This document provides a summary of Wanda Harrell's experience and qualifications as an insurance adjuster. She has over 20 years of experience handling claims in areas such as auto, property, bodily injury, liability, commercial, and catastrophe insurance. Her experience includes adjusting claims from natural disasters and working on-site at catastrophe locations. She is proficient in claims management software and holds insurance adjuster licenses in several states.
Dion Spencer is an insurance professional with over 20 years of experience in property and casualty claims adjusting and management. He has held various roles such as independent liability adjuster, senior property field adjuster, assistant claims manager, and material damage adjuster. Currently, he works as the marketing director and board member for a non-profit organization where he develops community partnerships, plans fundraising events and oversees social media platforms. Spencer has a master's degree in education and a bachelor's degree in business management. He maintains multiple state insurance adjuster licenses.
Our Cyber Liability Insurance program that offers comprehensive and proactive solutions to the critical cyber data breach issues faced by business. Here is the application form for Information Security & Privacy Insurance with Breach Response Services.
Sandra D. Williams-Smith has over 25 years of experience in claims adjusting and management in the workers' compensation, auto, and catastrophe insurance fields. She has extensive experience handling claims in over 30 states. Her background includes roles as an independent catastrophe adjuster, senior claims adjuster, and claims examiner. She is licensed as a workers' compensation adjuster in Texas, Oklahoma, and Florida.
Personal injury cases – timeline and a helpful checklistmosmedicalreview
Personal injury cases involve a medical records review to decide the validity of the case. Here is a timeline and checklist for a personal injury case.
James B. Compton has 15 years of experience litigating insurance defense and plaintiff cases in Kentucky. He has handled thousands of injury and disability claims, and is recognized as a top workers' compensation attorney in the state. Compton has successfully litigated complex cases involving civil liberties, medical negligence, and wrongful death. He represents both employers and employees in injury claims and is experienced in pre-litigation consultation, settlement negotiations, appeals, and subrogation cases.
This document provides information about New York's no-fault automobile insurance law. It explains that New York has a no-fault system where insurance will pay up to $50,000 for medical expenses and lost wages from a car accident, regardless of fault. It also describes the types of injuries and expenses covered, as well as the process for filing claims and pursuing legal action for pain and suffering if injuries are deemed "serious."
The only time someone worries or asks questions about Workers' Compensation is typically after they have been injured. This short presentation covers the most common questions injured workers have about their workers compensation benefits. To find out more about Workers' Compensation and the rights of the injured, please visit http://www.comp7777.com
The document summarizes recent changes to Tennessee's workers' compensation laws regarding pain management and utilization review. Key points:
- New law effective July 1, 2012 aims to curb prescription drug abuse through utilization review and use of pain contracts.
- If prescribed Schedule II-IV drugs for over 90 days, utilization review is required. Referrals can be to physicians within 175 miles.
- Second opinions on impairment/treatment relating to pain management are not allowed, but employee can request utilization review once if prescribed treatment fails standards.
- Employees may sign pain contracts requiring controlled substance prescription. Violations terminate prescription rights.
- Only "qualified physicians" can manage chronic pain, defined as board certified or fellowship
Dion Spencer is an insurance professional with over 20 years of experience in property and casualty claims adjusting and management. He has held various roles such as independent liability adjuster, senior property field adjuster, assistant claims manager, and material damage adjuster. Currently, he works as the marketing director and board member for a non-profit organization where he develops community partnerships, plans fundraising events and oversees social media platforms. Spencer has a master's degree in education and a bachelor's degree in business management. He maintains multiple state insurance adjuster licenses.
Our Cyber Liability Insurance program that offers comprehensive and proactive solutions to the critical cyber data breach issues faced by business. Here is the application form for Information Security & Privacy Insurance with Breach Response Services.
Sandra D. Williams-Smith has over 25 years of experience in claims adjusting and management in the workers' compensation, auto, and catastrophe insurance fields. She has extensive experience handling claims in over 30 states. Her background includes roles as an independent catastrophe adjuster, senior claims adjuster, and claims examiner. She is licensed as a workers' compensation adjuster in Texas, Oklahoma, and Florida.
Personal injury cases – timeline and a helpful checklistmosmedicalreview
Personal injury cases involve a medical records review to decide the validity of the case. Here is a timeline and checklist for a personal injury case.
