Inchain is a decentralised insurance platform mitigating risks associated with total or partial losses of crypto assets due to cyber attacks and hacks. We have placed Ethereum smart contracts to the core of the platform to decentralise it and to keep minimal human involvement.

1. Decentralised insurance platform for the crypto economy

2. page
Blockchain has introduced a new era of
financial and social relationships. Bitcoin has
proved that transactions without middlemen are
possible. Cryptoeconomy is constantly growing
steadily attracting the majority.
However, several issues still slow down the pace
of the growth. Risks associated with losing crypto
assets due to hacks and cyber attacks seem to
be unavoidable at present.
Intro
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3. page
The problem
Snapshot
• Market capitalization $10Bn+
• 10M+ users
• 41 known cryptocurrency platforms hacks
• $500M+ stolen
ROOT CAUSE ESTIMATES1
Identified problems
• Insurance products still unavailable
• Market has no fixed income instruments
• High level of fraud
• High level of anonymity
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1https://magoo.github.io/Blockchain-Graveyard/

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Inchain proposes a solution to mitigate
the risks by insuring them. Our platform
allows its users to get their crypto
assets insured. Inchain is based on
Ethereum smart contracts facilitating
insurance processes.
Besides insurance Inchain also
issues and maintains trading of
insurance-linked bonds. These
bonds are issued in a form of tokens
and provide similar to any other fixed
income instruments passive returns
to investors for transferring insured
risks.
Our solution
InchainInchain
Policy holderPolicy holder
InvestorInvestor
DAO-like investment committeeDAO-like investment committee
Takes risks to
get return on
investments
Pays insurance
premium for
insurance policy
Manage
investment
portfolios
Invest in
insurance
bonds
Coupons &
face value
Insurance
premium
Insurance
policy
Approve
investment
portfolios
Income
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5. page
Based on historical and real-time data,
Inchain calculates ratings for crypto
exchange and/or wallet. The rating module
takes into account risk factors such as:
How long the service is operational
If it was compromised previously
Security audit results
Multi-Sig & Hot Wallets/ 2Factor
The insurance premium is calculated based
on the platform ratings. Inchain generates
Ethereum smart contracts managing the
insurance policies.
Specific smart-contracts called Oracles
monitor if the policy related events occur.
Insurance
User: submit desired
insurance
parameters
Inchain: offer
insurance policy
User: accept
insurance policy
Inchain: generate
insurance smart-
contract
User: transfer
insurance premium
to smart-contract
Accepted
Not acceptedInchain: issue
insurance-linked
bond
Inchain: list bond at
trading platform
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Inchain insurance bonds are fixed income
investment instruments. For every
insurance policy Inchain issues insurance-
linked bonds and offer the latter to
investors.
The bonds have the same rating as the
linked insurance policies.
The bond owners take insured risks for
coupon rewards.
If the insured risks materialise the
investors may lose their investments that
might be spent on insurance
compensations.
Insurance-linked bonds
Inchain: issue
insurance-linked
bond
Inchain: list
insurance-linked
bond at trading
platform
Users: insurance
bond secondary
market
Inchain Trading
Module: initial and
secondary sections
Insurance event occurred
Insurance smart-
contract: deactivate
default bond
Insurance smart-
contract: transfer
face value & coupon
to bond holder
Bond is expired
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7. page
Insurance premiums and investments in
bonds form the Insurance fund, which is
managed by the token holders.
Every token holder can propose his
investment strategy and vote for it.
We have learnt the lesson from The DAO
experience and design Inchain in a way
enabling effective voting procedure with
maximum security and reliability.
Insurance fund
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Investment
strategies
Development Insurance fund
Liquidity reserves
in cold storages
Investment fund
Liquidity reserves
are placed in cold
storages to payout
bond coupons and
insurance payments
Investments
strategies approved
by token holders

8. Features
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With Inchain’s convenient and
highly intuitive interface, users
can set desired insurance
parameters and the platform
generates a smart contract,
which manage the insurance
policy claim repayments.
Inchain insurance oracles
monitor if the insured event
has occurred.
Our decentralised trading
exchange provides a variety of
different investment
opportunities where every
user can buy and sell the
bonds efficiently managing his
crypto fixed income portfolios.
In addition, Inchain publishes
analytics and other relevant
information for more efficient
assessment of risks and
returns.
Inchain provides three
different type of analytics:
 Insurance to analyse how
many policies issued, duration,
service providers, their
rankings, market snapshots
and news
 Bonds to see initial and
secondary market current
states, yield, rankings,
maturity and duration
 Insurance Fund to assess
ROI of different portfolios,
asset allocations, industry
news
All Inchain token holders may
proactively participate in
managing the Insurance Fund.
Instruments for transparent
voting provided by Inchain
ease the process of reaching
consensus.
Multi
interface
Insurance
analytics
Bond
exchange
Tokenholders
voting
page

9. Dmitry Lazarichev
founder
A seasoned professional in finance, company
valuation and consulting, as well as a serial
entrepreneur. In 2014, together with partners,
cofounded E-Coin (rebranded to Wirex), going
four months from inception to working platform,
which now has almost 200K accounts. Executive
MBA degree from Cass Business School in
London (UK), Bachelor of Economics and
Management, and Financial Markets
Professional certificate.
Andrey Zamovskiy
blockchain architect
Andrey has been pioneering cryptocurrency
development since 2010. Together with his
team, he has built multiple first-of-their-kind
blockchain projects, including wallets, merchant
services, exchanges and trading platforms. He
currently serves as the CEO of Ambisafe, a
blockchain technology company that
specializes in blockchain-based shared ledgers
for financial instruments. Andrey holds a BS in
Computer Science, with cryptocurrency as a
thesis project.
Sergey Primachik
founder
An IT specialist by education, Sergey
specialises in operational and project
management of enterprise IT projects.
Actively involved in blockchain technology
since 2015, Sergey has participated as a
consultant in several blockchain-based
projects.
Team
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10. Oleksii Matiasevych
smart contracts engineer
Oleksii has 10 years in mission-critical
software engineering and has been writing
Ethereum smart contracts full-time over the
last year. During his engagement with
Ambisafe, he has developed five DAO-like
tokens with the most advanced features you
can find on these kinds of contracts.
Aleksey Shakhov
front-end developer
Alex has 7+ years experience in
professional web development and has
spent more than three years designing full
stack applications. His main skills include
PHP, JavaScript, preprocessing and server
environments.
Team
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Thanks
for your attention!
Whitepaper — https://goo.gl/NrxnA6
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Email: dmitry@inchain.io, sergey@inchain.io