This PPt will enable the reader in understanding the roke of Khadi and Village industries board for the growth and development of khadi and village industries in Rural Haryana.
Agricultural, Allied Products, Agro Processed Products, its
status in Indian Market. Emerging Issues in the business
Agriculture Produces.
Agriculture Marketing: Concept, Definition, Scope and
Objectives, Upcoming Practices in Agriculture Marketing.
Agribusiness-Emerging Branches, Non Conventional Forms
of Agribusiness, Retailing & Merchandising of Agri
Produces, Export Potential for farm products-Supporting
Services.
Role of Agencies for promotion of Exports of Agri Products,
Role of Agencies for marketing of Agri Products, Standards
of Agriculture Produces, Organized Retailing in Agri Inputs
and Outputs.
Marketing Mix of Agriculture Products, Role of Information
and Communication Technology in Agriculture Marketing.
More than 70% rural population keeping one or other type of livestock species to supplement the family income and support the livelihood. Indian livestock are robust and able to withstand harsh tropical climate with minimal or no external input. Milk, Meat, Egg, Manure, Draught Power etc are the major output derived from livestock sector which are helping to achieve the nutritional security, improving the soil health, supplementing the household income, export earning, generating the employment opportunities round the year.
In this ppt presentation the role, need and sources of credit in Indian agriculture are listed clearly explained which will be very useful for the economics and finance students. here, we have discussed about the institutional credit agencies and non institutional credits and various government schemes.
Agricultural, Allied Products, Agro Processed Products, its
status in Indian Market. Emerging Issues in the business
Agriculture Produces.
Agriculture Marketing: Concept, Definition, Scope and
Objectives, Upcoming Practices in Agriculture Marketing.
Agribusiness-Emerging Branches, Non Conventional Forms
of Agribusiness, Retailing & Merchandising of Agri
Produces, Export Potential for farm products-Supporting
Services.
Role of Agencies for promotion of Exports of Agri Products,
Role of Agencies for marketing of Agri Products, Standards
of Agriculture Produces, Organized Retailing in Agri Inputs
and Outputs.
Marketing Mix of Agriculture Products, Role of Information
and Communication Technology in Agriculture Marketing.
More than 70% rural population keeping one or other type of livestock species to supplement the family income and support the livelihood. Indian livestock are robust and able to withstand harsh tropical climate with minimal or no external input. Milk, Meat, Egg, Manure, Draught Power etc are the major output derived from livestock sector which are helping to achieve the nutritional security, improving the soil health, supplementing the household income, export earning, generating the employment opportunities round the year.
In this ppt presentation the role, need and sources of credit in Indian agriculture are listed clearly explained which will be very useful for the economics and finance students. here, we have discussed about the institutional credit agencies and non institutional credits and various government schemes.
Lead Bank Scheme:
The complete details of the lead bank scheme are available here. In the banking awareness section, you have to prepare more topics. Only then you can crack your dream bank exams with ease. The lead bank scheme is Aim:
The Lead Bank Scheme, introduced towards the end of 1969, envisages the assignment of lead roles to individual banks (both in the public sector and private sector) for the districts allotted to them.
Recommendation:
The Lead Bank Scheme was introduced by RBI on the basis of the recommendations of both the Gadgil Study Group and Banker’s Committee (Nariman Committee).
Role:
The function of the lead banks is to coordinate the efforts of all other banks, financial institutions, and other development agencies for bringing about the overall development of the districts, especially in the rural and semi-urban areas.
Objectives:
Here are the objectives of the lead bank scheme.
1) Eradication of unemployment and underemployment.
2) Provision of some of the basic needs of the people who belong to poor sections of the society.
3) Appreciable rise in the standard of living for the poorest of the poor.
4) Another objective was to help in removing regional imbalances through appropriate credit deployment.
5) The main objective was to extend banking facilities to unbanked areas
6) It was observed in the studies by the committee that there are certain credit gaps in a various sector which need to be address and a credit plan is needed.
Functions:
The function of the lead banks is to coordinate the efforts of all other banks, financial institutions, and other development agencies for bringing about the overall development of the districts, especially in the rural and semi-urban areas.
Grant of Educational Loans
Progress under SHGs- bank linkage
Review of Performance of banks under Annual Credit Plan (ACP)
Survey resources and development of banking in the area.
