Financial Markets & Institutions(I need help explaining the follow.pdf
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Financial Markets & Institutions (I need help explaining the following and/or demonstrating it for my upcoming exam if anyone could help me comprehend the concepts I would greatly appreciate it!!) Be able to define and apply the concept of “capital” Define and describe different types of capital markets: Primary vs. Secondary Physical vs. Financial Spot vs. Futures Public vs. Private Define and describe different types of financial institutions: Investment Banks Commercial Banks Mutual Funds Exchange-Traded Funds (ETFs) Credit Unions Insurance Companies Describe how investment banks, mutual funds, and commercial banks act as financial intermediaries Describe an initial public offering (IPO) Describe the difference between active and passive investments Solution 1. Primary and secondary capital markets: In primary capital market, investors purchase securites directly from the comapnies issuing securities,whereas in secondary capital market, investors trade securities among themselves through stock exchange, but company doesn\'t participate in the transaciton. Companies which want to sell their securities first time, sells in primary capital market. In many cases,it takes the form of initial public offerings (IPO) 2. Physical and Financial capital: The term physical capittal aplies for the stock of Buildings, equipment, instruments, raw materials, semi-finished and finished goods in inventory and other physical objects used by a firm to produce goods and/or services. Where as financial capital means resources used to purchase thsoe physical objects, those resources come from savings. 3. Spot Vs Futures markets: Spot market is a public financial market in which financial instruments are traded for immediate delivery. It contrast with future market in which is due at a latter date. In spot market, settlement happens in 1 or 2 working days. A spot market may be * an organised market * an exchange * over the counter (OTC) 4. Public and Prvate Markets: Private markets are teh markets where transactions are worked out directly between two parties, while public markets are the markets where standardaized contracts are traded as organized exchanges which requires lot of formal work to enter into a contract. 5. Financial Institutions; A financial institution is aninstitution that provides financial services for its clients and customers. One of the most important financial services provided by a financai institution is acting a a financial intermediary. Most financial institutions are regulated by government. Financial institutions provide services as intermediaries for financial markets.Brodly speaking, there are three major types of financial institutions (1) Depositing institutions (2) Contractual institutions and (3) Investment institutions 6. Commercial banks; A commercial Bank is a type of Bank/Financial institution that provides services such as accepting deposits, making business loans and offer basic investment products. The general role of com.
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· ▪ describe the types of securities traded within financial markets,
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Financial markets transfer funds from those who have excess funds to those who need funds. They enable college students to obtain student loans, families to obtain mortgages, businesses to finance their growth, and governments to finance many of their expenditures. Many households and businesses with excess funds are willing to supply funds to financial markets because they earn a return on their investment. If funds were not supplied, the financial markets would not be able to transfer funds to those who need them.
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· ▪ describe the types of financial markets that facilitate the flow of funds,
· ▪ describe the types of securities traded within financial markets,
· ▪ describe the role of financial institutions within financial markets, and
· ▪ explain how financial institutions were exposed to the credit crisis.
A financial market is a market in which financial assets (securities) such as stocks and bonds can be purchased or sold. Funds are transferred in financial markets when one party purchases financial assets previously held by another party. Financial markets facilitate the flow of funds and thereby allow financing and investing by households, firms, and government agencies. This chapter provides some background on financial markets and on the financial institutions that participate in them.
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Financial markets transfer funds from those who have excess funds to those who need funds. They enable college students to obtain student loans, families to obtain mortgages, businesses to finance their growth, and governments to finance many of their expenditures. Many households and businesses with excess funds are willing to supply funds to financial markets because they earn a return on their investment. If funds were not supplied, the financial markets would not be able to transfer funds to those who need them.
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Find a degree 4 polynomial function with zeros 2 and 1+i. You may alter the multiplicity of
zeros, if
necessary. Your answer must have real coefficients, although it may be in factored form
Solution
(x-2)^2 (x - (i+1))(x - (1-i)) = 0
can you solve it.
Financial statement ratio analysis may be undertaken to study liquid.pdf
Financial statement ratio analysis may be undertaken to study liquidity, turnover, profitability,
and other measures. What type of ratio is the return on equity ratio?