James B. Compton has 15 years of experience litigating insurance defense and plaintiff cases in Kentucky. He has handled thousands of injury and disability claims, and is recognized as a top workers' compensation attorney in the state. Compton has successfully litigated complex cases involving civil liberties, medical negligence, and wrongful death. He represents both employers and employees in injury claims and is experienced in pre-litigation consultation, settlement negotiations, appeals, and subrogation cases.
This document provides information about New York's no-fault automobile insurance law. It explains that New York has a no-fault system where insurance will pay up to $50,000 for medical expenses and lost wages from a car accident, regardless of fault. It also describes the types of injuries and expenses covered, as well as the process for filing claims and pursuing legal action for pain and suffering if injuries are deemed "serious."
The only time someone worries or asks questions about Workers' Compensation is typically after they have been injured. This short presentation covers the most common questions injured workers have about their workers compensation benefits. To find out more about Workers' Compensation and the rights of the injured, please visit http://www.comp7777.com
The document summarizes recent changes to Tennessee's workers' compensation laws regarding pain management and utilization review. Key points:
- New law effective July 1, 2012 aims to curb prescription drug abuse through utilization review and use of pain contracts.
- If prescribed Schedule II-IV drugs for over 90 days, utilization review is required. Referrals can be to physicians within 175 miles.
- Second opinions on impairment/treatment relating to pain management are not allowed, but employee can request utilization review once if prescribed treatment fails standards.
- Employees may sign pain contracts requiring controlled substance prescription. Violations terminate prescription rights.
- Only "qualified physicians" can manage chronic pain, defined as board certified or fellowship
El documento habla sobre el yagé, una bebida tradicional de la selva amazónica y las regiones andinas de Suramérica que se prepara a partir de varias plantas como la Banisteriopsis Caapi y que produce efectos alucinógenos. El yagé solo debe ser preparado y administrado por un chamán experto, ya que su consumo sin supervisión puede causar vómitos, mareos, diarrea e incluso la muerte. El documento también describe cómo el yagé se ha vuelto popular entre los urbanos en Colombia, donde grupos
The Bank for International Settlements (BIS) provides financial services to central banks to help them manage their foreign exchange reserves. Headquartered in Basel, it has 140 central bank customers. It offers asset management and short-term credit services on a collateralized basis, but not to private individuals or entities. Important events highlighted by the document include the Herstatt Crisis of 1974, the Basel Concordat of 1974 establishing supervision guidelines between countries, and the Basel Capital Accords of 1988 and beyond establishing capital adequacy standards for banks.
ITAM Promotion & Recruitment of Transfer Students Rev 2Melody Overland
The document summarizes a project to create a video and printed supplement to promote CWU's BAS-ITAM program to students in non-transferable AAS programs. The project team successfully delivered the materials on time and under budget. They conducted user testing with AAS students who provided positive feedback and remained engaged with the video. The project met its goals of creating an effective recruiting tool for the ITAM program within scope, time and cost constraints.
INSIDE SALES_MARKETING_CUSTOMER and ADMIN SUPPORTLisa Winder
Lisa Winder is seeking a career in inside sales, marketing, customer support, or administrative roles. She has over 30 years of experience in customer service, sales, marketing, legal assistant, and administrative support roles. Her experience includes work in call centers, legal offices, marketing agencies, and more. She has strong communication, organization, and computer skills.
Resume electronics engineer with 8 months experience updated may 9 - copyPRAJAKTA SHENDAGE
Prajakta Gadade is seeking a position as an Electronics Engineer. She has 8 months of experience working as an Electronics Engineer at Artificial Machines Pvt. Ltd. in Pune. Her responsibilities include preparing bills of materials, facilitating inspection and design of new products, testing circuits and PCBs, and troubleshooting. She has skills in programming, operating systems, design tools, and simulation tools. Prajakta has a Bachelor's degree in Electronics Engineering from Vishwakarma Institute of Information Technology.
Dharani R is a software tester with over 2 years of experience in manual testing. She has expertise in test plan development, test design, test execution, defect tracking and status reporting. She is proficient in various testing techniques including smoke, sanity, functional, regression and compatibility testing. Dharani seeks a challenging role that allows growth in the field of quality control and has experience working on projects in healthcare and web domains.
Este documento presenta una estrategia de enseñanza multinivel para atender a la diversidad en el aula. La enseñanza multinivel permite que los estudiantes encuentren actividades adecuadas a su nivel de competencia. Se describen cuatro fases para el desarrollo de una lección multinivel: 1) identificar los conceptos, 2) determinar el método de presentación, 3) determinar métodos de práctica para estudiantes de diferentes niveles, y 4) determinar métodos de evaluación. También se presenta un ejemplo de programación
MobilityLab is a Russian company that provides the integrated enterprise mobile workplace solution WorksPad. WorksPad allows users to access corporate email, files, documents and office tools from mobile devices through a single app. It can be deployed on-premises or as a hosted cloud service. MobilityLab partners with service providers to offer WorksPad on a per user subscription basis to provide secure mobile access to enterprise data and applications.
