Example 14.1 (page 352) described NHANES survey data on the body mas.pdf

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Example 14.1 (page 352) described NHANES survey data on the body mass index (BMI) of 654 young women. The mean BMI in the sample was x = 26.8. We treated these data as an SRS from a Normally distributed population with standard deviation ? = 7.5. Suppose that we had an SRS of just 100 young women. What would be the margin of error for 95% confidence? A. 0.75 B. 1.47 C. 1.54 D. 1.23 Solution B. 1.47.

Education

Examine the major influences that organizational culture can have on organizational ethical decision making. From your personal experience in your current or past organization, provide one (1) example of how organizational culture influenced the outcome of an ethical decision. Note: Please do not identify workplaces or leaders by name. Use the Internet to research a business leader that you believe to be an ethical leader. Next, examine the key traits and actions that the selected leader demonstrates in order to influence a positive ethical culture in the organization. Suggest two (2) actions that a company could take in order to achieve a positive ethical culture. Solution Ethics are priciple and values used by an individual to govern his actions and decisions. Organizational ethics is an ethics of organizational and and it is how an organization responds to an internal or external stimulus. Organizational ethics is interdependent with the organizational culture. Three of the important components that influences of ethical decision making are individual factors-individual factors that affect the ethical decision-making process include personal moral philosophy, stage of moral development, motivation, and other personal factors such as gender, age, and experience. organizational relationships- The culture of the organization, as well as superiors, peers, and subordinates, can have a significant impact on the ethical decision-making process.Superiors and coworkers can create organizational pressure, which plays a key role in creating ethical issues. and opportunity-Opportunity is a set of conditions that limit barriers or provide rewards. If an individual takes advantage of an opportunity to act unethically and escapes punishment or gains a reward, that person may repeat such acts when circumstances favor them. organizational culture influenced the outcome of an ethical decision Usually, the organizational culture is stabile and it implies fundamental principles, beliefs and regulations which cannot be easily replaced. Therefore, the development of the organizational culture on the basis of strong ethic principles would turn into a long term competitive advantage.A positive organizational culture which is deeply implemented in the collective mentality highlights the ethical component of the business, such as values, attitudes, beliefs and moral behavioral regulations. Business leader that you believe to be an ethical leader Ethical leadership is leadership that is directed by respect for ethical beliefs and values and for the dignity and rights of others.Ethical leader keeps promises and commitments, maintains loyalty to those not present. apologizes sincerely, acts with honesty, takes responsibility and cleans up after mistakes. Bohn Rawls, one of the most important ethical philosophers of the 20th century, makes a distinction between comprehensive moral systems, such as religions, which cover not only behavior, but such issues as humanity.

Event A, guillaume was born on separate 25. Six other students in hi.pdf

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Event A, guillaume was born on separate 25. Six other students in his class also have a birthday in September\'s. He is surprised to. Learn that., of the seven students in his class who were born on the same day. Event B. Five classmates are playing a number of games. They secretly write down a number between 1 and 20, . After the first round, they were surprised to find that two of them chose the same number. .which of these two events is more probable? Solution Event A, to be born in september = 1/12 then on 25 it is 1/30 event B to chose 1/20 so definitely event B is more likely to happpen.

