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Introducing
New
Post Graduate Diploma in Banking
The Most Comprehensive, Industry Endorsed Banking Program

Over 12,000 Placements ● Trained Over 40,000 Industry Professionals

India’s Largest BFSI Training Organisation
About Banking, Financial Services and
Insurance Industry

T

he India growth story is an absorbing and inspiring one. Thanks to an effective fiscal and monetary
stimulus, we were able to contain the effect of the global crisis on our economy. After growing at 9
percent for four years before the 2008-09 crisis, our economy averaged has bounced back with an 8%
plus growth rate which is expected to continue in 2011-12 and beyond. This growth is backed by enhanced
savings which is upwards of 30%, strong domestic demand and a large young population
The pace of development for the Indian banking industry has been tremendous over the past decade and the
future growth in India’s banking sector will remain high, bolstered by sound economic growth prospects. The
Banking Industry is expected to grow at a healthy rate of over 20% for the next 2 to 3 years.
While Retail Banking will be the key growth area for Banks, other areas like Corporate Credit, SME Banking, cross selling of other financial products and services like Insurance, Mutual Funds, fee-based sources
of income and technological upgradation will also be key growth drivers. The stress will be on expansion of
branches. The banking industry is expected to go through a consolidation phase besides adopting other inorganic means of growth which includes mergers and takeovers. With only 30-35% of the population financially
included, and the Indian banking industry is unsaturated. With a CAGR of well above 20%, the market definitely has scope to accommodate new players.
All this is good news for the youth who are looking for careers, as Banks will require huge number of people
with pre-trained skills not only in banking domain but more importantly in customer service skills, selling
skills, hands-on skills on banking application software and an infectious positive attitude. In short… a modern
banking professional for the modern banking sector is the need of the hour.
India’s financial services sector will enjoy generally strong growth during coming years, driven by rising personal incomes, high savings rates, corporate restructuring, financial sector liberalization and the growth of a
more consumer-oriented, credit-oriented culture. This should lead to increasing demand for financial products, including consumer loans (especially for cars and homes)...

2
About Institute of Finance, Banking &
Insurance- IFBI

R

ecognising the growing need for educating and training new-age Banking and Finance professionals,
NIIT, Asia’s No.1 in IT Education and Training and ICICI Bank, the No.1 Private Sector Bank in India came
together in 2006 to set up Institute of Finance Banking and Insurance (IFBI). IFBI’s focus is to build a
pool of modern Banking, Financial Services and Insurance professionals in India, who can sustain the growing
momentum of the sector and help it achieve new levels of profitability and customer responsiveness.
IFBI to its credit has trained and placed over 12,000 industry-ready professionals in the BFSI sector through
its career programs and has trained over 39,000 existing BFSI professionals since October 2006. Expert
faculty at IFBI educations centres across the country, have designed comprehensive portfolio of Career
oriented programs and other training programs for individuals and corporates. These programs not only
impart soft and hard skills needed by the new-age banking, financial services and insurance sectors but
also “re-skill” existing professionals through learning process.

IFBI’s Program Architecture and Methodology
All Program offerings of IFBI blend core domain knowledge and usable skill requirements with technology
familiarity, customer handling, sales and marketing skills, effective communication and infectious positive
attitude. Thus IFBI’s offerings are designed in the context of modern-day Banking, Financial services and Insurance sector. Domain knowledge, hands-on application-orientation, technology-familiarity and customerservice are the defining characteristics of IFBI programs.
IFBI’s program design for specific courses typically includes specially designed instructional material, case
studies, role plays, activities, assessment milestones, project work and e-learning.
IFBI’s unique training methodology focuses on building skills in the learner. This Skill-centricity is achieved
through Action Classrooms, Multi-modal learning and Industry Immersion where the teacher is more a Trainer-Facilitator bringing out latent talent and fostering skill development.

3
IFBI Career Programs

T

he BFSI (Banking, Financial Services and Insurance) sector has emerged as the hottest sector in India`s
growing economy. In view of the explosive growth in all the three verticals - Banking, Financial Services
and Insurance, the need for the qualified and trained manpower at various levels is only multiplying.

Organizations today require professionals equipped with multi -domain skills in banking and financial services
together with business development skills, , customer-orientation & relationship and hands-on application
skills on technology platforms.
The objective of the IFBI career programs is to build a pool of banking professionals in India, who can sustain
the growing momentum of the sector. To that end, IFBI’s academic team have designed a comprehensive
portfolio of training programs and developed relevant course content that offers domain knowledge,
application orientation and preferred industry skills, as needed by new-age banking & financial services
professionals.
IFBI’s Flagship Post Graduate Diploma in Banking (PGDB) program is designed to build a pool of modern
banking professional, for a modern banking sector, who can sustain the growth momentum & expansion of
the banking sector.
The focus of PGDB program is to craft proficient entry-level banking professionals who are trained on banking
domain, have knowledge of application software - Finacle and have high customer orientation skills. Thus,
creating first-day-first-hour industry-ready banking Professional for the banking sector. The program is offered
with 100% placement assistance with partner organizations which ensures a successful career start in Banking
Industry.
The Banking Program aims at creating industry ready versatile professionals, who can adept to working
environment in the Banking Industry. Other leading Program Diploma in Banking equips a person with the
necessary knowledge, skills and attitude for business development roles in Banks, thus making the person a
sought after professional by the leading organisations in the Banking Industry.
The approach of the all career programs at IFBI is such that it develops dynamic professionals who have
capabilities of handling multi-functional or cross functional responsibilities. In short, a modern Banking and
Financial Services professional for a modern BFSI sector!
IFBI career programs are apt for college students pursuing third year of graduation. It enables students to gain
the distinct qualification while studying in a college. As per the design, students can complete substantial part
of the program alongside their college education, under IFBI’s dual qualification offer.

4
The IFBI Advantage
•	 Set up by NIIT, Asia’s No.1 in IT Education and Training and ICICI Bank, the No.1 Private Sector Bank in
India
•	 Rated as the “Best training School” in the Banking & Financial services Domain ( Source: The WeekNielsen Survey, May ’09)
•	 Over 12000 students placed and over 39,000 industry professionals trained
•	 Fast -track Career programs in Banking, Financial Services and Insurance
•	 Domain, Technology and application competency development embedded in all programs
•	 Experienced Industry practitioners as faculty
•	 Unique training methodology – case studies, e-learning, simulators, role plays, activities, seminars,
projects etc
•	 On line assessments
•	 World class courseware designed by Industry experts
•	 100% placement support, ,
•	 Over 20 leading organisations recruit IFBI students

5
Program Architecture For Graduates

Banking Series Curricullum
program Architechture
POST GRADUATE DIPLOMA IN BANKING
(PGDB)

Term III
DIPLOMA IN BANKING

Term II
CERTIFICATE IN BANKING

Term I

Completed Graduation or
Pursuing final year of Graduation
* Post Graduate & Diploma Titles are Awarded on Successful Completion of Graduation.

