Friday Factoids February 20, 2014
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This document provides statistics on various topics such as the number of Bitcoin ATMs in the US, the forecasted value of the strong authentication market, the percentage of colleges that provide debit cards to students, the decline in retail sector sales in January 2014, the average annual return on credit card merchant fees, the satisfaction level of Americans with online shopping, mobile payment growth in China in 2013, the percentage of brands affected by negative social media posts, credit card payments over 90 days late, and the percentage of Americans planning to purchase Google Glass. The statistics are from sources such as Frost and Sullivan, the GAO, Huffington Post, and Social Media Marketing University from 2014.
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Friday Factoids February 14, 2014
Over 1 billion smartphones were shipped worldwide in 2013, while over 80% of Americans own a smart card. More than 75% of consumers have at least three connected devices and over 60% of shoppers make an online purchase at least once per month. Approximately 55% of smartphone owners prefer shops that offer location-based mobile deals and 50% of Valentine's Day shoppers will buy jewelry this year.
Factoid 4 18-2014
According to various sources, in 2013 over 8 million Americans were victims of identity theft. Around 30% of Americans have a mobile wallet app on their phone. The pre-tax cost of Google Glass during its one day of availability in April 2014 was $1,500. Americans are forecast to spend over $16 billion on Easter this year including gifts, travel, and other expenses.
Factoids 4 4-2014-2
This document contains statistics about consumer shopping and technology habits, including that over half of consumers research products using smartphones, most adults under 35 own a tablet, and the majority think April Fools' pranks are acceptable at any age. It also notes Alibaba's investment in Lyft, consumers' interest in browsing stores online, total pay card losses in 2013, bunnies adopted from shelters after Easter, and expected losses from US sanctions against Russia.
2007 12 - gift cards 2007 - best and worst retail cards - a deeper view of ba...
This document summarizes a report on gift cards in the US. It finds that gift card sales topped $80 billion in 2006 and are estimated to increase to $26.3 billion for the 2007 holiday season. However, consumers lose around $8 billion annually in unused gift card values due to non-use, expiration or loss of cards. The document examines features of retail gift cards from 22 major retailers and bank-issued gift cards from 20 issuers, evaluating factors like fees, expiration dates, replacement policies, online usage and security. It finds that disclosure of policies is generally better for retail cards than bank cards.
Plastic money
This document provides an overview of research methodology for a project report on factors behind the use of plastic money. It includes an introduction to plastic money and its history from the 1900s to present day. The history section discusses the development of early charge cards, credit cards like Diners Club, and the introduction of technologies like magnetic stripes, ATMs, and chip technology. It also discusses the development of major card brands like Visa, Mastercard, and Discover. The document concludes with sections on recent mobile payment methods and an overview of the Australian banking industry and key banks.
merged_document_2
This document is a project report submitted by Nikhil D'Souza in partial fulfillment of the requirements for a Master of Management Studies degree from the University of Mumbai. The project examines factors influencing consumer behavior towards the use of plastic money (credit/debit cards) in Mumbai. The report includes declarations, certificates, acknowledgements, an executive summary, and chapters on the introduction and research methodology, literature review, data analysis, findings, and conclusions and recommendations. The study aims to understand consumer attitudes and behaviors related to using plastic money for payments in Mumbai.
Visa
Visa operates the largest payment network in the world. It has consistently grown its revenues over 13% annually through processing more transactions globally. While Visa faces challenges like regulatory issues and competition, opportunities exist in partnerships in developing markets and mobile/electronic payments. Visa must continue international expansion, enter China, attract more domestic credit users, and partner with emerging payment firms to maintain its leading position in the rapidly changing industry.
103823344 cc
This document provides information about credit cards, including:
- A credit card allows the holder to buy goods and services with the promise to pay the issuer later. Most are issued by banks and are made of plastic.
- Credit cards originated in the 1920s and became widely used starting in the 1950s and 1960s with the creation of Diners Club and other general purpose cards.
