We show how insurers can use business process management (BPM) to enhance and optimize the capacity of its claims staff through triage to determine whether human intervention is required to adjudicate a given claim, as determined by a workload management solution.
Claims Process Improvement And AutomationClaire Louis
Presentation to Casualty Actuarial Society November 2007: presents retrospective on claim process improvement; identifies current change drivers; examines future claims process trends
Reviews the importance of the claims payment process and how that moment of truth can define the competitive advantage of an insurance company. Focus is on how understanding and improving the process of claims payment benefits market share and organic growth.
Claims Process Improvement And AutomationClaire Louis
Presentation to Casualty Actuarial Society November 2007: presents retrospective on claim process improvement; identifies current change drivers; examines future claims process trends
Reviews the importance of the claims payment process and how that moment of truth can define the competitive advantage of an insurance company. Focus is on how understanding and improving the process of claims payment benefits market share and organic growth.
Creating a Unified Data Strategy for Risk-Adjusted PaymentsCognizant
Taking a holistic approach to addressing tighter Medicare data requirements and new risk models will help payers optimize data accuracy for risk-adjusted payments as well as improved operations, patient health and regulatory compliance.
Insurance new business process diagramabhinayverma
This slide gives a high level overview of the New Business Acquisition process for Insurance companies. Exact process may vary based on firm, line of business etc. but at a high level, this process overview should suffice.
Integrated Receivables: 5 Critical Factors For Adoption3 Point Alliance
In this paper, we outline five critical factors for adopting an Integrated Receivables (IR) solution that would provide many benefits to companies looking to streamline receivables processing such as cash acceleration and increasing straight-through processing (STP) rates. We discuss how the payments landscape is changing for AR/AP professionals and why companies have been slow to adopt integrated receivables.
The first and most important step in payments optimization is to ask the right questions - whether of your internal staff or with a payments provider. This presentation gives payments industry professionals those questions along with some background on the right answers. See more at: http://www.3ptalliance.com/solutions-paymentsprocessing/
In the face of the increasing speed of technological change, how do we implement robust, flexible and scalable AML/CFT Monitoring Solutions that comply with local legislative requirements and international best practice. The talk explores the key determinants for technology project success and the benefits of Agile approaches to software development and implementation. The talk also recommends a framework for the Analysis and Design phase of AML/CFT Technology Implementations.
Jerry Sto. Tomas, Chief Information Security Officer at Allergan, discussed IT security and steps that organizations can take to bolster their security levels during his presentation at the 2015 Chief Information Officer Leadership Forum in Los Angeles on Feb. 10. In his presentation, Sto. Tomas noted that IT security controls must be aligned with an organization’s goals.
The environment of physical energy and non-energy commodity trading and marketing has grown increasingly complex, marked by globalization bringing about rapid changes in supply and demand patterns, increased regulatory scrutiny and evolving trading and reporting rules, volatility along the entirety of the physical supply chain, and increasing uncertainty as to future price movements. In order to react to these changes quickly and appropriately, participants in these markets must increasingly rely on a sophisticated infrastructure of software and technologies to ensure a complete view of their trading positions and external market conditions that can quickly and severely impact their values. The core component of these now requisite trading and marketing technologies are energy and commodity trading and risk management (CTRM) systems. As market complexity has increased and multi-commodity trading has become more common, CTRM solutions have had to become more sophisticated and provide a greater depth of capability in order to capture and value the unique characteristics of the multitude of physical commodities being transacted along the physical supply chain, from source to market. Given the capabilities of these CTRM systems, they do represent a significant investment for any trading or marketing organization, generally trailing only the large scale ERP solutions, like SAP, in terms of costs to purchase and implement. Allegro Development, one of the world’s largest CTRM solutions providers, engaged Commodity Technology Advisory to conduct a survey of a number of their clients to determine their views as to the value of their investment and the operational and financial impacts of deploying Allegro’s CTRM solution. This report summarizes the results of that survey and discusses the key considerations for any company seeking to develop their own assessment of the value of their CTRM technology investment via a Return on Investment (ROI) calculation.
Insurance carriers can accelerate manuscript endorsement processing and other policy document dissemination through some easy reengineering and technology process improvements.
Privacy & Security Controls In Vendor Management Al Raymondspencerharry
Discussion of controls in place at vendors both locally and remotely to ensure that privacy and confidentiality of customer data is given top priority.
