This document is a resume for Horacio Ferrando detailing his education and work experience in business and real estate. He has a Bachelor's degree in International Business and Management from Florida International University with high honors. His professional experience includes roles in sales and vendor relations at Procter & Gamble, and as a realtor and assistant manager at Option One Realty. Currently, he works as an analyst researching markets and conducting equity research for the Phoenician Investment Fund.