The document discusses in-building solutions (IBS) using distributed antenna systems (DAS) to provide reliable wireless coverage throughout buildings. It provides an overview of DBS components like base transceiver stations, splitters, couplers, cables, and antennas. It also discusses the phases of IBS installation projects and challenges faced. An example IBS layout is presented, mapping omnidirectional antennas on a building floor plan to provide network coverage throughout the area. RF coverage maps are shown indicating expected signal strength throughout the floor. The IBS example is designed for a 4-floor building with 19 antennas arranged on each floor to ensure seamless indoor cellular coverage.
La evaluación se realiza mediante técnicas e instrumentos que permiten verificar si se han alcanzado las competencias propuestas, incluyendo observación, desempeño, listas de cotejo, escalas de rango, rúbricas, diarios de clase, portafolios, mapas conceptuales, debates, ensayos, estudios de casos, proyectos, resolución de problemas, textos paralelos, preguntas y pruebas objetivas.
El documento habla sobre el yagé, una bebida tradicional de la selva amazónica y las regiones andinas de Suramérica que se prepara a partir de varias plantas como la Banisteriopsis Caapi y que produce efectos alucinógenos. El yagé solo debe ser preparado y administrado por un chamán experto, ya que su consumo sin supervisión puede causar vómitos, diarrea e incluso la muerte. Recientemente se ha vuelto popular entre los urbanos en Colombia, donde grupos se reúnen los sábados para particip
The document discusses the history and development of computers from the earliest concepts in the 1820s to modern personal computers. It outlines some of the major milestones and "firsts" in computing, including:
- Charles Babbage's conceptualization of the Difference Engine in 1822, considered the first automatic computing machine.
- Alan Turing's proposal of the Turing machine in 1936, which established the fundamentals of modern computers.
- The Z1 created by Konrad Zuse in 1938, considered the first programmable computer.
- The ABC computer developed by John Atanasoff from 1937-1942, considered the first digital computer, although the ENIAC is also claimed.
The document lists three competitions and the results achieved. The person placed third in the Hoover Competition, first in the Bob Jones Competition, and second in the Spring Hill Competition.
Factores del crecimiento económico en nuestra sociedadCobaeem lasarenas
Las personas en la comunidad se dedican a diferentes actividades económicas como la agricultura, la ganadería y los negocios. Los agricultores cultivan maíz, avena, trigo y tomate para vender en otros países. Los ganaderos crían vacas, borregos y cerdos para vender a carniceros. Los carniceros matan los animales y venden la carne. Las personas con negocios como carnicerías invierten sus ingresos en comprar más animales o vehículos para transportar la carne. Aquellos que quieren iniciar un negocio neces
The document discusses the benefits of exercise for mental health. Regular physical activity can help reduce anxiety and depression and improve mood and cognitive functioning. Exercise causes chemical changes in the brain that may help protect against mental illness and improve symptoms.
Roland Graybill has over 27 years of experience in property and casualty insurance adjusting, estimating, and appraisal across various perils such as wind, hail, fire, flood, and earthquake. He has extensive experience with adjusting software programs and holds licenses in multiple states. Graybill has managed large commercial and residential construction projects and provides expert testimony in litigation and mediation. He is currently an independent adjuster and flood adjuster working on assignments across the United States.
John C. Marshall has over 20 years of experience in claims handling and litigation management. He has held various roles such as litigation specialist, senior claims analyst, and claims representative. Marshall has expertise in areas like construction defect claims, general liability, auto claims, and coverage analysis. He also has experience developing training programs, managing litigation expenses, and analyzing complex legal issues.
El documento habla sobre el yagé, una bebida tradicional de la selva amazónica y las regiones andinas de Suramérica que se prepara a partir de varias plantas como la Banisteriopsis Caapi y que produce efectos alucinógenos. El yagé solo debe ser preparado y administrado por un chamán experto, ya que su consumo sin supervisión puede causar vómitos, mareos, diarrea e incluso la muerte. El documento también describe cómo el yagé se ha vuelto popular entre los urbanos en Colombia, donde grupos
The Bank for International Settlements (BIS) provides financial services to central banks to help them manage their foreign exchange reserves. Headquartered in Basel, it has 140 central bank customers. It offers asset management and short-term credit services on a collateralized basis, but not to private individuals or entities. Important events highlighted by the document include the Herstatt Crisis of 1974, the Basel Concordat of 1974 establishing supervision guidelines between countries, and the Basel Capital Accords of 1988 and beyond establishing capital adequacy standards for banks.