Discussion of the audit and oversight program in place to ensure above
Streamlining Identity and Access Management through Unified Identity and Acce...happiestmindstech
Effective identity and access management enables private and public enterprises to manage identities and access in and out of the business boundaries to meet various business objectives. The benefits of IAM are more
or less the same for organizations irrespective of the nature of business. Similarly, the challenges and issues associated with IAM are similar to all industry segments.
With increased outsourcing of critical business functions it is more critical than ever to assess the risks posed by outside vendors and manage the ongoing relationship. In fact, regulators and auditors are focusing more and more on how vendors and contracts are managed and maintained by institutions. While vendor management is a “must-do” to satisfy financial industry regulatory requirements, it can also serve as a strategic initiative that can create a better run institution. Vendor Management can also be used as a way to improve efficiency, financial management, and profitability by reducing expenses and minimizing risk. Learn more at: www.nafcu.org/quantivate
MCG Pre and Post-funding quality control audits that meet the requirements of the Agencies, Investors and Lender. Customized plans for: *Underwriting *Mortgage fraud *Compliance *Forensic appraisal reviews
CTRM in the Cloud – Research and ReportCTRM Center
The data generated by our survey of the industry suggests that, in general, Energy and/or Commodity Trading and Risk Management (E/CTRM) buyers are increasingly open to considering alternatives to traditional “on- premises” implementation models including both SaaS and hosted in the cloud delivery. While a small, but committed, minority continue to resist anything but the traditional on-premises implementation approach, the overwhelming majority of respondents will consider SaaS/hosted in the cloud for a variety of vertical application areas in and around commodity trading.
Despite that finding, only 16% of those who responded to the survey actually utilize a SaaS or hosted in the cloud E/CTRM solution, and while the data strongly suggests a great deal of interest in the cloud for E/CTRM, it does indicate that the final procurement decision isn’t necessarily a slam-dunk in favor of the cloud. Though 54% of our respondents would consider a SaaS/hosted in the cloud alternative, there are indications that the final decision is still more likely to lean toward a traditional installation on-premises – at least for now. ComTech’s forecast growth rates of 15% per year for SaaS/hosted in the cloud solutions do seem to be reasonable but may accelerate in the future if a sufficient numbers of trading firms adopt the model, are successful with it and are willing to advocate the approach to their peers in the industry. Overall, this finding is in agreement with broader studies such as those conducted by Gartner that found that interest in cloud-based solutions is primarily in horizontal applications such as accounting, HR or billing; and that as a result of buyer concerns around integration and ability to customize, the uptake of cloud-based vertical applications like CTRM lags somewhat.
Claims Management - Edge through Efficiencyneetamundra
The objective of this paper is to talk about the current state of the claims process and how an efficient and ideal claims system should be. This document is most relevant for the Indian insurance industry.
Creating a Unified Data Strategy for Risk-Adjusted PaymentsCognizant
Taking a holistic approach to addressing tighter Medicare data requirements and new risk models will help payers optimize data accuracy for risk-adjusted payments as well as improved operations, patient health and regulatory compliance.
Insurance new business process diagramabhinayverma
This slide gives a high level overview of the New Business Acquisition process for Insurance companies. Exact process may vary based on firm, line of business etc. but at a high level, this process overview should suffice.
Integrated Receivables: 5 Critical Factors For Adoption3 Point Alliance
In this paper, we outline five critical factors for adopting an Integrated Receivables (IR) solution that would provide many benefits to companies looking to streamline receivables processing such as cash acceleration and increasing straight-through processing (STP) rates. We discuss how the payments landscape is changing for AR/AP professionals and why companies have been slow to adopt integrated receivables.
The first and most important step in payments optimization is to ask the right questions - whether of your internal staff or with a payments provider. This presentation gives payments industry professionals those questions along with some background on the right answers. See more at: http://www.3ptalliance.com/solutions-paymentsprocessing/
In the face of the increasing speed of technological change, how do we implement robust, flexible and scalable AML/CFT Monitoring Solutions that comply with local legislative requirements and international best practice. The talk explores the key determinants for technology project success and the benefits of Agile approaches to software development and implementation. The talk also recommends a framework for the Analysis and Design phase of AML/CFT Technology Implementations.
Jerry Sto. Tomas, Chief Information Security Officer at Allergan, discussed IT security and steps that organizations can take to bolster their security levels during his presentation at the 2015 Chief Information Officer Leadership Forum in Los Angeles on Feb. 10. In his presentation, Sto. Tomas noted that IT security controls must be aligned with an organization’s goals.
