Jan sold her house on December 31 and took a $45-000 mortgage as part.pdf
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Jan sold her house and received a $45,000 mortgage with a 6% interest rate paid in semiannual installments. The document asks several questions about calculating interest on Jan's mortgage payments over the first year. It asks how much of each payment goes to interest versus principal, how much interest Jan must report on her taxes, and why the amount of reported interest changes each year even if payments remain constant.
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1.You have $24,435.78 in a brokerage account, and you plan to depo.docx
1.You have $24,435.78 in a brokerage account, and you plan to deposit an additional $6,000 at the end of every future year until your account totals $240,000. You expect to earn 12% annually on the account. How many years will it take to reach your goal? Round your answer to two decimal places at the end of the calculations.
years
2.Time for a lump sum to double
If you deposit money today in an account that pays 5.5% annual interest, how long will it take to double your money? Round your answer to two decimal places.
years
3.Present and future values of a cash flow stream
An investment will pay $150 at the end of each of the next 3 years, $250 at the end of Year 4, $300 at the end of Year 5, and $600 at the end of Year 6.
a. If other investments of equal risk earn 4% annually, what is its present value? Round your answer to the nearest cent.
$
b. If other investments of equal risk earn 4% annually, what is its future value? Round your answer to the nearest cent.
$
Problem 5-14
Future value of an annuity
Find the future values of these ordinary annuities. Compounding occurs once a year. Round your answers to the nearest cent.
a. $1,000 per year for 10 years at 6%.
$
b. $500 per year for 5 years at 3%.
$
c. $1,000 per year for 16 years at 0%.
$
Rework previous parts assuming that they are annuities due. Round your answers to the nearest cent.
d. $1,000 per year for 10 years at 6%.
$
e. $500 per year for 5 years at 3%.
$
f. $1,000 per year for 16 years at 0%.
$
Problem 5-9
Present and future values for different periods
Find the following values using the equations and then a financial calculator. Compounding/discounting occurs annually. Round your answers to the nearest cent.
a. An initial $500 compounded for 1 year at 8%.
$
b. An initial $500 compounded for 2 years at 8%.
$
c. The present value of $500 due in 1 year at a discount rate of 8%.
$
d. The present value of $500 due in 2 years at a discount rate of 8%.
$
Problem 6-1
Yield Curves
TERM
RATE
6 months
5.03%
1 year
5.41%
2 years
5.65%
3 years
5.79%
4 years
5.87%
5 years
6.1%
10 years
6.35%
20 years
6.63%
30 years
6.76%
a. Plot a yield curve based on these data.
The correct sketch is A, B, C, D
.
b. What type of yield curve is shown?
1. The yield curve is abnormal
2.upward sloping
3. curve is flat
4. downward sloping
5. inverted
c. What information does this graph tell you?
1. In general the rate of inflation is expected to increase and the maturity risk premium is less than zero
2. In general the rate of inflation is expected to decrease and the maturity risk premium is less than zero
3. In genera the rate of inflation is expected to increase and the maturity risk premium is greater than zero
4. The shape of the yield curve depends only on expectations about future inflation which is expected to increase
5. In general the rate of inflation is expected to decrease and the maturity risk premium is greater than zero
d. Based on this y ...
Emerging Ethical IssuesXXXXXXSeptember 8, 2014xxxxx.docx
This document contains sample problems related to finance topics like bond valuation, interest rates, annuities, loans, and retirement planning. It includes multiple choice and calculation questions across various sections. Students are asked to calculate values, interest rates, payments and balances given rates of return, time periods, cash flows and other financial variables. Explanations are provided for some answers.
Acct 323 week 4 homework answers
This document contains 10 questions and answers related to accounting and tax topics. It addresses issues like passive activity losses, capital gains and losses, itemized deductions, IRA contributions, Coverdell education savings accounts, self-employment taxes, and incentive stock options. The questions require calculating taxable income and deductions in various scenarios involving multiple income sources and expenses.