ITAM Promotion & Recruitment of Transfer Students Rev 2Melody Overland
The document summarizes a project to create a video and printed supplement to promote CWU's BAS-ITAM program to students in non-transferable AAS programs. The project team successfully delivered the materials on time and under budget. They conducted user testing with AAS students who provided positive feedback and remained engaged with the video. The project met its goals of creating an effective recruiting tool for the ITAM program within scope, time and cost constraints.
INSIDE SALES_MARKETING_CUSTOMER and ADMIN SUPPORTLisa Winder
Lisa Winder is seeking a career in inside sales, marketing, customer support, or administrative roles. She has over 30 years of experience in customer service, sales, marketing, legal assistant, and administrative support roles. Her experience includes work in call centers, legal offices, marketing agencies, and more. She has strong communication, organization, and computer skills.
Resume electronics engineer with 8 months experience updated may 9 - copyPRAJAKTA SHENDAGE
Prajakta Gadade is seeking a position as an Electronics Engineer. She has 8 months of experience working as an Electronics Engineer at Artificial Machines Pvt. Ltd. in Pune. Her responsibilities include preparing bills of materials, facilitating inspection and design of new products, testing circuits and PCBs, and troubleshooting. She has skills in programming, operating systems, design tools, and simulation tools. Prajakta has a Bachelor's degree in Electronics Engineering from Vishwakarma Institute of Information Technology.
Dharani R is a software tester with over 2 years of experience in manual testing. She has expertise in test plan development, test design, test execution, defect tracking and status reporting. She is proficient in various testing techniques including smoke, sanity, functional, regression and compatibility testing. Dharani seeks a challenging role that allows growth in the field of quality control and has experience working on projects in healthcare and web domains.
Este documento presenta una estrategia de enseñanza multinivel para atender a la diversidad en el aula. La enseñanza multinivel permite que los estudiantes encuentren actividades adecuadas a su nivel de competencia. Se describen cuatro fases para el desarrollo de una lección multinivel: 1) identificar los conceptos, 2) determinar el método de presentación, 3) determinar métodos de práctica para estudiantes de diferentes niveles, y 4) determinar métodos de evaluación. También se presenta un ejemplo de programación
MobilityLab is a Russian company that provides the integrated enterprise mobile workplace solution WorksPad. WorksPad allows users to access corporate email, files, documents and office tools from mobile devices through a single app. It can be deployed on-premises or as a hosted cloud service. MobilityLab partners with service providers to offer WorksPad on a per user subscription basis to provide secure mobile access to enterprise data and applications.
The document discusses in-building solutions (IBS) using distributed antenna systems (DAS) to provide reliable wireless coverage throughout buildings. It provides an overview of DBS components like base transceiver stations, splitters, couplers, cables, and antennas. It also discusses the phases of IBS installation projects and challenges faced. An example IBS layout is presented, mapping omnidirectional antennas on a building floor plan to provide network coverage throughout the area. RF coverage maps are shown indicating expected signal strength throughout the floor. The IBS example is designed for a 4-floor building with 19 antennas arranged on each floor to ensure seamless indoor cellular coverage.
La evaluación se realiza mediante técnicas e instrumentos que permiten verificar si se han alcanzado las competencias propuestas, incluyendo observación, desempeño, listas de cotejo, escalas de rango, rúbricas, diarios de clase, portafolios, mapas conceptuales, debates, ensayos, estudios de casos, proyectos, resolución de problemas, textos paralelos, preguntas y pruebas objetivas.
El documento habla sobre el yagé, una bebida tradicional de la selva amazónica y las regiones andinas de Suramérica que se prepara a partir de varias plantas como la Banisteriopsis Caapi y que produce efectos alucinógenos. El yagé solo debe ser preparado y administrado por un chamán experto, ya que su consumo sin supervisión puede causar vómitos, diarrea e incluso la muerte. Recientemente se ha vuelto popular entre los urbanos en Colombia, donde grupos se reúnen los sábados para particip
The document discusses the history and development of computers from the earliest concepts in the 1820s to modern personal computers. It outlines some of the major milestones and "firsts" in computing, including:
- Charles Babbage's conceptualization of the Difference Engine in 1822, considered the first automatic computing machine.
