Friday Factoids February 20, 2014 Edited
•Download as PPTX, PDF•
1 like•523 views
This document contains brief statistics on various topics including the number of bitcoin ATMs in the US, the forecasted value of the strong authentication market, the percentage of colleges that provide debit/prepaid cards to students, the decline in retail sector sales in January 2014, the average annual return on credit card merchant fees, the satisfaction level of Americans with online shopping, growth in mobile payments in China in 2013, the percentage of brands affected by negative social media posts, credit card payments over 90 days late, and the percentage of Americans planning to purchase Google Glass. The statistics are from various sources and years ranging from 2014 to the present.
Report
Share
Report
Share
Recommended
Friday Factoids February 14, 2014
Over 1 billion smartphones were shipped worldwide in 2013, while over 80% of Americans own a smart card. More than 75% of consumers have at least three connected devices and over 60% of shoppers make an online purchase at least once per month. Approximately 55% of smartphone owners prefer shops that offer location-based mobile deals and 50% of Valentine's Day shoppers will buy jewelry this year.
Factoid 4 18-2014
According to various sources, in 2013 over 8 million Americans were victims of identity theft. Around 30% of Americans have a mobile wallet app on their phone. The pre-tax cost of Google Glass during its one day of availability in April 2014 was $1,500. Americans are forecast to spend over $16 billion on Easter this year including gifts, travel, and other expenses.
Factoids 4 4-2014-2
This document contains statistics about consumer shopping and technology habits, including that over half of consumers research products using smartphones, most adults under 35 own a tablet, and the majority think April Fools' pranks are acceptable at any age. It also notes Alibaba's investment in Lyft, consumers' interest in browsing stores online, total pay card losses in 2013, bunnies adopted from shelters after Easter, and expected losses from US sanctions against Russia.
2007 12 - gift cards 2007 - best and worst retail cards - a deeper view of ba...
This document summarizes a report on gift cards in the US. It finds that gift card sales topped $80 billion in 2006 and are estimated to increase to $26.3 billion for the 2007 holiday season. However, consumers lose around $8 billion annually in unused gift card values due to non-use, expiration or loss of cards. The document examines features of retail gift cards from 22 major retailers and bank-issued gift cards from 20 issuers, evaluating factors like fees, expiration dates, replacement policies, online usage and security. It finds that disclosure of policies is generally better for retail cards than bank cards.
Plastic money
This document provides an overview of research methodology for a project report on factors behind the use of plastic money. It includes an introduction to plastic money and its history from the 1900s to present day. The history section discusses the development of early charge cards, credit cards like Diners Club, and the introduction of technologies like magnetic stripes, ATMs, and chip technology. It also discusses the development of major card brands like Visa, Mastercard, and Discover. The document concludes with sections on recent mobile payment methods and an overview of the Australian banking industry and key banks.
merged_document_2
This document is a project report submitted by Nikhil D'Souza in partial fulfillment of the requirements for a Master of Management Studies degree from the University of Mumbai. The project examines factors influencing consumer behavior towards the use of plastic money (credit/debit cards) in Mumbai. The report includes declarations, certificates, acknowledgements, an executive summary, and chapters on the introduction and research methodology, literature review, data analysis, findings, and conclusions and recommendations. The study aims to understand consumer attitudes and behaviors related to using plastic money for payments in Mumbai.
Visa
Visa operates the largest payment network in the world. It has consistently grown its revenues over 13% annually through processing more transactions globally. While Visa faces challenges like regulatory issues and competition, opportunities exist in partnerships in developing markets and mobile/electronic payments. Visa must continue international expansion, enter China, attract more domestic credit users, and partner with emerging payment firms to maintain its leading position in the rapidly changing industry.
103823344 cc
This document provides information about credit cards, including:
- A credit card allows the holder to buy goods and services with the promise to pay the issuer later. Most are issued by banks and are made of plastic.
- Credit cards originated in the 1920s and became widely used starting in the 1950s and 1960s with the creation of Diners Club and other general purpose cards.
- Credit cards work by verifying funds during purchase and sending the customer a monthly statement to pay. Interest is charged if the full balance isn't paid. Customers receive rewards while merchants pay fees for each transaction.
Recommended
Friday Factoids February 14, 2014
Over 1 billion smartphones were shipped worldwide in 2013, while over 80% of Americans own a smart card. More than 75% of consumers have at least three connected devices and over 60% of shoppers make an online purchase at least once per month. Approximately 55% of smartphone owners prefer shops that offer location-based mobile deals and 50% of Valentine's Day shoppers will buy jewelry this year.
Factoid 4 18-2014
According to various sources, in 2013 over 8 million Americans were victims of identity theft. Around 30% of Americans have a mobile wallet app on their phone. The pre-tax cost of Google Glass during its one day of availability in April 2014 was $1,500. Americans are forecast to spend over $16 billion on Easter this year including gifts, travel, and other expenses.
Factoids 4 4-2014-2
This document contains statistics about consumer shopping and technology habits, including that over half of consumers research products using smartphones, most adults under 35 own a tablet, and the majority think April Fools' pranks are acceptable at any age. It also notes Alibaba's investment in Lyft, consumers' interest in browsing stores online, total pay card losses in 2013, bunnies adopted from shelters after Easter, and expected losses from US sanctions against Russia.
2007 12 - gift cards 2007 - best and worst retail cards - a deeper view of ba...
This document summarizes a report on gift cards in the US. It finds that gift card sales topped $80 billion in 2006 and are estimated to increase to $26.3 billion for the 2007 holiday season. However, consumers lose around $8 billion annually in unused gift card values due to non-use, expiration or loss of cards. The document examines features of retail gift cards from 22 major retailers and bank-issued gift cards from 20 issuers, evaluating factors like fees, expiration dates, replacement policies, online usage and security. It finds that disclosure of policies is generally better for retail cards than bank cards.
Plastic money
This document provides an overview of research methodology for a project report on factors behind the use of plastic money. It includes an introduction to plastic money and its history from the 1900s to present day. The history section discusses the development of early charge cards, credit cards like Diners Club, and the introduction of technologies like magnetic stripes, ATMs, and chip technology. It also discusses the development of major card brands like Visa, Mastercard, and Discover. The document concludes with sections on recent mobile payment methods and an overview of the Australian banking industry and key banks.
merged_document_2
This document is a project report submitted by Nikhil D'Souza in partial fulfillment of the requirements for a Master of Management Studies degree from the University of Mumbai. The project examines factors influencing consumer behavior towards the use of plastic money (credit/debit cards) in Mumbai. The report includes declarations, certificates, acknowledgements, an executive summary, and chapters on the introduction and research methodology, literature review, data analysis, findings, and conclusions and recommendations. The study aims to understand consumer attitudes and behaviors related to using plastic money for payments in Mumbai.
Visa
Visa operates the largest payment network in the world. It has consistently grown its revenues over 13% annually through processing more transactions globally. While Visa faces challenges like regulatory issues and competition, opportunities exist in partnerships in developing markets and mobile/electronic payments. Visa must continue international expansion, enter China, attract more domestic credit users, and partner with emerging payment firms to maintain its leading position in the rapidly changing industry.
103823344 cc
This document provides information about credit cards, including:
- A credit card allows the holder to buy goods and services with the promise to pay the issuer later. Most are issued by banks and are made of plastic.
- Credit cards originated in the 1920s and became widely used starting in the 1950s and 1960s with the creation of Diners Club and other general purpose cards.