A. Liquidity.
B. Turnover.
C. Profitability.
D. Other.
E. None of these.
Solution
Financial statement ratio analysis may be undertaken to study liquidity, turnover, profitability,
and other measures. What type of ratio is the return on equity ratio?
C. Profitability.
Note : Example of Profitability Ratio :.
financial statement help . Give the financial statement for which th.pdf
financial statement help . Give the financial statement for which the following would appear :
The ones to choose from are : Income statement , Balance sheet ,Statement of cash flows and
statement in changes of shareholder\'s equity.
Equipment
Long-term debt
Accounts payable
Accounts receivable
Net cash from operations
Prepaid rent
Advertising expense
Solution
Equipment: Balance sheet
Long-term debt: Balance sheet
Accounts payable: Balance sheet
Accounts receivable: Balance sheet
Net cash from operations: Statement of cash flows
Prepaid rent: Balance sheet
Advertising expense: Income statement.
Financial markets can be categorized or grouped by Select one a. i.pdf
Financial markets can be categorized or grouped by: Select one: a. issuance (primary vs.
secondary markets) b. type of instrument (stock, bond, derivative) c. market organization
(exchange or OTC). d. all of the above
Solution
Financial markets can be categorized or grouped by:
Answer: d. all of the above..
Financial holding companies areI. Companies that hold a variety o.pdf
Financial holding companies are:
I. Companies that hold a variety of different types of financial institutions
II. Are currently being regulated by the U.S. Office of the Comptroller of the Currency
III. Cannot hold both depository and non-depository financial intermediaries
Select one: A. I only B. I and II only C. I and III only D. II and III only E. I, II, and III
Solution.
Financial flexibility measures the ability of an enterprise to take .pdf
Financial flexibility measures the ability of an enterprise to take effective action to alter the
amounts and timing of cash flows. true or false
Solution
True.
This helps in responding to unexpected needs and oppurtunities.Financial flexibility means the
firm\'s ability to respond and adapt to financial adversity and unexpected needs and
opportunities. thus above statement is true.
Financial data for Beaker Company for last year appear below.T.pdf
Financial data for Beaker Company for last year appear below.
The company paid dividends of $2,100 last year. The Investment in Cedar Company on the
statement of financial position represents an investment in the stock of another company.
Required:
i. Compute the company\'s margin, turnover, and return on investment for last year.
ii. The board of directors of Beaker Company has set a minimum required return of 20%. What
was the company\'s residual income last year?Beaker CompanyStatement of Financial
PositionBeginningEndingBalanceBalanceAssetsCash$50,000$70,000Accounts
receivable20,00025,000Inventory30,00035,000Plant and Equipment
(net)120,000110,000Investment in Cedar Company80,000100,000Land
(undeveloped)170,000170,000Total Assets$470,000510,000Liabilities and Owners\'
EquityAccounts payable$70,000$90,000Long-term debt250,000250,000Owner\'s
equity150,000170,000Total liabilities and owner\'s equity$470,000$510,000
Solution.
Financial capital is used to help financeA)consumption expenditure b.pdf
Financial capital is used to help financeA)consumption expenditure by households.B)the
purchase of physical capital by firms.C)gross investment but not net investment.D)net
investment but not gross investment.E)people\'s savings.
Solution
Ans - B) the purchase of physical capital by firms..
Financial analysis of the past three years financial statements for .pdf
Financial analysis of the past three years financial statements for John Hopkins Hospital,
including analysis of appropriate ratios.
Discussion of alternatives for John Hopkins Hospital (culminating in a recommendation(s) for
resolving or improving identified financial and possibly management) issues.
Solution
Introduction :-
Healthcare organizations are focusing more attention and effort on risk management, due to both
external factors (such as public expectations for greater accountability and governance), and
internal factors (such as better resource allocation).
Physician involvement in risk management activities will vary greatly from institution to
institution and depend on the physician’s role within the leadership structure.
At the very least, all physician leaders can expect to be involved in the patient safety aspect of
risk management (as discussed in the previous section). With respect to other risks within the
organization such as financial risks, human resource risks, privacy risks, and others, physician
leaders may provide input into various aspects of risk management (identification, assessment,
mitigation, etc.). Physician leaders are encouraged to consult with hospital administration to
understand their hospital’s model for risk management and their potential role in risk
management activities.