Survey the dependency on money lenders by industrial units, farms, etc.,
Survey the facilities for storing (fertilizers & agricultural inputs), marketing, credit facilities for marketing.
Offering training to staff for advice to small borrowers & farmers in priority sectors
Advantages:
Spread the availability of banking facilities all over the country.
Interlink the Commercial and Cooperative Banks.
More effective Branch Expansion.
Better relationship between Govt. and Banks.
Integration of credit activities of banks.
Bottlenecks in the development of a District can be located and removed.
Lead Bank Scheme would assist in the implementation of the District Plan
A report presentation on villagr survey by group of girls.The village name is ramana .Its covers all the facilities of this village and weakness of this village.
Rural economy of India (Rural Development - Principles, Policies, and Managem...Abhinav Saxena
Presented as a part of the "Management of Rural and Social Sector" course of "MBA - Public Service Management and e-Governance" program of "A.B.V. Indian Institute of Information Technology and Management, Gwalior".
#Government Schemes & Programs in Agriculture# By SN PanigrahiSN Panigrahi, PMP
#Government Schemes & Programs in Agriculture#
By SN Panigrahi
Government of India is giving more priority for welfare of the farmers. In this regard it is implementing several farmers welfare schemes to revitalize agriculture sector and to improve their economic conditions. Therefore, the government has rolled out new initiatives, schemes, programs and plans to benefit all the farmers.
Lead Bank Scheme:
The complete details of the lead bank scheme are available here. In the banking awareness section, you have to prepare more topics. Only then you can crack your dream bank exams with ease. The lead bank scheme is Aim:
The Lead Bank Scheme, introduced towards the end of 1969, envisages the assignment of lead roles to individual banks (both in the public sector and private sector) for the districts allotted to them.
Recommendation:
The Lead Bank Scheme was introduced by RBI on the basis of the recommendations of both the Gadgil Study Group and Banker’s Committee (Nariman Committee).
Role:
The function of the lead banks is to coordinate the efforts of all other banks, financial institutions, and other development agencies for bringing about the overall development of the districts, especially in the rural and semi-urban areas.
Objectives:
Here are the objectives of the lead bank scheme.
1) Eradication of unemployment and underemployment.
2) Provision of some of the basic needs of the people who belong to poor sections of the society.
3) Appreciable rise in the standard of living for the poorest of the poor.
4) Another objective was to help in removing regional imbalances through appropriate credit deployment.
5) The main objective was to extend banking facilities to unbanked areas
6) It was observed in the studies by the committee that there are certain credit gaps in a various sector which need to be address and a credit plan is needed.
Functions:
The function of the lead banks is to coordinate the efforts of all other banks, financial institutions, and other development agencies for bringing about the overall development of the districts, especially in the rural and semi-urban areas.
Grant of Educational Loans
Progress under SHGs- bank linkage
Review of Performance of banks under Annual Credit Plan (ACP)
Survey resources and development of banking in the area.
Survey the dependency on money lenders by industrial units, farms, etc.,
Survey the facilities for storing (fertilizers & agricultural inputs), marketing, credit facilities for marketing.
Offering training to staff for advice to small borrowers & farmers in priority sectors
Advantages:
Spread the availability of banking facilities all over the country.
Interlink the Commercial and Cooperative Banks.
More effective Branch Expansion.
Better relationship between Govt. and Banks.
Integration of credit activities of banks.
Bottlenecks in the development of a District can be located and removed.
Lead Bank Scheme would assist in the implementation of the District Plan
A report presentation on villagr survey by group of girls.The village name is ramana .Its covers all the facilities of this village and weakness of this village.
Rural economy of India (Rural Development - Principles, Policies, and Managem...Abhinav Saxena
Presented as a part of the "Management of Rural and Social Sector" course of "MBA - Public Service Management and e-Governance" program of "A.B.V. Indian Institute of Information Technology and Management, Gwalior".
#Government Schemes & Programs in Agriculture# By SN PanigrahiSN Panigrahi, PMP
#Government Schemes & Programs in Agriculture#
By SN Panigrahi
Government of India is giving more priority for welfare of the farmers. In this regard it is implementing several farmers welfare schemes to revitalize agriculture sector and to improve their economic conditions. Therefore, the government has rolled out new initiatives, schemes, programs and plans to benefit all the farmers.
