The method of finding disparity between the networks of public transit and daily interest are measured by overlaying the metric and graphic information. By drawing comparison between the metric and graphic space of vulnerabilities, the disjuncture between the traffic network’s proximity to destination and physical organization and road network on site can be seen as a cause for failure. By understanding the higher risks involved from transit, this analysis creates a hypothetical scene to quantify who and what geographic regions are at risk when it comes to finding medical safety. People who are traveling beyond the four-mile radius is cross more at-risk road intersections due to the increased number or others with the same destination point.
Financial Services and Reputation: The next five yearsLansons
Financial Services and Reputation: The next five years
Presentation by Tony Langham, Chief Executive of Lansons at the Future of Financial Services Conference on 2 June 2015.
http://futureoffinancialservices.co.uk/
www.lansons.com
Corruption is an ancient problem that has always been with us. It has had variegated incidence in different times at different places, with varying degrees of damaging consequences. In common usage corruption is used to mean different things in different context. Sometimes people invoke legality and almost interchangeably use the word corrupt and illicit in describing a transaction. But clearly not all illegal transaction are corrupt nor all instances of corruption or bribery are illegal. Similarly one should keep a distinction between immoral and corrupt transactions. Having different meanings of corruption, this paper mostly confine to the use of public office for private gain or the agency problem.
Sharon Daly, Head of the Insurance Disputes team and April McClements, Partner in the Insurance Disputes team co-author the Ireland chapter for The Class Actions Law Review Second Edition. This chapter includes an introduction to the class actions framework in Ireland, the last year in review, the class actions procedure in Ireland and cross-border issues.
Financial Services and Reputation: The next five yearsLansons
Financial Services and Reputation: The next five years
Presentation by Tony Langham, Chief Executive of Lansons at the Future of Financial Services Conference on 2 June 2015.
http://futureoffinancialservices.co.uk/
www.lansons.com
Corruption is an ancient problem that has always been with us. It has had variegated incidence in different times at different places, with varying degrees of damaging consequences. In common usage corruption is used to mean different things in different context. Sometimes people invoke legality and almost interchangeably use the word corrupt and illicit in describing a transaction. But clearly not all illegal transaction are corrupt nor all instances of corruption or bribery are illegal. Similarly one should keep a distinction between immoral and corrupt transactions. Having different meanings of corruption, this paper mostly confine to the use of public office for private gain or the agency problem.
Sharon Daly, Head of the Insurance Disputes team and April McClements, Partner in the Insurance Disputes team co-author the Ireland chapter for The Class Actions Law Review Second Edition. This chapter includes an introduction to the class actions framework in Ireland, the last year in review, the class actions procedure in Ireland and cross-border issues.
A presentation we did for our Accounting class at the University of San Francisco. Made by Mackenzie O'Donnell, Winsy Wong and myself - Malvika Jain. Pretty fugly but hope you can get the necessary information from it if needed.
The ppt is divided into
Major Accounting Frauds around the year 2000 - Enron, Worldcom, Tyco
SEC
Introduction and analysis of Sarbanes Oxley Act
Dodd Frank Whistleblower initiative
Introduction and benefits of the Task Force
Steps for management to take to steer clear of accounting fraud
Master Class to the audience of the Monday Mega Meetup of Seats2meet.com. The Netherlands. January 2015. Topics: trends, robots, blockchains, DAO's and more!
FICORA - Building a Trust Network on Strong IdentificationUbisecure
Building a Trust Network on Strong Identification - Finnish Communications Regulatory Authority (FICORA) presentation slides from Ubisecure's IAMwithUBI Nordic IAM event May 2018
Place Branding: Athens City Branding
"Constructing Athens" is an attempt to highlight the identity of Athens, as revealed through the multitude of different activities, ventures and the readings of the peculiarities of the city and its citizens.
The citizens are part of the network of the city. They live in it, create it and interact with it. Individuals and collective subjects are in constant dialogue with the city.
Government projects, private - partnership initiative, autonomous citizen movements are synthesized in a diverse mosaic, offering different narratives about themselves and the city.
Each project contributes differently to the formation of the image of Athens and its citizens.
The research design is implemented at the seminar " Cultural marketing and Communication", MA " Cultural Management " . Post-graduate students: Christos Xenos, Eleonora Goussiari, Violetta Tsitsiliani. Assistant Professor: Betty Tsakarestou.
