Factsheet of Baroda Pioneer Mutual Fund- Wishfin

Baroda Pioneer Credit Opportunities Fund
An Open Ended Debt Scheme
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Factsheet
as on August 2017
* Investors should consult their ﬁnancial advisers if in doubt about
whether the product is suitable for them.
Income over medium term.
Investment in a mix of debt and money market instruments across
the credit and maturity spectrum.
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31st August, 2017
BARODA PIONEER MUTUAL FUND
Dear Investors,
Warm Greetings!
Post hitting all-time highs in July, BSE Sensex pulled back during the month of
August, closing down by 2.4%. While August witnessed increased volatility levels,
sell off was triggered by SEBI’s ban on 331 companies. These companies have been
suspected to be shell companies as per Ministry of Corporate Affairs. Separately,
corporate results were negative and internationally, focus shifted to deteriorating
relations between US and North Korea and geopolitical issues between China
and India. FPIs (Foreign Portfolio Investments) remained sellers for the second
consecutive month with outflows of USD 2bn.
1Q results season just concluded. As expected, performance was disappointing.
On aggregate basis, profits for Nifty were flattish, while revenues increased by 9%
YoY. EBITDA margins declined by 200 bps on YoY basis. Auto, Pharmaceuticals, IT,
energy and Telecom were key sectors that disappointed. Cement, Metals, Infrastructure and Media reported
robust growth in operating profits. Compared to previous quarters, PAT growth was much weaker. Nifty PAT
growth was flattish vs 21% growth reported in 4Q FY17 and 7% growth reported during 3Q FY17.
After falling for five consecutive months, Consumer Price Index (CPI) inflation rose to 2.4% in Jul’17, from
1.5% in Jun’17. Food inflation came out of the deflationary zone led by a sharp sequential jump in vegetables’
prices. Reflecting the HRA increase impact, housing inflation increased to a 6-month high to 5% in Jul’17.
Core inflation also picked up to 3.9% vs 3.8% in June’17.
June Index Of Industrial Production (IIP) growth at negative 0.1% was a reflection of the production slowdown
before the GST implementation from July 1, 2017. Post the demonetization-led disruption in production,
industrial production has been further weighed down by GST-led inventory destocking. Sector-wise,
manufacturing growth was at negative 0.4% after 1.2% in May’17. Sequentially manufacturing contracted
on month on month basis. Within manufacturing, 15 out of the 22 groups have shown negative growth. On
the positive side, Mining grew 0.4% after negative 0.9% in May’17. Electricity production growth was at
2.1% against 8.7% in May’17. 1QFY18 IIP growth was 2% against 7% in 1QFY17 and 2.6% in 4QFY17.
In the August Bi Monthly Monetary policy, RBI cut the repo rate by 25bps to 6%, which is in line with
the market. The Monetary Policy Committee (MPC) maintained its neutral stance on monetary policy. Four
members of the MPC voted in favor of the decision. The RBI projects headline inflation excluding the house
rent allowance (HRA) impact to be a “little above 4% by Q4” (Jan-Mar 2018). It left its Gross Value Added
growth projection at 7.3% y-o-y for FY18 (from 6.6% in FY17). The policy is neutral and any future rate
action may mainly be dependent on future inflation figure. We expect that the inflation may move up due
to rise in vegetable prices, house rent allowance and high base effect. Therefore, there may be no changes in
rates by RBI. We expect that the yield may trade in a narrow range in future. However, hike in rate by Federal
Reserve rise in crude and commodity prices are likely to remain key risks to the market.
We expect markets may consolidate at these levels given earnings expectations post recent downgrades are
more realistic, fund raising activity (public issues) is expected to pick up over the coming months and market
valuations are higher than historic levels. We are cautiously optimistic on the market.
Happy Investing!
Sanjay Chawla
Chief Investment Officer
Source : Bloomberg, Economic Times
CIO Letter
2
Mr. Sanjay Chawla
Chief Investment Officer

31st August, 2017
INDEX
Title
How To Read Factsheet Pg 4
Baroda Pioneer Growth Fund Pg 5
Baroda Pioneer ELSS’ 96 Pg 6
Baroda Pioneer Mid Cap Fund Pg 7
Baroda Pioneer Large Cap Fund Pg 8
Baroda Pioneer Banking and Financial Services Fund Pg 9
Baroda Pioneer Balance Fund Pg 10
Baroda Pioneer Monthly Income Plan (MIP) Fund
(Monthly income is not assured and is subject to the availability of distributable surplus)
Pg 11
Baroda Pioneer Credit Opportunities Fund Pg 12
Baroda Pioneer Gilt Fund Pg 13
Baroda Pioneer Income Fund Pg 14
Baroda Pioneer Dynamic Bond Fund Pg 15
Baroda Pioneer Short Term Bond Fund Pg 16
Baroda Pioneer Treasury Advantage Fund Pg 17
Baroda Pioneer Liquid Fund Pg 18
Investment Performance Pg 19
SIP Returns Pg 23
Dividend History Pg 24
3

31st August, 2017
Fund Manager : An employee of the asset management company such as a mutual fund or life insurer, who manages
investments of the scheme. He is usually part of a larger team of fund managers and research analysts.
Application Amount for Fresh Subscription : This is the minimum investment amount for a new investor in a mutual fund
scheme.
Minimum Additional Amount : This is the minimum investment amount for an existing investor in a mutual fund scheme.
Yield to Maturity : The Yield to Maturity or the YTM is the rate of return anticipated on a bond if held until maturity. YTM is
expressed as an annual rate. The YTM factors in the bond’s current market price, par value, coupon interest rate and time to
maturity.
SIP : SIP or systematic investment plan works on the principle of making periodic investments of a fixed sum. It works similar to
a recurring bank deposit. For instance, an investor may opt for an SIP that invests Rs 500 every 15th
of the month in an equity
fund for a period of three years.
NAV : The NAV or the net asset value is the total asset value per unit of the mutual fund after deducting all related and
permissible expenses. The NAV is calculated at the end of every business day. It is the value at which the investor enters or exits
the mutual fund.
Benchmark : A group of securities, usually a market index, whose performance is used as a standard or benchmark to measure
investment performance of mutual funds, among other investments. Some typical benchmarks include the Nifty, Sensex,
BSE200, BSE500, 10-Year Gsec.
Entry Load : A mutual fund may have a sales charge or load at the time of entry and/or exit to compensate the distributor/
agent. Entry load is charged at the time an investor purchases the units of a mutual fund. The entry load is added to the
prevailing NAV at the time of investment. For instance, if the NAV is Rs. 100 and the entry load is 1%, the investor will enter
the fund at Rs. 101.
Note: SEBI, vide circular dated June 30, 2009 has abolished entry load and mandated that the upfront commission to distributors
will be paid by the investor directly to the distributor, based on his assessment of various factors including the service rendered
by the distributor.
Exit Load : Exit load is charged at the time an investor redeems the units of a mutual fund. The exit load is deducted from
the prevailing NAV at the time of redemption. For instance, if the NAV is Rs 100 and the exit load is 1%, the redemption price
would be Rs 99 Per Unit.
Modified Duration : Modified duration is the price sensitivity and the percentage change in price for a unit change in yield
Standard Deviation : Standard deviation is a statistical measure of the range of an investment’s performance. When a mutual
fund has a high standard deviation, its means its range of performance is wide, implying greater volatility.
Sharpe Ratio : The Sharpe Ratio, named after its founder, the Nobel Laureate William Sharpe, is a measure of risk-adjusted
returns. It is calculated using standard deviation and excess return to determine reward per unit of risk.
Beta : Beta is a measure of an investment’s volatility vis-à-vis the market. Beta of less than 1 means that the security will be less
volatile than the market. A beta of greater than 1 implies that the security’s price will be more volatile than the market.
AUM : AUM or assets under management refers to the recent / updated cumulative market value of investments managed by
a mutual fund or any investment firm.
Holdings : The holdings or the portfolio is a mutual fund’s latest or updated reported statement of investments/securities.
These are usually displayed in terms of percentage to net assets or the rupee value or both. The objective is to give investors an
idea of where their money is being invested by the fund manager.
Nature of Scheme : The investment objective and underlying investments determine the nature of the mutual fund scheme.
For instance, a mutual fund that aims at generating capital appreciation by investing in stock markets is an equity fund or
growth fund. Likewise, a mutual fund that aims at capital preservation by investing in debt markets is a debt fund or income
fund. Each of these categories may have sub-categories.
Rating Profile : Mutual funds invest in securities after evaluating their creditworthiness as disclosed by the ratings. A depiction
of the mutual fund in various investments based on their ratings becomes the rating profile of the fund. Typically, this is a
feature of debt funds.
How To Read Factsheet?
4