The Johns Hopkins Health System (“JHHS”) is the sole member of The Johns Hopkins Hospital
(“JHH”). JHHS is a not-for-profit organization incorporated in the State of Maryland to
formulate policy among and provide centralized management for JHHS and its Affiliates.
Possible Risks/Involved involved and solutions are as under :-
External Drivers 1. Public accountability and reputation: expectations for public accountability in
healthcare are increasing, including better fiscal responsibility for public funds. This is also
becoming a more important factor for recruitment of competent staff, board members, and
donors.
2. Governance: a call for better corporate governance is influencing the health system, as
organizations and their boards are moving towards ensuring processes are in place to identify and
manage risk.
Internal Rik management committe should be gathered by management of JOhn Hopkins
Hospital which will analyse the possiblity of of any issue and aware management to be ready to
resolve such issues at the earliest.
Benefits for Gathering such committee is :-
1. To reduce the internal impact of surprises in the future.
2. To allocate valuable resources according to risk priorities.
3. To comply with relevant legal and regulatory threats and international norms.
4. To improve stakeholder confidence and trust.
Investment Risk :-
Investments include equity method investments in managed funds, which include hedge funds,
private partnerships and other investments which do not have readily ascertainable fair values
and may be subject to withdrawal restrictions. Investments in hedge funds, private partnerships,
and other investments (co.
Financial accounting provides information to all users, while the ma.pdf
Financial accounting provides information to all users, while the main focus for managerial
accounting is to provide information to the management.
True
False
Solution
True financial accounting provides information to all users such as lenders , stockholders
whereas managerial accounting provides information to management so that they can utilise the
resources efgfectively and efficiently and maximise the profitability of the company.
Financial analysis of the past three years (2012,2013,2014) financia.pdf
Financial analysis of the past three years (2012,2013,2014) financial statements for John
Hopkins Hospital, including analysis of appropriate ratios.
Discussion of alternatives for John Hopkins Hospital (culminating in a recommendation(s) for
resolving or improving identified financial and possibly management) issues.
http://emma.msrb.org/EA567941-ER545677-ER946910.pdf
http://www.hscrc.state.md.us/documents/Hospitals/ReportsFinancial/Audited/fy-
2014/0009_JHH_AFS_FY14.pdf
Solution
Introduction :-
Healthcare organizations are focusing more attention and effort on risk management, due to both
external factors (such as public expectations for greater accountability and governance), and
internal factors (such as better resource allocation).
Physician involvement in risk management activities will vary greatly from institution to
institution and depend on the physician’s role within the leadership structure.
At the very least, all physician leaders can expect to be involved in the patient safety aspect of
risk management (as discussed in the previous section). With respect to other risks within the
organization such as financial risks, human resource risks, privacy risks, and others, physician
leaders may provide input into various aspects of risk management (identification, assessment,
mitigation, etc.). Physician leaders are encouraged to consult with hospital administration to
understand their hospital’s model for risk management and their potential role in risk
management activities.
The Johns Hopkins Health System (“JHHS”) is the sole member of The Johns Hopkins Hospital
(“JHH”). JHHS is a not-for-profit organization incorporated in the State of Maryland to
formulate policy among and provide centralized management for JHHS and its Affiliates.
Possible Risks/Involved involved and solutions are as under :-
External Drivers 1. Public accountability and reputation: expectations for public accountability in
healthcare are increasing, including better fiscal responsibility for public funds. This is also
becoming a more important factor for recruitment of competent staff, board members, and
donors.
2. Governance: a call for better corporate governance is influencing the health system, as
organizations and their boards are moving towards ensuring processes are in place to identify and
manage risk.
Internal Rik management committe should be gathered by management of JOhn Hopkins
Hospital which will analyse the possiblity of of any issue and aware management to be ready to
resolve such issues at the earliest.
