Mobile payment options will expand in 2011, allowing consumers to pay for goods and services using their mobile phones through technologies like near field communication. Hands-free feedback loops will grow, using sensors and location data to provide personalized deals, health insights, and other automated services to users. Apps will also move beyond phones and tablets, dominating new hardware categories like cars and home electronics as companies integrate app platforms. Finally, the line between online and television content will continue to blur as more users access internet-based entertainment through connected TVs and devices that sign users into personalized online experiences.
This document discusses how near field communication (NFC) technology and digital wallets are revolutionizing payment processes. It describes how NFC allows contactless payment through smartphones by tapping them at payment terminals. Major players Apple and Google both offer digital wallets using NFC through Apple Pay and Google Wallet, respectively. While Apple Pay currently dominates the market, Google Wallet is working to gain market share. The document also explores potential future applications of NFC technology beyond payments in areas like smart home devices and healthcare information tracking.
"Smart Connect: 5G+AI+ Big Data + How IoT Changes Everything" talks about how 5G, AI, Big Data, and the Internet of Things are integrated, and they will change everything.
Mobile Payment Technology Analysis - Technology Leaders, Other Stakeholders....the current state of the market as of 8.2014. See www.audreymlehr.com or www.linkedin.com/in/audreymlehr for associated excel spreadsheet grid
June Virtual Series: The Future of MoneyDigitalMoguls
Digital Moguls was founded in 2011 by Kristin Bolton-Keys to provide learning opportunities about digital marketing topics for marketers. It serves as a hub for sharing innovative, intuitive, and inspirational digital content and connecting people who want to learn about and discuss digital technology and trends. The organization began by holding classroom-style sessions on subjects like digital marketing, blogging, search engine optimization, and lessons from a conference.
How we do monotize SaaS as a VAS in India? Ranjit Kumar
The document discusses key topics related to Software as a Service (SaaS) and cloud computing monetization. It notes that the SaaS market in India is currently estimated at $50 million and is dominated by collaborative applications and CRM workloads. It also discusses opportunities and challenges for SaaS adoption in India, including a large base of price-sensitive SMBs, limited IT spending, and the need for effective sales and marketing strategies to increase awareness.
cloud computing is becoming the business of choice and is expected to have an exponential growth in the days to come. What is the status in India, especially in the Government sector? A ppt made in a recent seminar called Inflexion 2013 held at India Habitat Centre is being shared for circulation.
CPP contactless and mobile payments white paper 2011CPPGroup Plc
This document discusses the emergence of contactless payments via cards and mobile phones in the UK. It notes that contactless payments are growing in popularity due to their convenience for low-value, frequent transactions. The successful rollout of contactless payments on London's transit system indicates wider adoption of contactless cards in the UK. Additionally, advances in mobile payment platforms and the increasing use of smartphones is expected to enable contactless mobile payments. However, the document notes that loss, theft, or data security issues present risks that the industry has not fully addressed regarding contactless payments.
Mobile payment options will expand in 2011, allowing consumers to pay for goods and services using their mobile phones through technologies like near field communication. Hands-free feedback loops will grow, using sensors and location data to provide personalized deals, health insights, and other automated services to users. Apps will also move beyond phones and tablets, dominating new hardware categories like cars and home electronics as companies integrate app platforms. Finally, the line between online and television content will continue to blur as more users access internet-based entertainment through connected TVs and devices that sign users into personalized online experiences.
This document discusses how near field communication (NFC) technology and digital wallets are revolutionizing payment processes. It describes how NFC allows contactless payment through smartphones by tapping them at payment terminals. Major players Apple and Google both offer digital wallets using NFC through Apple Pay and Google Wallet, respectively. While Apple Pay currently dominates the market, Google Wallet is working to gain market share. The document also explores potential future applications of NFC technology beyond payments in areas like smart home devices and healthcare information tracking.
"Smart Connect: 5G+AI+ Big Data + How IoT Changes Everything" talks about how 5G, AI, Big Data, and the Internet of Things are integrated, and they will change everything.
Mobile Payment Technology Analysis - Technology Leaders, Other Stakeholders....the current state of the market as of 8.2014. See www.audreymlehr.com or www.linkedin.com/in/audreymlehr for associated excel spreadsheet grid
June Virtual Series: The Future of MoneyDigitalMoguls
Digital Moguls was founded in 2011 by Kristin Bolton-Keys to provide learning opportunities about digital marketing topics for marketers. It serves as a hub for sharing innovative, intuitive, and inspirational digital content and connecting people who want to learn about and discuss digital technology and trends. The organization began by holding classroom-style sessions on subjects like digital marketing, blogging, search engine optimization, and lessons from a conference.
How we do monotize SaaS as a VAS in India? Ranjit Kumar
The document discusses key topics related to Software as a Service (SaaS) and cloud computing monetization. It notes that the SaaS market in India is currently estimated at $50 million and is dominated by collaborative applications and CRM workloads. It also discusses opportunities and challenges for SaaS adoption in India, including a large base of price-sensitive SMBs, limited IT spending, and the need for effective sales and marketing strategies to increase awareness.
cloud computing is becoming the business of choice and is expected to have an exponential growth in the days to come. What is the status in India, especially in the Government sector? A ppt made in a recent seminar called Inflexion 2013 held at India Habitat Centre is being shared for circulation.
