.
James Adams Resume
Mr. James D. Adams has over 15 years of experience in customer service roles, achieving several awards for safety, customer satisfaction, and management training. He has a Commercial Driver's License and experience managing delivery routes in the Washington D.C. area for ice cream, beverage, and freight delivery companies. Mr. Adams also has a criminal justice degree and high school diploma.
Sanjay A Narotam
Sanjay Narotam immigrated to Orlando, Florida from Durban, South Africa in 2008. He has a Bachelor of Commerce from the University of Natal with majors in finance, business administration, and marketing. He is licensed by the Florida Department of Financial Services to sell health, life, and variable annuity contracts and has completed continuing education insurance courses. He is an independent broker representing major insurance companies and is the founder and president of SNV Events LLC and SNVInsurance.com.
Resume Carla (1)
Carla Buddingh is seeking employment in an administrative capacity for a multi-line insurer with over 30 years of experience in the insurance industry. She has worked in an administrative role at Farmers Insurance Group for over 30 years, performing duties such as issuing payments, reporting liens, setting up files, processing closures, and updating computer systems. She also has experience assisting the director of a symphonic band at Golden West College, helping to organize and communicate with 60 band members. Carla holds an Associate's degree from Golden West College and a Bachelor's degree from California State University Long Beach.
Cindy_LOR_(2)
Cindy Medford is being highly recommended in this letter of recommendation. She is an extremely hardworking and dependable employee who requires no supervision and is a self-starter. As the Field Services Coordinator at Clean Harbors Energy and Industrial Services Corp., her roles included being responsible for DOT compliance, vehicle permitting, expense reports, travel coordination, inventory accounting, purchasing, petty cash, and safety committee participation. The general manager is saddened to lose her due to staff cuts but believes she will be an asset to any new organization.
BLCresume
Richard Daub III is an insurance agent with Bankers Life based in Abingdon, Maryland. He has 25 years of experience living in Havre de Grace and has received extensive training in Medicare supplements, prescription drug coverage, long-term care, life insurance, and annuities. His business philosophy is to "keep it simple" and help clients navigate Medicare by simplifying choices and ensuring the decision process is less stressful.
G RESUME
Geraldine Perry seeks a position in accounting, payroll, collections, or office administration. She has over 25 years of experience in credit and collections management. She has a proven track record of reducing days sales outstanding and increasing collection amounts. Her qualifications include experience processing credit applications, managing large receivables portfolios, negotiating payment plans, and supervising staff.
JaysinAmaadStroy
Jason Stroy is submitting his resume for an advertised position. He has extensive experience in logistics, call centers, collections, computers, and customer service. He believes his communication skills and leadership ability would make him an asset. He requests a meeting to further discuss his expertise.
JaysinAmaadStroy
Jason Stroy is submitting his resume for an advertised position. He has extensive experience in logistics, call centers, collections, computers, and customer service. He believes his communication skills and leadership ability would make him an asset. He requests a meeting to further discuss his expertise.
Resume -1.PDF
Yolanda Gulbranson has over 15 years of experience in customer service and administrative roles. She is skilled in tasks like document preparation, data entry, report generation, customer support, and training. Her most recent role was as a Loan Specialist at Zions Bank, where she prepared loan documents, maintained reports, and trained new employees.
Brian_extended_Resume
Brian Giermek has over 10 years of experience in customer service and mortgage servicing roles. He is proficient in Microsoft Office programs and has experience handling high volumes of customer calls, often 60-110 calls per day. Brian is skilled in assisting customers with loan modifications, payments, and other mortgage-related issues. He also has experience training new hires and handling escalated customer situations. Brian holds a Bachelor's degree in English from SUNY Fredonia.
Nmurray2015 (1)
The document provides a summary of Nephteria Murray's career experience and qualifications for a customer service role. It includes her contact information, a career overview highlighting over 5 years of customer service and administrative support experience, core strengths relevant to customer service, accomplishments in roles providing customer assistance and administrative duties, work experience in various customer service roles over 10 years in industries such as insurance, telecommunications, and hospitality, and educational background including pursuing a Business Entrepreneurship degree from Ashford University.
CarlosGTamez resume&cover letter
Carlos G. Tamez is applying for a customer service representative position. He has over 13 years of experience in various customer service roles in industries such as credit, health, financial, and insurance. His experience and skills in areas like problem solving, communication, and ensuring customer satisfaction make him well-qualified for the position. He is requesting an interview to further discuss employment opportunities.
Paul Smith Resume 06-2015
Paul Smith is seeking a managerial position utilizing his administrative, organizational, and managerial skills. He has over 10 years of experience in financial services, holding positions as a branch manager and assistant manager. His experience includes loan origination, loan servicing, collections, and financial reporting. He has a business administration associates degree with a focus on finance.