The Khadi and Village Industries Commission (KVIC)uma reur
The Khadi and Village Industries Commission (KVIC) is a statutory body formed in April 1957 (During 2nd Five Year plan) by the Government of India, under the Act of Parliament, 'Khadi and Village Industries Commission Act of 1956'. It is an apex organisation under the Ministry of Micro, Small and Medium Enterprises, with regard to khadi and village industries within India, which seeks to - "plan, promote, facilitate, organise and assist in the establishment and development of khadi and village industries in the rural areas in coordination with other agencies engaged in rural development wherever necessary.“
KVIC also helps in building up reserve of raw materials for supply to producers.
The commission focuses in creation of common service facilities for processing of raw materials, such as semi-finished goods.
KVIC has also helped in creation of employment in Khadi industry.
Schemes Under Khadi and Village Industries Commission
Under the Khadi and Village Industries Commission, you can avail the following schemes:
PMEGP or Prime Minister's Employment Generation Programme
The Ministry of Micro, Small and Medium Enterprises introduced this credit linked subsidy scheme for the creation of employment in both rural and urban areas of the nation. This scheme replaced the previous Rural Employment Generation Programme or in short the REGP.
Under the PMEGP scheme the applicants from the general category are given a 15% to 25% subsidy on the interest rates. Applicants from other categories than general as well as woman applicants, former service members, physically disabled and applicants from the hill or border areas are provided with a subsidy of 20% to 35%.
The Ministry of Rural Development is implementing Start-up Village Entrepreneurship Programme (SVEP) as a sub-scheme under the Deendayal Antyodaya Yojana–National Rural Livelihoods Mission (DAY-NRLM) with the objective to help the rural poor to set-up enterprises at the village level in non-agricultural sectors.
The case describes the beginning and growth of a social enterprise ‘Okhai’, started to help women artisans from rural areas with no income and a poor social background. It helped
women by promoting their handicraft and making it popular in the domestic and international market. As the organisation grows, it faces challenges of operations, procurement and supply chain, quality, retailing, branding, etc. The case evaluates the feasibility of the ambitious targets set by Okhai. It thus delineates the issues faced in scaling
a small organization.
USDA Loans in California: A Comprehensive Overview.pptxmarketing367770
USDA Loans in California: A Comprehensive Overview
If you're dreaming of owning a home in California's rural or suburban areas, a USDA loan might be the perfect solution. The U.S. Department of Agriculture (USDA) offers these loans to help low-to-moderate-income individuals and families achieve homeownership.
Key Features of USDA Loans:
Zero Down Payment: USDA loans require no down payment, making homeownership more accessible.
Competitive Interest Rates: These loans often come with lower interest rates compared to conventional loans.
Flexible Credit Requirements: USDA loans have more lenient credit score requirements, helping those with less-than-perfect credit.
Guaranteed Loan Program: The USDA guarantees a portion of the loan, reducing risk for lenders and expanding borrowing options.
Eligibility Criteria:
Location: The property must be located in a USDA-designated rural or suburban area. Many areas in California qualify.
Income Limits: Applicants must meet income guidelines, which vary by region and household size.
Primary Residence: The home must be used as the borrower's primary residence.
Application Process:
Find a USDA-Approved Lender: Not all lenders offer USDA loans, so it's essential to choose one approved by the USDA.
Pre-Qualification: Determine your eligibility and the amount you can borrow.
Property Search: Look for properties in eligible rural or suburban areas.
Loan Application: Submit your application, including financial and personal information.
Processing and Approval: The lender and USDA will review your application. If approved, you can proceed to closing.
USDA loans are an excellent option for those looking to buy a home in California's rural and suburban areas. With no down payment and flexible requirements, these loans make homeownership more attainable for many families. Explore your eligibility today and take the first step toward owning your dream home.
The Evolution of Non-Banking Financial Companies (NBFCs) in India: Challenges...beulahfernandes8
Role in Financial System
NBFCs are critical in bridging the financial inclusion gap.
They provide specialized financial services that cater to segments often neglected by traditional banks.
Economic Impact
NBFCs contribute significantly to India's GDP.
