This document outlines ways to avoid problems with elder law and estate planning. It discusses: 1) The increasing rates of conditions like Alzheimer's and diabetes in older populations and the high percentages of seniors who will need long-term care or nursing home-level care. 2) Common mistakes people make like not having a will, power of attorney, or long-term care plan. It also warns against signing over all assets to children. 3) The importance of health care directives, life insurance, and reviewing plans after major life changes like remarriage. 4) Recommends getting advice from qualified elder law attorneys rather than relying on what "they" say.