CPP contactless and mobile payments white paper 2011CPPGroup Plc
This document discusses the emergence of contactless payments via cards and mobile phones in the UK. It notes that contactless payments are growing in popularity due to their convenience for low-value, frequent transactions. The successful rollout of contactless payments on London's transit system indicates wider adoption of contactless cards in the UK. Additionally, advances in mobile payment platforms and the increasing use of smartphones is expected to enable contactless mobile payments. However, the document notes that loss, theft, or data security issues present risks that the industry has not fully addressed regarding contactless payments.
Linking m-commerce to the physical point of saleOGZ
Touchatag is a venture of Alcatel-Lucent that provides mobile payment and marketing services. It helps mobile operators and enterprises implement m-commerce solutions using technologies like contactless cards, 2D barcodes, and NFC. These solutions can increase sales, drive loyalty programs, and provide analytics to merchants. Touchatag's services include mobile wallets, couponing, identification at points-of-sale, and integrating these features with existing retail systems and consumer communication channels.
The document discusses the Internet of Things (IoT) and how it connects physical objects through sensors, connectivity and integration with other systems and people. It defines the IoT as being driven by sensors and actuators that collect data about the physical world, connectivity that allows these devices to communicate over networks, and people and processes that analyze and make use of the collected data. It provides examples of current IoT applications and envisions how these applications could become more integrated and networked to create new services and value across different industries. It also discusses the rapid growth of the IoT market in terms of connected devices, installed base and revenue opportunities projected to reach over $1 trillion by 2020.
Harbor Research - Global Smart Device & Smart Systems SpendingHarbor Research
Investment in smart systems and the Internet of Things is expected to greatly outpace traditional information and communications technology investment over the coming years. Smart systems involve connecting various inputs like machines, sensors, and devices to networks to enable collective awareness. By 2015, it is estimated that over 20 billion intelligent devices like smartphones, tablets, sensors and more will be shipped annually. This growth of smart devices will drive investment in smart systems to be at least twice the rate of traditional ICT spending between 2009-2014. Areas like value added services, system applications, and device enablement are expected to see especially strong growth within the smart systems market.
1) The document discusses the evolution of television and advertising away from traditional broadcast models towards personalized, on-demand viewing and interactive advertising delivered over broadband networks.
2) It notes that the television market is worth over $400 billion annually but this model is being disrupted by new technologies that allow for self-programming, tailored advertising, and "anywhere" access to content across devices.
3) Two evolutionary paths are clashing - the "smart devices" path led by internet companies and the "smart pipes" path of cable and telecom companies trying to lock in users and control the experience. The conventional wisdom about how this clash will be resolved is challenged.
Monitoring water temperature, opening a yard gate and detecting water flood are just few samples of the many scenarios that simple IoT system can answer. Azure IoT Hub can be used to connect many different types of devices. At the lowest end, you can use it to connect a less than 3$ WiFi capable system on a cheap microcontroller, such as the WeMos D1 Pro and NodeMCU. In this lecture we will dive into the details of the Azure IoT hub. We will understand its service and its SDKs. We will see how we can build a WiFi capable, Arduino based, cloud controlled IoT smart switch. We will then use a cross platform Xamarin based application to activate the smart switch.
You will learn:
· An Internet of Thing system overview
· How to create and use the Azure IoT Hub
· Implementing an Azure IoT client SDK based solution
· Provisioning IoT devices, sending information to the cloud and receiving commands
· Arduino development using Visual Studio
Informa Telecoms & Media’s top 10 picks for MWC 2012Mikhail
Informa Telecoms & Media will have 20 analysts attending Mobile World Congress 2012. The document outlines how to follow the analysts on Twitter, blogs, and LinkedIn to get their commentary and insights from the event. It also provides brief bios on several of the analysts and their areas of expertise, including operators and OTT services, mobile broadband, ecosystems, smartphones and OSes, small cells and LTE, and OSS/BSS.
White Eagle Corporate Presentation December 2011warrenhardy
White Eagle (Europe) PLC aims to become a market leader in prepaid cards, e-payments, and mobile payments by combining these services into a simple offering. They own a dynamic payment platform and gateway designed for these markets and provide end-to-end prepaid card and e-payment solutions. Their services include issuing e-money, processing payments, and managing customer service operations to deliver innovative fintech solutions to clients worldwide.
The document discusses Internet of Things (IoT) and its applications for smart cities. It begins by providing an overview of IoT and its evolution from connecting PCs to connecting people via mobile to now connecting everything. It then discusses some of the key challenges for deploying IoT solutions at scale including quality, privacy, affordability, interoperability, security and skills shortage. The document provides examples of IoT applications for smart infrastructure management in areas like transportation, utilities, healthcare, disaster management, retail and homes. It concludes by identifying some of the current roadblocks preventing widespread IoT deployment and recommendations for organizations to overcome these challenges.
The document discusses several key payment trends, including:
1) Cashierless technology is arriving, with pilots indicating an inflection point for checkout processes that require only one step of selecting goods without needing to check out.