They support sectors like micro, small, and medium enterprises (MSMEs), housing finance, and personal loans.
how to swap pi coins to foreign currency withdrawable.DOT TECH
As of my last update, Pi is still in the testing phase and is not tradable on any exchanges.
However, Pi Network has announced plans to launch its Testnet and Mainnet in the future, which may include listing Pi on exchanges.
The current method for selling pi coins involves exchanging them with a pi vendor who purchases pi coins for investment reasons.
If you want to sell your pi coins, reach out to a pi vendor and sell them to anyone looking to sell pi coins from any country around the globe.
Below is the contact information for my personal pi vendor.
Telegram: @Pi_vendor_247
US Economic Outlook - Being Decided - M Capital Group August 2021.pdfpchutichetpong
The U.S. economy is continuing its impressive recovery from the COVID-19 pandemic and not slowing down despite re-occurring bumps. The U.S. savings rate reached its highest ever recorded level at 34% in April 2020 and Americans seem ready to spend. The sectors that had been hurt the most by the pandemic specifically reduced consumer spending, like retail, leisure, hospitality, and travel, are now experiencing massive growth in revenue and job openings.
Could this growth lead to a “Roaring Twenties”? As quickly as the U.S. economy contracted, experiencing a 9.1% drop in economic output relative to the business cycle in Q2 2020, the largest in recorded history, it has rebounded beyond expectations. This surprising growth seems to be fueled by the U.S. government’s aggressive fiscal and monetary policies, and an increase in consumer spending as mobility restrictions are lifted. Unemployment rates between June 2020 and June 2021 decreased by 5.2%, while the demand for labor is increasing, coupled with increasing wages to incentivize Americans to rejoin the labor force. Schools and businesses are expected to fully reopen soon. In parallel, vaccination rates across the country and the world continue to rise, with full vaccination rates of 50% and 14.8% respectively.
However, it is not completely smooth sailing from here. According to M Capital Group, the main risks that threaten the continued growth of the U.S. economy are inflation, unsettled trade relations, and another wave of Covid-19 mutations that could shut down the world again. Have we learned from the past year of COVID-19 and adapted our economy accordingly?
“In order for the U.S. economy to continue growing, whether there is another wave or not, the U.S. needs to focus on diversifying supply chains, supporting business investment, and maintaining consumer spending,” says Grace Feeley, a research analyst at M Capital Group.
While the economic indicators are positive, the risks are coming closer to manifesting and threatening such growth. The new variants spreading throughout the world, Delta, Lambda, and Gamma, are vaccine-resistant and muddy the predictions made about the economy and health of the country. These variants bring back the feeling of uncertainty that has wreaked havoc not only on the stock market but the mindset of people around the world. MCG provides unique insight on how to mitigate these risks to possibly ensure a bright economic future.
How to get verified on Coinbase Account?_.docxBuy bitget
t's important to note that buying verified Coinbase accounts is not recommended and may violate Coinbase's terms of service. Instead of searching to "buy verified Coinbase accounts," follow the proper steps to verify your own account to ensure compliance and security.
what is the future of Pi Network currency.DOT TECH
The future of the Pi cryptocurrency is uncertain, and its success will depend on several factors. Pi is a relatively new cryptocurrency that aims to be user-friendly and accessible to a wide audience. Here are a few key considerations for its future:
Message: @Pi_vendor_247 on telegram if u want to sell PI COINS.
1. Mainnet Launch: As of my last knowledge update in January 2022, Pi was still in the testnet phase. Its success will depend on a successful transition to a mainnet, where actual transactions can take place.
2. User Adoption: Pi's success will be closely tied to user adoption. The more users who join the network and actively participate, the stronger the ecosystem can become.
3. Utility and Use Cases: For a cryptocurrency to thrive, it must offer utility and practical use cases. The Pi team has talked about various applications, including peer-to-peer transactions, smart contracts, and more. The development and implementation of these features will be essential.
4. Regulatory Environment: The regulatory environment for cryptocurrencies is evolving globally. How Pi navigates and complies with regulations in various jurisdictions will significantly impact its future.
5. Technology Development: The Pi network must continue to develop and improve its technology, security, and scalability to compete with established cryptocurrencies.
6. Community Engagement: The Pi community plays a critical role in its future. Engaged users can help build trust and grow the network.