6

The PG Diploma / Diploma is awarded by NIIT IFBI and is not recognised by AICTE/UGC or other Government bodies
Program Description
TERM -1 – COURSES
BFSI OVERVIEW
FINANCIAL ACCOUNTING AND MATHEMATICS
ENGLISH LANGUAGE SKILLS
PROFESSIONAL SKILLS
PROGRAMME TITLE ON COMPLETION OF THIS TERM: CERTIFICATE PROGRAM IN BANKING

COURSE DESCRIPTION: Term-1
BFSI OVERVIEW
In this course, the student is familiarized with the BFSI industry (Banking, Financial Services and Insurance
industry) in India in an interesting and informative way. The course covers an overview of the entire industry
and the key players in each sector. All the key products and services offered by Banking, Financial Services and
Insurance sector are covered in brief. The course further outlines the various roles that exist in the sector, and
the demands of the selection process for each role. Further this course delves deeper into Banking. It enables
the student to understand the concept of money and banking, the role of banks, various verticals in the
banking industry, various products and services offered by them and the channels used to deliver the same.
It also enables the learner to understand the functions of the RBI, impact of globalization on the banking
sector and the role of technology in the banking industry, among various other topics. The course coverage is
engaging and appealing, peppered with activities and role plays.
FINANCIAL ACOUNTING AND MATHEMATICS
This course equips the learner with the knowledge of financial mathematics and accounting concepts and
skills that are relevant to banking professionals. The learner will be able to apply the mathematical functions
like simple and compound interest, calculation of EMI, NPV, IRR basic statistical functions etc in various
areas of banking. Further, the learner will gain knowledge areas of double entry book keeping, methods of
depreciation, valuation of inventory, Profit & Loss accounts, Balance Sheet etc. The learner will also be able
to create basic financial statements.
PROFESSIONAL SKILLS
The transition from campus to corporate can be an overwhelming experience. This course covers all those
professional and behavioural skills which are important for a person making an entry into the professional
world. The course coverage includes inputs like how to create a good first impression, professional grooming
and etiquette, customer orientation, customer service on phone, business ethics and workplace etiquette. The
course also includes IFBI’s unique Career Builder Module that sensitizes the student on crucial behavioural traits
needed for current day professional life like building confidence, unshackling mental barriers, demonstrating
positive attitude, taking ownership etc and gives a preview of expectations of the professional world. The
course is packed with self-assessment exercises and interactive sessions in our Action Classroom. The off-class
exercises condition the learner for self-discipline and inculcate the habit of continuous learning.

7
ENGLISH LANGUAGE SKILLS
English language skills is one of the important skills a professional has to possess for creating an identity
for oneself in today’s work environment. The skills include ability to read, listen, comprehend, analyse and
articulate thoughts in a clear and concise manner, understandable by the target audience. This course aims
at inculcating and honing all the above skills in the learner through intensive written, audio and video based
practical exercises. At the end of this course the student will be able to demonstrate these skills in an effective manner.

TERM -2 – COURSES
FINANCIAL PRODUCTS & SERVICES
REGULATORY ENVIRONMENT
EFFECTIVE BUSINESS COMMUNICATION
CUSTOMER SERVICE
SELLING SKILLS AND TECHNIQUES
PROGRAMME TITLE ON COMPLETION OF TERM 1 & 2: DIPLOMA IN BANKING

COURSE DESCRIPTION: Term -2
FINANCIAL PRODUCTS & SERVICES
This course gives the learner an in-depth knowledge of the products offered by banks, mutual funds ,insurance companies, and also introduces the learner to topics on DEMAT, Capital market, Commodity market,
derivatives etc. The course also equips the learner with the ability to benchmark one product against another
so that they are in a position to compare, plan and advise their customers effectively. This course also will
provide the learner with adequate knowledge to appear for the NISM V-A Mutual Funds Distributors certification exam.
REGULATORY ENVIRONMENT
Through this course, the learner understands the need for strict regulation in the financial industry and also
understands the role and functions of the various regulators like RBI, IRDA, SEBI, Ombudsman, etc. The learner will also be taken through the implications of various tax provisions and the regulatory rules laid down
by the regulators. The learner will be provided with the necessary knowledge required to comply with the
various regulatory provisions and will also be able to appreciate the consequences of not complying with the
regulatory requirements. .
EFFECTIVE BUSINESS COMMUNICATION
Possessing Effective Communication skills is one of the key ingredients for success in today’s professional
life. The objective of this course is to highlight what effective communication means, important aspects
of business writing and the need for good conversation skills. The course covers components of communication, how to communicate in an assertive manner, barriers to communication, nuances of business
communication and how to be a good conversationalist. This is a highly interactive course which enables
students to shed their inhibitions. This is facilitated through a number of exercises, role-plays, activities
and assignments, thus enabling students to become confident communicators.

8
CUSTOMER SERVICE
This course covers skills that form part of the core competencies that an employee is expected to have in
order to add value to the organisation. Since customer orientation is a key differentiator in the financial
services industry, the interactive sessions prepare participants for a customer driven mindset and practices.
In this module, through activities and role plays, the participants learn how to interact with customers during the acquisition phase and how to service customers, retain customer and create customer delight. The
module covers the art of saying “No” tactfully, assertiveness and handling irate customers. This module also
reinforces skills like customer service recovery.
SELLING SKILLS AND TECHNIQUES
This course gives the learner the skill needed to build businesses in banking operations like customer acquisition, building, nurturing and retaining relationships for mutual benefit by enhancing customer delight. In the
process, it acquaints learner with the nuances of selling, develops selling skills, cultivates the ability to interact professionally with customers, and enhances the capability to influence their decisions. It covers all critical
selling skills like Listening, Building rapport, Presentation, Probing, Objection handling and Closing.

