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IES Management College and Research Centre
• Subject: Business Communication
• Topic : Financial Planning
• Presented to: Prof. Sushma Karwa
Team Members Specialization Roll No.
Suchitra Bhagat MFM 02
Anamika Chavan MFM 04
Mansi Veera MFM 39
Akshita Banerjee MMM 02
What is Financial Planning?
• Financial planning is the process of successfully meeting
financial needs of life through the proper management of
finances.
• It is your roadmap to financial health & sustainable wealth
creation.
• Financial Plan is a series of steps or goals used
by an individual or business.
What is the need of financial planning?
• Life without financial planning is like Unplanned Vacation.
• If you wish to achieve your financial goals successfully &
peacefully you must plan your financial life.
Who needs financial planning?
• It is a myth that only rich people need financial planning.
• Whatever may be level of your income or assets, you need
financial planning.
How to do financial planning?
• Diversification.
• Never put all your eggs in one basket.
• Different asset classes give better return for
specific time duration.
• 94% of portfolio return will depend on Asset
allocation only.
How to Allocate Assets?
Asset Classes to Invest
Financial
Planning
Gold
Debt
Equity
Real EstateCommodities
Insurance
Currency
Problems of Random investment:-
• Wrong Selection – flavor of the month
• Wrong timing
• Short term investment
• Inadequate investment
Aim of Financial Planning:-
Maximum Return With Minimum Risk.
6 Mindsets for investment
• Don’t Loose
• Don't Hold
• Don’t Risk
• Manage your Ego
• Be with the trend
• Live to fight another day
All that Glitters is NOT Gold
Financial planning
Financial planning

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Financial planning

  • 1. IES Management College and Research Centre • Subject: Business Communication • Topic : Financial Planning • Presented to: Prof. Sushma Karwa Team Members Specialization Roll No. Suchitra Bhagat MFM 02 Anamika Chavan MFM 04 Mansi Veera MFM 39 Akshita Banerjee MMM 02
  • 2. What is Financial Planning? • Financial planning is the process of successfully meeting financial needs of life through the proper management of finances. • It is your roadmap to financial health & sustainable wealth creation. • Financial Plan is a series of steps or goals used by an individual or business.
  • 3.
  • 4. What is the need of financial planning? • Life without financial planning is like Unplanned Vacation. • If you wish to achieve your financial goals successfully & peacefully you must plan your financial life.
  • 5. Who needs financial planning? • It is a myth that only rich people need financial planning. • Whatever may be level of your income or assets, you need financial planning.
  • 6. How to do financial planning? • Diversification. • Never put all your eggs in one basket. • Different asset classes give better return for specific time duration. • 94% of portfolio return will depend on Asset allocation only.
  • 7.
  • 8. How to Allocate Assets?
  • 9. Asset Classes to Invest Financial Planning Gold Debt Equity Real EstateCommodities Insurance Currency
  • 10.
  • 11. Problems of Random investment:- • Wrong Selection – flavor of the month • Wrong timing • Short term investment • Inadequate investment
  • 12.
  • 13. Aim of Financial Planning:- Maximum Return With Minimum Risk.
  • 14. 6 Mindsets for investment • Don’t Loose • Don't Hold • Don’t Risk • Manage your Ego • Be with the trend • Live to fight another day
  • 15. All that Glitters is NOT Gold