- Credit cards work by verifying funds during purchase and sending the customer a monthly statement to pay. Interest is charged if the full balance isn't paid. Customers receive rewards while merchants pay fees for each transaction.
Friday Factoids May 9-2014
NBC Universal paid billions of dollars for the rights to six Olympic Games. Over 50% of retailers expect online sales from smartphones and tablets to exceed 50% by the end of the year. Three-quarters of UK 4G users feel faster internet access encourages more purchases from smartphones. Credit cards are the preferred payment method for over half of consumers surveyed. Mobile banking adoption in Kenya is projected to reach 70% by the end of the year.
Friday Factoids March 14, 2014
This document discusses various statistics such as the percentage of Christians giving up technology for Lent, the percentage of employers who say recent graduates lack key skills, the annual cost of transmitting flight data in real time, the percentage of Staples stores planned to close by 2015, the value of the black market in Dallas for guns and drugs, the rise in US consumer spending in Q4 2013, the percentage of Americans who plan to save or invest their tax refund, the percentage of monthly retail sales in February that were online, the number of peeps purchased during Easter each year, and the national average annual percentage rate for the fourth consecutive week.
Friday Factoids January 24, 2014
The document provides statistics about various digital trends, including that 60% of email is opened on mobile devices, 70% of mobile malware targets Android, 85% of online shoppers are influenced by reviews, 50% of Facebook's user base will be gone by 2017, and 60% of consumers have expressed interest in smartwatches. It also includes stats on password usage, coupon usage, smartphone ecommerce, social media influence on purchases, and shoppers going elsewhere if items are out of stock.
Innovation Project 2014 Opening Remarks
Mobile commerce is now driving payments and retail trends, disrupting traditional models. The document discusses how mobile connectivity enables revolutionary changes like helping African farmers monitor weather and sell crops, allowing small businesses to operate more efficiently, and empowering customers to make more informed purchasing decisions. Mobile connectivity can start new businesses, strengthen retailer-consumer connections, and personalize offers while also preserving the future of physical retail stores.
Friday Factoids February 6, 2014
This document contains statistics from various sources about consumer shopping behaviors and retail trends in 2014, including that over half of Super Bowl viewers and Valentine's Day shoppers used mobile devices, less than half of consumers were open to digital currencies like Bitcoin, most single daters didn't spend money, consumers wanted more time in stores but also a consistent experience across channels, most retailers had a Facebook page, and mobile deals and coupons would make shoppers feel better about retailers.
Friday Factoids 4 25-2014
Do you know … How many billions of dollars will be lost to credit card fraud this year? How many consumers have no idea what NFC is or what it’s for? Or how many tax returns the IRS had in by tax day on April 15th? If not, keep up with the facts with the latest Friday Factoids.
Friday Factoids February 28, 2014
This document provides statistics from various sources on consumer behaviors and trends in 2014, including that most consumers are more likely to provide personal information to trusted brands, many plan to spend tax refunds on big purchases that year, and most will consult friends and family before switching to a new brand.
Friday factoids
Nearly $30 billion is spent annually influencing tweens, who impact over 20% of parental spending. The document also notes that over 50% of smartphone users plan to shop via mobile this holiday season, while mobile point-of-sale transactions at Home Depot have increased by over 20% each week. It predicts that mobile transactions will account for 10% of all credit and debit card volume in 2013, and that mobile payments will grow to $90 billion by 2017.
Mothers' Day, Smartphones and Target!
Do you know… how many tens of millions of dollars Americans will spend on Mother’s Day this year? How many consumers will exchange personal information for a good deal? How many trillions of dollars the credit card industry will process this year? If not, keep up with the facts with the latest Friday Factoids.
Friday factoids January 3, 2014
This document contains various statistics from 2013 related to technology, online shopping, banking, and cybersecurity including: that the average price of stolen credit card numbers from the Target breach was $0.99; 60% of Groupon transactions were made on mobile; 50% of consumers prefer online shopping over in-store; 70% of Apple iPhone users upgraded to iOS 7 within two weeks; 20% of bank customers would change banks if they did not offer free checking; 50% of consumers used gift cards to purchase other gift cards during the holidays; 70% of global smartphone users feel their phone is their most important technology; 40% of bank customers said good customer service was most important; and 50% of smartphone users believe biometric
Radical Math
Credit Cards 101:
Teaching Young People the
Truth about the Plastic Peril
1. Results of Personal Finance Quiz (5 – 10 min)
a. Discuss with the students how they did as a group compared to the national averages. Questions you could ask them:
- Why do you think our class did better/worse than other students?
- What do you think these results indicate about your understanding of personal finance?
2. Credit Card Introductory Activity (10 min)
a. The goal of this activity is to see what students know and don’t know about Credit Cards…
b. Put up poster paper with the following questions. Give them 10 minutes to walk around the room and write either a response to the question, or a response to someone else’s answer.
- What is a credit card?
- Who can get credit cards?
- What are the advantages to having a credit card?
- What are the disadvantages to using a credit card?
- What should you look for when trying to choose the right credit card?
- What do I want to know about credit cards?
E commerce full notes
my e-commerce notes of full syllabus is prepare by me...under gidence of mr sachin sir..i am very glad to upload thid dacument in slideshare ...its very helpfull for student...
Key Trends Shaping Card Payments
1) Plastic cards have seen little innovation over decades, but new trends are emerging like mobile payments, rewards programs, and alternative payment providers that threaten issuer relationships.
2) Mobile payments are transforming transactions into interactions through real-time offers, loyalty programs, and mobile acceptance by small businesses. However, issuers must compete with alternative providers like PayPal.
3) Hybrid cards that combine credit and debit on one plastic are being tested but have not seen wide adoption. Mobile payments are drawing more innovation and investment currently. Chip cards adding security layers may become more commonplace for international travelers.
Factoids 4 11-2014
Over 80% of online entrepreneurs surveyed had used PayPal within the last 12 months to take payments online. The total value of retail sales in 2013 was over $3 trillion according to Daily Finance. To spend an average of $3,000 at Christmas without changing spending habits in December, one should start saving around $250 per month now. The amount spent trying to recover Malaysian Airlines Flight 370 was over $100 million according to Vantiv. Over 75% of 18-34 year olds think paying by mobile phone will be common within 5 years.
Friday Factoids January 17, 2014
The document discusses findings from various sources about consumer behavior and preferences regarding digital interactions with retailers. Some of the key findings include that 70% of consumers say interactions with retailers on social media affect their purchases, 60% are more likely to make additional purchases after receiving personalized emails, and over 50% are willing to share their locations or phone numbers with retailers in exchange for branded content or messages.
Fast Fraud and Merchants: How to Stop Your Next Biggest Threat (White Paper)
What is fast fraud and why is your business at risk? Fast fraud occurs when criminals take advantage of weaknesses in online and mobile commerce fraud prevention systems.
Here’s why you need to read Vesta’s latest white paper today:
1) Fast fraud is retail’s next big threat. What does that mean to your business?
2) How fast fraud threatens you and your customers
Why traditional fraud solutions won’t work
3) Discover tips to help you get started on a fast fraud solution
Learn more at http://info.trustvesta.com/fastfraud
Shaastra Payments Industry Quiz 3.0
A short quiz organised at Shaastra 2016 , Tech Fest of IIT Madras , as part of awareness of payment industry and financial inclusion of the people in general.