- Credit cards work by verifying funds during purchase and sending the customer a monthly statement to pay. Interest is charged if the full balance isn't paid. Customers receive rewards while merchants pay fees for each transaction.
Recommended
Friday Factoids February 14, 2014
Over 1 billion smartphones were shipped worldwide in 2013, while over 80% of Americans own a smart card. More than 75% of consumers have at least three connected devices and over 60% of shoppers make an online purchase at least once per month. Approximately 55% of smartphone owners prefer shops that offer location-based mobile deals and 50% of Valentine's Day shoppers will buy jewelry this year.
Factoid 4 18-2014
According to various sources, in 2013 over 8 million Americans were victims of identity theft. Around 30% of Americans have a mobile wallet app on their phone. The pre-tax cost of Google Glass during its one day of availability in April 2014 was $1,500. Americans are forecast to spend over $16 billion on Easter this year including gifts, travel, and other expenses.
Factoids 4 4-2014-2
This document contains statistics about consumer shopping and technology habits, including that over half of consumers research products using smartphones, most adults under 35 own a tablet, and the majority think April Fools' pranks are acceptable at any age. It also notes Alibaba's investment in Lyft, consumers' interest in browsing stores online, total pay card losses in 2013, bunnies adopted from shelters after Easter, and expected losses from US sanctions against Russia.
2007 12 - gift cards 2007 - best and worst retail cards - a deeper view of ba...
This document summarizes a report on gift cards in the US. It finds that gift card sales topped $80 billion in 2006 and are estimated to increase to $26.3 billion for the 2007 holiday season. However, consumers lose around $8 billion annually in unused gift card values due to non-use, expiration or loss of cards. The document examines features of retail gift cards from 22 major retailers and bank-issued gift cards from 20 issuers, evaluating factors like fees, expiration dates, replacement policies, online usage and security. It finds that disclosure of policies is generally better for retail cards than bank cards.
Plastic money
This document provides an overview of research methodology for a project report on factors behind the use of plastic money. It includes an introduction to plastic money and its history from the 1900s to present day. The history section discusses the development of early charge cards, credit cards like Diners Club, and the introduction of technologies like magnetic stripes, ATMs, and chip technology. It also discusses the development of major card brands like Visa, Mastercard, and Discover. The document concludes with sections on recent mobile payment methods and an overview of the Australian banking industry and key banks.
merged_document_2
This document is a project report submitted by Nikhil D'Souza in partial fulfillment of the requirements for a Master of Management Studies degree from the University of Mumbai. The project examines factors influencing consumer behavior towards the use of plastic money (credit/debit cards) in Mumbai. The report includes declarations, certificates, acknowledgements, an executive summary, and chapters on the introduction and research methodology, literature review, data analysis, findings, and conclusions and recommendations. The study aims to understand consumer attitudes and behaviors related to using plastic money for payments in Mumbai.
Visa
Visa operates the largest payment network in the world. It has consistently grown its revenues over 13% annually through processing more transactions globally. While Visa faces challenges like regulatory issues and competition, opportunities exist in partnerships in developing markets and mobile/electronic payments. Visa must continue international expansion, enter China, attract more domestic credit users, and partner with emerging payment firms to maintain its leading position in the rapidly changing industry.
103823344 cc
This document provides information about credit cards, including:
- A credit card allows the holder to buy goods and services with the promise to pay the issuer later. Most are issued by banks and are made of plastic.
- Credit cards originated in the 1920s and became widely used starting in the 1950s and 1960s with the creation of Diners Club and other general purpose cards.
- Credit cards work by verifying funds during purchase and sending the customer a monthly statement to pay. Interest is charged if the full balance isn't paid. Customers receive rewards while merchants pay fees for each transaction.
Friday Factoids March 7, 2014
This document contains statistics on various topics such as the pounds of beads thrown during Mardi Gras in New Orleans, the percentage of internet users who think the internet has been good for society, the amount of foreign aid the EU offered Ukraine, the number of US financial districts that saw depressed retail sales due to winter storms, the number of Bank of America shares Berkshire Hathaway can buy for $5 billion, the amount UK business loans fell in February 2014, the percentage of tax refund recipients who will use it to pay down debt, the percentage of millennial moms who make a purchase from their smartphone weekly, the retail value of celebrity gift bags at the Academy Awards, and the worldwide spending on Cadbury Cream Eggs
Mothers' Day, Smartphones and Target!