31st August, 2017
Baroda Pioneer Growth Fund
portfolio
Name of Instruments Ratings /
Industries
% to Net
Assets
EQUITY & EQUITY RELATED
Listed / awaiting listing on the stock exchanges
HDFC Bank Ltd. Banks 5.26%
Maruti Suzuki India Ltd. Auto 4.27%
Yes Bank Ltd. Banks 4.05%
ICICI Bank Ltd. Banks 3.86%
Hindalco Industries Ltd.
Non - Ferrous
Metals
3.56%
Mahindra & Mahindra
Financial Services Ltd.
Finance 3.48%
ITC Ltd.
Consumer Non
Durables
3.13%
Kansai Nerolac Paints Ltd.
Consumer Non
Durables
3.06%
State Bank of India Banks 2.77%
Petronet LNG Ltd. Gas 2.77%
Motherson Sumi
Systems Ltd.
Auto Ancillaries 2.68%
LIC Housing Finance Ltd. Finance 2.49%
The Federal Bank Ltd. Banks 2.48%
Tata Steel Ltd. Ferrous Metals 2.36%
Bank of Baroda Banks 2.36%
Britannia Industries Ltd.
Consumer Non
Durables
2.35%
Blue Star Ltd.
Consumer
Durables
2.26%
HCL Technologies Ltd. Software 2.24%
GAIL (India) Ltd. Gas 2.24%
Apollo Tyres Ltd. Auto Ancillaries 2.11%
Bajaj Finserv Ltd. Finance 2.03%
Whirlpool of India Ltd.
Consumer
Durables
1.97%
NBCC (India) Ltd. Construction 1.89%
Indraprastha Gas Ltd. Gas 1.89%
Pidilite Industries Ltd. Chemicals 1.85%
Vedanta Ltd.
Non - Ferrous
Metals
1.71%
Ultratech Cement Ltd. Cement 1.70%
The Ramco Cements Ltd. Cement 1.66%
Central Depository
Services (I) Ltd.
Finance 1.56%
Bharat Forge Ltd.
Industrial
Products
1.56%
Mahindra & Mahindra Ltd. Auto 1.49%
Larsen & Toubro Ltd.
Construction
Project
1.42%
Mangalore Refinery and
Petrochemicals Ltd.
Petroleum
Products
1.41%
Capital First Ltd. Finance 1.40%
Axis Bank Ltd. Banks 1.39%
Eicher Motors Ltd. Auto 1.34%
IndusInd Bank Ltd. Banks 1.23%
Sadbhav Engineering Ltd.
Construction
Project
1.18%
Tata Motors Ltd. Auto 1.07%
Max Financial Services Ltd. Finance 1.06%
Indian Oil Corporation Ltd.
Petroleum
Products
1.05%
portfolio
Industries
% to Net
Assets
Sun TV Network Ltd.
Media &
Entertainment
1.03%
Bharti Airtel Ltd.
Telecom -
Services
0.99%
Astral Poly Technik Ltd.
Industrial
Products
0.98%
Shriram City Union
Finance Ltd.
Finance 0.87%
Cummins India Ltd.
Industrial
Products
0.84%
Security and Intelligence
Services (I) Ltd.
Commercial
Services
0.35%
Total 96.70%
CBLO / Reverse Repo Investments 3.93%
Total 3.93%
Cash & Cash Equivalents
Net Receivable/Payable -0.63%
Total -0.63%
Grand Total 100.00%
Industries/Ratings
23.40%
12.89%
8.54%
8.17%
6.90%
5.27%
4.79%
4.23%
3.38%
3.36%
3.30%
2.60%
2.46%
2.36%
2.24%
1.89%
1.85%
1.03%
0.99%
0.35%
Banks
Finance
Consumer Non Durables
Auto
Gas
Non - Ferrous Metals
Auto Ancillaries
Consumer Durables
Industrial Products
Cement
Cash & Equivalent
Construction Project
Petroleum Products
Ferrous Metals
Software
Construction
Chemicals
Media & Entertainment
Telecom - Services
Commercial Services
Investors understand that their principal will be at
Moderately High risk
• Capital appreciation over long term
• Investment predominantly in equity and equity related
instruments.
* Investors should consult their financial advisers if in doubt
about whether the product is suitable for them.
INVESTMENT OBJECTIVE
To generate long term capital appreciation from an actively
managed portfolio of equity & equity related instruments.
fund details
Type of Scheme An Open Ended Growth Scheme
Date of Allotment September 12, 2003
Fund Manager#
Mr. Sanjay Chawla&
(Experience
29 yrs) Mr. Dipak Acharya
(Experience 13 yrs)
Benchmark S&P BSE 200*
Monthly Average
AUM (`)
529.33 Crs
Month end AUM (`) 541.05 Crs
Minimum Investment ` 5,000/- & in multiples of ` 1/-
thereafter
Entry Load NA
Exit Load 1% if redeemed on or before
365 days from the date of
allotment of units,
Nil if redeemed after 365 days
from the date of allotment of
units
Plans Plan A and Plan B (Direct)
Option A. Growth Option (default
option in case no option
specified by investor);
B. Dividend Option
1. Payout
2. Re-investment (default
sub-option in case no option
specified by investor)
C. Bonus Option$
SIP (Minimum) ` 500/month - 12 Installments
` 1500/quarter - 4 Installments
Risk profile 31 AUGUST 2017
Standard deviation 14.48%
Sharpe@
0.42
Beta 0.98
Portfolio Turnover (last 12 months) 1.47
NAV AS ON 31 AUGUST 2017
NAV (Per Unit) `
Plan A
Growth 95.9500
Dividend 36.6700
Plan B - Direct
Growth 99.9600
Dividend 36.2600
Total Expense ratio
Plan A 2.94%
Plan B (Direct) 1.84%
$ The Bonus Option in the Schemes has been discontinued effective June 08, 2015
# For performance of the Scheme and other funds managed by the said Fund manager, either individually or jointly, please refer page no 19 - 22
*For Disclaimer please refer page no 22
@risk free rate (FBIL Overnight MIBOR) 5.96%
& Mr. Chawla is managing the Scheme along with Mr. Acharya effective November 1, 2015
An Open Ended Growth Scheme
5

31st August, 2017
portfolio
Industries
% to Net
Assets
Non - Ferrous
Metals
3.60%
Mahindra & Mahindra
Finance 3.53%
Kansai Nerolac
Paints Ltd.
Consumer Non
Durables
3.36%
Bata India Ltd.
Consumer
Durables
3.12%
ITC Ltd.
Consumer Non
Durables
3.11%
Cholamandalam
Investment and Finance
Company Ltd.
Finance 3.10%
Carborundum
Universal Ltd.
Industrial Products 2.76%
Motherson Sumi
Systems Ltd.
Auto Ancillaries 2.69%
Consumer
Durables
2.62%
Mcleod Russel India Ltd.
Consumer Non
Durables
2.10%
Infosys Ltd. Software 2.10%
Central Depository
Services (I) Ltd.
Finance 1.86%
AIA Engineering Ltd. Industrial Products 1.81%
Services (I) Ltd.
Commercial
Services
1.75%
Blue Star Ltd.
Consumer
Durables
1.55%
Britannia Industries Ltd.
Consumer Non
Durables
1.55%
Symphony Ltd.
Consumer
Durables
1.39%
Mahindra &
Mahindra Ltd.
Auto 1.36%
Capital First Ltd. Finance 1.33%
Construction
Project
1.17%
portfolio
Industries
% to Net
Assets
Vedanta Ltd.
Non - Ferrous
Metals
1.13%
Karnataka Bank Ltd. Banks 1.04%
Sun TV Network Ltd.
Media &
Entertainment
0.96%
Sadbhav Engineering Ltd.
Construction
Project
0.66%
Total 98.79%
Total 2.26%
Total -1.05%
Grand Total 100.00%
Industries/Ratings
18.64%
14.36%
10.12%
8.82%
8.68%
7.15%
5.60%
4.73%
4.57%
4.09%
2.25%
2.05%
1.92%
1.83%
1.75%
1.27%
1.21%
0.96%
Banks
Finance
Auto
Consumer Durables
Gas
Auto Ancillaries
Industrial Products
Software
Construction
Ferrous Metals
Chemicals
Commercial Services
Cement
Cash & Equivalent
Baroda Pioneer ELSS’ 96
• Capital growth over long term
instruments.
The main objective of the scheme is to provide the investor
long term capital growth as also tax benefit under section
80C of the Income Tax Act, 1961.
fund details
Type of Scheme An Open Ended Tax Benefit-
Cum-Growth Scheme
Date of Allotment March 31, 1996
Fund Manager#
Mr. Sanjay Chawla&
(Experience
29 yrs) Mr. Dipak Acharya
(Experience 13 yrs)
Benchmark S&P BSE 200*
Monthly Average
AUM (`)
107.13 Crs
Minimum Investment ` 500/- & in multiples of ` 1/-
thereafter
Entry Load Nil
Exit Load Nil
Option A. Growth Option (default
option in case no option
specified by investor);
B. Dividend Option
C. Bonus Option$
Sharpe@
0.31
Beta 1.02
NAV (Per Unit) `
Plan A
Dividend 32.4700
Bonus 44.9900
Growth 44.9900
Plan B - Direct
Dividend 37.9200
Bonus 47.5900
Growth 47.5900
Total Expense ratio
Plan A 3.01%
An Open Ended Tax Benefit - Cum - Growth Scheme
6

31st August, 2017
Baroda Pioneer Mid-Cap Fund
Investors understand that their principal will be at High
risk
• Capital appreciation over long term.
securities of growth oriented Mid-Cap stocks.
The primary objective of the Scheme is to generate capital
appreciation by investing predominantly in a diversified portfolio
of equity and equity related securities of growth oriented mid cap
stocks.
However, there is no assurance or guarantee that the investment
objective of the Scheme will be realized
fund details
Type of Scheme An Open Ended Equity Scheme
Date of Allotment October 4, 2010
Fund Manager#
Mr. Sanjay Chawla (Experience 29 yrs)
Mr. Dipak Acharya (Experience 13 yrs)
Benchmark S&P BSE Mid-cap index*
Monthly Average AUM (`) 33.56 Crs
Minimum Investment
` 5,000/- & in multiples of ` 1/-
thereafter
Entry Load NA
Exit Load
1.00% if redeemed on or before 365
days from the date of allotment of
units, Nil if redeemed after 365 days
from the date of allotment of units
Option A. Growth Option (default option in
case no option specified by investor);
B. Dividend Option
1. Payout;
2. Reinvestment (default sub-option
in case no option specified by
investor)
C. Bonus Option$
portfolio
Industries
% to
Net
Assets
Bata India Ltd.
Consumer
Durables
3.97%
Bharat Financial Inclusion Ltd. Finance 3.84%
Carborundum Universal Ltd.
Industrial
Products
3.60%
Essel Propack Ltd.
Industrial
Products
3.55%
JK Cement Ltd. Cement 3.51%
Cholamandalam Investment
and Finance Company Ltd.
Finance 3.39%
Mahindra & Mahindra
Finance 3.36%
City Union Bank Ltd. Banks 3.33%
Balkrishna Industries Ltd. Auto Ancillaries 3.20%
Consumer
Durables
3.10%
BEML Ltd.
Industrial Capital
Goods
3.08%
Consumer Non
Durables
3.08%
Dhanuka Agritech Ltd. Pesticides 3.00%
Astral Poly Technik Ltd.
Industrial
Products
3.00%
Symphony Ltd.
Consumer
Durables
2.94%
K.P.R. Mill Ltd. Textile Products 2.88%
Services (I) Ltd.
Commercial
Services
2.76%
Central Depository
Services (I) Ltd.
Finance 2.71%
Crompton Greaves Consumer
Electricals Ltd.
Consumer
Durables
2.55%
Gulf Oil Lubricants India Ltd.
Petroleum
Products
2.29%
AIA Engineering Ltd.
Industrial
Products
2.29%
Coffee Day Enterprises Ltd.
Consumer Non
Durables
2.09%
V.S.T Tillers Tractors Ltd. Auto 2.07%
Bajaj Electricals Ltd.
Consumer
Durables
2.03%
Mangalore Refinery and
Petrochemicals Ltd.
Petroleum
Products
2.02%
Blue Star Ltd.
Consumer
Durables
1.78%
Orient Cement Ltd. Cement 1.78%
Igarashi Motors India Ltd. Auto Ancillaries 1.75%
TVS Srichakra Ltd. Auto Ancillaries 1.68%
Tube Investment of India Ltd. Auto Ancillaries 1.16%
TI Financial Holdings Ltd. Finance 1.16%
DCB Bank Ltd. Banks 1.07%
Total 96.20%
Total 5.22%
portfolio
Industries
% to
Net
Assets
Total -1.42%
Grand Total 100.00%
Industries/Ratings
16.37%
14.46%
12.44%
10.03%
7.79%
5.29%
5.17%
4.31%
3.80%
3.58%
3.08%
3.00%
2.97%
2.88%
2.76%
2.07%
Consumer Durables
Finance
Industrial Products
Banks
Auto Ancillaries
Cement
Petroleum Products
Cash & Equivalent
Construction
Industrial Capital Goods
Pesticides
Gas
Textile Products
Commercial Services
Auto
An Open Ended Equity Scheme
7
Sharpe@
-0.25
Beta 0.93
NAV (Per Unit) `
Plan A
Growth 9.0000
Dividend 9.0000
Plan B - Direct
Growth 9.3300
Dividend 9.3300
Total Expense ratio
Plan A 3.06%

