This document provides an overview of key concepts for the Innvia compensation plan, including definitions, understanding volume, pay periods, commissions, ranks, and bonuses. It defines terms like active agent, active qualified, and discusses requirements to achieve the Sapphire rank, which includes having 6 personally enrolled agents, 70 PV, 3 CPs, and 12,500 GV. It also outlines bonuses for Sapphire like the $1,500 rank advancement bonus and $300 car bonus. Spreadsheets are shown modeling team growth using the "Power of One", "Power of Two", and "Power of Four" strategies over 3 and 7 levels.

2. Agenda
• Definitions
• Understanding Volume
• Pay Periods
• Commission and Compensation
• Percentage Rules
• Sapphire Rank
• Megastart
• Power of One
• Maximizing Compensation

3. Definitions
• AA (Active Agent) – a Referral Agent who is current in any given month with their
monthly Success Center (back office) fee is considered “active” in the incredible
Innvia™ business opportunity and eligible to participate in the rewarding Innvia™
Financial Health Compensation Plan or Preferred Customer Program.
• Active Qualified (AQ) – to be considered “active qualified” and able to be
compensated in the Innvia™ Financial Health Plan, Referral Agents must meet the
required PV, GV, PEA and PC requirements.
• Agent (aka Referral Agent, Independent Referral Agent, Brand Partner,
Representative or Distributor) – anyone who purchases a qualified
enrollment/starter pack - i.e. enrolls into the Innvia™ opportunity.

4. Definitions
• PC (Personal Customer) – a personal customer is defined as a person you
personally have enrolled who has chosen one of the Innvia™ products and/or
services.
• PE (Personally Enrolled) – anyone you personally introduce to and sign up into
the Innvia™ business opportunity.
• PEA (Personally Enrolled Active) – all PE’s in the “active” status.
• PP (Product Point) – Every Innvia™ product sold will be assigned a specific CP
value (usually .25 to 3 pts per product or service)

5. Understanding Volume
• Rank – is based on GV
• Unilevel Commission – is based on CV
• Car Bonus – is based on Rank
• Megastart Bonus – is based on BV
• PV (Personal Volume) – all volume from your direct personal sales/referrals
and from your personal purchases.

6. Understanding Volume
• BV (Bonus Volume) – Some product and service offered will be assigned BV
points instead of CV. BV points contribute to an individual’s overall volume but
do not factor into earning one-time bonuses and residual income. BV points
help Innvia™ Referral Agents earn rank and certain bonuses faster!
• CV (Commissionable Volume) – Every membership, product and service
offered for sale will be assigned CV points. Innvia™ representatives will earn
one-time bonuses and residual income based off the product’s assigned CV and
the product’s respective pay percentage.
• GV (Group Volume) or OV (Organizational Volume) = the total of all volume
points – PV, CV and BV.

7. Pay Periods
• Pay Period – pay periods define the start and stop dates and times for each
commission period. Innvia™ utilizes weekly, monthly and quarterly periods as
defined below:
• Weekly – each weekly period shall run 7 calendar days in duration beginning
12:01 am EST, Monday morning and ending at 11:59 pm EST Sunday.
• Monthly – each monthly period will run from 12:01 am EST on the first day of a
calendar month and ending at 11:59 pm EST on the last day of that calendar
month.
• Quarterly - each quarterly period will run from the first day of January to the end
of March, the first day of April to the end of June, the first day of July to the end
of September and the first day of October to the end of December.

8. Commissions and Compensation
• Personal Customer Acquisition Bonus (CAB) These bonuses are
calculated and paid monthly.
• FAST START CABs are a great way to earn income while building
your enrollment team (downline). This bonus is calculated and paid
weekly.
• Unilevel commissions are run the last day of every month and will
be paid on the 15th of the following month.

9. Commissions and Compensation
• Rank Advancement Bonus - This bonus is paid monthly on the 7th of
every month as long as the requirements for the bonus were met at
any time during the previous month.
• Luxury Car Bonus - This bonus is paid monthly on the 7th of every
month as long as the requirements for the bonus were met at any time
during the previous month.
• Mega Start Bonus – This bonus is calculated and paid monthly.

10. Percentage Rules
• 40% rule (Uni-level) – when meeting the requirements for Rank and the
Innvia™ Rank Advancement Bonus (Managers and above), a maximum of
40% of the total GV required can come from any one leg.
• 60% rule (Uni-level) – when meeting the requirements for Rank and the
Innvia™ Rank Advancement Bonus (Supervisor and below), a maximum of
60% of the total GV required can come from any one leg.
• 40% rule (Mega Start) – when meeting the requirements for the Innvia™
Mega Start Bonus, a maximum of 40% of the total GV required can come
from any one leg.
• 60% Payout Rule – to protect the long-term viability of the company, Innvia™
will not pay out more than 60% of the Company’s Total Business Volume in
any given pay period.