TERM -3 – COURSES
INDIAN FINANCIAL SYSTEM
RETAIL BANKING
APPLICATION SOFTWARE IN BANKING OPERATIONS
CAREER BUILDER

PROJECT
PROGRAMME TITLE ON COMPLETION OF TERM 1, 2 & 3

POST GRADUATE DIPLOMA IN BANKING
COURSE DESCRIPTION: Term-3
INDIAN FINANCIAL SYSTEM
This is a “must know” course for every student going through a program in banking and financial services. The
learner is taken through the role of the financial system in the growth of the economy, the various financial
markets, the players, the products, etc. The student gets to know the features of the business cycles and the
impact of the fiscal and monetary policies on the economy. The course equips the learner with the ability to
understand the various policy changes and their impact on the BFSI industry in which s/he operates.
RETAIL BANKING
This course takes the participant through different aspects of retail market place interaction with the customer in a banking context. It gives the student a detailed insight on the on the core aspects of retail banking
like knowledge of different types of customers, day-to-day activities including various deposits, payments,
remittances, collection and clearance services, cash management services, documentary bill collection, interbank settlements for customers with multiple accounts and services with banks etc.
This course will enable the learner to appreciate benefits, types, and various schemes offered by Mutual
Funds (MFs) distributed through bank branches. As banks provide specific services related to equity markets
the learner in this course will also understand the process of dematerialisation of shares and transacting

9
DeMat through e-instructions. As the NSDL Depository Operations certification is a needed by Bankers, the
course provides the learner with the necessary knowledge to acquire the specified industry certification.
The learner will understand the various other services provided by the banks like collection of utility bills,
collection of taxes for both central and state governments and provision of security and safe deposits, travel
cards and traveler’s cheques etc. Banks are now thriving on retail credit. This course covers the various credit
products offered by the banks to the retail customers, account acquisition and account management and the
process of disbursing loans.
APPLICATION SOFTWARE IN BANKING OPERATIONS
Core Banking Solutions (CBS) refers to the application software package which enables banks to consolidate
their technology platforms across functions and geographies leveraging cost and at the same time acquiring
flexibility and scalability to adapt to a fast changing and competitive environment. Many leading software
services-organisations have developed CBS software, the leading being FINACLE by Infosys Technologies. IFBI
has a tie-up with Infosys Technologies and is the first and leading Education and Training partner for FINACLE in
India. Under this arrangement IFBI has set up a virtual bank and students going though this course get a handon experience on the various applications of FINACLE Core Banking Solutions Software, thus fulfilling one of
the key defining characteristics of IFBI Programs – Technology orientation. The computer room exercises are
scheduled to coincide with the coverage of the relevant topics in the classroom and this hands-on-experience
helps the student understand the topics better.
CAREER BUILDER
Career Builder has been specially designed and developed keeping in view the need for the student to have a
long term view as far as career is concerned. Besides grooming the student on the first steps for getting the first
job, this course sensitizes the student on the need for a career vision and setting goals for near and medium
terms. Further, it reinforces the fact that learning is a lifelong activity for making the career journey successful.

IFBI Academic Norms
Evaluation and Certification
Both the classroom teaching and the internship (if applicable) phases of the program are evaluated. Tests,
quizzes, assignments, and project-work form the evaluation instruments during the classroom phase, while
during the internship; the candidates are evaluated based on the performance at work and on their professional personality.
The transcript finally received by the student reflects scores obtained in all the courses (this will include the
internship component as well, if applicable). To qualify for the award of the Program title, candidates should
have scored a minimum of 50% marks each in classroom phase and internship phase, if applicable. Tests during the classroom phase are administered through Online Learning and Training System. Ample opportunities
are given to the students to improve their performance in the tests.
The students can log on to www.ifbi.com/student to access all details pertaining to their academic association
with IFBI.

10
Placement Facility
The career programs are backed by placement support/facility on successful completion of the program subject to meeting the academic and placement norms as define by IFBI. Log on to www.ifbi.com/student for
more details.
Program Schedule
Class work sessions at IFBI education centre will be in 2 parts – one part along with College studies and one
part post completion of 3rd year college exams.
During class work session along with college, the PGDBO / career programs would consist of 6-8 hours of
classroom contact per week. After completion of the college studies, the programs will be 4-5 hours per day.
The exact program schedule will be intimated by the respective IFBI centre.
Admission Process
The admission to IFBI program is granted based on the performance in personal interview and the IFBI Banking Aptitude Test or IFBI Common Entrance Test.

11
About IFBI Common Entrance Test (ICET)
The graduate candidate has to appear for IFBI Common Entrance Test (ICET). The duration of ICET would be
up to 55 minutes. The candidates should do some preparation so that they get familiar with the pattern of the
question paper. Application Form of the candidates who fail to be present at the stipulated time & venue for
the ICET willbe nullified and the candidate will have to apply fresh. Since the ICET is an on-line test, candidates
are advised to practice their keyboard skills and become familiar with on line tests by taking an online practice
test at IFBI’s website- www.ifbi.com

Program Name
Post Graduate Diploma in Banking (PGDB)

Eligibility
For Graduates*
>= 50% marks in graduation (regular mode)
>= 50% marks in XII Std
>= 50% marks in X Std
Born on after..........................

* Graduates with work experience 0 to 2 years can also apply.

Application Process
All candidates seeking admissions for IFBI Programs need to apply in the prescribed Application Form (attached
at the end of this booklet). It can be obtained from any IFBI center or can be downloaded from www. ifbi.com.
Candidates can fill up Application Form collected from the center or downloaded from IFBI website or also can
apply online by going to www.ifbi.com.
The candidate should carry the following photocopies at the time of application and the original document at
the time of Interview;
a.	 Photocopies of Class X, XII , first year, second year & Final year mark Sheets
b. 	 Proof of Date of Birth (copy of class X certificate / PAN card / Passport / Voter id. / Driving License)
c. 	 Work experience papers (If applicable).
d.	 Application fees of Rs. 500.00 (Rupees Five hundred only) in Cash or through Credit /Debit card, Chequeor
Demand Draft. The Cheque / DD should be in favor of “NIIT Institute of Finance, Banking and Insurance
Training Ltd” payable at the preferred city location as chosen in IFBI application form.
RESULT DECLARATION
The results will be declared post completion of test and/or personal interview.

12
ADMISSION & REGISTRATION
Candidates who have been shortlisted for IFBI career program and issued a program offer need to submit
the admission / registration fees with the next 3 working days. In the event of any delay, the program offer
may be withdrawn and it may be offered to a waitlisted candidate. Selected candidates should confirm their
acceptance by paying non-refundable Admission Fee as applicable. The fee can be paid in cash or through,
Credit /Debit card, Cheque or Demand Draft.
IMPORTANT DOCCUMENTS
Please Don’t forget to bring to following photocopies at the time of application and the original doccument
at the time of Interview:
time of Interview:
1.	 (i) 	 For Graduate: Photocopies of Class X, XII&Graduation Mark Sheet, Graduation Degree Certificate,
PG mark sheet&PG Certificate (If applicable)
		 (ii) 	 For college student - Photocopies of X, XII,1 /2 year marksheet
2. 		
3. 		
4. 		

