The document provides an overview of the Indian financial system, including its key components and functions. It describes the structure of the Indian financial system, the main types of financial institutions (banking and non-banking), financial markets (organized and unorganized), instruments, and services. The financial system bridges the gap between savings and investment, facilitates trading, aids economic development, and encourages both savings and investment in India.
This presentation have the detailed analysis of the Indian banking sector, how it has evolved and reformes that have come gradually.It also has a classic case of merger of ICICI bank with BOM.
This presentation have the detailed analysis of the Indian banking sector, how it has evolved and reformes that have come gradually.It also has a classic case of merger of ICICI bank with BOM.
MODULE 1 OVERVIEW OF FINANCIAL SYSTEM.pptxMuralidharV8
Indian Financial System
Features
Constituents of Financial System
Financial Institutions
Financial Services
Financial Markets and Financial Instruments
Overview of Global Financial System
Non-Banking Financial Companies & MICROFINANCE Completed note for MBA Finance.
It includes Meaning, Classification, Comparison chart, Activities of NBFC, RBI guidelines, etc
Indian financial system and role of financial institutionsSiddharth Gupta
The Financial System of any country refers to a system that provides
smooth and efficient relationship between the borrowers and the lenders.
This system aims at establishing effective medium for generating funds from
various sources. A financial system may be defined as a set of institutions,
instruments and markets which fosters savings and channels them to their
most efficient use. The main function of this financial system is to assemble
wide spread savings from household individuals and industrial firms.
FEATURES OF INDIAN FINANCIAL SYSTEM
-It plays a vital role in economic development of a country.
-It encourages both savings and investment.
-It links savers and investors.
-It helps in capital formation.
-It helps in allocation of risk.
-It facilitates expansion of capital markets.
-It aids in financial deepening and financial broadening.
FINANCIAL INSTITUTIONS
Financial institutions are the participants in a financial market. They are business organizations dealing in financial resources. They collect resources by accepting deposits from individuals and institutions and lend them to trade, industry and others. They buy and sell financial instruments.
and many more things about the Indian financial system.
A brief presentation on the Indian Financial system which includes the financial institutes, Financial Assets, Financial Services, and the Financial Market.
how can I sell pi coins after successfully completing KYCDOT TECH
Pi coins is not launched yet in any exchange 💱 this means it's not swappable, the current pi displaying on coin market cap is the iou version of pi. And you can learn all about that on my previous post.
RIGHT NOW THE ONLY WAY you can sell pi coins is through verified pi merchants. A pi merchant is someone who buys pi coins and resell them to exchanges and crypto whales. Looking forward to hold massive quantities of pi coins before the mainnet launch.
This is because pi network is not doing any pre-sale or ico offerings, the only way to get my coins is from buying from miners. So a merchant facilitates the transactions between the miners and these exchanges holding pi.
I and my friends has sold more than 6000 pi coins successfully with this method. I will be happy to share the contact of my personal pi merchant. The one i trade with, if you have your own merchant you can trade with them. For those who are new.
Message: @Pi_vendor_247 on telegram.
I wouldn't advise you selling all percentage of the pi coins. Leave at least a before so its a win win during open mainnet. Have a nice day pioneers ♥️
#kyc #mainnet #picoins #pi #sellpi #piwallet
#pinetwork
Introduction to Indian Financial System ()Avanish Goel
The financial system of a country is an important tool for economic development of the country, as it helps in creation of wealth by linking savings with investments.
It facilitates the flow of funds form the households (savers) to business firms (investors) to aid in wealth creation and development of both the parties
what is the future of Pi Network currency.DOT TECH
The future of the Pi cryptocurrency is uncertain, and its success will depend on several factors. Pi is a relatively new cryptocurrency that aims to be user-friendly and accessible to a wide audience. Here are a few key considerations for its future:
Message: @Pi_vendor_247 on telegram if u want to sell PI COINS.
1. Mainnet Launch: As of my last knowledge update in January 2022, Pi was still in the testnet phase. Its success will depend on a successful transition to a mainnet, where actual transactions can take place.
2. User Adoption: Pi's success will be closely tied to user adoption. The more users who join the network and actively participate, the stronger the ecosystem can become.