11. Sapphire Rank
To attain Sapphire you need
– A group volume (GV) of 12,500 – (shoot for 15,000)
– Six (6) Personally Enrolled Agents (PEA) – (shoot for 10)
– Three (3) Product Points (PP) – (Shoot for 5)
– Be A Qualified Agent (QA) – 70 PV (Personal Volume)
– Be a Active Agent (AA) – $19.95 per month backoffice fee

12. Sapphire Rank
Sapphire Compensation
– Total Rank Advancement Bonus earned = $1,500
– Total CAB Bonus = $300 (assuming 6 qualify)
– Monthly Car Bonus = $300
– Approximate Monthly Commission = $250 + (very conservative)
– Paid up to Level 5 in Uni-level Commissions
– Megastart Bonus - if you achieve Sapphire in Month 2 = $1,400

13. Sapphire – Beginning Structure
• Sample Minimum Structure
• Sapphire (SA) - Active, 6 PE, 70 PV, 3 CPs, 12,500 GV
Sapphire
Supervisor Supervisor Supervisor
Active &
Qualified
Active &
Qualified
CoordinatorCoordinator
Active &
Qualified
Active &
Qualified
IRAIRA IRA
Active &
Qualified

14. Rank Advancements Requirements
• Independent Referral Agent (IRA) - Active, 2 PE, 70 PV,
1 CP, 500 GV
• Coordinator (CO) - Active, 3 PE, 70 PV, 1 CP, 1500 GV
• Supervisor (SU) - Active, 4 PE, 70 PV, 2 CPs, 3k GV
• Manager (MA) - Active, 5 PE, 70 PV, 2 CPs, 7500 GV
• Sapphire (SA) - Active, 6 PE, 70 PV, 3 CPs, 12,500 GV

15. The Million
Dollar MEGA
Start Bonus
•Innvia pays you a bonus, up to
$500,000, for achieving certain
levels of production!
•The speed with which you achieve
each level will determine the size
of your pay.
•When your personally sponsored
associates achieve a MEGA Start
Bonus, you are paid a 100%
matching bonuses!
•The example to the right is based
on achieving Sapphire in two (2)
months.
To attain Sapphire you
require a $12,500 GV.
Therefore the Month-10
megastart bonus GV
requirement would be
achieved
To attain Sapphire you require
8 personally enrolled -
therefore you would need to
have an additional 2 enrolled
to achieve month 10 MEGA
Start bonus level
You will get Month 2
through Month 10 MEGA
Start bonuses all at once
for attaining Sapphire in
two months.

16. Bonus for Month 2 - if Sapphire Attained
• Megastart -
– Month2 ($100), Month3 ($150), Month5 ($200), Month7 ($250),
Month8 ($300), Month10 ($350)
– Matching Megastart - $ 300
• Month2 – 3 SU @$100 each = $300
• Rank Advancement Bonus -
– Manager ($500), Sapphire ($1,000)
• Car Bonus ($300) a month -
• Starter Pack Bonus -
– Assuming (8) minimum Front Line (total)
• Total not including commissions for Month2 -
• Rough Est. of monthly commission $12,500 x 2% = $ 250
$1650
$1500
$300
$400
________
$3,800

17. Power of One to Twelve Spreadsheet
– The spreadsheet is built 12 periods wide and 7
levels down.
– You can set the period length to months or weeks
– Number of people recruited per period are input
fields D4 :O10 =
• Four (4) per period for three periods (12) – Levels 1-3
• One (1) per period for twelve periods – Levels 4-7
• These fields can be changed
– Average PV per agent field is C15 = 70 PV
– Ascension to wealth ranks is based on 3 levels at
12 each will put you at 1,184 Agents in your
network

18. Power of One (3 Levels) Spreadsheet
This spreadsheet builds on adding 1 agent per defined
period down 3 levels

19. Power of Two (3 Levels) Spreadsheet
This spreadsheet builds on adding 2 agents per defined period down 3
levels until they reach 12 then drops to 1 per period (maintenance mode)

20. Power of Four (3 Levels) Spreadsheet
This spreadsheet builds on adding 4 agents per defined period down 3
levels until they reach 12 then drops to 1 per period (maintenance mode)

21. Power of One (7 Levels) Spreadsheet
This spreadsheet builds on adding 1 agent per defined period down 7
levels

22. Power of Two (7 Levels) Spreadsheet
This spreadsheet builds on adding 2 agents per defined period down 7
levels until they reach 12 then drops to 1 per period (maintenance mode)

23. Power of Four (7 Levels) Spreadsheet
This spreadsheet builds on adding 1 agent per defined period down 3
levelsuntil they reach 12 then drops to 1 per period (maintenance mode)

24. Maximizing Compensation
• Make sure your team stays Qualified and Active
• Try to shoot for 20% over any qualification level
• Check where your at every month and be proactive on
making sure your team does the same
• The Million Dollar Mega Start Bonus – Time Sensitive)
– Shoot to achieve goals at least 2 months early
– Innvia™ will pay you a 100% match for every Referral Agent you
personally enroll, unless that enrollee passes you up in rank.
– 40% rule (Mega Start) – when meeting the requirements for the
Innvia™ Mega Start Bonus, a maximum of 40% of the total GV required
can come from any one leg. This is tricky – you should only count on
30% from any leg to assure success

25. Diamond Wealth Team website
http://www.InnviaNow.com
Email
info@DiamondWealthTeam.com
Thank You – For more information