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EXCLUSOR
SECURE GLOBAL SETTLEMENT
by: Tata Tricipta
“ESGS protocol connects financial institutions, corporates, governments and
people through Exclusor blockchain network to provide real time and low cost
fund transfer globally. ESGS eliminates credit and liquidity risk from the
process, thus lowering costs. ESGS also uses ISO 20022 messaging to
coordinate communication between parties and ease integration process with
existing financial system.“
Consensus Algorithm
Smart Contract
Distributed Ledger
Cryptocurrency
Peer to Peer Network
Ecosystem
Proof Of Accountability (PoA)
Public Consortium Network
Distributed Application
Every nodes shares exact
copy of ledger
Krypt cryptocurrency
Key Components
Digital Assets IDAEXAlterna Wallet
Digital Assets represent a
fungible tradable goods
Secure and trusted digital
wallet, send and receive
payment
A marketplace platform to trade
digital assets
Payment Protocol
Exclusor Gateway
Exclusor Ledger
Messaging Service
Exclusor Network
Financial Institution
Exclusor Gateway
Exclusor Ledger
Financial Institution
ISO 20022 ISO 20022
Connection Connection
Use Case 1
Cross Border Payment
TKI BeneficiaryBankBank
ESG
S
TKI initiate payment
with his/her bank
Bank connect to
ESGS and send ISO
20022 PAIN message
Beneficiary bank
receive message and
reply with
reject/accept status
Beneficiary receive
fund transfer
Use Case 2
Agriculture Subsidy
Industries
DistributorsBanks AgentsGovernment
Farmers
ESG
S
Government deposit
subsidy fund in banks
Bank processes on
demand liquidity from
distributors/agents
Industries distributes
goods to distributors
Distributors
distributes goods to
agents
Farmers buy subsidy
goods using his
Alterna wallet
Use Case 3
Cashless Subsidy
BanksGovernment People
ESG
S
Retailers
ESG
S
Government deposit
subsidy fund in banks
Bank processes on
demand liquidity from
retailers and top up
subsidy to individual
Alterna wallet
People buy subsidy
goods in retailers
Use Case 4
Crowd Investment/P2P Lending
Investor Investee
ESG
S
IDAEX
Investors invest in
projects/cause
created by investee
Investee create
project in IDAEX and
receive fund
IDAEX list available
projects and
matching bid and
offer orders
Use Case 5
Commodities Trading
IDAEXBuyer Seller
ESG
S
Distribution Service
IDAEX list available
assets and matching
bid and offer orders
Seller create digital
assets to represent
commodities
Buyer directly buy
assets without
intermediaries
Seller distribute
assets via distribution
service
Distribution service
send assets to buyer
Benefits
Multiple Currencies Integration
Secure Low Cost
Support payment with fiat
money or cryptocurrencies
ISO 20022 messaging service
for coordinating payments
Transactions is locked by
strong cryptography
Transaction cost only take a
competitive fee for computation
Fast
Fund will be transferred within
5-15 seconds
Transparent
Every transactions is viewable
by all parties including PPATK
& OJK
Legal Framework
Regulators Compliance
Bank Indonesia (BI)
Otoritas Jasa Keuangan (OJK)
Pusat Pelaporan dan Analisis
Transaksi Keuangan (PPATK)
Know Your Customer (KYC)
Anti Money Laundering (AML)
Counter Terrorism Financing
(CTF) Act
Implementation
Liquidity ProviderProof of Concept
Bank processes payment and
on demand liquidity through
Exclusor Payment Initiation
Protocol
Deploying Private Exclusor
Network Nationally in every
states and cities
ExclusorNet
Initiate pilot project and analyze
project outcome
Thank You
tricipta@exclusor.id

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Exclusor SGS

  • 2. “ESGS protocol connects financial institutions, corporates, governments and people through Exclusor blockchain network to provide real time and low cost fund transfer globally. ESGS eliminates credit and liquidity risk from the process, thus lowering costs. ESGS also uses ISO 20022 messaging to coordinate communication between parties and ease integration process with existing financial system.“
  • 3. Consensus Algorithm Smart Contract Distributed Ledger Cryptocurrency Peer to Peer Network Ecosystem Proof Of Accountability (PoA) Public Consortium Network Distributed Application Every nodes shares exact copy of ledger Krypt cryptocurrency
  • 4. Key Components Digital Assets IDAEXAlterna Wallet Digital Assets represent a fungible tradable goods Secure and trusted digital wallet, send and receive payment A marketplace platform to trade digital assets
  • 5. Payment Protocol Exclusor Gateway Exclusor Ledger Messaging Service Exclusor Network Financial Institution Exclusor Gateway Exclusor Ledger Financial Institution ISO 20022 ISO 20022 Connection Connection
  • 6. Use Case 1 Cross Border Payment TKI BeneficiaryBankBank ESG S TKI initiate payment with his/her bank Bank connect to ESGS and send ISO 20022 PAIN message Beneficiary bank receive message and reply with reject/accept status Beneficiary receive fund transfer
  • 7. Use Case 2 Agriculture Subsidy Industries DistributorsBanks AgentsGovernment Farmers ESG S Government deposit subsidy fund in banks Bank processes on demand liquidity from distributors/agents Industries distributes goods to distributors Distributors distributes goods to agents Farmers buy subsidy goods using his Alterna wallet
  • 8. Use Case 3 Cashless Subsidy BanksGovernment People ESG S Retailers ESG S Government deposit subsidy fund in banks Bank processes on demand liquidity from retailers and top up subsidy to individual Alterna wallet People buy subsidy goods in retailers
  • 9. Use Case 4 Crowd Investment/P2P Lending Investor Investee ESG S IDAEX Investors invest in projects/cause created by investee Investee create project in IDAEX and receive fund IDAEX list available projects and matching bid and offer orders
  • 10. Use Case 5 Commodities Trading IDAEXBuyer Seller ESG S Distribution Service IDAEX list available assets and matching bid and offer orders Seller create digital assets to represent commodities Buyer directly buy assets without intermediaries Seller distribute assets via distribution service Distribution service send assets to buyer
  • 11. Benefits Multiple Currencies Integration Secure Low Cost Support payment with fiat money or cryptocurrencies ISO 20022 messaging service for coordinating payments Transactions is locked by strong cryptography Transaction cost only take a competitive fee for computation Fast Fund will be transferred within 5-15 seconds Transparent Every transactions is viewable by all parties including PPATK & OJK
  • 12. Legal Framework Regulators Compliance Bank Indonesia (BI) Otoritas Jasa Keuangan (OJK) Pusat Pelaporan dan Analisis Transaksi Keuangan (PPATK) Know Your Customer (KYC) Anti Money Laundering (AML) Counter Terrorism Financing (CTF) Act
  • 13. Implementation Liquidity ProviderProof of Concept Bank processes payment and on demand liquidity through Exclusor Payment Initiation Protocol Deploying Private Exclusor Network Nationally in every states and cities ExclusorNet Initiate pilot project and analyze project outcome