REVISED DECEMBER 19, 2016 ©2014 by the Kellogg School of.docx
REVISED DECEMBER 19, 2016
©2014 by the Kellogg School of Management at Northwestern University. This case was developed with support from the June 2009
graduates of the Executive MBA Program (EMP-73). This case was prepared by Evan Meagher (Kellogg School of Management ’09)
with the help of Anirudh Parasher Malkani (Northwestern University ’12) and Andrew Tseng (Kellogg School of Management ’13),
under the supervision of Professor Sarit Markovich. Cases are developed solely as the basis for class discussion. Cases are not intended
to serve as endorsements, sources of primary data, or illustrations of effective or ineffective management. To order copies or request
permission to reproduce materials, call 800-545-7685 (or 617-783-7600 outside the United States or Canada) or e-mail
[email protected] No part of this publication may be reproduced, stored in a retrieval system, used in a spreadsheet, or
transmitted in any form or by any means—electronic, mechanical, photocopying, recording, or otherwise—without the permission of
Kellogg Case Publishing.
SARIT MARKOVICH AND EVAN MEAGHER ’09 KEL792
Hip to be Square:
Disruption in the U.S. Mobile Payment Market
Founded in San Francisco in 2009, Square finished 2012 as the darling of Silicon Valley; flush
with more than $340 million in funding, the firm had grown to several hundred employees in just
three short years. It processed more than $10 billion annually in credit and debit card payments for
small business owners that used Square’s smartphone-enabled card swipe device wherever cellular
or wireless Internet service was available.
However, Square’s success had attracted new entrants into the mobile payments processing
space, both in the United States and abroad, threatening to derail the company’s remarkable
trajectory. With its latest financing round valuing the company in excess of $3.4 billion,
management and investors were considering which strategies would continue—even accelerate—
the company’s growth.
Industry Overview
The earliest references to credit and debit cards date back to the 1890s. Their popularity
increased greatly in the 1920s when they were used as vendor-specific customer loyalty programs
by department stores, hotels, and gas stations. The 1950 advent of the Diners Club card—originally
issued on cardboard stock rather than plastic—that could be used at twenty-seven different
restaurants in New York City was a key development that led to the cards’ current ubiquity. The
development of software that could analyze consumer data to help issuing banks identify and target
the most profitable customers—those likely to carry balances and yet unlikely to default—further
accelerated adoption in the 1970s and 1980s.1
At the end of the twentieth and beginning of the twenty-first century, credit and debit card
transactional volume skyrocketed, reaching a combined $3.5 trillion in the United States in 2011.
Most of this growth came in debit card tran ...
21 Mobile Commerce Statistics Every Consumer Brand Should Know
Mobile commerce accounted for nearly one-fourth of all e-commerce sales in 2013. Yet, many brands fail to realize the potential of mobile. Here are 21 recent stats on how mobile is changing the way people research and buy.
Global Gift Card Market - A Perspective
Global gift card sales are projected to grow substantially over the next several years, reaching close to $750 billion by 2025. Consumers are increasingly choosing gift cards because they allow the recipient flexibility to choose their own gift and are faster and more convenient than other options. There are two main types of gift cards - closed loop cards that can only be used at a single merchant and open loop cards that can be used in multiple locations. Factors like growing smartphone usage, corporate incentives, and social occasions are driving more gift card usage globally. Key players in the gift card industry include Blackhawk Network, National Gift Card, and Qwikcilver Solutions.
Mobile Payment Statistics Review, July 2015
At Mocapay we spend a lot of time looking at what is happening within the mobile payments industry. This is your one stop shop of what the happenings are, feel free to reach out to us to discuss in more detail. @mocapay www.mocapay.com
The Evolution of Digital Technology
The use of the internet has grown exponentially over the past decade. In 2010, 1.9 billion people had access to the internet, growing to 4.13 billion in 2019. People now spend an average of 181 minutes per day online. Smartphones are the most commonly used device for internet access, used by 97% of millennial internet users. Most consumer research begins with search engines like Google, with 89% of consumers researching online before purchases. Online video consumption has also increased significantly, with people watching over 6 hours of video per week on average in 2019. As internet access has expanded, the relationship between consumers and brands has changed, with consumers expecting more transparency and the ability to control the information and brands they engage with.
More Related Content
Viewers also liked
Friday Factoids May 9-2014
NBC Universal paid billions of dollars for the rights to six Olympic Games. Over 50% of retailers expect online sales from smartphones and tablets to exceed 50% by the end of the year. Three-quarters of UK 4G users feel faster internet access encourages more purchases from smartphones. Credit cards are the preferred payment method for over half of consumers surveyed. Mobile banking adoption in Kenya is projected to reach 70% by the end of the year.
Friday Factoids March 14, 2014
This document discusses various statistics such as the percentage of Christians giving up technology for Lent, the percentage of employers who say recent graduates lack key skills, the annual cost of transmitting flight data in real time, the percentage of Staples stores planned to close by 2015, the value of the black market in Dallas for guns and drugs, the rise in US consumer spending in Q4 2013, the percentage of Americans who plan to save or invest their tax refund, the percentage of monthly retail sales in February that were online, the number of peeps purchased during Easter each year, and the national average annual percentage rate for the fourth consecutive week.
Friday Factoids January 24, 2014
The document provides statistics about various digital trends, including that 60% of email is opened on mobile devices, 70% of mobile malware targets Android, 85% of online shoppers are influenced by reviews, 50% of Facebook's user base will be gone by 2017, and 60% of consumers have expressed interest in smartwatches. It also includes stats on password usage, coupon usage, smartphone ecommerce, social media influence on purchases, and shoppers going elsewhere if items are out of stock.
Innovation Project 2014 Opening Remarks
Mobile commerce is now driving payments and retail trends, disrupting traditional models. The document discusses how mobile connectivity enables revolutionary changes like helping African farmers monitor weather and sell crops, allowing small businesses to operate more efficiently, and empowering customers to make more informed purchasing decisions. Mobile connectivity can start new businesses, strengthen retailer-consumer connections, and personalize offers while also preserving the future of physical retail stores.
Friday Factoids February 6, 2014
This document contains statistics from various sources about consumer shopping behaviors and retail trends in 2014, including that over half of Super Bowl viewers and Valentine's Day shoppers used mobile devices, less than half of consumers were open to digital currencies like Bitcoin, most single daters didn't spend money, consumers wanted more time in stores but also a consistent experience across channels, most retailers had a Facebook page, and mobile deals and coupons would make shoppers feel better about retailers.
Friday Factoids 4 25-2014
Do you know … How many billions of dollars will be lost to credit card fraud this year? How many consumers have no idea what NFC is or what it’s for? Or how many tax returns the IRS had in by tax day on April 15th? If not, keep up with the facts with the latest Friday Factoids.
Viewers also liked (6)
Similar to Friday Factoids February 20, 2014 Edited
Friday Factoids February 28, 2014
This document provides statistics from various sources on consumer behaviors and trends in 2014, including that most consumers are more likely to provide personal information to trusted brands, many plan to spend tax refunds on big purchases that year, and most will consult friends and family before switching to a new brand.
Friday factoids
Nearly $30 billion is spent annually influencing tweens, who impact over 20% of parental spending. The document also notes that over 50% of smartphone users plan to shop via mobile this holiday season, while mobile point-of-sale transactions at Home Depot have increased by over 20% each week. It predicts that mobile transactions will account for 10% of all credit and debit card volume in 2013, and that mobile payments will grow to $90 billion by 2017.
Mothers' Day, Smartphones and Target!
Do you know… how many tens of millions of dollars Americans will spend on Mother’s Day this year? How many consumers will exchange personal information for a good deal? How many trillions of dollars the credit card industry will process this year? If not, keep up with the facts with the latest Friday Factoids.
