RaiseMe Lesson Plan: Planning for the summer before collegeRaiseMe
Tips and resources for graduating seniors to make the transition from high school to college as smooth as possible. From freshman advising to resume writing, students will be ready to start the next phase of their educational journey on the right foot. Content available at: https://blog.raise.me/high-school-summer-planning-101/
RaiseMe Lesson Plan: Planning for the summer before collegeRaiseMe
Tips and resources for graduating seniors to make the transition from high school to college as smooth as possible. From freshman advising to resume writing, students will be ready to start the next phase of their educational journey on the right foot. Content available at: https://blog.raise.me/high-school-summer-planning-101/
GET ME IN: Non academic factors affecting competitive college admissionsRebecca Joseph
This is my powerpoint for my keynote address at Arcadia High School in Aprl 2010 about competitive college readiness It focuses on non-academic readiness to help students distinguish themselves as powerful members of the community, including major activities and powerful college applications.
How to get Your High School Student into College in 4 years or Less G Z
Gretchen Zaitzeff & Holli Will share their personal knowledge and experiences navigating the college admissions process with their high school students.
RaiseMe Lesson Plan: Making the most of summerRaiseMe
Tips and resources for 9th-11th grade students for researching summer programs and leadership opportunities that support college preparation. This content is available at https://blog.raise.me/high-school-summer-planning-101/
Vuefolio Seminar for Dare 2B Digital Conference (Feb 28, 2015)Vuefolio
This is a copy of the presentation given by Vuefolio at the Dare 2B Digital Conference at the Oracle Conference Center in Redwood Shores on Feb 28, 2015. The focus of the talk was on college costs, financial aid and saving and paying for college.
This presentation was created to compile educational information/ resources for ALL students.
Please share this information with students, parents, teachers and guidance counselors.!
Please feel free to contact Nkechi Ilechie
E-mail : nkechiboardman@yahoo.com
nkechiboardman1@gmail.com
GET ME IN: Non academic factors affecting competitive college admissionsRebecca Joseph
This is my powerpoint for my keynote address at Arcadia High School in Aprl 2010 about competitive college readiness It focuses on non-academic readiness to help students distinguish themselves as powerful members of the community, including major activities and powerful college applications.
How to get Your High School Student into College in 4 years or Less G Z
Gretchen Zaitzeff & Holli Will share their personal knowledge and experiences navigating the college admissions process with their high school students.
RaiseMe Lesson Plan: Making the most of summerRaiseMe
Tips and resources for 9th-11th grade students for researching summer programs and leadership opportunities that support college preparation. This content is available at https://blog.raise.me/high-school-summer-planning-101/
Vuefolio Seminar for Dare 2B Digital Conference (Feb 28, 2015)Vuefolio
This is a copy of the presentation given by Vuefolio at the Dare 2B Digital Conference at the Oracle Conference Center in Redwood Shores on Feb 28, 2015. The focus of the talk was on college costs, financial aid and saving and paying for college.
This presentation was created to compile educational information/ resources for ALL students.
Please share this information with students, parents, teachers and guidance counselors.!
Please feel free to contact Nkechi Ilechie
E-mail : nkechiboardman@yahoo.com
nkechiboardman1@gmail.com
December 2014 Student Loan Seminar PresentationKristina Flores
Prospera Credit Union (https://myprospera.com) is a local credit union that now serves a four-county area and is strong enough to provide you with everything you need, yet small enough to know you personally and care about your and your family's prosperity. When you choose Prosepra, you become a member, not just a customer. Part of a family. A family that works together for everyone's benefit.
Prospera Credit Union's history dates back as far as 1934, when it was officially opened for business under the Banta Credit Union name. Over the years, the number of people eligible to join was expanded to include nearby counties and communities. In 2002, the name was changed to Prospera, but, our basic promise to our members has always been the same.
What's your LIFEstage?