2) Payments are accelerating, with consumers and businesses demanding faster funds availability through services like real-time payments and same-day funding for merchants.
3) Payments are becoming more contextual through integrations in new environments like vehicles, streaming platforms, and social media to enable commerce opportunities.
This document provides information about AT&T Interactive's Pay Per Call advertising service. It allows businesses to advertise across multiple media channels including mobile, web, and print yellow pages directories. Advertisers are only charged when a customer calls their ad listing. The document discusses how Pay Per Call can increase sales leads and conversions for businesses. It also addresses common questions about the service such as how calls are charged, selecting a service area, choosing ad categories, setting a monthly budget, and invoice billing.
The document discusses how the Internet of Things (IoT) will transform telecommunications by enabling all types of devices and objects to connect and communicate with each other and with people. As the number of connected devices increases dramatically, it will create a "magic roundabout" effect where interactions become highly complex. Businesses need to understand how customer behavior will change and develop strategies to leverage the large amounts of data generated to improve customer relationships and identify new opportunities. The document outlines the history of telecommunications technologies and innovations that have led to the IoT, and discusses challenges, risks, and strategies for businesses to effectively navigate the changes brought about by the IoT.
The document discusses the growing Internet of Things (IoT) and how Drupal can be used as a platform for IoT applications. It notes that the number of connected devices is expected to grow dramatically by 2025. It then provides examples of how Drupal could be used to power various IoT applications and integrations, including websites, mobile apps, voice assistants, and more. The future of IoT is envisioned to include smart homes, cities, and even a "sensory planet" with many everyday objects becoming connected devices.
Mobile money and banking services have seen significant adoption around the world. In Japan, over 35 million people use mobile wallet services, while 10 million Japanese made a mobile purchase in December. M-Pesa in Kenya has over 35% of the population as users, processing amounts equal to 25% of Kenya's GDP. Airtel plans to launch mobile wallet services across 15 African countries in 2011. Mobile banking apps from banks like Sparkasse in Germany and Rabobank in the Netherlands provide full banking functions on smartphones. Operators are also moving into banking through investments and partnerships to capitalize on the growth of mobile financial services.
Flanders Investment & Trade (FIT) is a government agency that promotes international business and investment for the Flemish region of Belgium. FIT has headquarters in Brussels and representations in Barcelona and Madrid, Spain. The agency works to source goods and services from Flanders and plans investments in the region. FIT's CEO is Claire Tillekaerts.
The document discusses several predictions regarding technology, media, and telecommunications for 2015. It predicts that:
- One billion wireless Internet of Things (IoT) devices will be shipped in 2015, up 60% from 2014, leading to an installed base of 2.8 billion devices. While press focuses on consumer uses, 60% of IoT devices will be bought and used by enterprises, and over 90% of services revenue will come from enterprises rather than consumers.
- Drones costing $200 or more will have an active user base exceeding one million units for the first time in 2015. Drone sales are expected to grow significantly but regulatory uncertainty may limit commercial uses of drones.
- 3D printing
Technology, media and Telecommunications predictions for 2015Thierry Labro
The document discusses predictions for the technology, media, and telecommunications sectors in 2015. Specifically:
- It predicts that one billion wireless Internet of Things (IoT) devices will be shipped in 2015, up 60% from 2014, leading to an installed base of 2.8 billion devices. IoT hardware will be worth $10 billion and associated services worth $70 billion.
- Contrary to media focus on consumer applications, it predicts that 60% of wireless IoT devices and over 90% of services revenue will be for enterprise and industrial use rather than consumer use.
- It discusses that while consumer IoT applications can provide some convenience, the cost savings and problems solved are typically minimal for home applications
The document discusses AT&T's 2020 vision which involves using big data, network driven software, and an agile approach to anticipate and meet customer needs. Specifically, it describes how big data analytics can be used to understand customer buying patterns and potentially deliver products before customers order them. It also discusses how software defined networking allows networks to be more flexibly managed to accommodate increasing data demands, and how security challenges that arise from more connected devices can be addressed through innovative big data security strategies.
Future of mobile payment and mobile commerce may 2013Tarang Shah
1) The document discusses the future of mobile payment and mobile commerce, noting that the future is mobile as major players are creating mobile-first experiences aimed at mobile commerce.
2) It outlines that key drivers of mobile commerce include strong smartphone penetration, and that mobile commerce growth will outpace e-commerce growth in the coming years. Mobile payment is also expected to become a large $400 billion market by 2015.
3) Recent investments and mergers and acquisitions in the mobile payment and commerce space indicate growing interest and momentum, though the market is still evolving as business models and infrastructure develop.
Linking m-commerce to the physical point of saleOGZ
Touchatag is a venture of Alcatel-Lucent that provides mobile payment and marketing services. It helps mobile operators and enterprises implement m-commerce solutions using technologies like contactless cards, 2D barcodes, and NFC. These solutions can increase sales, drive loyalty programs, and provide analytics to merchants. Touchatag's services include mobile wallets, couponing, identification at points-of-sale, and integrating these features with existing retail systems and consumer communication channels.