31st August, 2017
Baroda Pioneer Large Cap Fund
• Investment predominantly in a diversified portfolio
of equity and equity related securities of Large Cap
companies.
The primary objective of the Scheme is to generate capital
appreciation by investing predominantly in a diversified portfolio
of equity and equity related securities of large cap companies. The
Scheme may also invest in debt and money market securities.
However, there is no assurance or guarantee that the investment
objective of the Scheme will be realized.
fund details
Type of Scheme An Open Ended Equity Scheme
Date of Allotment June 22, 2010
Fund Manager#
Mr. Sanjay Chawla (Experience 29 yrs)
Mr. Dipak Acharya (Experience 13 yrs)
Benchmark Nifty 100*
thereafter
Entry Load NA
Exit Load 1.00% if redeemed on or before 365
units, Nil if redeemed after 365 days
B. Dividend Option
1. Payout;
investor)
C. Bonus Option$
portfolio
Industries
% to
Net
Assets
Non - Ferrous
Metals
5.52%
Construction
Project
4.87%
ITC Ltd.
Consumer Non
Durables
4.53%
Ultratech Cement Ltd. Cement 4.28%
Hindustan Unilever Ltd.
Consumer Non
Durables
3.70%
Adani Ports and Special
Economic Zone Ltd.
Transportation 3.51%
PNB Housing Finance Ltd. Finance 2.33%
Siemens Ltd.
Industrial Capital
Goods
2.29%
Mahindra & Mahindra
Finance 2.29%
Reliance Industries Ltd. Petroleum Products 2.28%
Colgate Palmolive (India) Ltd.
Consumer Non
Durables
2.18%
Zee Entertainment
Enterprises Ltd.
Media &
Entertainment
2.04%
Ambuja Cements Ltd. Cement 2.00%
Power Grid Corporation
of India Ltd.
Power 1.96%
Nestle India Ltd.
Consumer Non
Durables
1.91%
Vedanta Ltd.
Non - Ferrous
Metals
1.65%
Cummins India Ltd. Industrial Products 1.63%
Bharti Airtel Ltd. Telecom - Services 1.53%
Tata Power Company Ltd. Power 1.41%
Indian Oil Corporation Ltd. Petroleum Products 1.30%
Total 94.09%
Total 2.92%
Net Receivable/Payable 2.99%
Total 2.99%
Grand Total 100.00%
Industries/Ratings
24.53%
12.32%
10.35%
7.17%
6.28%
5.91%
4.87%
4.62%
3.78%
3.58%
3.51%
3.37%
2.29%
2.04%
1.63%
1.54%
1.53%
0.68%
Banks
Auto
Cement
Cash & Equivalent
Finance
Gas
Petroleum Products
Transportation
Power
Industrial Products
Software
Telecom - Services
Ferrous Metals
An Open Ended Equity Scheme
8
Sharpe@
0.12
Beta 1.02
NAV (Per Unit) `
Plan A
Growth 13.5400
Dividend 12.4600
Plan B - Direct
Growth 13.9600
Dividend 12.8700
Total Expense ratio
Plan A 3.13%

31st August, 2017
Baroda Pioneer Banking and Financial Services Fund
High risk
securities of companies engaged in the Banking &
Financial Services Sector
The investment objective is to generate long-term capital
appreciation for unit holders from a portfolio invested
predominantly in equity and equity related securities of
companies engaged in the Banking & Financial Services
Sector.
fund details
Type of Scheme An Open Ended Sectoral Scheme
Fund Manager#
Mr. Dipak Acharya
(Experience 13 yrs)
Benchmark Nifty Bank Index*
thereafter
Entry Load NA
Exit Load Exit Load - 1.00% if redeemed on
or before 365 days from the date of
allotment of units, Nil if redeemed
after 365 days from the date of
allotment of units
B. Dividend Option
1. Payout;
investor)
C. Bonus Option$
Sharpe@
0.42
Beta 0.93
NAV (Per Unit) `
Plan A
Growth 20.4400
Dividend 17.3800
Bonus 20.4400
Plan B - Direct
Growth 21.2300
Dividend 18.1100
Bonus NA
Total Expense ratio
Plan A 3.08%
portfolio
Industries
% to Net
Assets
IndusInd Bank Ltd. Banks 6.94%
Kotak Mahindra Bank Ltd. Banks 6.42%
Mahindra & Mahindra
Finance 3.07%
Cholamandalam
Company Ltd.
Finance 2.09%
Central Depository
Services (I) Ltd.
Finance 1.62%
City Union Bank Ltd. Banks 1.14%
Total 96.09%
Total 0.14%
Total 3.77%
Grand Total 100.00%
Industries/Ratings
84.26%
11.83%
3.91%
Banks
Finance
Cash & Equivalent
An Open Ended Sectoral Scheme
9

31st August, 2017
Baroda Pioneer Balance Fund
• Capital appreciation along with stability over long term
instruments with balance exposure to money market
instruments and debt securities.
The scheme is targeted for long-term capital appreciation
along with stability through a well balanced portfolio
comprising of equity, equity related instruments, money
market instrument and debt securities.
fund details
Type of Scheme An Open Ended Balanced Scheme
Fund Manager#
Mr. Sanjay Chawla&
(Experience 29
yrs) Mr. Dipak Acharya (Experience
13 yrs)
Benchmark CRISIL Balanced Fund Aggressive
index
(effective April 4, 2016)
thereafter
Entry Load NA
Exit Load 1% if redeemed on or before 12
months from the date of allotment
of units, Nil if redeemed after 12
months from the date of allotment
of units
B. Dividend Option
1. Payout;
investor)
C. Bonus Option$
Sharpe@
0.46
Beta 1.08
NAV (Per Unit) `
Plan A
Growth 54.0400
Dividend 18.7400
Bonus NA
Plan B - Direct
Growth 56.8700
Dividend 20.3100
Total Expense ratio
Plan A 3.08%
portfolio
Industries
% to
Net
Assets
Non - Ferrous
Metals
3.06%
Mahindra & Mahindra
Finance 3.03%
ITC Ltd.
Consumer Non
Durables
2.92%
Bata India Ltd.
Consumer
Durables
2.41%
Motherson Sumi Systems Ltd. Auto Ancillaries 2.37%
KEC International Ltd.
Construction
Project
2.26%
Consumer Non
Durables
2.25%
Cholamandalam Investment
and Finance Company Ltd.
Finance 2.23%
Carborundum Universal Ltd. Industrial Products 2.19%
Consumer
Durables
1.75%
Consumer Non
Durables
1.72%
Central Depository
Services (I) Ltd.
Finance 1.50%
Bharat Forge Ltd. Industrial Products 1.50%
Services (I) Ltd.
Commercial
Services
1.46%
Bajaj Electricals Ltd.
Consumer
Durables
1.23%
Interglobe Aviation Ltd. Transportation 1.12%
Ambuja Cements Ltd. Cement 1.04%
Sun TV Network Ltd.
Media &
Entertainment
1.03%
IPCA Laboratories Ltd. Pharmaceuticals 0.99%
Vedanta Ltd.
Non - Ferrous
Metals
0.87%
Construction
Project
0.78%
Total 72.75%
CENTRAL GOVERNMENT SECURITIES
6.79% CGL 2029 Sovereign 2.06%
Total 4.82%
portfolio
Industries
% to
Net
Assets
STATE GOVERNMENT SECURITIES
9.72% SDL 2023 Sovereign 0.99%
Total 0.99%
BONDS & NCDs
ICICI Bank Ltd. [ICRA]AA+ 4.55%
IndusInd Bank Ltd. CRISIL AA 4.53%
Bank of Baroda CRISIL AA+ 4.14%
Vijaya Bank [ICRA]AA- 1.49%
Dewan Housing Finance
Corporation Ltd.
CARE AAA 0.62%
Rural Electrification
Corporation Ltd.
CRISIL AAA 0.27%
Total 15.60%
Total 4.40%
Total 1.44%
Grand Total 100.00%
All corporate ratings are assigned by rating agencies like CRISIL;
CARE; ICRA; IND.
Industries/Ratings
14.09%
8.22%
6.89%
6.84%
6.27%
5.84%
5.81%
5.39%
4.55%
4.53%
4.14%
3.98%
3.93%
3.69%
3.04%
1.86%
1.66%
1.52%
1.49%
1.46%
1.12%
1.03%
0.99%
0.77%
0.62%
0.27%
Banks
Finance
Auto
Gas
Cash & Equivalent
Sovereign
Consumer Durables
[ICRA]AA+
CRISIL AA
CRISIL AA+
Auto Ancillaries
Industrial Products
Cement
Construction
Chemicals
[ICRA]AA-
Commercial Services
Transportation
Pharmaceuticals
Software
CARE AAA
CRISIL AAA
An Open Ended Balanced Scheme
10