Proof of Date of Birth (copy of classXcertificate / PAN card / Passport /Voter id. / Driving License)
Work experience papers (If applicable).
Application fees of Rs. 500.00 (Rupees Five hundred only ) through Cash, Credit /Debit card,Cheque
or Demand Draft. Cheque /DDshould be in favour of “NIIT Institute of Finance, Banking and Insurance Training Ltd” payable at the preferred city location as chosen in IFBI application form.

THINGS TO REMEMBER:•	 Please refer to the Sample test attached in the application form before appearing for the main test.
•	 On submission of Application Form along with the relevant documents, a log in id will be assigned to
the candidate.
•	 This login id would be the registration number generated while submitting the form.
•	 Candidate can login to IFBI student zone on www.ifbi.com and practice sample test, talk to alumni, put
queries to existing students, see results, etc.
•	 Select programs are offered at select centers.
Candidates are recommended to take the online test on www.ifbi.com so that they get familiar with
keyboard&mouse and online testing procedures.

13
ICET Sample Paper
SAMPLE QUESTIONS
The following sentence is an incomplete sentence. Beneath each sentence, you will see four words or
phrases marked (A), (B), (C), (D). Choose the one word or phrase that best completes the sentence.
Questions 1: Global warming is becoming a constant ____________________ :
Options:
a.	

worriness for environmentalists in all the worlds.	

b.	

worrying cause for all.

c.	

worrier for all environment.	

d.	

cause of worry for all.

Directions for Question 2: The following sentence has four underlined words or phrases. The four parts are
marked (A), (B), (C), (D). Identify the one underlined word or phrase that must be changed in order for the
sentence to be correct
Question 2: The government in its hurry to privatize rail-based container operations, having forgotten to
lay down FDI norm
Options:
a.	

in its	

b.	

hurry to	

c.	

having 	

d.	

lay down

Direction for Question 3: The given pair of words contains a specific relationship to each other. Select the
best pair, which expresses the same relationship as the one given
Question 3: WORDS : PHRASE ::
Options:
a.	

sentence : paragraph	

b.	

paragraph : phrase

c.	

chapter : paragraph	

d.	

pearl : necklace

Directions for Question 4: Choose the word which is opposite in meaning to the word given.
Question 4: DOCILE
Options:
a.	

painful	

b.	

hesitant	

c.	

obdurate		

d.	

silent

Directions for Question 5: Choose the word which is opposite in meaning to the word given.
Question 5: Buddhism was introduced to Japan from India via China and Korea around the middle of the
sixth century. After gaining imperial patronage, Buddhism was propagated by the authorities throughout the
country. In the early ninth century, Buddhism in Japan entered a new era in which it catered mainly to the
court nobility. In the Kamakura period (1192-1338), an age of great political unrest and social confusion, there
emerged many new sects of Buddhism offering hope of salvation to warriors and peasants alike. Buddhism
not only flourished as a religion but also did much to enrich the country’s arts and learning.

14
Options:
a.	
b.	
c.	
d.	

Buddhism was adopted by the court nobility at the urging of the emperor
The introduction of Buddhism to Japan led to great political unrest and social confusion
Buddhism replaced the Shinto religion which had previously been followed in Japan
Japanese arts and culture were greatly enriched by the introduction of Buddhism

Question 6: Ajay, Bony and Chetan are three persons who go to buy six items — P, Q, R, S, T and U. Each one
of them buys only two items in such a way that if Ajay buys R, then Bony buys neither P nor S. If Bony
buys Q, then Chetan buys neither U nor T.
Question 6: If Bony buys Q and S, then Ajay must buy
Options:
a.	

P and R	

b.	

T and U		

c.	

P and T		

d.	

R and U

Question 7: Ten candidates appear for an interview and six of them are selected. There are two M.A.’s two
MBA’s, two MCA’s and four B.Tech’s among the candidates. If at least one MBA. candidate is selected, then
exactly two B.Tech candidates must be selected and vice versa. Of the six selected candidates, exactly one
must be an M.A. candidate. If exactly three B.Tech’s are selected, then one each of the other candidates
must be selected.
Question 7: Which of the following statements is definitely True if two B.Tech candidates are selected?
Options:
a.	 Two MCA’s and two M.A’s are selected	
c.	 one MBA. and two M.A.’s are selected	

b.	
d.	

only two MBA’s and only one MCA. are selected
none of these

Question 8: Festive eating can ruin your healthy diet. Be selective in your food and choose salads rather
than sweets and starchy foods. Try and limit your drinks to water-based sherbets rather than fizzy soft
drinks. Hence it can be concluded that
Options:
a.	
b.	
c.	
d.	

Soft drinks increase the appetite so they make a person healthy.
Festive should not be avoided as festivals take place once a year.
Festive food is more delicious than diet food so more delicious.
Fizzy soft drinks and festive food ruin a healthy diet so should be avoided.

Question 9: (5x + 33y – 2z)/2 = 4x-y. The value of y expressed in terms of the other quantities is
Options:
a.	

(3x + 2z)/35	

b.	

(3x - 2z)/30		

c.	

(5x + 4z)/25	

d.	

(3x + 2z)/30

Question 10: Shyam walks along the sides of a rectangular park of dimensions 40 m and 30 m, to reach from
one corner to another. Ram walks along the diagnal to do the same. Find the ratio of the distance covered
by Shyam and Ram.
Options:
a.	 7 : 5	
c.	 3: 2	

b.	
d.	

4:7
8:9

15
Question 11: Which Box will come next?

Option:

Question 12 : ABCDAFGHARSTAUV
Question: In the above series of Alphabets how many times “A” is repeated
Options:
a.	

1	

b.	

2

c.	

3	

d.	

4

Question 13: Identify the option identical to the given sequence
Question : JWHWRF
Options:
a.	

JWHRHF	

b.	

JWHRWF

c.	

JWHWRF	

d. 	

JFWHRW

Question 14: 56932099
Options:
a.	

b.	

56923099

c.	

16

56932099	
56930299	

d. 	

