hapter 5
What Are the Governmental Alternatives?
The United States has tried an alphabet soup of health policy options: HSAs, HMOs, IPAs, PPOs, POS plans, ACOs, and so on. Health care analysts often must look beyond specific organizational and financial alternatives and address issues at a higher level and deal with the threads of economic and political thought behind different proposals while considering the overall criteria of access, cost, and quality of care.
Politicians and businesspeople from outside the health care sector advocate many alternatives. To offset their tendency to ignore professional issues, in this chapter we discuss alternatives affecting professional status and roles and institutional responses to them. Table 5-1 presents an array of federal alternatives organized by their primary criteria—access, quality, or cost—and then by the economic philosophies behind them. The items in this array are not intended to be either mutually exclusive or collectively exhaustive; rather, the table provides a framework for looking at both the broad policy picture and specific health care actions taken at various times and places. Later in the chapter, another table (Table 5-3) summarizes policy alternatives added by state and local governments. Many of these alternatives were included as provisions of the Affordable Care Act (ACA). They are still included here, partly because they may be subject to reconsideration in the future.
Table 5-1 Illustrative Federal Government Health Policy Options
Access to Care
• Administered systems
• Universal coverage
• Expand or reduce eligibility or benefits
• Mandate coverage and services
• Captive providers
• Control insurance industry practices
• Mandate employer-based insurance coverage
• Consumer-driven competition
• Implement insurance exchanges
• Encourage basic plans with very low premiums for low-income workers and “young invincibles”
• Mandate individual coverage
• Allow states flexibility to reallocate federal funds for vouchers
• Oligopolistic competition
• Expand or contract coverages in entitlement and categorical programs
• Allow states to reallocate federal uncompensated care funds
• Eliminate ERISA constraints on the states
• Expand the capacity of the system
Quality of Care
• Administered system
• Mandate participation in quality improvement efforts in federal plans and programs
• Add more pay-for-performance incentives
• Select providers and programs on the basis of quality excellence
• Consumer-driven competition
• Encourage or mandate transparency of quality reporting in federal plans and programs
• Oversee licensure and credentialing of foreign-trained providers
• Oligopolistic competition
• Work reporting of quality care and adverse events into purchasing specifications for federal programs and disseminate to the public
• Encourage wider use of health information technology
Cost of Care
• Administered system
• Use full bargaining power in negotiation of ...
This document discusses several common payment mechanisms used in the US healthcare system, including Medicaid/Medicare, out-of-pocket expenses, and preferred provider organizations (PPOs). Medicaid/Medicare accounts for a large portion of US healthcare spending and debt. Patients are also responsible for out-of-pocket costs like co-payments that are rising faster than incomes. PPOs allow patients to choose providers both in and out of their insurance network, and these plans are becoming more popular for Medicare recipients. Billing and payment collection are essential to fund the entire healthcare system.
Week#6-To Do List-SMHS1. Week 6 ReadingsPlease use the assi.docxphilipnelson29183
Week#6-To Do List-SMHS
1. Week 6: Readings
Please use the assigned course book to read the following sections:
Part V: Special Markets
Chapter 25: Medicaid Managed Health Care
Chapter 26: The Military Managed Care Health System
Chapter 27: Managed Care in a Global Content
Click on the links below to access additional recommended readings:
https://www.youtube.com/watch?v=wtB9VQ3eRRk&list=PL5AJoKAXemI5ufCHHM8ga3YcU18zBWyAa
https://www.youtube.com/watch?v=OCgwxXV049s
https://www.youtube.com/watch?v=LD3L5CSaYLY
2. Week 6: Assignment
The use of Medicaid use services among consumers varies state by state. This assignment calls for you to report on the Medicaid profiles of 3 states, which can be found at the following website: http://medicaid.gov/Medicaid-CHIP-Program-Information/By-State/By-State.html Include within your report, all statistical data and charts that identify:
Eligibility levels
Enrollment data
Targeted enrollment strategies used
Participation rates
3. Week 6: Discussion
What are some of the reasons Medicaid managed care is more complex than developing private sector managed care programs and has led to more specialized firms dominating this market?
Medicaid Managed Health Care, The Military Managed Care Health System and Managed Care in a Global Context
WEEK 6 LECTURE
History of Medicaid
Health coverage for the uninsured for over 45 years.
Entitlement program established in 1965 as part of President Johnson’s “Great Society”
Initially intended as a health coverage supplement for those receiving cash assistance (predominantly women of child bearing age and children).
Overtime, Congress has expanded eligibility substantially to fill coverage gaps left by private insurance. Therefore, States have expanded their programs by
(1) raising the income eligibility levels for aid categories; and
(2) adding and/or expanding new populations.
Medicaid pays for nearly 40% of all newborn deliveries and covers 1 in 4 children.
Medicaid now provides benefits to more people than any other public or private insurance program, including Medicare.
History of Medicaid
When the Balanced Budget Act (BBA) was passed in 1997, it created Title XXI or the State’s Children Health Insurance Program (SCHIP)—a grant in aid statute, expanding eligibility for States to cover uninsured children who did not qualify for Medicaid
Incentives (FFP) given to States increased the opportunity for more children to receive “medical assistance”
From Dec 1999-Dec 2010, the SCHIP enrollment has grown from 2.7M to approximately 8M consumers
Medicaid enrollment increased from 31.7M consumers in June 2000 to 58M in 2010
Access to Care Barriers
In 2009, consumers covered by Medicaid and private insurance appear to have an equally low percentage of no usual source of care when compared to the uninsured.
The evaluation of benefits reveals that only 60% of the covered services are federally mandated
Managed Medicaid
.
Chapter 18 Private and Government Healthcare Systems PriMorganLudwig40
Chapter 18
Private and Government Healthcare Systems
Private and Government Healthcare Systems
In the United States, health insurance coverage is generally classified as either private (non-government) coverage or government-sponsored coverage.
Healthcare Coverage vs. Uninsured
The National Center for Health Statistics defines health insurance as public and private payers who cover medical expenditures incurred by a defined population in a variety of settings.
In the United States, the risk of becoming uninsured increases significantly for those earning low wages, the unemployed, and when employers are unable to provide insurance to workers.
Table 5-2 presents the trend of declining health insurance coverage.
Private Health Insurance
The concept of insurance is to combine the healthcare experiences of many enrollees in order to reduce expenses for any one individual to a manageable prepayment amount.
Employment-Based Plans is coverage offered through one’s own employment or a relative’s employment.
It may be offered by an employer or by a union.
Private Health Insurance Continued
Direct-Purchase/Fee-For-Service Plans are the traditional type of healthcare policy.
The physician sets a price for each type of service delivered, and then the client or insurance company pays the fee.
This type of health insurance provides the most choices of doctors and hospitals.
Private Health Insurance Continued
The two kinds of fee-for-service coverage are basic and major medical.
Basic covers some hospital services and supplies, such as X-rays and prescribed medicine.
Major medical insurance covers the cost of long-term, high-cost illnesses or injuries plus whatever basic did not cover.
Private Health Insurance Continued
Group Contract Insurance—to make hospitals and physicians products and services affordable to ordinary people in the United States.
With unmanaged care (fee-for-service) payments, healthcare providers could increase the number of single services they deliver in order to increase profit.
Private Health Insurance Continued
Managed Care—manages the cost and delivery of healthcare services, the quality of that healthcare, and access to care.
Managed care influences how much healthcare clients can use.
Health Maintenance Organizations (HMOs) are prepaid health plans.
The goal of an HMO is to provide affordable, well-organized healthcare by allowing clients to prepay (capitation payment) on a regular monthly basis for all services provided.
Private Health Insurance Continued
Including physicians’ visits, hospital stays emergency care, surgery, laboratory (lab) tests, X-rays, and therapy for all members and their families.
There may be a small co-payment for each office visit, such as $15 for a doctor’s visit or $50 for hospital emergency room treatment.
Private Health Insurance Continued
Point-of-Service Plans (POS) offer enrollees the option of receiving services from participating or nonparticipating prov ...
The document provides an overview of the Canadian pharmaceutical market, highlighting several key trends that will affect pharmaceutical manufacturers. The Canadian market, while smaller than some other countries, still ranks among the top 10 globally in drug spending. Launching a drug in Canada can be profitable if manufacturers understand the specific nuances of the market, such as Canada's complex reimbursement system with both public and private insurance. Health technology assessments play an important role in reimbursement decisions. Manufacturers must tailor their reimbursement and launch strategies to the target payer market, whether public or private plans. Health economic evidence is also becoming increasingly important for market access, pricing, and contracting in Canada.
The article discusses proposals to reform Medicaid in the U.S., including the House bill that would cap federal Medicaid funding. This could lead to a 26% reduction in federal support by 2026 and unprecedented financial risk shifting to states. The article argues that Medicaid reform proposals should consider the realities of the program, including that most enrollees and spending are for non-disabled adults, children, and older/disabled adults. It suggests bipartisan reforms could focus on increasing state flexibility, integrating physical and behavioral healthcare, and addressing high prescription drug costs. Overall, the greatest benefits will come from acknowledging Medicaid's successes and weaknesses to pursue tailored policies.
This chapter discusses the financing of healthcare in the United States. It covers the major sources of healthcare funding such as private insurance, Medicare, and Medicaid. It also examines trends like the increasing role of managed care plans and high-deductible plans. The chapter analyzes factors driving rising healthcare costs in the US compared to other countries. It also reviews ongoing efforts to reduce waste, fraud, and abuse, as well as link payments to quality of care.
mHealth Israel_US Health Insurance Overview- An Insider's PerspectiveLevi Shapiro
Presentation about the US Health Insurance Sector by Lori Rund, VP, Product Management and Market Intelligence at Health Alliance Plan, a managed care organization owned by the Henry Ford Health System, with 650,000 lives. Lori is responsible for the identification, concept building, researching and business case developments for new products, services and markets. She develops and leads comprehensive market intelligence functions to help the organization better understand industry trends and identify business opportunities.
Prior to joining Health Alliance Plan, Lori was Director of Product Development and Market Intelligence at Health Alliance Medical Plans in Illinois and Director of Market Research and Strategy at Carle Clinic Association, also in Illinois.
Presentation from INTEGRATED's Chuck Gooder, senior advisor, and Blake Sternard, the business analyst. The presentation focuses on the ways to identify the major changes of healthcare, with specific attention to the potential challenges posed to enrollees, physicians, hospitals, and healthcare organizations associated with the implementation of Obamacare.
This document discusses several common payment mechanisms used in the US healthcare system, including Medicaid/Medicare, out-of-pocket expenses, and preferred provider organizations (PPOs). Medicaid/Medicare accounts for a large portion of US healthcare spending and debt. Patients are also responsible for out-of-pocket costs like co-payments that are rising faster than incomes. PPOs allow patients to choose providers both in and out of their insurance network, and these plans are becoming more popular for Medicare recipients. Billing and payment collection are essential to fund the entire healthcare system.
Week#6-To Do List-SMHS1. Week 6 ReadingsPlease use the assi.docxphilipnelson29183
Week#6-To Do List-SMHS
1. Week 6: Readings
Please use the assigned course book to read the following sections:
Part V: Special Markets
Chapter 25: Medicaid Managed Health Care
Chapter 26: The Military Managed Care Health System
Chapter 27: Managed Care in a Global Content
Click on the links below to access additional recommended readings:
https://www.youtube.com/watch?v=wtB9VQ3eRRk&list=PL5AJoKAXemI5ufCHHM8ga3YcU18zBWyAa
https://www.youtube.com/watch?v=OCgwxXV049s
https://www.youtube.com/watch?v=LD3L5CSaYLY
2. Week 6: Assignment
The use of Medicaid use services among consumers varies state by state. This assignment calls for you to report on the Medicaid profiles of 3 states, which can be found at the following website: http://medicaid.gov/Medicaid-CHIP-Program-Information/By-State/By-State.html Include within your report, all statistical data and charts that identify:
Eligibility levels
Enrollment data
Targeted enrollment strategies used
Participation rates
3. Week 6: Discussion
What are some of the reasons Medicaid managed care is more complex than developing private sector managed care programs and has led to more specialized firms dominating this market?
Medicaid Managed Health Care, The Military Managed Care Health System and Managed Care in a Global Context
WEEK 6 LECTURE
History of Medicaid
Health coverage for the uninsured for over 45 years.
Entitlement program established in 1965 as part of President Johnson’s “Great Society”
Initially intended as a health coverage supplement for those receiving cash assistance (predominantly women of child bearing age and children).
Overtime, Congress has expanded eligibility substantially to fill coverage gaps left by private insurance. Therefore, States have expanded their programs by
(1) raising the income eligibility levels for aid categories; and
(2) adding and/or expanding new populations.
Medicaid pays for nearly 40% of all newborn deliveries and covers 1 in 4 children.
Medicaid now provides benefits to more people than any other public or private insurance program, including Medicare.
History of Medicaid
When the Balanced Budget Act (BBA) was passed in 1997, it created Title XXI or the State’s Children Health Insurance Program (SCHIP)—a grant in aid statute, expanding eligibility for States to cover uninsured children who did not qualify for Medicaid
Incentives (FFP) given to States increased the opportunity for more children to receive “medical assistance”
From Dec 1999-Dec 2010, the SCHIP enrollment has grown from 2.7M to approximately 8M consumers
Medicaid enrollment increased from 31.7M consumers in June 2000 to 58M in 2010
Access to Care Barriers
In 2009, consumers covered by Medicaid and private insurance appear to have an equally low percentage of no usual source of care when compared to the uninsured.
The evaluation of benefits reveals that only 60% of the covered services are federally mandated
Managed Medicaid
.
Chapter 18 Private and Government Healthcare Systems PriMorganLudwig40
Chapter 18
Private and Government Healthcare Systems
Private and Government Healthcare Systems
In the United States, health insurance coverage is generally classified as either private (non-government) coverage or government-sponsored coverage.
Healthcare Coverage vs. Uninsured
The National Center for Health Statistics defines health insurance as public and private payers who cover medical expenditures incurred by a defined population in a variety of settings.
In the United States, the risk of becoming uninsured increases significantly for those earning low wages, the unemployed, and when employers are unable to provide insurance to workers.
Table 5-2 presents the trend of declining health insurance coverage.
Private Health Insurance
The concept of insurance is to combine the healthcare experiences of many enrollees in order to reduce expenses for any one individual to a manageable prepayment amount.
Employment-Based Plans is coverage offered through one’s own employment or a relative’s employment.
It may be offered by an employer or by a union.
Private Health Insurance Continued
Direct-Purchase/Fee-For-Service Plans are the traditional type of healthcare policy.
The physician sets a price for each type of service delivered, and then the client or insurance company pays the fee.
This type of health insurance provides the most choices of doctors and hospitals.
Private Health Insurance Continued
The two kinds of fee-for-service coverage are basic and major medical.
Basic covers some hospital services and supplies, such as X-rays and prescribed medicine.
Major medical insurance covers the cost of long-term, high-cost illnesses or injuries plus whatever basic did not cover.
Private Health Insurance Continued
Group Contract Insurance—to make hospitals and physicians products and services affordable to ordinary people in the United States.
With unmanaged care (fee-for-service) payments, healthcare providers could increase the number of single services they deliver in order to increase profit.
Private Health Insurance Continued
Managed Care—manages the cost and delivery of healthcare services, the quality of that healthcare, and access to care.
Managed care influences how much healthcare clients can use.
Health Maintenance Organizations (HMOs) are prepaid health plans.
The goal of an HMO is to provide affordable, well-organized healthcare by allowing clients to prepay (capitation payment) on a regular monthly basis for all services provided.
Private Health Insurance Continued
Including physicians’ visits, hospital stays emergency care, surgery, laboratory (lab) tests, X-rays, and therapy for all members and their families.
There may be a small co-payment for each office visit, such as $15 for a doctor’s visit or $50 for hospital emergency room treatment.
Private Health Insurance Continued
Point-of-Service Plans (POS) offer enrollees the option of receiving services from participating or nonparticipating prov ...
The document provides an overview of the Canadian pharmaceutical market, highlighting several key trends that will affect pharmaceutical manufacturers. The Canadian market, while smaller than some other countries, still ranks among the top 10 globally in drug spending. Launching a drug in Canada can be profitable if manufacturers understand the specific nuances of the market, such as Canada's complex reimbursement system with both public and private insurance. Health technology assessments play an important role in reimbursement decisions. Manufacturers must tailor their reimbursement and launch strategies to the target payer market, whether public or private plans. Health economic evidence is also becoming increasingly important for market access, pricing, and contracting in Canada.
The article discusses proposals to reform Medicaid in the U.S., including the House bill that would cap federal Medicaid funding. This could lead to a 26% reduction in federal support by 2026 and unprecedented financial risk shifting to states. The article argues that Medicaid reform proposals should consider the realities of the program, including that most enrollees and spending are for non-disabled adults, children, and older/disabled adults. It suggests bipartisan reforms could focus on increasing state flexibility, integrating physical and behavioral healthcare, and addressing high prescription drug costs. Overall, the greatest benefits will come from acknowledging Medicaid's successes and weaknesses to pursue tailored policies.
This chapter discusses the financing of healthcare in the United States. It covers the major sources of healthcare funding such as private insurance, Medicare, and Medicaid. It also examines trends like the increasing role of managed care plans and high-deductible plans. The chapter analyzes factors driving rising healthcare costs in the US compared to other countries. It also reviews ongoing efforts to reduce waste, fraud, and abuse, as well as link payments to quality of care.
mHealth Israel_US Health Insurance Overview- An Insider's PerspectiveLevi Shapiro
Presentation about the US Health Insurance Sector by Lori Rund, VP, Product Management and Market Intelligence at Health Alliance Plan, a managed care organization owned by the Henry Ford Health System, with 650,000 lives. Lori is responsible for the identification, concept building, researching and business case developments for new products, services and markets. She develops and leads comprehensive market intelligence functions to help the organization better understand industry trends and identify business opportunities.
Prior to joining Health Alliance Plan, Lori was Director of Product Development and Market Intelligence at Health Alliance Medical Plans in Illinois and Director of Market Research and Strategy at Carle Clinic Association, also in Illinois.
Presentation from INTEGRATED's Chuck Gooder, senior advisor, and Blake Sternard, the business analyst. The presentation focuses on the ways to identify the major changes of healthcare, with specific attention to the potential challenges posed to enrollees, physicians, hospitals, and healthcare organizations associated with the implementation of Obamacare.
While the health care reform bill is a step in the right direction, medicare for all or single payer is what is really needed to control costs and insure all.
The document discusses rising healthcare costs in the US and a new study projecting that healthcare spending will increase substantially over the next decade. It also summarizes strategies that large employers are implementing to better manage costs, such as health improvement programs, engagement of employees, accountability measures, and use of technology. Finally, it provides legislative updates on expanded preventive care coverage for women and subsidies available through the Affordable Care Act.
Week #5-To Do List-CCHWeek 5 IntroductionIntroduction To Co.docxcelenarouzie
Week #5-To Do List-CCH
Week 5: Introduction
Introduction To Compliance Documentation & Reporting
Proper documentation is an inherent component of delivery of care, not an add-on. One of the oldest battles in healthcare is that between the hospital Medical Records department and the admitting Physician to complete necessary documentation for the Patient’s Chart. The most common cause of loss of admitting privileges has been from this source. This process has only become more important and necessary with the increasing recognition of the importance of proper documentation for legal and ethical defense purposes.
