Toekomstvisie: hoe kan blockchain-technologie bedrijven helpen in hun contacten met financiële instellingen? Dave Remue (B-Hive) is als programmamanager verantwoordelijk voor Trust-Hive, een samenwerking tussen grote Belgische financiële instellingen rond identiteitsbeheer. Trust-Hive bouwt een platform op basis van blockchain-technologie waar bedrijven hun gegevens kunnen plaatsen en dan delen met financiële instellingen. Bedoeling is om een veelheid van instanties te kunnen inlichten van elke wijziging in die gegevens zodra zulke wijziging wordt gemeld of gedetecteerd. Gebruikers kiezen zelf welke gegevens ze met welke instantie willen delen.

1. EXPLORING BLOCKCHAIN TO MANAGE
YOUR COMPANY DATA WITH FINANCIAL
INSTITUTIONS
FDSeminar, 25 January 2018
Dave Remue, B-Hive.eu

2. 1. B-HIVE

4. PARTNER ECOSYSTEM
Business perspective on blockchain – Dave Remue, B-Hive

5. Our Goals
5
Maintain
competitiveness of our
financial services industry
Build a strong local
startup ecosystem that
exports its products and
services
Attract foreign smart
technology companies to
the Eurozone
Business perspective on blockchain – Dave Remue, B-Hive

6. Insurance
Alternative Lending
Consulting
Risk Management
Cybersecurity/ID
Payments
Banking
Platforms
Business
Solutions
Analytics/Data Management
Asset
Management
B-Hive Members
4Q2017
Full list on b-hive.eu/membersBlockchain
E-Invoicing /
Accounting
Venture
Capital

7. COLLABORATIVE INNOVATION PROGRAMS
CyberHive TrustHive DigiHive
TalentHive OpenHive
Business perspective on blockchain – Dave Remue, B-Hive

8. 2. BLOCKCHAIN AND COMPANY IDENTITY
DATA
Business perspective on blockchain – Dave Remue, B-Hive

9. BANKING: KNOW YOUR CUSTOMER
9
IDENTIFICATION VERIFICATION ACCEPTANCE
Determining the client profile Ensuring the authenticity of the
information provided

10. BANKING: KNOW YOUR CUSTOMER
Information to be collected for legal persons includes:
• Legal form
• Address of the registered offices and principal place of business
• Official registration numbers
• Directors or persons exercising simiar similar positions
• Provisions governing the power to bind the legal person or arrangement (authorised signatures,
mandates, etc.)
• Authoristions to enter into a relationship
Verification includes also
• Copies of up-to-date articles of incorporation
• Recent extracts from company registers
• Take ‘reasonable measures’ to understand ownership and control of the structure of the
customer, including check of shareholders and beneficial owners
10

11. TODAY
11

12. KNOW YOUR CUSTOMER
12
Appr.
70%
Circa
30%
24
Days
Financial institutions surveyed
BELIEVE their clients report
material changes
Corporate respondents
reported that they DO keep
their financial institution
UPDATED proactively
Average ONBOARDING
time reported by financial
institutions
Average onboarding time
versus previous year
Source: Thomson Reuters KYC Survey 2016
+22%

13. KNOW YOUR CUSTOMER WELL
Potential sanctions if non-compliance with strict KYC and
AML regulations:
- Financial fines: up 10% of annual turnover
- Reputational loss
- Risk losing or suspension of license
- Temporary ban of key managers
13

14. VISION
14

15. REQUIREMENTS
15
Access rights
Validation trace
Smart contracts
Compliance
Security

16. MOVING FORWARD
16
2018
PILOTPOC Delivery and
Evaluation