Evaluate why needing to have a competitive advantage is so highly re.pdf

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Evaluate why needing to have a competitive advantage is so highly recommended in the field of strategic management. Using an example of a specific organization, what might that organization do (or have they done) if they need to change or find a Solution WHY HAVING COMPETITIVE ADVANTAGE IS HIGHLY CRITICAL? A firm\'s success is measured by the attractiveness of the industry in which it operates and measures the economics of a firm\'s business focusing primarily its ability to generate excess returns on capital and links the business strategy with fundamental finance and capital markets, for a longer period of time. A Firm is said to have a competitive advantage over its competitors , when maintaining that surpass the average in its industry. This advantage is primarily derived from the characteristics of the product / service that makes it superior to competitive products / service. It is only because of the competitive advantage which allows the firm to earn excess returns for its shareholders. Without a competitive advantage, a firm has limited economic reason to exsist and would not be able to survive for long time. EXAMPLE : When electrical goods company Havells acquired Sylvania in 2007, all that it was looking for was growth and a strong global presence. Instead, trigerred by the global financial crisis the company had to face with major. The situation threatened to pull Havells down, and it had to come up with a smart turnaround strategy. This case study looks at how Havells pulled it off. Havells India Ltd is a Rs 7,248-crore company. The journey hasn\'t always been smooth, but the roughest patch was easily the 2007 acquisition of German lighting and fixtures maker SLI Lighting, owner of the Sylvania brand(then the world\'s fourth-largest lighting company and 1.5 times bigger thanHavells.. Havells had a track record of five successful acquisitions, and high growth in itsIndian operations. In 1983, it bought the loss-making Delhi-based Towers and Transformers Ltd and turned it around in a year. In March 2007, Havells bought Sylvania. And then the global financial crisis struck. As the meltdown rocked European markets, Sylvania\'s sales fell, leading to net losses of Euro 16.3 million in 2008/09 and Euro 26.1 million in 2009/10. From Euro 515 million in 2007/08, revenues dropped to Euro 438.4 million in two years. In September 2008, Sylvania\'s bankers, led by Barclays Capital, hit the panic button as the company breached its financial ratio. Sylvania\'s acquisition was funded by debt - a Euro 120- million loan based on operating cash flows and an Euro 80-million loan taken out by a Havells subsidiary. Havells repaid 180 million by raising money from the sale of a stake to Warburg Pincus. Sylvania\'s poor performance began to affect consolidated numbers. Havells\'s top management drew up an 18-month restructuring plan. In the first phase, the aim was to improve profitability by cutting manpower costs and closing factories. The second pha.

Evaluate whether above integral converge or not. if not, evaluate it.pdf

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Events occur according to a nonhomogeneous Poisson process whose mea.pdf

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Every month, a girl gets allowance. Assume last year she had no mone.pdf

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Every organization has a culture and a way to get things done. Compa.pdf

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Every organization has a culture and a way to get things done. Compare and contrast the roles of managers to the roles of leaders in culture development and strategy execution. Ultimately, what is more important to the success of the firm, having a good product or having a good management/leadership team? Support your answers. Solution The culture of an organization can be seen as a set of core characteristics that are collectively valued by all members of that organization. Culture is both dynamic phenomenon that surrounds us at all times, being constantly enacted and created by our interaction with others and shaped by leadership behavior. The organization can become great only if it recognizes people in the organization as main factor looking; for effectiveness of activity and competitiveness of organization. This is not easy to build a fair competitive strategy for organization. It must be counted all kind of resources including psychological ones. Organizational culture is powerful and changing it is difficult. Because people in the organization are carefully selected based on their compliance with the exiting culture. Culture exerts itself through the actions and thinking of thousands of people. To change culture one needs to change all these people. The organization\'s culture develops in large part from its leadership while the culture of an organization can also affect the development of its leadership. For example, transactional leaders work within their organizational cultures following existing rules, procedures, and norms; transformational change their culture by first understanding it and then realigning the organization\'s culture with a new vision and a revision of its shared assumptions, values, and norms Culture are taught by its leadership and eventually adopted by its followers. At one extreme a leader accepts no deviation from standard operating procedures, managing-by exception in a highly transactional fashion while at the other extreme another leader rewards followers when they apply rules in creative ways or if they break them when the overall mission of the major distinguishing feature in these companies, their most important competitive advantage, the factor that they all highlight as a key ingredient in their success. The sustained success of these firms has had less to do with market 5 forces than company values; less to do with competitive positioning than personal beliefs; less to do with resource advantages than vision. Name the most successful firms you know today, from large behemoths to entrepreneurial start-ups--for example, Coca Cola, Disney, General Electric, Intel, McDonalds, Merck, Microsoft, Pixar, Rubbermaid, Sony, Toyota. Without exception, virtually every leading firm has developed a distinctive culture that is clearly identifiable by its employees. This culture is sometimes created by the initial founder of the firm (e.g. Disney). Sometimes it is developed consciously by management team who decide .

