There are several methods of financing senior care in the US. Medicaid is the primary source of financing for nursing home care. Medicare covers some costs for seniors and those with disabilities, including limited nursing home coverage after a hospital stay. Private pay rates are set through competition and tend to be higher to cover extra amenities. Fraud and abuse are prosecuted through criminal penalties like fines and jail time. Whistleblowers can also report fraud under qui tam laws and receive a share of monetary recoveries.