The document discusses the Internet of Things (IoT) and how it connects physical objects through sensors, connectivity and integration with other systems and people. It defines the IoT as being driven by sensors and actuators that collect data about the physical world, connectivity that allows these devices to communicate over networks, and people and processes that analyze and make use of the collected data. It provides examples of current IoT applications and envisions how these applications could become more integrated and networked to create new services and value across different industries. It also discusses the rapid growth of the IoT market in terms of connected devices, installed base and revenue opportunities projected to reach over $1 trillion by 2020.
Harbor Research - Global Smart Device & Smart Systems SpendingHarbor Research
Investment in smart systems and the Internet of Things is expected to greatly outpace traditional information and communications technology investment over the coming years. Smart systems involve connecting various inputs like machines, sensors, and devices to networks to enable collective awareness. By 2015, it is estimated that over 20 billion intelligent devices like smartphones, tablets, sensors and more will be shipped annually. This growth of smart devices will drive investment in smart systems to be at least twice the rate of traditional ICT spending between 2009-2014. Areas like value added services, system applications, and device enablement are expected to see especially strong growth within the smart systems market.
1) The document discusses the evolution of television and advertising away from traditional broadcast models towards personalized, on-demand viewing and interactive advertising delivered over broadband networks.
2) It notes that the television market is worth over $400 billion annually but this model is being disrupted by new technologies that allow for self-programming, tailored advertising, and "anywhere" access to content across devices.
3) Two evolutionary paths are clashing - the "smart devices" path led by internet companies and the "smart pipes" path of cable and telecom companies trying to lock in users and control the experience. The conventional wisdom about how this clash will be resolved is challenged.
Monitoring water temperature, opening a yard gate and detecting water flood are just few samples of the many scenarios that simple IoT system can answer. Azure IoT Hub can be used to connect many different types of devices. At the lowest end, you can use it to connect a less than 3$ WiFi capable system on a cheap microcontroller, such as the WeMos D1 Pro and NodeMCU. In this lecture we will dive into the details of the Azure IoT hub. We will understand its service and its SDKs. We will see how we can build a WiFi capable, Arduino based, cloud controlled IoT smart switch. We will then use a cross platform Xamarin based application to activate the smart switch.
You will learn:
· An Internet of Thing system overview
· How to create and use the Azure IoT Hub
· Implementing an Azure IoT client SDK based solution
· Provisioning IoT devices, sending information to the cloud and receiving commands
· Arduino development using Visual Studio
Informa Telecoms & Media’s top 10 picks for MWC 2012Mikhail
Informa Telecoms & Media will have 20 analysts attending Mobile World Congress 2012. The document outlines how to follow the analysts on Twitter, blogs, and LinkedIn to get their commentary and insights from the event. It also provides brief bios on several of the analysts and their areas of expertise, including operators and OTT services, mobile broadband, ecosystems, smartphones and OSes, small cells and LTE, and OSS/BSS.
White Eagle Corporate Presentation December 2011warrenhardy
White Eagle (Europe) PLC aims to become a market leader in prepaid cards, e-payments, and mobile payments by combining these services into a simple offering. They own a dynamic payment platform and gateway designed for these markets and provide end-to-end prepaid card and e-payment solutions. Their services include issuing e-money, processing payments, and managing customer service operations to deliver innovative fintech solutions to clients worldwide.
The document discusses Internet of Things (IoT) and its applications for smart cities. It begins by providing an overview of IoT and its evolution from connecting PCs to connecting people via mobile to now connecting everything. It then discusses some of the key challenges for deploying IoT solutions at scale including quality, privacy, affordability, interoperability, security and skills shortage. The document provides examples of IoT applications for smart infrastructure management in areas like transportation, utilities, healthcare, disaster management, retail and homes. It concludes by identifying some of the current roadblocks preventing widespread IoT deployment and recommendations for organizations to overcome these challenges.
The document discusses several key payment trends, including:
1) Cashierless technology is arriving, with pilots indicating an inflection point for checkout processes that require only one step of selecting goods without needing to check out.
2) Payments are accelerating, with consumers and businesses demanding faster funds availability through services like real-time payments and same-day funding for merchants.
3) Payments are becoming more contextual through integrations in new environments like vehicles, streaming platforms, and social media to enable commerce opportunities.
This document provides information about AT&T Interactive's Pay Per Call advertising service. It allows businesses to advertise across multiple media channels including mobile, web, and print yellow pages directories. Advertisers are only charged when a customer calls their ad listing. The document discusses how Pay Per Call can increase sales leads and conversions for businesses. It also addresses common questions about the service such as how calls are charged, selecting a service area, choosing ad categories, setting a monthly budget, and invoice billing.
The document discusses how the Internet of Things (IoT) will transform telecommunications by enabling all types of devices and objects to connect and communicate with each other and with people. As the number of connected devices increases dramatically, it will create a "magic roundabout" effect where interactions become highly complex. Businesses need to understand how customer behavior will change and develop strategies to leverage the large amounts of data generated to improve customer relationships and identify new opportunities. The document outlines the history of telecommunications technologies and innovations that have led to the IoT, and discusses challenges, risks, and strategies for businesses to effectively navigate the changes brought about by the IoT.