Do you know… how many tens of millions of dollars Americans will spend on Mother’s Day this year? How many consumers will exchange personal information for a good deal? How many trillions of dollars the credit card industry will process this year? If not, keep up with the facts with the latest Friday Factoids.
Friday factoids January 3, 2014
This document contains various statistics from 2013 related to technology, online shopping, banking, and cybersecurity including: that the average price of stolen credit card numbers from the Target breach was $0.99; 60% of Groupon transactions were made on mobile; 50% of consumers prefer online shopping over in-store; 70% of Apple iPhone users upgraded to iOS 7 within two weeks; 20% of bank customers would change banks if they did not offer free checking; 50% of consumers used gift cards to purchase other gift cards during the holidays; 70% of global smartphone users feel their phone is their most important technology; 40% of bank customers said good customer service was most important; and 50% of smartphone users believe biometric
Friday Factoids January 17, 2014
The document discusses findings from various sources about consumer behavior and preferences regarding digital interactions with retailers. Some of the key findings include that 70% of consumers say interactions with retailers on social media affect their purchases, 60% are more likely to make additional purchases after receiving personalized emails, and over 50% are willing to share their locations or phone numbers with retailers in exchange for branded content or messages.
Restaurant slideshow April 16, 2014
This document provides an overview of 27 mobile apps for online ordering and delivery from restaurants. It summarizes key features and stats for each app, including available locations, partnerships, user statistics, and recent updates. Major apps covered include Starbucks, GrubHub, Uber Eats, DoorDash, Postmates and others. The document serves as a reference for the latest innovations in the online food ordering space.
My Educational Technology
The document discusses the author's experiences with educational technology from pre-school through college. In pre-school, the author learned using visual symbols which helped develop memorization skills. In elementary school, the blackboard helped practice computing numbers. High school introduced role-playing, improving acting skills and self-confidence. Finally, the use of projectors in college made lessons easier to understand by allowing pictures and sounds to be included.
Friday Factoids February 28, 2014
This document provides statistics from various sources on consumer behaviors and trends in 2014, including that most consumers are more likely to provide personal information to trusted brands, many plan to spend tax refunds on big purchases that year, and most will consult friends and family before switching to a new brand.
Friday factoids January 9, 2014
Most fraudulent chargebacks occur more than 60 days after purchase. $1,000 is the most common attempted unauthorized sales amount. The majority of fraudulent transactions fall under the merchant category code for "miscellaneous retail stores".
Friday Factoids March 21, 2014
Over 70% of Kenyan mobile phone owners use their phones to make mobile payments. Alibaba is projected to raise over $20 billion in its IPO, and Americans are projected to spend over $300 billion on home-improvement products in 2014. Between May and August, over 50% of annual sales occur at Home Depot and Lowes stores.
Square's many suitors
Square is considering various strategic options as it has raised $200 million in funding and secured a $20 million line of credit. Potential acquirers include Google, Apple, and Starbucks, each with their own pros and cons. An IPO is also an attractive option, which would allow Square to move beyond payments processing and further develop its software, data, and payments offerings. PYMNTS will provide ongoing coverage of Square's path forward.
Internship at the Belgian Embassy in Berlin
The document discusses tasks for an employee at the Belgian embassy in Berlin including summarizing press articles and reports in 3 sentences or less, following media coverage, managing the embassy's Facebook page, and serving as a press contact.
Friday Factoids February 6, 2014
This document contains statistics from various sources about consumer shopping behaviors and retail trends in 2014, including that over half of Super Bowl viewers and Valentine's Day shoppers used mobile devices, less than half of consumers were open to digital currencies like Bitcoin, most single daters didn't spend money, consumers wanted more time in stores but also a consistent experience across channels, most retailers had a Facebook page, and mobile deals and coupons would make shoppers feel better about retailers.