Resume 2015 Kristina K Woeltjen
Kristina Woeltjen has over 16 years of experience providing exceptional customer service at American Express, where she has held several roles in customer care and retention. She has a track record of going above and beyond to resolve customer issues, find solutions, and build loyalty. Prior to American Express, she held management roles at various retail stores and worked as an after-school counselor, demonstrating strong skills in customer service, problem-solving, and team leadership.
FV Sales Professional Stement
Marc Loveday has over 20 years of experience in sales and customer service roles across various industries including tax resolution, debt relief, student loans, precious metals investment, and home improvement. He has consistently been in the top 10-20% of sales representatives and has a proven track record of exceeding quotas and goals. His strengths include relationship building, overcoming objections, providing excellent customer service, and achieving high enrollments and retention rates.
JB Resume 3
James Boone is a customer service representative with over 5 years of experience in fast-paced customer service environments. He is looking for a new opportunity to apply his exceptional communication skills and knowledge of call center operations. His work history includes roles as a Flood Specialist and Rollover Specialist handling over 80 calls per day, traveling to meet with agents, and ensuring superior customer experience by resolving issues. He has an Associate's degree in Restaurant Management and Professional Cooking and a track record of receiving positive customer feedback and awards for his dedication to customer service.
Douglas Perry Resume FL 3
Douglas A. Perry has over 30 years of experience in accounting and finance roles. He has held controller positions at several companies where he produced financial statements, recovered costs and errors, implemented new procedures, and trained other employees. Currently, Perry works as an insurance agent where he evaluates customer needs, determines subsidies, and enrolls members in health insurance plans.
Douglas Perry Resume FL 3
Douglas A. Perry has over 30 years of experience in accounting and finance roles. He has held controller positions at several companies where he produced financial statements, recovered costs and errors, implemented new procedures, and trained other employees. Currently, Perry works as an insurance agent where he evaluates customer needs, determines subsidies, and enrolls members in health insurance plans.
resume_2 sr
Sonia Romero is applying for an Access Service Representative position. She has over 10 years of experience in medical billing, coding, and customer service roles. Her qualifications include proficiency in medical terminology, billing procedures, coding, software, and compliance with HIPAA regulations. She is certified in CPR and first aid and is knowledgeable of various medical and insurance regulations. Her objective is to contribute her skills and knowledge to a fast-paced organization.
ROSLYN R BORREGO
Roslyn Borrego has over 10 years of experience in customer service roles. She has strong organizational, problem solving, and communication skills. Her background includes positions in credit and collections, billing, customer care, and as a death claim annuities specialist. Roslyn holds a Bachelor's degree in Family & Consumer Science from the University of Nebraska Lincoln.
Resume' 2015 updated modified
Debbie Weinrich has over 25 years of experience in collections, credit management, and customer service. She has worked for American Express, Hill York Service Corp, and Continental Florida Materials in various roles involving collections, credit, liens, and customer relations. Her experience also includes phone sales, small business ownership, and she has a background in accounting. She is skilled in resolving customer issues, analyzing risk, negotiating settlements, and upholding compliance regulations. References are provided.
Kelli Resume 092515
Kelli Baldarrama has over 10 years of experience in healthcare recruiting and insurance claims work. She currently works as a healthcare recruiter connecting medical professionals with job opportunities. Previously she held roles as a claims examiner handling property damage, auto, and medical claims. She has a bachelor's degree in hotel management and an associate's degree in business administration.
RESUME_MELODY_BRIGHTWELL)
Melody Brightwell has over 30 years of experience in credit, collections, and accounts receivable management. She is currently a Global Commercial Credit Card Customer Service Specialist at Bank of America in Newark, DE, where she assists commercial credit card customers and trains new employees. Prior to her current role, she held credit management and collection roles at several food distribution and import companies in Philadelphia and Delaware.
amber resume 2015 (Repaired)
Amber Harmon is seeking a position in banking, sales, investments, financial planning, or business financing. She has strong interpersonal and customer service skills developed over her career in banking and financial services roles. Her experience includes serving as a personal banker at Wells Fargo where she provides financial advice and notary services. She previously worked as a branch manager for Check N Go, handling cash and completing loans. Amber has an associate's degree in business administration from Delta Community College.
387698903_secure_resume_resume
Crystal Allwine has over 8 years of experience as a senior personal loan specialist providing personal loan solutions, underwriting, account management, and exceptional customer service. She maintains excellent communication skills, problem resolution abilities, and confidentiality. She has been successful in business generation, compliance, and attaining monthly goals. Allwine has held positions as a senior personal loan specialist, teller supervisor, relationship banker, and bank teller over the past 13 years. She has experience in marketing, underwriting, loan processing, customer service, sales, and cash handling.