3. Utility and Use Cases: For a cryptocurrency to thrive, it must offer utility and practical use cases. The Pi team has talked about various applications, including peer-to-peer transactions, smart contracts, and more. The development and implementation of these features will be essential.
4. Regulatory Environment: The regulatory environment for cryptocurrencies is evolving globally. How Pi navigates and complies with regulations in various jurisdictions will significantly impact its future.
5. Technology Development: The Pi network must continue to develop and improve its technology, security, and scalability to compete with established cryptocurrencies.
6. Community Engagement: The Pi community plays a critical role in its future. Engaged users can help build trust and grow the network.
7. Monetization and Sustainability: The Pi team's monetization strategy, such as fees, partnerships, or other revenue sources, will affect its long-term sustainability.
It's essential to approach Pi or any new cryptocurrency with caution and conduct due diligence. Cryptocurrency investments involve risks, and potential rewards can be uncertain. The success and future of Pi will depend on the collective efforts of its team, community, and the broader cryptocurrency market dynamics. It's advisable to stay updated on Pi's development and follow any updates from the official Pi Network website or announcements from the team.
US Economic Outlook - Being Decided - M Capital Group August 2021.pdfpchutichetpong
The U.S. economy is continuing its impressive recovery from the COVID-19 pandemic and not slowing down despite re-occurring bumps. The U.S. savings rate reached its highest ever recorded level at 34% in April 2020 and Americans seem ready to spend. The sectors that had been hurt the most by the pandemic specifically reduced consumer spending, like retail, leisure, hospitality, and travel, are now experiencing massive growth in revenue and job openings.
Could this growth lead to a “Roaring Twenties”? As quickly as the U.S. economy contracted, experiencing a 9.1% drop in economic output relative to the business cycle in Q2 2020, the largest in recorded history, it has rebounded beyond expectations. This surprising growth seems to be fueled by the U.S. government’s aggressive fiscal and monetary policies, and an increase in consumer spending as mobility restrictions are lifted. Unemployment rates between June 2020 and June 2021 decreased by 5.2%, while the demand for labor is increasing, coupled with increasing wages to incentivize Americans to rejoin the labor force. Schools and businesses are expected to fully reopen soon. In parallel, vaccination rates across the country and the world continue to rise, with full vaccination rates of 50% and 14.8% respectively.
However, it is not completely smooth sailing from here. According to M Capital Group, the main risks that threaten the continued growth of the U.S. economy are inflation, unsettled trade relations, and another wave of Covid-19 mutations that could shut down the world again. Have we learned from the past year of COVID-19 and adapted our economy accordingly?
“In order for the U.S. economy to continue growing, whether there is another wave or not, the U.S. needs to focus on diversifying supply chains, supporting business investment, and maintaining consumer spending,” says Grace Feeley, a research analyst at M Capital Group.
While the economic indicators are positive, the risks are coming closer to manifesting and threatening such growth. The new variants spreading throughout the world, Delta, Lambda, and Gamma, are vaccine-resistant and muddy the predictions made about the economy and health of the country. These variants bring back the feeling of uncertainty that has wreaked havoc not only on the stock market but the mindset of people around the world. MCG provides unique insight on how to mitigate these risks to possibly ensure a bright economic future.
how can i use my minded pi coins I need some funds.DOT TECH
If you are interested in selling your pi coins, i have a verified pi merchant, who buys pi coins and resell them to exchanges looking forward to hold till mainnet launch.
Because the core team has announced that pi network will not be doing any pre-sale. The only way exchanges like huobi, bitmart and hotbit can get pi is by buying from miners.
Now a merchant stands in between these exchanges and the miners. As a link to make transactions smooth. Because right now in the enclosed mainnet you can't sell pi coins your self. You need the help of a merchant,
i will leave the telegram contact of my personal pi merchant below. 👇 I and my friends has traded more than 3000pi coins with him successfully.
@Pi_vendor_247
Currently pi network is not tradable on binance or any other exchange because we are still in the enclosed mainnet.
Right now the only way to sell pi coins is by trading with a verified merchant.
What is a pi merchant?
A pi merchant is someone verified by pi network team and allowed to barter pi coins for goods and services.
