Core Banking Application product by TCS

1. STUDY ON CBS WITH TCS - SBI

2. CONTENTS
 State Bank of India
 Background
 Importance of core banking solution
 Why migration decision has been taken
 Challenges for the bank
 Critical Success Factors
 Benefits of CBS
 Tata Consultancy Services
 Background
 CBS Product – BaNCS, TCS BaNCS

4. STATE BANK OF INDIA
State Bank of
India
Imperial Bank
Presidency
Banks
Bank of
Bengal
Bank of
Bombay
Bank of
Madras

5. LOGO, SLOGAN AND ACHIEVEMENTS
 The logo came from National Institute of Design
(NID), Ahmedabad and it was inspired by Kankaria
Lake, Ahmedabad.
 "PURE BANKING, NOTHING ELSE", "WITH YOU
ALL THE WAY", "A BANK OF THE COMMON
MAN", "THE BANKER TO EVERY INDIAN", "THE
NATION BANKS ON US“.
 Recognitions

6. DECISION TO MIGRATE CBS
 Core Banking solutions & advantages
 Branch System – Competitive disadvantage
 Technology disadvantage
 Resource drain – SOD and EOD

7. CHALLENGES FOR THE BANK
 Finding a new core system
 Lack of experience in implementation of centralized
systems
 Effective usage of new system

8. SELECTION OF IT ENVIRONMENT
 Architecture of IT – Hired KPMG
 Assistance of Dr. D.B. Phatak
 Criteria
 Possibilities
S No Integrator Software Package Hardware Platform
1 TCS FNS BANCS IBM Mainframe
2 TCS FNS BANCS HP Superdome
3 IBM Alltel Systematics IBM Mainframe

9. IMPLEMENTATION & DATA SETUP
 Data Centre – Mumbai
 Disaster Recovery – Chennai
 Recovery Point Objective – Zero
 Recovery Time Objective – 4 Hours
 Challenges

10. CRITICAL SUCCESS FACTORS
 Senior Management Commitment
 Staffing and empowerment of project team
 Ownership by business heads
 Focus on training

11. SCALABILITY TEST
 Conducted at HP Labs in Cupertino, California
 Scenario: 100 million accounts, 12000 connections
 Operating Environment:
 Operating System server: HP Unix
 Application server: 2*32 HP 9000 Superdome
 RDBMS database server: Oracle
 Database server: 2*32 HP Itanium core integrity server

12. PROCESSING RESULTS
 Real time postings: 1577 transactions per second
 Month end batch processing:
 Loans: 1 hour 5 minutes
 Deposits: 2 hours 27 minutes

13. COMPARISON OF TECHNICAL COMPONENTS
S No Particulars Old New
1 Software Kindle Bankmaster FNS BANCS
(TCS B∞NCS)
2 Programming
Language
Assembly, Cobol COBOL, .NET
3 Operating System Novell Netware HP UX
4 Database Btrieve Oracle 9i
5 Processor Pentium 3 HP Superdome,
2AS,2DB,PA
RISC
6 Storage 2GB HP XP24K
SAN, 320TB

14. BENEFITS
 It enhance efficiency, consistency and turn-around
time
 It also enables maximise the value of largest
network in India
 Monitor advances and non-performing assets
(NPA) via a single view in TCS BaNCS
 Multicurrency deposits are supported with TCS
BaNCS (Dollar, Euro, Pound, Yen)
 Updating the information

16. TATA CONSULTANCY SERVICES
 Indian multinational information technology service,
consulting and business solutions company.
 Established: 1968
 Services
 Recognitions

17. BANCS
 Original Author: Financial Network Services
 Initial release: 1983
 Developer: Tata Consultancy Services
 Written in : JAVA
 Type: Banking and Financial Suite
 Operating System: Cross- platform
 Platform: zOS, MVS, UNIX, Windows
 Satellite function was integrated with base software

18. TCSBANCS
 Mission: “To provide best–of-breed solutions that
drive growth, reduce costs, mitigate risk and offer a
faster speed-to-market for our clients”
 Core Banking Software suite developed by TCS for
use by retail banks
 Functions: Universal Banking, Wealth
Management, Compliance, Islamic Banking, Forex
and money markets and etc….
 Simply it provides multi-entity, multi-currency
and multi-language operation based on
international messaging standards.

19. TCSBANCS OFFERS
 Complete coverage of lines-of-business
 Multi-channel integration
 Single view of the customer and the bank
 Ease of Integration
 Compliances

20. SOURCE OF INFORMATION
 www.tcs.com
 www.sbi.com
 www.en.m.wikipedia.org