56392099
IFBI STUDENTS PLACED WITH LEADING
ORGANISATIONS
BANKING
Dhanlaxmi Bank
Citibank
HDFC Bank
Deutsche Bank
Caylon Bank
IndusInd Bank
Kotak Mahindra Bank
Lakshmi Vilas Bank
New India Cooperative Bank
RBS

FINANCIAL SERVICES
ICICI Securities
HDFC Securities
India Infoline
ING Financial Services
Fullerton Securities
Religare
Wealth Advisors India

INSURANCE
ICICI Lombard
ICICI Prudential
ING Life Insurance
TATA AIG Life Insurance
Future Generali

19
For further details, log on to www.ifbi.com
Call (Toll free) 1800 266 8000 or SMS IFBI to 56161 or Email: ifbi@niit.com

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Ifbi pgdb brochure

  • 1. Introducing New Post Graduate Diploma in Banking The Most Comprehensive, Industry Endorsed Banking Program Over 12,000 Placements ● Trained Over 40,000 Industry Professionals India’s Largest BFSI Training Organisation
  • 2. About Banking, Financial Services and Insurance Industry T he India growth story is an absorbing and inspiring one. Thanks to an effective fiscal and monetary stimulus, we were able to contain the effect of the global crisis on our economy. After growing at 9 percent for four years before the 2008-09 crisis, our economy averaged has bounced back with an 8% plus growth rate which is expected to continue in 2011-12 and beyond. This growth is backed by enhanced savings which is upwards of 30%, strong domestic demand and a large young population The pace of development for the Indian banking industry has been tremendous over the past decade and the future growth in India’s banking sector will remain high, bolstered by sound economic growth prospects. The Banking Industry is expected to grow at a healthy rate of over 20% for the next 2 to 3 years. While Retail Banking will be the key growth area for Banks, other areas like Corporate Credit, SME Banking, cross selling of other financial products and services like Insurance, Mutual Funds, fee-based sources of income and technological upgradation will also be key growth drivers. The stress will be on expansion of branches. The banking industry is expected to go through a consolidation phase besides adopting other inorganic means of growth which includes mergers and takeovers. With only 30-35% of the population financially included, and the Indian banking industry is unsaturated. With a CAGR of well above 20%, the market definitely has scope to accommodate new players. All this is good news for the youth who are looking for careers, as Banks will require huge number of people with pre-trained skills not only in banking domain but more importantly in customer service skills, selling skills, hands-on skills on banking application software and an infectious positive attitude. In short… a modern banking professional for the modern banking sector is the need of the hour. India’s financial services sector will enjoy generally strong growth during coming years, driven by rising personal incomes, high savings rates, corporate restructuring, financial sector liberalization and the growth of a more consumer-oriented, credit-oriented culture. This should lead to increasing demand for financial products, including consumer loans (especially for cars and homes)... 2
  • 3. About Institute of Finance, Banking & Insurance- IFBI R ecognising the growing need for educating and training new-age Banking and Finance professionals, NIIT, Asia’s No.1 in IT Education and Training and ICICI Bank, the No.1 Private Sector Bank in India came together in 2006 to set up Institute of Finance Banking and Insurance (IFBI). IFBI’s focus is to build a pool of modern Banking, Financial Services and Insurance professionals in India, who can sustain the growing momentum of the sector and help it achieve new levels of profitability and customer responsiveness. IFBI to its credit has trained and placed over 12,000 industry-ready professionals in the BFSI sector through its career programs and has trained over 39,000 existing BFSI professionals since October 2006. Expert faculty at IFBI educations centres across the country, have designed comprehensive portfolio of Career oriented programs and other training programs for individuals and corporates. These programs not only impart soft and hard skills needed by the new-age banking, financial services and insurance sectors but also “re-skill” existing professionals through learning process. IFBI’s Program Architecture and Methodology All Program offerings of IFBI blend core domain knowledge and usable skill requirements with technology familiarity, customer handling, sales and marketing skills, effective communication and infectious positive attitude. Thus IFBI’s offerings are designed in the context of modern-day Banking, Financial services and Insurance sector. Domain knowledge, hands-on application-orientation, technology-familiarity and customerservice are the defining characteristics of IFBI programs. IFBI’s program design for specific courses typically includes specially designed instructional material, case studies, role plays, activities, assessment milestones, project work and e-learning. IFBI’s unique training methodology focuses on building skills in the learner. This Skill-centricity is achieved through Action Classrooms, Multi-modal learning and Industry Immersion where the teacher is more a Trainer-Facilitator bringing out latent talent and fostering skill development. 3
  • 4. IFBI Career Programs T he BFSI (Banking, Financial Services and Insurance) sector has emerged as the hottest sector in India`s growing economy. In view of the explosive growth in all the three verticals - Banking, Financial Services and Insurance, the need for the qualified and trained manpower at various levels is only multiplying. Organizations today require professionals equipped with multi -domain skills in banking and financial services together with business development skills, , customer-orientation & relationship and hands-on application skills on technology platforms. The objective of the IFBI career programs is to build a pool of banking professionals in India, who can sustain the growing momentum of the sector. To that end, IFBI’s academic team have designed a comprehensive portfolio of training programs and developed relevant course content that offers domain knowledge, application orientation and preferred industry skills, as needed by new-age banking & financial services professionals. IFBI’s Flagship Post Graduate Diploma in Banking (PGDB) program is designed to build a pool of modern banking professional, for a modern banking sector, who can sustain the growth momentum & expansion of the banking sector. The focus of PGDB program is to craft proficient entry-level banking professionals who are trained on banking domain, have knowledge of application software - Finacle and have high customer orientation skills. Thus, creating first-day-first-hour industry-ready banking Professional for the banking sector. The program is offered with 100% placement assistance with partner organizations which ensures a successful career start in Banking Industry. The Banking Program aims at creating industry ready versatile professionals, who can adept to working environment in the Banking Industry. Other leading Program Diploma in Banking equips a person with the necessary knowledge, skills and attitude for business development roles in Banks, thus making the person a sought after professional by the leading organisations in the Banking Industry. The approach of the all career programs at IFBI is such that it develops dynamic professionals who have capabilities of handling multi-functional or cross functional responsibilities. In short, a modern Banking and Financial Services professional for a modern BFSI sector! IFBI career programs are apt for college students pursuing third year of graduation. It enables students to gain the distinct qualification while studying in a college. As per the design, students can complete substantial part of the program alongside their college education, under IFBI’s dual qualification offer. 4