Since pi network is not doing any pre-sale The only way exchanges like binance/huobi or crypto whales can get pi is by buying from miners. And a merchant stands in between the exchanges and the miners.
I will leave the telegram contact of my personal pi merchant. I and my friends has traded more than 6000pi coins successfully
Tele-gram
@Pi_vendor_247
how to swap pi coins to foreign currency withdrawable.DOT TECH
As of my last update, Pi is still in the testing phase and is not tradable on any exchanges.
However, Pi Network has announced plans to launch its Testnet and Mainnet in the future, which may include listing Pi on exchanges.
The current method for selling pi coins involves exchanging them with a pi vendor who purchases pi coins for investment reasons.
If you want to sell your pi coins, reach out to a pi vendor and sell them to anyone looking to sell pi coins from any country around the globe.
Below is the contact information for my personal pi vendor.
Telegram: @Pi_vendor_247
The Evolution of Non-Banking Financial Companies (NBFCs) in India: Challenges...beulahfernandes8
Role in Financial System
NBFCs are critical in bridging the financial inclusion gap.
They provide specialized financial services that cater to segments often neglected by traditional banks.
Economic Impact
NBFCs contribute significantly to India's GDP.
They support sectors like micro, small, and medium enterprises (MSMEs), housing finance, and personal loans.
when will pi network coin be available on crypto exchange.DOT TECH
There is no set date for when Pi coins will enter the market.
However, the developers are working hard to get them released as soon as possible.
Once they are available, users will be able to exchange other cryptocurrencies for Pi coins on designated exchanges.
But for now the only way to sell your pi coins is through verified pi vendor.
Here is the telegram contact of my personal pi vendor
@Pi_vendor_247
Falcon stands out as a top-tier P2P Invoice Discounting platform in India, bridging esteemed blue-chip companies and eager investors. Our goal is to transform the investment landscape in India by establishing a comprehensive destination for borrowers and investors with diverse profiles and needs, all while minimizing risk. What sets Falcon apart is the elimination of intermediaries such as commercial banks and depository institutions, allowing investors to enjoy higher yields.
where can I find a legit pi merchant onlineDOT TECH
Yes. This is very easy what you need is a recommendation from someone who has successfully traded pi coins before with a merchant.
Who is a pi merchant?
A pi merchant is someone who buys pi network coins and resell them to Investors looking forward to hold thousands of pi coins before the open mainnet.
I will leave the telegram contact of my personal pi merchant to trade with
@Pi_vendor_247
BYD SWOT Analysis and In-Depth Insights 2024.pptxmikemetalprod
Indepth analysis of the BYD 2024
BYD (Build Your Dreams) is a Chinese automaker and battery manufacturer that has snowballed over the past two decades to become a significant player in electric vehicles and global clean energy technology.
This SWOT analysis examines BYD's strengths, weaknesses, opportunities, and threats as it competes in the fast-changing automotive and energy storage industries.
Founded in 1995 and headquartered in Shenzhen, BYD started as a battery company before expanding into automobiles in the early 2000s.
Initially manufacturing gasoline-powered vehicles, BYD focused on plug-in hybrid and fully electric vehicles, leveraging its expertise in battery technology.
Today, BYD is the world’s largest electric vehicle manufacturer, delivering over 1.2 million electric cars globally. The company also produces electric buses, trucks, forklifts, and rail transit.
On the energy side, BYD is a major supplier of rechargeable batteries for cell phones, laptops, electric vehicles, and energy storage systems.
What website can I sell pi coins securely.DOT TECH
Currently there are no website or exchange that allow buying or selling of pi coins..
But you can still easily sell pi coins, by reselling it to exchanges/crypto whales interested in holding thousands of pi coins before the mainnet launch.
Who is a pi merchant?
A pi merchant is someone who buys pi coins from miners and resell to these crypto whales and holders of pi..
This is because pi network is not doing any pre-sale. The only way exchanges can get pi is by buying from miners and pi merchants stands in between the miners and the exchanges.
How can I sell my pi coins?
Selling pi coins is really easy, but first you need to migrate to mainnet wallet before you can do that. I will leave the telegram contact of my personal pi merchant to trade with.
Tele-gram.
@Pi_vendor_247
2. Indian financial system
A financial system is a system that allows
the exchange of funds
between lenders, investors, and borrowers.