ACMP 2015 - Change the Conversation, Change the Game - Prosci's Tim CreaseyTim Creasey
Tim Creasey's talk at ACMP 2015 - Change the Conversation, Change the Game. Learn how to use Context, Problems, Language and Simon Sinek's Golden Circle to more effectively position change management and your value. www.linkedin.com/in/timcreasey @timcreasey tcreasey@prosci.com
A presentation we did for our Accounting class at the University of San Francisco. Made by Mackenzie O'Donnell, Winsy Wong and myself - Malvika Jain. Pretty fugly but hope you can get the necessary information from it if needed.
The ppt is divided into
Major Accounting Frauds around the year 2000 - Enron, Worldcom, Tyco
SEC
Introduction and analysis of Sarbanes Oxley Act
Dodd Frank Whistleblower initiative
Introduction and benefits of the Task Force
Steps for management to take to steer clear of accounting fraud
Master Class to the audience of the Monday Mega Meetup of Seats2meet.com. The Netherlands. January 2015. Topics: trends, robots, blockchains, DAO's and more!
FICORA - Building a Trust Network on Strong IdentificationUbisecure
Building a Trust Network on Strong Identification - Finnish Communications Regulatory Authority (FICORA) presentation slides from Ubisecure's IAMwithUBI Nordic IAM event May 2018
Place Branding: Athens City Branding
"Constructing Athens" is an attempt to highlight the identity of Athens, as revealed through the multitude of different activities, ventures and the readings of the peculiarities of the city and its citizens.
The citizens are part of the network of the city. They live in it, create it and interact with it. Individuals and collective subjects are in constant dialogue with the city.
Government projects, private - partnership initiative, autonomous citizen movements are synthesized in a diverse mosaic, offering different narratives about themselves and the city.
Each project contributes differently to the formation of the image of Athens and its citizens.
The research design is implemented at the seminar " Cultural marketing and Communication", MA " Cultural Management " . Post-graduate students: Christos Xenos, Eleonora Goussiari, Violetta Tsitsiliani. Assistant Professor: Betty Tsakarestou.
ACMP 2015 - Change the Conversation, Change the Game - Prosci's Tim CreaseyTim Creasey
Tim Creasey's talk at ACMP 2015 - Change the Conversation, Change the Game. Learn how to use Context, Problems, Language and Simon Sinek's Golden Circle to more effectively position change management and your value. www.linkedin.com/in/timcreasey @timcreasey tcreasey@prosci.com
The UK Payments Barometer, is based on a survey of over 400 financial decision makers, including business owners, CFOs, CEOs, CTOs and COOs, on areas including cash management, fraud and payments. A broad range of UK businesses were included, from small businesses to enterprises organisations. It aims to track the health of UK businesses from a financial decision making and risk management perspective. The 2016 report cites payment fraud and errors as the biggest challenge currently faced by financial decision makers.
Mercer Capital's Valuing Insurance AgenciesMercer Capital
Like most professional services firms, much of the value of an insurance agency lies in its customer base, workforce, and the intangible factors that drive growth and margin. But not all insurance agencies are created equal. The recurring revenue streams, low fixed asset intensity, and favorable financing characteristics have drawn the interest of industry consolidators, private equity investors, financial institutions, and other participants, leading to a robust transaction environment. Join Lucas as he reviews the valuation methodologies and drivers of value for insurance agencies and brokerages.
Navigate the Financial Crime Landscape with a Vendor Management ProgramPerficient, Inc.
What is the impact of a failed risk management program as a result of actions committed by a vendor or service provider? Your financial institution may be exposed to reputational damage and financial losses running into billions of dollars.
During this webinar, our financial crime and risk management experts discussed current financial crime trends, steps to identifying vendor risks, the need for Know Your Vendor (KYV) and due diligence, and creating a cross-functional risk-based approach to vendor governance.
Crime risk management across the consumer goods value chainTristan Wiggill
A presentation by Dr Graham Wright (CGCRI HOD: Consumer Goods Council of South Africa (CGCSA)), at the Transport Forum SIG: "Security Value Chain on Road and Rail" on 3 March 2016 hosted by University of Johannesburg. The theme of the presentation was: "Lessons learned with The Consumer Goods Crime Risk Initiative project".
