1) The document discusses how telepresence technology can be used by banks to attract and retain customers during key moments in their lifecycle by providing a more personal experience for important transactions. 2) Implementing telepresence requires considering product-channel alignment, customer experience, operational alignment, and technology issues. It must fit with existing operations and enhance the customer experience without being perceived as a cost-cutting measure. 3) For one bank client, a case study identified issues like ensuring sufficient network bandwidth, equipment quality, and integrating telepresence with existing processes and infrastructure through piloting programs. Telepresence has the potential to leverage their expansive networks and attract new customers if positioned as a value-add rather than replacement for in