Industrial Development Bank of India (IDBI) was established in 1964 by an act of parliament and is now owned by the Government of India. IDBI is headquartered in Mumbai and operates over 3,350 ATMs and 1,853 branches. It obtains funds from share capital, reserves, government and RBI borrowing, bond issuances, and deposits. IDBI has subsidiaries including SIDBI, IDBI Bank Ltd., and companies focused on capital markets, asset management, and trusteeship services. IDBI provides direct assistance, indirect assistance, and promotional activities to industries, and offers various savings, deposit, loan, and payment products and services.

1. PRESENTED BY
Srinivasa K S
3rd Sem MBA “B”
Indian financial system
Topic – IDBI

3. About IDBI
•Industrial development bank of India, was established in 1964by
act of parliament.
•In 16 February 1976, the ownership of IDBI was transferred to the
Government of India.
•Its headquarter is in Mumbai.
•It is India's 10th largest bank in the world in terms of reach, with
3350 ATMs, 1853 branches, including one overseas branch at
Dubai, and 1382 centers.
•It is one of 27 commercial banks owned by the Government of
India.

4. THE MAIN SOURCES OF FUNDS OF IDBI
 Share capital.
 Reserves and surplus.
 Borrowing from government of India and RBI.
 Market borrowing by way of bonds.
 Deposits and other borrowings.

5. SUBSIDIARIES
 Small industries development bank of India(SIDBI).
 IDBI bank Ltd.
 IDBI Capital Market Services Ltd.
 IDBI Assets Management Company.
 IDBI Trusteeship services ltd.

6. FUNCTIONSOF IDBI
Direct assistance
Indirect assistance
Promotional activities

7. PRODUCT
S AND
SERVICES
Jubliee Plus
Account
Super Shakti
Account
Flexi
Current
Account
Sabka
Saving
Account
Suvidha Tax
Saving
Fixed
Deposit

8. LOANS
Home loans
Educational loans
Loans against property
Personal loans
Auto loans
Loans against securities

9. Payments
Stamp duty
payment
Online
payment
Pay mate
Card to card
money
transfer
Tax
payment

10. DIFFERENCE BETWEENIDBI ANDOTHERBANKS
IDBI
• IDBI work for the Improvement of
Backward Areas People.
• IDBI work for the Improvement of
Small-scale Industries.
• IDBI focuses on Research, Surveys and
Technologies for the Development of
Industries.
OTHER BANKS
• But Other Banks only Focuses on Urban
Areas People
• Other Banks only Provide Loans and
helps to Big Businessmen and Reputed
Persons
• Other Banks mainly Focuses on Credit
Creations

11. Lastly, IDBI is different from Other Banks
because, Other Banks deals in Banking Business
but IDBI deals with the welfare of Industries and
Development Purposes.

12. THANK YOU!