Documentation also serves a number of financial aspects of patient care delivery, including billing, grant writing for research projects, medical research to discover future tests, procedures, and cures, and funding for government supported agencies and programs.
Objectives
To successfully complete this learning unit, you will be expected to:
Identify the uses for health care documentation.
Learn the essential components of quality documentation.
Categorize the document guidelines under the federal False Claims Act.
Identify the documentation required for compliance under the Federal Stark Law.
List the aspects of documentation compliance with regard to electronic health records.
Identify the important issues regarding ethical coding practices.
Learn the most common illegal practices for HIM reporting.
Identify the key concerns under the federal False Claims Act that relate to reporting.
Determine the impact of the Physician Quality Reporting Initiative (PQRI) on HIM processes in physicians’ offices.
Identify the circumstances in which a health care professional is mandated to report a patient’s diagnosis.
Week 5: Discussion
Answer the following questions:
Review the various uses for health care documentation and discuss how each has an impact on the health care delivery system
Discuss procedures you might enact in your facility to avoid violating the False Claims Act
Discuss why physician offices should participate in PQRI
Week 5: Case Study Assignment
Please read and choose one of the following case studies:
Case study on page 111 of your textbook. (This Case Study is in the section for Securing EHR and starts with "NOTE: In each CMP (Civil Monetary Penalties) case resolved through a settlement agreement, . . . ")
Case study on page 127 of your textbook. (This Case Study is in the section for Phantom Patients and starts with "Two Charged in False Claims to Medicaid."
Case study on page 128 of your textbook. (This Case Study is in the section for Services not Performed and starts with "WASHINGTON—April 14, 2008—A board-certified radiologist, Fred Steinberg, M.D., his imaging centers . . ."
Case study on page 131 of your textbook. (This Case Study is in the section for Upcoding and starts with "July 2007: In Florida, a doctor was sentenced to 78 months in prison .
Implications for The Medicare Program Discussion.docx4934bk
This document discusses implications for the Medicare program given demographic trends in the aging US population. It outlines 10 issues arising from an increasing senior population and the implications for Medicare delivery and costs. It also discusses potential solutions to issues providing healthcare for seniors, including maintaining the political and fiscal viability of Medicare in the future.
1) The document summarizes key aspects of national health reform and its potential impact and challenges for implementing it in Florida. It outlines opportunities to expand Medicaid coverage to over 1 million newly eligible residents, create health insurance exchanges, and reform insurance markets.
2) Implementing the reforms successfully could improve access to care, reduce costs, and lower uncompensated care while posing challenges like ensuring adequate provider capacity and developing new regulatory systems.
3) The report recommends Florida take steps like innovative outreach and enrollment for Medicaid and exchange programs, applying for federal grants, enacting legislation, and monitoring insurance affordability and quality.
Final ProjectThe major written assignment, a Health Policy Ana.docxvoversbyobersby
The document outlines the requirements for a major health policy analysis paper assignment. It provides details on the 9 sections that must be included: 1) problem statement, 2) background, 3) landscape identification, 4) alternatives section, 5) side-by-side tables of alternatives, 6) recommendations, 7) implementation strategy, 8) implementation planning, and 9) references. Students are asked to analyze a health-related problem and policy options for a state governor's office, researching online sources and the library. The paper should be 15-20 pages long.
A Road Map For Americas Future by Paul Ryanjenkan04
The document outlines Congressman Paul Ryan's proposal called "A Roadmap for America's Future" which includes reforms to healthcare, Social Security, taxes, and the federal budget. The healthcare section proposes providing tax credits to individuals for purchasing health insurance, creating state-based insurance exchanges, and transitioning Medicaid into a system that provides direct assistance for purchasing private plans. The Social Security reforms give workers under 55 the option to invest some of their payroll taxes into personal retirement accounts. The tax reforms aim to simplify the tax code and lower rates while eliminating special deductions and maintaining progressivity.
4 A Road Map For Americas Future Paul Ryanjenkan04
The document outlines Congressman Paul Ryan's proposal called "A Roadmap for America's Future" which includes reforms to healthcare, Social Security, taxes, and the federal budget. The healthcare section proposes providing tax credits to individuals for purchasing health insurance, creating state-based insurance exchanges, and transitioning Medicaid into a system that provides direct assistance for purchasing private plans. The Social Security reforms give workers under 55 the option to invest some of their payroll taxes into personal retirement accounts. The tax reforms aim to simplify the tax code and reduce rates while eliminating special deductions and broadening the tax base.
Assignment 1Public Administration – The Good, th.docxtrippettjettie
Assignment 1
Public Administration – The Good, the Bad, the Ugly
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Modern Public Administration
Prof. hhhhh
Date: hhhhh
The White House Issue: Health reforms
The Health Care Reforms are the best obsession for the United States, Majorly most of the American citizens who were responsible for originating the improvement found it helpful. Back in the year 2011, a countrywide crackdown was conducted as a way to oppose the frauds that were becoming a health concern, and the federal administration recovered almost $ 4.1 billion. The Health Care Improvement for capturing the healthcare frauds and scams allowed President Obama’s policy to enhance on strict penalties like compensation and fines. By providing the United States citizens with Patient Protection as well as, ACA (Affordable Care Act) was the ultimate presidential success for President Barack Obama (.whitehouse., 2014).
The public policy
As most of the leaders decided to adopt a firm stand with the many important issues within the American State, the essential point was the definition of the improvement of the Health Care in the United States by President Barack Obama and when discussing the fitness and care reform a lot of issues are put on focus.
The public policies are categorized into four groups which are the regulatory policy, the distributive policy, the redistributive policy and lastly the constituent policy. Every issue in the White House is organized it the way it is related to any of the four types of public systems (NCBI, 2016). The financial regime faces most of the significant issues, and many may need to be in a position to determine the problems which are related to funding system because some of these issues affect some of the American citizens.
Distributive policy as mentioned above, it is a policy that focuses on supporting the selected issues; the strategy that is behind the distributive health care is the local understanding and having a flexible organizational design. The idea of distribution is quite broad as it classifies distributive policy action towards including all the public processes that are responsible for developing as well as providing equitable access to the resources. In regards to the health issues, this may have financial aid for assisting the excluded to have access to the healthcare. Also, across funding aid to assist in the inside operations of the health institutions such as the combination of threats which enhances the inclusion of reasonably inadequate health services. Also, the appointment systems facilitate the secondary concern for the needy to access health services (Mackintosh, 2013). It also reduces the shifts regarding the fitness care regime in processes that will be able to satisfy and offer the proper access to those who are deprived by supporting the distributive promises that the government has made and having full access to healthcare services. In this kind of shift, the significant disadvantage is ...
Implementing Exchanges that Enhance Choice, Affordability, and Coverage hmartin920
The document discusses the establishment of state-based health insurance exchanges under the Affordable Care Act beginning in 2014. The goal is to expand coverage, slow cost growth, and provide subsidies. Prior state-run insurance cooperatives and purchasing pools had mixed results. Implementing exchanges will be challenging given each state's political environment and the economy. Stakeholders must work together to address complexities of reform.
The document discusses various options for financing health care, including user charges, public subsidies, community financing, health insurance, and private sector involvement. It notes that while each method has strengths, none are fully adequate alone and that a mix of approaches is typically needed to meet a population's total health care needs.
Consumer-Centric Healthcare: 2015--The Tipping Point Has Arrived (Report by William Blair)
Consumers—in tandem with disruptive healthcare technology and healthcare services providers—are the key to solving many of US healthcare's woes, particularly the unsustainably high cost of care.
Public exchanges, private exchanges, and high-deductible health plans are growing quickly. Disruptive forces of competition will create a lower-cost system that promotes the growth of highly efficient, low-cost, and high-quality providers and technologies.
The continued movement of financial and quality risk back to providers (and increasingly to consumers themselves) is encouraging providers and consumers to seek preventive medicine, cost efficiency, clinical efficacy, and overall value in healthcare. In turn, this could drive significant change regarding the primary point of care delivery (rapidly moving outside the hospital), the overall cost of healthcare and investment decisions made by healthcare providers.
Consumer-centric healthcare providers will experience strong top- and bottom-line growth over the coming years. Investors in both the public and private-equity markets will achieve superior long-term returns by identifying and investing in these companies.
This document summarizes a presentation on health financing strategies for achieving universal health coverage given by Sourav Goswami and moderated by Dr. Subodh Gupta at MGIMS, Sevagram on June 8th, 2017. The presentation discusses key aspects of health financing policy including universal health coverage goals of access, quality, and financial protection. It covers topics such as revenue raising, risk pooling, purchasing of health services, benefit package design, and principles of rationing health resources. Examples from countries like Moldova and Chile are provided. The current scenario of health financing in India is also summarized, highlighting high levels of out-of-pocket spending and a need to increase public financing to achieve equitable access to
The document summarizes the Affordable Care Act and identifies some of its flaws and deficiencies. It discusses two main goals of the ACA - to increase the number of insured individuals while reducing overall healthcare costs. However, it notes the ACA has yet to achieve these goals. One deficiency is that individuals who remain uninsured face a penalty fee, which does not actually encourage accessing healthcare. Another issue is the "coverage gap" where many remain uninsured. The document proposes solutions like a state-run program to cover those in the gap and bundled payments to replace fee-for-service. It argues more reform is still needed to control rising costs while expanding access.
https://www.vitalsource.com/products/comparative-criminal-justice-systems-harry-r-dammer-jay-s-v9781285630779
THE ASSIGNMENT IS BASED ON CHAPTER 1 (ONE)
Login : [email protected]
Password: Greekyogurt13!
1
3Defining the Problem
Rigina CochranMPA/593
August 19, 2019
Peter ReevesDefining the Problem
The health care system in Colorado is a composition of medical professionals providing services such as diagnosis, treatment, as well as preventive measures to mental illness and injuries ("Healthcare policy in Colorado - Ballotpedia," 2019). Health care policy involves the establishment and implementation of legislation and other regulations that the states use to manage its health care system effectively. Further, this sector consists of other participants, such as insurance and health information technology. The cost citizens pay for medical care and also the access to quality care influence the overall health care providers in Colorado. Therefore, the need for the creation and implementation of laws that help the state maintain efficiency in the health sector in Colorado.
Problem Statement
The declining standards of medical care within the United States has caused significant concern in the world. Due to these rising concerns, there have been various policies implemented, leading to mixed reactions among the different states. Some of the active policies implemented offer a long-term solution to this problem including Medicaid and Medicare. After acquiring state control, the Republicans dismissed the idea to expand and create medical insurance for Medicaid in Colorado. Sustaining the structure of the health care payroll calls for the deductions from the employees and the employers, which may lead to loss of jobs and increased burden of expenditure (Garcia, 2019).
Identify the Methodology
The main objective of this policy plan is to investigate the role of legislation in the management of the health care sector in the United States. Due to the need for achieving in-depth exploration, this paper uses a combination of both qualitative and quantitative methods of data collection by addressing both practical and theoretical aspects of the research. Based on the answers that the policy requires, choosing survey as the research design. This method involves collecting and analyzing data from a few people who represent the principal group within health care. However, the survey method faces some challenges such as attitudes and perception of the health workers leading to the delimitation of the study. The target population for the study includes the nurses within the health sectors in Colorado. The selection of the participants involved in the use of stratified random sampling.
Identify your Stakeholders
The major stakeholders in the creation and implementation of the policy plan include the legislatures, local government, patients, and other private parties such as the insurance companies. Collectively, these bodies are involved in the makin ...
The document summarizes recent studies and trends related to rising healthcare costs in the US. It discusses projections that healthcare spending will grow faster than GDP over the next decade and account for 20% of national spending by 2020. It also outlines strategies that large employers are using to better manage costs, such as engaging employees in wellness programs, linking provider strategies to quality outcomes, and using health technology. Additional sections provide updates on provisions and guidelines under the Affordable Care Act.
Hai,this is Anusha. am looking for a help with my research.docxJeanmarieColbert3
Hai,
this is Anusha. am looking for a help with my research papers. subject is homeland security and contemporary issues and the topics are
1.Border security is key to immigration reform??
2.walls won't keep us safe
may i get it done by Thursday evening. and also lemme know the amount for both the papers. am also attaching the paper rubric here
thank you.
.
Guys I need your help with my international law class, Its a course.docxJeanmarieColbert3
Guys I need your help with my international law class, It's a course on International Law but it's not in essence a law course but part of the concentration I'm in, which is International Relations (in the School of Humanities and Social Sciences) my essay question is the following:
Are the jurisdictions of states absolute and unlimited?
.
hare some memories of encounters with people who had very different .docxJeanmarieColbert3
hare some memories of encounters with people who had very different expectations of their children compared to your own (it doesn't matter if you have children or not, just think about what you would have expected in their place). We tend to think of these situations in terms of good parents and bad parents, but speculate about the possible role of culture. Are there ways to avoid problems when parents with different cultural standards mix?
.
Hacker or SupporterAnswer ONE of the following questionsQuestio.docxJeanmarieColbert3
Hacker or Supporter
Answer ONE of the following questions:
Question A
In a 2-4 page paper, critique the case of Julian Assange, who created the Web site Wikileaks. Is Assange a glorified hacker and threat to national and international security or is he a supporter for human rights and freedom of speech?
.
HA415 Unit 6Discussion TopicHealthcare systems are huge, compl.docxJeanmarieColbert3
This document discusses factors that impact healthcare systems such as technology, costs, and policies. Healthcare systems are large and complex, responding to economic, social, and historical changes. The availability of technology significantly affects medical costs and care access. Local, state and national leaders influence these systems through policies.
More Related Content
Similar to hapter 5What Are the Governmental AlternativesThe United Stat
While the health care reform bill is a step in the right direction, medicare for all or single payer is what is really needed to control costs and insure all.
The document discusses rising healthcare costs in the US and a new study projecting that healthcare spending will increase substantially over the next decade. It also summarizes strategies that large employers are implementing to better manage costs, such as health improvement programs, engagement of employees, accountability measures, and use of technology. Finally, it provides legislative updates on expanded preventive care coverage for women and subsidies available through the Affordable Care Act.
Week #5-To Do List-CCHWeek 5 IntroductionIntroduction To Co.docxcelenarouzie
Week #5-To Do List-CCH
Week 5: Introduction
Introduction To Compliance Documentation & Reporting
Proper documentation is an inherent component of delivery of care, not an add-on. One of the oldest battles in healthcare is that between the hospital Medical Records department and the admitting Physician to complete necessary documentation for the Patient’s Chart. The most common cause of loss of admitting privileges has been from this source. This process has only become more important and necessary with the increasing recognition of the importance of proper documentation for legal and ethical defense purposes.
Documentation also serves a number of financial aspects of patient care delivery, including billing, grant writing for research projects, medical research to discover future tests, procedures, and cures, and funding for government supported agencies and programs.
Objectives
To successfully complete this learning unit, you will be expected to:
Identify the uses for health care documentation.
Learn the essential components of quality documentation.
Categorize the document guidelines under the federal False Claims Act.
Identify the documentation required for compliance under the Federal Stark Law.
List the aspects of documentation compliance with regard to electronic health records.
Identify the important issues regarding ethical coding practices.
Learn the most common illegal practices for HIM reporting.
Identify the key concerns under the federal False Claims Act that relate to reporting.
Determine the impact of the Physician Quality Reporting Initiative (PQRI) on HIM processes in physicians’ offices.
Identify the circumstances in which a health care professional is mandated to report a patient’s diagnosis.
Week 5: Discussion
Answer the following questions:
Review the various uses for health care documentation and discuss how each has an impact on the health care delivery system
Discuss procedures you might enact in your facility to avoid violating the False Claims Act
Discuss why physician offices should participate in PQRI
Week 5: Case Study Assignment
Please read and choose one of the following case studies:
Case study on page 111 of your textbook. (This Case Study is in the section for Securing EHR and starts with "NOTE: In each CMP (Civil Monetary Penalties) case resolved through a settlement agreement, . . . ")
Case study on page 127 of your textbook. (This Case Study is in the section for Phantom Patients and starts with "Two Charged in False Claims to Medicaid."
Case study on page 128 of your textbook. (This Case Study is in the section for Services not Performed and starts with "WASHINGTON—April 14, 2008—A board-certified radiologist, Fred Steinberg, M.D., his imaging centers . . ."
Case study on page 131 of your textbook. (This Case Study is in the section for Upcoding and starts with "July 2007: In Florida, a doctor was sentenced to 78 months in prison .
Implications for The Medicare Program Discussion.docx4934bk
This document discusses implications for the Medicare program given demographic trends in the aging US population. It outlines 10 issues arising from an increasing senior population and the implications for Medicare delivery and costs. It also discusses potential solutions to issues providing healthcare for seniors, including maintaining the political and fiscal viability of Medicare in the future.
1) The document summarizes key aspects of national health reform and its potential impact and challenges for implementing it in Florida. It outlines opportunities to expand Medicaid coverage to over 1 million newly eligible residents, create health insurance exchanges, and reform insurance markets.
2) Implementing the reforms successfully could improve access to care, reduce costs, and lower uncompensated care while posing challenges like ensuring adequate provider capacity and developing new regulatory systems.
3) The report recommends Florida take steps like innovative outreach and enrollment for Medicaid and exchange programs, applying for federal grants, enacting legislation, and monitoring insurance affordability and quality.
Final ProjectThe major written assignment, a Health Policy Ana.docxvoversbyobersby
The document outlines the requirements for a major health policy analysis paper assignment. It provides details on the 9 sections that must be included: 1) problem statement, 2) background, 3) landscape identification, 4) alternatives section, 5) side-by-side tables of alternatives, 6) recommendations, 7) implementation strategy, 8) implementation planning, and 9) references. Students are asked to analyze a health-related problem and policy options for a state governor's office, researching online sources and the library. The paper should be 15-20 pages long.
A Road Map For Americas Future by Paul Ryanjenkan04
The document outlines Congressman Paul Ryan's proposal called "A Roadmap for America's Future" which includes reforms to healthcare, Social Security, taxes, and the federal budget. The healthcare section proposes providing tax credits to individuals for purchasing health insurance, creating state-based insurance exchanges, and transitioning Medicaid into a system that provides direct assistance for purchasing private plans. The Social Security reforms give workers under 55 the option to invest some of their payroll taxes into personal retirement accounts. The tax reforms aim to simplify the tax code and lower rates while eliminating special deductions and maintaining progressivity.
4 A Road Map For Americas Future Paul Ryanjenkan04
The document outlines Congressman Paul Ryan's proposal called "A Roadmap for America's Future" which includes reforms to healthcare, Social Security, taxes, and the federal budget. The healthcare section proposes providing tax credits to individuals for purchasing health insurance, creating state-based insurance exchanges, and transitioning Medicaid into a system that provides direct assistance for purchasing private plans. The Social Security reforms give workers under 55 the option to invest some of their payroll taxes into personal retirement accounts. The tax reforms aim to simplify the tax code and reduce rates while eliminating special deductions and broadening the tax base.
Assignment 1Public Administration – The Good, th.docxtrippettjettie
Assignment 1
Public Administration – The Good, the Bad, the Ugly
hhhhhhh
Modern Public Administration
Prof. hhhhh
Date: hhhhh
The White House Issue: Health reforms
The Health Care Reforms are the best obsession for the United States, Majorly most of the American citizens who were responsible for originating the improvement found it helpful. Back in the year 2011, a countrywide crackdown was conducted as a way to oppose the frauds that were becoming a health concern, and the federal administration recovered almost $ 4.1 billion. The Health Care Improvement for capturing the healthcare frauds and scams allowed President Obama’s policy to enhance on strict penalties like compensation and fines. By providing the United States citizens with Patient Protection as well as, ACA (Affordable Care Act) was the ultimate presidential success for President Barack Obama (.whitehouse., 2014).