Financial systems operate at national,
global, and firm-specific levels. They consist
of complex, closely related
services, markets, and institutions intended
to provide an efficient and regular linkage
between investors and depositors.
4. Financial institutions
A financial system is a system that allows the
exchange of funds between lenders, investors,
and borrowers. Financial systems operate at
national, global, and firm-specific levels. They
consist of complex, closely related
services, markets, and institutions intended to
provide an efficient and regular linkage between
investors and depositors.
5. Types of financial institutions
There are two types of financial institutions
1. Banking institutions
2. Non banking institutions
6. Banking institutions
There are basically four types of banking
institutions
1. Commercials banks
2. Co-operative banks
3. Regional rural banks
4. Foreign banks
7. Commercial banks
Commercial banks accept deposits and provide security
and convenience to their customers. Part of the original
purpose of banks was to offer customers safe keeping
for their money.
Commercial banks also make loans that individuals and
businesses use to buy goods or expand business
operations, which in turn leads to more deposited funds
that make their way to banks. If banks can lend money
at a higher interest rate than they have to pay for funds
and operating costs, they make money.
8. Commercial banks are of two types
1. Private banks
2. Public banks
Private banks :- The term private
banking refers to a customized line of banking & financial
services offered to private individual banking clients that
earn high levels of income and/ or owning sizable
investment assets, such as 'High Net Worth Individuals'
(HNWIs).
Public banks :- Public Sector Banks (PSBs)
are banks where a majority stake (i.e. more than 50%) is
held by a government. The shares of these banks are
listed on stock exchanges. There are a total of 22PSBs in
India.
9. Cooperative banks
Cooperative banks are owned by their customers
and follow the cooperative principle of one person,
one vote. Co-operative banks are often regulated
under both banking and cooperative legislation.
They provide services such as savings and loans
to non-members as well as to members, and
some participate in the wholesale markets for
bonds, money and even equities.
10. Regional rural banks
Regional Rural Banks (RRBs) are scheduled commercial
banks (Government banks) operating at regional level in
different States of India. They have been created with a view
to serve primarily the rural areas of India with basic banking
and financial services. However, RRBs may have branches
set up for urban operations and their area of operation may
include urban areas too.
The area of operation of RRBs is limited to the area as
notified by Government of India covering one or more districts
in the State. RRBs also perform a variety of different
functions. RRBs perform various functions in following heads:
• Providing banking facilities to rural and semi-urban areas.
• Carrying out government operations like disbursement of
wages of MGNREGA workers, distribution of pensions etc.
• Providing Para-Banking facilities like locker facilities, debit
and credit cards.
• Small financial banks.
11. Foreign banks
A foreign bank is a bank that is obligated to
follow the regulations of both the home and
host countries. Because the foreign ranch
banks loan limits are based on the parent
bank’s capital, foreign banks can provide more
loans than subsidiary banks.
for example, suppose the SBI opens a
foreign branch bank in America. The branch
would be legally obligated to follow both Indian
and American banking regulations.
12. Non banking institutions
facilitate financial services like investment and
risk pooling, and market brokering. They
generally do not have full banking licenses or
are not supervised by a bank regulation agency.
Non-bank financial institutions include:
• Finance and loan companies
• Insurance companies
• Mutual funds
• Commodity traders
13. Financial markets
The financial market is a broad term describing
any marketplace where trading of securities
including equities, bonds, currencies and
derivatives occur. Some financial markets are
small with little activity, while some financial
markets like the New York Stock
Exchange (NYSE) trade trillions of dollars of
securities daily.
14. Types of financial markets
There are two types of financial markets
1. Unorganized market
2. organized market
15. 1.Unorganized sector
In the case of Indian Banking System, indigenous bankers are
included in the unorganized sector
Indigenous bankers include those individuals and banks who
accept deposits or depend on credit to run their business
They deal with short-term credit instruments namely undies for
the purpose of providing financial help for goods and services
The rate of interest charged by them fluctuates directly with the
need and time period of the borrowers and may sometimes be as
high as 300 percent
They are the major sources of funds for small borrowers on
account of simple documentation and funds are made available to
the borrowers at any time during a day.