31st August, 2017
Baroda Pioneer Monthly Income Plan (MIP) Fund
Moderate risk
• Regular Income and capital appreciation over medium
term with providing liquidity
• Investment in debt and money market instruments and
in equity and equity related instruments.
To generate regular income through investment in debt
and money market instruments and also to generate long-
term capital appreciation by investing a portion in equity
and equity related instruments.
fund details
Type of Scheme An Open Ended Income Scheme with
no assured returns.
Fund Manager Ms. Hetal Shah#
(Experience 15 yrs)
Benchmark CRISIL MIP Blended Index
thereafter
Entry Load NA
Exit Load NIL
Options • Growth (default option in case no
option specified by investor);
• Monthly Dividend (default)
1. Payout
2. Reinvestment ((default sub-option
investor)
• Quarterly Dividend
1. Payout
investor)
• Bonus Option$
NAV (Per Unit) `
Plan A
Growth 22.0034
Dividend - Monthly 13.7263
Dividend - Quarterly 13.4855
Plan B - Direct
Growth 22.8642
Portfolio characteristic
Average Maturity (Days) 2432.95
Modified Duration (Years) 4.35
Portfolio Yield (%) 6.77
Total Expense ratio
Plan A 2.44%
portfolio
Industries
% to
Net
Assets
Services (I) Ltd.
Commercial
Services
1.82%
Mahindra & Mahindra
Finance 0.99%
Non - Ferrous
Metals
0.85%
Consumer Non
Durables
0.72%
BEML Ltd.
Industrial Capital
Goods
0.63%
Bharat Financial
Inclusion Ltd.
Finance 0.63%
Cholamandalam
Company Ltd.
Finance 0.62%
Bata India Ltd.
Consumer
Durables
0.61%
ITC Ltd.
Consumer Non
Durables
0.60%
Carborundum Universal Ltd.
Industrial
Products
0.50%
PVR Ltd.
Media &
Entertainment
0.47%
Vedanta Ltd.
Non - Ferrous
Metals
0.44%
Coffee Day Enterprises Ltd.
Consumer Non
Durables
0.43%
Consumer
Durables
0.42%
Hindustan Unilever Ltd.
Consumer Non
Durables
0.39%
Nestle India Ltd.
Consumer Non
Durables
0.38%
JK Cement Ltd. Cement 0.36%
Central Depository
Services (I) Ltd.
Finance 0.30%
Orient Cement Ltd. Cement 0.30%
IPCA Laboratories Ltd. Pharmaceuticals 0.30%
Consumer Non
Durables
0.25%
Bharti Airtel Ltd.
Telecom -
Services
0.23%
Total 19.52%
8.60% CGL 2028 Sovereign 11.92%
7.61% CGL 2030 Sovereign 11.23%
portfolio
Industries
% to
Net
Assets
Total 43.77%
BONDS & NCDs
India Infoline Housing
Finance Ltd.
[ICRA]AA 2.78%
IIFL Facilities Services Ltd. [ICRA]AA 2.27%
of India Ltd.
[ICRA] AAA 2.25%
Total 10.95%
Total 24.91%
Total 0.85%
Grand Total 100.00%
All corporate ratings are assigned by rating agencies like
CRISIL; CARE; ICRA; IND.
Rating Profile
43.77%
25.76%
5.05%
3.65%
3.29%
3.14%
2.77%
2.25%
1.82%
1.29%
1.22%
1.03%
0.66%
0.63%
0.57%
0.55%
0.50%
0.47%
0.47%
0.36%
0.30%
0.23%
0.22%
Sovereign
Cash & Equivalent
[ICRA]AA
CRISIL AA
Banks
Finance
[ICRA] AAA
Commercial Services
Gas
Consumer Durables
Cement
Ferrous Metals
Auto
Industrial Products
Auto Ancillaries
Construction
Pharmaceuticals
Telecom - Services
Chemicals
instruments
43.77%
24.91%
19.52%
10.95%
0.85%
CENTRAL
GOVERNMENT
SECURITIES
CBLO / Reverse Repo
Investments
EQUITY & EQUITY
RELATED
BONDS & NCDs
Cash & Cash
Equivalents
An Open Ended Income Scheme with no assured returns.
(Monthly income is not assured and is subject to the availability of distributable surplus.)
11

31st August, 2017
Baroda Pioneer Credit Opportunities Fund
Moderate risk
• Income over medium term.
• Investment in a mix of debt and money market
instruments across the credit and maturity spectrum.
The primary objective of the Scheme is to generate returns
by investing in debt and money market instruments across
the credit spectrum. There is no assurance or guarantee
that the investment objective of the Scheme will be
realized.
fund details
Type of Scheme An Open Ended Debt Scheme
Date of Allotment January 23, 2015
Fund Manager Mr. Alok Sahoo#
(Experience 17 yrs),
Mr. Karn Kumar&
(Experience 13 yrs)
Benchmark CRISIL Short Term Bond Fund
Index
Monthly Average
AUM (`)
836.57 Crs
thereafter
Entry Load NA
Exit Load If units are redeemed upto 10%
of the units, on or before one year
from the date of allotment : Nil
If units are redeemed over
and above the 10% limit, on
or before one year from the
date of allotment : 1% of the
applicable Net Asset Value (NAV)
If units are redeemed after one
yearfromthedateofallotment:Nil
• Monthly Dividend
1.Payout
2.Reinvestment (default sub-
option in case no option specified by
investor)
1.Payout
investor)
• Bonus Option$
Total Expense ratio
Plan A 1.97%
# For performance of the Scheme and other funds, if any, managed by the said Fund manager, either individually or jointly, please refer page no 19 - 22
& Mr. Karn Kumar is managing the Scheme along with Mr. Alok Sahoo effective July 24, 2017
portfolio
Industries
% to
Net
Assets
MONEY MARKET INSTRUMENT
Commercial Paper**
Adani Enterprises Ltd. BWR A1+ 3.32%
Peninsula Land Ltd. [ICRA]A1 5.47%
Total 8.79%
Total 1.75%
BONDS & NCDs
Piramal Enterprises Ltd. [ICRA]AA 6.71%
Edelweiss Commodities
Services Ltd.
[ICRA]AA 6.27%
Aspire Home Finance
Corporation Ltd.
[ICRA]AA- 5.84%
Corporation Ltd.
CARE AAA 4.51%
IIFL Facilities Services Ltd. [ICRA]AA 4.18%
Finance Ltd.
CRISIL AA 3.74%
Apollo Hospitals Enterprise Ltd. CRISIL AA 3.72%
Edelweiss Housing Finance Ltd. [ICRA]AA 2.91%
Power Finance Corporation Ltd. [ICRA]AAA 2.88%
Indian Railway Finance
Corporation Ltd.
[ICRA]AAA 2.46%
Bank of Baroda CARE AA 2.27%
Bank of Baroda CRISIL AA+ 1.23%
HDFC Bank Ltd. CRISIL AA+ 1.14%
Janalakshmi Financial
Services Ltd.
[ICRA]A 0.67%
Total 54.81%
Unlisted
ARM Infra & Utilities Private Ltd. BWR A1+ (so) 5.01%
IIFL Wealth Finance Ltd. [ICRA]AA 4.49%
Cyquator Media Services
Private Ltd.
BWR A1+ (so) 4.46%
Services Ltd.
[ICRA]A 1.98%
Total 15.94%
Investment Funds/Mutual Funds
Baroda Pioneer Liquid Fund -
Plan B (Direct) - Growth Option
[ICRA]A1+mfs 2.79%
Total 2.79%
CBLO /Reverse Repo investments 14.28%
Total 14.28%
Total 1.64%
Grand Total 100.00%
CARE; ICRA; IND.
**Thinly traded / Non traded securities and illiquid securities as
defined in SEBI Regulations and Guidelines.
Rating Profile
24.56%
15.92%
10.88%
9.47%
5.84%
5.47%
5.34%
4.51%
3.32%
2.86%
2.65%
2.37%
2.27%
1.75%
[ICRA]AA
Cash & Equivalent
CRISIL AA
BWR A1+ (so)
[ICRA]AA-
[ICRA]A1
[ICRA]AAA
CARE AAA
BWR A1+
[ICRA]AA+
[ICRA]A
CRISIL AA+
CARE AA
Sovereign
instruments
54.81%
15.94%
14.28%
8.79%
2.79%
1.75%
1.64%
BONDS & NCDs
Unlisted
CBLO / Reverse Repo
Investments
MONEY MARKET
INSTRUMENT
Investment
Funds/Mutual Funds
CENTRAL
GOVERNMENT
SECURITIES
Cash & Cash
Equivalents
NAV (Per Unit) `
Plan A
Bonus NA
Growth 13.0347
Plan B - Direct
Bonus 13.4538
Growth 13.4538
12

31st August, 2017
Baroda Pioneer Gilt Fund
Moderate risk
• Credit risk free regular Income over long term
• Investment only in Government (both Central and State
Government) Securities
To generate income by investing in a portfolio of
Government securities.
fund details
Type of Scheme An Open Ended Gilt Scheme
(Experience 15 yrs)
Benchmark I SEC-MI BEX
Monthly Average
AUM (`)
46.67 Crs
thereafter
Entry Load NA
Exit Load 0.25% if redeemed on or before
1 month (30 days) from the
date of allotment of units. Nil
if redeemed after 1 month (30
days) from the date of allotment
of units
• Dividend
1 .Payout
2 .Reinvestment (default sub-
investor)
• Bonus Option$
NAV (Per Unit) `
Plan A
Growth 26.7508
Dividend 20.5017
Plan B - Direct
Growth 27.9214
Dividend 24.1722
Total Expense ratio
Plan A 1.97%
portfolio
Industries
% to Net
Assets
7.59% CGL 2029 Sovereign 17.52%
7.61% CGL 2030 Sovereign 13.53%
7.88% CGL 2030 Sovereign 10.25%
Total 69.32%
Total 5.94%
Total 23.08%
Total 1.66%
Grand Total 100.00%
rating profile
75.26%
24.74%
Sovereign
Cash & Equivalent
instruments
69.32%
23.08%
5.94%
1.66% CENTRAL
GOVERNMENT
SECURITIES
CBLO / Reverse Repo
Investments
STATE GOVERNMENT
SECURITIES
Cash & Cash
Equivalents
An Open Ended Gilt Scheme
13

31st August, 2017
Baroda Pioneer Income Fund
Moderate risk
• Regular Income over long term
• Investment predominantly in good quality Fixed Income
Securities by maintaining a balance between Risk &
Return.
To generate regular income by investing in a portfolio of
good quality Fixed Income Securities by maintaining a
balance between Risk & Return.
fund details
Type of Scheme An Open Ended Income Scheme
(Experience 15 yrs)
Benchmark CRISIL Composite Bond Fund Index
Monthly Average AUM
(`)
23.65 Crs
thereafter
Entry Load NA
Exit Load If units are redeemed upto 10%
of the units, on or before one year
If units are redeemed over
and above the 10% limit, on
or before one year from the
date of allotment : 1% of the
applicable Net Asset Value (NAV)
If units are redeemed after one year
• Dividend
1.Payout
investor)
• Bonus Option$
NAV (Per Unit) `
Plan A
Growth 26.2577
Dividend 23.1132
Plan B - Direct
Growth 27.2820
Dividend 23.3679
Total Expense ratio
Plan A 2.49%
portfolio
Industries
% to Net
Assets
7.59% CGL 2026 Sovereign 11.16%
Total 51.53%
Total 9.43%
BONDS & NCDs
Services Ltd.
[ICRA]AA 8.57%
Corporation Ltd.
[ICRA]AAA 7.92%
Corporation Ltd.
CARE AAA 7.91%
Total 33.13%
Total 3.60%
Total 2.31%
Grand Total 100.00%
CARE; ICRA; IND.
rating profile
60.96%
8.73%
8.57%
7.92%
7.91%
5.91%
Sovereign
CRISIL AA
[ICRA]AA
[ICRA]AAA
CARE AAA
Cash & Equivalent
instruments
51.53%
33.13%
9.43%
3.60%
2.31% CENTRAL
GOVERNMENT
SECURITIES
BONDS & NCDs
STATE GOVERNMENT
SECURITIES
CBLO / Reverse Repo
Investments
Cash & Cash
Equivalents
An Open Ended Income Scheme
14