2015 NSU Fischler Summer Conference Workshop -Money Matters -July 12-15, 2015
This document summarizes information presented at a financial aid workshop at Nova Southeastern University. It discusses various types of federal student loans including Direct Subsidized and Unsubsidized Loans, Grad PLUS Loans, and Perkins Loans. It provides details on loan repayment options like standard, graduated, extended, income-driven, and income-sensitive plans. It also covers topics like loan consolidation, loan forgiveness programs for teachers, total and permanent disability discharge, and Public Service Loan Forgiveness. The workshop aims to help students understand their loan obligations and choose repayment plans suited to their financial situations.
Page 1 of 6 HA3042 Taxation Law Individual Assignment T1..docx
Page 1 of 6
HA3042 Taxation Law Individual Assignment T1.2019
Assessment Details and Submission Guidelines
Trimester T1 2019
Unit Code HA3042
Unit Title TAXATION LAW
Assessment Type Assignment
Assessment Title Individual Assignment
Purpose of the
assessment (with
ULO Mapping)
Students are required to follow the instructions by your lecturer to confirm any
relevant information. You also need to follow any relevant announcement on
Blackboard to confirm the due date and time of the assignment.
The individual assignment will assess students on the following learning
outcomes:
1. Knowledge of tax law concepts
2. Ability to analyse tax law issues
3. Ability to apply legal tax principles.
Weight 20 % of the total assessments
Total Marks 20
Word limit Max 2000 words (acceptable to be 10% above or below this word limit)
Due Date Sunday of week 10 at 11:59PM.
Submission
Guidelines
• Answer all questions.
• This assignment is to be submitted in accordance with assessment policy
stated in the Subject Outline and Student Handbook.
• It is the responsibility of the student who is submitting the work, to ensure
that the work is in fact her/his own work. Incorporating another’s work or
ideas into one’s own work without appropriate acknowledgement is an
academic offence. Students should submit all assignments for plagiarism
checking on Blackboard before final submission in the subject. For further
details, please refer to the Subject Outline and Student Handbook.
• All works must be submitted on Blackboard by the due date along with a
completed Assignment’s Cover Page.
• The assignment must be in MS Word format, no spacing, 12-pt Arial font
and 2 cm margins on all four sides of your page with appropriate section
headings and page numbers.
• Reference sources must be cited in the text of the report, and listed
appropriately at the end in a reference list using Harvard referencing style.
Individual Assignment Specifications
Purpose:
This assignment aims at assessing students on the Learning Outcome from 1 to 3 as
mentioned above.
Assignment Structure should be as the following:
Questions 1: Weighting
Depreciation 0.5
Interest 0.5
Total operating cost 0.5
Taxable value 1
FBT 1
Statutory method formula 1.5
FBT liability 0.5
Page 2 of 6
HA3042 Taxation Law Individual Assignment T1.2019
Conclusion 0.5
Questions 2: Weighting
a. Based on the given information, students are required to
determine Daniel Ray’s net capital gain or net capital loss for the year
ended 30 June 2019.
10
b. What Daniel will do with a likely net capital gain in this financial year.
2
c. What Daniel will do with a likely net capital loss in this financial year. 2
Assignments’ Instructions and Requirements
Question 1 (6 marks)
On 1 April 2018,.
Debt to Wealth Guide
This is for a post for Blue Edge Financial Planning for their Facebook page.
You can follow them at
http://www.facebook.com/blueedgefinancialplanning
Legal InfluencesDo we have too many laws Does the existence o.docx
Legal Influences
Do we have too many laws? Does the existence of so many laws and regulations hinder or help American Business today. Feel free to give examples of some “stupid” laws! Have fun with this discussion!
Unions and Video Surfing!
Please go to You Tube, bing.com videos, or any Video sharing web site and add the Key Word: "Unions”
Find a video that interests you of the thousands that are on the net on any aspect on Unions
Watch the Video that you selected and take notes on what you viewed.
1 In a paper of at least two and not more than three, double spaced pages, no Title Page, tell me what video you viewed.
2 Make sure that you provide the Internet address and the Title on what you viewed.
3 Explain what you viewed and what you learned.
4 You may supplement your viewing with any other information or your opinion.
ENJOY YOUR SURFING!
Chapter 1
26. LO.4, 5 A question on a state income tax return asks the taxpayer if he or she made any out-of-state Internet or mail-order catalog purchases during the year. The question requires a yes or no answer, and if the taxpayer answers yes, the amount of such purchases is to be listed.
a. Does such an inquiry have any relevance to the state income tax? If not, why is it being asked?
b. Your client, Harriet, wants to leave the question unanswered. As the preparer of her return, how do your respond?