Friday factoids January 3, 2014
This document contains various statistics from 2013 related to technology, online shopping, banking, and cybersecurity including: that the average price of stolen credit card numbers from the Target breach was $0.99; 60% of Groupon transactions were made on mobile; 50% of consumers prefer online shopping over in-store; 70% of Apple iPhone users upgraded to iOS 7 within two weeks; 20% of bank customers would change banks if they did not offer free checking; 50% of consumers used gift cards to purchase other gift cards during the holidays; 70% of global smartphone users feel their phone is their most important technology; 40% of bank customers said good customer service was most important; and 50% of smartphone users believe biometric
Radical Math
Credit Cards 101:
Teaching Young People the
Truth about the Plastic Peril
1. Results of Personal Finance Quiz (5 – 10 min)
a. Discuss with the students how they did as a group compared to the national averages. Questions you could ask them:
- Why do you think our class did better/worse than other students?
- What do you think these results indicate about your understanding of personal finance?
2. Credit Card Introductory Activity (10 min)
a. The goal of this activity is to see what students know and don’t know about Credit Cards…
b. Put up poster paper with the following questions. Give them 10 minutes to walk around the room and write either a response to the question, or a response to someone else’s answer.
- What is a credit card?
- Who can get credit cards?
- What are the advantages to having a credit card?
- What are the disadvantages to using a credit card?
- What should you look for when trying to choose the right credit card?
- What do I want to know about credit cards?
E commerce full notes
my e-commerce notes of full syllabus is prepare by me...under gidence of mr sachin sir..i am very glad to upload thid dacument in slideshare ...its very helpfull for student...
Key Trends Shaping Card Payments
1) Plastic cards have seen little innovation over decades, but new trends are emerging like mobile payments, rewards programs, and alternative payment providers that threaten issuer relationships.
2) Mobile payments are transforming transactions into interactions through real-time offers, loyalty programs, and mobile acceptance by small businesses. However, issuers must compete with alternative providers like PayPal.
3) Hybrid cards that combine credit and debit on one plastic are being tested but have not seen wide adoption. Mobile payments are drawing more innovation and investment currently. Chip cards adding security layers may become more commonplace for international travelers.
Factoids 4 11-2014
Over 80% of online entrepreneurs surveyed had used PayPal within the last 12 months to take payments online. The total value of retail sales in 2013 was over $3 trillion according to Daily Finance. To spend an average of $3,000 at Christmas without changing spending habits in December, one should start saving around $250 per month now. The amount spent trying to recover Malaysian Airlines Flight 370 was over $100 million according to Vantiv. Over 75% of 18-34 year olds think paying by mobile phone will be common within 5 years.
Friday Factoids January 17, 2014
The document discusses findings from various sources about consumer behavior and preferences regarding digital interactions with retailers. Some of the key findings include that 70% of consumers say interactions with retailers on social media affect their purchases, 60% are more likely to make additional purchases after receiving personalized emails, and over 50% are willing to share their locations or phone numbers with retailers in exchange for branded content or messages.
Fast Fraud and Merchants: How to Stop Your Next Biggest Threat (White Paper)
What is fast fraud and why is your business at risk? Fast fraud occurs when criminals take advantage of weaknesses in online and mobile commerce fraud prevention systems.
Here’s why you need to read Vesta’s latest white paper today:
1) Fast fraud is retail’s next big threat. What does that mean to your business?
2) How fast fraud threatens you and your customers
Why traditional fraud solutions won’t work
3) Discover tips to help you get started on a fast fraud solution
Learn more at http://info.trustvesta.com/fastfraud
Shaastra Payments Industry Quiz 3.0
A short quiz organised at Shaastra 2016 , Tech Fest of IIT Madras , as part of awareness of payment industry and financial inclusion of the people in general.
REVISED DECEMBER 19, 2016 ©2014 by the Kellogg School of.docx
REVISED DECEMBER 19, 2016
©2014 by the Kellogg School of Management at Northwestern University. This case was developed with support from the June 2009
graduates of the Executive MBA Program (EMP-73). This case was prepared by Evan Meagher (Kellogg School of Management ’09)
with the help of Anirudh Parasher Malkani (Northwestern University ’12) and Andrew Tseng (Kellogg School of Management ’13),
under the supervision of Professor Sarit Markovich. Cases are developed solely as the basis for class discussion. Cases are not intended
to serve as endorsements, sources of primary data, or illustrations of effective or ineffective management. To order copies or request
permission to reproduce materials, call 800-545-7685 (or 617-783-7600 outside the United States or Canada) or e-mail
[email protected] No part of this publication may be reproduced, stored in a retrieval system, used in a spreadsheet, or
transmitted in any form or by any means—electronic, mechanical, photocopying, recording, or otherwise—without the permission of
Kellogg Case Publishing.
SARIT MARKOVICH AND EVAN MEAGHER ’09 KEL792
Hip to be Square:
Disruption in the U.S. Mobile Payment Market
Founded in San Francisco in 2009, Square finished 2012 as the darling of Silicon Valley; flush
with more than $340 million in funding, the firm had grown to several hundred employees in just
three short years. It processed more than $10 billion annually in credit and debit card payments for
small business owners that used Square’s smartphone-enabled card swipe device wherever cellular
or wireless Internet service was available.
However, Square’s success had attracted new entrants into the mobile payments processing
space, both in the United States and abroad, threatening to derail the company’s remarkable
trajectory. With its latest financing round valuing the company in excess of $3.4 billion,
management and investors were considering which strategies would continue—even accelerate—
the company’s growth.
Industry Overview
The earliest references to credit and debit cards date back to the 1890s. Their popularity
increased greatly in the 1920s when they were used as vendor-specific customer loyalty programs
by department stores, hotels, and gas stations. The 1950 advent of the Diners Club card—originally
issued on cardboard stock rather than plastic—that could be used at twenty-seven different
restaurants in New York City was a key development that led to the cards’ current ubiquity. The
development of software that could analyze consumer data to help issuing banks identify and target
the most profitable customers—those likely to carry balances and yet unlikely to default—further
accelerated adoption in the 1970s and 1980s.1
At the end of the twentieth and beginning of the twenty-first century, credit and debit card
transactional volume skyrocketed, reaching a combined $3.5 trillion in the United States in 2011.
Most of this growth came in debit card tran ...
21 Mobile Commerce Statistics Every Consumer Brand Should Know
Mobile commerce accounted for nearly one-fourth of all e-commerce sales in 2013. Yet, many brands fail to realize the potential of mobile. Here are 21 recent stats on how mobile is changing the way people research and buy.
Global Gift Card Market - A Perspective
Global gift card sales are projected to grow substantially over the next several years, reaching close to $750 billion by 2025. Consumers are increasingly choosing gift cards because they allow the recipient flexibility to choose their own gift and are faster and more convenient than other options. There are two main types of gift cards - closed loop cards that can only be used at a single merchant and open loop cards that can be used in multiple locations. Factors like growing smartphone usage, corporate incentives, and social occasions are driving more gift card usage globally. Key players in the gift card industry include Blackhawk Network, National Gift Card, and Qwikcilver Solutions.