7. Monetization and Sustainability: The Pi team's monetization strategy, such as fees, partnerships, or other revenue sources, will affect its long-term sustainability.
It's essential to approach Pi or any new cryptocurrency with caution and conduct due diligence. Cryptocurrency investments involve risks, and potential rewards can be uncertain. The success and future of Pi will depend on the collective efforts of its team, community, and the broader cryptocurrency market dynamics. It's advisable to stay updated on Pi's development and follow any updates from the official Pi Network website or announcements from the team.
how to sell pi coins on Bitmart crypto exchangeDOT TECH
Yes. Pi network coins can be exchanged but not on bitmart exchange. Because pi network is still in the enclosed mainnet. The only way pioneers are able to trade pi coins is by reselling the pi coins to pi verified merchants.
A verified merchant is someone who buys pi network coins and resell it to exchanges looking forward to hold till mainnet launch.
I will leave the telegram contact of my personal pi merchant to trade with.
@Pi_vendor_247
Currently pi network is not tradable on binance or any other exchange because we are still in the enclosed mainnet.
Right now the only way to sell pi coins is by trading with a verified merchant.
What is a pi merchant?
A pi merchant is someone verified by pi network team and allowed to barter pi coins for goods and services.
Since pi network is not doing any pre-sale The only way exchanges like binance/huobi or crypto whales can get pi is by buying from miners. And a merchant stands in between the exchanges and the miners.
I will leave the telegram contact of my personal pi merchant. I and my friends has traded more than 6000pi coins successfully
Tele-gram
@Pi_vendor_247
Poonawalla Fincorp and IndusInd Bank Introduce New Co-Branded Credit Cardnickysharmasucks
The unveiling of the IndusInd Bank Poonawalla Fincorp eLITE RuPay Platinum Credit Card marks a notable milestone in the Indian financial landscape, showcasing a successful partnership between two leading institutions, Poonawalla Fincorp and IndusInd Bank. This co-branded credit card not only offers users a plethora of benefits but also reflects a commitment to innovation and adaptation. With a focus on providing value-driven and customer-centric solutions, this launch represents more than just a new product—it signifies a step towards redefining the banking experience for millions. Promising convenience, rewards, and a touch of luxury in everyday financial transactions, this collaboration aims to cater to the evolving needs of customers and set new standards in the industry.
Empowering the Unbanked: The Vital Role of NBFCs in Promoting Financial Inclu...Vighnesh Shashtri
In India, financial inclusion remains a critical challenge, with a significant portion of the population still unbanked. Non-Banking Financial Companies (NBFCs) have emerged as key players in bridging this gap by providing financial services to those often overlooked by traditional banking institutions. This article delves into how NBFCs are fostering financial inclusion and empowering the unbanked.
Falcon stands out as a top-tier P2P Invoice Discounting platform in India, bridging esteemed blue-chip companies and eager investors. Our goal is to transform the investment landscape in India by establishing a comprehensive destination for borrowers and investors with diverse profiles and needs, all while minimizing risk. What sets Falcon apart is the elimination of intermediaries such as commercial banks and depository institutions, allowing investors to enjoy higher yields.
how to sell pi coins effectively (from 50 - 100k pi)DOT TECH
Anywhere in the world, including Africa, America, and Europe, you can sell Pi Network Coins online and receive cash through online payment options.
Pi has not yet been launched on any exchange because we are currently using the confined Mainnet. The planned launch date for Pi is June 28, 2026.
Reselling to investors who want to hold until the mainnet launch in 2026 is currently the sole way to sell.
Consequently, right now. All you need to do is select the right pi network provider.
Who is a pi merchant?
An individual who buys coins from miners on the pi network and resells them to investors hoping to hang onto them until the mainnet is launched is known as a pi merchant.
debuts.
I'll provide you the Telegram username
@Pi_vendor_247
how to sell pi coins effectively (from 50 - 100k pi)
HKVIB: Haryana Khadi and Village Industries Board.
1. Haryana Khadi and Village Industries
Board (HKVIB)
Gourav Bareja
Assistant Professor in Commerce
Maharaja Agrasen College, Jagadhri
mac.gourav@gmail.com
2. MEANING
HKVIB is a statutory organisation set up by the Haryana government in
the year 1969. The board is engaged in promoting and developing khadi
and village industries in the rural areas. It plans, promotes, organises and
implements the programs for development of khadi and village
industries.