Friday Factoids May 9-2014
NBC Universal paid billions of dollars for the rights to six Olympic Games. Over 50% of retailers expect online sales from smartphones and tablets to exceed 50% by the end of the year. Three-quarters of UK 4G users feel faster internet access encourages more purchases from smartphones. Credit cards are the preferred payment method for over half of consumers surveyed. Mobile banking adoption in Kenya is projected to reach 70% by the end of the year.
Friday Factoids January 24, 2014
The document provides statistics about various digital trends, including that 60% of email is opened on mobile devices, 70% of mobile malware targets Android, 85% of online shoppers are influenced by reviews, 50% of Facebook's user base will be gone by 2017, and 60% of consumers have expressed interest in smartwatches. It also includes stats on password usage, coupon usage, smartphone ecommerce, social media influence on purchases, and shoppers going elsewhere if items are out of stock.
Friday factoids
Nearly $30 billion is spent annually influencing tweens, who impact over 20% of parental spending. The document also notes that over 50% of smartphone users plan to shop via mobile this holiday season, while mobile point-of-sale transactions at Home Depot have increased by over 20% each week. It predicts that mobile transactions will account for 10% of all credit and debit card volume in 2013, and that mobile payments will grow to $90 billion by 2017.
Radical Math
Credit Cards 101:
Teaching Young People the
Truth about the Plastic Peril
1. Results of Personal Finance Quiz (5 – 10 min)
a. Discuss with the students how they did as a group compared to the national averages. Questions you could ask them:
- Why do you think our class did better/worse than other students?
- What do you think these results indicate about your understanding of personal finance?
2. Credit Card Introductory Activity (10 min)
a. The goal of this activity is to see what students know and don’t know about Credit Cards…
b. Put up poster paper with the following questions. Give them 10 minutes to walk around the room and write either a response to the question, or a response to someone else’s answer.
- What is a credit card?
- Who can get credit cards?
- What are the advantages to having a credit card?
- What are the disadvantages to using a credit card?
- What should you look for when trying to choose the right credit card?
- What do I want to know about credit cards?
E commerce full notes
my e-commerce notes of full syllabus is prepare by me...under gidence of mr sachin sir..i am very glad to upload thid dacument in slideshare ...its very helpfull for student...
Key Trends Shaping Card Payments
1) Plastic cards have seen little innovation over decades, but new trends are emerging like mobile payments, rewards programs, and alternative payment providers that threaten issuer relationships.
2) Mobile payments are transforming transactions into interactions through real-time offers, loyalty programs, and mobile acceptance by small businesses. However, issuers must compete with alternative providers like PayPal.
3) Hybrid cards that combine credit and debit on one plastic are being tested but have not seen wide adoption. Mobile payments are drawing more innovation and investment currently. Chip cards adding security layers may become more commonplace for international travelers.
Factoids 4 11-2014
Over 80% of online entrepreneurs surveyed had used PayPal within the last 12 months to take payments online. The total value of retail sales in 2013 was over $3 trillion according to Daily Finance. To spend an average of $3,000 at Christmas without changing spending habits in December, one should start saving around $250 per month now. The amount spent trying to recover Malaysian Airlines Flight 370 was over $100 million according to Vantiv. Over 75% of 18-34 year olds think paying by mobile phone will be common within 5 years.
Fast Fraud and Merchants: How to Stop Your Next Biggest Threat (White Paper)
What is fast fraud and why is your business at risk? Fast fraud occurs when criminals take advantage of weaknesses in online and mobile commerce fraud prevention systems.
Here’s why you need to read Vesta’s latest white paper today:
1) Fast fraud is retail’s next big threat. What does that mean to your business?
2) How fast fraud threatens you and your customers
Why traditional fraud solutions won’t work
3) Discover tips to help you get started on a fast fraud solution
Learn more at http://info.trustvesta.com/fastfraud
Shaastra Payments Industry Quiz 3.0
A short quiz organised at Shaastra 2016 , Tech Fest of IIT Madras , as part of awareness of payment industry and financial inclusion of the people in general.