Benefits for Gathering such committee is :-
1. To reduce the internal impact of surprises in the future.
2. To allocate valuable resources according to risk priorities.
3. To comply with relevant legal and regulatory threats and international norms.
4. To improve stakeholder confidence and trust.
Investment Risk :-
Investments include equity method investments in managed funds, which include hedge funds,
private partnerships and other investments .
fill in the missing entries in the partially completed one way ANOVA.pdf
fill in the missing entries in the partially completed one way ANOVA
1. SOURCE DF SS MS=SS/DF F-STATISTIC
TREATMENT 2 21.652
ERROR 84,400
TOTAL 14
2. SOURCE DF SS MS=SS/DF F-STATISTIC
TREATMENT 4
ERROR 20 6.76
TOTAL 173.04
Solution
1) df error=14-2=12
SS treatment=MS treatment*df treatment=21.652*2=43.304
SS total=SS treatment+ SS error=84400+43.304=84443.304
MS error=SS/DF ERROR=84400/12=7033.33
f=MS tretment/MS error=21.562/7033.33=0.003078
2)SS error=MS error*df error=20*6.76=135.2
SS TRETMENT=SS TOTAL-SS EROOR=173.04-135.2=37.84
df total=20+4=24
Ms treatment=SS TREATMENT/DF TREATMENT=37.84/4=9.46
f=ms treatment/ms error=9.46/6.76=1.3994.
Farrell and Jimmy enter into a partnership agreement on May 1, 2015..pdf
Farrell and Jimmy enter into a partnership agreement on May 1, 2015. Farrell contributes
$50,000 and Jimmy contributes $150,000 as their capital contributions. They decide to share
profits and losses in the ratio of their respective capital account balances. The net loss for the
year ended December 31, 2015 is $40,000. The capital account of Farrell should be ________
with the amount of loss.
a. debited
b. credited
c. increased
d. halved
Solution
Profit and loss sharing ratio
Farrell = 50000/200000 =25%
Jimmy = 150000/200000 = 75%
Net Loss = $ 40000
Loss of Farrell = 40000*25% = $ 10000
Now it will decrease the capital of Farell .
Therefore the capital account of Farrell should be Debited with the amount of loss.
The correct anser is
a. debited..
Fifty people are randomly selected from a population, and fourteen a.pdf
Fifty people are randomly selected from a population, and fourteen are over 6 feet tall. What is
the 95 % confidence interval for the population proportion of people over 6 foot tall?
Solution
Sample proportion is 14/50 = .28
Margin of error is 1.96 *[sqrt (.28)(1-.28)/50]= 0.125 (1.96 is from normal table for 95% CI)
Confidence interval is sample proportion ± margin of error
.28 ± 0.125
(0.155, .405) is confidence interval..
Far Side Corporation is expected to pay the following dividends over.pdf
Far Side Corporation is expected to pay the following dividends over the next four years: $13,
$8, $3, and $1. Afterward, the company pledges to maintain a constant 4 percent growth rate in
dividends forever.
If the required return on the stock is 10 percent, what is the current share price? (Do not round
your intermediate calculations.)
$31.55
$33.02
$42.13
$34.20
$33.21Required:
If the required return on the stock is 10 percent, what is the current share price? (Do not round
your intermediate calculations.)
Solution
PVF@10% Present value D1 $ 13.00 0.909 $ 11.82 D2
$ 8.00 0.826 $ 6.61 D3 $ 3.00 0.751 $ 2.25
D4 $ 1.00 0.683 $ 0.68 D5 $ 1.04 P4
$ 17.33 0.683 $ 11.84 1.04/(10%-4%) Stock current value $
33.21.
Fenton Research has studied the most recent auto accidents in the St.pdf
Fenton Research has studied the most recent auto accidents in the State of Arizona, and found
that the cause of over 40% of the accidents was texting while driving. What type of observational
study (cross-sectional, retrospective, prospective) this would be, and why?
Solution
THIS INCLUDE retrospective STUDY BECAUSE.
Federal reserve capabilities that can impact the money supply are.pdf
Federal reserve capabilities that can impact the money supply are?
Solution
1) Change in reserve requirements of the public sector banks
2) Change in the discount rate at which the commercial banks can borrow from central bank.
