Patti Kelly is a mortgage loan specialist at Patriot Bank Mortgage who has over 300 years of combined experience in the mortgage industry. She provides services like pre-approved loans, aligning mortgages with financial plans, and using mortgages to build wealth. Her services also include analysis reports and she monitors real-time market conditions to advise clients on locking in rates. She aims to help clients accomplish their financial goals through her expertise and customized mortgage strategies.

6. The cost to wait;

7. Asset Accumulation vs. Term Reduction

8. Rent vs. Own Analysis

11. About Patti I am a dedicated individual who possesses excellent communication skills combined with a positive work ethic. I enjoy a good challenge and look at every obstacle with an intensely ambitious and creative outlook. While maintaining an efficient performance when under severe pressure in a fast paced atmosphere, I utilize my highly developed organizational skills to work effectively with buyers, sellers, realtors, title agents, insurance agents, attorneys, underwriters, account executives, co-workers, and countless others to accomplish the task at hand. My Vision; With my business concept, ethic and knowledge of the industry, I envision reaching out to as many people possible, to make a significant impact in their financial life. My mission; To commit to excellence in the trust and support of our partners, and service to our clients. This, through effective communication, outstanding teamwork, and integrity and loyalty within our operations. My Value; My experience, and knowledge of the industry, that enables me to guide my clients on how to maximize the benefits of a mortgage loan. How to chose, not the cheapest loan, but the right loan for them. While staying focused on the goal of maximizing the equity in their home, and minimizing the cost of the investment.

12. Experience Matters… Rely on a Patriot… Patriot Bank Mortgage knows the business better than anybody else. What's more important, we know you and we understand your mortgage planning needs. That’s why our staff of mortgage planners takes the time to find a home loan that is custom-tailored to fit you and your financial plans. We accomplish this by working right along side you from application to post closing. Simply put, it’s letting us give you what you want and what you need. OUR EXPERIENCE. YOUR INVESTMENT. PLANNED TOGETHER. Patriot Bank Mortgage has over 300 years combined experience in the mortgage industry. And with the experience and knowledge of our planners we have the resources and ability to find the best available rates and loans for your mortgage planning needs. In addition, we offer the best of the mortgage offering options from the nations top lending institutions. The advantage of only having bankers we employ only the most qualified professionals to assist our customers. By staying up-to-the-minute on current market trends, interest rates, and loan programs we put our customers interest first. Plus, we actively monitor real time monitoring of market conditions and mortgage backed securities to study the right time to float and the right time to lock. We search the market for the best rates and loan programs. Then, we customize your loan to your specific needs. Unlike traditional loan officers who try to fit you to a product, we integrate the loan you select into your overall long and short term financial & investment plans so we can minimize your taxes, improve cash flow and minimize interest expenses. WE DO MORE. SO YOU CAN HAVE MORE. Along with the experience and personal attention, we offer many loan types: WHATEVER YOU NEED, WE’RE HERE FOR YOU. From experience to resources, there is no limit to the ways Patriot can assist you. So, whether you are purchasing, constructing, consolidating your debt, investing, remodeling, or simply looking for counseling, we’re here for you. So call the Patriot Bank Mortgage 4 and ask to speak with Patti.