REVISED DECEMBER 19, 2016 ©2014 by the Kellogg School of.docx
REVISED DECEMBER 19, 2016
©2014 by the Kellogg School of Management at Northwestern University. This case was developed with support from the June 2009
graduates of the Executive MBA Program (EMP-73). This case was prepared by Evan Meagher (Kellogg School of Management ’09)
with the help of Anirudh Parasher Malkani (Northwestern University ’12) and Andrew Tseng (Kellogg School of Management ’13),
under the supervision of Professor Sarit Markovich. Cases are developed solely as the basis for class discussion. Cases are not intended
to serve as endorsements, sources of primary data, or illustrations of effective or ineffective management. To order copies or request
permission to reproduce materials, call 800-545-7685 (or 617-783-7600 outside the United States or Canada) or e-mail
[email protected] No part of this publication may be reproduced, stored in a retrieval system, used in a spreadsheet, or
transmitted in any form or by any means—electronic, mechanical, photocopying, recording, or otherwise—without the permission of
Kellogg Case Publishing.
SARIT MARKOVICH AND EVAN MEAGHER ’09 KEL792
Hip to be Square:
Disruption in the U.S. Mobile Payment Market
Founded in San Francisco in 2009, Square finished 2012 as the darling of Silicon Valley; flush
with more than $340 million in funding, the firm had grown to several hundred employees in just
three short years. It processed more than $10 billion annually in credit and debit card payments for
small business owners that used Square’s smartphone-enabled card swipe device wherever cellular
or wireless Internet service was available.
However, Square’s success had attracted new entrants into the mobile payments processing
space, both in the United States and abroad, threatening to derail the company’s remarkable
trajectory. With its latest financing round valuing the company in excess of $3.4 billion,
management and investors were considering which strategies would continue—even accelerate—
the company’s growth.
Industry Overview
The earliest references to credit and debit cards date back to the 1890s. Their popularity
increased greatly in the 1920s when they were used as vendor-specific customer loyalty programs
by department stores, hotels, and gas stations. The 1950 advent of the Diners Club card—originally
issued on cardboard stock rather than plastic—that could be used at twenty-seven different
restaurants in New York City was a key development that led to the cards’ current ubiquity. The
development of software that could analyze consumer data to help issuing banks identify and target
the most profitable customers—those likely to carry balances and yet unlikely to default—further
accelerated adoption in the 1970s and 1980s.1
At the end of the twentieth and beginning of the twenty-first century, credit and debit card
transactional volume skyrocketed, reaching a combined $3.5 trillion in the United States in 2011.
Most of this growth came in debit card tran ...
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Friday Factoids March 7, 2014
This document contains statistics on various topics such as the pounds of beads thrown during Mardi Gras in New Orleans, the percentage of internet users who think the internet has been good for society, the amount of foreign aid the EU offered Ukraine, the number of US financial districts that saw depressed retail sales due to winter storms, the number of Bank of America shares Berkshire Hathaway can buy for $5 billion, the amount UK business loans fell in February 2014, the percentage of tax refund recipients who will use it to pay down debt, the percentage of millennial moms who make a purchase from their smartphone weekly, the retail value of celebrity gift bags at the Academy Awards, and the worldwide spending on Cadbury Cream Eggs
Mothers' Day, Smartphones and Target!
Do you know… how many tens of millions of dollars Americans will spend on Mother’s Day this year? How many consumers will exchange personal information for a good deal? How many trillions of dollars the credit card industry will process this year? If not, keep up with the facts with the latest Friday Factoids.