We provide personal, tailored guidance that leads to prosperity for all our members. (https://myprospera.com/lifestages)
Starting On Your Own
Singles
Couples
Parenting Young Children
Parenting with Teenagers
Empty Nesters
Retireees
Divorce
Widow / Widower
Our services include:
Home Loans, Home Loan Rates and Current Mortgage Rates
Home Equity Loans
Auto Title Loans as well as Boat and RV Loans
Credit Cards
Personal Loans
Protection Plans
Loan Appllications
Free Bill Pay
Interest Bearing Checking
Overdraft Protection
Automatic Overdraft Transfer
Team and Club Community Checking
Share Savings
CDs, IRAs & Money Markets
Checking, Savins, CD and Money Markets
Investment Products and Services
Business Rates
Auto Calculators
Mortgage Calculators
Looking for a way to contact us? Please call us at 920-882-4800 or fill out the below contact form on our website (https://myprospera.com/contact-us)
Come visit us at one of our four locations:
Appleton Branch - 4830 N. Ballard Rd. Appleton, WI 54913
Neenah Location - 934 S. Green Bay Rd. Neenah, WI 54956
Menasha Location - 849 Warsaw St. Menasha, WI 54952
Darboy Location - N9660 County Rd. N Appleton, WI 54915
College is a life-changing event – for students and parents alike – and so much about it has changed since today’s parents were college students themselves. This presentation was designed to help parents of college-bound students understand the ever-changing college landscape and help them navigate it with confidence.
It’s no secret that postsecondary education is an investment, but do you find yourself asking how much it will really cost and wondering how you will pay for it?
We’ll help you determine the true cost of education after high school and go over all your options for payment – from scholarships and grants to financial aid and student loans. We’ll also cover the topic of timing – when you should begin looking into your options and what to expect from the application process.
MEFA's presentation outlines the things families need to know about paying their college bill. Learn about financial aid (and types), and how to select a college loan.
If you have a child going to college next year, chances are you’ll be applying for financial aid. The FAFSA, which is the main application for college financial aid, becomes available on October 1st this year, giving you the opportunity to submit the form much earlier than in previous years. Most colleges have financial aid due dates set in February or March, so you have plenty of time to apply. But make sure to check the deadline at every school your student may attend next year – you can find that on each college or university’s financial aid website. It is crucial for you to apply for financial aid on time.
Read| The latest issue of The Challenger is here! We are thrilled to announce that our school paper has qualified for the NATIONAL SCHOOLS PRESS CONFERENCE (NSPC) 2024. Thank you for your unwavering support and trust. Dive into the stories that made us stand out!
Introduction to AI for Nonprofits with Tapp NetworkTechSoup
Dive into the world of AI! Experts Jon Hill and Tareq Monaur will guide you through AI's role in enhancing nonprofit websites and basic marketing strategies, making it easy to understand and apply.
A Strategic Approach: GenAI in EducationPeter Windle
Artificial Intelligence (AI) technologies such as Generative AI, Image Generators and Large Language Models have had a dramatic impact on teaching, learning and assessment over the past 18 months. The most immediate threat AI posed was to Academic Integrity with Higher Education Institutes (HEIs) focusing their efforts on combating the use of GenAI in assessment. Guidelines were developed for staff and students, policies put in place too. Innovative educators have forged paths in the use of Generative AI for teaching, learning and assessments leading to pockets of transformation springing up across HEIs, often with little or no top-down guidance, support or direction.
This Gasta posits a strategic approach to integrating AI into HEIs to prepare staff, students and the curriculum for an evolving world and workplace. We will highlight the advantages of working with these technologies beyond the realm of teaching, learning and assessment by considering prompt engineering skills, industry impact, curriculum changes, and the need for staff upskilling. In contrast, not engaging strategically with Generative AI poses risks, including falling behind peers, missed opportunities and failing to ensure our graduates remain employable. The rapid evolution of AI technologies necessitates a proactive and strategic approach if we are to remain relevant.
Operation “Blue Star” is the only event in the history of Independent India where the state went into war with its own people. Even after about 40 years it is not clear if it was culmination of states anger over people of the region, a political game of power or start of dictatorial chapter in the democratic setup.
The people of Punjab felt alienated from main stream due to denial of their just demands during a long democratic struggle since independence. As it happen all over the word, it led to militant struggle with great loss of lives of military, police and civilian personnel. Killing of Indira Gandhi and massacre of innocent Sikhs in Delhi and other India cities was also associated with this movement.
Biological screening of herbal drugs: Introduction and Need for
Phyto-Pharmacological Screening, New Strategies for evaluating
Natural Products, In vitro evaluation techniques for Antioxidants, Antimicrobial and Anticancer drugs. In vivo evaluation techniques
for Anti-inflammatory, Antiulcer, Anticancer, Wound healing, Antidiabetic, Hepatoprotective, Cardio protective, Diuretics and
Antifertility, Toxicity studies as per OECD guidelines
Model Attribute Check Company Auto PropertyCeline George
In Odoo, the multi-company feature allows you to manage multiple companies within a single Odoo database instance. Each company can have its own configurations while still sharing common resources such as products, customers, and suppliers.