exercise 7-10 Prepare journal entries for the following selected tra.pdf

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expected to name the relevant philosopher, state the main philosophical significance and to use concrete language or examples to flesh out the definition. Episteme Use-value Phronesis Surplus-value Techne Capitalist Teleology Alienation Inductive Reasoning Positivism Social Physics Artifact Solution Episteme: It is a philosophical term derived from the Ancient Greek which may refer to knowledge, science or understanding. Phronesis: It is a Greek word for a type of wisdom or intelligence. It is more specifically a type of wisdom relevant to practical things, requiring an ability to discern how or why to act virtuously and encourage practical virtue, excellence of character, in others. Techne:It is a term in philosophy which resembles Episteme in the implication of knowledge of principles, although techne differs in that its intent is making or doing as opposed to disinterested understanding. Teleology: It a Greek word (from Greek telos, meaning end or purpose) is the philosophical study of nature by attempting to describe things in terms of their apparent purpose, directive principle, or goal. Inductive reasoning: It (as opposed to deductive reasoning or abductive reasoning) is reasoning in which the premises are viewed as supplying strong evidence for the truth of the conclusion. While the conclusion of a deductive argument is certain, the truth of the conclusion of an inductive argument is probable, based upon the evidence given. Social Physics:The quantitative study of human society. It is also known as social statistics. Use-value: Use value or value in use is the utility of consuming a good—the want-satisfying power of a good or service in classical political economy. Surplus-value: Surplus value is a central concept in Karl Marx\'s critique of political economy. Marx did not himself invent the term: he developed the concept. Capitalist: A person who uses their wealth to invest in trade and industry for profit in accordance with the principles of capitalism. Alienation: It is the capacity for a piece of property or a property right to be sold or otherwise transferred from one party to another. Positivism: It is a philosophical system recognizing only that which can be scientifically verified or which is capable of logical or mathematical proof, and therefore rejecting metaphysics and theism. Artifact: An artifact or artefact (from Latin phrase arte factum means skill + facere to make) is \"something made or given shape by man, such as a tool or a work of art, esp an object of archaeological interest\".

expalin in one or two pragraph .The professional responsibility of a.pdf

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expalin in one or two pragraph .The professional responsibility of an electrical engineer. Solution Professional Responsibility Early concerns about the the EE profession: 1.Technical challenges needed to be addressed lest progress be stymied by narrow commercial interests 2. Public concern about the use and safety of electrical technology 3. Social responsibilities of a true profession went beyond purely technical issues to include ethical and political concerns as Technology profoundly transforms society. How should technology be guided toward humane purposes? Who bears primary responsibility? Who but the engineers who create new machines, devices, structures, and systems are in the best position to know the properties, the capabilities, the liabilities, and the potentialconsequences of producing and deploying them? This responsibility is both individual and collective..

Evaluate the limit, if it exists. Enter INF for or MINF for . If.pdf

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Exhibit 4.16a Key Financial RatiosLiquidity ratios Formulas.pdf

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Exhibit 4.16a Key Financial Ratios Liquidity ratios Formulas Current ratio Current Assets / Current Liabilities Quick ratio (Cash + Marketable Securities + Net Receivables) / Current Liabilities Acid test ratio (Cash + Marketable Securities) / Current Liabilities Days in accounts receivable Net Patient Accounts Receivables / (Net Patient Revenues / 365) Days cash on hand [(Cash + Marketable Securities + Long-Term Investments/Operating Expenses Depreciation and Amortization Expenses) / 365] Average payment period, days Current Liabilities / [(Operating Expenses Depreciation and Amortization Expenses) / 365] Revenues, expenses, and profitability Formulas Operating revenues per adjusted discharge Total Operating Revenues / Adjusted Discharges Operating expense per adjusted discharge Total Operating Expenses / Adjusted Discharges Salary and benefit expense as percentage of operating expense Total Salary and Benefit Expense / Total Operating Expenses Operating margin Operating Income / Total Operating Revenues Nonoperating revenue ratio Nonoperating Revenues and Other Income / Total Operating Revenues Return on total assets Excess of Revenues over Expenses / Total Assets Return on net assets Excess of Revenues over Expenses / Net Assets Activity Ratios Formulas Total asset turnover ratio Total Operating Revenues / Total Assets Net fixed assets turnover ratio Total Operating Revenues / Net Plant and Equipment Age of plant ratio Accumulated Depreciation / Depreciation Expense Capital Structure ratios Formulas Long-term debt to net assets ratio Long-Term Debt / Net Assets Net assets to total assets ratio Net Assets / Total Assets Times interest earned ratio (Excess of Revenues over Expenses + Interest Expense) / Interest Expense Debt service coverage ratio (Excess of Revenues over Expenses + Interest Expense + Depreciation and Amortization Expenses) / (Interest Expense + Principal Payments) a Adjusted Discharges = (Total Gross Patient Revenue / Total Gross Inpatient Revenues) × Total Discharges. b In for-profit health care organizations, calculated as Net Income / Total Assets. c Called return on equity in for-profit health care organizations, and calculated as Net Income / Owners’ Equity. d Called long-term debt to equity in for-profit health care organizations, and calculated as Long-Term Debt / Owners’ Equity. e Called equity to total assets in for-profit health care organizations, and calculated as Owners’ Equity / Total Assets. f In for-profit health care organizations, calculated as (Net Income + Interest Expense) / Interest Expense. g In for-profit health care organizations, calculated as (Net Income + Interest Expense + Depreciation and Amortization Expenses) / (Interest Expense + Principal Payments Ratio analysis. The statement of operations and balance sheet for Longwood Community Hospital for the years ended 20X0 and 20X1 are shown in Exhibits 4.19a and 4.19b. Compute the following ratios for both years: current, acid test, days in account.