31st August, 2017
Baroda Pioneer Dynamic Bond Fund
Moderate risk
• Regular Income over medium term with providing
liquidity
• Investment in medium to long term corporate bonds
and / or government securities and manage the portfolio
dynamically through different interest rate cycles
The investment objective of the scheme is to generate
returns with liquidity by managing the portfolio dynamically
through interest rate cycles.
fund details
Ms. Hetal Shah#
(Experience 15 yrs)
Benchmark CRISIL Composite Bond Fund Index
thereafter
Entry Load NA
Exit Load 0.50% if redeemed within 3 months
from the date of allotment of units,
Nil if redeemed after 3 months from
the date of allotment of units
• Dividend
1. Payout
investor)
• Bonus Option$
NAV (Per Unit) `
Plan A
Growth 16.1167
Dividend 13.2872
Plan B - Direct
Growth 16.7641
Dividend 13.9102
Total Expense ratio
Plan A 1.61%
portfolio
Industries
% to Net
Assets
Total 25.43%
Total 8.11%
BONDS & NCDs
Corporation Ltd.
CARE AAA 7.46%
Corporation Ltd.
[ICRA]AAA 6.72%
Services Ltd.
[ICRA]A 6.49%
Total 28.08%
Total 36.56%
Total 1.82%
Grand Total 100.00%
CARE; ICRA; IND.
rating profile
38.38%
33.54%
7.46%
7.41%
6.72%
6.49%
Cash & Equivalent
Sovereign
CARE AAA
CRISIL AA
[ICRA]AAA
[ICRA]A
instruments
36.56%
28.08%
25.43%
8.11%
1.82% CBLO / Reverse Repo
Investments
BONDS & NCDs
CENTRAL
GOVERNMENT
SECURITIES
STATE GOVERNMENT
SECURITIES
Cash & Cash
Equivalents
15

31st August, 2017
Baroda Pioneer Short Term Bond Fund
Moderately Low risk
• Regular Income over short term
• Investment predominantly in Money Market Instruments
(i.e. CP/CD) and Short Term Debt Market Instruments
The objective of the Scheme is to generate income from a
portfolio constituted of short term debt and money market
securities.
fund details
Ms. Hetal Shah#
(Experience 15 yrs)
Benchmark CRISIL Short Term Bond Fund Index
thereafter
Entry Load NA
Exit Load 0.25% if redeemed on or before 15
units. Nil if redeemed after 15 days
• Monthly Dividend^
1. Payout
investor)
• Quarterly Dividend^
1. Payout
investor)
NAV (Per Unit) `
Plan A
Growth 17.8381
Dividend 10.0869
Plan B - Direct
Growth 18.3418
Dividend 10.0591
Total Expense ratio
Plan A 1.25%
portfolio
Industries
% to Net
Assets
Certificate of Deposit**
Axis Bank Ltd. CRISIL A1+ 7.83%
Kotak Mahindra Bank Ltd. CRISIL A1+ 3.98%
HDFC Bank Ltd. IND A1+ 2.37%
Total 14.18%
Commercial Paper**
Export-Import Bank
of India
CRISIL A1+ 7.80%
Piramal Enterprises Ltd. [ICRA]A1+ 4.83%
IIFL Facilities Services Ltd. CRISIL A1+ 3.86%
Edelweiss Agri Value
Chain Ltd.
[ICRA]A1+ 2.33%
Total 26.03%
BONDS & NCDs
Services Ltd.
CARE AA 5.28%
Manappuram Finance Ltd. CRISIL AA- 4.62%
Corporation Ltd.
CARE AAA 4.14%
Tata Capital Financial
Services Ltd.
[ICRA]AA+ 4.06%
Indiabulls Housing
Finance Ltd.
CARE AAA 3.32%
Services Ltd.
[ICRA]AA 2.43%
Edelweiss Asset
Reconstruction
Company Ltd.
[ICRA]AA (so) 2.14%
Aspire Home Finance
Corporation Ltd.
CRISIL A+ 1.48%
Services Ltd.
[ICRA]A 1.16%
India Infoline Finance Ltd. [ICRA]AA 1.03%
JSW Steel Ltd. CARE AA- 0.83%
of India Ltd.
[ICRA] AAA 0.82%
Power Finance
Corporation Ltd.
[ICRA] AAA 0.82%
Aspire Home Finance
Corporation Ltd.
[ICRA]AA- 0.67%
Finance Ltd.
CRISIL AA 0.42%
Vedanta Ltd. CRISIL AA 0.16%
Corporation Ltd.
CRISIL AAA 0.10%
of India Ltd.
CRISIL AAA 0.08%
Total 39.23%
Unlisted
IIFL Wealth Finance Ltd. [ICRA]AA 5.70%
ARM Infra & Utilities
Private Ltd.
BWR A1+ (so) 5.65%
Cyquator Media Services
Private Ltd.
BWR A1+ (so) 2.43%
Services Ltd.
[ICRA]A 1.12%
Total 14.90%
portfolio
Industries
% to Net
Assets
Total 4.74%
Total 0.92%
Grand Total 100.00%
CARE; ICRA; IND.
rating profile
23.47%
14.83%
8.08%
7.46%
7.16%
5.66%
5.28%
4.81%
4.62%
4.06%
2.40%
2.37%
2.28%
2.14%
1.64%
1.48%
0.83%
0.67%
0.58%
0.18%
CRISIL A1+
[ICRA]AA
BWR A1+ (so)
CARE AAA
[ICRA]A1+
Cash & Equivalent
CARE AA
BWR A1+
CRISIL AA-
[ICRA]AA+
[ICRA]A1
IND A1+
[ICRA]A
[ICRA]AA (so)
[ICRA] AAA
CRISIL A+
CARE AA-
[ICRA]AA-
CRISIL AA
CRISIL AAA
instruments
39.23%
26.03%
14.90%
14.18%
4.74% 0.92% BONDS & NCDs
Commercial Paper
Unlisted
MONEY MARKET
INSTRUMENT
CBLO / Reverse Repo
Investments
Cash & Cash
Equivalents
^ The Dividend Option has been renamed as Monthly Dividend Option and a Quarterly Dividend Option has been introduced effective December 23, 2016.
16

31st August, 2017
[ICRA] A1+ mfs*Baroda Pioneer Treasury Advantage Fund
$ The Bonus Option in the Schemes has been discontinued effective June 08, 2015 Effective November 01, 2012, dividends declared under the Regular Plan (which has been discontinued
from October 01, 2012) will be reinvested in Baroda Pioneer Treasury Advantage Fund (earlier called Institutional Plan)
Moderately Low risk
• Regular income over short term with maintaining a
balance between returns and liquidity
• Investment predominantly in Money Market (i.e. CP/
CDs) and Debt Market Instruments
The main objective of the scheme is to provide optimal
returns and liquidity through a portfolio comprising of
debt securities and money market instruments
fund details
Type of Scheme An Open Ended Debt Scheme
Ms. Hetal Shah#
(Experience 15 yrs)
Benchmark CRISIL Liquid Fund Index
Monthly Average
AUM (`)
3,000.93 Crs
Month end AUM (`) 2,800.84 Crs
thereafter
Entry Load NA
Exit Load Nil
Options • Growth (default option in case
no option specified by investor);
• Daily Dividend
1 .Reinvestment
• Weekly Dividend
1 .Reinvestment
• Monthly Dividend
1 .Payout
2 . Reinvestment (default sub-
investor)
1.Payout
2 . Reinvestment (default sub-
investor)
• Bonus Option$
SIP (Minimum) ` 500/month - 12 Instalments
` 1500/quarter - 4 Instalments
Total Expense ratio
Plan A 0.81%
portfolio
Industries
% to
Net
Assets
Credit Suisse Ag CRISIL A1+ 0.88%
Total 7.25%
Commercial Paper**
Export-Import Bank of India CRISIL A1+ 8.60%
IIFL Wealth Finance Ltd. [ICRA]A1+ 4.12%
Larsen & Toubro Ltd. CRISIL A1+ 3.50%
Reliance Jio Infocomm Ltd. CARE A1+ 3.33%
Services Ltd.
[ICRA]A1+ 2.53%
Edelweiss Agri Value Chain Ltd. [ICRA]A1+ 2.03%
Housing Development Finance
Corporation Ltd.
CARE A1+ 1.73%
IIFL Facilities Services Ltd. CRISIL A1+ 1.26%
Godrej Properties Ltd. [ICRA]A1+ 0.87%
Kotak Commodity Services
Private Ltd.
[ICRA]A1+ 0.86%
Total 36.17%
Fixed Deposit
IDFC Bank Ltd. Unrated 0.98%
Total 0.98%
BONDS & NCDs
Indiabulls Housing Finance Ltd. CARE AAA 7.35%
Corporation Ltd.
CARE AAA 5.10%
Power Finance Corporation Ltd. [ICRA]AAA 3.55%
Apollo Hospitals Enterprise Ltd. CRISIL AA 2.50%
Finance Ltd.
CRISIL AA 2.14%
Bank of Baroda CARE AA 1.75%
Manappuram Finance Ltd. CRISIL AA- 1.69%
Aspire Home Finance
Corporation Ltd.
[ICRA]AA- 1.67%
Services Ltd.
CARE AA 1.54%
HDFC Bank Ltd. CRISIL AA+ 1.44%
Services Ltd.
[ICRA]A 1.23%
Power Finance Corporation Ltd. [ICRA] AAA 0.91%
L&T Finance Ltd. [ICRA]AA+ 0.89%
Aspire Home Finance
Corporation Ltd.
CRISIL A+ 0.57%
Edelweiss Asset Reconstruction
Company Ltd.
[ICRA]AA
(so)
0.43%
India Infoline Finance Ltd. [ICRA]AA 0.34%
Corporation Ltd.
CRISIL AAA 0.30%
Steel Authority of India Ltd. IND AA- 0.18%
of India Ltd.
CRISIL AAA 0.16%
of India Ltd.
[ICRA] AAA 0.10%
Services Ltd.
[ICRA]AA 0.07%
Total 38.86%
Unlisted
ARM Infra & Utilities Private Ltd.
BWR A1+
(so)
3.51%
Cyquator Media Services Private
Ltd.
BWR A1+
(so)
0.70%
Powergrid Vizag Transmission Ltd. [ICRA]AAA 0.37%
Total 4.58%
Total 11.23%
portfolio
Industries
% to
Net
Assets
Total 0.93%
Grand Total 100.00%
CARE; ICRA; IND.
Rating Profile
14.24%
14.09%
12.45%
12.16%
6.37%
5.06%
5.00%
4.64%
4.21%
3.92%
3.29%
3.14%
1.69%
1.67%
1.44%
1.25%
1.23%
1.01%
0.98%
0.57%
0.52%
0.46%
0.43%
0.18%
CRISIL A1+
[ICRA]A1+
CARE AAA
Cash & Equivalent
IND A1+
CARE A1+
[ICRA]AA
CRISIL AA
BWR A1+ (so)
[ICRA]AAA
CARE AA
BWR A1+
CRISIL AA-
[ICRA]AA-
CRISIL AA+
[ICRA]AA+
[ICRA]A
[ICRA] AAA
Unrated
CRISIL A+
[ICRA]A1
CRISIL AAA
[ICRA]AA (so)
IND AA-
instruments
38.86%
36.17%
11.23%
7.25%
4.58%
0.98%
0.93%
BONDS & NCDs
Commercial Paper
CBLO / Reverse Repo
Investments
MONEY MARKET
INSTRUMENT
Unlisted
Fixed Deposit
Cash & Cash
Equivalents
NAV (Per Unit) `
Regular
Growth 1909.0916
Dividend - Daily 1006.5930
Dividend - Weekly 1006.4350
Dividend - Quarterly NA
Plan A
Bonus 1943.4416
Growth 1957.5998
Plan B - Direct
Bonus NA
Growth 1987.5877
17