The public policy
As most of the leaders decided to adopt a firm stand with the many important issues within the American State, the essential point was the definition of the improvement of the Health Care in the United States by President Barack Obama and when discussing the fitness and care reform a lot of issues are put on focus.
The public policies are categorized into four groups which are the regulatory policy, the distributive policy, the redistributive policy and lastly the constituent policy. Every issue in the White House is organized it the way it is related to any of the four types of public systems (NCBI, 2016). The financial regime faces most of the significant issues, and many may need to be in a position to determine the problems which are related to funding system because some of these issues affect some of the American citizens.
Distributive policy as mentioned above, it is a policy that focuses on supporting the selected issues; the strategy that is behind the distributive health care is the local understanding and having a flexible organizational design. The idea of distribution is quite broad as it classifies distributive policy action towards including all the public processes that are responsible for developing as well as providing equitable access to the resources. In regards to the health issues, this may have financial aid for assisting the excluded to have access to the healthcare. Also, across funding aid to assist in the inside operations of the health institutions such as the combination of threats which enhances the inclusion of reasonably inadequate health services. Also, the appointment systems facilitate the secondary concern for the needy to access health services (Mackintosh, 2013). It also reduces the shifts regarding the fitness care regime in processes that will be able to satisfy and offer the proper access to those who are deprived by supporting the distributive promises that the government has made and having full access to healthcare services. In this kind of shift, the significant disadvantage is ...
Implementing Exchanges that Enhance Choice, Affordability, and Coverage hmartin920
The document discusses the establishment of state-based health insurance exchanges under the Affordable Care Act beginning in 2014. The goal is to expand coverage, slow cost growth, and provide subsidies. Prior state-run insurance cooperatives and purchasing pools had mixed results. Implementing exchanges will be challenging given each state's political environment and the economy. Stakeholders must work together to address complexities of reform.
The document discusses various options for financing health care, including user charges, public subsidies, community financing, health insurance, and private sector involvement. It notes that while each method has strengths, none are fully adequate alone and that a mix of approaches is typically needed to meet a population's total health care needs.
Consumer-Centric Healthcare: 2015--The Tipping Point Has Arrived (Report by William Blair)
Consumers—in tandem with disruptive healthcare technology and healthcare services providers—are the key to solving many of US healthcare's woes, particularly the unsustainably high cost of care.
Public exchanges, private exchanges, and high-deductible health plans are growing quickly. Disruptive forces of competition will create a lower-cost system that promotes the growth of highly efficient, low-cost, and high-quality providers and technologies.
The continued movement of financial and quality risk back to providers (and increasingly to consumers themselves) is encouraging providers and consumers to seek preventive medicine, cost efficiency, clinical efficacy, and overall value in healthcare. In turn, this could drive significant change regarding the primary point of care delivery (rapidly moving outside the hospital), the overall cost of healthcare and investment decisions made by healthcare providers.
Consumer-centric healthcare providers will experience strong top- and bottom-line growth over the coming years. Investors in both the public and private-equity markets will achieve superior long-term returns by identifying and investing in these companies.
This document summarizes a presentation on health financing strategies for achieving universal health coverage given by Sourav Goswami and moderated by Dr. Subodh Gupta at MGIMS, Sevagram on June 8th, 2017. The presentation discusses key aspects of health financing policy including universal health coverage goals of access, quality, and financial protection. It covers topics such as revenue raising, risk pooling, purchasing of health services, benefit package design, and principles of rationing health resources. Examples from countries like Moldova and Chile are provided. The current scenario of health financing in India is also summarized, highlighting high levels of out-of-pocket spending and a need to increase public financing to achieve equitable access to
The document summarizes the Affordable Care Act and identifies some of its flaws and deficiencies. It discusses two main goals of the ACA - to increase the number of insured individuals while reducing overall healthcare costs. However, it notes the ACA has yet to achieve these goals. One deficiency is that individuals who remain uninsured face a penalty fee, which does not actually encourage accessing healthcare. Another issue is the "coverage gap" where many remain uninsured. The document proposes solutions like a state-run program to cover those in the gap and bundled payments to replace fee-for-service. It argues more reform is still needed to control rising costs while expanding access.
https://www.vitalsource.com/products/comparative-criminal-justice-systems-harry-r-dammer-jay-s-v9781285630779
THE ASSIGNMENT IS BASED ON CHAPTER 1 (ONE)
Login : [email protected]
Password: Greekyogurt13!
1
3Defining the Problem
Rigina CochranMPA/593
August 19, 2019
Peter ReevesDefining the Problem
The health care system in Colorado is a composition of medical professionals providing services such as diagnosis, treatment, as well as preventive measures to mental illness and injuries ("Healthcare policy in Colorado - Ballotpedia," 2019). Health care policy involves the establishment and implementation of legislation and other regulations that the states use to manage its health care system effectively. Further, this sector consists of other participants, such as insurance and health information technology. The cost citizens pay for medical care and also the access to quality care influence the overall health care providers in Colorado. Therefore, the need for the creation and implementation of laws that help the state maintain efficiency in the health sector in Colorado.
Problem Statement
The declining standards of medical care within the United States has caused significant concern in the world. Due to these rising concerns, there have been various policies implemented, leading to mixed reactions among the different states. Some of the active policies implemented offer a long-term solution to this problem including Medicaid and Medicare. After acquiring state control, the Republicans dismissed the idea to expand and create medical insurance for Medicaid in Colorado. Sustaining the structure of the health care payroll calls for the deductions from the employees and the employers, which may lead to loss of jobs and increased burden of expenditure (Garcia, 2019).
Identify the Methodology
The main objective of this policy plan is to investigate the role of legislation in the management of the health care sector in the United States. Due to the need for achieving in-depth exploration, this paper uses a combination of both qualitative and quantitative methods of data collection by addressing both practical and theoretical aspects of the research. Based on the answers that the policy requires, choosing survey as the research design. This method involves collecting and analyzing data from a few people who represent the principal group within health care. However, the survey method faces some challenges such as attitudes and perception of the health workers leading to the delimitation of the study. The target population for the study includes the nurses within the health sectors in Colorado. The selection of the participants involved in the use of stratified random sampling.
Identify your Stakeholders
The major stakeholders in the creation and implementation of the policy plan include the legislatures, local government, patients, and other private parties such as the insurance companies. Collectively, these bodies are involved in the makin ...
The document summarizes recent studies and trends related to rising healthcare costs in the US. It discusses projections that healthcare spending will grow faster than GDP over the next decade and account for 20% of national spending by 2020. It also outlines strategies that large employers are using to better manage costs, such as engaging employees in wellness programs, linking provider strategies to quality outcomes, and using health technology. Additional sections provide updates on provisions and guidelines under the Affordable Care Act.
Similar to hapter 5What Are the Governmental AlternativesThe United Stat (17)
Hai,this is Anusha. am looking for a help with my research.docxJeanmarieColbert3
Hai,
this is Anusha. am looking for a help with my research papers. subject is homeland security and contemporary issues and the topics are
1.Border security is key to immigration reform??
2.walls won't keep us safe
may i get it done by Thursday evening. and also lemme know the amount for both the papers. am also attaching the paper rubric here
thank you.
.
Guys I need your help with my international law class, Its a course.docxJeanmarieColbert3
Guys I need your help with my international law class, It's a course on International Law but it's not in essence a law course but part of the concentration I'm in, which is International Relations (in the School of Humanities and Social Sciences) my essay question is the following:
Are the jurisdictions of states absolute and unlimited?
.
hare some memories of encounters with people who had very different .docxJeanmarieColbert3
hare some memories of encounters with people who had very different expectations of their children compared to your own (it doesn't matter if you have children or not, just think about what you would have expected in their place). We tend to think of these situations in terms of good parents and bad parents, but speculate about the possible role of culture. Are there ways to avoid problems when parents with different cultural standards mix?
.
Hacker or SupporterAnswer ONE of the following questionsQuestio.docxJeanmarieColbert3
Hacker or Supporter
Answer ONE of the following questions:
Question A
In a 2-4 page paper, critique the case of Julian Assange, who created the Web site Wikileaks. Is Assange a glorified hacker and threat to national and international security or is he a supporter for human rights and freedom of speech?
.
HA415 Unit 6Discussion TopicHealthcare systems are huge, compl.docxJeanmarieColbert3
This document discusses factors that impact healthcare systems such as technology, costs, and policies. Healthcare systems are large and complex, responding to economic, social, and historical changes. The availability of technology significantly affects medical costs and care access. Local, state and national leaders influence these systems through policies.
HA410 Unit 7 AssignmentUnit outcomes addressed in this Assignment.docxJeanmarieColbert3
HA410 Unit 7 Assignment
Unit outcomes addressed in this Assignment:
● Identify significant standards for healthcare documentation.
● Understand important factors involved in regulations pertaining to paper and electronic health records.
Course outcomes addressed in this Assignment:
HS410-4: Compare standards and regulations for healthcare documentation.
Instructions:
Your boss is the Director of Medical Records at a large academic medical center. He is finding it difficult to monitor the ongoing legislative and policy changes related to Health Information Management. He has asked that you do the following:
1) Visit the AHIMA website (www.ahima,org) and visit the “Advocacy and Public Policy” tab.
2) From there, visit both the “Legislation” and “News and Alerts” menu options.
3) Prepare two pages report highlighting the two most important items your boss should be aware of.
4) Recommend a course of action for each.
Paper should be 600- 800 words length, strictly on topic, informative, and original with 2-3 scholar referencess. No repeatation of words. Please use and read the attached document and follow all the instructions and use the grading rubrics below to do this assignment.
NO PHARGIARIAM!!
Unit 7 Assignment Grading Rubrics:
Instructors: to complete the rubric, please enter the points the student earned in the green cells of column E. Then determine point deductions for writing, late policy, etc in the red cells to calculate the final grade.
Assignment Requirements
Points possible
Points earned by student
Student understands issues related to health information management.
0-40
Student can assess policy and news items impact health information management.
0-40
Student can make well supported recommendations to address current legislative and policy issues in health information management.
0-40
Student prepares a well-crafted report in APA format using the AHIMA website and other sources, as needed.
0-30
Total (Sum of all points)
150
0
*Writing Deductions (Maximum 30% from points earned):
Grammar/Punctuation/Spelling:
30%
Order of Ideas/Length requirement (if applicable):
30%
Format
10%
*Source citations
30%
Late Submission Deduction: (refer to Syllabus for late policy)
Adjusted total points
0
*If sources are not cited and work is plagiarized, grade is an automatic zero and further action may take place in accordance with the Academic Integrity Policy as described in the university catalog.
Final Percentage
0%
Feedback:
.
hacer oír salir suponer traer ver 1. para la clase a la.docxJeanmarieColbert3
hacer oír salir
suponer traer ver
1.
para la clase a las dos.
2.
Los fines de semana mi computadora a casa.
3.
que me gusta trabajar los sábados por la mañana.
4.
Por las mañanas, música en la radio.
5.
Cuando tengo hambre, un sándwich.
6.
Para descansar, películas en la televisión.
.
H07 Medical Coding IDirections Be sure to make an electronic c.docxJeanmarieColbert3
H07 Medical Coding I
Directions
: Be sure to make an electronic copy of your answer before submitting it to Ashworth College for grading. Unless otherwise stated, answer in complete sentences, and be sure to use correct English spelling and grammar. Sources must be cited in APA format. Your response should be two (2) to four (4) pages in length; refer to the "Assignment Format" page for specific format requirements.
Lesson 1, 2, 3, and 4 of this course has covered a wide variety of topics. Thus far, you have learned a great deal of information on health insurance, medical contracts, HIPAA, physician and hospital medical billing, and Medicare and Medicaid.
For this writing assignment, please explain why the following course objectives are important for medical billers and coder to understand:
1.
Understand the history and impact of health insurance on health care reimbursement process and recognize various types of health insurance coverage.
2.
Identify the key elements of a managed care contract and identify the role HIPAA plays in the health care industry.
3.
Recognize and explain the different components of physician and hospital billing and differentiate between the two types of services.
4.
Explain the difference between Medicare and Medicaid billing.
Please include at least 3 scholarly articles within your response. Overall response will be formatted according to APA style and the total assignment should be between 2-4 pages not including title page and reference page.
.
Guidelines1.Paper consisting of 2,000-2,250 words; however,.docxJeanmarieColbert3
Guidelines:
1.
Paper consisting of 2,000-2,250 words; however, the reference page isn’t included as any part of the word count.
2.
Provide a thesis and/or main claim that is clear and comprehensive. This is the essence of the paper.
3.
APA formatting: in-text citations, headings, correct sentence structure, paragraph transition.
4.
Please apply the attached (4) readings to this homework.
5.
Address the following in the paper:
a.
Briefly describe the company
REI
using the Baldrige Performance Excellence framework.
b.
Using the Baldrige framework, outline
REI
organization's leadership structure and practices (
innovation, communication, and diversity
) chosen to study.
c.
Describe the evidence you find to identify that organization's leadership style (
servant and authentic
) by using specific references from the research literature to support your description.
d.
As a researcher of organizational leadership, how does the Baldrige framework help assess organizational leadership?
e.
Identify any
gaps
in assessment the framework does not address, and describe them with references from other sources.
.
Guidelines12-point fontCambria fontSingle space50 words ma.docxJeanmarieColbert3
Guidelines
12-point font
Cambria font
Single space
50 words maximum per section summarized (Be concise. I would prefer less than 50 words)
Sections to summarize-
(50 words summary for each topic )
Genetics Versus Epigenetics
Defining Epigenetics
DNA methylation
RNAi and RNA-directed Gene Silencing
From Unicellular to Multicellular Systems
.
HA425 Unit 2 discussion- Organizational Behavior and Management in H.docxJeanmarieColbert3
HA425 Unit 2 discussion- Organizational Behavior and Management in Health Care - Discussion
Discussion Topics
1.
Discuss the role and importance of organizational culture in promoting organizational change, organizational learning, and quality of healthcare.
2. Explain how teamwork is used in the CQI process and its impact on the process.
NO PHARGIARISM!!! Paper must be 500 words, strictly on topic, well detailed and original with 2-3 scholar referencsea. No repeatation.
.
GuidelinesPaper is based on one novel , Frankenstein. We ha.docxJeanmarieColbert3
Guidelines
Paper is based on one novel ,
Frankenstein
. We have
learned that one element crucial to horror stories is a monster. After reading the
entire novel , you will write a two- to three-page paper analyzing whether Victor Frankenstein or the
creation is the true monster in the novel.
You must pick one. Then state three
reasons/actions why he is the monster.
DO NOT:
o
Claim they are both monsters
o
Claim that neither is
o
Claim that there is no monster because Victor is hallucinating, has
a split personality, is dreaming, etc.
o
Claim that the real monster is abstract/philosophical--narcissism,
society, nature vs. nurture, etc
These are all innovative and great and may make a great essay but that's not
the assignment.
You must make a claim that Victor is the true monster
OR his creation is the true monster and support your claim.
Even though it is your interpretation of who the monster is, when you write
academic essays, you are really asserting a claim and attempting to convince
readers to agree with your stance. To do this effectively, it’s best to create a
more objective tone, pulling back on personal statements and writing in terms of
what Shelley intended and how readers in general perceive/infer the information.
In other words, avoid statements like: “I think the monster is really Victor
Frankenstein.” And use statements like: “After careful analysis of Shelley’s
characters, readers agree that Victor is the true monster of the novel.” Also, a
major pitfall to avoid: Do not claim that the monster is Victor then focus on the
creation in the body of the essay and why the creation is not the monster.
Throughout the semester, I have been posing questions on the Discussion Board
that you have been responsible for. You were then required in some weeks to
respond to a peer’s answers. The purpose of this is to cultivate interaction among
peers as you are working in such solitude when in an online environment.
However, I know that it is hard to routinely read a lot of what your peers have to
say. So this second paper is the one opportunity for you to truly HEAR several
angles of a discussion, much like in a traditional classroom, and assimilate the
opinions of your classmates.
For the essay, after you first come to your own observation about who the true
monster is then read through a handful of each of the four
Frankenstein
discussion threads (Storyline Shift, Victor Frankenstein, The Creation, and
Frankenstein Finale). Find a few posts that support your observation. You do not
need to read through all of the posts for each thread but read through enough to
help inform your selection. Throughout your essay you will need to
include at
least three quotes from two different threads (one per body
paragraph/reason).
These quotes need to support your claim. In other words, if
you claim that Victor is the monster, don’t include a quote by a peer that focuses
on the monster’s compassion. Also, be.
Guidelines1.Paper word count should be 1,000-1,250. Refer.docxJeanmarieColbert3
Guidelines:
1.
Paper word count should be 1,000-1,250. Reference page should not be counted in the word count.
2.
Following issues to be addressed in the paper:
a.
Discuss the conceptual differences between Transformational-Transactional Leadership and the visions of future developments in leadership Warren Bennis was predicting.
b.
Using the guidance of both leadership theorists and applied behavioral scientists, compose your basic definition of organizational leadership that is functional in organizations you know.
c.
Drawing from tenets of the Christian worldview related to organizational leadership, compare the key points of that guidance with two key elements (leadership and integrity) of organizational leadership.
d.
Support your comparisons with substantive documentation for each of the two key elements of current theories.
3.
Due date: No later than Wednesday, October 12, 2016 at noon (EST)
.
Guided Response Respond to at least two of your classmates. Ch.docxJeanmarieColbert3
This document discusses activities and toys appropriate for different age groups according to Piaget's theory of cognitive development. For adolescents in the formal operations stage, the document recommends hypothetical problem solving activities that allow creative solutions to issues. It suggests providing art supplies to allow diagramming solutions. For toddlers in the preoperational stage, it proposes an animal hunt with magnifying glasses and safari helmets to encourage pretend play and role playing. A doctor play set is also suggested to help process medical experiences through imagination.
Guided ResponseReview the philosophies of education that your.docxJeanmarieColbert3
Guided Response:
Review the philosophies of education that your classmates chose and write a minimum 150-word response to at least two of them. Comment on whether you agree or disagree with their philosophies of education and their rational for them. Suggest additional ways in which the theories they have chosen could be applied to educational environments.
By:
Melissa
I have been in the classroom for over 12 years, and every day I learn something new. Every day I encounter a new student or discover something new about a student in my class that has been there the whole year. Every encounter is different, every child is different, and not one child thinks the same or learns the same. I discovered this early on in my teaching career, but I am constantly reminded how we cannot take for granted streamlined teaching in the classroom.
Teachers are not the only ones who teach in the classroom, the students in your classroom teach each other and teach you the teacher how to explain something differently and view things differently and reach the same destination to answer the same question correctly. I believe that being an effective teacher one must get to know students on a personal level. Not by reading their folders at the beginning of the year, but by asking open ended questions, listening to how they respond and how they express themselves either verbally or written expression. Teachers need to listen to their students not just hear them and move on, but take the child as a whole and help them reach another level in their education journey.