36.LO.5 Assess the probability of an audit in each of the following independent situations:
a. As a result of a jury trial, Linda was awarded $3.5 million because of job discrimination. The award included $3 million for punitive damages.
b. Mel operates a combination check-cashing service and pawnshop.
c. Jayden, a self-employed trial lawyer, routinely files a Schedule C (Form 1040) that, due to large dedcti8ons, reports little (if any) profit from his practice.
d. Bernard is the head server at an upscale restaurant and recently paid $1.8 million for a residence in an exclusive gated community.
42.LO.5, 6 On a Federal income tax return filed five years ago, any inadvertently omitted a large amount of gross income.
a. Andy seeks your advice as to whether the IRS is barred from assessing additional income tax in the event he is audited. What is your advice?
b. Would your advice differ if you were the person who prepared the return in question? Explain.
c. Suppose Andy asks you to prepare his current year’s return. Would you do so? Explain.
50. LO.7, 8 Discuss the probable justification for each of the following aspects of the tax law:
a. A tax credit is allowed for amounts spent to furnish care for minor children while the parents work.
b. Deductions for interest on home mortgage and property taxes on personal residence.
c. The income splitting benefits of filing a joint return.
d. Gambling losses in excess of gambling gains.
e. Net operating losses of a current year can be carried back to profitable years.
f. A taxpayer who sells pr ...
Acct 311 final exam answers
This document provides the answers to an ACCT 311 final exam. It lists 27 multiple choice questions about accounting concepts such as unearned revenue, current liabilities, contingent gains/losses, earnings per share, cash flows, deferred taxes, pensions, leases, and sale-leaseback accounting. For each question, 4 possible answer choices are provided. The full questions and answers are available at the listed website.
Recommended
1.You have $24,435.78 in a brokerage account, and you plan to depo.docx
1.You have $24,435.78 in a brokerage account, and you plan to deposit an additional $6,000 at the end of every future year until your account totals $240,000. You expect to earn 12% annually on the account. How many years will it take to reach your goal? Round your answer to two decimal places at the end of the calculations.
years
2.Time for a lump sum to double
If you deposit money today in an account that pays 5.5% annual interest, how long will it take to double your money? Round your answer to two decimal places.
years
3.Present and future values of a cash flow stream
An investment will pay $150 at the end of each of the next 3 years, $250 at the end of Year 4, $300 at the end of Year 5, and $600 at the end of Year 6.
a. If other investments of equal risk earn 4% annually, what is its present value? Round your answer to the nearest cent.
$
b. If other investments of equal risk earn 4% annually, what is its future value? Round your answer to the nearest cent.
$
Problem 5-14
Future value of an annuity
Find the future values of these ordinary annuities. Compounding occurs once a year. Round your answers to the nearest cent.
a. $1,000 per year for 10 years at 6%.
$
b. $500 per year for 5 years at 3%.
$
c. $1,000 per year for 16 years at 0%.
$
Rework previous parts assuming that they are annuities due. Round your answers to the nearest cent.
d. $1,000 per year for 10 years at 6%.
$
e. $500 per year for 5 years at 3%.
$
f. $1,000 per year for 16 years at 0%.
$
Problem 5-9
Present and future values for different periods
Find the following values using the equations and then a financial calculator. Compounding/discounting occurs annually. Round your answers to the nearest cent.
a. An initial $500 compounded for 1 year at 8%.
$
b. An initial $500 compounded for 2 years at 8%.
$
c. The present value of $500 due in 1 year at a discount rate of 8%.
$
d. The present value of $500 due in 2 years at a discount rate of 8%.
$
Problem 6-1
Yield Curves
TERM
RATE
6 months
5.03%
1 year
5.41%
2 years
5.65%
3 years
5.79%
4 years
5.87%
5 years
6.1%
10 years
6.35%
20 years
6.63%
30 years
6.76%
a. Plot a yield curve based on these data.
The correct sketch is A, B, C, D
.
b. What type of yield curve is shown?