  • 5. The IFBI Advantage • Set up by NIIT, Asia’s No.1 in IT Education and Training and ICICI Bank, the No.1 Private Sector Bank in India • Rated as the “Best training School” in the Banking & Financial services Domain ( Source: The WeekNielsen Survey, May ’09) • Over 12000 students placed and over 39,000 industry professionals trained • Fast -track Career programs in Banking, Financial Services and Insurance • Domain, Technology and application competency development embedded in all programs • Experienced Industry practitioners as faculty • Unique training methodology – case studies, e-learning, simulators, role plays, activities, seminars, projects etc • On line assessments • World class courseware designed by Industry experts • 100% placement support, , • Over 20 leading organisations recruit IFBI students 5
  • 6. Program Architecture For Graduates Banking Series Curricullum program Architechture POST GRADUATE DIPLOMA IN BANKING (PGDB) Term III DIPLOMA IN BANKING Term II CERTIFICATE IN BANKING Term I Completed Graduation or Pursuing final year of Graduation * Post Graduate & Diploma Titles are Awarded on Successful Completion of Graduation. 6 The PG Diploma / Diploma is awarded by NIIT IFBI and is not recognised by AICTE/UGC or other Government bodies
  • 7. Program Description TERM -1 – COURSES BFSI OVERVIEW FINANCIAL ACCOUNTING AND MATHEMATICS ENGLISH LANGUAGE SKILLS PROFESSIONAL SKILLS PROGRAMME TITLE ON COMPLETION OF THIS TERM: CERTIFICATE PROGRAM IN BANKING COURSE DESCRIPTION: Term-1 BFSI OVERVIEW In this course, the student is familiarized with the BFSI industry (Banking, Financial Services and Insurance industry) in India in an interesting and informative way. The course covers an overview of the entire industry and the key players in each sector. All the key products and services offered by Banking, Financial Services and Insurance sector are covered in brief. The course further outlines the various roles that exist in the sector, and the demands of the selection process for each role. Further this course delves deeper into Banking. It enables the student to understand the concept of money and banking, the role of banks, various verticals in the banking industry, various products and services offered by them and the channels used to deliver the same. It also enables the learner to understand the functions of the RBI, impact of globalization on the banking sector and the role of technology in the banking industry, among various other topics. The course coverage is engaging and appealing, peppered with activities and role plays. FINANCIAL ACOUNTING AND MATHEMATICS This course equips the learner with the knowledge of financial mathematics and accounting concepts and skills that are relevant to banking professionals. The learner will be able to apply the mathematical functions like simple and compound interest, calculation of EMI, NPV, IRR basic statistical functions etc in various areas of banking. Further, the learner will gain knowledge areas of double entry book keeping, methods of depreciation, valuation of inventory, Profit & Loss accounts, Balance Sheet etc. The learner will also be able to create basic financial statements. PROFESSIONAL SKILLS The transition from campus to corporate can be an overwhelming experience. This course covers all those professional and behavioural skills which are important for a person making an entry into the professional world. The course coverage includes inputs like how to create a good first impression, professional grooming and etiquette, customer orientation, customer service on phone, business ethics and workplace etiquette. The course also includes IFBI’s unique Career Builder Module that sensitizes the student on crucial behavioural traits needed for current day professional life like building confidence, unshackling mental barriers, demonstrating positive attitude, taking ownership etc and gives a preview of expectations of the professional world. The course is packed with self-assessment exercises and interactive sessions in our Action Classroom. The off-class exercises condition the learner for self-discipline and inculcate the habit of continuous learning. 7
  • 8. ENGLISH LANGUAGE SKILLS English language skills is one of the important skills a professional has to possess for creating an identity for oneself in today’s work environment. The skills include ability to read, listen, comprehend, analyse and articulate thoughts in a clear and concise manner, understandable by the target audience. This course aims at inculcating and honing all the above skills in the learner through intensive written, audio and video based practical exercises. At the end of this course the student will be able to demonstrate these skills in an effective manner. TERM -2 – COURSES FINANCIAL PRODUCTS & SERVICES REGULATORY ENVIRONMENT EFFECTIVE BUSINESS COMMUNICATION CUSTOMER SERVICE SELLING SKILLS AND TECHNIQUES PROGRAMME TITLE ON COMPLETION OF TERM 1 & 2: DIPLOMA IN BANKING COURSE DESCRIPTION: Term -2 FINANCIAL PRODUCTS & SERVICES This course gives the learner an in-depth knowledge of the products offered by banks, mutual funds ,insurance companies, and also introduces the learner to topics on DEMAT, Capital market, Commodity market, derivatives etc. The course also equips the learner with the ability to benchmark one product against another so that they are in a position to compare, plan and advise their customers effectively. This course also will provide the learner with adequate knowledge to appear for the NISM V-A Mutual Funds Distributors certification exam. REGULATORY ENVIRONMENT Through this course, the learner understands the need for strict regulation in the financial industry and also understands the role and functions of the various regulators like RBI, IRDA, SEBI, Ombudsman, etc. The learner will also be taken through the implications of various tax provisions and the regulatory rules laid down by the regulators. The learner will be provided with the necessary knowledge required to comply with the various regulatory provisions and will also be able to appreciate the consequences of not complying with the regulatory requirements. . EFFECTIVE BUSINESS COMMUNICATION Possessing Effective Communication skills is one of the key ingredients for success in today’s professional life. The objective of this course is to highlight what effective communication means, important aspects of business writing and the need for good conversation skills. The course covers components of communication, how to communicate in an assertive manner, barriers to communication, nuances of business communication and how to be a good conversationalist. This is a highly interactive course which enables students to shed their inhibitions. This is facilitated through a number of exercises, role-plays, activities and assignments, thus enabling students to become confident communicators. 8