Special education is more than just accommodations; it is accommodating children to their needs and finding what works for them. Some need verbal cues to know that they are doing well and motivate them to keep working towards success, while others need positive written expression to push them over the hump and work to accomplish their goals. Most children with learning disabilities suffer from low self esteem and act up or become the class clown are constantly in trouble. They become the trouble makers or the ones always in trouble for not completing homework assignments, and because teachers only see this on the surface they push them off to one side of the classroom. What most general education teachers don’t see is how much they are asking for help.
Education should be used to empower every student and every teacher. Being an educator is more than just teaching to a test, it is planting the seed of enjoying the love for learning. We need to remember that we are educating our future.
By:
Katrina
Children learn best in an environment where they feel safe, especially younger children in an early childhood program. For toddlers the progressivism philosophy is one that works best. Toddlers cannot sit still for long periods of time and they need things that are developmentally appropriate. They need activities that allow them to use all of their senses. As they are touching and seeing while list.
Guided Response When responding to your peers, suggest ways to.docxJeanmarieColbert3
Guided Response:
When responding to your peers, suggest ways to continue to strengthen the contribution listed, so that this influence remains strong in our education system today. Describe why you believe this contribution should continue to be a part of our current education system. Respond to at least two peers.
BY: Tiffany Futch
Improved teaching means teachers were taught to teach on more of a professional level by actual people qualified to teach. Normal schools broadened their curricula to the training of secondary school teachers, requirement of the completion of high school to be admitted to college for teacher training, teachers must have a bachelor’s degree. “High school completion was seldom required for admission, and the majority of instructors did not hold a college degree themselves.” (Diener, 2008). Society has come a long way when it comes to teaching, and who is qualified to teach. Higher education is required more than ever in today’s society, and all of these examples have helped with the success of the way teachers complete their degrees today.
When it comes to teaching in the 21
st
century, full time teachers are required to have a minimum of a four year bachelor’s degree. Technology helps play a role in the success of teachers and students in and out of the classroom. Like the rest of the class we are all completing our degree in an online program. When it comes to teaching in the classroom teachers can use computers and other devices to help children excel, and outside of the classroom, the students can utilize the internet to help them with projects, and even communicate with other students to help with projects.
Webb. L. D. (2014). History of American education: Voices and perspectives. San Diego, CA: Bridgepoint Education, Inc.
BY:Christine Rodriguez
Teacher training is very important for teachers because they should be able to teach multiple subjects and be qualified in what they are teaching. Strengthening of the normal school curriculum and standards was needed in order for the school system to get better. In the 1900's schools exploded from 50 to almost 350, but with the low academic levels, teacher and students were not able to teach or learn at a college level. Teachers did not have, at this point, a college degree themselves. As the population kept increases and there was a higher demand for education, everyone began to need a high school diploma to be admitted for a college degree.
University enter teacher training: "Teacher training at the college or university level, typically consisted of one or two courses in the "science and art" of teaching, had been offered at a limited number of institutions as early as the 1830s, and the universities had always been institutions for the education of those who taught in the Latin grammar schools, academies, and high schools" (Webb, 2014).
This did not qualify them as teachers when they took these courses, but it did make them becom.
Guided Response As you read the responses of your classmates, con.docxJeanmarieColbert3
Guided Response:
As you read the responses of your classmates, consider how their negative educational experience could have been changed to support student learning. Respond to at least two of your classmates’ posts. Provide additional suggestions for them in creating their own positive, stimulating learning environment. Be sure to respond to any queries or comments posted by your instructor.
Melissa Cagno
The biggest negative experience that I have had is with a previous employer, and it was my first day as a preschool teacher in a facility nearby. On my first day, I walked into a situation that made a huge impact on the way I viewed this facility. When I started that day, I was told that I would not be in “my classroom” that I would be filling in for a teacher that was out that day. I didn’t have an issue with that fact and was actually up for the challenge. But when I entered the classroom I noticed there were no rules, no structure, no lesson plans and the classroom was complete chaos. I managed to create some spur of the moment lessons and engaged in music as much as possible. Then when it was time for lunch, and I went to serve it, it was pure sugar and very unhealthy. I left for the day feeling defeated, tired, frustrated and stressed and nowhere to turn. I expressed my concerns throughout the day along with a lot of severe health issues to the owner and was brushed off. I care a lot about the children’s safety and their learning environment, and I felt like I was drowning. Needless to say, I ended up moving on from that position because I felt helpless and without a direction to improve anything.
I have had several positive experiences throughout my educational background. The classrooms were always welcoming, warm and inviting and it showed that the teachers cared about their classrooms and their students. Those classrooms made me excited about becoming a teacher and gave me something to work towards in the future.
“The foundation for successful learning and a safe and secure classroom climate is the relationship that teachers develop with their students (Sousa, Tomlinson, 2011)”. The teacher-student relationship is something that should be built on from day one. If the students do not trust or know you, they will feel uneasy and unsafe in the classroom environment. It is so important to form the relationship with your students to ensure communication and safety of your students. Another way to provide a positive learning environment is with your attitude. If you have a positive and fun attitude, it will show through your lessons and your students will enjoy being in your class every day which will affect how they learn. Lastly, the organization is a big key to a positive and stimulating learning environment. If your classroom is packed full of stuff or the students, do not know where materials are it can cause frustrations for you and your students.
I firmly believe there are no stupid questions! I want to ensure my stude.
Guided ResponseReview several of your classmates’ posts and res.docxJeanmarieColbert3
Guided Response:
Review several of your classmates’ posts and respond to at least two of your peers original posts. Please keep in mind that this assignment can be a sensitive subject and that people’s past experiences may have shaped their views. Choose one point from your peer’s post that made an impact on you and explain why this particular comment resonated with you. Share your thoughts on the disadvantages and advantages of segregation with your peers.
BY:
Tiffany
Bradley
When preparing for this week’s discussion post I was a little at awe, I personally had never heard of the little rock nine. And I’m not that far from Arkansas. The Little Rock Nine was a group of nine African American students that were enrolled in Little Rock Central High School in 1957. However, their enrollment was engaged by the Little Rock Crisis. Which the students were initially prevented from entering the racially segregated school by Orval Faubus, the Governor of Arkansas. When President Dwight D. Eisenhower done an intervention, the students were then allowed to attend the school. The nine students were Ernest Green, Elizabeth Eckford, Jefferson Thomas, Terrance Roberts, Thelma Mothershed, and Melba Pattillo Beals. (https://en.wikipedia.org/wiki/Little_Rock_Nine)
Personally, if I was in the situation that these nine students experienced I would have been lost, afraid, and felt like something was wrong with me. A child of any race should not have to be put in this situation to feel unwanted or that they are unwelcome because they are of a different color. Many times however that is not the case. And this was the case for these nine children. My reaction would have been a sense of sadness, and anger. I don’t believe I would not have made a seen, simply out of fear of being hurt. I would have wanted to stand up for myself as well as my peers of the same color. Nowadays, if the situation would arise that an African American child was not allowed into a while school, yes I would stand up. And voice my opinion. It should not matter the color of a child’s skin. They should be allowed to receive the proper education. Without first having to go through turmoil. This situation I’m sure was emotionally devastating for these nine children. Who simply just wanted to get an education. (Webb. L. D. (2014). History of American education: Voices and perspectives. San Diego, CA: Bridgepoint Education, Inc.)
De facto segregation, I believe does not have a detrimental effect on students nowadays. Some adults that were raised to racial, still are. But if children are taught not to be that way. Then most of the time children learn to except another student of a different minority. Where I live we have a lot of white and minority students. Which none are treated differently. They are all in school for the same reason to get an education. My own personal beliefs are we are all children of God, and just because we are different races, does not mean.
Guided ResponseYou must reply to at least one classmate. As y.docxJeanmarieColbert3
Guided Response:
You must reply to at least one classmate
. As you reply to your classmates, attempt to extend the conversation by examining their claims or arguments in more depth or by responding to the posts that they make to you. Keep the discussion on target and try to analyze things in as much detail as you can. For instance, you might consider sharing additional ways that information literacy skills can help them be critical consumers of information. Discuss similarities in how you and your classmates connected with the infographic or article
.
Guided ResponseRespond to at least one classmate that has been .docxJeanmarieColbert3
Guided Response:
Respond to at least one classmate that has been assigned a different position from you and offer a rebuttal. Be sure to provide evidence from the literature to support your opposition. Also, respond to your original post and provide your own opinion of inclusion based on the evidence from the research and the responses of your classmates. Did your thinking change after reading your classmates’ viewpoints? Share your concerns about working with students with special needs in the regular classroom.
BY:
Mallory Johnson
What is inclusion?
Inclusion is an educational environment in which all students are grouped together in the same classroom regardless of their intelligence level hence the phrase used, “Least Restrictive Environment”. This practice means that an increasing number of regular classroom teachers are called upon to teach exceptional children in regular classrooms, sometimes also termed inclusive classrooms (LeFrançois, G. 2011).
IDEA was established for children with learning disabilities and has been mandated as a part of every educational facility.
As defined by the American Psychological Association, “The Individuals with Disabilities Education Act (IDEA) ensures that all children with disabilities are entitled to a free appropriate public education to meet their unique needs and prepare them for further education, employment, and independent living.”
Not every student learns equally; however, every student should be given the equal opportunity to do so regardless of their learning abilities. With that, inclusion provides an environment where not only students will learn together, but regular students will respect and build friendships with students with learning disabilities. While I never had the change to experience this firsthand, this type of environment will enhance friendships and students helping one another. I think that when a child is included in something, their self confidence improves and they will strive to work harder.
Second, inclusion allows students to understand one another and learn from each other as far as customs and courtesies and attitudes. Students are vulnerable to imitate what they see whether it be good or bad. According to the text, one of the benefits of inclusion is the learning of socially appropriate behaviors by students with disabilities as a result of modeling the behavior of other students.
Lastly, inclusive classrooms provide students with learning disabilities access to general learning like the rest of their peers. They will learn the same information instead of the curriculum being adjusted which may omit valuable information. In this case, these students may be learning information that could be too easy depending on where they stand knowledge wise. For others, the adjustment may hinder learning more challenging information some could be ready for.
Individuals with Disabilities Education Act (IDEA). (n.d.). Retrieved July 17, 2016, from http://www.apa.org/about/.
Level 3 NCEA - NZ: A Nation In the Making 1872 - 1900 SML.pptHenry Hollis
The History of NZ 1870-1900.
Making of a Nation.
From the NZ Wars to Liberals,
Richard Seddon, George Grey,
Social Laboratory, New Zealand,
Confiscations, Kotahitanga, Kingitanga, Parliament, Suffrage, Repudiation, Economic Change, Agriculture, Gold Mining, Timber, Flax, Sheep, Dairying,
Philippine Edukasyong Pantahanan at Pangkabuhayan (EPP) CurriculumMJDuyan
(𝐓𝐋𝐄 𝟏𝟎𝟎) (𝐋𝐞𝐬𝐬𝐨𝐧 𝟏)-𝐏𝐫𝐞𝐥𝐢𝐦𝐬
𝐃𝐢𝐬𝐜𝐮𝐬𝐬 𝐭𝐡𝐞 𝐄𝐏𝐏 𝐂𝐮𝐫𝐫𝐢𝐜𝐮𝐥𝐮𝐦 𝐢𝐧 𝐭𝐡𝐞 𝐏𝐡𝐢𝐥𝐢𝐩𝐩𝐢𝐧𝐞𝐬:
- Understand the goals and objectives of the Edukasyong Pantahanan at Pangkabuhayan (EPP) curriculum, recognizing its importance in fostering practical life skills and values among students. Students will also be able to identify the key components and subjects covered, such as agriculture, home economics, industrial arts, and information and communication technology.
𝐄𝐱𝐩𝐥𝐚𝐢𝐧 𝐭𝐡𝐞 𝐍𝐚𝐭𝐮𝐫𝐞 𝐚𝐧𝐝 𝐒𝐜𝐨𝐩𝐞 𝐨𝐟 𝐚𝐧 𝐄𝐧𝐭𝐫𝐞𝐩𝐫𝐞𝐧𝐞𝐮𝐫:
-Define entrepreneurship, distinguishing it from general business activities by emphasizing its focus on innovation, risk-taking, and value creation. Students will describe the characteristics and traits of successful entrepreneurs, including their roles and responsibilities, and discuss the broader economic and social impacts of entrepreneurial activities on both local and global scales.
This document provides an overview of wound healing, its functions, stages, mechanisms, factors affecting it, and complications.
A wound is a break in the integrity of the skin or tissues, which may be associated with disruption of the structure and function.
Healing is the body’s response to injury in an attempt to restore normal structure and functions.
Healing can occur in two ways: Regeneration and Repair
There are 4 phases of wound healing: hemostasis, inflammation, proliferation, and remodeling. This document also describes the mechanism of wound healing. Factors that affect healing include infection, uncontrolled diabetes, poor nutrition, age, anemia, the presence of foreign bodies, etc.
Complications of wound healing like infection, hyperpigmentation of scar, contractures, and keloid formation.
ISO/IEC 27001, ISO/IEC 42001, and GDPR: Best Practices for Implementation and...PECB
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Certified as an ISO/IEC 27001: Information Security Management Systems (ISMS) Lead Implementer, Data Protection Officer, and Cyber Risks Analyst, Denis brings a heightened focus on data security, privacy, and cyber resilience to every endeavor.
His expertise extends across a diverse spectrum of reporting, database, and web development applications, underpinned by an exceptional grasp of data storage and virtualization technologies. His proficiency in application testing, database administration, and data cleansing ensures seamless execution of complex projects.
What sets Denis apart is his comprehensive understanding of Business and Systems Analysis technologies, honed through involvement in all phases of the Software Development Lifecycle (SDLC). From meticulous requirements gathering to precise analysis, innovative design, rigorous development, thorough testing, and successful implementation, he has consistently delivered exceptional results.
Throughout his career, he has taken on multifaceted roles, from leading technical project management teams to owning solutions that drive operational excellence. His conscientious and proactive approach is unwavering, whether he is working independently or collaboratively within a team. His ability to connect with colleagues on a personal level underscores his commitment to fostering a harmonious and productive workplace environment.
Date: May 29, 2024
Tags: Information Security, ISO/IEC 27001, ISO/IEC 42001, Artificial Intelligence, GDPR
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The chapter Lifelines of National Economy in Class 10 Geography focuses on the various modes of transportation and communication that play a vital role in the economic development of a country. These lifelines are crucial for the movement of goods, services, and people, thereby connecting different regions and promoting economic activities.
Chapter wise All Notes of First year Basic Civil Engineering.pptxDenish Jangid
Chapter wise All Notes of First year Basic Civil Engineering
Syllabus
Chapter-1
Introduction to objective, scope and outcome the subject
Chapter 2
Introduction: Scope and Specialization of Civil Engineering, Role of civil Engineer in Society, Impact of infrastructural development on economy of country.
Chapter 3
Surveying: Object Principles & Types of Surveying; Site Plans, Plans & Maps; Scales & Unit of different Measurements.
Linear Measurements: Instruments used. Linear Measurement by Tape, Ranging out Survey Lines and overcoming Obstructions; Measurements on sloping ground; Tape corrections, conventional symbols. Angular Measurements: Instruments used; Introduction to Compass Surveying, Bearings and Longitude & Latitude of a Line, Introduction to total station.
Levelling: Instrument used Object of levelling, Methods of levelling in brief, and Contour maps.
Chapter 4
Buildings: Selection of site for Buildings, Layout of Building Plan, Types of buildings, Plinth area, carpet area, floor space index, Introduction to building byelaws, concept of sun light & ventilation. Components of Buildings & their functions, Basic concept of R.C.C., Introduction to types of foundation
Chapter 5
Transportation: Introduction to Transportation Engineering; Traffic and Road Safety: Types and Characteristics of Various Modes of Transportation; Various Road Traffic Signs, Causes of Accidents and Road Safety Measures.
Chapter 6
Environmental Engineering: Environmental Pollution, Environmental Acts and Regulations, Functional Concepts of Ecology, Basics of Species, Biodiversity, Ecosystem, Hydrological Cycle; Chemical Cycles: Carbon, Nitrogen & Phosphorus; Energy Flow in Ecosystems.
Water Pollution: Water Quality standards, Introduction to Treatment & Disposal of Waste Water. Reuse and Saving of Water, Rain Water Harvesting. Solid Waste Management: Classification of Solid Waste, Collection, Transportation and Disposal of Solid. Recycling of Solid Waste: Energy Recovery, Sanitary Landfill, On-Site Sanitation. Air & Noise Pollution: Primary and Secondary air pollutants, Harmful effects of Air Pollution, Control of Air Pollution. . Noise Pollution Harmful Effects of noise pollution, control of noise pollution, Global warming & Climate Change, Ozone depletion, Greenhouse effect
Text Books:
1. Palancharmy, Basic Civil Engineering, McGraw Hill publishers.
2. Satheesh Gopi, Basic Civil Engineering, Pearson Publishers.
3. Ketki Rangwala Dalal, Essentials of Civil Engineering, Charotar Publishing House.
4. BCP, Surveying volume 1
Chapter wise All Notes of First year Basic Civil Engineering.pptx
hapter 5What Are the Governmental AlternativesThe United Stat
1. hapter 5
What Are the Governmental Alternatives?
The United States has tried an alphabet soup of health policy op
tions: HSAs, HMOs, IPAs, PPOs, POS plans, ACOs, and so on.
Health care analysts often must look beyond specific organizati
onal and financial alternatives and address issues at a higher lev
el and deal with the threads of economic and political thought b
ehind different proposals while considering the overall criteria
of access, cost, and quality of care.
Politicians and businesspeople from outside the health care sect
or advocate many alternatives. To offset their tendency to ignor
e professional issues, in this chapter we discuss alternatives affe
cting professional status and roles and institutional responses to
them. Table 5-
1 presents an array of federal alternatives organized by their pri
mary criteria—access, quality, or cost—
and then by the economic philosophies behind them. The items i
n this array are not intended to be either mutually exclusive or c
ollectively exhaustive; rather, the table provides a framework fo
r looking at both the broad policy picture and specific health car
e actions taken at various times and places. Later in the chapter,
another table (Table 5-
3) summarizes policy alternatives added by state and local gove
rnments. Many of these alternatives were included as provisions
of the Affordable Care Act (ACA). They are still included here,
partly because they may be subject to reconsideration in the fut
ure.