31st August, 2017
[ICRA] A1+ mfs*Baroda Pioneer Liquid Fund
$ The Bonus Option in the Schemes has been discontinued effective June 08, 2015 Effective November 01, 2012, dividends declared under the Regular Plan (which has
been discontinued from October 01, 2012) will be reinvested in Baroda Pioneer Liquid Fund (earlier called Institutional Plan)
& Aggregate investments made by other schemes of Baroda Pioneer Mutual Fund – Rs.25 crores
Low risk
• Regular income over short term with high level of
liquidity
• Investment predominantly in Money Market (i.e. CP /
CDs) Instruments
To generate income with a high level of liquidity by investing
in a portfolio of money market and debt securities.
fund details
Type of Scheme An Open Ended Liquid Scheme
Date of Allotment February 5, 2009
Ms. Hetal Shah#
(Experience 15 yrs)
Benchmark CRISIL Liquid Fund Index
Monthly Average
AUM (`)&
5,765.91 Crs
Month end AUM (`) 5,373.09 Crs
thereafter
Entry Load NA
Exit Load Nil
• Daily Dividend
1.Reinvestment
• Weekly Dividend
1.Reinvestment
• Bonus Option$
SIP (Minimum) ` 500/month - 12 Instalments
` 1500/quarter - 4 Instalments
Total Expense ratio
Plan A 0.28%
portfolio
Industries
% to
Net
Assets
Total 7.05%
Commercial Paper**
Edelweiss Commodities Services Ltd. [ICRA]A1+ 6.21%
India Infoline Housing Finance Ltd. [ICRA]A1+ 5.47%
Rural Electrification Corporation Ltd. CRISIL A1+ 4.69%
Reliance Jio Infocomm Ltd. CARE A1+ 3.21%
PNB Housing Finance Ltd. CRISIL A1+ 3.13%
India Infoline Finance Ltd. [ICRA]A1+ 3.12%
Gruh Finance Ltd. CRISIL A1+ 2.34%
Piramal Finance Ltd. [ICRA]A1+ 2.34%
ICICI Home Finance Company Ltd. [ICRA]A1+ 1.96%
Corporation Ltd. CRISIL A1+ 1.56%
Total 39.34%
Treasury Bills
TBILL 91 DAY 21 Sep 2017 Sovereign 3.43%
Total 7.31%
Fixed Deposit
IDFC Bank Ltd. Unrated 4.55%
RBL Bank Ltd. Unrated 3.14%
Bandhan Bank Ltd. Unrated 2.75%
Total 10.44%
BONDS & NCDs
Unlisted
Ultratech Cement Ltd. CRISIL AAA 3.92%
Total 3.92%
CBLO /Reverse Repo investments 31.73%
Total 31.73%
Total 0.21%
Grand Total 100.00%
CARE; ICRA; IND.
Rating Profile
31.94%
24.02%
11.72%
10.44%
7.31%
7.05%
3.92%
3.21%
0.39%
Cash & Equivalent
[ICRA]A1+
CRISIL A1+
Unrated
Sovereign
IND A1+
CRISIL AAA
CARE A1+
BWR A1+
instruments
39.34%
31.73%
10.44%
7.31%
7.05%
3.92%
0.21%
Commercial Paper
CBLO / Reverse Repo
Investments
Fixed Deposit
Treasury Bills
MONEY MARKET
INSTRUMENT
BONDS & NCDs
Cash & Cash
Equivalents
NAV (Per Unit) `
Regular
Growth 2816.2047
Dividend 2412.7998
Plan A
Growth 1913.8380
Plan B - Direct
Bonus 1922.4845
Growth 1922.1565
An Open Ended Liquid Scheme
18

31st August, 2017
Investment Performance
Funds Managed by Mr. Sanjay Chawla & Mr. Dipak Acharya
Date Of Inception: 12/09/2003
1 Year 3 Years 5 Years
Since
InceptionScheme Name & Benchmark
Baroda Pioneer Growth Fund (in %)^
14.01 11.99 16.86 17.56
S&P BSE 200 (Scheme Benchmark) (in %)* 15.02 10.22 15.32 15.72
Nifty 50 (Standard Benchmark) (in %)$
12.88 7.60 13.52 15.20
` 10,000, if invested in BPGF, would have become `11,401 `14,063 `21,802 `95,950
` 10,000, if invested in S&P BSE 200, would have become `11,502 `13,405 `20,407 `76,948
` 10,000, if invested in Nifty 50, would have become `11,288 `12,469 `18,861 `72,283
^Past performance may or may not be sustained in the future.
Data is for Plan A - Growth Option. Plan A and Plan B (Direct) have different expense structures. The last working day of August has been considered in all cases. Returns are
Compounded Annualised and are calculated on the basis of `10 invested at inception. $
Standard benchmark as prescribed by SEBI for comparison purposes. Returns on `10,000 are
point-to-point returns for the specific time period, invested at the start of the period. * with effect from 2nd May 2016 the benchmark has been changed to S&P BSE 200. Mr. Sanjay
Chawla is managing the Scheme along with Mr. Dipak Acharya effective November 1, 2015.
Since
Baroda Pioneer ELSS’ 96 Fund (in %)^
14.68 11.32 16.83 13.00
S&P BSE 200 (Scheme Benchmark) (in %)* 15.02 10.22 15.32 12.53
12.88 7.60 13.52 11.38
`10,000, if invested in BPELSS’96F, would have become `11,468 `13,811 `21,777 `1,37,271
`10,000, if invested in S&P BSE 200, would have become `11,502 `13,405 `20,407 `1,25,494
`10,000, if invested in Nifty 50, would have become `11,288 `12,469 `18,861 `1,00,659
Data is for Dividend Option and the last working day of August has been considered in all cases. Returns have been computed assuming that all payouts during the period have been
reinvested in the units of the Scheme at the respective prevailing NAVs. Returns are Compounded Annualised and are calculated on the basis of `10 invested at inception. $
Standard
benchmark as prescribed by SEBI for comparison purposes. Returns on `10,000 are point-to-point returns for the specific time period, invested at the start of the period. * with effect
from 2nd May 2016 the benchmark has been changed to S&P BSE 200. Mr. Sanjay Chawla is managing the Scheme along with Mr. Dipak Acharya effective November 1, 2015.
Since
Baroda Pioneer Balance Fund (in %)^
14.39 11.01 14.97 12.83
CRISIL Balanced Fund - Aggressive index&
(Scheme Benchmark) (in %) 11.78 9.02 12.38 12.62
12.88 7.60 13.52 15.20
`10,000, if invested in BPBF, would have become `11,439 `13,695 `20,097 `54,040
`10,000, if invested in CRISIL Balanced Fund - Aggressive index (effective April 4, 2016), would have become `11,178 `12,970 `17,933 `52,682
`10,000, if invested in Nifty 50, would have become `11,288 `12,469 `18,861 `72,283
point-to-point returns for the specific time period, invested at the start of the period. Mr. Sanjay Chawla is managing the Scheme along with Mr. Dipak Acharya effective November 1,
2015. &
(Benchmark has been renamed effective April 4, 2016)
Since
Baroda Pioneer Mid-Cap Fund (in %)^
14.94 1.60 5.64 -1.51
S&P BSE MidCap (Scheme Benchmark)&
(in %) 17.57 18.60 20.93 9.55
12.88 7.60 13.52 7.13
`10,000, if invested in BPMCF, would have become `11,494 `10,490 `13,158 `9,000
`10,000, if invested in S&P BSE MidCap, would have become `11,757 `16,711 `25,878 `18,790
point-to-point returns for the specific time period, invested at the start of the period. Mr. Sanjay Chawla is managing the Scheme with Mr. Dipak Acharya effective October 3, 2016.
&
(Scheme Benchmark has been changed to S&B BSE Mid-cap Index effective October 3, 2016)
19

31st August, 2017
Funds Managed by Mr. Sanjay Chawla & Mr. Dipak Acharya
Since
Baroda Pioneer Large Cap Fund (in %)^
11.44 7.96 13.49 4.30
Nifty 100 (Scheme Benchmark)&
(in %) 14.29 9.25 14.94 9.73
12.88 7.60 13.52 9.05
`10,000, if invested in BPLCF, would have become `11,144 `12,595 `18,832 `13,540
`10,000, if invested in Nifty 100 would have become `11,429 `13,053 `20,066 `19,511
point-to-point returns for the specific time period, invested at the start of the period. Mr. Sanjay Chawla is managing the Scheme with Mr. Dipak Acharya effective October 3, 2016.
&
(Scheme Benchmark has been changed to Nifty 100 effective October 3, 2016)
Funds Managed by Mr. Dipak Acharya
Since
Baroda Pioneer Banking and Financial Services Fund (in %)^
17.88 13.74 16.36 14.75
Nifty Bank Index (Scheme Benchmark) (in %) 22.90 15.54 19.46 18.57
12.88 7.60 13.52 13.46
`10,000, if invested in BPBFSF, would have become `11,788 `14,737 `21,336 `20,440
`10,000, if invested in Nifty Bank Index, would have become `12,290 `15,450 `24,342 `24,225
point-to-point returns for the specific time period, invested at the start of the period.
Since
Baroda Pioneer Short Term Bond Fund (in %)^
8.86 9.05 8.96 8.40
CRISIL Short Term Bond Fund Index (Scheme Benchmark) (in %) 8.16 9.10 9.04 8.54
CRISIL 1 year T-Bill (Standard Benchmark) (in %)$
6.24 7.48 7.30 6.97
`10,000, if invested in BPSTBF, would have become `10,886 `12,982 `15,358 `17,838
`10,000, if invested in CRISIL Short Term Bond Fund Index, would have become `10,816 `13,000 `15,418 `18,005
`10,000, if invested in CRISIL 1 year T-Bill, would have become `10,624 `12,426 `14,229 `16,213
Funds Managed by Mr. Alok Sahoo and Ms Hetal Shah
20
Since
Baroda Pioneer Liquid Fund (in %)^
6.81 7.86 8.38 7.87
CRISIL Liquid Fund Index (Scheme Benchmark) (in %) 6.76 7.74 8.21 7.47
CRISIL 1 year T-Bill (Standard Benchmark) (in%)$
6.24 7.50 7.30 6.22
`10,000, if invested in BPLF, would have become `10,681 `12,550 `14,958 `19,138
`10,000, if invested in CRISIL Liquid Fund Index, would have become `10,676 `12,508 `14,838 `18,550
`10,000, if invested in CRISIL 1 year T-Bill, would have become `10,624 `12,426 `14,229 `16,770