Friday factoids January 3, 2014
This document contains various statistics from 2013 related to technology, online shopping, banking, and cybersecurity including: that the average price of stolen credit card numbers from the Target breach was $0.99; 60% of Groupon transactions were made on mobile; 50% of consumers prefer online shopping over in-store; 70% of Apple iPhone users upgraded to iOS 7 within two weeks; 20% of bank customers would change banks if they did not offer free checking; 50% of consumers used gift cards to purchase other gift cards during the holidays; 70% of global smartphone users feel their phone is their most important technology; 40% of bank customers said good customer service was most important; and 50% of smartphone users believe biometric
Friday Factoids January 17, 2014
The document discusses findings from various sources about consumer behavior and preferences regarding digital interactions with retailers. Some of the key findings include that 70% of consumers say interactions with retailers on social media affect their purchases, 60% are more likely to make additional purchases after receiving personalized emails, and over 50% are willing to share their locations or phone numbers with retailers in exchange for branded content or messages.
Restaurant slideshow April 16, 2014
This document provides an overview of 27 mobile apps for online ordering and delivery from restaurants. It summarizes key features and stats for each app, including available locations, partnerships, user statistics, and recent updates. Major apps covered include Starbucks, GrubHub, Uber Eats, DoorDash, Postmates and others. The document serves as a reference for the latest innovations in the online food ordering space.
My Educational Technology
The document discusses the author's experiences with educational technology from pre-school through college. In pre-school, the author learned using visual symbols which helped develop memorization skills. In elementary school, the blackboard helped practice computing numbers. High school introduced role-playing, improving acting skills and self-confidence. Finally, the use of projectors in college made lessons easier to understand by allowing pictures and sounds to be included.
Friday Factoids February 28, 2014
This document provides statistics from various sources on consumer behaviors and trends in 2014, including that most consumers are more likely to provide personal information to trusted brands, many plan to spend tax refunds on big purchases that year, and most will consult friends and family before switching to a new brand.
Friday factoids January 9, 2014
Most fraudulent chargebacks occur more than 60 days after purchase. $1,000 is the most common attempted unauthorized sales amount. The majority of fraudulent transactions fall under the merchant category code for "miscellaneous retail stores".
Friday Factoids March 21, 2014
Over 70% of Kenyan mobile phone owners use their phones to make mobile payments. Alibaba is projected to raise over $20 billion in its IPO, and Americans are projected to spend over $300 billion on home-improvement products in 2014. Between May and August, over 50% of annual sales occur at Home Depot and Lowes stores.
Square's many suitors
Square is considering various strategic options as it has raised $200 million in funding and secured a $20 million line of credit. Potential acquirers include Google, Apple, and Starbucks, each with their own pros and cons. An IPO is also an attractive option, which would allow Square to move beyond payments processing and further develop its software, data, and payments offerings. PYMNTS will provide ongoing coverage of Square's path forward.
Internship at the Belgian Embassy in Berlin
The document discusses tasks for an employee at the Belgian embassy in Berlin including summarizing press articles and reports in 3 sentences or less, following media coverage, managing the embassy's Facebook page, and serving as a press contact.
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Friday Factoids February 6, 2014
This document contains statistics from various sources about consumer shopping behaviors and retail trends in 2014, including that over half of Super Bowl viewers and Valentine's Day shoppers used mobile devices, less than half of consumers were open to digital currencies like Bitcoin, most single daters didn't spend money, consumers wanted more time in stores but also a consistent experience across channels, most retailers had a Facebook page, and mobile deals and coupons would make shoppers feel better about retailers.
Friday Factoids May 9-2014
NBC Universal paid billions of dollars for the rights to six Olympic Games. Over 50% of retailers expect online sales from smartphones and tablets to exceed 50% by the end of the year. Three-quarters of UK 4G users feel faster internet access encourages more purchases from smartphones. Credit cards are the preferred payment method for over half of consumers surveyed. Mobile banking adoption in Kenya is projected to reach 70% by the end of the year.
Friday Factoids January 24, 2014
The document provides statistics about various digital trends, including that 60% of email is opened on mobile devices, 70% of mobile malware targets Android, 85% of online shoppers are influenced by reviews, 50% of Facebook's user base will be gone by 2017, and 60% of consumers have expressed interest in smartwatches. It also includes stats on password usage, coupon usage, smartphone ecommerce, social media influence on purchases, and shoppers going elsewhere if items are out of stock.