Table 5-
1 Illustrative Federal Government Health Policy Options
Access to Care
• Administered systems
• Universal coverage
• Expand or reduce eligibility or benefits
• Mandate coverage and services
2. • Captive providers
• Control insurance industry practices
• Mandate employer-based insurance coverage
• Consumer-driven competition
• Implement insurance exchanges
• Encourage basic plans with very low premiums for low-
income workers and “young invincibles”
• Mandate individual coverage
• Allow states flexibility to reallocate federal funds for voucher
s
• Oligopolistic competition
• Expand or contract coverages in entitlement and categorical p
rograms
• Allow states to reallocate federal uncompensated care funds
• Eliminate ERISA constraints on the states
• Expand the capacity of the system
Quality of Care
• Administered system
• Mandate participation in quality improvement efforts in feder
al plans and programs
• Add more pay-for-performance incentives
• Select providers and programs on the basis of quality excellen
ce
• Consumer-driven competition
• Encourage or mandate transparency of quality reporting in fed
eral plans and programs
• Oversee licensure and credentialing of foreign-
trained providers
• Oligopolistic competition
• Work reporting of quality care and adverse events into purcha
sing specifications for federal programs and disseminate to the
public
• Encourage wider use of health information technology
Cost of Care
• Administered system
• Use full bargaining power in negotiation of fees and discount
3. s
• Limit eligibility and covered services in entitlement and categ
orical programs
• Consumer-driven competition
• Change policy on tax-deductible status of employer-
paid health premiums and individual health expenditures
• Support individual medical savings accounts
• Privatize parts of Medicare, Medicaid, and other federal progr
ams
• Implement information technology and price transparency in f
ederal programs and promote parallel industrial efforts
• Support consumer information reporting and database availabi
lity
• Oligopolistic competition
• Expand managed care/disease management
• Subsidize capacity reductions
• Constrain anticompetitive practices
• Other interventions
• Research, development, and deployment
• Treatment methods (e.g., National Institutes of Health)
• Delivery system methods (e.g., information technology)
• Provider quality and availability
• Health and safety regulation
• Support malpractice (tort law) experimentation
• Bundle payments for services
• Special situations and opportunities
Governmental alternatives are grouped according to their approa
ch to the health care marketplace: (1) administered systems, (2)
consumer-driven competition (assuming near-
perfect markets), and (3) oligopolistic competition. These marke
t positions, as reflected in the distribution of buyer versus seller
market power and how these have played out through health car
e policy schools of thought, have been presented elsewhere.
The federal government, especially, has a large number of progr
ams that make indirect investments in health care. Some of thes
4. e programs, such as the National Institutes of Health (NIH), the
Agency for Healthcare Research and Quality (AHRQ), the Cente
rs for Disease Control and Prevention (CDC), the Patient-
Centered Outcomes Research Institute, and the Center for Medic
are & Medicaid Innovation, focus on research and development.
Others focus on education or health care information technolog
y initiatives. State and federal spending programs also influence
the supply and training of health professionals and provide for
traditional public health services. These have been placed into a
fourth section, as they seem to pertain to all alternative econom
ic value systems.
5.1 FEDERAL-LEVEL ALTERNATIVES
Access to Care: Administered System Alternatives
The government may try to influence the behaviors of the other
actors in the health care arena, but in the end it is patient payme
nts, insurance premiums, and tax revenues that cover the costs o
f the health care. Much of the financial risk still falls on the tax
payers. Because a national government tends to respond to polit
ical pressures, government-
administered systems tend to focus on access needs and then on
costs. These two issues may take priority over other quality-of-
care criteria such as continuity of care (McLaughlin, 1998).
In the United States, the public sector makes very heavy expend
itures in health care, even though the private-
sector portion is also large. In fact, World Health Organization
data indicate that the United States not only spends more per ca
pita on health care than most other countries, but actually spend
s more public money per capita than Canada and the United Kin
gdom, which ostensibly have universal public coverage (see Tab
le 5-2).
Table 5-
2 Comparison of Public and Total Expenditures in Selected Cou
ntries, 2012
* Using Purchasing Power Parity adjusted international dollar ra
5. te.
Source: Data from: World Health Report 2012. Accessed June 2
012 at: http://www.who.int/gho/publications/world_health_stati
stics/2012/en
Universal Coverage
Most countries operate with a nationally funded, controlled, and
administered health care system. In Canada, each province man
ages its own universal coverage. Although nearly all countries h
ave a policy on paper that promises universal coverage, only the
developed countries have the resources to fulfill such promises.
Under a single-
payer system, coverage is provided almost exclusively through t
ax revenues. In reality, there is often a parallel private sector ba
sed on private insurance or personal payments and a set of priva
te providers. This allows those who can afford it the option of b
ypassing any supply constraints. In many less wealthy countries
, health professionals work for the government part of the day a
nd see private-
pay patients at other times. This is because government revenue
is not sufficient to pay health professionals even a middle-
class wage for their government service. Even in countries wher
e this private sector is technically illegal, it is usually tolerated
as a reality of life. Where the coverage is universal and the reso
urces are not sufficient, the services are just not delivered and/o
r a rationing scheme is put in place, especially for procedures th
at can be postponed.
Universal coverage is not synonymous with single payer. It can
be financed by direct government payment, by mandatory insura
nce schemes (with mandates placed on employers, consumers, o
r both) or vouchers allowing subsidized purchase of insurance d
irectly by the consumer, or by a combination of these. President
Clinton’s Health Security plan was designed to provide near-
universal coverage but preserved the existing system of employe
r-
based coverage. The Obama administration’s Affordable Care A
ct followed a similar path. Alternatives for implementing consu
6. mer-
centered care tend to favor vouchers because some policy expert
s think that vouchers lessen the tendency of insured patients to i
gnore costs and allow consumers a better match between their pr
eferences and the coverage they purchase (Feldstein, 2005). The
y also favor insurance with high deductibles and coinsurance for
similar reasons.
Expand or Reduce Eligibility or Benefits
The U.S. government pays directly or indirectly for more than 4
5% of health care costs. In recent years, the proportion covered
has been slowly increasing as more children are covered each ye
ar and the Medicare drug benefit has begun to take effect. Some
federal programs are paid from trust funds; others are funded th
rough taxation. A number of optional services can be provided u
nder Medicaid if the states decide to participate. As their budget
s dictate, governments may add or subtract from their list of opt
ional services and covered populations. For example, the Trade
Act of 2002 created a new category of coverage—
displaced workers who became uninsured—
in the form of Health Coverage Tax Credits, which paid 65% of
the premiums for most COBRA continuation coverage plans of f
ormer employers or private health plans arranged by the states.
The credits could go directly to the households or be advanced
monthly to the insurer. Uptake has been slow, however, because
the enrollees facing reduced incomes still have to fund the othe
r 35% of the premium.
The ACA expanded income eligibility for premium subsidies an
d copay offsets considerably. It also mandated Medicaid covera
ge for all individuals, including those without children, who ear
n up to 133% of the FPL. The Supreme Court overturned that m
andate, but many states are participating on a voluntary basis an
d receiving additional federal funding.
Mandate Coverages and Services
One way of moving toward universal coverage is to require that
employers provide coverage for their employees and demand tha
t individuals purchase coverage when that is not available. Thes
7. e mandates can come with a wide variety of carrots and sticks, i
ncluding premium subsidies for individuals with low incomes an
d firms in sectors where margins have not supported offering be
nefits. Unless the purchasing pool comprises the bulk of the pop
ulation, insurers are likely to experience all sorts of adverse sel
ection problems. This issue becomes more serious when barriers
to moving in and out of coverage are lowered—
for example, by prohibiting preexisting condition exclusions. If
people are able to obtain insurance almost instantly when they b
ecome sick, why would they maintain coverage when well unles
s it was mandated? These mandates were implemented in Massa
chusetts under Governor Romney and in the ACA under Preside
nt Obama.
Qualifying plans under the ACA must offer a basic benefit pack
age that includes preventive services, maternity benefits, and be
havioral health care. The act specifies other plan characteristics
that must be met by participating insurers and providers.
Captive Providers
Providers can become captives of the governmental system if th
ey are employed by the government or if they operate in a gover
nment-
controlled marketplace. Canadian physicians are not employed b
y the federal or provincial governments, but are unlikely to have
much of a practice unless they participate in their province’s si
ngle-
payer system. In the United States, a number of governmental sy
stems employ physicians, including military services, the Depar
tment of Veterans Affairs, the U.S. Health Service, and the Nati
onal Health Service Corps, but, altogether, the federal governme
nt employs less than 3% of the nation’s physicians. The majorit
y of employed U.S. physicians work in the private sector for hos
pitals, academic medical centers, HMOs, and other integrated-
service organizations. The federal government funds a number o
f health centers in underserved urban and rural areas. State and l
ocal governments participate in supporting the staff of health de
partments and health centers for low-income patients.
8. Control Insurance Industry Practices
The provisions of the ACA severely curtailed the flexibility of h
ealth insurers to underwrite and otherwise limit their risks. Thes
e include provisions requiring insurers to offer coverage for dep
endent children up to the age of 26, prohibiting them from exclu
ding preexisting conditions or rescinding policies for people wit
h high-
cost illnesses, and limiting the waiting periods that can be impo
sed on new enrollees. These risks still have to be dealt with, esp
ecially the issue of adverse selection, which is what necessitate
d inclusion of the individual mandate.
Mandate Employer-Based Insurance Coverage
Just about every country that has aspirations for universal cover
age within a competitive market system relies on employer-
based insurance. Some systems also rely, in part, on community
-based and affinity-
based insurance systems as well. Employers may arrange for the
insurance individually or in industry groups.
Access to Care: Consumer-Driven Competition Alternatives
Under this philosophy, the national government’s role is to try t
o mitigate those factors that make the market imperfect. Approp
riate government activities would include reducing regulations t
hat influence the market and ensuring that there are adequate nu
mbers of competing providers (the supply side), that buyers and
sellers are free to move in and out of the market, and that both b
uyers and sellers have maximum access to both services and rele
vant information about price and quality.
Implement Insurance Exchanges
The array of plans available to employees in the United States h
as usually been shaped by employers’ selections. Employers typ
ically choose their offerings from among alternative plans offer
ed by a single insurer. Opting out of company-
sponsored plans has meant loss of the benefit. Individuals and s
mall firms have been at a disadvantage unless they could join so
me kind of pool that was large enough to bargain effectively. In
surance exchanges offer the potential of both wide choices of in
9. surers and pooling for bargaining power. They appear to be a ne
cessary condition for an individual mandate in U.S. markets.
Encourage Basic Plans with Very Low Premiums for Low-
Income Workers and “Young Invincibles”
One of the thornier problems in health policy is the free-
rider issue. Among the uninsured population are many young, h
ealthy adults who have access to insurance but choose to go wit
hout it because their expected health care costs are considerably
below the premium levels available. They might be lured back i
nto the insurance market by very low premium plans that cover
only their likely health events, such as trauma and infectious dis
ease. This is, of course, a double-
edged sword, because such programs might also motivate other
healthy workers to leave existing programs, thus exacerbating th
e adverse selection problem posed by the remaining enrollees. If
the individual mandate is repealed, or if the so-
called young invincibles, the working poor, or both choose to pa
y tax penalties rather than purchase insurance, the merits of offe
ring low-
cost basic plans will continue to be an area of inquiry for policy
analysts.
Mandate Individual Coverage
This serves to force individuals rather than just employers to ma
ke insurance and health care service purchasing decisions. It als
o ensures that younger individuals are paying into the system on
a regular basis. However, it cannot work unless people can affo
rd those premiums, and so they have to be accompanied by prem
ium and cost-
sharing subsidies. One could also place this intervention under
oligopolistic competition because it expands the market for priv
ate insurance contracts and should stimulate participation of yo
ung individuals in employer-sponsored plans.
The ACA contained both (Kaiser Family Foundation, 2012, p. 2)
:
Eligibility: Limit availability of premium credits and cost-
sharing subsidies through the exchanges to U.S. citizens and leg
10. al immigrants who meet income limits. Employees who are offer
ed coverage by an employer are not eligible for premium credits
unless the employer plan does not have an actuarial value of at
least 60% or the employee share of the premium exceeds 9.5% o
f income. Legal immigrants who are barred from enrolling in M
edicaid during their first 5 years in the United States will be eli
gible for premium credits.
Premium credit: Provide refundable and advanceable premium c
redits to eligible individuals and families with incomes between
100–
400% federal poverty level (FPL) to purchase insurance through
the Exchanges. The premium credits will be tied to the second l
owest cost silver plan in that market area and will be set on a sli
ding scale such that the premium contributions are limited to th
e following percentages of income for specified income levels:
Up to 133% FPL: 2% of income
133–150% FPL: 3–4% of income
150–200% FPL: 4–6.3% of income
200–250% FPL: 6.3–8.05% of income
250–300% FPL: 8.05–9.5% of income
300–400% FPL: 9.5% of income
Increase the premium contributions for those receiving subsidie
s annually to reflect the excess of premium growth over the rate
of income growth for 2014–
2018. Beginning in 2019, further adjust the premium contributio
ns to reflect the excess of premium growth over CPI if aggregat
e premiums and cost-sharing subsidies exceed 0.54% of GDP.
Cost-sharing subsidies: Provide cost-
sharing subsidies to eligible individuals and families annually t
o reduce the cost-sharing amounts and annual cost-
sharing limits and have the effect of increasing the actuarial val
ue of the basic benefit plan to the following percentages of the f
ull value of the plan for the specified income level:
100–150% FPL: 96%
150–200% FPL: 87%
200–250% FPL: 73%
11. 250–400% FPL: 70%
Source: Reproduced from: Kaiser Family Foundation. (2011). S
ummary of the Affordable Care Act, p. 2. Retrieved July 8, 201
3, from http://kaiserfamilyfoundation.files.wordpress.com/2011/
04/8061-021.pdf
Allow States Flexibility to Reallocate Federal Funds for Vouche
rs
One recommendation made by those who wish to maximize cons
umer choice in programs aimed at increasing access is to give ta
rgeted individuals vouchers to purchase insurance or services di
rectly. The consumer-
choice arguments for this approach parallel those for school vou
chers in education. However, such proposals are also often inten
ded to limit the risk to the government by replacing a defined be
nefit system with a defined and limited payment.
Access to Care: Oligopolistic Competition Alternatives
Oligopolistic competition is the norm in American industry. It i
s also typical in health care. Many communities have only a cou
ple of hospital groups and a few dominant practices. In the ideol
ogical battle between administered systems and consumer-
centered care, this fact has gone largely unnoticed.
The federal government’s role under oligopolistic competition i
s limited, but it does have to be concerned about monopolistic p
ractices and enforce its regulations governing open competition
in commerce overall and health care in particular. It can also pr
ovide incentives for specific corporate responses. For example,
the ACA excluded Medicare payments for treatment of some hos
pital-
acquired infections, which will put more pressure on hospitals t
o reduce their infection rates.
Expand and Contract Coverage in Entitlement and Categorical P
rograms
Most American health care is delivered on a fee-for-
service basis by private providers. The federal government, how
ever, writes or at least approves the regulations that determine e
12. ligibility and benefits under programs such as Medicare, Medica
id, and the end-
stage renal disease (ESRD) program. It can expand or contract t
he groups to be covered in those programs, either directly or by
approving waivers exempting states from federal regulations.
The federal government has many categorical programs that sup
port local case-
finding and service delivery to specific populations and disease
groupings, including Native Americans, low-
income children, ESRD recipients, and people living with HIV/
AIDS. Access could be expanded by adding more such populatio
ns or programs.
Allow States to Reallocate Federal Uncompensated Care Funds
Some alternatives being worked on by the states involve the real
location of federal monies that have been going to the states to f
und uncompensated care. The states may be allowed to reallocat
e these monies directly to purchase insurance or provide service
s for the uninsured, or pull them back from institutions through
special taxes. The ACA has reduced the availability of these fun
ds overall in anticipation of a substantial reduction in the unins
ured population.
Eliminate ERISA Constraints on the States
Because the Employee Retirement Income Security Act (ERISA)
of 1974 established two employer-
based insurance systems, only one of which is under state regula
tion, a number of promising state and local initiatives have not
gotten off the ground. Congress could amend this legislation to
remove or weaken this exemption for self-insured employers.
Expand the Capacity of the System
Federal funding can be used to fill in any number of gaps in ser
vice programs and facilities. The Hill-
Burton program (Hospital Survey and Construction Act of 1946)
, which funded so many small rural hospitals, is one example. T
hat legislation called for the states to undertake systematic healt
h planning to establish population-
based needs for hospital beds and to create a licensing system fo
13. r hospitals. It then provided construction assistance to bring sho
rtage areas up to a standard level of service. Many newly constr
ucted hospitals had fewer than 50 beds and were situated in rura
l areas that had completely lacked hospitals. Between 1946 and
1975, when Hill-
Burton funding ended, approximately $1 billion of facilities con
struction had occurred, with about 35% paid for with federal fun
ding. Hospital beds per capita increased by approximately 50%.
Hospitals receiving Hill-
Burton funding are still mandated to serve the local population
with a certain amount of charitable care and care provided on a
sliding-
fee scale, although government enforcement of that provision ha
s been limited.
More recently, the federal government has provided subsidies fo
r “meaningful use” of electronic health records. It has also made
it clear that there will be negative consequences for providers
who fail to adopt this technology, which enables efficient billin
g and will link to shared cost and quality comparisons for payer
s and consumers.
The ACA did not include much funding for capital investment,
which has been well-
supported through bonded debt, but it did offer new initiatives t
o expand the medical and public health workforces.
Quality of Care: Administered System Alternatives
Mandate Participation in Quality Improvement Efforts in Federa
l Plans and Programs
Increasingly, the Centers for Medicare & Medicaid Services (C
MS) has insisted that institutional providers participate in qualit
y improvement programs. These quality improvement requireme
nts often are indirectly enforced through the third-
party accreditation procedures of organizations such as the Joint
Commission and the National Committee for Quality Assurance
(NCQA).
Add Pay-for-Performance Incentives
The federal government has supported a number of pay-for-
14. performance demonstrations and appears to be committed to nati
onal implementation of this approach (Epstein, 2007). Not only
can its proponents point to the United Kingdom’s experience wi
th such a plan, but also there is increasing evidence from the U.
S. demonstrations that this may work here. However close this i
nnovation may be to a tipping point, there is still concern that t
he level of hospital-
sector improvement may not be sufficient to warrant the invest
ment (Epstein, 2007; Lindenauer et al., 2007). The ACA expand
ed the scope of these demonstrations, clearly with the intention
of expanding pay-for-performance in the future.
Select Providers and Programs on the Basis of Quality Excellen
ce
Insurers profile providers on the basis of quality, but the federal
government has been reluctant to get involved unless fraud and
abuse or specified adverse events are involved; opportunities fo
r greater selectivity still exist.
Quality of Care: Consumer-Driven Competition Alternatives
Encourage or Mandate Transparency of Quality Reporting in Fe
deral Plans
and Programs
On August 28, 2006, President Bush issued Executive Order 134
10, titled “Promoting Quality and Efficient Health Care in Feder
al Government Administered or Sponsored Health Care Program
s.” U.S. Department of Health and Human Services Secretary M
ichael Leavitt interpreted the orders as promoting “value-
driven health care.” In a letter addressed to employer CEOs, Sec
retary Leavitt (2006a) wrote, “I am writing to invite you to play
a leadership role in the movement toward transparency and valu
e-
driven health care.” He asked for support of the “four cornersto
nes” of the executive order:
• Interoperable health information technology
• Transparency of quality
• Transparency of price
• Incentives for high-value health care
15. The American Reinvestment and Recovery Act (ARRA) and the
ACA continued this initiative. Although there is less emphasis o
n large regional databases, support exists for collecting relevant
data directly from electronic medical records and adding Web-
based reporting of physician performance in a manner similar to
hospital performance reporting.
Oversee Licensure and Credentialing of Foreign-
Trained Providers
Graduates of foreign medical schools, whether U.S. citizens or i
mmigrants, must leap a series of hurdles to achieve licensure in
the United States. Given the fact that primary care residencies a
re not being filled by domestically trained graduates and that th
e ACA should significantly increase the demand for primary car
e providers, the country will be relying heavily on outsiders for
those services for some time to come. These programs will conti
nue to balance the quality aspects of their credentialing process
against the need to avoid restricting the supply of providers.