The environment of physical energy and non-energy commodity trading and marketing has grown increasingly complex, marked by globalization bringing about rapid changes in supply and demand patterns, increased regulatory scrutiny and evolving trading and reporting rules, volatility along the entirety of the physical supply chain, and increasing uncertainty as to future price movements. In order to react to these changes quickly and appropriately, participants in these markets must increasingly rely on a sophisticated infrastructure of software and technologies to ensure a complete view of their trading positions and external market conditions that can quickly and severely impact their values. The core component of these now requisite trading and marketing technologies are energy and commodity trading and risk management (CTRM) systems. As market complexity has increased and multi-commodity trading has become more common, CTRM solutions have had to become more sophisticated and provide a greater depth of capability in order to capture and value the unique characteristics of the multitude of physical commodities being transacted along the physical supply chain, from source to market. Given the capabilities of these CTRM systems, they do represent a significant investment for any trading or marketing organization, generally trailing only the large scale ERP solutions, like SAP, in terms of costs to purchase and implement. Allegro Development, one of the world’s largest CTRM solutions providers, engaged Commodity Technology Advisory to conduct a survey of a number of their clients to determine their views as to the value of their investment and the operational and financial impacts of deploying Allegro’s CTRM solution. This report summarizes the results of that survey and discusses the key considerations for any company seeking to develop their own assessment of the value of their CTRM technology investment via a Return on Investment (ROI) calculation.
Insurance carriers can accelerate manuscript endorsement processing and other policy document dissemination through some easy reengineering and technology process improvements.
Privacy & Security Controls In Vendor Management Al Raymondspencerharry
Discussion of controls in place at vendors both locally and remotely to ensure that privacy and confidentiality of customer data is given top priority.
Discussion of the audit and oversight program in place to ensure above
Streamlining Identity and Access Management through Unified Identity and Acce...happiestmindstech
Effective identity and access management enables private and public enterprises to manage identities and access in and out of the business boundaries to meet various business objectives. The benefits of IAM are more
or less the same for organizations irrespective of the nature of business. Similarly, the challenges and issues associated with IAM are similar to all industry segments.
With increased outsourcing of critical business functions it is more critical than ever to assess the risks posed by outside vendors and manage the ongoing relationship. In fact, regulators and auditors are focusing more and more on how vendors and contracts are managed and maintained by institutions. While vendor management is a “must-do” to satisfy financial industry regulatory requirements, it can also serve as a strategic initiative that can create a better run institution. Vendor Management can also be used as a way to improve efficiency, financial management, and profitability by reducing expenses and minimizing risk. Learn more at: www.nafcu.org/quantivate
MCG Pre and Post-funding quality control audits that meet the requirements of the Agencies, Investors and Lender. Customized plans for: *Underwriting *Mortgage fraud *Compliance *Forensic appraisal reviews
CTRM in the Cloud – Research and ReportCTRM Center
The data generated by our survey of the industry suggests that, in general, Energy and/or Commodity Trading and Risk Management (E/CTRM) buyers are increasingly open to considering alternatives to traditional “on- premises” implementation models including both SaaS and hosted in the cloud delivery. While a small, but committed, minority continue to resist anything but the traditional on-premises implementation approach, the overwhelming majority of respondents will consider SaaS/hosted in the cloud for a variety of vertical application areas in and around commodity trading.
Despite that finding, only 16% of those who responded to the survey actually utilize a SaaS or hosted in the cloud E/CTRM solution, and while the data strongly suggests a great deal of interest in the cloud for E/CTRM, it does indicate that the final procurement decision isn’t necessarily a slam-dunk in favor of the cloud. Though 54% of our respondents would consider a SaaS/hosted in the cloud alternative, there are indications that the final decision is still more likely to lean toward a traditional installation on-premises – at least for now. ComTech’s forecast growth rates of 15% per year for SaaS/hosted in the cloud solutions do seem to be reasonable but may accelerate in the future if a sufficient numbers of trading firms adopt the model, are successful with it and are willing to advocate the approach to their peers in the industry. Overall, this finding is in agreement with broader studies such as those conducted by Gartner that found that interest in cloud-based solutions is primarily in horizontal applications such as accounting, HR or billing; and that as a result of buyer concerns around integration and ability to customize, the uptake of cloud-based vertical applications like CTRM lags somewhat.