Friday factoids
Nearly $30 billion is spent annually influencing tweens, who impact over 20% of parental spending. The document also notes that over 50% of smartphone users plan to shop via mobile this holiday season, while mobile point-of-sale transactions at Home Depot have increased by over 20% each week. It predicts that mobile transactions will account for 10% of all credit and debit card volume in 2013, and that mobile payments will grow to $90 billion by 2017.
Radical Math
Credit Cards 101:
Teaching Young People the
Truth about the Plastic Peril
1. Results of Personal Finance Quiz (5 – 10 min)
a. Discuss with the students how they did as a group compared to the national averages. Questions you could ask them:
- Why do you think our class did better/worse than other students?
- What do you think these results indicate about your understanding of personal finance?
2. Credit Card Introductory Activity (10 min)
a. The goal of this activity is to see what students know and don’t know about Credit Cards…
b. Put up poster paper with the following questions. Give them 10 minutes to walk around the room and write either a response to the question, or a response to someone else’s answer.
- What is a credit card?
- Who can get credit cards?
- What are the advantages to having a credit card?
- What are the disadvantages to using a credit card?
- What should you look for when trying to choose the right credit card?
- What do I want to know about credit cards?
E commerce full notes
my e-commerce notes of full syllabus is prepare by me...under gidence of mr sachin sir..i am very glad to upload thid dacument in slideshare ...its very helpfull for student...
Key Trends Shaping Card Payments
1) Plastic cards have seen little innovation over decades, but new trends are emerging like mobile payments, rewards programs, and alternative payment providers that threaten issuer relationships.
2) Mobile payments are transforming transactions into interactions through real-time offers, loyalty programs, and mobile acceptance by small businesses. However, issuers must compete with alternative providers like PayPal.
3) Hybrid cards that combine credit and debit on one plastic are being tested but have not seen wide adoption. Mobile payments are drawing more innovation and investment currently. Chip cards adding security layers may become more commonplace for international travelers.
Factoids 4 11-2014
Over 80% of online entrepreneurs surveyed had used PayPal within the last 12 months to take payments online. The total value of retail sales in 2013 was over $3 trillion according to Daily Finance. To spend an average of $3,000 at Christmas without changing spending habits in December, one should start saving around $250 per month now. The amount spent trying to recover Malaysian Airlines Flight 370 was over $100 million according to Vantiv. Over 75% of 18-34 year olds think paying by mobile phone will be common within 5 years.
Fast Fraud and Merchants: How to Stop Your Next Biggest Threat (White Paper)
What is fast fraud and why is your business at risk? Fast fraud occurs when criminals take advantage of weaknesses in online and mobile commerce fraud prevention systems.
Here’s why you need to read Vesta’s latest white paper today:
1) Fast fraud is retail’s next big threat. What does that mean to your business?
2) How fast fraud threatens you and your customers
Why traditional fraud solutions won’t work
3) Discover tips to help you get started on a fast fraud solution
Learn more at http://info.trustvesta.com/fastfraud
Shaastra Payments Industry Quiz 3.0
A short quiz organised at Shaastra 2016 , Tech Fest of IIT Madras , as part of awareness of payment industry and financial inclusion of the people in general.
REVISED DECEMBER 19, 2016 ©2014 by the Kellogg School of.docx
REVISED DECEMBER 19, 2016
©2014 by the Kellogg School of Management at Northwestern University. This case was developed with support from the June 2009
graduates of the Executive MBA Program (EMP-73). This case was prepared by Evan Meagher (Kellogg School of Management ’09)
with the help of Anirudh Parasher Malkani (Northwestern University ’12) and Andrew Tseng (Kellogg School of Management ’13),
under the supervision of Professor Sarit Markovich. Cases are developed solely as the basis for class discussion. Cases are not intended
to serve as endorsements, sources of primary data, or illustrations of effective or ineffective management. To order copies or request
permission to reproduce materials, call 800-545-7685 (or 617-783-7600 outside the United States or Canada) or e-mail
[email protected] No part of this publication may be reproduced, stored in a retrieval system, used in a spreadsheet, or
transmitted in any form or by any means—electronic, mechanical, photocopying, recording, or otherwise—without the permission of
Kellogg Case Publishing.