The document discusses the growing Internet of Things (IoT) and how Drupal can be used as a platform for IoT applications. It notes that the number of connected devices is expected to grow dramatically by 2025. It then provides examples of how Drupal could be used to power various IoT applications and integrations, including websites, mobile apps, voice assistants, and more. The future of IoT is envisioned to include smart homes, cities, and even a "sensory planet" with many everyday objects becoming connected devices.
Mobile money and banking services have seen significant adoption around the world. In Japan, over 35 million people use mobile wallet services, while 10 million Japanese made a mobile purchase in December. M-Pesa in Kenya has over 35% of the population as users, processing amounts equal to 25% of Kenya's GDP. Airtel plans to launch mobile wallet services across 15 African countries in 2011. Mobile banking apps from banks like Sparkasse in Germany and Rabobank in the Netherlands provide full banking functions on smartphones. Operators are also moving into banking through investments and partnerships to capitalize on the growth of mobile financial services.
Flanders Investment & Trade (FIT) is a government agency that promotes international business and investment for the Flemish region of Belgium. FIT has headquarters in Brussels and representations in Barcelona and Madrid, Spain. The agency works to source goods and services from Flanders and plans investments in the region. FIT's CEO is Claire Tillekaerts.
The document discusses several predictions regarding technology, media, and telecommunications for 2015. It predicts that:
- One billion wireless Internet of Things (IoT) devices will be shipped in 2015, up 60% from 2014, leading to an installed base of 2.8 billion devices. While press focuses on consumer uses, 60% of IoT devices will be bought and used by enterprises, and over 90% of services revenue will come from enterprises rather than consumers.
- Drones costing $200 or more will have an active user base exceeding one million units for the first time in 2015. Drone sales are expected to grow significantly but regulatory uncertainty may limit commercial uses of drones.
- 3D printing
Technology, media and Telecommunications predictions for 2015Thierry Labro
The document discusses predictions for the technology, media, and telecommunications sectors in 2015. Specifically:
- It predicts that one billion wireless Internet of Things (IoT) devices will be shipped in 2015, up 60% from 2014, leading to an installed base of 2.8 billion devices. IoT hardware will be worth $10 billion and associated services worth $70 billion.
- Contrary to media focus on consumer applications, it predicts that 60% of wireless IoT devices and over 90% of services revenue will be for enterprise and industrial use rather than consumer use.
- It discusses that while consumer IoT applications can provide some convenience, the cost savings and problems solved are typically minimal for home applications
The document discusses AT&T's 2020 vision which involves using big data, network driven software, and an agile approach to anticipate and meet customer needs. Specifically, it describes how big data analytics can be used to understand customer buying patterns and potentially deliver products before customers order them. It also discusses how software defined networking allows networks to be more flexibly managed to accommodate increasing data demands, and how security challenges that arise from more connected devices can be addressed through innovative big data security strategies.
Future of mobile payment and mobile commerce may 2013Tarang Shah
1) The document discusses the future of mobile payment and mobile commerce, noting that the future is mobile as major players are creating mobile-first experiences aimed at mobile commerce.
2) It outlines that key drivers of mobile commerce include strong smartphone penetration, and that mobile commerce growth will outpace e-commerce growth in the coming years. Mobile payment is also expected to become a large $400 billion market by 2015.
3) Recent investments and mergers and acquisitions in the mobile payment and commerce space indicate growing interest and momentum, though the market is still evolving as business models and infrastructure develop.
The document discusses an author study that students did on children's book author Cynthia Rylant. It provides details about Rylant's writing process, how she gets ideas, and the type of stories she writes called narratives. The document also includes narratives written by students about their summer memories and experiences.
La Unión Europea ha acordado un paquete de sanciones contra Rusia por su invasión de Ucrania. Las sanciones incluyen restricciones a las importaciones de productos rusos clave como el acero y la madera, así como medidas contra bancos y funcionarios rusos. Los líderes de la UE esperan que las sanciones aumenten la presión económica sobre Rusia y la disuadan de continuar su agresión contra Ucrania.
El documento habla sobre los diferentes tipos de contaminación como la del agua, suelo, sonora, aire y visual. Define cada tipo de contaminación como la presencia de desechos o agentes nocivos en el agua, suelo, aire o sonidos y actividades que afectan la estética visual. También menciona que incluirá estadísticas sobre los países más contaminantes en Sudamérica y a nivel mundial.
Las Anpas (Asociaciones de Padres y Madres) exigen a la Consellería de Educación que cumpla con los plazos para construir el nuevo instituto en Ponteareas, ya que aseguran que con la cesión de terrenos por parte de la Xunta el centro puede construirse de inmediato. Anuncian la creación de una comisión con representantes de todos los partidos políticos para presionar a la Consellería a resolver el problema rápidamente.
The document discusses e-infrastructure policies in various regions and countries. It notes that national information society policies prioritize e-infrastructure development to promote economic growth and social inclusion. Specifically, it finds that investment in broadband infrastructure and complementary skills training are both needed to fully realize the benefits of an information society. The document also highlights examples of e-infrastructure policies from the European Union, Latin America, and the province of San Luis, Argentina.