Claims Management - Edge through Efficiencyneetamundra
The objective of this paper is to talk about the current state of the claims process and how an efficient and ideal claims system should be. This document is most relevant for the Indian insurance industry.
A Next-Generation Approach to Integrated Warranty ManagementCognizant
For today's manufacturers, warranty management is one of the most tangible customer-facing functions. A next-generation, closed-loop warranty system can help companies automate and integrate warranty-related data to enhance field service and improve the management of returns, repairs and claims.
Robotic Process Automation (RPA) in Insurance claim processing refers to the use of software robots to automate and streamline the handling of insurance claims. RPA can be used to automate repetitive, rule-based tasks such as data entry, document processing, and claims verification.
RPA can help insurers to accelerate claims processing, reduce manual errors, and increase operational efficiency. By automating routine tasks, RPA frees up human resources to focus on more complex tasks and improves customer experience by reducing the time taken to settle claims. Read this presentation to know more.
laims management software is a digital software that helps insurance companies manage their claims process more efficiently. It enables insurers to automate their claims workflow, reduce errors, and improve customer service.
Streamlining Submission Intake in Commercial Underwriting for Middle Market S...Cognizant
For many insurance carriers, data submission for intake is still a manual, time-consuming process that ultimately takes up valuable underwriter time better spent on risk selection and pricing. We offer a streamlined submission intake process for commercial insurance firms that integrate automated tools and manual prequalification to handle ACORD forms and other data formats.
This white paper will discuss prioritizing actuarial innovation, insurance business oriented architecture, evaluating your actuarial environment, enterprise actuarial data architecture, potential solutions, and critical success factors.
Presented by William Freitag, Managing Partner and CEO, Agile Technologies
A Perfect Combination: Case Management and Low CodeSandy Kemsley
A paper that I wrote on case management and low code. Low code application development platforms are definitely the way to go for building long-tail case management, but you can also flip this around: the case management paradigm is a perfect match when you're building low-code applications.
The paper was sponsored by TIBCO but doesn't discuss their products.
Insurance companies pioneer technology adoption for risk management, customer acquisition, and improved experience. The rise of consumer internet services reshapes customer expectations, prompting insurers to prioritize workflow automation. Read this presentation to know more about Insurance Workflow Automation.
Claims leakage presentation with narrationMark Rayner
This is our presentation on Claims Leakage audits that we perform for insurers. Please visit our website if you'd like more information or to see the presentation with narration. Please feel free to contact me if you'd like to discuss or comment. Mark Rayner.
Reasons Why Claims Management Software is a Game Changer For Insurance Companiesinsureedge
Claims management software is designed to deliver fast claim settlements. Insurers are turning to claims management software to automate claims processing, detect and prevent, improve efficiency, reduce errors, and a lot more. Visit: https://www.damcogroup.com/Insurance/Claims-Management-Software.html
Property & Casualty: Deterring Claims Leakage in the Digital AgeCognizant
For property and casualty insurers, the persistent and vexing problem of claims leakage can be effectively curtailed by applying digital technology with cutting-edge clarity.
Learn More About the Medicare Claim Processing Manual System CMSPricer
Read the article and learn about the automated PC pricer tool to know why the Medicare claims processing system has become more accessible and developed. Pick CMS Pricer for this reason. For more information visit : https://cmspricer.com/
The value of pre adjudication in healthcare claims processing - banc tec's wh...Jone Smith
BancTec provides Healthcare payers and benefit administrators with pre-adjudication technologies thus replacing error-prone human process and providing application for document management, PPO network management etc.
Rewrite the efficiency playbook with our Insurance Management System. From policy issuance to claims settlement, experience the optimization that comes with precise insurance management and oversight
Using Adaptive Scrum to Tame Process Reverse Engineering in Data Analytics Pr...Cognizant
Organizations rely on analytics to make intelligent decisions and improve business performance, which sometimes requires reproducing business processes from a legacy application to a digital-native state to reduce the functional, technical and operational debts. Adaptive Scrum can reduce the complexity of the reproduction process iteratively as well as provide transparency in data analytics porojects.
It Takes an Ecosystem: How Technology Companies Deliver Exceptional ExperiencesCognizant
Experience is evolving into a strategy that reaches across technology companies. We offer guidance on the rise of experience and its role in business modernization, with details on how orgnizations can build the ecosystem to support it.
The Work Ahead: Transportation and Logistics Delivering on the Digital-Physic...Cognizant
The T&L industry appears poised to accelerate its long-overdue modernization drive, as the pandemic spurs an increased need for agility and resilience, according to our study.