Quality of Care: Oligopolistic Competition Alternatives
Work Reporting of Quality Care and Adverse Events into Purch
asing Specifications for Federal Programs
Quality reporting for public consumption was also envisioned in
Executive Order 13410 and by the “transparency” efforts of Sec
retary Leavitt. Reporting of adverse events is required by the Jo
int Commission and others, and it is also subject to CMS scrutin
y.
Encourage Wider Use of Health Information Technology
The same executive order called for government agencies to req
uire in contracts and agreements that whenever a health care pro
vider, health plan, or health insurance issuer “implements, acqui
res, or upgrades health information technology systems, it shall
utilize, where available, health information technology systems
and products that meet recognized interoperability standards.” I
nteroperability is a cornerstone of any efforts to collect informa
tion on quality of care, costs, and outcomes for reporting to con
sumers.
Cost of Care: Administered System Alternatives
16. Use Full Bargaining Power in Negotiation of Fees and Discount
s
One bone of contention in the 2006 election was whether the fed
eral government should use its full bargaining power in dealing
with the pricing of prescription drugs under federal programs, e
specially Medicare Part D. Some government programs, such as
the Veterans Administration Health System, bargain for and rec
eive much lower prices than Medicare and Medicaid. Federal go
vernment policy about use of its monopsony buying power has b
een very mixed in terms of how strongly federal programs negot
iate prices for purchases such as physician services, hospitals, h
ome health services, and pharmaceuticals. It would appear that t
he lobbying and political power of the affected providers have a
lot to do with the intensity of any bargaining. The ACA made f
urther demands for discounting, but that legislation also limited
the government’s power to bargain.
Limit Eligibility and Covered Services in Entitlement and Categ
orical Programs
The budget process leads to many year-to-
year changes in who and what gets covered in what program. So
me of these changes are political, but some can be technologic a
s well. For example, the ESRD program has added alternatives s
uch as outpatient dialysis centers, home dialysis, and transplant
ation to its original program of in-
hospital dialysis. It has taken steps to encourage less expensive
medical technology, including providing national support for or
gan donation and transportation.
Cost of Care: Consumer-Driven Competition Alternatives
Change Policy on Tax-Deductible Status of Employer-
Paid Health Premiums and Individual Health Expenditures
President Bush’s 2007 State of the Union message proposed a n
umber of changes in the tax code pertaining to the deductibility
of employer-
paid and individually paid health care premiums. These proposa
ls would have made individual premium payments fully deducti
ble, just like employer payments, but put a cap of $7,500 per in
17. dividual and $15,000 per couple on the overall deductibility of
premiums. As of 2006, individual health care premiums were in
cluded with other health care costs, which could be deducted on
ly if they exceeded 7.5% of adjusted income. The ACA raised th
e 7.5% hurdle to 10%.
Support Individual Medical Savings Accounts
Market-
oriented strategies for controlling costs have gone through a nu
mber of phases. In the 1980s and early 1990s, HMOs were enco
uraged and were temporarily successful in slowing the rise in co
sts; however, as costs rose again, policy makers looked for alter
native approaches. In the late 1990s, the concepts of consumer-
centered care gained greater acceptance. More and more compan
ies, faced with increased international competition and increasin
g inflation in their insurance premiums, felt a need to reduce or
eliminate health care benefits. At the same time, there was great
er acceptance of a philosophy of defined contribution pension pl
ans replacing defined benefit plans. That made it easier to consi
der a similar transition for health insurance benefits. Because he
alth care benefits are fully funded annually, the underlying driv
ers were not quite the same, but that paved the way conceptuall
y for employers to pay a fixed amount regardless of the amount
of cost inflation in health care.
There are two basic approaches to structuring limited-
benefit plans. The older approach was to fund a basic plan with
limited benefits and one or more high-
premium plans with the employee responsible for paying the dif
ference. This usually included the option of enrolling one’s fam
ily and purchasing additional services, such as dental and long-
term care insurance. The other approach is characterized by the
high-
deductible health plans with savings options that allow the cons
umer to assume more of the risks of health care costs, but to kee
p some of the winnings if the gamble pays off.
Where the basic plan limits the employee to a preferred-
provider panel, one enhanced alternative is a point-of-
18. service (POS) plan under which the employee can go to any pro
vider and pay the difference between the negotiated rate and the
provider’s bill. This has been a popular option, because Americ
an patients strongly value having the freedom to choose their o
wn providers.
Federal tax legislation supports the second alternative, the cons
umer-
driven health plans approach, which often includes the followin
g elements:
• The employer pays a fixed amount toward the employee’s hea
lth benefit.
• It is paid into the employee’s tax-
sheltered health account (i.e., the HSA), which the employee co
ntrols and uses to pay for care.
• The money in that account that is not spent is allowed to accu
mulate from year to year.
• The employee is also covered by a high-
deductible health insurance policy that provides protection from
the worst effects of a catastrophic health event.
• The employee receives online support for health maintenance
activities and access to information on provider quality and cost
histories, discount programs, and the status of his or her health
care account.
Privatize Parts of Medicare, Medicaid, and Other Federal Progra
ms
The George W. Bush administration favored more of a private-
market approach to federal programs such as Medicare and Medi
caid (Texas Health and Human Services Commission, 2007). Fo
r example, private insurance companies were subsidized to offer
Medicare Advantage plans that contracted with the federal gove
rnment to provide Plan A and Plan B benefits to Medicare-
eligible employees. The profit margins and executive compensat
ion of many health care insurers rose rapidly. The ACA, howeve
r, reduced federal subsidies to Medicare Advantage. The motiva
tion to privatize Medicaid is often the opportunity to capitate pa
yments to contracted providers. The open-ended nature of fee-
19. for-
service payments under Medicaid has been a serious budgetary
problem for most states, many of which have constitutional requ
irements for balanced budgets and none of which can print mone
y.
Implement Information Technology and Price Transparency in F
ederal Programs and Promote Parallel Industrial Efforts
A letter to corporate CEOs from Secretary Leavitt illustrated tha
t administration’s vision for consumer-
driven health care. In a brochure issued by the U.S. Department
of Health and Human Services (Leavitt, 2006b), the secretary ou
tlined the information that each purchaser of health care might n
eed in order to support a major purchasing decision. This is repr
oduced in Figure 5-
1. The example provided compares five hospitals on distance, se
veral quality-
related variables, and a cost estimate for a hip replacement proc
edure.
Support Consumer Information Reporting and Database Availab
ility
The combination of health information technology gathering dat
a at the source and the reporting envisioned for individual healt
h care purchasers will have to be based on the development of s
ystems that aggregate data from the providers and present them
as needed to the consumers. This will be an expensive propositi
on, and how it will be financed is uncertain.
Figure 5–1 The future.
Source: Reproduced from: M.O. Leavitt (2006) Better Care, Lo
wer Cost: Prescription for Value-
Driven Health Care. Washington, DC: Department of Health and
Human Services. Retrieved January 30, 2007 from http://www.
hhs.gov/transparency
Cost of Care: Oligopolistic Competition Alternatives
Expand Managed Care and Disease Management Programs
Although the federal government began with and still maintains
20. a fee-for-
service philosophy for Medicare and Medicaid, it has encourage
d state efforts to move more and more Medicaid recipients and d
ual eligibles (covered by both of the programs, mostly the disab
led) into managed care programs and adopt disease management
programs to control the costs of the 20% of the under 65 popula
tion who account for 80% of health care claims. Medicare Part
D, the prescription drug benefit, represented a major change for
that fee-for-
service program; those who want the benefit must enroll in a Me
dicare prescription drug plan. Furthermore, many large HMOs a
re working to recruit Medicare patients by offering to waive the
Part D premium, at least temporarily, if they also join their Med
icare HMO. At the same time, the Medicare program is taxing th
e states for their share of the drug premiums for some 7 million
enrollees, most of whom are active patients whose drugs were p
reviously covered by Medicaid. This tax is a called the clawbac
k. In essence, the clawback made the states partially responsible
for funding Medicare. States have also been concerned about th
e drug benefit attracting more enrollees, sometimes called the w
oodwork effect, and about the loss of federal waivers that had al
lowed some states to receive matching federal funds for their ex
isting pharmacy benefit programs.
Subsidize Capacity Reductions
Some areas and services have excess capacity, and are therefore
likely to have high costs and high prices and to deliver unneces
sary services. For example, on November 28, 2006, New York S
tate’s Commission on Health Care Facilities in the 21st Century
recommended closing 7% of the state’s hospital beds. This wou
ld have involved closing 9 hospitals and reconfiguring 48. The c
ommission operated under a law setting up a process similar to t
he federal government’s procedures for closing military bases. I
ts entire recommendation had the force of law unless the legisla
ture or the governor turned down the proposal in its entirety by
the end of the year. The state would receive $300 million per ye
ar for 5 years to defray the transition costs from the Federal-
21. State Health Reform Partnership (Cooper & Chan, 2006). The le
gislature did not turn down the proposal and, despite court chall
enges, most of its recommendations were implemented in one fo
rm or another.
Constrain Anticompetitive Practices
The Federal Trade Commission (FTC) has been active in overse
eing hospital mergers and in stopping constraints on professiona
l service advertising once deemed “unethical” by professional a
ssociations. The Food and Drug Administration (FDA) also over
sees the truthfulness of drug advertising claims, even those und
er a patent monopoly; however, much of the action to maintain
or constrain the market in professional services is centered at th
e state level. States make and enforce professional licensure req
uirements and oversee their local health insurance markets.
Insurers have tended to compete on premium levels because of p
ayer and consumer sensitivity to those payments. They have tak
en a number of steps to control costs. The easy way to do this is
to discourage utilization of services. Ever since the HMO conce
pt became widely accepted in the 1970s, many national and stat
e government efforts have attempted to offset the market power
of dominant insurers and providers and to offset any tendency t
o rely on anticompetitive practices against both payers and prov
iders.
Other Interventions
The federal government also undertakes programs that support h
ealth care effectiveness but are not aligned with one political or
economic point of view, including investments in medical resea
rch, professional education, and information technology. These
tend to be individual legislative responses that fulfill generally
accepted roles for government. The government at times also in
vests through public health education programs and screening pr
ograms. It may also choose to relax regulatory barriers that in ef
fect reduce the investment requirements of providers, although t
he tendency has been toward more regulation, which often requi
res more government investment and more matching efforts by p
roviders and provider organizations. Government also may resp
22. ond to crisis situations or special situations that arise and gain p
ublic support.
Supporting Research, Development, and Deployment
Health care is a service sector with few major players that have
enough geographic coverage, and hence enough volume, to amor
tize the costs of proprietary research programs. Possible excepti
ons are large insurers, hospital chains, and HMOs. The industry
is dependent, therefore, on vendors such as the pharmaceutical i
ndustry and equipment suppliers to conduct applied research an
d product development; however, they, in turn, tend to focus on
high-
volume, patentable new technologies, often called blockbusters.
This means there are gaps that government research programs
must address:
• Treatment methods. These are developed by private industry
where patentable and by the government and universities. The U
.S. government has maintained world-
class research organizations in the NIH and the CDC. AHRQ, a
newer player, emphasizes research into treatments that are alrea
dy in use. Much of the actual research is conducted by universit
ies and contractors, but with the research strategy in the hands o
f the federal agencies. The ARRA increased the level of effort o
n comparative effective research with the founding of the Feder
al Council for Comparative Effectiveness Research with a budge
t of more than a billion dollars. The ACA founded the Patient C
entered Outcomes Research Institute and declared that supportin
g and disseminating comparative effectiveness research is one o
f its objectives.
• Delivery system methods. Increasingly, the government has b
ecome involved in managerial innovations pertaining to the qual
ity and cost of health care. Examples include the National Healt
h Information Network, where the government is also facilitatin
g deployment, and the work of the Institute of Medicine on medi
cal errors and subsequent research to reduce error rates. This tre
nd was recognized in the ACA through the formation of the Cen
ter for Medicare & Medicaid Innovation within the CMS.
23. Provider Quality and Availability
The issue of planning for the supply of health personnel has ofte
n been controversial. For example, there has been considerable
political pulling and hauling about ensuring residency places for
U.S. citizens who graduate from foreign medical schools. In ma
ny countries, the ministry of education decides how many profes
sionals of what type will be trained, sometimes in collaboration
with the ministry of health and sometimes without. In the Unite
d States, neither health care nor education is the responsibility o
f the central government, and thus the planning is highly decent
ralized. Individual schools and institutions, influenced by feder
al, state, and local budgets and local staffing needs, decide how
many persons to admit and graduate at each level. Professional
associations control supply to some extent by controlling the nu
mber of residency and training programs that they accredit, but t
hey must be ever mindful of the possibility of antitrust actions
when they try to cut back on the supply. Various nonprofit asso
ciations (boards) controlled by the professions handle postgradu
ate training, testing, and certification; however, the federal gov
ernment plays a major role by providing grants that support trai
ning in shortage areas, such as nursing and pharmacy, and offeri
ng loan forgiveness to graduates who agree to work in underserv
ed areas.
The ACA increased the amount and flexibility of funding for gr
aduate medical education (GME) positions in primary care and
general surgery. Unused slots will be reallocated with priority f
or underserved areas. Training for primary care residents and nu
rse practitioners will be supported in outpatient settings. The A
CA included provisions for scholarships, loans,
recruitment, grants to states to fund providers, program costs, a
nd so on. The ACA also expanded nursing education at multiple
levels. These initiatives are tied in with the ACA’s emphasis on
medical homes, ACOs, and coordinated management of preventi
ve care and chronic diseases, including mental illness.
Health and Safety Regulation
The FDA is involved in many regulatory programs aimed at prot
24. ecting the health and safety of the public, including drug and m
edical device approval, drug advertising, clinical laboratory stan
dards and inspections, drug biologics manufacturing safety, and
a host of other programs. NIH policy governs the use and maint
enance of laboratory animals. Federal policy also supports a nu
mber of voluntary regulatory efforts, such as the activities of th
e Joint Commission and various professional societies, by requir
ing certification as a precondition for payments from federal pro
grams.
Support Malpractice (Tort Law) Experimentation
The ACA included a Sense of the Senate paragraph supporting e
xperimentation by the states with various methods of resolving
malpractice claims. However, no specific approach was endorse
d in that legislation.
Bundled Payments for Services
Porter and Teisberg (2006) have suggested that the United State
s needs to move to a system in which the full cost of treating a
disease entity is made fully transparent by bundling various nec
essary services into a single price. Although prospective reimbu
rsement systems have accomplished some of this for insurers, in
cluding the federal government, they have not translated into tra
nsparency for the buying public. It is not clear whether the trans
parency approach outlined by Secretary Leavitt (2006b) would h
ave captured both physician and hospital and other provider cost
s into a single figure unless the providers had been integrated in
to a single billing institution.
The Obama administration provided support for development of
the bundling alternative through demonstration projects. These
were further authorized through the ACA, which made clear the
intent of expanding the number of medical problems bundled an
d the implementation of a payment system involving bundling.
Special Situations and Opportunities
The federal government intervenes in special situations, such as
hurricanes, by picking up the state and local shares of program
funding and by offering tax and investment incentives. It is also
sensitive to some high-
25. visibility public health concerns, such as preparing for potential
pandemics by developing and stockpiling vaccines and treatme
nt supplies. Where the federal government sees an opportunity,
such as community funding of access for the uninsured, it can al
low allocation of budgeted funds to encourage experimentation
and evaluation.
5.2 STATE AND LOCAL GOVERNMENT OPTIONS
In fiscal year 2004, Medicaid spending surpassed education as t
he largest item in state general funds budgets (SCI, 2006). The s
tates have proven to be 50 distinct laboratories for developing h
ealth policy initiatives designed to increase access to care, espe
cially for children and the uninsured. States continuously make
trade-
offs among programs and funding sources. Local governments,
with encouragement from Washington, are also adding programs
to ameliorate the problems of the uninsured, despite their limit
ed and rather inflexible tax bases. Often they participate as part
ners with state government, Medicaid, employers, and insurers.
A somewhat typical model is the 2005 three-
share access program of Muskegon County, Michigan, for low-
income uninsured workers (those making less than $11.50 per h
our) who are not eligible for existing public programs. The empl
oyer pays about a third of the premium, and the worker and the
community pay similar amounts. Local government funding com
es from federal programs, and care must be delivered locally.
Table 5-
3 provides a list of past, current, and proposed state and local g
overnment policy initiatives. Again, this is not intended to be ex
haustive, as many of the federal government options in the earli
er table also can be and are being implemented at these levels.
Access to Care: Administered System Alternatives
Universal Coverage Using Tax Revenues
State governments can attempt to provide universal coverage. St
ates are unlikely to go much further than to reallocate existing f
ederal and state health care funds without further taxation becau
26. se they have greater financial constraints than the federal gover
nment. They cannot print money.
Table 5-
3 Illustrations of State and Local Government Health Policy Opt
ions
Access to Care
• Administered system
• Universal coverage using general revenues
• Expanded/reduced eligibility and benefits
• Mandated coverages and services
• Captive providers (e.g., health department clinics)
• Increase funding to enable full enrollment of eligible populati
ons
• Consumer-driven competition
• Individual mandate for health insurance
• Modify medical practice constraints
• Support cooperative buying arrangements for smaller business
es
• Oligopolistic competition
• Mandate employer participation/play-or-pay
• Impose special taxes on providers and insurers to subsidize lo
w-income uninsured
• Increase primary care provider supply
• Support pooled insurance risks
• Make reinsurance more widely available
Quality of Care
• Administered system
• Encourage “medical home,” especially for special needs enrol
lees
• Use pay-for-performance approach in state purchased plans
• Mandate installation and use of health information technology
• Consumer-driven competition
• Support reporting of quality outcomes and quality survey data
• Support interoperability and transferability of personal health
records
• Oligopolistic competition
27. • Support regional consumer information reporting and databas
es
• Support pay-for-
performance in private as well as public sector
• Support training of providers in evidence-based practices
Cost of Care
• Administered system
• Integrate Medicare and Medicaid services for dual eligibles
• Negotiate program fees and discounts
• Require disease management for special populations
• Reduce/enhance primary care provider payments
• Consumer-driven competition
• Strengthen antitrust laws and regulations
• Remove insurance barriers to medical tourism
• Oligopolistic competition
• Facilitate exchanges to enable access to more than one insurer
’s plans
• Modify medical practice laws and constraints, as necessary, t
o encourage licensing and credentialing of new providers
• Use certificate-of-need procedures
• Encourage managed care and disease management
• Enforce antitrust laws and regulations
Other Interventions
• Research and development (e.g., embryonic stem cell research
)
• Capital investment
• Education of professionals
• Increase primary care provider supply
• Distribution of professionals and services
• Public health functions and departments
• Malpractice (tort law) reform
In Massachusetts, then-
Governor Romney and the legislature agreed on a program inten
ded to cover more than 95% of the population by requiring most
citizens to carry health insurance or pay into a pool through the
28. state income tax system. This approach also required employers
to pay $295 per year per uncovered employee. Governor Romne
y used his line-item veto to try to strike this play-or-
pay provision from the law, but the legislature overrode that vet
o.
Maine’s Dirigo health plan was intended to cover most of the st
ate’s uninsured individuals by 2009. It was financed through sa
vings from a series of related cost-
cutting moves and provided sliding-scale subsidies to low-
income families. At the end of 2013, it was superseded by a stat
e exchange under the ACA.