Mobile Payment Statistics Review, July 2015
At Mocapay we spend a lot of time looking at what is happening within the mobile payments industry. This is your one stop shop of what the happenings are, feel free to reach out to us to discuss in more detail. @mocapay www.mocapay.com
The Evolution of Digital Technology
The use of the internet has grown exponentially over the past decade. In 2010, 1.9 billion people had access to the internet, growing to 4.13 billion in 2019. People now spend an average of 181 minutes per day online. Smartphones are the most commonly used device for internet access, used by 97% of millennial internet users. Most consumer research begins with search engines like Google, with 89% of consumers researching online before purchases. Online video consumption has also increased significantly, with people watching over 6 hours of video per week on average in 2019. As internet access has expanded, the relationship between consumers and brands has changed, with consumers expecting more transparency and the ability to control the information and brands they engage with.
ASK_GeneralPresentation_11.12.14
Bankrate is a personal finance website that helps consumers navigate their financial journey. It receives over 13.5 million monthly unique visitors who turn to Bankrate when making important financial decisions like buying a home, changing jobs, or planning for retirement. Bankrate's audience includes savvy consumers who are likely to manage their finances online. The document outlines opportunities for advertisers on Bankrate's site, including editorial sponsorships, display advertising, and industry-leading rate tables, which generate high-quality leads for advertisers.
Factoids 3.7
The document provides statistics on a variety of topics including pounds of beads thrown at Mardi Gras, the percentage of internet users who think the web has benefited society, the amount of foreign aid the EU offered Ukraine, the number of US financial districts impacted by winter storms, the number of Bank of America shares Berkshire Hathaway can buy, the decline in UK business loans in February 2014, how tax refund recipients will use the money, purchases made weekly by millennial moms on smartphones, the value of celebrity gift bags at the Oscars, and global spending on Cadbury Cream Eggs for Easter.
The Future of Mobile Payments – Role of mobile wallets in consumer purchase j...
This report will look into why US consumers aren’t warming up to mobile payment services and how mobile wallets can integrate shopping and peer-to-peer transfers to make payments relevant with smartphone owners for wider adoption.
Back to School Trends and Observations 2011
Trends and observations related to back to school including youth audience spending, social and technology habits along with best in class examples.
Similar to Friday Factoids February 20, 2014 Edited (20)
Fast Fraud and Merchants: How to Stop Your Next Biggest Threat (White Paper)
Fast Fraud and Merchants: How to Stop Your Next Biggest Threat (White Paper)
REVISED DECEMBER 19, 2016 ©2014 by the Kellogg School of.docx
REVISED DECEMBER 19, 2016 ©2014 by the Kellogg School of.docx
21 Mobile Commerce Statistics Every Consumer Brand Should Know
21 Mobile Commerce Statistics Every Consumer Brand Should Know
The Future of Mobile Payments – Role of mobile wallets in consumer purchase j...
The Future of Mobile Payments – Role of mobile wallets in consumer purchase j...
More from PYMNTS.com
Money a look back
The document discusses 7 things you may not know about U.S. currency: 1) The dollar became the official currency in 1792 with the Mint Act; 2) Paper money was first issued in 1861 during the Civil War; 3) Banks lost the ability to print their own money in 1929; 4) The currency we use today started in 1913 with the Federal Reserve Act; 5) "In God We Trust" began appearing in 1957 for anti-communist reasons; 6) Around 40% of bills printed each year are $1 bills; 7) The largest bill ever printed was a $100,000 gold certificate in 1937 featuring Woodrow Wilson.
Pazien 1
This document contains proprietary and confidential information. Details of the contents are not disclosed as the document is marked as proprietary and confidential. The labeling of the document indicates that the information within is not meant for public dissemination and is to remain private.
Pazien
This document contains proprietary and confidential information. Details of the contents are not disclosed due to the proprietary and confidential labeling. In summary, the reader is notified that the information in the document is not to be shared externally due to its private and sensitive nature.
Friday Factoids May 15
This document provides various statistics from different sources in 2014. It discusses a new type of Japanese banana that is sweeter, more fragrant, and better textured. It also notes that data breaches at retailers account for the majority of incidents. Additionally, it mentions that young adults tend to have high credit card utilization and debt with frequent late payments.
Restaurant slideshow April 16, 2014
This document provides an overview of 27 mobile apps for online ordering and delivery from restaurants. It summarizes key features and stats for each app, including available locations, partnerships, user statistics, and recent updates. Major apps covered include Starbucks, GrubHub, Uber Eats, DoorDash, Postmates and others. The document serves as a reference for the latest innovations in the online food ordering space.
Square's many suitors
Square is considering various strategic options as it has raised $200 million in funding and secured a $20 million line of credit. Potential acquirers include Google, Apple, and Starbucks, each with their own pros and cons. An IPO is also an attractive option, which would allow Square to move beyond payments processing and further develop its software, data, and payments offerings. PYMNTS will provide ongoing coverage of Square's path forward.
Friday Factoids March 28, 2014
This document lists various statistics and figures related to business, technology, the economy, and daily life. It includes amounts such as what Facebook paid to acquire Oculus VR, the percentage of mobile bankers using smartphones to deposit checks, GDP growth in Q4 2013, total US student loan debt, and how much the interest rate on a 30-year fixed mortgage increased from 2013 to 2014.
Friday Factoids March 21, 2014
Over 70% of Kenyan mobile phone owners use their phones to make mobile payments. Alibaba is projected to raise over $20 billion in its IPO, and Americans are projected to spend over $300 billion on home-improvement products in 2014. Between May and August, over 50% of annual sales occur at Home Depot and Lowes stores.
Friday Factoids March 7, 2014
This document contains statistics on various topics such as the pounds of beads thrown during Mardi Gras in New Orleans, the percentage of internet users who think the internet has been good for society, the amount of foreign aid the EU offered Ukraine, the number of US financial districts that saw depressed retail sales due to winter storms, the number of Bank of America shares Berkshire Hathaway can buy for $5 billion, the amount UK business loans fell in February 2014, the percentage of tax refund recipients who will use it to pay down debt, the percentage of millennial moms who make a purchase from their smartphone weekly, the retail value of celebrity gift bags at the Academy Awards, and the worldwide spending on Cadbury Cream Eggs
Friday Factoids February 20, 2014
This document provides statistics on various topics such as the number of Bitcoin ATMs in the US, the forecasted value of the strong authentication market, the percentage of colleges that provide debit cards to students, the decline in retail sector sales in January 2014, the average annual return on credit card merchant fees, the satisfaction level of Americans with online shopping, mobile payment growth in China in 2013, the percentage of brands affected by negative social media posts, credit card payments over 90 days late, and the percentage of Americans planning to purchase Google Glass. The statistics are from sources such as Frost and Sullivan, the GAO, Huffington Post, and Social Media Marketing University from 2014.
Friday Factoids January 31, 2014
The document provides statistics from various sources about shopping trends in 2014, including the percentage of shoppers who look at sales publications before shopping, Millennials who have become more responsible spenders in the past six months, online shoppers who redeemed a mobile coupon in 2013, the increase in Brazilian eCommerce traffic since last year, business owners who spend 6 or more hours per week promoting on social media, and the reduction in Chinese luxury gift-buying in the past year.
Friday factoids January 9, 2014
Most fraudulent chargebacks occur more than 60 days after purchase. $1,000 is the most common attempted unauthorized sales amount. The majority of fraudulent transactions fall under the merchant category code for "miscellaneous retail stores".
