Lucrum, a part-time CFO service, provides three tiers of financial expertise to business owners to improve cash flow, reduce costs, and advise on growth opportunities. An initial meeting outlines the client's needs and goals, followed by an investigation and customized proposal of services. Upon agreement, the part-time CFO focuses 100% on the client's business to deliver accurate reporting, identify efficiency improvements, and provide expert financial leadership.

1. Introduction To Our Services Lucrum [loo-krŭm] noun. monetary reward, financial gain, profit. Origin: Latin

2. Why Do You Gain With A Part-Time CFO? Ability to focus 100% of your efforts on current business, new opportunities, or increased family time. Improved cash flow, assistance with staffing needs, and reduced costs such as interest, tax preparation, insurance, general & administrative, etc. Accurate risk assessments, analysis of growth opportunities, and advice on areas for efficiency improvements. Custom reports with key performance indicators resulting in improved management comprehension of performance. A dedicated financial executive without the full time salary or benefits.

3. Initial meeting to gain perspective on business needs, concerns, issues, and goals. Provide brief outline of time frame for review of operations and discussions with key personnel. Streamlined investigation of primary areas including overview discussions with personnel. Proposal to client, including scope and estimated timeline to complete, with anticipated results or objectives. Agreement incorporating revisions to scope and milestones to determine progress. Time Line Initial Meeting (1 hour) Outline (2-3 days) Investigation (1 day) Proposal (2-3 days) Agreement

4. Tier 1 Tier 2 Tier 3 Insure Internal/External Financial Reporting Integrity Review Processes For Efficiency & Profit Improvement Provide Expert Leadership With Financial/Business Partners Confirm accuracy of financial records. Recommend financial reporting enhancements and potential fraud weaknesses. Increase comprehension of financial statements and tools. Create custom reports providing snapshots of performance or key performance indicators Eliminate silent cash drains in G & A expenses. Identify or maximize profit or process improvement opportunities. Evaluate business growth prospects or areas for reduction. Create or assist with budgeting process. Perform break-even analysis, expansion projections, and pro-formas. Manage banking relationships to improve services and/or reduce costs. Handle lender negotiations, evaluate/refinance existing debt, maximize leverage. Optimize insurance coverage with respect to cost. Negotiate with tax officials. Manage payable/receivable issues to business advantage.