Expanded/Reduced Eligibility and Benefits
Just as federal agencies can modify eligibility and benefits in th
eir programs, state and local governments can do so in the progr
ams that they fund. They also can apply for Medicaid waivers to
reallocate resources in that program toward high-priority needs.
Mandated Coverages and Services
Hawaii has come closest to achieving universal coverage by req
uiring all employers except for those employing seasonal agricu
ltural workers to provide a minimum level of group health cover
age and to pay at least half the premium for all workers working
20 or more hours per week after 4 weeks of employment. Its la
ws also specify how to meet the needs of children, the disabled,
and pregnant women. Other states have not been able to follow s
uit because the Hawaii plan required a congressional amendmen
t to the ERISA law, and this has not been repeated. In March 20
05, Tennessee ended coverage of some 320,000 adults enrolled i
n the TennCare program. Coverage for some 119,000 children c
ontinued. State and local governments can also determine what s
ervices are covered in the programs that they administer for thei
r employees and client publics.
Captive Providers
A number of states and municipalities provide primary care serv
ices directly through their public health system. Many counties
and municipalities also own their own local hospitals, many of
which were built with federal government subsidies through the
29. Hill-
Burton legislation. Academic medical centers owned by state un
iversities also have their own hospitals and faculty practice plan
s, often with some expectation of serving the state’s population
as well as training health personnel. State mental hospitals and
other institutions for the disabled are usually the states’ largest
direct expenditures on health services after Medicaid.
State and local health departments and hospitals can be a source
of free care for those without insurance. Often this is seen as a
cost-
reduction measure that keeps patients from getting sicker and pr
esenting themselves in emergency rooms where care is more exp
ensive. The Healthy San Francisco initiative, for instance, cover
ed low-
income individuals up to 500% of the FPL for a small fee and d
elivered care through health department clinics, health centers,
and networked providers who provided a medical home. Individ
uals were still encouraged to maintain traditional health insuran
ce where possible. The program did not provide for vision, dent
al, or any care provided outside the city. Many enrollees transiti
oned to Medi-Cal when it expanded under the ACA.
Increase Funding to Enable Full Enrollment of Eligible Populati
ons
A number of existing programs are not fully funded by the state
s, and thus some eligible children and adults cannot receive the
services intended for them. Governments at all levels could appr
opriate sufficient monies to cover all eligible individuals and th
eir needs under existing programs.
Access to Care: Consumer-Driven Competition Alternatives
Individual Mandate for Health Insurance
Massachusetts led the way in this, and it has been followed up b
y the mandate in the ACA. It is still unclear what proportion of
the population will choose to pay the tax penalty rather than pur
chase insurance.
Modify Medical Practice Constraints
Delivery of health care is tightly constrained in the United State
30. s by any number of laws and regulations governing medical prac
tice that apply to individuals and institutions. State medical pra
ctice acts and reimbursement policies can have a profound impa
ct on the supply of potential providers. There are many possible
substitute workers who can perform specific tasks, or pieces of
tasks, done by existing professionals: psychologists, psychiatris
ts, nurse practitioners, and physician assistants for primary care
and emergency room physicians, nurse midwives for obstetricia
ns, nurse anesthetists for anesthesiologists, dental hygienists for
dentists, pharmacy technicians for pharmacists, and so forth. St
ate governments can step in and expand the allowable roles of s
ubstituting professions, increasing the supply of services, and p
otentially reducing the costs of care.
Support Cooperative Buying Arrangements for Small Employers
A number of states have developed buying cooperatives for sma
ll businesses seeking to provide coverage for their employees. S
tate or local governments may or may not choose to pay part of
the premium costs for those participating in their buying pools.
Access to Care: Oligopolistic System Alternatives
Mandate Employer Participation/Play-or-Pay
Even before the ACA, states had been experimenting with mand
ates on employers, usually the large and medium-
sized ones, to provide health insurance. Typically, employers th
at chose not to pay insurance premiums were required to pay a s
et amount per employee per month to a pool that would cover he
alth insurance purchases for their employees. These payments w
ere seldom sufficient to cover the full premium, and thus additio
nal funding sources were usually needed. Efforts to impose state
“play-or-pay” requirements on self-
insured firms exempted under ERISA would be of questionable l
egality. The ACA specifically states that Hawaii’s Prepaid Healt
h Care Act (PHCA), that state’s employer mandate, is not modif
ied or limited or universally preempted by the ACA. Further exp
erimentation by states is unlikely given the federal employer ma
ndate and continuing ERISA issues.
Impose Special Taxes on Providers and Insurers to Subsidize Lo
31. w-Income Uninsured
Former California Governor Schwarzenegger proposed a 4% pay
roll tax that would go into a state insurance fund. Doctors and h
ospitals would pay 2–
4% of their revenues into that fund to subsidize insurance for lo
w-
income individuals and increase Medicaid payments to physicia
ns (Fuhrmans, 2007a). Other states have applied variants of this
approach.
Increase the Supply of Primary Care Providers
Many states have offices that are trying to expand primary healt
h care services in low-
income urban and rural areas. These often work in collaboration
with the National Health Service Corps in setting up clinical se
rvices in those areas. States may also mandate coverage for alter
native and complementary health services. Most states require i
nclusion of chiropractors as providers. In the State of Washingt
on, health insurance programs must cover acupuncture (the self-
insured are excluded).
State educational systems also play a major role in determining
the supply of medical providers. When there is a shortage of pro
fessionals, state educational institutions are quick to expand the
ir programs; however, it is harder to get them to cut back when t
here appears to be an oversupply.
Support Pooled Insurance Risks
Most of us are familiar with risk pools in auto insurance, where
drivers with poor claims records are assigned to a pool and each
insurance company operating in the state must take a proportio
nate share of those in the pool as an assigned risk at an assigned
rate. The same can be done with high-
risk patients, forcing the companies that want the lucrative busi
ness in a state to take a certain proportion of the chronically ill
from specific categories in order to participate. That reduces the
likelihood that those sicker patients will be excluded by the ins
urance-underwriting process. A number of states have pooled-
risk programs, but the limitations on underwriting in the ACA m
32. ay make them less relevant.
One frequently debated option is community rating, in which th
e whole community is a single pool and the insurer cannot profit
by excluding sicker citizens or pricing them out of the market;
however, the insurance industry has strongly resisted this conce
pt as unfair to those who take care of their health. The ACA eff
ectively limited the ability of insurers to underwrite, but it did a
llow limited premium differentials based on age.
States can use their powers to regulate insurance to encourage p
lans that pool health insurance risks. This can be encouraged in
a number of ways, including:
• Barring discrimination through underwriting against high-
risk individuals under existing employer programs
• Establishing special pools of high-
risk enrollees, a portion of which must be accepted by the insur
ance companies that want to participate in the state’s markets at
a special rate (usually with a subsidy from the state)
• Cross-subsidizing the high-
risk enrollees through a special tax on all health care premiums
that is used to offset their higher premiums
Make Reinsurance More Widely Available
An alternative to or a supplement to risk pools is a reinsurance
program. Under that program, the risk of catastrophic cases wou
ld be borne by a master policy with other insurers or by a state-
financed entity. In New York, the state has offered a reinsuranc
e program since 2001, thereby allowing catastrophic coverage f
or sole proprietors, small firms, and low-
income workers at more reasonable rates. The ACA requires stat
es to establish transitional reinsurance programs in connection
with their exchanges in an effort to stabilize prices. If they do n
ot, the U.S. Department of Health and Human Services will step
in and do it for them.
Quality of Care: Administered System Alternatives
Encourage “Medical Homes” for Special Needs Enrollees
The American Academy of Pediatrics (2007) has advocated that
categorical plans and Medicaid plans require that each covered
33. child with special needs have a medical home; that is, a designa
ted provider who would provide continuity of care, know the fa
mily and child’s situation, work with the family, coordinate com
munity-
based services, and follow up on the case in a timely manner. M
any states are working to expand this concept beyond children,
and many provisions of the ACA are meant to promote medical
homes.
Use the Pay-for-Performance Approach in State-
Purchased Plans
Each state and local government is a major regional purchaser o
f health care, including Medicaid and coverage for its employee
s and retirees and their families; therefore, these governments c
an insist that pay-for-
performance systems be included in their purchase specification
s and care contracts.
Quality of Care: Consumer-Driven Competition Alternatives
Mandate Installation and Use of Health Information Technology
State and local governments can likewise use their buying powe
r to require the expansion and use of health information technol
ogy with their clients, including computerized physician electro
nic order entry and electronic medical records. They can also su
pport economically the development of interoperable communit
y health information networks.
Support Reporting of Quality Outcomes and Quality Survey Dat
a
State and local governments can demand quality transparency fo
r their employee and dependents programs and through funding
of surveys and database systems for public use.
Support Interoperability and Transferability of Personal Health
Records
State and local governments can encourage the development of l
ocal quality reporting systems by supporting requirements for in
teroperability and transferability of personal health records. The
Health Information Technology for Economic and Clinical Heal
th (HITECH) Act has supported this at the federal level with its
34. meaningful use requirements. However, states and local commu
nities will have to work hard to overcome the propensity of insti
tutions to avoid sharing data. One option would be to legislate t
hat patient records are the property of the patient and that they
must be made available digitally in a transferable form at low c
ost.
Quality of Care: Oligopolistic Competition Alternatives
Support Regional Consumer Information Reporting and Databas
es
Many states already have their own quality-
reporting requirements for hospitals, similar to the Medicare req
uirements. However, states must make sure that their regulation
s affecting insurance and professional licensure and credentialin
g motivate and facilitate release and reporting of quality and co
st information.
Support Pay-for-
Performance in the Private as Well as Public Sector
Federal and state programs can publicize the effects of pay-for-
performance plans in public pronouncements and encourage the
release of the information to local networks by including such r
equirements when they contract for coverage of state employees
and their dependents, as well as Medicaid contracts. Such a sys
tem, once in place, can be a conduit for information to all partie
s involved.
Support Training of Providers in Evidence-Based Practices
State institutions provide much of the training of providers thro
ugh universities and continuing education systems. In overseein
g and funding such programs, states can have considerable impa
ct on the pace of adoption of evidence-
based practices through continuing education courses and acade
mic detailing.
Cost of Care: Administered System Alternatives
Integrate Medicare and Medicaid Services for Dual Eligibles
Individuals with disabilities are often eligible for Medicare and
Medicaid and are among the higher cost users of health care. Ma
ny have behavioral health issues as well as physical problems. T
35. he ACA permits states to undertake an integrated program of car
e for these individuals after submitting a proposal for coverage t
o CMS. Many states have already submitted proposals to do so
mostly because it is a first step toward capitation and limitation
of risk for the state.
Negotiate Program Fees and Discounts
State and local governments can ask for bids from various provi
ders and then select a small number who offer the lowest prices,
or more often, the deepest discounts off published prices. Other
requirements in the bidding process may also determine the ava
ilability of suppliers, such as 24/7 services, access to hospital b
eds, financial strength, number of years in business, and special
certification or licensure requirements.
State and local governments also can enlist suppliers and especi
ally regulated insurers into any number of possible cost-
sharing or premium-
supplementing arrangements. For example, the governor of Penn
sylvania negotiated a deal in 2005 with the state’s four nonprofi
t Blue Cross insurers to contribute 1.6% of their premium reven
ue over 6 years plus 1% of their Medicare and Medicaid premiu
ms (close to $1 billion dollars) from retained earnings to a state
fund that would pay for coverage for low-
income and uninsured individuals.
Require Disease Management for Special Populations
State plans have adopted a wide variety of strategies for inducin
g their enrollees to join HMOs and accept disease management a
lternatives. They have mandated these approaches in some cases
. In others, they have offered a number of inducements for those
who elect to accept that type of coverage.
Reduce/Enhance Provider Payments
For a number of years, just about every state has been reducing
or freezing payments to providers under their Medicaid program
s. Despite inflation controls, a growing caseload and improved a
ccess have increased the costs to the states by a rate of almost 9
% annually. A significant proportion of the community-
based provider population does not take Medicaid patients. Stat
36. es often adjust payments upward where there is a shortage of pr
oviders. An example is increasing the compensation of obstetric
ians because ensuring access to prenatal care providers is likely
to offset major preventable costs later.
Cost of Care: Consumer-Driven Competition Alternatives
Strengthen Antitrust Laws and Regulations
States can legislate against specific anticompetitive practices. F
or example, Pennsylvania law duplicates and supplements a num
ber of the federal anti-
kickback and Stark amendment provisions. One section prohibit
s hospitals from renting clinic or office space to physicians belo
w market. Others require disclosure to patients that their doctor
has an economic interest in the facility to which they are being r
eferred and that they are informed of their rights to choose an al
ternative facility.
Many HMOs require their providers to be board certified. This i
s a marketing decision that adds another constraint to the local s
upply of providers. Professional organizations must also approv
e residency programs in their specialties, thereby exerting some
control nationally over the quantity and quality of services avail
able. Large HMO organizations may become dominant in a regi
on and limit the options for other would-be providers.
To offset some of these possible anticompetitive effects, states
have countered with antitrust actions and with any willing provi
der legislation. Such legislation often addresses two issues, nam
ely (1) restrictions on the panel of providers that a patient can a
ccess within a profession and (2) restrictions across professions
as to who can be compensated for a service. Under such a law, f
or example, if a person has acute low-
back pain, the insurer cannot limit the patient to seeing a small
number of pain experts and clinics, and it cannot limit payment
to primary care physicians and orthopedic specialists. It may als
o be required to include coverage for chiropractors and acupunc
turists. Some argue that such laws hinder institutional cost-
control efforts.
Remove Insurance Barriers to Medical Tourism
37. The primary barrier to medical tourism (individuals leaving the
country to seek nonemergency health care at much lower costs p
lus tourism inducements) is the fact that it has not been covered
by many health insurance contracts. Mattoo and Rathindran (20
06) suggested that failure to do so is due to the oligopoly nature
of the private health insurance industry. These companies opera
te under the regulatory umbrella of state insurance commissione
rs. They argue that patients can and do move, making health car
e an item of international trade, and that quality need not be a p
roblem when certification is available through the Joint Commis
sion International and the U.S. Medical Licensing Examination.
They point out that 25% of U.S. physicians, including 20% of m
edical school faculty, and 14% of U.S. nurses trained abroad an
d that modern, well-equipped facilities are available.
They and Altman et al. (2006) provided data showing savings of
40–
65% and more, even after travel and lodging costs, for procedur
es such as hip and knee replacements, cardiac and gallbladder s
urgery, hysterectomy, and rhinoplasty. Foreign providers are inc
reasingly represented by sales organizations in the United States
that are negotiating contracts directly with self-
insured employers to add foreign doctors and hospitals to their
provider networks. More recently, intermediaries have sprung u
p to support medical tourism within the United States, brokering
the capacity of underutilized facilities.
Cost of Care: Oligopolistic System Alternatives
Facilitate the Exchange System to Enable Access to More Than
One Insurer’s Plans
One innovation of the Massachusetts legislation to achieve near
-
universal coverage is the “Connector.” There has been some con
fusion because there are two components under that label. One i
s the Connector Authority, which negotiates with insurers for ba
sic policies for the uninsured and sets the level of subsidy that t
he state will contribute for those between the Medicaid upper li
mit and 300% of FPL. The other is the digital insurance exchang
38. e called the “Connector,” which allows individuals to compare p
rices and coverages of all the participating insurers to determine
which plan best meets their individual needs. These individuals
include the working poor and those with higher incomes whose
employers do not offer insurance. This enables them to meet the
individual mandate for health insurance required under law in
Massachusetts. This innovation became the template for the exc
hanges in the ACA legislation.
Modify Medical Practice Laws and Constraints, as Necessary, to
Encourage Licensing and Credentialing of New Providers
Most professionals are licensed by state boards, whereas most s
pecialists are certified by national professional boards. All of th
ese represent an opportunity for restricting entry. The FTC has
been aware of this issue and has moved decisively against the pr
ofessions enforcing rules against advertising by their members.
Any attempt to introduce a new type of provider that will perfor
m a limited range of services at lower cost has usually been resi
sted by the entrenched professions. In general, legislatures have
had to intervene, citing the needs of underserved areas or popul
ations. Examples include nurse practitioners, physician assistant
s, and surgicenters.
Use Certificate-of-Need Procedures
Certificate-of-
need legislation requires that providers obtain state approval of
additional major capital investments in items such as imaging e
quipment and additional bed capacity if they are to receive reim
bursement. It is an attempt to mediate arms races among provide
r institutions; however, it is typically a highly political process
that has often lacked effectiveness, and it is opposed by those w
ho argue that it stifles competition by limiting entry into the fiel
d and can be used to stop successful competitors from expandin
g to meet demand.
Encourage Managed Care and Disease Management
Texas has implemented managed care programs for its Medicaid
population targeting a number of chronic diseases. It also had i
mplemented a preferred drug list program for Medicaid requirin
39. g a supplemental rebate or special proposal for negotiation (Tex
as Health and Human Services Commission, 2007). A number of
states have continued to follow this trend.
Enforce Antitrust Laws and Regulations
States have their own antitrust laws and regulations that can be
applied to mergers of organizations such as hospitals. States can
also outlaw anti-
competitive practices, which include colluding to set prices for
services and attempts by licensing boards and professional socie
ties to limit new entrants.
State antitrust laws can also be used to overcome too much conc
entration in specific markets, although many major health care
markets are clearly multistate, especially those involving compl
ex or specialized referrals.
Other Interventions
Research and Development
Health care research and development have usually been activiti
es of the federal government; however, when the policies of the
George W. Bush administration restricted embryonic stem cell r
esearch, California acted to set up its own funding.
Capital Investment
Although most states do not fund health care facility constructio
n and renovation directly, many have authority to issue special-
purpose bonds on behalf of the state’s nonprofit health care inst
itutions. The objective of these agencies is to reduce the fundin
g costs for each borrower by going to the market in larger amou
nts with a broader risk pool. In most cases, institutions have bor
rowed at lower rates when the states backed the securities.
Education of Professionals
State-
owned technical schools, colleges, and universities are major su
ppliers of health care personnel. They are often sensitive to the
personnel needs perceived by legislatures and local institutions.
States frequently have offices and programs that recruit person
nel and support services in rural areas. Area Health Education C
enters (AHECs) are an example of an extensive support system f
40. or dispersed personnel. They provide both training and specializ
ed services to areas of need.
Public Health Functions and Departments
States also administer the traditional public health system in co
njunction with local government units. Sometimes these offer pr
imary care to the indigent. Virtually all jurisdictions provide the
basic public health services of maternal and child health clinics
, infectious disease control, health education, sanitary inspectio
ns, and environmental health and safety inspections. Ten essenti
al public health services are frequently cited (Table 5-4).
Malpractice (Tort Law) Reform
There is a high level of dissatisfaction with the costs of malprac
tice litigation and resulting premiums for malpractice insurance
and with the costs of defensive medicine. A number of states ha
ve intervened to set health care apart from their usual tort law p
rocedures and remedies. Various remedies have been proposed a
nd many experimented with by states.
Table 5-4 Essential Public Health Services
1. Monitor health status to identify community problems.
2. Diagnose and investigate health problems and health hazards
in the community. 3. Inform, educate, and empower people abo
ut health problems.
4. Mobilize community partnerships to identify and solve com
munity problems.
5. Develop plans and policies that support individual and comm
unity health efforts.
6. Enforce laws and regulations that protect health and ensure s
afety.