More like this on www.transportworldafrica.co.za
Services for the payments industry - BMR AdvisorsAbhishek Bali
The Payments Industry (Payment processors, digital wallets, online transfer, financial institutions and digital currency players) is one of the most exciting and globally relevant sectors of growth. BMR Advisors has worked extensively in mitigating and confronting the risks & challenges in this space.
Objectives:
1. Obtain a general description of the business environment which is comparable to data from across the world.
2. Obtain basic financial information of the businesses that permit the measurement of effect of the business environment on real variables, such as productivity, performance of the business, access to credit, growth, employment, etc.
White wonder, Work developed by Eva TschoppMansi Shah
White Wonder by Eva Tschopp
A tale about our culture around the use of fertilizers and pesticides visiting small farms around Ahmedabad in Matar and Shilaj.
Hello everyone! I am thrilled to present my latest portfolio on LinkedIn, marking the culmination of my architectural journey thus far. Over the span of five years, I've been fortunate to acquire a wealth of knowledge under the guidance of esteemed professors and industry mentors. From rigorous academic pursuits to practical engagements, each experience has contributed to my growth and refinement as an architecture student. This portfolio not only showcases my projects but also underscores my attention to detail and to innovative architecture as a profession.
Transforming Brand Perception and Boosting Profitabilityaaryangarg12
In today's digital era, the dynamics of brand perception, consumer behavior, and profitability have been profoundly reshaped by the synergy of branding, social media, and website design. This research paper investigates the transformative power of these elements in influencing how individuals perceive brands and products and how this transformation can be harnessed to drive sales and profitability for businesses.
Through an exploration of brand psychology and consumer behavior, this study sheds light on the intricate ways in which effective branding strategies, strategic social media engagement, and user-centric website design contribute to altering consumers' perceptions. We delve into the principles that underlie successful brand transformations, examining how visual identity, messaging, and storytelling can captivate and resonate with target audiences.
Methodologically, this research employs a comprehensive approach, combining qualitative and quantitative analyses. Real-world case studies illustrate the impact of branding, social media campaigns, and website redesigns on consumer perception, sales figures, and profitability. We assess the various metrics, including brand awareness, customer engagement, conversion rates, and revenue growth, to measure the effectiveness of these strategies.
The results underscore the pivotal role of cohesive branding, social media influence, and website usability in shaping positive brand perceptions, influencing consumer decisions, and ultimately bolstering sales and profitability. This paper provides actionable insights and strategic recommendations for businesses seeking to leverage branding, social media, and website design as potent tools to enhance their market position and financial success.
Book Formatting: Quality Control Checks for DesignersConfidence Ago
This presentation was made to help designers who work in publishing houses or format books for printing ensure quality.
Quality control is vital to every industry. This is why every department in a company need create a method they use in ensuring quality. This, perhaps, will not only improve the quality of products and bring errors to the barest minimum, but take it to a near perfect finish.
It is beyond a moot point that a good book will somewhat be judged by its cover, but the content of the book remains king. No matter how beautiful the cover, if the quality of writing or presentation is off, that will be a reason for readers not to come back to the book or recommend it.
So, this presentation points designers to some important things that may be missed by an editor that they could eventually discover and call the attention of the editor.
Can AI do good? at 'offtheCanvas' India HCI preludeAlan Dix
Invited talk at 'offtheCanvas' IndiaHCI prelude, 29th June 2024.
https://www.alandix.com/academic/talks/offtheCanvas-IndiaHCI2024/
The world is being changed fundamentally by AI and we are constantly faced with newspaper headlines about its harmful effects. However, there is also the potential to both ameliorate theses harms and use the new abilities of AI to transform society for the good. Can you make the difference?
1. Amanda Huang, MAUD ‘15
Christine Min, M.Arch II ‘15
Grace Xu, MAUD ‘15
Design + Politics
Harvard University GSD
Spring 2015
infra[initiatives]
2. From our research on infrastructure, we have identified the vulnerabilities as being
stemmed from archaic infrastructure and mis-communications that lead to failures of the
system.
Regional Analysis
_ dependencies of infrastructure
5. From our research on economics, the region proved to be resilient at a large scale. Upon
closer examination, small businesses and renters, especially regions with less diversified
economic base, are the most vulnerable.