Safalta Digital marketing institute in Noida, provide complete applications that encompass a huge range of virtual advertising and marketing additives, which includes search engine optimization, virtual communication advertising, pay-per-click on marketing, content material advertising, internet analytics, and greater. These university courses are designed for students who possess a comprehensive understanding of virtual marketing strategies and attributes.Safalta Digital Marketing Institute in Noida is a first choice for young individuals or students who are looking to start their careers in the field of digital advertising. The institute gives specialized courses designed and certification.
for beginners, providing thorough training in areas such as SEO, digital communication marketing, and PPC training in Noida. After finishing the program, students receive the certifications recognised by top different universitie, setting a strong foundation for a successful career in digital marketing.
Normal Labour/ Stages of Labour/ Mechanism of LabourWasim Ak
Normal labor is also termed spontaneous labor, defined as the natural physiological process through which the fetus, placenta, and membranes are expelled from the uterus through the birth canal at term (37 to 42 weeks
Honest Reviews of Tim Han LMA Course Program.pptxtimhan337
Personal development courses are widely available today, with each one promising life-changing outcomes. Tim Han’s Life Mastery Achievers (LMA) Course has drawn a lot of interest. In addition to offering my frank assessment of Success Insider’s LMA Course, this piece examines the course’s effects via a variety of Tim Han LMA course reviews and Success Insider comments.
Synthetic Fiber Construction in lab .pptxPavel ( NSTU)
Synthetic fiber production is a fascinating and complex field that blends chemistry, engineering, and environmental science. By understanding these aspects, students can gain a comprehensive view of synthetic fiber production, its impact on society and the environment, and the potential for future innovations. Synthetic fibers play a crucial role in modern society, impacting various aspects of daily life, industry, and the environment. ynthetic fibers are integral to modern life, offering a range of benefits from cost-effectiveness and versatility to innovative applications and performance characteristics. While they pose environmental challenges, ongoing research and development aim to create more sustainable and eco-friendly alternatives. Understanding the importance of synthetic fibers helps in appreciating their role in the economy, industry, and daily life, while also emphasizing the need for sustainable practices and innovation.
How to Make a Field invisible in Odoo 17Celine George
It is possible to hide or invisible some fields in odoo. Commonly using “invisible” attribute in the field definition to invisible the fields. This slide will show how to make a field invisible in odoo 17.
Welcome to TechSoup New Member Orientation and Q&A (May 2024).pdfTechSoup
In this webinar you will learn how your organization can access TechSoup's wide variety of product discount and donation programs. From hardware to software, we'll give you a tour of the tools available to help your nonprofit with productivity, collaboration, financial management, donor tracking, security, and more.
2. What we will answer today:
What am I paying for?
What are the differences between schools?
How can I pay for it all?
What’s the timeline?
How can I make good decisions?
Q & A at the end but feel free to ask any time
3. Cost of Attendance “COA”
COA = Total cost, per year (usually) for you
to be a student in college
Different from one school to another
Is an estimate produced by the school
You will not get a single bill for your COA
4. COA: Tuition and Fees
You get a bill for this from the school
Based on unit load
COA usually assumes full-time status
Full-time status is 12 or more units
Bachelor Degree (BA/BS) usually 120 units
Therefore 15 units per semester for 8
semesters = your degree (with no summer)
5. Unit Math
1 Unit = 1 hour of class per week
3-unit class = 3 hrs of class per week
4 X 3-unit classes = 12 units = Full-Time
$46 per unit with 15 units = $690 per term
15 units per term for 8 terms (4 years) = $5,520
6. FULL TIME STUDENT?!?!?!
What does it really mean?
Assume 15 units/semester to graduate in 4
years
Experts: 2-3 hours of study for each hour of
class
So 15 units = roughly 15 hours of class/week
= 30-45 hours of study per week
And you want to work at a Rhumba Juice?