SARIT MARKOVICH AND EVAN MEAGHER ’09 KEL792
Hip to be Square:
Disruption in the U.S. Mobile Payment Market
Founded in San Francisco in 2009, Square finished 2012 as the darling of Silicon Valley; flush
with more than $340 million in funding, the firm had grown to several hundred employees in just
three short years. It processed more than $10 billion annually in credit and debit card payments for
small business owners that used Square’s smartphone-enabled card swipe device wherever cellular
or wireless Internet service was available.
However, Square’s success had attracted new entrants into the mobile payments processing
space, both in the United States and abroad, threatening to derail the company’s remarkable
trajectory. With its latest financing round valuing the company in excess of $3.4 billion,
management and investors were considering which strategies would continue—even accelerate—
the company’s growth.
Industry Overview
The earliest references to credit and debit cards date back to the 1890s. Their popularity
increased greatly in the 1920s when they were used as vendor-specific customer loyalty programs
by department stores, hotels, and gas stations. The 1950 advent of the Diners Club card—originally
issued on cardboard stock rather than plastic—that could be used at twenty-seven different
restaurants in New York City was a key development that led to the cards’ current ubiquity. The
development of software that could analyze consumer data to help issuing banks identify and target
the most profitable customers—those likely to carry balances and yet unlikely to default—further
accelerated adoption in the 1970s and 1980s.1
At the end of the twentieth and beginning of the twenty-first century, credit and debit card
transactional volume skyrocketed, reaching a combined $3.5 trillion in the United States in 2011.
Most of this growth came in debit card tran ...
21 Mobile Commerce Statistics Every Consumer Brand Should Know
Mobile commerce accounted for nearly one-fourth of all e-commerce sales in 2013. Yet, many brands fail to realize the potential of mobile. Here are 21 recent stats on how mobile is changing the way people research and buy.
Global Gift Card Market - A Perspective
Global gift card sales are projected to grow substantially over the next several years, reaching close to $750 billion by 2025. Consumers are increasingly choosing gift cards because they allow the recipient flexibility to choose their own gift and are faster and more convenient than other options. There are two main types of gift cards - closed loop cards that can only be used at a single merchant and open loop cards that can be used in multiple locations. Factors like growing smartphone usage, corporate incentives, and social occasions are driving more gift card usage globally. Key players in the gift card industry include Blackhawk Network, National Gift Card, and Qwikcilver Solutions.
Mobile Payment Statistics Review, July 2015
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can I really make money with pi network.
Yes of course, you can easily start mining pi network coin today and sell to legit pi vendors in the United States.
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1、在校期间，因各种原因未能顺利毕业，拿不到官方毕业证+微信95270640
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专业服务，请勿犹豫联系我
如果您真实毕业回国，对于学历认证无从下手，请联系我，我们免费帮您递交
诚招代理：本公司诚聘当地代理人员，如果你有业余时间，或者你有同学朋友需要，有兴趣就请联系我
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Friday Factoids February 20, 2014
- 1. … the number of Bitcoin ATMs open for business in the U.S..
- 2. … is the forecasted value of the strong authentication and onetime password market in 2018. Source: Frost and Sullivan, 2014
- 3. … of U.S. colleges and universities have agreements to provide debit or prepaid cards to students. Source: GAO, 2014
- 4. … is how much retail sector sales fell in January 2014.
- 5. Source: Huffington Post, 2014 … is the average annual return on merchant fees charged by credit card companies.
- 6. … of Americans are satisfied with their online shopping experiences. .
- 7. … growth in the number of mobile payment transactions in China in 2013.
- 8. Source: Social Media Marketing University, 2014 … of brands’ reputations have been tarnished as a result of negative social media posts.
- 9. … of American credit card payments were more than 90 days late in Q4 2013.
- 10. … of Americans plan to purchase Google Glass when it becomes available.