  • 9. CUSTOMER SERVICE This course covers skills that form part of the core competencies that an employee is expected to have in order to add value to the organisation. Since customer orientation is a key differentiator in the financial services industry, the interactive sessions prepare participants for a customer driven mindset and practices. In this module, through activities and role plays, the participants learn how to interact with customers during the acquisition phase and how to service customers, retain customer and create customer delight. The module covers the art of saying “No” tactfully, assertiveness and handling irate customers. This module also reinforces skills like customer service recovery. SELLING SKILLS AND TECHNIQUES This course gives the learner the skill needed to build businesses in banking operations like customer acquisition, building, nurturing and retaining relationships for mutual benefit by enhancing customer delight. In the process, it acquaints learner with the nuances of selling, develops selling skills, cultivates the ability to interact professionally with customers, and enhances the capability to influence their decisions. It covers all critical selling skills like Listening, Building rapport, Presentation, Probing, Objection handling and Closing. TERM -3 – COURSES INDIAN FINANCIAL SYSTEM RETAIL BANKING APPLICATION SOFTWARE IN BANKING OPERATIONS CAREER BUILDER PROJECT PROGRAMME TITLE ON COMPLETION OF TERM 1, 2 & 3 POST GRADUATE DIPLOMA IN BANKING COURSE DESCRIPTION: Term-3 INDIAN FINANCIAL SYSTEM This is a “must know” course for every student going through a program in banking and financial services. The learner is taken through the role of the financial system in the growth of the economy, the various financial markets, the players, the products, etc. The student gets to know the features of the business cycles and the impact of the fiscal and monetary policies on the economy. The course equips the learner with the ability to understand the various policy changes and their impact on the BFSI industry in which s/he operates. RETAIL BANKING This course takes the participant through different aspects of retail market place interaction with the customer in a banking context. It gives the student a detailed insight on the on the core aspects of retail banking like knowledge of different types of customers, day-to-day activities including various deposits, payments, remittances, collection and clearance services, cash management services, documentary bill collection, interbank settlements for customers with multiple accounts and services with banks etc. This course will enable the learner to appreciate benefits, types, and various schemes offered by Mutual Funds (MFs) distributed through bank branches. As banks provide specific services related to equity markets the learner in this course will also understand the process of dematerialisation of shares and transacting 9
  • 10. DeMat through e-instructions. As the NSDL Depository Operations certification is a needed by Bankers, the course provides the learner with the necessary knowledge to acquire the specified industry certification. The learner will understand the various other services provided by the banks like collection of utility bills, collection of taxes for both central and state governments and provision of security and safe deposits, travel cards and traveler’s cheques etc. Banks are now thriving on retail credit. This course covers the various credit products offered by the banks to the retail customers, account acquisition and account management and the process of disbursing loans. APPLICATION SOFTWARE IN BANKING OPERATIONS Core Banking Solutions (CBS) refers to the application software package which enables banks to consolidate their technology platforms across functions and geographies leveraging cost and at the same time acquiring flexibility and scalability to adapt to a fast changing and competitive environment. Many leading software services-organisations have developed CBS software, the leading being FINACLE by Infosys Technologies. IFBI has a tie-up with Infosys Technologies and is the first and leading Education and Training partner for FINACLE in India. Under this arrangement IFBI has set up a virtual bank and students going though this course get a handon experience on the various applications of FINACLE Core Banking Solutions Software, thus fulfilling one of the key defining characteristics of IFBI Programs – Technology orientation. The computer room exercises are scheduled to coincide with the coverage of the relevant topics in the classroom and this hands-on-experience helps the student understand the topics better. CAREER BUILDER Career Builder has been specially designed and developed keeping in view the need for the student to have a long term view as far as career is concerned. Besides grooming the student on the first steps for getting the first job, this course sensitizes the student on the need for a career vision and setting goals for near and medium terms. Further, it reinforces the fact that learning is a lifelong activity for making the career journey successful. IFBI Academic Norms Evaluation and Certification Both the classroom teaching and the internship (if applicable) phases of the program are evaluated. Tests, quizzes, assignments, and project-work form the evaluation instruments during the classroom phase, while during the internship; the candidates are evaluated based on the performance at work and on their professional personality. The transcript finally received by the student reflects scores obtained in all the courses (this will include the internship component as well, if applicable). To qualify for the award of the Program title, candidates should have scored a minimum of 50% marks each in classroom phase and internship phase, if applicable. Tests during the classroom phase are administered through Online Learning and Training System. Ample opportunities are given to the students to improve their performance in the tests. The students can log on to www.ifbi.com/student to access all details pertaining to their academic association with IFBI. 10
  • 11. Placement Facility The career programs are backed by placement support/facility on successful completion of the program subject to meeting the academic and placement norms as define by IFBI. Log on to www.ifbi.com/student for more details. Program Schedule Class work sessions at IFBI education centre will be in 2 parts – one part along with College studies and one part post completion of 3rd year college exams. During class work session along with college, the PGDBO / career programs would consist of 6-8 hours of classroom contact per week. After completion of the college studies, the programs will be 4-5 hours per day. The exact program schedule will be intimated by the respective IFBI centre. Admission Process The admission to IFBI program is granted based on the performance in personal interview and the IFBI Banking Aptitude Test or IFBI Common Entrance Test. 11
  • 12. About IFBI Common Entrance Test (ICET) The graduate candidate has to appear for IFBI Common Entrance Test (ICET). The duration of ICET would be up to 55 minutes. The candidates should do some preparation so that they get familiar with the pattern of the question paper. Application Form of the candidates who fail to be present at the stipulated time & venue for the ICET willbe nullified and the candidate will have to apply fresh. Since the ICET is an on-line test, candidates are advised to practice their keyboard skills and become familiar with on line tests by taking an online practice test at IFBI’s website- www.ifbi.com Program Name Post Graduate Diploma in Banking (PGDB) Eligibility For Graduates* >= 50% marks in graduation (regular mode) >= 50% marks in XII Std >= 50% marks in X Std Born on after.......................... * Graduates with work experience 0 to 2 years can also apply. Application Process All candidates seeking admissions for IFBI Programs need to apply in the prescribed Application Form (attached at the end of this booklet). It can be obtained from any IFBI center or can be downloaded from www. ifbi.com. Candidates can fill up Application Form collected from the center or downloaded from IFBI website or also can apply online by going to www.ifbi.com. The candidate should carry the following photocopies at the time of application and the original document at the time of Interview; a. Photocopies of Class X, XII , first year, second year & Final year mark Sheets b. Proof of Date of Birth (copy of class X certificate / PAN card / Passport / Voter id. / Driving License) c. Work experience papers (If applicable). d. Application fees of Rs. 500.00 (Rupees Five hundred only) in Cash or through Credit /Debit card, Chequeor Demand Draft. The Cheque / DD should be in favor of “NIIT Institute of Finance, Banking and Insurance Training Ltd” payable at the preferred city location as chosen in IFBI application form. RESULT DECLARATION The results will be declared post completion of test and/or personal interview. 12