7. COA: Room and Board
You get a bill from the school for this too
Often more expensive than Tuition and Fees
What is it? Housing and Meals
8. Room & Board: Components
On-Campus (Dorms/Residence Halls)
– Actual “rent” rates provided in COA
– Meals usually an average Meal Plan
Off-Campus – Living in an apartment
– Uses average rental estimate for area
– Purchased food estimate
With Parents – “Commuter”
– Usually assumes little/no rent, reduced food costs
10. COA: Books & Supplies
First, most important of the “no-bill” items
COA by school is estimate based on
averages
Depends on your classes/major
Use the school’s estimate to start, then save
money where you can as you go
Computers, Calculators, etc.?
11. COA: Transportation
“Non-Bill” item
Not just commuters
Examples:
– Moving there and back
– Holidays
– Bus
– Bike, skateboard, rollerblades, etc.
12. COA: Personal and Miscellaneous
An estimated “non-bill item”
Examples:
– Toothpaste
– Soap
– Entertainment
– Occasional pizza, taco
– Clothes (heavy coat, mittens, boots?)
– Computer & Electronics?
14. Los Angeles City College 2014-2015*
2012-2013 tuition & fees, all other costs based on 2010-2011 figures
$46 per unit (all CA community colleges)
At Home Away from Home
Tuition & Fees $ 1,698 $ 1,698
Books & Supplies 1,620 1,620
Room & Board 4,806 11,556
Transportation 918 1,044
Personal 2,862 2,754
Total $11,904 $18,672
*Assioated Student Fee. $7
Represented Fee $1.
Health Fee $11
Parking $20. or $27.
15. Cal State Los Angeles 2014-2015
Commuter On-Campus Off-Campus
Tuition/Fees $ 6,345 $ 6,345 $ 6,345
Books &
Supplies
1,809 1,809 1,809
Room &
Board
4,599 12,627 13,050
Trans. 1,494 1,389 1,455
Misc, Personal 1,365 1,365 1,365
Total $15,612 $23,535 $24,024
17. USC 2014-2015 (Private School)
12-18 Units X 2 semesters, on-campus
Tuition: $48,347
Mandatory Fees: 761
Room & Board: 13,334
Books & Supplies: 1,500
Personal and Misc.: 1,000
Transportation: 580
Total: $65,522
18. Some Notes
Google: “SCHOOL cost of attendance” in
March-April for 2013-2014 numbers
2011-2012 to 2012-2013 Tuition increases:
– LACC: $264 = 18.6%
– CSULA: $241 = 3.9%
– UC Berkeley: $42 = 0.03%
– USC: $1,560 = 3.7%
Besides Tuition, other COA items mostly flat
So should you wait to go to school?
20. Financial Aid
Refers to “Need-Based” funds
Usually provided by:
– U.S. Government
– State Government
– College/University
All Financial Aid requires:
family income information
– Young Men – Must register with Selective Service
22. Grants – Free Money!
Federal Pell Grant and others
– 2014-2015 = up to $5,730
– Given to students with highest need
CalGrant – Three types (2014-2015):
– CalGrant A: Up to CA 4-Year Univ. tuition & fees
UC: $12,192
CSU: $5,472
CA Independent (Private): $9,084
– CalGrant B: Up to $1,473 for books & supplies 1st
year, + CalGrant A tuition award 2nd
, 3rd
, 4th
years
– CalGrant C: For vocational & technical education
23. A few words on the CalGrant
Seniors should do their GPA Verification
ASAP (from your College Counselor)
CalGrant Entitlement:
– Means you automatically get the money if you
meet the GPA/Need criteria and apply on-time
CalGrant Competitive:
– Means you must meet GPA criteria and have
financial need, and compete with others for what’s
left
Deadline: March 1, 2015 (for class of ’15)
24. Work-Study
Feds pay someone to pay you!
Campus determines rates/amounts
Minimum pay = Federal Minimum Wage
Usually on-campus, but can be non-profits
You get a total amount for the year, then
have to earn it (or not)
Your employer will take your school schedule
into account
Not paid up front!
27. Types of Loans/Debt for College
Federal
– Stafford (Direct Loan)
– Perkins
– Parent PLUS
Private Educational Loans
School Loans*
Credit Cards and Banks
28. Federal Loans – Stafford, “The Best”
Stafford Loans – Subsidized and Unsubsidized
– Low interest rates
– Don’t repay until you’re out of school
– Federal Consolidation available
– Can have them forgiven
– $5,500 1st
year; $6,500 2nd
year; $7,500 3rd
/4th
year
Unsubsidized – Up to above amounts minus…
Subsidized – Up to $3,500 1st
year, $4,500 2nd
year, $5,500 3rd
year and beyond.