Enhancing Desirability: Five Considerations for Winning Digital InitiativesCognizant
To be a modern digital business in the post-COVID era, organizations must be fanatical about the experiences they deliver to an increasingly savvy and expectant user community. Getting there requires a mastery of human-design thinking, compelling user interface and interaction design, and a focus on functional and nonfunctional capabilities that drive business differentiation and results.
The Work Ahead in Manufacturing: Fulfilling the Agility MandateCognizant
According to our research, manufacturers are well ahead of other industries in their IoT deployments but need to marshal the investment required to meet today’s intensified demands for business resilience.
The Work Ahead in Higher Education: Repaving the Road for the Employees of To...Cognizant
Higher-ed institutions expect pandemic-driven disruption to continue, especially as hyperconnectivity, analytics and AI drive personalized education models over the lifetime of the learner, according to our recent research.
Engineering the Next-Gen Digital Claims Organisation for Australian General I...Cognizant
In recent years, insurers have invested in technology platforms and process improvements to improve
claims outcomes. Leaders will build on this foundation across the claims landscape, spanning experience,
operations, customer service and the overall supply chain with market-differentiating capabilities to
achieve sustainable results.
Profitability in the Direct-to-Consumer Marketplace: A Playbook for Media and...Cognizant
Amid constant change, industry leaders need an upgraded IT infrastructure capable of adapting to audience expectations while proactively anticipating ever-evolving business requirements.
Green Rush: The Economic Imperative for SustainabilityCognizant
Green business is good business, according to our recent research, whether for companies monetizing tech tools used for sustainability or for those that see the impact of these initiatives on business goals.
Policy Administration Modernization: Four Paths for InsurersCognizant
The pivot to digital is fraught with numerous obstacles but with proper planning and execution, legacy carriers can update their core systems and keep pace with the competition, while proactively addressing customer needs.
The Work Ahead in Utilities: Powering a Sustainable Future with DigitalCognizant
Utilities are starting to adopt digital technologies to eliminate slow processes, elevate customer experience and boost sustainability, according to our recent study.
AI in Media & Entertainment: Starting the Journey to ValueCognizant
Up to now, the global media & entertainment industry (M&E) has been lagging most other sectors in its adoption of artificial intelligence (AI). But our research shows that M&E companies are set to close the gap over the coming three years, as they ramp up their investments in AI and reap rising returns. The first steps? Getting a firm grip on data – the foundation of any successful AI strategy – and balancing technology spend with investments in AI skills.
Operations Workforce Management: A Data-Informed, Digital-First ApproachCognizant
As #WorkFromAnywhere becomes the rule rather than the exception, organizations face an important question: How can they increase their digital quotient to engage and enable a remote operations workforce to work collaboratively to deliver onclient requirements and contractual commitments?
Five Priorities for Quality Engineering When Taking Banking to the CloudCognizant
As banks move to cloud-based banking platforms for lower costs and greater agility, they must seamlessly integrate technologies and workflows while ensuring security, performance and an enhanced user experience. Here are five ways cloud-focused quality assurance helps banks maximize the benefits.
Getting Ahead With AI: How APAC Companies Replicate Success by Remaining FocusedCognizant
Changing market dynamics are propelling Asia-Pacific businesses to take a highly disciplined and focused approach to ensuring that their AI initiatives rapidly scale and quickly generate heightened business impact.
The Work Ahead in Intelligent Automation: Coping with Complexity in a Post-Pa...Cognizant
Intelligent automation continues to be a top driver of the future of work, according to our recent study. To reap the full advantages, businesses need to move from isolated to widespread deployment.
What website can I sell pi coins securely.DOT TECH
Currently there are no website or exchange that allow buying or selling of pi coins..
But you can still easily sell pi coins, by reselling it to exchanges/crypto whales interested in holding thousands of pi coins before the mainnet launch.
Who is a pi merchant?
A pi merchant is someone who buys pi coins from miners and resell to these crypto whales and holders of pi..
This is because pi network is not doing any pre-sale. The only way exchanges can get pi is by buying from miners and pi merchants stands in between the miners and the exchanges.
How can I sell my pi coins?
Selling pi coins is really easy, but first you need to migrate to mainnet wallet before you can do that. I will leave the telegram contact of my personal pi merchant to trade with.
Tele-gram.