Regional Analysis
_ Economics
6. Small Commerce
Food Services
General Services
Health Care Services
Truck Transportation
Finance
Professional Service
Science
Admin/ Support/IT
Speciality trade
contractors
Real Estate
Manufacturer
Shipments
Merchant Wholesale
Retail Sales
Accommodation/Food
Service
Construction
Atlantic
Bergen
BurlingtonCam
den
Cape
M
ay
Cum
berland
Essex
Gloucester
Hudson
Hunterdon
M
iddlesex
M
ercer
M
onm
outh
M
orris
Ocean
Passaic
Salem
Som
erset
Sussex
Union
W
arren
Bronx
Kings
N
assau
N
ew
York
OrangePutnam
Queens
Richm
ond
Rockland
Suffolk
Sullivan
Ulster
W
estchester
1,000,000-5,000,000
5,000,000-10,000,000
10,000,000+
<20,000
50,000-100,000
100,000-200,000
200,000-300,000
300,000-500,000
Revenue (1,000)
Regional Economy|Revenue
500,000-1,000,000
20,000-50,000
PrudentialFinancial--84.8
HertzGlobalHoldings--9
Becton
Dickinson--7.9
Sealed
Air--7.9
CognizantTech--7.3
Autom
atic
Data
Processing--10.7
Public
Service
Enterprise
Group--9.8
Johnson
and
Johnson--67.2
N
RG
Energy--8.4
M
erck--47.3
Toys”R”Us--13.5
Bed
Bath
and
Beyond--9.5
Celgene--5.5
HoneywellInternational--37.7
Chubb--13.6
Avaya--5.2
Cam
pbellsoup--7.7
Verizon
Com
m
unications--110,875.0
J.P.M
organ
Chase
&
Co.--110,838.
InternationalB.M
achines--106,916.0
Citigroup--102,939.0
IN
TL
FCStone--75,497.6
Am
erican
InternationalGroup--71,730.0
M
etLife--70,641.0
Pfizer--67,932.0
PepsiCo--66,504.0
M
organ
Stanley--39,376.0
Hess--37,871.0
Goldm
an
Sachs
Group--36,793.0
N
ew
York
Life
Insurance--34,393.5
TIAA-CREF--34,079.0
N
ew
s
Corp.--33,405.0
Am
erican
Express--32,282.0
Philip
M
orris
International--31,097.0
Tim
e
W
arner--28,974.0
Travelers
Cos.--25,446.0
Alcoa--24,951.0
Bristol-M
yers
Squibb--21,244.0
Tim
e
W
arnerCable--19,675.0
PBF
Energy--20.1
QuestDiagnostics--7.5
Avis
BudgetGroup--7.5
Actavis--5.9
7. Atlantic City
leisure and hospitality: 57,400
government: 22,600
trade, transportation, and utilities: 21,900
educational and health services: 17,200
manufacturing: 4,500
Philadelphia
educational and health services: 182,700
government: 112,200
trade, transportation, and utilities: 90,400
professional and business services: 84,100
leisure and hospitality: 53,400
Newark
trade, transportation and utilities: 217,100
professional and business services: 162,300
educational and health services: 137,900
government: 159,100
educational and health services: 137,900
New York City
trade, transportation and utilities_1.5 million
educational and health services_ 1.3 million
professional and business services_1.2 million
government_ 1.2 million
financial activities_ .7 million
Jersey City
trade, transportation, and utilities: 1,582,400
educational and health services: 1,358,000
government: 1,273,000
professional and business services: 1,223,500
financial activities: 769,700
Government
Retail/Wholesale
Amusement
Food Services
Accommodation
Educational Sv.