1. The yield curve is abnormal
2.upward sloping
3. curve is flat
4. downward sloping
5. inverted
c. What information does this graph tell you?
1. In general the rate of inflation is expected to increase and the maturity risk premium is less than zero
2. In general the rate of inflation is expected to decrease and the maturity risk premium is less than zero
3. In genera the rate of inflation is expected to increase and the maturity risk premium is greater than zero
4. The shape of the yield curve depends only on expectations about future inflation which is expected to increase
5. In general the rate of inflation is expected to decrease and the maturity risk premium is greater than zero
d. Based on this y ...
Emerging Ethical IssuesXXXXXXSeptember 8, 2014xxxxx.docx
This document contains sample problems related to finance topics like bond valuation, interest rates, annuities, loans, and retirement planning. It includes multiple choice and calculation questions across various sections. Students are asked to calculate values, interest rates, payments and balances given rates of return, time periods, cash flows and other financial variables. Explanations are provided for some answers.
Acct 323 week 4 homework answers
This document contains 10 questions and answers related to accounting and tax topics. It addresses issues like passive activity losses, capital gains and losses, itemized deductions, IRA contributions, Coverdell education savings accounts, self-employment taxes, and incentive stock options. The questions require calculating taxable income and deductions in various scenarios involving multiple income sources and expenses.
2015 NSU Fischler Summer Conference Workshop -Money Matters -July 12-15, 2015
This document summarizes information presented at a financial aid workshop at Nova Southeastern University. It discusses various types of federal student loans including Direct Subsidized and Unsubsidized Loans, Grad PLUS Loans, and Perkins Loans. It provides details on loan repayment options like standard, graduated, extended, income-driven, and income-sensitive plans. It also covers topics like loan consolidation, loan forgiveness programs for teachers, total and permanent disability discharge, and Public Service Loan Forgiveness. The workshop aims to help students understand their loan obligations and choose repayment plans suited to their financial situations.
Page 1 of 6 HA3042 Taxation Law Individual Assignment T1..docx
Page 1 of 6
HA3042 Taxation Law Individual Assignment T1.2019
Assessment Details and Submission Guidelines
Trimester T1 2019
Unit Code HA3042
Unit Title TAXATION LAW
Assessment Type Assignment
Assessment Title Individual Assignment
Purpose of the
assessment (with
ULO Mapping)
Students are required to follow the instructions by your lecturer to confirm any
relevant information. You also need to follow any relevant announcement on
Blackboard to confirm the due date and time of the assignment.
The individual assignment will assess students on the following learning
outcomes:
1. Knowledge of tax law concepts
2. Ability to analyse tax law issues
3. Ability to apply legal tax principles.
Weight 20 % of the total assessments
Total Marks 20
Word limit Max 2000 words (acceptable to be 10% above or below this word limit)
Due Date Sunday of week 10 at 11:59PM.
Submission
Guidelines
• Answer all questions.
• This assignment is to be submitted in accordance with assessment policy
stated in the Subject Outline and Student Handbook.
• It is the responsibility of the student who is submitting the work, to ensure
that the work is in fact her/his own work. Incorporating another’s work or
ideas into one’s own work without appropriate acknowledgement is an
academic offence. Students should submit all assignments for plagiarism
checking on Blackboard before final submission in the subject. For further
details, please refer to the Subject Outline and Student Handbook.
• All works must be submitted on Blackboard by the due date along with a
completed Assignment’s Cover Page.
• The assignment must be in MS Word format, no spacing, 12-pt Arial font
and 2 cm margins on all four sides of your page with appropriate section
headings and page numbers.
• Reference sources must be cited in the text of the report, and listed
appropriately at the end in a reference list using Harvard referencing style.
Individual Assignment Specifications
Purpose:
This assignment aims at assessing students on the Learning Outcome from 1 to 3 as
mentioned above.
Assignment Structure should be as the following:
Questions 1: Weighting
Depreciation 0.5
Interest 0.5
Total operating cost 0.5
Taxable value 1
FBT 1
Statutory method formula 1.5
FBT liability 0.5
Page 2 of 6
HA3042 Taxation Law Individual Assignment T1.2019
Conclusion 0.5
Questions 2: Weighting
a. Based on the given information, students are required to
determine Daniel Ray’s net capital gain or net capital loss for the year
ended 30 June 2019.