More from PYMNTS.com (12)
Recently uploaded
Who Is Abhay Bhutada, MD of Poonawalla Fincorp
Abhay Bhutada, the Managing Director of Poonawalla Fincorp Limited, is an accomplished leader with over 15 years of experience in commercial and retail lending. A Qualified Chartered Accountant, he has been pivotal in leveraging technology to enhance financial services. Starting his career at Bank of India, he later founded TAB Capital Limited and co-founded Poonawalla Finance Private Limited, emphasizing digital lending. Under his leadership, Poonawalla Fincorp achieved a 'AAA' credit rating, integrating acquisitions and emphasizing corporate governance. Actively involved in industry forums and CSR initiatives, Abhay has been recognized with awards like "Young Entrepreneur of India 2017" and "40 under 40 Most Influential Leader for 2020-21." Personally, he values mindfulness, enjoys gardening, yoga, and sees every day as an opportunity for growth and improvement.
5 Tips for Creating Standard Financial Reports
Well-crafted financial reports serve as vital tools for decision-making and transparency within an organization. By following the undermentioned tips, you can create standardized financial reports that effectively communicate your company's financial health and performance to stakeholders.
1：1制作加拿大麦吉尔大学毕业证硕士学历证书原版一模一样
原版一模一样【微信：741003700 】【加拿大麦吉尔大学毕业证硕士学历证书】【微信：741003700 】学位证，留信认证（真实可查，永久存档）offer、雅思、外壳等材料/诚信可靠,可直接看成品样本，帮您解决无法毕业带来的各种难题！外壳，原版制作，诚信可靠，可直接看成品样本。行业标杆！精益求精，诚心合作，真诚制作！多年品质 ,按需精细制作，24小时接单,全套进口原装设备。十五年致力于帮助留学生解决难题，包您满意。
本公司拥有海外各大学样板无数，能完美还原海外各大学 Bachelor Diploma degree, Master Degree Diploma
1:1完美还原海外各大学毕业材料上的工艺：水印，阴影底纹，钢印LOGO烫金烫银，LOGO烫金烫银复合重叠。文字图案浮雕、激光镭射、紫外荧光、温感、复印防伪等防伪工艺。材料咨询办理、认证咨询办理请加学历顾问Q/微741003700
留信网认证的作用:
1:该专业认证可证明留学生真实身份
2:同时对留学生所学专业登记给予评定
3:国家专业人才认证中心颁发入库证书
4:这个认证书并且可以归档倒地方
5:凡事获得留信网入网的信息将会逐步更新到个人身份内，将在公安局网内查询个人身份证信息后，同步读取人才网入库信息
6:个人职称评审加20分
7:个人信誉贷款加10分
8:在国家人才网主办的国家网络招聘大会中纳入资料，供国家高端企业选择人才
SWAIAP Fraud Risk Mitigation Prof Oyedokun.pptx
SWAIAP Fraud Risk Mitigation Prof Oyedokun.pptxGodwin Emmanuel Oyedokun MBA MSc PhD FCA FCTI FCNA CFE FFAR
Lecture slide titled Fraud Risk Mitigation, Webinar Lecture Delivered at the Society for West African Internal Audit Practitioners (SWAIAP) on Wednesday, November 8, 2023.
^%$Zone1:+971)581248768’][* Legit & Safe #Abortion #Pills #For #Sale In #Duba...
Whatsapp (+971581248768) Buy Abortion Pills In Dubai/ Qatar/Kuwait/Doha/Abu Dhabi/Alain/RAK City/Satwa/Al Ain/Abortion Pills For Sale In Qatar, Doha. Abu az Zuluf. Abu Thaylah. Ad Dawhah al Jadidah. Al Arish, Al Bida ash Sharqiyah, Al Ghanim, Al Ghuwariyah, Qatari, Abu Dhabi, Dubai.. WHATSAPP +971)581248768 Abortion Pills / Cytotec Tablets Available in Dubai, Sharjah, Abudhabi, Ajman, Alain, Fujeira, Ras Al Khaima, Umm Al Quwain., UAE, buy cytotec in Dubai– Where I can buy abortion pills in Dubai,+971582071918where I can buy abortion pills in Abudhabi +971)581248768 , where I can buy abortion pills in Sharjah,+97158207191 8where I can buy abortion pills in Ajman, +971)581248768 where I can buy abortion pills in Umm al Quwain +971)581248768 , where I can buy abortion pills in Fujairah +971)581248768 , where I can buy abortion pills in Ras al Khaimah +971)581248768 , where I can buy abortion pills in Alain+971)581248768 , where I can buy abortion pills in UAE +971)581248768 we are providing cytotec 200mg abortion pill in dubai, uae.Medication abortion offers an alternative to Surgical Abortion for women in the early weeks of pregnancy. Zone1:+971)581248768’][* Legit & Safe #Abortion #Pills #For #Sale In #Dubai Abu Dhabi Sharjah Deira Ajman Fujairah Ras Al Khaimah%^^%$Zone1:+971)581248768’][* Legit & Safe #Abortion #Pills #For #Sale In #Dubai Abu Dhabi Sharjah Deira Ajman Fujairah Ras Al Khaimah%^^%$Zone1:+971)581248768’][* Legit & Safe #Abortion #Pills #For #Sale In #Dubai Abu Dhabi Sharjah Deira Ajman Fujairah Ras Al Khaimah%^^%$Zone1:+971)581248768’][* Legit & Safe #Abortion #Pills #For #Sale In #Dubai Abu Dhabi Sharjah Deira Ajman Fujairah Ras Al Khaimah%^^%$Zone1:+971)581248768’][* Legit & Safe #Abortion #Pills #For #Sale In #Dubai Abu Dhabi Sharjah Deira Ajman Fujairah Ras Al Khaimah%^^%$Zone1:+971)581248768’][* Legit & Safe #Abortion #Pills #For #Sale In #Dubai Abu Dhabi Sharjah Deira Ajman Fujairah Ras Al Khaimah%^^%$Zone1:+971)581248768’][* Legit & Safe #Abortion #Pills #For #Sale In #Dubai Abu Dhabi Sharjah Deira Ajman Fujairah Ras Al Khaimah%^^%$Zone1:+971)581248768’][* Legit & Safe #Abortion #Pills #For #Sale In #Dubai Abu Dhabi Sharjah Deira Ajman Fujairah Ras Al Khaimah%^^%$Zone1:+971)581248768’][* Legit & Safe #Abortion #Pills #For #Sale In #Dubai Abu Dhabi Sharjah Deira Ajman Fujairah Ras Al Khaimah%^^%$Zone1:+971)581248768’][* Legit & Safe #Abortion #Pills #For #Sale In #Dubai Abu Dhabi Sharjah Deira Ajman Fujairah Ras Al Khaimah%^^%$Zone1:+971)581248768’][* Legit & Safe #Abortion #Pills #For #Sale In #Dubai Abu Dhabi Sharjah Deira Ajman Fujairah Ras Al Khaimah%^^%$Zone1:+971)581248768’][* Legit & Safe #Abortion #Pills #For #Sale In #Dubai Abu Dhabi Sharjah Deira Ajman Fujairah Ras Al Khaimah%^^%$Zone1:+971)581248768’][* Legit & Safe #Abortion #Pills #For #Sale In #Dubai Abu Dhabi Sharjah Deira Ajman Fujairah Ras Al Khaimah%^^%$Zone1:+971)581248768’][* Legit & Safe #Abortion #Pills #For #Sale In #Dubai Abu Dhabi Sharjah Deira Ajman
一比一原版(GWU,GW毕业证)加利福尼亚大学|尔湾分校毕业证如何办理
GWU,GW毕业证录取书【微信95270640】一比一伪造加利福尼亚大学|尔湾分校文凭@假冒GWU,GW毕业证成绩单+Q微信95270640办理GWU,GW学位证书@仿造GWU,GW毕业文凭证书@购买加利福尼亚大学|尔湾分校毕业证成绩单GWU,GW真实使馆认证/真实留信认证回国人员证明
全套服务：加利福尼亚大学|尔湾分校加利福尼亚大学|尔湾分校毕业证成绩单真实回国人员证明 #真实教育部认证。让您回国发展信心十足#铸就十年品质！信誉！实体公司！可以视频看办公环境样板如需办理真实可查可以先到公司面谈勿轻信小中介黑作坊！
可以提供加利福尼亚大学|尔湾分校钢印 #水印 #烫金 #激光防伪 #凹凸版 #最新版的毕业证 #百分之百让您绝对满意
印刷DHL快递毕业证 #成绩单7个工作日真实大使馆教育部认证1个月。为了达到高水准高效率
请您先以qq或微信的方式对我们的服务进行了解后如果有加利福尼亚大学|尔湾分校加利福尼亚大学|尔湾分校毕业证成绩单帮助再进行电话咨询。
国外毕业证学位证成绩单如何办理：
1客户提供办理信息：姓名生日专业学位毕业时间等（如信息不确定可以咨询顾问：我们有专业老师帮你查询）；
2开始安排制作加利福尼亚大学|尔湾分校毕业证成绩单电子图；
3毕业证成绩单电子版做好以后发送给您确认；
4毕业证成绩单电子版您确认信息无误之后安排制作成品；
5成品做好拍照或者视频给您确认；
6快递给客户（国内顺丰国外DHLUPS等快读邮寄）。口水苦涩无比山娃一边游泳一边念念不忘那元门票尤令山娃气愤的是泳池老板居然硬让父亲买了一大一小二条巴掌般大的裤衩衩走出泳池山娃感觉透身粘粘乎乎散发着药水味有点痒山娃顿时留恋起家乡的小河潺潺活水清凉无比日子就这样孤寂而快乐地过着寂寞之余山娃最神往最开心就是晚上无论多晚多累父亲总要携山娃出去兜风逛夜市流光溢彩人潮涌动的都市夜生活总让山娃目不暇接惊叹不已父亲老问山娃想买什么想吃什么山娃知道父亲赚钱很辛苦在
在线办理(GU毕业证书)美国贡萨加大学毕业证学历证书一模一样
学校原件一模一样【微信：741003700 】《(GU毕业证书)美国贡萨加大学毕业证学历证书》【微信：741003700 】学位证，留信认证（真实可查，永久存档）原件一模一样纸张工艺/offer、雅思、外壳等材料/诚信可靠,可直接看成品样本，帮您解决无法毕业带来的各种难题！外壳，原版制作，诚信可靠，可直接看成品样本。行业标杆！精益求精，诚心合作，真诚制作！多年品质 ,按需精细制作，24小时接单,全套进口原装设备。十五年致力于帮助留学生解决难题，包您满意。
本公司拥有海外各大学样板无数，能完美还原。
1:1完美还原海外各大学毕业材料上的工艺：水印，阴影底纹，钢印LOGO烫金烫银，LOGO烫金烫银复合重叠。文字图案浮雕、激光镭射、紫外荧光、温感、复印防伪等防伪工艺。材料咨询办理、认证咨询办理请加学历顾问Q/微741003700
【主营项目】
一.毕业证【q微741003700】成绩单、使馆认证、教育部认证、雅思托福成绩单、学生卡等！
二.真实使馆公证(即留学回国人员证明,不成功不收费)
三.真实教育部学历学位认证（教育部存档！教育部留服网站永久可查）
四.办理各国各大学文凭(一对一专业服务,可全程监控跟踪进度)
如果您处于以下几种情况：
◇在校期间，因各种原因未能顺利毕业……拿不到官方毕业证【q/微741003700】
◇面对父母的压力，希望尽快拿到；
◇不清楚认证流程以及材料该如何准备；
◇回国时间很长，忘记办理；
◇回国马上就要找工作，办给用人单位看；
◇企事业单位必须要求办理的
◇需要报考公务员、购买免税车、落转户口
◇申请留学生创业基金
留信网认证的作用:
1:该专业认证可证明留学生真实身份
2:同时对留学生所学专业登记给予评定
3:国家专业人才认证中心颁发入库证书
4:这个认证书并且可以归档倒地方
5:凡事获得留信网入网的信息将会逐步更新到个人身份内，将在公安局网内查询个人身份证信息后，同步读取人才网入库信息
6:个人职称评审加20分
7:个人信誉贷款加10分
8:在国家人才网主办的国家网络招聘大会中纳入资料，供国家高端企业选择人才
Solution Manual For Financial Accounting, 8th Canadian Edition 2024, by Libby...
Solution Manual For Financial Accounting, 8th Canadian Edition 2024, by Libby, Hodge, Verified Chapters 1 - 13, Complete Newest Version Solution Manual For Financial Accounting, 8th Canadian Edition by Libby, Hodge, Verified Chapters 1 - 13, Complete Newest Version Solution Manual For Financial Accounting 8th Canadian Edition Pdf Chapters Download Stuvia Solution Manual For Financial Accounting 8th Canadian Edition Ebook Download Stuvia Solution Manual For Financial Accounting 8th Canadian Edition Pdf Solution Manual For Financial Accounting 8th Canadian Edition Pdf Download Stuvia Financial Accounting 8th Canadian Edition Pdf Chapters Download Stuvia Financial Accounting 8th Canadian Edition Ebook Download Stuvia Financial Accounting 8th Canadian Edition Pdf Financial Accounting 8th Canadian Edition Pdf Download Stuvia
An Overview of the Prosocial dHEDGE Vault works
How the prosocial dHEDGE earns you money while saving the world!
一比一原版(UCL毕业证)伦敦大学|学院毕业证如何办理
UCL硕士学位证成绩单【微信95270640】《如何办理伦敦大学|学院毕业证认证》【办证Q微信95270640】《伦敦大学|学院文凭毕业证制作》《UCL学历学位证书哪里买》办理伦敦大学|学院学位证书扫描件、办理伦敦大学|学院雅思证书！
国际留学归国服务中心《如何办伦敦大学|学院毕业证认证》《UCL学位证书扫描件哪里买》实体公司，注册经营，行业标杆，精益求精！
专业为留学生办理伦敦大学|学院伦敦大学|学院毕业证offer【100%存档可查】留学全套申请材料办理。本公司承诺所有毕业证成绩单成品全部按照学校原版工艺对照一比一制作和学校一样的羊皮纸张保证您证书的质量！
如果你回国在学历认证方面有以下难题请联系我们我们将竭诚为你解决认证瓶颈
1所有材料真实但资料不全无法提供完全齐整的原件。【如：成绩单丶毕业证丶回国证明等材料中有遗失的。】
2获得真实的国外最终学历学位但国外本科学历就读经历存在问题或缺陷。【如：国外本科是教育部不承认的或者是联合办学项目教育部没有备案的或者外本科没有正常毕业的。】
3学分转移联合办学等情况复杂不知道怎么整理材料的。时间紧迫自己不清楚递交流程的。
如果你是以上情况之一请联系我们我们将在第一时间内给你免费咨询相关信息。我们将帮助你整理认证所需的各种材料.帮你解决国外学历认证难题。
国外伦敦大学|学院伦敦大学|学院毕业证offer办理方法：
1客户提供办理信息：姓名生日专业学位毕业时间等（如信息不确定可以咨询顾问：我们有专业老师帮你查询伦敦大学|学院伦敦大学|学院毕业证offer）；
2开始安排制作伦敦大学|学院毕业证成绩单电子图；
3伦敦大学|学院毕业证成绩单电子版做好以后发送给您确认；
4伦敦大学|学院毕业证成绩单电子版您确认信息无误之后安排制作成品；
5伦敦大学|学院成品做好拍照或者视频给您确认；
6快递给客户（国内顺丰国外DHLUPS等快读邮寄）。吃吃地笑山娃很精神越逛越起劲父亲却越逛越疲倦望着父亲呵欠连天的样子山娃也说困了累了回家吧小屋闷罐一般头顶上的三叶扇彻夜呜呜作响搅得满屋热气腾腾也搅得山娃心烦意乱父亲一上床就呼呼大睡山娃却辗转反侧睡不着山娃一次又一次摸索着爬起来一遍又一遍地用暖乎乎的冷水擦身往水泥地板上一勺一勺的洒水也不知过了多久山娃竟迷迷糊糊地睡着了迷迷糊糊地又闻到了闹钟刺耳的铃声和哐咣的关门声待山娃醒来时父亲早已上班去了床头总们
when will pi network coin be available on crypto exchange.