- Alan Turing's proposal of the Turing machine in 1936, which established the fundamentals of modern computers.
- The Z1 created by Konrad Zuse in 1938, considered the first programmable computer.
- The ABC computer developed by John Atanasoff from 1937-1942, considered the first digital computer, although the ENIAC is also claimed.
The document lists three competitions and the results achieved. The person placed third in the Hoover Competition, first in the Bob Jones Competition, and second in the Spring Hill Competition.
Factores del crecimiento económico en nuestra sociedadCobaeem lasarenas
Las personas en la comunidad se dedican a diferentes actividades económicas como la agricultura, la ganadería y los negocios. Los agricultores cultivan maíz, avena, trigo y tomate para vender en otros países. Los ganaderos crían vacas, borregos y cerdos para vender a carniceros. Los carniceros matan los animales y venden la carne. Las personas con negocios como carnicerías invierten sus ingresos en comprar más animales o vehículos para transportar la carne. Aquellos que quieren iniciar un negocio neces
The document discusses the benefits of exercise for mental health. Regular physical activity can help reduce anxiety and depression and improve mood and cognitive functioning. Exercise causes chemical changes in the brain that may help protect against mental illness and improve symptoms.
Roland Graybill has over 27 years of experience in property and casualty insurance adjusting, estimating, and appraisal across various perils such as wind, hail, fire, flood, and earthquake. He has extensive experience with adjusting software programs and holds licenses in multiple states. Graybill has managed large commercial and residential construction projects and provides expert testimony in litigation and mediation. He is currently an independent adjuster and flood adjuster working on assignments across the United States.
John C. Marshall has over 20 years of experience in claims handling and litigation management. He has held various roles such as litigation specialist, senior claims analyst, and claims representative. Marshall has expertise in areas like construction defect claims, general liability, auto claims, and coverage analysis. He also has experience developing training programs, managing litigation expenses, and analyzing complex legal issues.
Sandra D. Williams-Smith has over 25 years of experience in claims adjusting and management in the workers' compensation, auto, and catastrophe insurance fields. She has extensive experience handling claims in over 30 states. Her background includes roles as an independent catastrophe adjuster, senior claims adjuster, and claims examiner. She is licensed as a workers' compensation adjuster in Texas, Oklahoma, and Florida.
During my years of insurance experience and my pointed analytic skills make me exactly the kind of driven employee you need to fill an adjuster position that is available with any company. My industry knowledge and personal strengths will enable me to contribute significantly to your team. I am well versed in the day-to-day needs of evaluating and closing daily & CAT claims. I also possess an Auto and Property Certification along with 20 insurance adjuster licenses. I am fully computer proficient and learn new programs quickly.
Beyond being able to complete the basic requirements of the job, I have integrity and am wholly dedicated to doing the job right, every time. I care not only about meeting company objectives, but also supporting customers and ensuring continued loyalty to the business. I am confident that my professional knowledge, working experience, and motivation will help me to perform the job at an exceptional level.
Timothy Lawrence Antilla has over 25 years of experience in the commercial insurance field. He currently works as a Specialty Property Risk/Quality Control Inspector for AIG, where he evaluates complex commercial properties and losses. Previously, he held roles as a General Adjuster and Senior Property Field Representative. He has comprehensive knowledge of commercial clients and claims handling practices.
Adairsville, ga disaster relief action plan and list o resourcesHelen Maddox
This document provides a 4-step action plan for disaster relief in Adairsville, Georgia. [1] Contact FEMA and the Red Cross for assistance if there is a federal disaster declaration. [2] File insurance claims within 24 hours and understand coverage options. [3] Contact utility companies about outages, damage, and assistance programs. [4] Inform your mortgage company about filing an insurance claim and ask about payment options.
This document provides information to help victims of Hurricane Sandy, including details on:
- Extending the deadline to apply for FEMA assistance to January 30th
- Applying for low-interest SBA loans for homeowners, renters, and businesses impacted by the storm
- Appealing a denial of FEMA assistance by providing additional documentation of damages or costs
Far too many New Jersey residents experienced the destruction caused by Hurricane Sandy and its aftermath. This Guide, prepared by Patrick Parker Realty, is intended as a reference to those affected by the Superstorm. The victims of Sandy face a wide variety of financial, housing and legal issues, and here we attempt to survey those issues that arise most often. Although this Guide cannot explore all issues completely or touch on every point that may arise, we have made considerable efforts to determine what issues are most relevant to the victims of the Hurricane and its aftermath. Please note that this information is current as of January 1, 2013 but by the time you read this material, the federal, state and county governments may have adopted additional measures to assist victims of Sandy.