31st August, 2017
Funds Managed by Mr. Alok Sahoo and Ms. Hetal Shah
Since
Baroda Pioneer Treasury Advantage Fund (in %)^
8.36 8.98 9.10 8.55
CRISIL Liquid Fund Index (Scheme Benchmark) (in %) 6.76 7.72 8.21 7.51
6.24 7.48 7.30 6.34
`10,000, if invested in BPTAF, would have become `10,836 `12,957 `15,461 `19,576
`10,000, if invested in CRISIL Liquid Fund Index, would have become `10,676 `12,508 `14,838 `18,102
`10,000, if invested CRISIL 1 year T-Bill, would have become `10,624 `12,426 `14,229 `16,547
Date of Inception: 23/01/2015
1 Year Since Inception
Scheme Name & Benchmark
Baroda Pioneer Credit Opportunities Fund (in %)^
10.42 10.71
CRISIL Short Term Bond Fund Index (Scheme Benchmark) (in %) 8.16 8.72
6.24 7.20
`10,000, if invested in BPCOF, would have become `11,042 `13,035
`10,000, if invested in CRISIL Short Term Bond Fund Index, would have become `10,816 `12,433
`10,000, if invested CRISIL 1 year T-Bill, would have become `10,624 `11,985
point-to-point returns for the specific time period, invested at the start of the period. The Scheme has been in existence for less than 3 years.
Mr. Karn Kumar is managing the scheme along with Mr. Alok Sahoo since July 24, 2017.
Since
Baroda Pioneer Monthly Income Plan (MIP) Fund (in %)^* 8.00 8.83 9.46 6.26
CRISIL MIP Blended Index (Scheme Benchmark) (in %) 9.93 10.63 10.30 8.70
CRISIL 10 Year Gilt Index (Standard Benchmark) (in %)$
8.97 11.03 8.47 6.26
`10,000, if invested in BPMIPF, would have become `10,800 `12,901 `15,715 `22,003
`10,000, if invested in CRISIL MIP Blended Index, would have become `10,993 `13,554 `16,334 `29,529
`10,000, if invested in CRISIL 10 Year Gilt Index, would have become `10,897 `13,703 `15,021 `22,001
Data is for for Plan A - Growth Option. Plan A and Plan B (Direct) have different expense structures. The last working day of August has been considered in all cases. Returns are
Funds Managed by Ms. Hetal Shah
21
*Monthly income is not assured and is subject to the availability of distributable surplus.
Date of Inception: 30/06/2012
Since
Baroda Pioneer Dynamic Bond Fund (in %)^
8.69 11.06 9.61 9.67
CRISIL Composite Bond Fund Index (Scheme Benchmark) (in %) 9.31 11.01 9.58 9.58
6.24 7.48 7.30 7.32
`10,000, if invested in BPDBF, would have become `10,869 `13,714 `15,825 `16,117
`10,000, if invested in CRISIL Composite Bond Fund Index, would have become `10,931 `13,696 `15,805 `16,051
`10,000, if invested CRISIL 1 year T-Bill, would have become `10,624 `12,426 `14,229 `14,412
Funds Managed by Mr. Alok Sahoo and Mr. Karn Kumar

31st August, 2017
Funds Managed by Ms. Hetal Shah
Since
Baroda Pioneer Income Fund (in %)^
7.36 9.49 8.45 6.44
CRISIL Composite Bond Fund Index (Scheme Benchmark) (in %) 9.31 11.01 9.58 7.24
CRISIL 10 Year Gilt Index (Standard Benchmark) (in %)$
8.97 11.03 8.47 6.91
`10,000, if invested in BPIF, would have become `10,736 `13,140 `15,007 `26,258
`10,000, if invested in CRISIL Composite Bond Fund Index, would have become `10,931 `13,696 `15,805 `29,444
Disclaimers: Nifty Bank Index and Nifty 100: Baroda Pioneer Large Cap Fund and Baroda Pioneer Banking and Financial Services Fund (“said
Schemes”) offered by Baroda Pioneer Mutual Fund are not sponsored, endorsed, sold or promoted by India Index Services & Products Limited
(“IISL”). IISL does not make any representation or warranty, express or implied (including warranties of merchantability or fitness for particular
purpose or use) and disclaims all liability to the owners of the said Schemes or any member of the public regarding the advisability of investing
in securities generally or in the said Schemes linked to Nifty 100 and Nifty Bank Index or particularly in the ability of the Nifty Bank Index to track
general stock market performance in India. Please read the full disclaimers in relation to the Nifty 100 and Nifty Bank Index in the Offer Document
/ Prospectus / Information Statement.
S&P BSE 200: Baroda Pioneer Growth Fund and Baroda Pioneer ELSS’ 96 Fund (“said Schemes”) offered by Baroda Pioneer Mutual Fund are not
sponsored, endorsed, sold or promoted by India Index Services & Products Limited (“IISL”). IISL does not make any representation or warranty,
express or implied (including warranties of merchantability or fitness for particular purpose or use) and disclaims all liability to the owners of the
said Schemes or any member of the public regarding the advisability of investing in securities generally or in the said Schemes linked to S&P BSE
200 or particularly in the ability of the S&P BSE 200 and to track general stock market performance in India. Please read the full disclaimers in
relation to the S&P BSE 200 in the Offer Document / Prospectus / Information Statement.
S&P BSE Midcap Index is a product of AIPL, a joint venture among affiliates of S&P Dow Jones Indices LLC (“SPDJI”) and BSE Limited (“BSE”),
and has been licensed for use by Baroda Pioneer Asset Management Company Ltd. Standard & Poor’s® and S&P® are registered trademarks of
Standard & Poor’s Financial Services LLC (“S&P”); BSE® is registered trademarks of BSE Limited; Dow Jones® is a registered trademark of Dow
Jones Trademark Holdings LLC (“Dow Jones”); and these trademarks have been licensed for use by AIPL and sublicensed for certain purposes by
Baroda Pioneer Asset Management Company Ltd. Baroda Pioneer Mid-Cap Fund is not sponsored, endorsed, sold or promoted by SPDJI, BSE,
Dow Jones, S&P or their respective affiliates and none of such parties make any representation regarding the advisability of investing in such
product(s) nor do they have any liability for any errors, omissions, or interruptions of the S&P BSE Midcap Index.
*ICRA Credit Ratings: The rating indicates highest-credit quality rating assigned by ICRA Ltd. to debt funds. Schemes with this rating are
considered to have very strong degree of safety regarding timely receipt of payments from the investments that they have made. This rating
should however not be construed as an indication of the performance of the Mutual Fund scheme or of volatility in its returns. The rating should
not be treated as a recommendation to buy, sell or hold the units issued by the Mutual Fund.
22
Since
Baroda Pioneer Gilt Fund (in %)^
7.07 10.28 9.03 6.57
I-Sec Mi-BEX (Scheme Benchmark) (in %) 8.93 10.93 9.83 7.92
CRISIL 10 Year Gilt Index (Standard Benchmark)$
8.97 11.03 8.47 6.91
`10,000, if invested in BPGF, would have become `10,707 `13,426 `15,408 `26,751
`10,000, if invested in I-Sec Mi-BEX, would have become `10,893 `13,668 `15,984 `32,498