There is no set date for when Pi coins will enter the market.
However, the developers are working hard to get them released as soon as possible.
Once they are available, users will be able to exchange other cryptocurrencies for Pi coins on designated exchanges.
But for now the only way to sell your pi coins is through verified pi vendor.
Here is the what'sapp contact of my personal pi vendor
+12349014282
STREETONOMICS: Exploring the Uncharted Territories of Informal Markets throug...
Delve into the world of STREETONOMICS, where a team of 7 enthusiasts embarks on a journey to understand unorganized markets. By engaging with a coffee street vendor and crafting questionnaires, this project uncovers valuable insights into consumer behavior and market dynamics in informal settings."
Independent Study - College of Wooster Research (2023-2024) FDI, Culture, Glo...
Independent Study - College of Wooster Research (2023-2024) FDI, Culture, Glo...AntoniaOwensDetwiler
"Does Foreign Direct Investment Negatively Affect Preservation of Culture in the Global South? Case Studies in Thailand and Cambodia."
Do elements of globalization, such as Foreign Direct Investment (FDI), negatively affect the ability of countries in the Global South to preserve their culture? This research aims to answer this question by employing a cross-sectional comparative case study analysis utilizing methods of difference. Thailand and Cambodia are compared as they are in the same region and have a similar culture. The metric of difference between Thailand and Cambodia is their ability to preserve their culture. This ability is operationalized by their respective attitudes towards FDI; Thailand imposes stringent regulations and limitations on FDI while Cambodia does not hesitate to accept most FDI and imposes fewer limitations. The evidence from this study suggests that FDI from globally influential countries with high gross domestic products (GDPs) (e.g. China, U.S.) challenges the ability of countries with lower GDPs (e.g. Cambodia) to protect their culture. Furthermore, the ability, or lack thereof, of the receiving countries to protect their culture is amplified by the existence and implementation of restrictive FDI policies imposed by their governments.
My study abroad in Bali, Indonesia, inspired this research topic as I noticed how globalization is changing the culture of its people. I learned their language and way of life which helped me understand the beauty and importance of cultural preservation. I believe we could all benefit from learning new perspectives as they could help us ideate solutions to contemporary issues and empathize with others.What price will pi network be listed on exchanges
The rate at which pi will be listed is practically unknown. But due to speculations surrounding it the predicted rate is tends to be from 30$ — 50$.
So if you are interested in selling your pi network coins at a high rate tho. Or you can't wait till the mainnet launch in 2026. You can easily trade your pi coins with a merchant.
A merchant is someone who buys pi coins from miners and resell them to Investors looking forward to hold massive quantities till mainnet launch.
I will leave the what's app number of my personal pi vendor to trade with.
+12349014282
1. Elemental Economics - Introduction to mining.pdf
After this first you should: Understand the nature of mining; have an awareness of the industry’s boundaries, corporate structure and size; appreciation the complex motivations and objectives of the industries’ various participants; know how mineral reserves are defined and estimated, and how they evolve over time.
快速制作美国迈阿密大学牛津分校毕业证文凭证书英文原版一模一样
原版一模一样【微信：741003700 】【美国迈阿密大学牛津分校毕业证文凭证书】【微信：741003700 】学位证，留信认证（真实可查，永久存档）offer、雅思、外壳等材料/诚信可靠,可直接看成品样本，帮您解决无法毕业带来的各种难题！外壳，原版制作，诚信可靠，可直接看成品样本。行业标杆！精益求精，诚心合作，真诚制作！多年品质 ,按需精细制作，24小时接单,全套进口原装设备。十五年致力于帮助留学生解决难题，包您满意。
本公司拥有海外各大学样板无数，能完美还原海外各大学 Bachelor Diploma degree, Master Degree Diploma
1:1完美还原海外各大学毕业材料上的工艺：水印，阴影底纹，钢印LOGO烫金烫银，LOGO烫金烫银复合重叠。文字图案浮雕、激光镭射、紫外荧光、温感、复印防伪等防伪工艺。材料咨询办理、认证咨询办理请加学历顾问Q/微741003700
留信网认证的作用:
1:该专业认证可证明留学生真实身份
2:同时对留学生所学专业登记给予评定
3:国家专业人才认证中心颁发入库证书
4:这个认证书并且可以归档倒地方
5:凡事获得留信网入网的信息将会逐步更新到个人身份内，将在公安局网内查询个人身份证信息后，同步读取人才网入库信息
6:个人职称评审加20分
7:个人信誉贷款加10分
8:在国家人才网主办的国家网络招聘大会中纳入资料，供国家高端企业选择人才
Recently uploaded (20)
^%$Zone1:+971)581248768’][* Legit & Safe #Abortion #Pills #For #Sale In #Duba...
^%$Zone1:+971)581248768’][* Legit & Safe #Abortion #Pills #For #Sale In #Duba...
Solution Manual For Financial Accounting, 8th Canadian Edition 2024, by Libby...
Solution Manual For Financial Accounting, 8th Canadian Edition 2024, by Libby...
when will pi network coin be available on crypto exchange.
when will pi network coin be available on crypto exchange.
STREETONOMICS: Exploring the Uncharted Territories of Informal Markets throug...
STREETONOMICS: Exploring the Uncharted Territories of Informal Markets throug...
Independent Study - College of Wooster Research (2023-2024) FDI, Culture, Glo...
Independent Study - College of Wooster Research (2023-2024) FDI, Culture, Glo...
1. Elemental Economics - Introduction to mining.pdf
1. Elemental Economics - Introduction to mining.pdf
Friday Factoids February 20, 2014 Edited
- 1. … the number of Bitcoin ATMs open for business in the U.S..
- 2. … is the forecasted value of the strong authentication and onetime password market in 2018. Source: Frost and Sullivan, 2014
- 3. … of U.S. colleges and universities have agreements to provide debit or prepaid cards to students. Source: GAO, 2014
- 4. … is how much retail sector sales fell in January 2014.
- 5. Source: Huffington Post, 2014 … is the average annual return on merchant fees charged by credit card companies.
- 6. … of Americans are satisfied with their online shopping experiences. .
- 7. … growth in the number of mobile payment transactions in China in 2013.
- 8. Source: Social Media Marketing University, 2014 … of brands’ reputations have been tarnished as a result of negative social media posts.
- 9. … of American credit card payments were more than 90 days late in Q4 2013.
- 10. … of Americans plan to purchase Google Glass when it becomes available.