Exercise 7. The probability that a coin has to land Heads is unknown.pdf

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Exercise 7. The probability that a coin has to land Heads is unknown, say p, where p is some number in [0,1]. Let X be a random variable that takes the value 1 if the coin lands Heads and 0 if the coin lands Tails. What is its expected value and standard deviation? Solution P(X = 1) = p P(X = 0) = 1 - P(X = 1) = 1 - p So the distribution of X is: P(X=0) = 1-p , P(X=1) = p expected vaule =xp(x)=1*p+0*(1-p) =p varaince=x2p(x)-2 =p2-p2 =0.

Exercise 5-5Uhura Company has decided to expand its operations. Th.pdf

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Exercise 5-5 Uhura Company has decided to expand its operations. The bookkeeper recently completed the balance sheet presented below in order to obtain additional funds for expansion. UHURA COMPANY BALANCE SHEET FOR THE YEAR ENDED 2014 Current assets Cash $230,000 Accounts receivable (net) 340,000 Inventory (lower-of-average-cost-or-market) 401,000 Equity investments (trading)-at cost (fair value $120,000) 140,000 Property, plant, and equipment Buildings (net) 570,000 Equipment (net) 160,000 Land held for future use 175,000 Intangible assets Goodwill 80,000 Cash surrender value of life insurance 90,000 Prepaid expenses 12,000 Current liabilities Accounts payable 135,000 Notes payable (due next year) 125,000 Pension obligation 82,000 Rent payable 49,000 Premium on bonds payable 53,000 Long-term liabilities Bonds payable 500,000 Stockholders’ equity Common stock, $1.00 par, authorized 400,000 shares, issued 290,000 290,000 Additional paid-in capital 160,000 Retained earnings ? Prepare a revised balance sheet given the available information. Assume that the accumulated depreciation balance for the buildings is $160,000 and for the equipment, $105,000. The allowance for doubtful accounts has a balance of $17,000. The pension obligation is considered a long-term liability. (List Current Assets in order of liquidity. List Property, Plant and Equipment in order of Buildings and Equipment. Enter account name only and do not provide the descriptive information provided in the question.) Uhura Company Balance Sheet December 31, 2014 Assets $ $ : $ $ : : $ Liabilities and Stockholders\' Equity $ $ $ : $ Solution The revised balance sheet is as below Heads Amount Amount Current assets: Cash $230,000 Accounts receivable (Gross) (340,000 + 17,000 =) $357,000 Less: Allowance for doubtful accounts $17,000 $340,000 Inventory $401,000 Equity investments $140,000 Total current assets (a) 1,111,000 Property, plant, and equipment: Building (Gross) (570,000 + 160,000 =) $730,000 Less: Accumulated depreciation $160,000 $570,000 Equipment (Gross) (160,000 + 105,000 =) $265,000 Less: Accumulated depreciation $105,000 $160,000 Land $175,000 Goodwill $80,000 Cash surrender value $90,000 Prepaid expenses $12,000 Total property, plant, and equipment (b) $1,087,000 Total assets (a + b) $2,198,000 Current liabilities: Accounts payable $135,000 Notes payable $125,000 Rent payable $49,000 Premium on bonds payable $53,000 Total current liabilities (c) $362,000 Long-term liabilities: Pension obligation $82,000 Bonds payable $500,000 Total long-term liabilities (d) $582,000 Stockholders’ equity: Common stock $290,000 Additional paid-in capital $160,000 Retained earnings {(a + b) – c – d – common stock – additional paid-in capital} $804,000 Total stockholders’ equity (e) $1,254,000 Total liabilities and stockholders’ equity (c + d + e) $2,198,000 Heads Amount Amount Current assets: Cash $230,000 Accounts receivable (Gross) (340,000 + 17,000 =) $357,000 Less: Allowance for doubtf.