7. Link people to needed personal health services and ensure pr
ovision of care.
8. Ensure a competent public and personal health care workforc
e.
9. Evaluate the effectiveness, accessibility, and quality of perso
nal and population-based health care.
10. Research for new insights and innovative solutions to healt
h problems.
41. Source: Reproduced from: Centers for Disease Control and Prev
ention (2013). National Public Health Performance Standards. R
etrieved on March 29, 2014 from http://www.cdc.gov/nphpsp/es
sentialservices.html
Tort law reform usually refers to legislation limiting (capping) t
he size of malpractice awards caused by negligence, especially t
he components awarded for pain and suffering and as penalties f
or gross negligence, and/or limiting the contingent fees paid to l
awyers who win such cases. Because the cost of malpractice suit
s and insurance is much higher in the United States than any oth
er country and legal fees and court costs consume close to half
of the awards, a number of alternatives have been proposed, incl
uding the following:
• No-
fault malpractice insurance similar to that used in some states fo
r auto insurance
• Mandatory arbitration or mediation
• Institutional (enterprise) liability on a no-fault basis
All of these bypass the system of jury trials currently used to pr
ove or disprove negligence and assume that juries and plaintiffs
’ lawyers are responsible for the size of the awards. Proponents
of enterprise liability believe that after an organization sees neg
ligence cases as costing it directly, it will act to reduce such err
ors in ways that the professions have so far been unwilling or u
nable to adopt.
5.3 Conclusion
Previous section
Next section
5.3 CONCLUSION
The U.S. market for health care is very much influenced by gov
ernments in their roles as payers, insurers, employers, regulator
s, and providers of last resort. Much of the public debate is over
the possibilities of more reliance on the marketplace. Whatever
the ideology adopted, governments must deal with the followin
g concerns:
42. • Information asymmetry coupled with product complexity
• The conflicting roles of providers as agents for both patients
and others
• The tendency of market systems to maximize consumption
Thus we see governments adopting a confusing and seemingly i
nconsistent array of measures designed to deal with these conce
rns. For example, resources go out to enhance access to services
, expanding the supply of providers and technology, at the same
time that other programs seek to constrain consumption. No won
der professionals caught up in this maelstrom sometimes feel di
scouraged. Still, most professionals persevere and reap the intel
lectual and personal rewards of their craft. They continue to bal
ance the interests of their patients and their organizations succe
ssfully.
All of this reflects the Chinese curse: “May you live in interesti
ng times.”
Case 5 Key Features of the Affordable Care Act, by Year (Abri
dged from HealthCare.gov)
The following time line describes the key features of the ACA a
nd the year of implementation as provided by the HealthCare.go
v website (HealthCare.gov, 2013).
2010
New Consumer Protections
• Putting information for consumers online. The law provides f
or sites where consumers can compare health insurance coverag
e options and pick the coverage that works for them.
• Prohibiting denying coverage of children based on preexisting
conditions. New rules to prevent insurance companies from den
ying coverage to children under the age of 19 due to a preexisti
ng condition.
• Prohibiting insurance companies from rescinding coverage. In
the past, insurance companies could search for an error, or othe
r technical mistake, on a customer’s application and use this err
or to deny payment for services when he or she got sick. The he
alth care law makes this illegal.
• Eliminating lifetime limits on insurance coverage. Insurance c
43. ompanies are prohibited from imposing lifetime dollar limits on
essential benefits, like hospital stays.
• Regulating annual limits on insurance coverage. Under the la
w, insurance companies’ use of annual dollar limits on the amou
nt of insurance coverage a patient may receive will be restricted
for new plans in the individual market and all group plans. In 2
014, the use of annual dollar limits on essential benefits like ho
spital stays will be banned for new plans in the individual mark
et and all group plans.
• Appealing insurance company decisions. The law provides co
nsumers with a way to appeal coverage determinations or claims
to their insurance company and establishes an external review p
rocess.
• Establishing consumer assistance programs in the states. Und
er the law, states that apply receive federal grants to help set up
or expand independent offices to help consumers navigate the p
rivate health insurance system.
Improving Quality and Lowering Costs
• Providing small business health insurance tax credits. Up to 4
million small businesses are eligible for tax credits to help the
m provide insurance benefits to their workers. The first phase of
this provision provides a credit worth up to 35% of the employ
er’s contribution to the employees’ health insurance. Small non-
profit organizations may receive up to a 25% credit.
• Offering relief for 4 million seniors who hit the Medicare pre
scription drug “donut hole.” An estimated 4 million seniors will
reach the gap in Medicare prescription drug coverage known as
the “donut hole” this year. Each eligible senior will receive a o
ne-time, tax-free $250 rebate check.
• Providing free preventive care. All new plans must cover cert
ain preventive services, such as mammograms and colonoscopie
s, without charging a deductible, copay, or coinsurance.
• Preventing disease and illness. A new $15 billion Prevention
and Public Health Fund will invest in proven prevention and pu
blic health programs that can help keep Americans healthy—
from smoking cessation to combating obesity.
44. • Cracking down on health care fraud. The new law invests new
resources and requires new screening procedures for health car
e providers to boost these efforts and reduce fraud and waste in
Medicare, Medicaid, and Children’s Health Insurance Program (
CHIP).
Increasing Access to Affordable Care
• Providing access to insurance for uninsured Americans with p
reexisting conditions. The Pre-
Existing Condition Insurance Plan provides new coverage optio
ns to individuals who have been uninsured for at least 6 months
because of a preexisting condition. States have the option of run
ning this program in their state. If a state chooses not to do so, a
plan will be established by the Department of Health and Huma
n Services in that state.
• Extending coverage for young adults. Young adults will be all
owed to stay on their parents’ plan until they turn 26.
• Expanding coverage for early retirees. To preserve employer
coverage for early retirees until more affordable coverage is ava
ilable through the new exchanges by 2014, the new law creates
a $5 billion program to provide needed financial help for emplo
yment-
based plans to continue to provide valuable coverage to people
who retire between the ages of 55 and 65, as well as their spous
es and dependents.
• Rebuilding the primary care workforce. There are new incenti
ves in the law to expand the number of primary care doctors, nu
rses, and physician assistants. These include funding for scholar
ships and loan repayments for primary care doctors and nurses
working in underserved areas. Doctors and nurses receiving pay
ments made under any state loan repayment or loan forgiveness
program intended to increase the availability of health care serv
ices in underserved or health professional shortage areas will no
t have to pay taxes on those payments.
• Holding insurance companies accountable for unreasonable ra
te hikes. The law allows states that have, or plan to implement,
measures that require insurance companies to justify their premi
45. um increases will be eligible for $250 million in new grants. Ins
urance companies with excessive or unjustified premium exchan
ges may not be able to participate in the new health insurance e
xchanges in 2014.
• Allowing states to cover more people on Medicaid. States will
be able to receive federal matching funds for covering some ad
ditional low-
income individuals and families under Medicaid for whom feder
al funds were not previously available. This will make it easier
for states that choose to do so to cover more of their residents.
• Increasing payments for rural health care providers. The law
provides increased payment to rural health care providers to hel
p them continue to serve their communities.
• Strengthening community health centers. The law includes ne
w funding to support the construction of and expand services at
community health centers.
2011
Improving Quality and Lowering Costs
• Offering prescription drug discounts. Seniors who reach the c
overage gap will receive a 50% discount when buying Medicare
Part D covered brand-
name prescription drugs. Over the next 10 years, seniors will re
ceive additional savings on brand-
name and generic drugs until the coverage gap is closed in 2020
.
• Providing free preventive care for seniors. The law provides c
ertain free preventive services, such as annual wellness visits an
d personalized prevention plans, for seniors on Medicare.
• Improving health care quality and efficiency. The law establis
hes a new Center for Medicare & Medicaid Innovation that will
begin testing new ways of delivering care to patients. Additiona
lly, by January 1, 2011, the Department of Health and Human S
ervices (HHS) will submit a national strategy for quality improv
ement in health care, including by these programs.
• Improving care for seniors after they leave the hospital. The
Community Care Transitions Program will help high-
46. risk Medicare beneficiaries who are hospitalized avoid unnecess
ary readmissions by coordinating care and connecting patients t
o services in their communities.
• Introducing new innovations to bring down costs. The Indepe
ndent Payment Advisory Board will begin operations to develop
and submit proposals to Congress and the president aimed at ex
tending the life of the Medicare Trust Fund. The board is expect
ed to focus on ways to target waste in the system and recommen
d ways to reduce costs, improve health outcomes for patients, a
nd expand access to high-quality care.
Increasing Access to Affordable Care
• Increasing access to services at home and in the community.
The Community First Choice Option allows states to offer home
and community-
based services to disabled individuals through Medicaid rather t
han institutional care in nursing homes.
Holding Insurance Companies Accountable
• Bringing down health care premiums. The law generally requi
res that at least 85% of all premium dollars collected by insuran
ce companies for large employer plans are spent on health care s
ervices and health care quality improvement. For plans sold to i
ndividuals and small employers, at least 80% of the premium m
ust be spent on benefits and quality improvement. If insurance c
ompanies do not meet these goals, because their administrative
costs or profits are too high, they must provide rebates to consu
mers.
• Addressing overpayments to big insurance companies and stre
ngthening Medicare Advantage. Today, Medicare pays Medicare
Advantage insurance companies over $1,000 more per person o
n average than is spent per person in traditional Medicare. This
results in increased premiums for all Medicare beneficiaries, inc
luding the 77% of beneficiaries who are not currently enrolled i
n a Medicare Advantage plan. The law levels the playing field b
y gradually eliminating this discrepancy. People enrolled in a M
edicare Advantage plan will still receive all guaranteed Medicar
e benefits, and the law provides bonus payments to Medicare Ad
47. vantage plans that provide high-quality care.
2012
Improving Quality and Lowering Costs
• Linking payment to quality outcomes. The law establishes a h
ospital value-
based purchasing (VBP) program in traditional Medicare. This p
rogram offers financial incentives to hospitals to improve the qu
ality of care. Hospital performance is required to be publicly re
ported, beginning with measures relating to heart attacks, heart
failure, pneumonia, surgical care, health care–
associated infections, and patients’ perception of care.
• Encouraging integrated health systems. The new law provides
incentives for physicians to join together to form ACOs. These
groups allow doctors to better coordinate patient care and impro
ve the quality, help prevent disease and illness, and reduce unne
cessary hospital admissions. If ACOs provide high-
quality care and reduce costs to the health care system, they can
keep some of the money that they have helped save.
• Reducing paperwork and administrative costs. The new law w
ill institute a series of changes to standardize billing and require
s health plans to begin adopting and implementing rules for the
secure, confidential, electronic exchange of health information.
• Understanding and fighting health disparities. To help underst
and and reduce persistent health disparities, the law requires an
y ongoing or new federal health program to collect and report ra
cial, ethnic, and language data.
Increasing Access to Affordable Care
• Providing new, voluntary options for long-
term care insurance. The law creates a voluntary long-
term care insurance program—called CLASS—
to provide cash benefits to adults who become disabled. [Note:
On October 14, 2011, Secretary Sebelius transmitted a report an
d letter to Congress stating that the department does not see a vi
able path forward for CLASS implementation at this time.]
2013
Improving Quality and Lowering Costs
48. • Improving preventive health coverage. To expand the number
of Americans receiving preventive care, the law provides new fu
nding to state Medicaid programs that choose to cover preventiv
e services for patients at little or no cost.
• Expanding authority to bundle payments. The law establishes
a national pilot program to encourage hospitals, doctors, and oth
er providers to work together to improve the coordination and q
uality of patient care. Under payment “bundling,” hospitals, doc
tors, and providers are paid a flat rate for an episode of care rat
her than the current fragmented system where each service or te
st or bundles of items or services are billed separately to Medic
are.
Increasing Access to Affordable Care
• Increasing Medicaid payments for primary care doctors. The a
ct requires states to pay primary care physicians no less than 10
0% of Medicare payment rates in 2013 and 2014 for primary car
e services. The increase is fully funded by the federal governme
nt.
• Open enrollment in the health insurance marketplace begins. I
ndividuals and small businesses can buy affordable and qualifie
d health benefit plans in this new transparent and competitive in
surance marketplace.
2014
New Consumer Protections
• Prohibiting discrimination due to preexisting conditions or ge
nder. The law prohibit(s) insurance companies from refusing to
sell coverage or renew policies because of an individual’s preex
isting conditions. Also, in the individual and small group marke
t, the law eliminates the ability of insurance companies to charg
e higher rates due to gender or health status.
• Eliminating annual limits on insurance coverage. The law pro
hibits new plans and existing group plans from imposing annual
dollar limits on the amount of coverage an individual may recei
ve.
• Ensuring coverage for individuals participating in clinical tria
ls. Insurers will be prohibited from dropping or limiting coverag
49. e because an individual chooses to participate in a clinical trial.
Applies to all clinical trials that treat cancer or other life-
threatening diseases.
Improving Quality and Lowering Costs
• Making care more affordable. Tax credits will become availab
le for people with income between 100% and 400% of the pover
ty line who are not eligible for other affordable coverage. (In 20
10, 400% of the poverty line comes out to about $43,000 for an
individual or $88,000 for a family of four.) The tax credit is adv
anceable. It is also refundable. Individuals may also qualify for
reduced cost-
sharing (copayments, coinsurance, and deductibles).
• Establishing the health insurance marketplace. If your employ
er does not offer insurance, you will be able to buy it directly in
the health insurance marketplace. Individuals and small busines
ses can buy affordable and qualified health benefit plans in this
new transparent and competitive insurance marketplace. The ma
rketplace will offer you a choice of health plans that meet certai
n benefits and cost standards.
• Increasing the small business tax credit. In this phase, the cre
dit is up to 50% of the employer’s contribution to provide healt
h insurance for employees. There is also up to a 35% credit for
small nonprofit organizations.
Increasing Access to Affordable Care
• Increasing access to Medicaid. Americans who earn less than
133% of the poverty level (approximately $14,000 for an indivi
dual and $29,000 for a family of four) will be eligible to enroll i
n Medicaid. States will receive 100% federal funding for the fir
st 3 years to support this expanded coverage, phasing to 90% fe
deral funding in subsequent years.
• Promoting individual responsibility. Under the law, most indi
viduals who can afford it will be required to obtain basic health
insurance coverage or pay a fee to help offset the costs of carin
g for uninsured Americans. If affordable coverage is not availab
le to an individual, he or she will be eligible for an exemption.
2015
50. Improving Quality and Lowering Costs
• Paying physicians based on value not volume. Physicians will
see their payments modified so that those who provide higher v
alue care will receive higher payments than those who provide l
ower quality care.
Source: Modified from: Key Features of the Affordable Care Ac
t by Year. U.S. Department of Health & Human Services. http://
www.hhs.gov/healthcare/facts/timeline/timeline-text.html
Discussion Questions
1. The material presented in this case was abridged from a docu
ment provided by the Obama administration on the HealthCare.g
ov website. Does it fairly represent the key issues in the law?
2. What do you think was behind the phasing in of the various
provisions of the law? Would you have phased them in different
ly?
3. How do these provisions represent the three visions of how h
ealth policy should work?
4. How has the implementation of this time line changed over ti
me:
a. After the Supreme Court ruled on the constitutionality of var
ious provisions of the ACA in 2013,
b. As the Administration experienced problems with the comput
er systems it had put in place, and
c. As various groups requested temporary or permanent relief fr
om the law’s implementation requirements?
RCH 8303, Quantitative Data Analysis 1
Course Learning Outcomes for Unit VII
51. Upon completion of this unit, students should be able to:
1. Perform statistical tests using software tools.
1.1 Perform simple linear regression using appropriate data file
and menu options.
2. Explain results of statistical tests.
2.1 Describe the selection process of the variables in the data
file.
2.2 Discuss the differences between alternative hypotheses
2.3 Elaborate on options available for missing or incomplete
data.
2.4 Describe the assumptions for simple linear regression.
2.5 Contrast the differences between association and prediction.
2.6 Describe homoscedasticity.
2.7 Describe dummy-coding and when this would be used in
regression.
3. Judge whether null hypotheses should be rejected or
maintained.
3.1 Explain the differences between the null and alternative
hypotheses, and perform option
selection.
3.2 Explain the difference between R and R².
Course/Unit
Learning Outcomes
Learning Activity
52. 1.1
Unit Lesson
Chapter 7, pp 129–144
Unit VII Assignment 2
2.1, 2.2, 2.3, 2.4, 2.5,
2.6, 2.7
Unit Lesson
Unit VII Assignment 1
3.1, 3.2
Unit Lesson
Unit VII Assignment 2
Required Unit Resources
Chapter 7: Fitting Linear and Generalized Linear Models, pp.
129–144
Unit Lesson
Unit VII Plan
The Unit VII assignment will be in two parts. Part 1 of your
assignment requires you to complete one module
of the CITI Program EOSA that relates directly to this readings
in this unit. The module has a final quiz that
must be completed and successfully passed, demonstrating your
knowledge of basic statistics and the
research process.
53. For Part 2, you will review how to conduct a simple linear
regression and determine whether the test is
statistically significant or not.
There is one topic for the Unit VII CITI EOSA course.
Simple Linear Regression (ID 17634): This module describes
and explains differences among association,
prediction, and causality. The module describes the assumptions
of linear regression and what to do if the
UNIT VII STUDY GUIDE
Simple Linear Regression
RCH 8303, Quantitative Data Analysis 2
UNIT x STUDY GUIDE
Title
data violate one or more of the assumptions. The module also
displays how to enter continuous,
dichotomous, and categorical predictors into a regression
model.
Unit VII Lesson
54. Unit VII starts on a different type of outcome form of testing.
Units IV, V, and VI conducted tests that
compared the means, and in some cases, causation or a
relationship could be determined. The focus of Unit
VII is regression, which is a methodology that allows the
researcher to use multiple predictor (independent)
variables to explain variability in the researcher’s outcome
(dependent) variable. An example of this could be
whether the researcher could explain the variability in the
outcome variable cancer using the predictor
variable “smoking”? Another way of looking at this could be,
“Can smoking be a predictor of cancer?” A
researcher could gather data on whether smoking could or
would predict cancer in a sample of smokers.
R and R Commander make it very easy to conduct simple
statistical tests.
As noted in Unit III, once data are collected, a researcher needs
to be able to describe, summarize, and,
potentially, detect patterns in the data they have recorded with
meaningful numerical scales, such as
histograms. After reviewing the data, decisions must be made
regarding whether the assumptions of the
particular test have been met. If they have, then conducting of
the test can proceed. Tutorials are provided in
the Dissertation Center for this lesson. Reviewing the Testing
for Normality will be very helpful to you.
Before conducting any statistical test, though, the researcher
must first meet the assumptions of the particular
test. The Simple Linear Regression (ID 17634) module
describes and explains each of the assumptions for
regression.
For an example of simple linear regression, make sure when you
55. access R that you also load R Commander.
Type in library(Rcmdr) or see Unit I for a refresher on how to
gain access to R Commander. Once R and
R Commander have been loaded, the next step is to load the
data set wtandruntimes1 that will be used
(Figure 1).
https://online.columbiasouthern.edu/bbcswebdav/xid-
139703023_1
RCH 8303, Quantitative Data Analysis 3
UNIT x STUDY GUIDE
Title
Figure 1
Data Set Wtandruntimes1 Successfully Uploaded
RCH 8303, Quantitative Data Analysis 4