A short introduction to digital corporate financing. Crowdinvesting plus institutional senior debt plus Software as a Service (SaaS). Published by the leading digital corp. financer in the German speaking areas, Finnest.

1. © Copyright Finnest
www.finnest.com | www.finnestpro.com | SaaS
The Future of
Corporate Finance

2. © Copyright Finnest
Question: What is Finnest?
Answer: A 1-stop-shop digital corporate financer!
Finnest
30.08.18 2
Finnest Classic
Finnest.com
Finnest Pro
FinnestPro.com
SaaS
§ Crowdinvesting
§ USP: “Marketing via financing”
§ Institutional debt
financing
§ USP: Combination with
Finnest Classic
§ License platform to
financial institutions
§ USP: Flexibility

3. © Copyright Finnest
Current sweet spot for Finnest financings: € 1 – 25m.
Finnest
30.08.18 3
Crowd
funding
> € 25m
Banks
“Marketing by Finance”
Customers invest into
“their” brand & get paid
in money or vouchers
and many
more
and many
more
< € 1m € 1 - 5m € 3 - 25m
Financingvolume
Debt Financing
Institutional investors
invest into a new asset
class (top mid-size co.’s)
Finnest sweet spot
a market of > € 125bn (Germany alone)

4. © Copyright Finnest
First we made crowdinvesting simple.
Finnest Classic
Finnest
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Tells its
story.
Are interested.
Crowd
Want to become
„part of it“.
€€
Annual interest in
cash or vouchers.
Company
1
2
3
45 Fully automated
service provider

5. © Copyright Finnest
Then we extended it to the institutional community.
Finnest Pro
Finnest
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Mittelstand
§ Institutional investors
- 30+ banks signed up
(Raiffeisen, Sparkassen,
Hypo, Volksbanken, ...)
- Insurances, pension
and severance funds
- Family offices, high-
net-worth individuals
§ Invest directly into new asset
class “Successful Mittelstand”
§ Starting with Schuldschein-
Darlehen (PromNotes, long-term,
unsecured, debt instrument) and
syndicated loans
§ Will be able to trade
investments freely
§ Company gets up to €
25m debt funding
§ Diversifies finance mix,
gains independence from
banks

6. © Copyright Finnest
An impressive track record:
Finnest
630.08.18© Copyright Finnest
2016
§ Full-blast launch after >1
year setting it up
§ Biggest crowd campaign ever
§ Fast followed by launches in
GER + CH
§ Launch of FinnestPro for
institutional investors
§ Launch SK
§ Rapid growth rates
2017 2018
§ Leading digital Mitelstand-
financer in D.A.CH region
§ Combi-deals Finnest + Pro
§ Start of SaaS business

7. © Copyright Finnest
We implemented a fully digitalized value chain.
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Deal set-up
& document
creation
Data room
management
Pricing/
bookbuilding
Closing Execution
Registration,
login, profile
KYC & AML
Integration of blockchain technology for KYC, documentation & agency

8. © Copyright Finnest
This core team is ready to do it!
8
Fin
Günther Lindenlaub
Co-Founder, 20+ years
capital markets manager
Tech
Joerg Bartussek
Co-Founder, 20+ years
digital marketplaces
Tech
Manfred Hellar
CTO, 10 years CIO
Generali Insurance
Fin
Reinhard Hönig
CSO, 25+ years
corporate finance
© Copyright Finnest
Finnest

9. © Copyright Finnest
joerg.bartussek@finnest.com
+43 676 7132715