Social Assistance
Health Services
Admin/ Support/IT
Professional
Science/tech Sv
Real Estate
Banking
Insurance/fiscal
Mgmt/Corporation
Mfg/Dist/Trade
Infrastructure
Transport
Construction
Atlantic
Bergen
BurlingtonCam
den
Cape
M
ay
Cum
berland
Essex
Gloucester
Hudson
Hunterdon
M
iddlesex
M
ercer
M
onm
outh
M
orris
Ocean
Passaic
Salem
Som
erset
Sussex
Union
W
arren
Bronx
Kings
N
assau
N
ew
York
OrangePutnam
Queens
Richm
ond
Rockland
Suffolk
Sullivan
Ulster
W
estchester
1,000-5,000
>1,000
10,000-15,000
15,000-20,000
20,000-40,000
40,000-60,000
60,000+
Labor Force
Regional Economy|Labor by County
http://www.eia.gov/ http://www.nj.gov/
5,000-10,000
8. 1-4 Employees
5-9 Employees
10-19 Employees
20-49 Employees
50-99 Employees
100-249 Employees
250-499 Employees
500-999 Employees
1000+ Employees
Atlantic
Bergen
BurlingtonCam
den
Cape
M
ay
Cum
berland
Essex
Gloucester
Hudson
Hunterdon
M
iddlesex
M
ercer
M
onm
outh
M
orris
Ocean
Passaic
Salem
Som
erset
Sussex
Union
W
arren
Bronx
Kings
N
assau
N
ew
York
OrangePutnam
Queens
Richm
ond
Rockland
Suffolk
Sullivan
Ulster
W
estchester
1000-2000
2000-3000
5000+
4000-5000
3000-4000
20-100
100-500
<20
Employment BaseBusiness Structure
Venture Capital
Personal Loans
Bank Loans
Shared Assets
Stocks and Bonds (Debt Free Capital)
Bank Loans
Supplier Credits
Stakeholders| Investors
Autonomous Subsidaries
Limited Finanical Liability
Local Network
Regional|State|Global
Income Tax
Self-Employment Tax
Estimated Tax
Social Security | Income Tax withholding
Taxes for Employers
Excise Taxes
FICA Taxes
BOP ( Business Owner’s Policy)
General Liability Insurance
Professional Liablity Insurance
Commercial Property Insurance
Workers Compensation Insurance
Unemployment Insurance
Disability Insurance
Product Liability Insurance
Property Insurance
Casualty
Risk Management Options
Commercial Property Insurance
Excise Tax
Employment Tax
Income Tax
Shares|Reinvestment
Stateless Income
FICA
Sole Proprietorship
Associations
LLC (Limited Liability Company)
Coorperative
Corporation
Partnership
15%-35% of Taxable Income
Sole Proprietorship 19.8-%
Associations
LLC (Limited Liability Company)
Coorperative
S Corporation 15-26.9%
Partnership
Corporation
Partnership
>500
1-20
20-50
100-500
Capital TaxTax System Insurance PoliciesMarket Base/ Client reach
Sole Proprietorship 71.9%
Partnerships 8.6%
C Corporations 7.5%
S Corporations 12.3%
Small Business: Types and distribtions Small Business: Initial Financing Small Business: Lifeline after startup
Separate Corporate Income Tax
Shareholder Tax
Retained Earnings
Fringe Benefits
Profit Based
Home-based Businesses 58%
(of Sole Proprietorship)
Credit Lines, Loans
Capital Leases 55%
Business Credit Cards 34%
Personal Credit Cards 46%
2 years 66%
4 years 49%
6 + years 39.5%
Small Business: Digital Network
Email 86%
Mobile/Text 42%
Facebook|Social Media 50%
Website 27%
Other 27%
Number of Establishments by Business Size to County
Small Business Statistics
Business Anatomy
http://www.sba.gov/ http://www.bls.gov/ http://www.census.gov/ http://www.nj.gov/
500-1000
48. POW
ER
SOCIAL
ECON
OM
IC
EN
VIRON
M
EN
TAL
IN
DEX
CASE
STUDY
GOVERN
AN
CE
INDEXING CATEGORY CASE PILLARS IMPACTS
TYPE OF ENERGY
TYPE OF DELIVERY
ENERGY HARVESTING
TYPE OF SOCIAL IMPACT
EDUCATION / AWARENESS
COMMUNICATION
SKILL BUILDING / LABOR FORCE
COMMUNITY BUILDING
CULTURAL
TYPE OF ECONOMIC IMPACT
RECIPROCAL REVENUE
DEMAND MANAGEMENT
INSURANCE FOR FUTURE RISKS
DONATION/SUPPORT
TYPE OF ENVIRONMENTAL IMPACT
CLIMATE MITIGATION
RENEWABLE ENERGY
NATURAL RESOURCE DEPENDENCE
TYPE OF GOVERNANCE
PUBLIC PRIVATE PARTNERSHIPS
CITIZEN PARTICIPATION