29. FYI: Stafford Interest Rates
Stafford Loans rates 2014-2015:
3.86% Subsidized, 3.86% Unsubsidized
Federal Consolidation:
After you graduate, put all your Stafford loans
together, fixed at an average rate of each loan
1914 - 2006 Average Rate of Inflation:
3.41% per year
National Credit Card Average APR: 14.89%*
*Source: Creditcards.com 1/23/2015
30. Federal Loans – Perkins and PLUS
Perkins
– Up to $5,500/year, 5% interest rate
– Campus-Based
– Consolidation not available,10 yr repayment term
– Up to $27,500 for your undergrad education
Parent PLUS Loan
– Parents’ responsibility, used for student
– COA – Other Financial Aid received = Amount
– 7.9% interest rate fixed; 10 yr term, starting 60
days after disbursal
31. Private Educational Loans
Offered by banks and non-profit corporations
Special type of loan for students
Not need-based (not “Financial Aid”)
Interest rates vary by credit rating, economy
Private consolidation available
Schools generally affiliated with a selection of
providers
Higher interest rates, less generous terms
32. Other Debt
School Loans – Depends on the school
Credit Cards
Bank Loans
Friends/Relatives
33. Making Good Decisions About Debt
Federal Loans = best type of loan in life?
Education = Investment in the Future
Interest Rates
Credit History
Consequences of $$ Worry in College
– Stress
– Lack of focus
– “Time off”
– Work too many hours
– Settle for less
35. Scholarships
Free money
Internal – Offered by or to your school
External – Offered by corporations,
organizations, individuals, etc.
– No limit to external scholarships
– Often just write an essay or fill out application
– You can get started NOW
– Best reasons to get involved and get to know
people (Teachers, Counselors, etc.)
36. Scholarship/Funding Information, FREE
U.S. Federal Govt. – FAFSA and other info
State of California – CalGrant and other info
College Board – SAT people scholarship
search service
FastWeb – Popular online search service
FindTuition.com – Similar to FastWeb
United Negro College Fund – Online portal
and search service for similar organizations
and scholarship services
37. Work – Things to consider
If you’re offered work-study, take it
Upward Bound doesn’t recommend more
than 20 hrs per week
Full-time student is your job
– Most colleges: 2-3 hrs study for each 1 hour of
class per week
– 15 credits: 15 hrs class + 30-45 hrs study = 45-60
hrs per week just for school
Work off-campus less likely to sympathize
39. FAFSA
Free Application for Federal Student Aid
U.S. Department of Education
Determines your financial need
Sends info to all schools you want to go to
Allows schools to determine how much
money you’ll get and whether that will cover
your costs
FAFSA.ED.GOV
Fafsa.com = SCAM!
40. FAFSA/Financial Aid Timeline
1. 12th
Gr. Fall: FAFSA PIN (student and parent)
2. January-February: Parents do taxes
3. Before March 2: Complete FAFSA
4. U.S. Dept. of Ed. Calculates your EFC
5. Prospective colleges calculate your package
6. You receive your award letter/package
41. FAFSA Timeline Continued…
7. You accept/deny your award (or parts)
8. Decide where you’re going
9. School determines your bill or refund
10. Your award is deducted from your bill
11. You either owe the difference or get a
refund check
42. Note on Timelines
Missing, or being unaware of deadlines can
be costly
You may get a bill before you get your aid
(especially for housing)
Students may need to pay Mom/Dad back
later with the refund check
43. Sample Award Letter/Package
Decline Accept
Total COA $33,000
Expected Family Contribution (EFC) $0
Outside Scholarship $1,500
Financial Need $31,500
Federal Pell Grant $5,550
CalGrant B $1,400
Institutional Grant $6,500
Perkins Loan $5,500
Stafford Sub & Unsubsidized $5,500
Work-Study $2,000
Parent PLUS Loan $5,050
Total $31,500
44. Notes about the sample award
Total Grant Award: $13,450
– Plus Work Study = $15,450 not-loans
Total Student Loans: $11,000
– Plus Parent PLUS Loan = $16,050
Based on $0 EFC if it’s higher, increase
the loan amount, decrease grant amount, or
look for a shortfall
Almost anyone can increase the “outside
scholarship” amount