Khadi: Khadi means any handloom woven cloth from yarn hand spun in
India. Khadi is a hand spun, handwoven and skin friendly fabric which
gives warm feeling. Khadi fabrics are woven on handloom from silk,
cotton and woollen yarn which are hand spun, the yarn for khadi is made
from natural cotton using charkha.
Village Industries: industrial units which provide employment to a
person for every 1,00,000 rupees of investment and which are
established in villages are covered under village industries. Some of the
products produced by Khadi and Village industries are Khadi Fabric,
Processed Food, Honey, Pottery, Agarbatti, Soap, Matchboxes, Gur and
Khandsari.
3. OBJECTIVES OF HKVIB
1. To Create Employment Opportunities In Rural Areas.
2. To Promote The Marketing And Sake Of Khadi And
Products Of Village Industries.
3. To Create The Sense Of Self Reliance Among The Rural
People And Build Up Strong Rural Community Spirits.
4. To Provide Financial Assistance To Institutions And
Individuals For Development And Operation Of Khadi And
Village Industries.
5. To Obtain Advice And Guidance Of Experts And Provide
The Same To Khadi And Village Industries.
6. To Make Use Of Locally Available Raw Material And Skills
For Developing Khadi And Village Industries.
4.
5. STEPS TAKEN BY HKVIB FOR DEVELOPMENT OF KHADI AND
VILLAGE INDUSTRIES
1. Interest Subsidy Scheme.
2. Market Development Assistance.
3. Consortium Bank Credit.
4. Pradhan Mantri Employment Generation Program.
5. Exhibitions For Displaying/Selling The Products Of Kvi Sector.
6. National And State Level Awards For Artisans Of Khadi And Village
Industries.
7. Workshed Assistance Scheme.
8. Stregthening Existing Weak/Sick Khadi Institutions.
9. Rebate On Sale Of Khadi Products.
10. Improving Design And Quality Of Products Of Kvi Sector.
11. District Industries Center.
12. Setting Up Mahatma Gandhi Institute For Rural Industrialisation.
6. ACHIEVEMENTS OF KHADI AND VILLAGE INDUSTRIES
1. Employment Generation In Rural Areas.
2. Rural Development.
3. Prevents Migration Of Rural Labour.
4. Entrepreneurship Development.
5. Industrial Development.
6. Complimentary To Other Industries.
7. Less Pressure Of Population On Agriculture.
8. Need Less Capital.
9. Production Of Artistic Goods.
10. Decentralisation
11. Encouragement To Cooperation.
7. PROBLEMS IN THE GROWTH OF KHADI AND
VILLAGE INDUSTRIES IN HARYANA
1. Shortage Of Power.
2. Problem Of Finance.
3. Use Of Outdated Technology.
4. Difficulties In Marketing.
5. Competition With Large Scale Industries.
6. Limited Demand For Artistic Goods.
7. Lack Of Able Entrepreneurship.
8. Lack Of Standardisation.
9. Lack Of Skill Development Centres.
8. SUGESTIONS FOR IMPROVEMENT IN PERFORMANCE OF
KHADI AND VILLAGE INDUSTRIES
1. Improvement In Marketing Facilities.
2. Liberal Credit Facility.
3. Establishment Of Skill Development
Centres.
4. Research And Development Initiatives.
5. Investment In Rural Infrastructure.
6. Improvement In Technology.
9. GROUPING OF KHADI AND VILLAGE INDUSTRIES BY KVIC
Mineral Based Industry:
- Pottery
- Lime.
Agro Based And Food Processing Industry.
- Pulses And Cereals Processing Industry.
- Fruit And Vegetable Processing Industry.
- Village Oil Industry.
Polymer And Chemical Based Industry.
- Leather Industry.
- Non Edible Oil And Soap Industry.
- Cottage Match Industry.
- Plastic Industry.
Forest Based Industry.
- Medicinal Plants Industry.
- Bee Keeping Industry.
- Other Minor Forest Based Industry.
Hand Made Paper And Fibre Industry.
- Hand Made Paper Industry.
- Fibre Industry.
Rural Engineering And Bio Technology Industry.
- Non Conventional Energy.
- Carpentry And Blacksmithy.
- Electronics.