This document provides an overview of financial services including commercial banking services, investment banking services, brokerage services, and foreign exchange services. It discusses how commercial banks accept deposits, provide loans, and offer investment products. Investment banks assist with underwriting debt/equity and mergers and acquisitions. Brokerages facilitate buying and selling of securities. Foreign exchange services include currency exchange and wire transfers. The document also briefly outlines the World Bank, which provides loans to developing countries, and the International Monetary Fund, which aims to promote economic growth and reduce poverty.

1. Financial Services

2. 1. Who is the First Finance Minister in India?

3. Mr. R.K Shanmukham Chetty

4. Financial services
 Financial services are the economic services provided by the finance
industry, which encompasses a broad range of businesses that manage
money, including credit unions
 Creditcard companies, insurance companies, accountancy companies consu-
mer finance companies, stock brokerages, investment funds and
some government sponsored enterprise

5. Banks
 Commercial banking services
 Investment banking services

6. Commercial banking services
 The term "commercial" is used to distinguish it from an
"investment bank," a type of financial services entity which,
instead of lending money directly to a business,
 It provides services such as accepting deposits, making business
loans and offering basic investment products.

7. The primary operations of banks include
 Keeping money safe while also allowing withdrawals when needed
 Provide personal loans, commercial loans, and mortgage loans (typically
loans to purchase a home, property or business)
 Allow financial transactions at branches or by using Automatic Teller
Machines (ATMs)
 Provide wire transfers of funds and Electronic fund transfers between
banks

8. Investment banking services
 Capital markets services - underwriting debt and equity, assist
company deals (advisory services, underwriting, mergers and
acquisitions and advisory fees), and restructure debt into structured
finance products.
 Private banking - Private banks provide banking services exclusively
to high-net-worth individuals.

9. Brokerage Services
 Brokerage services - facilitating the buying and selling of financial
securities between a buyer and a seller.
 In today's (2015) stock brokers, brokerages services are offered
online to self trading investors throughout the world who have the
option of trading with 'tied' online trading platforms offered by a
banking institution or with online trading platforms sometimes
offered in a group by so-called online trading portals.

10. Foreign exchange services
 Currency exchange
- where clients can purchase and sell foreign currency banknotes.
 Wire transfer
-where clients can send funds to international banks abroad.
 Remittance
- where clients that are migrant workers send money back to their home country.

11. Advantages of Financial Services
 Security
 Liquidity
 Income
Limitations of financial Services:
 Minium deposit requirements may be too high
 Bank charge fees on many accounts
 Poor customer service
 Interest can be high

12. World Bank
Motto Working for a World Free of Poverty
Formation July 1944; 71 years ago

13.  The World Bank is an international financial institution that provides
loans to developing countries for capital programs. It comprises two
institutions: the International Bank for Reconstruction and Development
(IBRD) and the International Development Association (IDA).
 The World Bank is a component of the World Bank Group, and a
member of the United Nations Development Group.

14.  The World Bank's official goal is the reduction of poverty
 Jim Yong Kim was elected President of World Bank on 27 April
2012.

15. International Monetary Fund

16. About IMF
Abbreviation : IMF
Formation : 27 December 1945
Type : International Financial Organization
Headquarters :Washington, D.C., United States
Managing Director :Christine Lagarde

17. Objectives of IMF
 Promote high employment and sustainable economic growth.
 And reduce poverty
 Facilitate international trade.

18. Top 10 companies
1.SBI Capital Markets Limited
2.Housing Development Finance Corporation
3.Indiabulls Housing Finance
4.LIC Housing Finance Limited
5.Bajaj Capital Limited

19. Count…..
6. ICICI Group
7. L & T Finance Limited
8. PNB Housing Finance Limited
9. Birla Global Finance Limited
10. DSP Merrill Lynch Limited

20. Thanking you