31st August, 2017
SIP Returns
23
Baroda Pioneer Growth Fund 1 Year 3 Years 5 Years 7 Years 10 Years Since
Inception
Total Amount Invested (Rs) 1,20,000 3,60,000 6,00,000 8,40,000 12,00,000 16,80,000
Total Value as on Aug 31, 2017(Rs) 1,32,954 4,37,991 8,92,176 13,69,412 22,70,496 48,87,267
Returns (%) 20.65 13.16 15.87 13.72 12.25 14.10
Total Values of S&P BSE 200* (Rs) 1,33,747 4,38,107 8,61,466 13,31,312 22,14,645 43,59,737
S&P BSE 200* Returns (%) 21.95 13.18 14.45 12.93 11.78 12.67
Total Value of Nifty 50 (Rs) 1,32,665 4,24,278 8,14,230 12,55,250 20,78,573 41,15,266
Nifty 50 Returns (%) 20.18 10.96 12.16 11.28 10.59 11.93
Baroda Pioneer ELSS’ 96 1 Year 3 Years 5 Years 7 Years 10 Years Since
Inception
Total Value as on Aug 31, 2017(Rs) 1,32,670 4,35,528 8,88,317 13,79,601 22,65,796 1,41,31,164
Returns (%) 20.18 12.77 15.69 13.92 12.21 13.99
Total Values of S&P BSE 200* (Rs) 1,33,747 4,38,107 8,61,466 13,31,312 22,14,645 1,43,54,553
S&P BSE 200* Returns (%) 21.95 13.18 14.45 12.93 11.78 14.10
Total Value of Nifty 50 (Rs) 1,32,665 4,24,278 8,14,230 12,55,250 20,78,573 1,20,95,433
Nifty 50 Returns (%) 20.18 10.96 12.16 11.28 10.59 12.81
Baroda Pioneer Mid-Cap Fund 1 Year 3 Years 5 Years Since
Inception
Total Amount Invested (Rs) 1,20,000 3,60,000 6,00,000 8,30,000
Total Value as on Aug 31, 2017(Rs) 1,32,455 4,10,350 7,35,066 9,95,651
Returns (%) 19.83 8.69 8.05 5.18
Total Values of S&P BSE MidCap^^ (Rs) 1,36,136 4,84,210 10,47,628 15,92,064
S&P BSE MidCap^^ Returns (%) 25.90 20.23 22.47 18.51
Total Value of Nifty 50 (Rs) 1,32,665 4,24,278 8,14,230 12,37,082
Nifty 50 Returns (%) 20.18 10.96 12.16 11.35
Baroda Pioneer Large Cap
Fund
1 Year 3 Years 5 Years 7 Years Since
Inception
Total Amount Invested (Rs) 1,20,000 3,60,000 6,00,000 8,40,000 8,70,000
Total Value as on Aug 31, 2017(Rs) 1,29,038 4,21,459 8,48,283 1,23,2586 1,27,3032
Returns (%) 14.28 10.51 13.82 10.77 10.31
Total Values of Nifty 100^^ (Rs) 1,33,508 4,33,313 8,44,326 1,31,0008 1,36,8205
Nifty 100^^ Returns (%) 21.56 12.41 13.63 12.47 12.25
Total Value of Nifty 50 (Rs) 1,32,665 424278 8,14,230 1,25,5250 1,31,1050
Nifty 50 Returns (%) 20.18 10.96 12.16 11.28 11.10
Baroda Pioneer Banking and
Financial Services Fund
1 Year 3 Years 5 Years Since
Inception
Total Amount Invested (Rs) 1,20,000 3,60,000 6,00,000 6,30,000
Total Value as on Aug 31, 2017(Rs) 1,34,724 4,57,879 9,14,638 9,75,980
Returns (%) 23.56 16.26 16.88 16.66
Total Values of Nifty Bank Index (Rs) 1,40,510 4,75,578 9,75,253 10,46,173
Nifty Bank Index Returns (%) 33.22 18.94 19.51 19.36
Total Value of Nifty 50 (Rs) 1,32,665 4,24,278 8,14,230 8,71,217
Nifty 50 Returns (%) 20.18 10.96 12.16 12.29
Baroda Pioneer Balance Fund 1 Year 3 Years 5 Years 7 Years 10 Years Since
Inception
Returns (%) 19.70 13.16 14.20 12.77 11.12 10.78
Total Values of CRISIL Balanced Fund –
Aggressive Index (Rs)
1,30,188 4,23,762 8,04,547 12,41,334 20,50,203 37,85,829
CRISIL Balanced Fund – Aggressive
Index Returns (%)
16.14 10.88 11.68 10.97 10.33 10.87
Total Value of Nifty 50 (Rs) 1,32,665 4,24,278 8,14,230 12,55,250 20,78,573 41,15,484
Nifty 50 Returns (%) 20.18 10.96 12.16 11.28 10.59 11.93
Baroda Pioneer Monthly Income
Plan (MIP) Fund*
1 Year 3 Years 5 Years 7 Years 10 Years Since
Inception
Returns (%) 8.13 8.19 9.12 8.84 7.84 7.04
Total Values of CRISIL MIP Blended
Index (Rs)
1,26,644 4,21,122 7,83,411 12,03,105 19,47,619 28,85,301
CRISIL MIP Blended Index Returns 10.45 10.46 10.61 10.09 9.36 8.99
Total Value of CRISIL 10 Year Gilt
Index Returns (%) (Rs)
1,24,295 4,16,930 7,58,667 11,43,869 17,89,478 25,76,610
CRISIL 10 Year Gilt Index Returns (%) 6.72 9.77 9.32 8.68 7.75 7.39
* Monthly income is not assured and is subject to the availability of distributable surplus.
For SIP calculations above, the data assumes the investment of ` 10000/- on 1st day of every month or the subsequent working day. Load & Taxes are not considered for computation
of returns. Performance for dividend option would assume reinvestment of tax free dividends declared at the then prevailing NAV.
CAGR returns are computed after accounting for the cash flow by using XIRR method (investment internal rate of return). Where Benchmark returns are not available, they have not
been shown.
* with effect from 2nd May 2016 the benchmark has been changed to S&P BSE 200.
* with effect from 2nd May 2016 the benchmark has been changed to S&P BSE 200.
^^Scheme benchmark has been changed to Nifty 100 effective October 3, 2016.
^^Scheme benchmark has been changed to S&P BSE Mid-cap index effective October 3, 2016.

31st August, 2017
Record Date Ex-Dividend NAV (Rs) Per Unit$
(Rs)
Baroda Pioneer Growth Fund - Plan A - Dividend
23-Mar-17 35.86 2.50
24-Jun-16 33.72 2.80
24-Jul-15 39.49 3.50
Baroda Pioneer Growth Fund - Plan B - Direct - Dividend
23-Mar-17 35.33 2.50
24-Jun-16 33.05 2.80
24-Jul-15 38.61 3.50
Baroda Pioneer ELSS 96 - Plan A - Dividend
23-Mar-17 32.07 2.50
23-Mar-16 28.50 2.50
23-Feb-15 32.32 2.25
Baroda Pioneer ELSS 96 - Plan B - Direct - Dividend
23-Mar-17 36.88 2.50
23-Feb-15 33.19 2.25
14-Mar-14 23.15 2.00
Baroda Pioneer Large Cap Fund - Plan A - Dividend
09-Jan-15 10.38 0.90
Baroda Pioneer Large Cap Fund - Plan B - Direct - Dividend
09-Jan-15 10.54 0.90
Baroda Pioneer Banking and Financial Services Fund - Plan A - Dividend
23-Mar-17 17.44 1.50
Baroda Pioneer Banking and Financial Services Fund - Plan B - Direct - Dividend
23-Mar-17 18.04 1.50
Baroda Pioneer Balance Fund - Plan A - Dividend
30-Jun-17 18.34 0.40
23-Mar-17 17.82 0.40
30-Dec-16 16.58 0.50
Baroda Pioneer Balance Fund - Plan B - Direct - Dividend
30-Jun-17 19.80 0.40
23-Mar-17 19.14 0.40
30-Dec-16 17.69 0.50
Baroda Pioneer MIP Fund - Plan A - Monthly Dividend*
24-Aug-17 13.75 0.05
28-Jul-17 13.74 0.05
30-Jun-17 13.72 0.05
Baroda Pioneer MIP Fund - Plan B - Direct - Monthly Dividend*
24-Aug-17 14.06 0.05
28-Jul-17 14.05 0.05
30-Jun-17 14.01 0.05
Baroda Pioneer MIP Fund - Plan A - Quarterly Dividend*
30-Jun-17 13.48 0.14
23-Mar-17 13.29 0.14
30-Dec-16 13.34 0.12
Baroda Pioneer MIP Fund - Plan B - Direct - Quarterly Dividend*
30-Jun-17 13.81 0.14
23-Mar-17 13.58 0.14
30-Dec-16 13.60 0.12
Baroda Pioneer Credit Opportunities Fund - - Plan A - Quarterly Dividend
30-Jun-17 10.9728 0.15
23-Mar-17 10.8996 0.15
30-Dec-16 10.8246 0.13
Baroda Pioneer Credit Opportunities Fund - Plan B - Direct - Quarterly Dividend
30-Jun-17 11.2964 0.15
23-Mar-17 11.1790 0.15
30-Dec-16 11.0916 0.15
Baroda Pioneer Credit Opportunities Fund - - Plan A - Monthly Dividend
24-Aug-17 10.9722 0.05
28-Jul-17 10.9119 0.05
30-Jun-17 10.9569 0.05
Baroda Pioneer Credit Opportunities Fund - Plan B - Direct - Monthly Dividend
24-Aug-17 11.3781 0.05
28-Jul-17 11.3044 0.05
30-Jun-17 11.3345 0.05
Record Date Ex-Dividend NAV (Rs) Per Unit$
(Rs)
Baroda Pioneer Dynamic Bond Fund - Plan A - Dividend
27-Jun-16 12.1528 0.29
23-Mar-16 12.5843 0.51
25-Jun-13 10.0000 0.30
Baroda Pioneer Dynamic Bond Fund - Plan B - Direct - Dividend
27-Jun-16 12.5981 0.29
23-Mar-16 13.0024 0.51
25-Jun-13 10.0000 0.31
Baroda Pioneer Gilt Fund - Plan A - Dividend
24-Jun-16 19.49 0.87
22-Mar-16 20.31 0.87
21-Mar-14 16.42 1.95
Baroda Pioneer Gilt Fund - Plan B - Direct - Dividend
21-Mar-14 16.55 1.95
Baroda Pioneer Liquid Fund - Plan A - Dividend
04-Mar-05 1016.27 35.00
06-Jan-04 1004.32 95.00
13-May-02 1002.43 7.50
Baroda Pioneer Short Term Bond Fund - Plan A - Monthly Dividend
24-Aug-17 10.13 0.04
28-Jul-17 10.08 0.04
30-Jun-17 10.13 0.05
Baroda Pioneer Short Term Bond Fund - Plan B - Direct - Monthly Dividend
24-Aug-17 10.11 0.04
28-Jul-17 10.04 0.05
30-Jun-17 10.11 0.05
Baroda Pioneer Treasury Advantage Fund Reg - Monthly Dividend
24-Aug-17 1010.46 3.27
28-Apr-17 1012.42 6.13
31-Mar-17 1012.31 4.17
Baroda Pioneer Treasury Advantage Fund - Plan A - Monthly Dividend
24-Aug-17 1010.46 3.27
28-Jul-17 1005.22 4.99
30-Jun-17 1011.04 4.09
Baroda Pioneer Treasury Advantage Fund - Plan B - Direct - Monthly Dividend
24-Aug-17 1010.68 3.43
28-Jul-17 1005.23 5.16
30-Jun-17 1011.34 4.29
Baroda Pioneer Treasury Advantage Fund Reg - Quarterly Dividend
27-Jun-14 1006.66 23.38
21-Mar-14 1011.22 7.79
24-Jun-16 1036.72 14.45
Baroda Pioneer Treasury Advantage Fund - Plan A - Quarterly Dividend
30-Jun-17 1044.84 17.00
23-Mar-17 1041.25 12.28
30-Dec-16 1041.01 14.45
Baroda Pioneer Treasury Advantage Fund - Plan B - Direct - Quarterly Dividend
30-Jun-17 1051.84 12.28
23-Mar-17 1046.20 12.28
30-Dec-16 1045.09 14.45
Baroda Pioneer Income Fund - Plan A - Dividend
24-Jun-16 22.13 1.01
23-Mar-16 23.14 1.01
Baroda Pioneer Income Fund - Plan B - Direct - Dividend
24-Jun-16 22.16 1.01
23-Mar-16 23.15 1.01
Dividend History
24
$
Face value is Rs. 10/- in all schemes other than Baroda Pioneer Liquid Fund and Baroda Pioneer Treasury Advantage Fund where the face value is Rs. 1,000/- per unit.
* Monthly income is not assured and is subject to the availability of distributable surplus.
#
Pursuant to payment of dividend, the NAVs of the schemes would fall to the extent of payout and statutory levy (if applicable).

Factsheet of Baroda Pioneer Mutual Fund- Wishfin

Factsheet of Baroda Pioneer Mutual Fund- Wishfin

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Factsheet of Baroda Pioneer Mutual Fund- Wishfin