This document discusses Informa PLC's in-house banking environment and structure. It outlines Informa's treasury operations including its financial structure, regional cash management, payment solutions, cash management, risk management, and the ambitions and rationale for its in-house bank. The in-house bank aims to streamline funding, simplify processes, reduce banking fees, and empower local business units. Informa provides academic publishing, business intelligence, and global event services to over 6,000 employees in over 100 offices across 25 countries.