Croatia vs Portugal - Game Report - Euro 2016Videobserver
Croatia and Portugal faced off in the round of 16 at UEFA Euro 2016 in France. Croatia controlled possession but struggled to create chances against Portugal's defense. Portugal scored on a counterattack assisted by Renato Sanches and finished by Ricardo Quaresma to win 1-0 and advance to the quarterfinals. The game featured tactical analysis of both teams' formations, offensive and defensive strategies, and shot statistics.
Este documento presenta una promoción de varios productos de la marca CRAI que estarán disponibles a precios reducidos entre el 8 y el 19 de mayo de 2005 en Italia. La promoción incluye artículos como aceite de oliva, tomate, jugos, queso, jamón, mortadela, frijoles, café, atún, pasta, vino, refrescos, té, enjuague bucal y detergente. Los productos se ofrecerán con descuentos de entre el 20% y el 30% en comparación con los precios regulares.
CES Supply and Distribution is a 100% Black Empowerment company founded in 2009 that distributes a wide range of products across multiple industries. The company performs market analysis to discover inflated pricing and aims to provide competitively priced, high quality products locally and internationally. CES Supply and Distribution's vision is to be the best supplier and distributor in the markets it serves through various distribution channels and physical distribution processes. The company is led by CEO Sipho Manana and provides contact information for its headquarters in South Africa and office in the United States.
En 1996 se fundó el Consejo Regulador del Espárrago de Huétor Tájar tras la aprobación de su reglamento y consejo regulador. En 2000, la Comisión Europea identificó el espárrago de Huétor Tájar como una Indicación Geográfica Protegida debido a sus características únicas. El consejo regulador controla la calidad y promoción del espárrago de Huétor Tájar, el cual solo se cultiva en Huétor Tájar y municipios cercanos bajo estrictos controles de cal
The document summarizes Casa Bella, a 103-unit student housing complex adjacent to UT Brownsville. It has 429 beds and amenities like full kitchens, pools, and courts. Operated by UT Brownsville, it provides housing and programs to aid student success, including resident advisors, security, and tutorial services. It offers affordable housing in a safe, secure environment close to campus.
Este documento proporciona definiciones breves de varios términos técnicos relacionados con la informática. Explica conceptos como conversor analógico/digital, autenticación, autorización y administración, reconocimiento, análisis y diseño orientado a objetos, operaciones lógicas, antivirus, archivo, avatar, cache, chat, circuito, cookie, cracker, dominio, equipo terminal de datos, descargar, dispositivo de almacenamiento y otros.
Trepko is an international company that produces filling and closing machinery. The document provides information about Trepko's 100 series machines, which are in-line machines for filling and closing pre-formed containers. The 100 series machines can be customized for different hygiene levels and capacities. They offer flexibility and reliability for production.
El documento habla sobre la seguridad informática, definiendo conceptos como confidencialidad, integridad y disponibilidad. Explica que hay que proteger hardware, software y datos, de personas pasivas, activas y amenazas lógicas como virus y malware. Recomienda usar antivirus como Nod32, cortafuegos, realizar copias de seguridad semanales y mensuales, y tener cuidado con correos electrónicos, descargas y redes wifi no encriptadas.
El salmo acusa a Israel de infidelidad a la Alianza con Dios a través de la observancia de prácticas cultuales externas en lugar de la moral interior. Jesús enseña que lo que agrada a Dios es la misericordia interior sobre los sacrificios. Hoy también debemos buscar la sinceridad en nuestros actos de culto en lugar de la hipocresía.
Rooibos tea originated in South Africa and was first documented in 1772. Research in the 1980s showed that rooibos tea has powerful antioxidant properties. The first cosmetic company to incorporate rooibos into skin care products was established in 1971. Rooibos tea has many health benefits as it is rich in antioxidants, minerals, and has anti-inflammatory, anti-bacterial, and anti-aging properties. It also has no caffeine, calories, sugar, or oxalic acid.
This document provides 42 tips for optimizing an ecommerce website and increasing online sales. It covers topics like search engine optimization, paid search advertising, email marketing, homepage and category page design, product page layout, checkout processes, and more. The goal is to eliminate customer uncertainties and obstacles at every step of the online shopping process in order to drive more purchases.
This document discusses ethics of information and communication technology (ICT) in the Asia-Pacific region. It provides an introduction to the topic, noting the complex ethical issues raised by globalization and digital convergence. These issues include freedom of expression, access to information, privacy, intellectual property rights, and cultural diversity. The document then discusses the objectives of compiling information on key ethical issues in the region like the digital divide, poverty, piracy, cybercrime, human rights, and gender equality. It also aims to summarize initiatives and recommendations to address challenges posed by the use of ICT.
Wall Street Tech Conference_2015_Pooneh Mohazzabipooneh mohazzabi
Digital technologies are significantly impacting customer expectations in the banking industry. Customers now expect services to be available anytime, anywhere, personalized, accurate, seamless and continuously innovative. This has disrupted traditional banking models and forced banks to rethink their value proposition and competitive advantage. Additionally, digital natives entering the market will require products tailored to their needs and preferences. Banks must embrace digital innovation to both drive revenue growth and reduce costs in order to remain competitive in this new environment.