16. 2.Organized market
The institutions which are controlled by the
central bank of the country namely RBI, SEBI,
IRDA are called as institutional or organized.
Organized sector is classified into two categories
namely – banking institutions and non banking
financial institutions
The following institutions are under the purview
of organized sector – Small Industries
Development Bank of India, National Bank for
Agriculture and Rural Development, National
Housing Bank, Export-Import Bank of India etc.,
17. Types of organized markets
1. Capital market
2. Money market
Capital market:- A capital market is a financial
market in which long-term debt (over a year)
or equity-backed securities are bought and
sold. Capital markets channel the wealth of savers
to those who can put it to long-term productive
use, such as companies or governments making
long term investments.
18. Types of capital market
There are two types of capital market
1. Primary Market :- Otherwise called as New Issues
Market, it is the market for the trading of new
securities, for the first time. It embraces both initial
public offering and further public offering. In the
primary market, the mobilization of funds takes place
through prospectus, right issue and private placement
of securities.
2. Secondary Market :- can be described as the
market for old securities, in the sense that securities
which are previously issued in the primary market are
traded here. The trading takes place between investors,
that follows the original issue in the primary market. It
covers both stock exchange and over-the counter
market.
19. Money market
Money market comes under the preview of
RBI. It can be defined as a market for short
term money and financial assets that are near
substitute for money.
Features:-1. money market deals with notice
money, term money, commercial bills etc.
2. The sub market has a close relationship and
free movement from one submarket to another
3. Money market is impersonal in character so
that competition is relatively pure.
20. Financial instrument
Financial instruments are assets that can be
traded. They can also be seen as packages of
capital that may be traded. Most types of financial
instruments provide an efficient flow and transfer
of capital all throughout the world's investors.
These assets can be cash, a contractual right to
deliver or receive cash or another type of financial
instrument, or evidence of one's ownership of an
entity.
21. Types of financial instrument
There are two types of financial instruments
1. Cash instrument
2. Derivative instrument
1. Cash instrument:-The values of cash
instruments are directly influenced and determined by the
markets. These can be securities that are easily transferable.
Cash instruments may also be deposits and loans agreed upon
by borrowers and lenders.
2. Derivative instrument:-The value and
characteristics of derivative instruments are based on the
vehicle’s underlying components, such as assets, interest rates
or indices. These can be over-the-counter (OTC) derivatives
or exchange-traded derivatives.
22. Financial services
Financial services are the economic
services provided by the finance industry, which
encompasses a broad range of businesses that
manage money, including credit
unions, banks, credit
cards companies, insurances companies,
accountancy companies, consumer-
finance companies, stock brokerages, investment
funds, individual managers and
some government-sponsored enterprises.
23. Types of financial services
There are two types of financial services
1. Fund based services
2. Fee based services
24. Fund based services
It refers to service that are used to acquire assets or funds
for a customer. It consist of
1. Primary market activities
2. Secondary market activities
3. Foreign exchange activities
4. Specialized financial services
Important fund based services include:-
- Leasing
- Hire purchase
- Factoring
- Mutual funds
- Bill discounting
- Credit financing
- Housing finance
25. Fee based services
When financial institutions operate in
specialized fields to earn income in form of
fee, commission, brokerage or dividends it
is called fee based service. They include –
- Issue management
- Portfolio management
- Corporate counseling
- Merchant banking
- Credit rating
- Stock broking
26. Functions of Indian
financial system
1. It bridges the gap between savings and
investment through effective mobilization
and allocation of surplus funds.
2. It helps a business in capital formation.
3. It helps in minimizing risk and allocating
risk efficiently.
4. It facilitates of trading of financial assets
instrument by developing and evaluating
financial market.
27. Importance of Indian
financial system
1. It accerlates the rate and volume of savings
through provision of various financial
instruments and efficient mobilization of
savings.
2. It protect the interest of investors and ensures
smooth financial transactions through
regulatory bodies such as RBI,SEBI etc.
3. It helps economic development and raising the
standard of living of people.
4. It aids in financial deepening and financial
broadening
28. Features of Indian financial
system
1. It plays a vital role in economic
development of a country.
2. It encourages both savings and
investments.
3. It links savers and investors.
4. It helps in allocation of risks.
5. It facilitates expansion of financial
markets