3) Open-market operations is buying and selling of government securities in the market which
has a direct impact on the money supply of the economy..
FedEx and United Parcel Service (UPS) are the worlds two leading c.pdf
FedEx and United Parcel Service (UPS) are the world\'s two leading cargo carriers by volume
and revenue (The Wall Street Journal, January 27, 2004). According to the Airports Council
International, the Memphis International Airport (FedEx) and the Louisville International Airport
(UPS) are two of the ten largest cargo airports in the world. The following random samples show
the tons of cargo per day handled by these airports. Data are in thousands of tons.
Population 1 = Memphis and population 2 = Louisville
Memphis samples are as follows: 9.1, 15.1, 8.8, 10.0, 7.5, 10.5, 8.3, 9.1, 6.0, 5.8, 12.1, and 9.3
Louisville samples are as follows: 4.7, 5.0, 4.2, 3.3, 5.5, 2.2, 4.1, 2.6, 3.4, and 7.0
a. What is the point estimate of the mean of population 1 minus the mean of population2?
b. Develop a 95% confidence interval for the mean for Memphis minus the mean for Louisville.
Solution
n1=12, xbar1=9.3, s1= 2.54 (based on the data) n2=10, xbar2=3.8, s2=1.79 (based
on the data) a. the point estimate=9.3-3.8= 5.5.
Facts After 20+ years of working for other firms, Penelope (Enrolle.pdf
Facts: After 20+ years of working for other firms, Penelope (Enrolled Agent, age 41), Mark
(CPA, age 43) and John (CVA, age 65) want to leave the firms they are currently employed by
and become their own bosses. Penelope specializes in taxes, Mark is an auditor and John is a
business valuation expert.
There are so many options available for how they can structure the new business(s). The
appropriate business entity for any individual(s) will depend on their particular facts and
circumstances.
You are a valued colleague and friend of this threesome, and they have come to you seeking
advice as to how to structure their new business. They have the knowledge to figure it out
themselves, but are looking for the advice of an unbiased 3rd party. Please consider the
following tax and non-tax considerations as you recommend an entity choice to Penelope, Mark,
and John.
Part I: Discuss (not just list) the various forms of organization that are available to Penelope,
Mark, and John.
Part II: Make your recommendation as to what form (choose only one) of organization you
believe will be best, and be sure to explain the reasoning for your choice.
Part III: Discuss the tax consequences of contributing cash, property, and/or services to the new
entity that you have recommended.
Part IV: Discuss, in detail, how this entity that you have recommended is taxed (if at all), and
what filing requirements it has with the IRS.
Part V: Discuss how income and distributions may/will be allocated to Penelope, Mark, and John
from the entity that you have recommended.
Part VI: Discuss, in detail, how the individuals are taxed (if at all) with respect to the net profits
from this entity that you have recommended, and what filing requirements they will each have
with the IRS.
Part VII: Discuss how Penelope, Mark, and John will calculate their \"basis\" in the new entity.
Be sure to include the impact that debt has on basis, if any.
Part VIII: Discuss the liability exposure that Penelope, Mark, and John\'s personal assets will
have to the debts and lawsuits of the entity you have recommended.
Solution
Answer:
Part I: Discuss (not just list) the various forms of organization that are available to Penelope,
Mark, and John.
Partnership in which each of the partners is liable for all of the firm\'s debts, and the actions of
one partner are binding on each of the other partners. Partnerships entail more than one person in
the decision-making process, it’s important to discuss a wide variety of issues up front and
develop a legal partnership agreement. This agreement should document how future business
decisions will be made, including how the partners will divide profits; resolve disputes, change
ownership and how to dissolve the partnership. Each partner reports partnership income on their
individual tax return. Liabilities: LLC is may not be the right businesses if you’re seeking a
public or raise capital. LLCs require few ongoing formalities but usually require periodic filings.
face is the intersection of a hyperplan and the convex body. 0-D fac.pdf
face is the intersection of a hyperplan and the convex body. 0-D face is a vertex. So would the
faces of a sphere be infinite? and 0 demension ? or 1-D? Also for cylinder, it has infinitely faces
in 1-d as it has infinite lines as faces, but what about it\'s face in 0-dimension??
