PNC Financial Services' financial performance overview summarizes key metrics for 2010 and 2009. Net revenues decreased from $19.2 billion in 2009 to $17.1 billion in 2010, while net income increased from $2.4 billion to $3.4 billion. The balance sheet shows total assets of $264.3 billion in 2010 compared to $269.9 billion in 2009, with loans and deposits decreasing slightly. Stock performance is also presented.

1. FINANCIAL PERFORMANCE
PNC Financial Services
An Overview of Financial Performance

2. AGENDA
• Highlights
• Income
• Revenue
• Balance Sheet
• Stock Performance

3. HIGHLIGHTS
(in millions) 2010 2009
Net revenues 17,096 19,231
Net income 3,397 2,403
Earnings per share 5.8 4.3
ROA % 1.27 .86
ROE % 11.29 8.68
Net Interest Margin % 82.78 75.15
Debt to Equity 1.17 1.18

4. HIGHLIGHTS
2010 2009
Total Asset Turnover 0.06 0.07
Accrued Expenses Turnover 5.04 5.1
Cash & Equivalents Turnover 2.5 1.37
Loan to Deposits .81 .83

5. INCOME
Net Revenues Net Income Earnings per Share
$19,23 $3,397
1 $5.80
$2,403
$4.40
$17,09
6
'10 '09 '10 '09 '10 '09

6. BALANCE SHEET
PNC Financial Services Group (The) (NYS: PNC)
Exchange rate used is that of the Year End reported date
Standardized Annual Balance Sheet
Report Date 12/31/2010 12/31/2009
Currency USD USD
Audit Status Not Qualified Not Qualified
Consolidated Yes Yes
Scale Thousands Thousands
Cash & Equivalents 4,907,000 8,776,000
Intangible Assets 10,753,000 12,909,000
Fed Funds Sold & Secs Purch 3,704,000 2,390,000
Loans Held for Sale 3,492,000 2,539,000
Gross Loan Portfolio 150,595,000 157,543,000
Loan Provisions 4,887,000 5,072,000
Net Loans & Leases 149,200,000 155,010,000
Securities 75,308,000 68,405,000
Other Assets 20,412,000 22,373,000
Total Assets 264,284,000 269,863,000
Accrued Expenses 3,188,000 3,590,000
Debt & Leases 35,344,000 35,263,000
Minority Interests 2,596,000 2,625,000
Total Deposits 183,390,000 186,922,000
Fed Funds Purch & Secs Sold 4,144,000 3,998,000
Other Liabilities 5,380,000 7,523,000
Total Liabilities 234,042,000 239,921,000
Common Share Capital 2,682,000 2,354,000
Additional Paid-In Capital 12,704,000 16,919,000
Retained Earnings 15,859,000 13,144,000
Accum Other Comprehensive Income (431,000) (1,962,000)
Treasury Stock 572,000 513,000
Other Equity 0 0
Total Equity 30,242,000 29,942,000
Total Liabilities & Equity 264,284,000 269,863,000

7. Statement of Cash Flow
PNC Financial Services Group (The) (NYS: PNC)
Standardized Annual Cash Flows
Scale Thousands Thousands
Net Income 3,397,000 2,403,000
Adjustments from Inc to Cash 3,388,000 4,543,000
Change in Working Capital (1,504,000) (1,462,000)
Other Operating Cash Flows (470,000) 269,000
Cash Flow from Operations 4,811,000 5,753,000
Change in Investments (4,045,000) (9,798,000)
Change in Business Activities 2,202,000 (3,396,000)
Change in FFS & SP (1,313,000) (560,000)
Change in Loans & Leases 7,855,000 13,863,000
Other Investing Cash Flows 1,030,000 9,370,000
Cash Flow from Investing 5,729,000 9,479,000
Change in Debt (3,813,000) (12,601,000)
Change in Equity (4,296,000) 684,000
Payment of Dividends (350,000) (818,000)
Change in FFP & SS 152,000 (1,173,000)
Change in Deposits (2,972,000) (2,680,000)
Other Financing Cash Flows (4,065,000) (11,428,000)
Cash Flow from Financing (11,531,000) (15,415,000)
Change in Cash (991,000) (183,000)
Opening Cash 4,288,000 4,471,000
Closing Cash 3,297,000 4,288,000

8. STOCK PERFORMANCE
S M T W T F S
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