The document presents an expert guidance pyramid of needs that outlines different levels of financial planning and products. The pyramid has wealth preservation and distribution at the top, followed by wealth accumulation, then risk management which includes disability insurance, life insurance, long term care insurance, and group health insurance. The bottom of the pyramid indicates the document is from Northwestern Mutual Financial Network and discusses strategic employee benefit services.

1. Expert Guidance
Pyramid of Needs
Estate
Wealth Preservation Analysis
& Distribution
Stable Personal
Wealth Accumulation Assets Investments
Company
Retirement
Solutions Tax
Deferred
Cash Taxed
Long Group
Risk Management Disability Life Term Care Health
Insurance Insurance Insurance Insurance
Northwestern Mutual Financial Network is the marketing name for the sales and distribution arm of The Northwestern Mutual Life Insurance Company, Milwaukee, WI (NM) and
its subsidiaries and affiliates. Financial Representative is an Insurance Agent of NM (life insurance, annuities and disability income insurance) and Northwestern Long Term Care
Insurance Company, Milwaukee, WI (NLTC), a subsidiary of NM (long-term care insurance). Securities are offered through Northwestern Mutual Investment Services, LLC
(NMIS), 285 Riverside Ave., Westport, CT 06880, (203 221-5200, a wholly-owned company of NM, broker-dealer and member FINRA and SIPC. NM and The Bender Financial
Revision Date 4/2008
Group are not broker-dealers.
Strategic Employee Benefit Services is a nationwide marketing program providing employee benefit services exclusively through the Northwestern Mutual Financial Network. Registered Representative Pyramid
The Bender Financial Group