Solution
infinite faces as they dont have any certian description.
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Financial Markets & Institutions(I need help explaining the follow.pdf
- 1. Financial Markets & Institutions (I need help explaining the following and/or demonstrating it for my upcoming exam if anyone could help me comprehend the concepts I would greatly appreciate it!!) Be able to define and apply the concept of “capital” Define and describe different types of capital markets: Primary vs. Secondary Physical vs. Financial Spot vs. Futures Public vs. Private Define and describe different types of financial institutions: Investment Banks Commercial Banks Mutual Funds Exchange-Traded Funds (ETFs) Credit Unions Insurance Companies Describe how investment banks, mutual funds, and commercial banks act as financial intermediaries Describe an initial public offering (IPO) Describe the difference between active and passive investments Solution 1. Primary and secondary capital markets: In primary capital market, investors purchase securites directly from the comapnies issuing securities,whereas in secondary capital market, investors trade securities among themselves through stock exchange, but company doesn't participate in the transaciton. Companies which want to sell their securities first time, sells in primary capital market. In many cases,it takes the form of initial public offerings (IPO) 2. Physical and Financial capital: The term physical capittal aplies for the stock of Buildings, equipment, instruments, raw materials, semi-finished and finished goods in inventory and other physical objects used by a firm to produce goods and/or services. Where as financial capital means resources used to purchase thsoe physical objects, those resources come from savings. 3. Spot Vs Futures markets: Spot market is a public financial market in which financial instruments are traded for immediate delivery. It contrast with future market in which is due at a
- 2. latter date. In spot market, settlement happens in 1 or 2 working days. A spot market may be * an organised market * an exchange * over the counter (OTC) 4. Public and Prvate Markets: Private markets are teh markets where transactions are worked out directly between two parties, while public markets are the markets where standardaized contracts are traded as organized exchanges which requires lot of formal work to enter into a contract. 5. Financial Institutions; A financial institution is aninstitution that provides financial services for its clients and customers. One of the most important financial services provided by a financai institution is acting a a financial intermediary. Most financial institutions are regulated by government. Financial institutions provide services as intermediaries for financial markets.Brodly speaking, there are three major types of financial institutions (1) Depositing institutions (2) Contractual institutions and (3) Investment institutions 6. Commercial banks; A commercial Bank is a type of Bank/Financial institution that provides services such as accepting deposits, making business loans and offer basic investment products. The general role of commercial bank i sto porvide financial services to general public adn business, ensuring economic and social stability and sustainable groth of the economy. Eg: City Bank, axis bank etc. 7. Mutual Funds:A mutual fund is company that brings together a group of people and invest their money in stocks, bonds and other securities Each investor owns shares which represents a portion of the fund. These mutual funds are managed professional managers. These mutual funds may be (1) Income funds (2) Growth fudns (3) Both Income and growth funds. Funds in mutual funds are invested in different assets, so risk may be diversified. And another advantage is that our shares in mutual funds may be sold out any time, so it porvides more liquidity. 8.Exchange traded funds: An Exchange traded fund i sa marketable security that tracks an index,a commodity, bonds or a basket of assets like an index fund; unlike mutual funds, an ETF trades like al common stock o ra stock exchange. ETFs experiance price changes throughout the day as they are bought and sold. ETFs typically have higher daily liquidity and lower fees than mutual fund shares, making an attractive alternative for individual investors 9. Credit Unions: A Credit union is a member-owned financail cooperative, democratically controlled by its members and operated and controlled by its members and operated for the purpose of promoting thrift, providing credit at cooperative rates and providing other financial services to its members. Many credit unions also provide services intended to support communitydevelopment or sustainable international development on a local level. Eg. Building Societies, Cooperative societies etc. 10. Insurance companies; These are the companies which undertakes the risk of somebody by collecting some amount in the form of premium. Here, there are two parties namely Insurer
- 3. (company which accepts insurance policy) and insured ( a person whose risk is insured). Insuracne may be life insurance (wherein we insure our life) or General insurance (wher in we inure other than life like car, house etc. ) Note; due ot time constraint, last two questions not able to answer .