@Pi_vendor_247
how to sell pi coins effectively (from 50 - 100k pi)DOT TECH
Anywhere in the world, including Africa, America, and Europe, you can sell Pi Network Coins online and receive cash through online payment options.
Pi has not yet been launched on any exchange because we are currently using the confined Mainnet. The planned launch date for Pi is June 28, 2026.
Reselling to investors who want to hold until the mainnet launch in 2026 is currently the sole way to sell.
Consequently, right now. All you need to do is select the right pi network provider.
Who is a pi merchant?
An individual who buys coins from miners on the pi network and resells them to investors hoping to hang onto them until the mainnet is launched is known as a pi merchant.
debuts.
I'll provide you the Telegram username
@Pi_vendor_247
how to sell pi coins in South Korea profitably.DOT TECH
Yes. You can sell your pi network coins in South Korea or any other country, by finding a verified pi merchant
What is a verified pi merchant?
Since pi network is not launched yet on any exchange, the only way you can sell pi coins is by selling to a verified pi merchant, and this is because pi network is not launched yet on any exchange and no pre-sale or ico offerings Is done on pi.
Since there is no pre-sale, the only way exchanges can get pi is by buying from miners. So a pi merchant facilitates these transactions by acting as a bridge for both transactions.
How can i find a pi vendor/merchant?
Well for those who haven't traded with a pi merchant or who don't already have one. I will leave the telegram id of my personal pi merchant who i trade pi with.
Tele gram: @Pi_vendor_247
#pi #sell #nigeria #pinetwork #picoins #sellpi #Nigerian #tradepi #pinetworkcoins #sellmypi
Even tho Pi network is not listed on any exchange yet.
Buying/Selling or investing in pi network coins is highly possible through the help of vendors. You can buy from vendors[ buy directly from the pi network miners and resell it]. I will leave the telegram contact of my personal vendor.
@Pi_vendor_247
what is the future of Pi Network currency.DOT TECH
The future of the Pi cryptocurrency is uncertain, and its success will depend on several factors. Pi is a relatively new cryptocurrency that aims to be user-friendly and accessible to a wide audience. Here are a few key considerations for its future:
Message: @Pi_vendor_247 on telegram if u want to sell PI COINS.
1. Mainnet Launch: As of my last knowledge update in January 2022, Pi was still in the testnet phase. Its success will depend on a successful transition to a mainnet, where actual transactions can take place.
2. User Adoption: Pi's success will be closely tied to user adoption. The more users who join the network and actively participate, the stronger the ecosystem can become.
3. Utility and Use Cases: For a cryptocurrency to thrive, it must offer utility and practical use cases. The Pi team has talked about various applications, including peer-to-peer transactions, smart contracts, and more. The development and implementation of these features will be essential.
4. Regulatory Environment: The regulatory environment for cryptocurrencies is evolving globally. How Pi navigates and complies with regulations in various jurisdictions will significantly impact its future.
5. Technology Development: The Pi network must continue to develop and improve its technology, security, and scalability to compete with established cryptocurrencies.
6. Community Engagement: The Pi community plays a critical role in its future. Engaged users can help build trust and grow the network.
7. Monetization and Sustainability: The Pi team's monetization strategy, such as fees, partnerships, or other revenue sources, will affect its long-term sustainability.
It's essential to approach Pi or any new cryptocurrency with caution and conduct due diligence. Cryptocurrency investments involve risks, and potential rewards can be uncertain. The success and future of Pi will depend on the collective efforts of its team, community, and the broader cryptocurrency market dynamics. It's advisable to stay updated on Pi's development and follow any updates from the official Pi Network website or announcements from the team.
Yes of course, you can easily start mining pi network coin today and sell to legit pi vendors in the United States.
Here the telegram contact of my personal vendor.
@Pi_vendor_247
#pi network #pi coins #legit #passive income
#US
Abhay Bhutada Leads Poonawalla Fincorp To Record Low NPA And Unprecedented Gr...Vighnesh Shashtri
Under the leadership of Abhay Bhutada, Poonawalla Fincorp has achieved record-low Non-Performing Assets (NPA) and witnessed unprecedented growth. Bhutada's strategic vision and effective management have significantly enhanced the company's financial health, showcasing a robust performance in the financial sector. This achievement underscores the company's resilience and ability to thrive in a competitive market, setting a new benchmark for operational excellence in the industry.
when will pi network coin be available on crypto exchange.DOT TECH
There is no set date for when Pi coins will enter the market.
However, the developers are working hard to get them released as soon as possible.