More Related Content
Similar to JOSEPH D RUIZ
G RESUME
Geraldine Perry seeks a position in accounting, payroll, collections, or office administration. She has over 25 years of experience in credit and collections management. She has a proven track record of reducing days sales outstanding and increasing collection amounts. Her qualifications include experience processing credit applications, managing large receivables portfolios, negotiating payment plans, and supervising staff.
JaysinAmaadStroy
Jason Stroy is submitting his resume for an advertised position. He has extensive experience in logistics, call centers, collections, computers, and customer service. He believes his communication skills and leadership ability would make him an asset. He requests a meeting to further discuss his expertise.
JaysinAmaadStroy
Jason Stroy is submitting his resume for an advertised position. He has extensive experience in logistics, call centers, collections, computers, and customer service. He believes his communication skills and leadership ability would make him an asset. He requests a meeting to further discuss his expertise.
Resume -1.PDF
Yolanda Gulbranson has over 15 years of experience in customer service and administrative roles. She is skilled in tasks like document preparation, data entry, report generation, customer support, and training. Her most recent role was as a Loan Specialist at Zions Bank, where she prepared loan documents, maintained reports, and trained new employees.
Brian_extended_Resume
Brian Giermek has over 10 years of experience in customer service and mortgage servicing roles. He is proficient in Microsoft Office programs and has experience handling high volumes of customer calls, often 60-110 calls per day. Brian is skilled in assisting customers with loan modifications, payments, and other mortgage-related issues. He also has experience training new hires and handling escalated customer situations. Brian holds a Bachelor's degree in English from SUNY Fredonia.
Nmurray2015 (1)
The document provides a summary of Nephteria Murray's career experience and qualifications for a customer service role. It includes her contact information, a career overview highlighting over 5 years of customer service and administrative support experience, core strengths relevant to customer service, accomplishments in roles providing customer assistance and administrative duties, work experience in various customer service roles over 10 years in industries such as insurance, telecommunications, and hospitality, and educational background including pursuing a Business Entrepreneurship degree from Ashford University.
CarlosGTamez resume&cover letter
Carlos G. Tamez is applying for a customer service representative position. He has over 13 years of experience in various customer service roles in industries such as credit, health, financial, and insurance. His experience and skills in areas like problem solving, communication, and ensuring customer satisfaction make him well-qualified for the position. He is requesting an interview to further discuss employment opportunities.
Paul Smith Resume 06-2015
Paul Smith is seeking a managerial position utilizing his administrative, organizational, and managerial skills. He has over 10 years of experience in financial services, holding positions as a branch manager and assistant manager. His experience includes loan origination, loan servicing, collections, and financial reporting. He has a business administration associates degree with a focus on finance.
Resume 2015 Kristina K Woeltjen
Kristina Woeltjen has over 16 years of experience providing exceptional customer service at American Express, where she has held several roles in customer care and retention. She has a track record of going above and beyond to resolve customer issues, find solutions, and build loyalty. Prior to American Express, she held management roles at various retail stores and worked as an after-school counselor, demonstrating strong skills in customer service, problem-solving, and team leadership.
FV Sales Professional Stement
Marc Loveday has over 20 years of experience in sales and customer service roles across various industries including tax resolution, debt relief, student loans, precious metals investment, and home improvement. He has consistently been in the top 10-20% of sales representatives and has a proven track record of exceeding quotas and goals. His strengths include relationship building, overcoming objections, providing excellent customer service, and achieving high enrollments and retention rates.
JB Resume 3
James Boone is a customer service representative with over 5 years of experience in fast-paced customer service environments. He is looking for a new opportunity to apply his exceptional communication skills and knowledge of call center operations. His work history includes roles as a Flood Specialist and Rollover Specialist handling over 80 calls per day, traveling to meet with agents, and ensuring superior customer experience by resolving issues. He has an Associate's degree in Restaurant Management and Professional Cooking and a track record of receiving positive customer feedback and awards for his dedication to customer service.
Douglas Perry Resume FL 3
Douglas A. Perry has over 30 years of experience in accounting and finance roles. He has held controller positions at several companies where he produced financial statements, recovered costs and errors, implemented new procedures, and trained other employees. Currently, Perry works as an insurance agent where he evaluates customer needs, determines subsidies, and enrolls members in health insurance plans.
Douglas Perry Resume FL 3
Douglas A. Perry has over 30 years of experience in accounting and finance roles. He has held controller positions at several companies where he produced financial statements, recovered costs and errors, implemented new procedures, and trained other employees. Currently, Perry works as an insurance agent where he evaluates customer needs, determines subsidies, and enrolls members in health insurance plans.
resume_2 sr
Sonia Romero is applying for an Access Service Representative position. She has over 10 years of experience in medical billing, coding, and customer service roles. Her qualifications include proficiency in medical terminology, billing procedures, coding, software, and compliance with HIPAA regulations. She is certified in CPR and first aid and is knowledgeable of various medical and insurance regulations. Her objective is to contribute her skills and knowledge to a fast-paced organization.