  • 13. ADMISSION & REGISTRATION Candidates who have been shortlisted for IFBI career program and issued a program offer need to submit the admission / registration fees with the next 3 working days. In the event of any delay, the program offer may be withdrawn and it may be offered to a waitlisted candidate. Selected candidates should confirm their acceptance by paying non-refundable Admission Fee as applicable. The fee can be paid in cash or through, Credit /Debit card, Cheque or Demand Draft. IMPORTANT DOCCUMENTS Please Don’t forget to bring to following photocopies at the time of application and the original doccument at the time of Interview: time of Interview: 1. (i) For Graduate: Photocopies of Class X, XII&Graduation Mark Sheet, Graduation Degree Certificate, PG mark sheet&PG Certificate (If applicable) (ii) For college student - Photocopies of X, XII,1 /2 year marksheet 2. 3. 4. Proof of Date of Birth (copy of classXcertificate / PAN card / Passport /Voter id. / Driving License) Work experience papers (If applicable). Application fees of Rs. 500.00 (Rupees Five hundred only ) through Cash, Credit /Debit card,Cheque or Demand Draft. Cheque /DDshould be in favour of “NIIT Institute of Finance, Banking and Insurance Training Ltd” payable at the preferred city location as chosen in IFBI application form. THINGS TO REMEMBER:• Please refer to the Sample test attached in the application form before appearing for the main test. • On submission of Application Form along with the relevant documents, a log in id will be assigned to the candidate. • This login id would be the registration number generated while submitting the form. • Candidate can login to IFBI student zone on www.ifbi.com and practice sample test, talk to alumni, put queries to existing students, see results, etc. • Select programs are offered at select centers. Candidates are recommended to take the online test on www.ifbi.com so that they get familiar with keyboard&mouse and online testing procedures. 13
  • 14. ICET Sample Paper SAMPLE QUESTIONS The following sentence is an incomplete sentence. Beneath each sentence, you will see four words or phrases marked (A), (B), (C), (D). Choose the one word or phrase that best completes the sentence. Questions 1: Global warming is becoming a constant ____________________ : Options: a. worriness for environmentalists in all the worlds. b. worrying cause for all. c. worrier for all environment. d. cause of worry for all. Directions for Question 2: The following sentence has four underlined words or phrases. The four parts are marked (A), (B), (C), (D). Identify the one underlined word or phrase that must be changed in order for the sentence to be correct Question 2: The government in its hurry to privatize rail-based container operations, having forgotten to lay down FDI norm Options: a. in its b. hurry to c. having d. lay down Direction for Question 3: The given pair of words contains a specific relationship to each other. Select the best pair, which expresses the same relationship as the one given Question 3: WORDS : PHRASE :: Options: a. sentence : paragraph b. paragraph : phrase c. chapter : paragraph d. pearl : necklace Directions for Question 4: Choose the word which is opposite in meaning to the word given. Question 4: DOCILE Options: a. painful b. hesitant c. obdurate d. silent Directions for Question 5: Choose the word which is opposite in meaning to the word given. Question 5: Buddhism was introduced to Japan from India via China and Korea around the middle of the sixth century. After gaining imperial patronage, Buddhism was propagated by the authorities throughout the country. In the early ninth century, Buddhism in Japan entered a new era in which it catered mainly to the court nobility. In the Kamakura period (1192-1338), an age of great political unrest and social confusion, there emerged many new sects of Buddhism offering hope of salvation to warriors and peasants alike. Buddhism not only flourished as a religion but also did much to enrich the country’s arts and learning. 14
  • 15. Options: a. b. c. d. Buddhism was adopted by the court nobility at the urging of the emperor The introduction of Buddhism to Japan led to great political unrest and social confusion Buddhism replaced the Shinto religion which had previously been followed in Japan Japanese arts and culture were greatly enriched by the introduction of Buddhism Question 6: Ajay, Bony and Chetan are three persons who go to buy six items — P, Q, R, S, T and U. Each one of them buys only two items in such a way that if Ajay buys R, then Bony buys neither P nor S. If Bony buys Q, then Chetan buys neither U nor T. Question 6: If Bony buys Q and S, then Ajay must buy Options: a. P and R b. T and U c. P and T d. R and U Question 7: Ten candidates appear for an interview and six of them are selected. There are two M.A.’s two MBA’s, two MCA’s and four B.Tech’s among the candidates. If at least one MBA. candidate is selected, then exactly two B.Tech candidates must be selected and vice versa. Of the six selected candidates, exactly one must be an M.A. candidate. If exactly three B.Tech’s are selected, then one each of the other candidates must be selected. Question 7: Which of the following statements is definitely True if two B.Tech candidates are selected? Options: a. Two MCA’s and two M.A’s are selected c. one MBA. and two M.A.’s are selected b. d. only two MBA’s and only one MCA. are selected none of these Question 8: Festive eating can ruin your healthy diet. Be selective in your food and choose salads rather than sweets and starchy foods. Try and limit your drinks to water-based sherbets rather than fizzy soft drinks. Hence it can be concluded that Options: a. b. c. d. Soft drinks increase the appetite so they make a person healthy. Festive should not be avoided as festivals take place once a year. Festive food is more delicious than diet food so more delicious. Fizzy soft drinks and festive food ruin a healthy diet so should be avoided. Question 9: (5x + 33y – 2z)/2 = 4x-y. The value of y expressed in terms of the other quantities is Options: a. (3x + 2z)/35 b. (3x - 2z)/30 c. (5x + 4z)/25 d. (3x + 2z)/30 Question 10: Shyam walks along the sides of a rectangular park of dimensions 40 m and 30 m, to reach from one corner to another. Ram walks along the diagnal to do the same. Find the ratio of the distance covered by Shyam and Ram. Options: a. 7 : 5 c. 3: 2 b. d. 4:7 8:9 15
  • 16. Question 11: Which Box will come next? Option: Question 12 : ABCDAFGHARSTAUV Question: In the above series of Alphabets how many times “A” is repeated Options: a. 1 b. 2 c. 3 d. 4 Question 13: Identify the option identical to the given sequence Question : JWHWRF Options: a. JWHRHF b. JWHRWF c. JWHWRF d. JFWHRW Question 14: 56932099 Options: a. b. 56923099 c. 16 56932099 56930299 d. 56392099
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  • 19. IFBI STUDENTS PLACED WITH LEADING ORGANISATIONS BANKING Dhanlaxmi Bank Citibank HDFC Bank Deutsche Bank Caylon Bank IndusInd Bank Kotak Mahindra Bank Lakshmi Vilas Bank New India Cooperative Bank RBS FINANCIAL SERVICES ICICI Securities HDFC Securities India Infoline ING Financial Services Fullerton Securities Religare Wealth Advisors India INSURANCE ICICI Lombard ICICI Prudential ING Life Insurance TATA AIG Life Insurance Future Generali 19
  • 20. For further details, log on to www.ifbi.com Call (Toll free) 1800 266 8000 or SMS IFBI to 56161 or Email: ifbi@niit.com