Once they are available, users will be able to exchange other cryptocurrencies for Pi coins on designated exchanges.
But for now the only way to sell your pi coins is through verified pi vendor.
Here is the telegram contact of my personal pi vendor
@Pi_vendor_247
how to swap pi coins to foreign currency withdrawable.DOT TECH
As of my last update, Pi is still in the testing phase and is not tradable on any exchanges.
However, Pi Network has announced plans to launch its Testnet and Mainnet in the future, which may include listing Pi on exchanges.
The current method for selling pi coins involves exchanging them with a pi vendor who purchases pi coins for investment reasons.
If you want to sell your pi coins, reach out to a pi vendor and sell them to anyone looking to sell pi coins from any country around the globe.
Below is the contact information for my personal pi vendor.
Telegram: @Pi_vendor_247
how to sell pi coins in all Africa Countries.DOT TECH
Yes. You can sell your pi network for other cryptocurrencies like Bitcoin, usdt , Ethereum and other currencies And this is done easily with the help from a pi merchant.
What is a pi merchant ?
Since pi is not launched yet in any exchange. The only way you can sell right now is through merchants.
A verified Pi merchant is someone who buys pi network coins from miners and resell them to investors looking forward to hold massive quantities of pi coins before mainnet launch in 2026.
I will leave the telegram contact of my personal pi merchant to trade with.
@Pi_vendor_247
The secret way to sell pi coins effortlessly.DOT TECH
Well as we all know pi isn't launched yet. But you can still sell your pi coins effortlessly because some whales in China are interested in holding massive pi coins. And they are willing to pay good money for it. If you are interested in selling I will leave a contact for you. Just telegram this number below. I sold about 3000 pi coins to him and he paid me immediately.
Telegram: @Pi_vendor_247
Insurance Claims Management: Improving Staff Capacity Using BPM
1. • Cognizant 20-20 Insights
Insurance Claims Management:
Improving Staff Capacity Using BPM
Automating with BPM technology facilitates claim triage that ensures
claims managers are involved only in critical decision-making tasks
and not more straightforward clerical work.
Executive Summary
BPM and rules management technology enables
businesses to gain both visibility into and control
of the processes that are used to deliver value to
their customers. It allows companies to streamline their operations by maintaining a single
version of the process truth.1 Companies that
leverage this technology successfully are able
to adjust their processes to respond to changing
market dynamics and to find innovative ways of
delivering more value at the same or lower cost,
thus increasing overall profitability.
An insurance company that we worked with used
BPM technology for just such a purpose – to take
greater control of its claims processes. It used
a rules engine to triage claims that it received
in order to determine if a claim decision could
be made without human intervention. In cases
where the rules engine determined that human
intervention was needed, a workload management solution was used to route the claim to an
appropriately skilled claim manager. The expected
net result of such a solution was to increase the
number of automated claims from about 30%
of total claims volume to more than 50%. Since
automated claims cost less to adjudicate than
cognizant 20-20 insights | october 2013
manual claims, this approach would result in an
overall cost reduction for the company while
unlocking extra capacity to handle the growth in
business. In addition, the company gained direct
control over the risk it was willing to take in its
claims adjudication process.
The Opportunity
Insurance companies can unlock significant
value by streamlining their insurance claims
processes.2 One such opportunity could lie in
increasing the capacity of the existing claims
staff to handle higher claim volume by leveraging
rules-based business process management (BPM)
technology.3 The improved capacity would let
companies handle business growth without a
corresponding increase in claim handling costs,
thereby increasing overall profitability.
We recently helped a large insurance provider to
leverage BPM technology in its disability claims
department to this end. The BPM and business
rules management (BRM) technologies were used
to: 1) triage claims using a rules engine in order
to determine the level of intervention required in
claims management; and 2) split the claim into
tasks and allocate the tasks to clerical staff and
2. claims managers based on the skill level required
to process those tasks.
Claims Triage
Complete claims that are in good order have
a large amount of data that can be fed into a
rules engine to determine whether a claim is
a good candidate for making an automated
claim decision. The insurance major we worked
with reported that more than 70% of the
disability claims that it received were adjudicated
by manual intervention from claims managers,
while the remaining 30% of claims required little
to no manual intervention for making a claims
decision. The company’s senior management
believed that this ratio could be reversed, as more
than 70% of claims were simple cases of disability, such as pregnancy, which did not require much
complex decision-making in order to be approved.