Mobile Marketing: The Creative Circus Digital Trends Class: Heddy LunenfeldHeddy Lunenfeld
This document summarizes the history of mobile technology and marketing. It discusses the evolution from 1G to 4G cellular networks and their accompanying data capabilities. It then outlines the many uses of mobile devices today including web browsing, email, cameras, games, and making phone calls. Statistics are presented on growing mobile usage and the personal nature of mobile phones. Various mobile marketing tactics are described like SMS/MMS, location-based services, QR codes, augmented reality, and mobile apps. Brand examples adopting these strategies are also mentioned.
Technology is changing customer relations rapidly. You see that technology is becoming invisible, technology is creating new experiences for customers, technology is democratizing the world and technology is making customer relations more transparant than ever. These evolutions have a big impact on doing business. In this presentation, I give guidelines for your customer strategy in the day after tomorrow. How to create a future proof customer strategy? It is build on 5 pillars: mobile first, data expertise, platform thinking, boundless experiences and customer collaboration.
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Beskrivning:
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Similar to Ideanin esitys mobiilimaksamisen markkinat ja trendit 8.10.2014 (20)
2. Digitalouden murros
”Digitaaliteknologia ja siihen liittyvät palvelut ovat
muuttamassa taloutta ja yhteiskuntaa tavalla, joka on
verrattavissa höyryn ja sähkön hyödyntämisen
aiheuttamiin muutoksiin. Olemme siirtymävaiheessa
kohti digitaalista palveluyhteiskuntaa.” – Suuri
Hämmennys, Työ ja tuotanto digitaalisessa murroksessa, Etlatieto
2012
Internetin synty
massailmiönä
Murroskohta, jossa
tuottavuuden kasvu kiihtyy
Digitaalisen palvelutalouden
synty- ja rakentamisvaihe
Digitaalisen palvelutalouden
hyödyntämisvaihe
Internetin vaikutus
tuottavuuteen
1990 1995 2000 2005 2010 2015 2020
Nykyhetki
3. Mobiilipalveluiden
käyAäjiä
Suomessa
SPOTIFY
KäyAänyt
SpoCfy:ta
kännykällä
FOURSQUARE
TMS.
KäyAänyt
kännykän
paikannukseen
liiAyviä
palveluita
kuten
FourSquarea
Lähde:
Suomalaiset
verkossa
–tutkimus,
Yle,
15/30
Research,
2013
VisualisoinA:
Idean,
2014
TV
TAI
VIDEO
Katsonut
videoita
tai
tv-‐ohjelmia
04/2013
FACEBOOK
TMS.
KäyAänyt
Facebookia
tai
muita
sosiaalisen
median
palveluita
kännykällä
10/2010
BLUETOOTH
Siirtänyt
tai
vastaanoAanut
informaaCota
Bluetooth-‐
yhteyden
avulla
SOVELLUKSET
Ladannut
puheilmeen
jonkun
sovelluksen,
pelin
tms.
KARTTAPALVELUT
KäyAänyt
puhelimen
neCn
kauAa
karAapalveluita
SÄHKÖPOSTI
Lukenut
sähköposteja
kännykästä
LÄHETTÄNYT
KUVAN
TAI
VIDEON
LÄHETTÄNYT
TEKSTIVIESTIN
12
%
3
%
18
%
9
%
35
%
41
%
25
%
49
%
48
%
51
%
38
%
53
%
33
%
60
%
38
%
82
%
75
%
98
%
94
%
4. DisrupCons
–
2000
NMT
C-‐casseAe
Typewriter
Telex
B&W
television
Phone
booth
LP
Operator
www
portal
2010
Landline
telephone
LeAer
wriCng
ISDN
Printed
directories
Dial-‐up
WAP
Monochrome
display
PDA
/
Communicator
VCR
Fax
machine
CRT
(CRT-‐screens)
Landline
telephone
Boxed
so`ware
Premium
ringtone
Record
store
Full
concentraCon
Electronic
device
with
+5
year
lifecycle
issues
marginalizing
by
the
date
2015
Geeng
lost
Data
roaming
(EU)
PVR
Unconnected
device
CD
/
DVD
/
Blue
Ray
One
TV
set
household
Boxed
videogame
MP3
player
Chalkboard
Cinema
without
3D
Paper
shopping
list
Video
rental
store
Paper
concert
Ccket
Paper
invoice
Web
survey
Mobile
internet
(as
separate
from
fixed)
Classifieds
in
a
newspaper
Premium
SMS
billing
GSM
network
E-‐mail
Local
memory
storage
ATM
Desktop
computer
Desktop
applicaCons
Computer
mouse
FM
radio
Post
office
Newspaper
delivery
Broadcast
TV
Telephone
recepConist
Manual
customer
service
65
years
and
reCred
Privacy