We realize this Guide cannot answer all of the questions you undoubtedly have in the wake of the Superstorm. Rather, it is intended to identify the issues that many victims will need to consider, and to point you in the right direction. You may need to contact federal, state, city or county officials, local aid organizations, or even seek legal representation in order to obtain more specific information about your individual concerns.
Legal Issues Impacting Data Center Owners, Operators & Usersjyates
MMM’s goal is to work with data center owners, operators and users to identify key legal issues and their related claims, and to provide ways to minimize liability.
The document provides a resume for Sandra D. Williams-Smith, outlining her objective to continue growing professionally and listing her extensive experience as an insurance adjuster, claims examiner, and licensed practical nurse spanning various states and companies since 1999 and handling different types of insurance claims including workers' compensation, auto, property, and more.
Steven Coyne is a highly motivated insurance professional seeking a new opportunity. He has over 30 years of experience in insurance claims adjusting and examination. His most recent role was as a claims examiner at Florida Peninsula Insurance Co. from 2011 to 2015 where he reviewed claims reports and approved compliant claims for payment. Prior to that he held several roles with increasing responsibility in claims adjusting, examination, and management. He has a strong track record of success in the insurance industry and is well qualified for a new role.
Tiffany Smith is seeking employment as a customer service professional with strong skills in claims processing, data entry, and maintaining client relationships. She has over 7 years of experience in insurance claims, sales, and administrative roles. Her experience includes processing auto and home insurance claims, entering data, and providing excellent customer service. She is motivated, detail-oriented, and able to manage multiple projects.
The document provides a checklist for investigating construction accidents. It lists several key steps to take in the immediate aftermath of an accident, such as identifying the people and location involved, determining the activities occurring and injuries sustained, and preserving evidence. It also outlines actions like obtaining reports and statements, locating safety equipment and documentation, and consulting attorneys from the Harmonie Group for legal assistance both domestically and internationally. The checklist is intended as guidance and the appropriate steps will depend on the specific circumstances of the accident.
Tracy Moore has over 25 years of experience in insurance claims handling and management. She is currently a Senior Consultant at CNA Insurance where she conducts file reviews and identifies trends and opportunities for improvement. Prior experience includes roles as an Outside Property Claim Specialist at CNA Insurance, an Outside Property Claim Representative at Travelers Insurance, an Outside Commercial Liability Investigator at Travelers Insurance, and several other insurance related roles. She holds the AIC and AIS designations and is pursuing the ARM designation.
This document is a resume for Alechia A Johnson. It summarizes her objective to work as an insurance adjuster and lists her licenses in several states. Her experience includes working as an auto adjuster for State Farm from 2015-2016 where she processed claims. Prior to that, she worked as an appraisal reviewer for two different companies from 2011-2015 where she reviewed residential appraisals. She also has experience as an insurance inspector and certified residential real estate appraiser. Her education includes graduating from Oak Park High School in 1983 and taking courses at Oakland County Community College in 1993.
This document is a resume for Alechia A Johnson. It summarizes her objective to work as an insurance adjuster and lists her licenses in several states. Her experience includes working as an auto adjuster for State Farm from 2015-2016 where she processed claims. Prior to that, she worked as an appraisal reviewer for two different companies from 2011-2015 where she reviewed residential appraisals. She also has experience as an insurance inspector and certified residential real estate appraiser. Her education includes graduating from Oak Park High School in 1983 and taking courses at Oakland County Community College in 1993.
Comonique White has over 15 years of experience in customer service, administrative support, and claims processing roles. She is proficient in Microsoft Office, multi-line phones, and has a proven track record of improving customer satisfaction. Currently she works as a Funding Specialist at GM Financial, where she processes auto loans and provides superior customer service.
Cathie R. Rockwood has over 20 years of experience in insurance sales and office management. She has held positions at Dyer Insurance Group ~ Allstate as a licensed sales producer, Briar Hill Kennel as office manager, and Nationwide Insurance in multiple roles including associate agent and office manager where she increased agency residual and educated clients. Her experience includes all aspects of running an office and communicating regularly with clients to offer insurance deals based on their requirements. She also has experience in automotive/arbitration/mediation administration at the Better Business Bureau.