ROSLYN R BORREGO
Roslyn Borrego has over 10 years of experience in customer service roles. She has strong organizational, problem solving, and communication skills. Her background includes positions in credit and collections, billing, customer care, and as a death claim annuities specialist. Roslyn holds a Bachelor's degree in Family & Consumer Science from the University of Nebraska Lincoln.
Resume' 2015 updated modified
Debbie Weinrich has over 25 years of experience in collections, credit management, and customer service. She has worked for American Express, Hill York Service Corp, and Continental Florida Materials in various roles involving collections, credit, liens, and customer relations. Her experience also includes phone sales, small business ownership, and she has a background in accounting. She is skilled in resolving customer issues, analyzing risk, negotiating settlements, and upholding compliance regulations. References are provided.
Kelli Resume 092515
Kelli Baldarrama has over 10 years of experience in healthcare recruiting and insurance claims work. She currently works as a healthcare recruiter connecting medical professionals with job opportunities. Previously she held roles as a claims examiner handling property damage, auto, and medical claims. She has a bachelor's degree in hotel management and an associate's degree in business administration.
RESUME_MELODY_BRIGHTWELL)
Melody Brightwell has over 30 years of experience in credit, collections, and accounts receivable management. She is currently a Global Commercial Credit Card Customer Service Specialist at Bank of America in Newark, DE, where she assists commercial credit card customers and trains new employees. Prior to her current role, she held credit management and collection roles at several food distribution and import companies in Philadelphia and Delaware.
amber resume 2015 (Repaired)
Amber Harmon is seeking a position in banking, sales, investments, financial planning, or business financing. She has strong interpersonal and customer service skills developed over her career in banking and financial services roles. Her experience includes serving as a personal banker at Wells Fargo where she provides financial advice and notary services. She previously worked as a branch manager for Check N Go, handling cash and completing loans. Amber has an associate's degree in business administration from Delta Community College.
387698903_secure_resume_resume
Crystal Allwine has over 8 years of experience as a senior personal loan specialist providing personal loan solutions, underwriting, account management, and exceptional customer service. She maintains excellent communication skills, problem resolution abilities, and confidentiality. She has been successful in business generation, compliance, and attaining monthly goals. Allwine has held positions as a senior personal loan specialist, teller supervisor, relationship banker, and bank teller over the past 13 years. She has experience in marketing, underwriting, loan processing, customer service, sales, and cash handling.
Similar to JOSEPH D RUIZ (20)
JOSEPH D RUIZ
- 1. JOSEPH D. RUIZ 1253 N. Bluegrass St. Anaheim, CA 92801 Phone: 714-797-4940 joed_ruiz68@yahoo.com Summary I am driven day in and day out to show 100% pride in the Company I work for and represent and do it with manners and a smile. Experience Collector/Supervisor 12-years experience Currently Self-employed and working for a staffing agency 2009-2014 Collector/Customer Service 2003-2009 NuVision Federal Credit Union Huntington Beach, CA Contact Member for payment arrangements. Collected on Personal loans, Auto loans, RVs and Mortgage loans. Assisted Members with Financial Hardships, Due Date changes, Re-Writes and countered with financial advice or Extensions. Skip Tracing, setting up Repossession and Field chases. Cross Sell Memberships and gave Customer Service Care. Accounts Receivables. Collector/Customer Service 2001-2003 Drive Financial Services Cypress, CA Called Customers on their delinquent loans. Processed pay by phone. Advised of alternate locations for wired payments. Incoming and outgoing calls 160 a day. Processed Extensions. Medical Bill Collector 2000-2001 Rev Care Inc. Cypress, CA Supervised queue. Called patients with delinquent balances. Billed unpaid balances to Medical Ins. companies. Set up payment plans. Set up balance for litigation. Collector/VA Analyst 1997-2000 University of Phoenix Fountain Valley, CA Called students for payment. If payment not paid, schedules would be dropped. Set payment arrangements. Offered alternative loans for Tuition balances. Assisted both Active Military and Veterans with Financial Aide. Dialer/collector 1996-1997 American Agencies Outbound and incoming calls. Set up payment arrangements. Had customers walk in payments. Education Issuing Institution Location Qualification Course of Study Cal-JOBS Education CA High School Diploma Anaheim High School , Fullerton Junior College , Orange Coast College Skills CAL OSHA CERT., F.D.C.P.A., Typing 40-WPM, 10-key, Filing