10
b. What Daniel will do with a likely net capital gain in this financial year.
2
c. What Daniel will do with a likely net capital loss in this financial year. 2
Assignments’ Instructions and Requirements
Question 1 (6 marks)
On 1 April 2018,.
Debt to Wealth Guide
This is for a post for Blue Edge Financial Planning for their Facebook page.
You can follow them at
http://www.facebook.com/blueedgefinancialplanning
Legal InfluencesDo we have too many laws Does the existence o.docx
Legal Influences
Do we have too many laws? Does the existence of so many laws and regulations hinder or help American Business today. Feel free to give examples of some “stupid” laws! Have fun with this discussion!
Unions and Video Surfing!
Please go to You Tube, bing.com videos, or any Video sharing web site and add the Key Word: "Unions”
Find a video that interests you of the thousands that are on the net on any aspect on Unions
Watch the Video that you selected and take notes on what you viewed.
1 In a paper of at least two and not more than three, double spaced pages, no Title Page, tell me what video you viewed.
2 Make sure that you provide the Internet address and the Title on what you viewed.
3 Explain what you viewed and what you learned.
4 You may supplement your viewing with any other information or your opinion.
ENJOY YOUR SURFING!
Chapter 1
26. LO.4, 5 A question on a state income tax return asks the taxpayer if he or she made any out-of-state Internet or mail-order catalog purchases during the year. The question requires a yes or no answer, and if the taxpayer answers yes, the amount of such purchases is to be listed.
a. Does such an inquiry have any relevance to the state income tax? If not, why is it being asked?
b. Your client, Harriet, wants to leave the question unanswered. As the preparer of her return, how do your respond?
36.LO.5 Assess the probability of an audit in each of the following independent situations:
a. As a result of a jury trial, Linda was awarded $3.5 million because of job discrimination. The award included $3 million for punitive damages.
b. Mel operates a combination check-cashing service and pawnshop.
c. Jayden, a self-employed trial lawyer, routinely files a Schedule C (Form 1040) that, due to large dedcti8ons, reports little (if any) profit from his practice.
d. Bernard is the head server at an upscale restaurant and recently paid $1.8 million for a residence in an exclusive gated community.
42.LO.5, 6 On a Federal income tax return filed five years ago, any inadvertently omitted a large amount of gross income.
a. Andy seeks your advice as to whether the IRS is barred from assessing additional income tax in the event he is audited. What is your advice?
b. Would your advice differ if you were the person who prepared the return in question? Explain.
c. Suppose Andy asks you to prepare his current year’s return. Would you do so? Explain.
50. LO.7, 8 Discuss the probable justification for each of the following aspects of the tax law:
a. A tax credit is allowed for amounts spent to furnish care for minor children while the parents work.
b. Deductions for interest on home mortgage and property taxes on personal residence.
c. The income splitting benefits of filing a joint return.
d. Gambling losses in excess of gambling gains.
e. Net operating losses of a current year can be carried back to profitable years.
f. A taxpayer who sells pr ...
Acct 311 final exam answers
This document provides the answers to an ACCT 311 final exam. It lists 27 multiple choice questions about accounting concepts such as unearned revenue, current liabilities, contingent gains/losses, earnings per share, cash flows, deferred taxes, pensions, leases, and sale-leaseback accounting. For each question, 4 possible answer choices are provided. The full questions and answers are available at the listed website.
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deposited on the wafer surface, forming a thin layer of solid material on the chip.
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has a light-sensitive chemical like the emulsion on photographic film. It is repeated many times
as each layer of the chip is built.
Etching: Etching removes selected material from the chip surface to create the device structures.
The following table lists the required processing times and setup times at each of the steps.
Assume that the unit of production is a wafer, from which individual chips are cut at a later
stage.
Note: A setup can only begin once the batch has arrived at the machine.
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intermediate computations to 2 decimal places. Round your final answer to the nearest
whole number.)
Process Step 1 Depositing 2 Patterning 3 Etching
Setup time 35 min. 23 min. 13 min.
Processing time 0.07 min./unit 0.17 min./unit 0.12 min./unit.
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