This document provides a summary of qualifications and work history for Courtney Utter. She has over 25 years of experience in insurance claims adjusting, underwriting, and administration. Her qualifications include a Bachelor's degree in Business/Communications and certifications as a Microsoft Certified Systems Engineer and Microsoft Certified Professional. Her work history details roles with increasing responsibility in claims adjusting, underwriting, and administration for workers' compensation and other insurance lines with companies such as Texas Mutual Insurance, Frost Insurance, and Farmers Insurance.
Michael Sperounes is a partner at LewisBrisbois in Tampa, Florida who has practiced insurance litigation for almost 25 years. He represents insurance companies and businesses in first and third party insurance claims involving property losses, personal injury, employment law, and other matters. He has significant trial experience and provides risk management counseling. His areas of focus include insurance coverage, first party property claims, construction litigation, and bad faith.
1. WANDA HARRELL
11931 River Meadow Lane
Stafford, TX 77477
318.475.2230 Phone
nguhope@hotmail.com
SUMMARY: Seeking temp to permanent employment in the adjuster/appraiser field in the Houston, Texas and the
multi-state area. An individual with several years of insurance adjusting and examining/reviewing adjuster claims
and appraisals in the Auto, Bodily Injury/Personal Injury, Property, Litigation, Sinkhole Litigation, NFIP, Liability
and Commercial arenas as well as handling claims at the disaster Catastrophe site(s), Safety & Emergency Response,
Environmental, Wastewater/Sewer/Sump Pump inspection areas, law firms, and businesses.
ADJUSTER RESPONSIBILITIES:
• Provided exceptional customer service experience to the client/customer(s).
• Investigated claim damages and situation(s) using internal and external resources, which included
speaking with the insured/customer and/or other related or involved parties (Courts, contractors, et
al). Sometimes action(s) required that I request a field investigation report and previous claim
activity verification. I also researched past claim activity and external websites for CAT event
verification as well as interacting with vendors for services, contents, material supply and/or pricing
of same.
• Determined property and/or structure values.
• Experienced in performing insurance appraisals and knowledgeable in appraisal
techniques
• Determined policy coverage through analyzing investigation data and policy terms, including
whether claim would be approved or denied. Notified insured of coverage and/or other issues.
Also responsible for determining reserve levels at the beginning of claim handling and adjustment
when appropriate based on investigation findings.
• Managed claims submitted by independent adjusters which sometimes included making coverage
and reserve decisions and reviewing work for accuracy.
Harrell, Wanda – Resume 1 of 4
ADJUSTER HISTORY
STORMS WORKED DISASTER SITES POSITION
Liberty Mutual 2015 (Property)
Citizens 2015 (Property)
State Farm 2014 (Auto)
Hurricane Sandy 2012
Hurricane Isaac 2010
Grand Prairie, TX
Jacksonville, FL
Webster, TX
Chicago, IL & Texas
New Orleans, LA
Inside Property Adjuster
Inside Property Adjuster
BI Inside Adjuster
Claims Examiner/Reviewer
CAT Field Adjuster
Hurricane Irene 2011 New Jersey CAT Field Adjuster
Hurricane Ike 2008 Houston, TX CAT Field Adjuster
2. • Maintained accurate and current communication with insured/claimant throughout the completion
of the claim and provided thorough file/claim documentation during life of said claim(s).
• Contacted and interacted with specialized departments (Special Investigation Unit and
Subrogation) when appropriate and some appraisal experience.
• Determined and negotiated settlement amounts for damages claimed within assigned authority
limits. Made recommendations to management for settlement amounts above authority limits.
Closed claim files upon completion of final payment.
• Alerted underwriting, marketing and/or risk management teams regarding questionable risks
encountered to ensure potential hazards are clearly documented.
• Participated in field CAT unit activities when attempting to expedite claims processing and
mediation, arbitrations, and lawsuits.
• Updated database systems with claims data pertaining to claim status, reserves, payments, etc. after
receipt of field CAT property claim specialists.
• Reviewed recommendations from independent adjusters for approval and/or denial of claim and
reserve and settlement/payment scheduled amount(s).
• Other duties included great customer service, inspections, claims handling, in-house/inside adjusting, writing
estimates, settlement of claims in the construction, code enforcement, business/commercial, business
interruption, disaster relief/rebuilding, flood contents damage, interacting with insurance agents, and vendors
with a focus on identifying and resolving complex coverage issues, while meeting all quality standards and
expectations, best practices, contract analysis, and producing quality closed claim files in the Catastrophe,
Safety, Commercial, Auto, IP, Property, and the Legal/litigation arenas.