To prove senior management’s hypothesis, the
company decided to build a triage engine based
on rules management software that provided
a recommendation on the level of intervention
required in order to make a claim decision. The
engine was fed claim data such as the number of
leaves requested, the claimant’s condition code
(based on the ICD codes), the date the claimant
was expected to return to work, etc. to come up
with a number from 1 to 3. A “1” meant that the
claim could be a candidate for straight-through
processing – i.e., a claim decision could be made
without any manual intervention. A “2” meant
that a junior claim manager could make a claim
decision by looking at the claim data and/or by
getting additional information from the claimant
or physician. A “3” meant that the claim needed
intervention from a senior claims manager before
a decision could be made. (Note: The criteria and
numbers are indicative only.)
Claims from the previous full year were fed into
the system to be assigned a triage number. The
output was then analyzed to determine how many
claims could have been auto-adjudicated but were
processed by claim managers instead. The result
(around 40% to 50%), though not close to senior
management’s prediction, was encouraging. The
managers decided to keep fine-tuning the rules to
optimize the level of risk they wanted to take on
in their claim decision-making. Management was
provided a tool that allowed them the flexibility to
tweak their operations to find the right balance
between the cost incurred to make a claim decision and the level of risk that the organization was
comfortable with in automating claim decisions.
This tool was combined with the workflow features of the BPM tool to route work to the claim
managers with the appropriate skills. This routing
of work was termed workload management.
Workload Management
Claims managers are skilled resources who apply
their judgment in making claim decisions. Consequently, they are expensive resources for an
insurance organization. Fortunately, processing
a claim involves some tasks that do not require
judicious decision-making. Such tasks can include
following up with the claimant or third party
for missing documentation, validating that all
required claim information has been collected
(this is also called a check that the claim is in
Before Workload Management: All Claim Tasks Allocated by
Senior Claim Manager
$
Clerical Task
Clerical Staff
$$$$
Claim Task 1
$$
Customer Service Claims Intake
Claims Management
System
Claim Manager 1
Senior Claim
Manager
Claim Task 2
$$
Claim Manager 2
Figure 1
cognizant 20-20 insights
2
3. good order), etc. A claim can therefore be broken
down into tasks and these tasks can be distributed among people/teams that have the appropriate skills. Such an approach allows the claim
managers to focus on only the most critical claim
tasks that need their attention, thus optimizing
the use of their time.
Our client had a claims management system that
broke down the claim into a number of tasks.
These tasks could then be assigned and tracked
separately during the processing of the claim.
The existing system allocated all these tasks to
the claim manager who then routed the work
to appropriate resources. Management decided
to use the BPM tool (Pega PRPC, in this case) to
build a rule-based workflow to route these tasks
to the claim managers and/or clerical staff with
the appropriate skills in order to reduce the claim
managers’ workload, thus allowing them more
time to focus on making critical decisions on a
larger number of claims. The expected net result
was the optimized utilization of staff and freeing
up of capacity to handle larger claim volumes.
Following are some indicative criteria that were
used to make the work allocation decisions:
Customer number: Claim tasks from certain
customers were allocated to claim managers who
were dedicated to those or similar customers.
Task type: Clerical claim tasks were routed to the
clerical team and nonclerical tasks were routed to
claim managers.
Condition code: A claimant would be assigned
a condition code based on the reason for
filing a disability claim. The physician’s diagnosis was used to assign the condition code,
which was based on the ICD code standard. The
condition code was used to route the claim to a
claim manager who was skilled at handling that
kind of disability claim.
Triage output: The number allocated to the claim
as a result of the triage process described earlier
was also used to make work allocation decisions.
The claim was routed to a claim manager who was
appropriately skilled to handle the claim.
Best Practices
Some of the best practices that were followed in
this exercise included the identification, documentation, implementation and testing of the
rules for triage and workload management in
an iterative manner on historic claims data. This
allowed for testing the envisioned approach
in a controlled manner until management had
gained sufficient confidence to implement the
rules in production. Another best practice was to
identify the rules that could be tweaked in real
time to provide the business with the flexibil-
After Workload Management: All Claim Tasks Allocated by
Workload Management Rules
$
Clerical Task
Clerical Staff
Claim Task 1
$$
Claim Manager 1
Customer Service Claims Intake
Workload
Claims Management
Management System
System
Claim Task 2
$$
Claim Manager 2
Claim Task 3
$$$$
Senior Claim Manager
Figure 2
cognizant 20-20 insights
3