Welfare
state
Switching
off
Mobile
text
based
search
Printed
school
book
Mass
markeCng
Electronics
retail
store
Business
trip
Paper
ID
Cashier
Book
store
(paper)
printer
Non
IP-‐call
Blogging
WEB
2.0
Phone
number
Petrol
engine
vehicle
Server
in
business
premises
Department
store
Missing
goods
Offline
Car
without
embedded
GPS
Key
Petrol
staCon
Propietary
so`ware
Language
skills
Spelling
Cheap
flying
Deep
thinking
Paper
Untargeted
ad
TV
channel
ApplicaCon
store
Cash
Signature
Mobile
device
for
over
50$
One
purpose
remote
control
Manual
doctor
appointment
reservaCon
JusCn
Bieber
in
headlines
2020
and
beyond
Source:
Idean,
2013
5. DisrupCons
–
2000
NMT
C-‐casseAe
Typewriter
Telex
B&W
television
Phone
booth
LP
Operator
www
portal
2010
Landline
telephone
LeAer
wriCng
ISDN
Printed
directories
Dial-‐up
WAP
Monochrome
display
PDA
/
Communicator
VCR
Fax
machine
CRT
(CRT-‐screens)
Landline
telephone
Boxed
so`ware
Premium
ringtone
Record
store
Full
concentraCon
Electronic
device
with
+5
year
lifecycle
issues
marginalizing
by
the
date
2015
Geeng
lost
Data
roaming
(EU)
PVR
Unconnected
device
CD
/
DVD
/
Blue
Ray
One
TV
set
household
Boxed
videogame
MP3
player
Chalkboard
Cinema
without
3D
Paper
shopping
list
Video
rental
store
Paper
concert
Ccket
Paper
invoice
Web
survey
Mobile
internet
(as
separate
from
fixed)
Classifieds
in
a
newspaper
Premium
SMS
billing
GSM
network
E-‐mail
Local
memory
storage
ATM
Desktop
computer
Desktop
applicaCons
Computer
mouse
FM
radio
Post
office
Newspaper
delivery
Broadcast
TV
Telephone
recepConist
Manual
customer
service
65
years
and
reCred
Privacy
Welfare
state
Switching
off
Mobile
text
based
search
Printed
school
book
Mass
markeCng
Electronics
retail
store
Business
trip
Paper
ID
Cashier
Book
store
(paper)
printer
Non
IP-‐call
Blogging
WEB
2.0
Phone
number
Petrol
engine
vehicle
Server
in
business
premises
Department
store
Missing
goods
Offline
Car
without
embedded
GPS
Key
Petrol
staCon
Propietary
so`ware
Language
skills
Spelling
Cheap
flying
Deep
thinking
Paper
Untargeted
ad
TV
channel
ApplicaCon
store
Cash
Signature
Mobile
device
for
over
50$
One
purpose
remote
control
Manual
doctor
appointment
reservaCon
JusCn
Bieber
in
headlines
2020
and
beyond
Source:
Idean,
2013
7. Tänään
Pankki
SoMe
ŸŸŸŸŸŸŸ
ŸŸŸŸŸ
email
@
Lippu
PIN
Passi
SoMe
SoMe
SoMe
Pankki
Huomenna
Yksi
tunnistus
ja
maksaminen
Tunnistautuminen
ja
maksaminen…
8.
9. Full potential
estimate
% of mobile phone
users in the end of 2012
Billing
opportunities
Revenue share
estimate
(publisher’s share on
average)
Revenue
2012 (M€)
Estimated end user
spending in 2012
IP Billing
Premium SMS
Premium rate
call
App Store
Google Play
Windows
Marketplace
Estimated
user base
% of mobile phone
users in 2012
Mobile phone
billing
Credit card
billing
85%
75%
84%
70%
70%
70%
5%
40%
45%
11%
12%
9%
80%
80%
72%
11%
19%
10%
1 ✔
63
143
8
1
1
✔
✔
✔
✔
✔
✔
✔
Mobile
payment
method
benchmark
2012
Source:
Idean,
2012
10. Mobile
payment
method
benchmark
Full potential
estimate
% of mobile phone
users in the end of 2014
Revenue share
estimate
(publisher’s share on
Mobile payment method benchmark
average)
IP Billing
Premium SMS
Premium rate
call
App Store
Google Play
Windows
Estimated
user base
% of mobile phone
users in 2014
85%
75%
84%
70%
70%
70%
5%
36%
40%
16%
34%
19%
80%
80%
72%
17%
44%
23%
2014
Source:
Idean,
2014
17. Venmo
So`card
(formerly
Isis)
iZeAle
Cover
Google
Wallet
Starbucs
Square
Uber
Elisa
Lompakko
Paytrail
Täpäkkä
IP
billing
MobilePay
Lidl
Siwa
Pivo
WAP
SMS
billing
Ape
Payment
Mobile
payment
Cmeline
Original
launch
date
for
selected
services
App
Store
PayPal
Google
Play
SMS
billing
Dwolla
Kash
Bitcoin
Apple
Pay
US
/
WE
FIN
MMS
2000
2010
2015
WAP
MMS
2005
Windows
18. Kiitos,
tack,
Thank
You
Idean Enterprises Oy
Kalle Snellman -‐ Senior Strategist
Kalle.snellman@idean.com
+358 40-‐731 5774