INDEPENDENT ADJUSTER CERTIFICATIONS
Allstate Roofing – Wind Events Allstate Roofing – Hail Event
Allstate Adjusting Collision & Auto Hail Losses Allstate Computer-Based Vehicle Estimates & Eval.
Liberty Mutual Property Certification Allstate Auto- Total Loss
TWIA
FEMA
California Earthquake Accreditation
Tornado & Windstorm
Harrell, Wanda – Resume 2 of 4
Citizens-Florida
State Farm Fire Live Broadcast State Farm Insurance Adjuster Estimatics
EDUCATIONAL INSTITUTION LICENSES SOFTWARE
University of Houston, B.S. 1996 Texas Insurance Adjuster License #1554099 ECS & MSB
CLC Network Engineering Management NFIP Certified Adjuster # 70001758 Xactimate
Southwest Paralegal Institute Florida Adjuster License #W110003 Simsol
Oklahoma Adjuster License #100105793 ACE
Michigan Adjuster License #0594980 CIMS
Georgia Adjuster License #2864901(Renewing) FileTrac
Audatex
3. Commercial Inspections Mobile Home Inspections
State Farm Auto Adjuster State Farm Insurance Policy
Wind & Hail ECS
Federated & Wellington Flood & Hurricane Inspection
SPECIALIZED AREAS
Insurance Defense – 7 Years Toxic Tort – 5 Years
Worker’s Compensation - 7 Years Personal Injury – 10 Years
Medical/Nursing Home Litigation – 3 Years Copyright & Trademark - 2 Years
Intellectual Property – 8 Years Real Estate – 2 Years
Litigation – 20 Years Project Management – 17 Years
Trial Preparation – 15 Years Tax Law – 5 Years
IT Support – 14 Years Legal Assistance – 20 Years
EED – 7 Years Software Training – 14 Years
PROFESSIONAL EXPERIENCE 1991- PRESENT
Contract Catastrophe Examiner Liberty Mutual
Contract Catastrophe Adjuster Citizens
Contract Catastrophe Examiner JIS-NFIP
Catastrophe Insurance Adjuster Parr – FEMA
Catastrophe Insurance Adjuster FEMA -PB Disaster Svcs
Contract Catastrophe Insurance Adjuster CNC-State Farm
Contract Catastrophe Insurance Adjuster CL-Balboa Insuranc
Field Appraiser Allstates
Litigation Support Proj. Manager/Consultant LTMS/GLT Resource
Medical/Nursing Home Litigation Project Mgr Marks Law Firm
Claims Project Manager Cigma Insurance
Paralegal/Project Mgr/Supervisor Houston Law Firms
Responsible for meeting with public adjusters, umpire(s), and policyholders to inspect/appraise damages to
dwellings, commercial properties, other structures and personal property, which entailed the inspections of the
homes, auto, and business arenas. Also responsible for writing estimates, handling and settling claims within
authority limits for customers who suffered damages to homes/risks, automobiles, bodily injury/personal injury,
sinkhole litigation, investigation of claims, contents, business interruptions, and commercial properties as a result of
natural disasters (Sandy, Isaac, Ike, Irene, Allison, Wind/Hailstorms, Severe Thunderstorms, Flood, etc.).
Also responsible for providing property claim service (BD, APS, FRV and/or ALE claims, Section II liability claims
involving lower severity physical damage, and writing UPP and moderately valued dwelling estimates) via internal
channels (phone/fax/email/mail/) to members and third party customers by using Simsol, Xactimate, MSB
Integriclaim and/or ACE3 software to prepare diagrams, scopes of damage and estimates referencing same.
Further responsible for Inside Auto & Property Adjusting, and Bodily Injury at CAT Customer Service Call Center
& Zoning Office, air/safety monitoring, environmental torts, monitoring air, water and soil due to environmental
hazards & chemical spills, monitor oil and gas wells, real estate legal research, title searching, construction/property
inspections & investigations, mobile home inspections, disaster cleanup & rebuilding, personal injury, lawsuit
negotiation and/or settlement, compliance with specifications, tracking of schedules, project status reports, vendor
management, and training and supervision of staff on a daily basis.
Harrell, Wanda – Resume 3 of 4
SOFTWARE SKILLS
Simsol CIMS Navigator XactAnalysis
4. Summation Concordance Introspect Xactimate
Sanctions Discovery Cracker File Trac MSB
Z-Print MS Office ECS MS Office
References Available Upon Request
Harrell, Wanda – Resume 4 of 4