Exercise 4-17Before AdjustmentAfter Adjustment01,200$7.pdf

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Exercise 4-17 Before Adjustment After Adjustment 0 1,200 $72,800 $72,800 $75,700 $75,700 Warning Don\'t show me this message again for the assignment Ok Cancel BERE COMPANY Income Statement For the Year Ended August 31, 2014 Warning Don\'t show me this message again for the assignment Ok Cancel Link to Text BERE COMPANY Retained Earnings Statement For the Year Ended August 31, 2014 Warning Don\'t show me this message again for the assignment Ok Cancel Link to Text BERE COMPANY Balance Sheet August 31, 2014 Assets Liabilities and Stockholders\' Equity Warning Don\'t show me this message again for the assignment Ok Cancel Link to Text Save for later Submit Answer Exercise 4-17 The adjusted trial balance for Bere Company is given below: BERE COMPANY Trial Balance August 31, 2014 Before Adjustment After AdjustmentDr.Cr.Dr.Cr.Cash$10,900$10,900Accounts Receivable8,8009,400Supplies2,500500Prepaid Insurance4,0002,500Equipment16,00016,000Accumulated Depreciation—Equipment$3,600$4,800Accounts Payable5,8005,800Salaries and Wages Payable01,100Unearned Rent Revenue1,800800Common Stock10,00010,000Retained Earnings5,5005,500Dividends2,8002,800Service Revenue34,00034,600Rent Revenue12,10013,100Salaries and Wages Expense17,00018,100Supplies Expense02,000Rent Expense10,80010,800Insurance Expense01,500Depreciation Expense 0 1,200 $72,800 $72,800 $75,700 $75,700 Warning Don\'t show me this message again for the assignment Ok CancelPrepare the income statement for the year ended August 31. BERE COMPANY Income Statement For the Year Ended August 31, 2014 ExpensesRevenuesTotal ExpensesTotal RevenuesNet Income / (Loss)Retained Earnings, September 1, 2013Retained Earnings, August 31, 2014Dividends $ Expenses Revenues Total Expenses Total Revenues Net Income / (Loss) Retained Earnings, September 1, 2013 Retained Earnings, August 31, 2014 Dividends $ ExpensesRevenuesTotal ExpensesTotal RevenuesNet Income / (Loss)Retained Earnings, September 1, 2013Retained Earnings, August 31, 2014Dividends $ Expenses Revenues Total Expenses Total Revenues Net Income / (Loss) Retained Earnings, September 1, 2013 Retained Earnings, August 31, 2014 Dividends ExpensesRevenuesTotal ExpensesTotal RevenuesNet Income / (Loss)Retained Earnings, September 1, 2013Retained Earnings, August 31, 2014Dividends $ Warning Don\'t show me this message again for the assignment Ok Cancel Link to TextPrepare the retained earnings statements for the year ended August 31. (List items that increase retained earnings first.) BERE COMPANY Retained Earnings Statement For the Year Ended August 31, 2014 ExpensesRevenuesTotal ExpensesTotal RevenuesNet Income / (Loss)Retained Earnings, September 1, 2013Retained Earnings, August 31, 2014Dividends $ AddLess: ExpensesRevenuesTotal ExpensesTotal RevenuesNet Income / (Loss)Retained Earnings, September 1, 2013Retained Earnings, August 31, 2014Dividends AddLess: ExpensesRevenuesTotal ExpensesTotal RevenuesNet Income / (Loss)Retained Earnings, September 1, 2013Retained Ear.

Exercise 20-18The accounting staff of Usher Inc. has prepared the .pdf

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Exercise 20-18 The accounting staff of Usher Inc. has prepared the following pension worksheet. Unfortunately, several entries in the worksheet are not decipherable. The company has asked your assistance in completing the worksheet and completing the accounting tasks related to the pension plan for 2014. Pension Worksheet—Usher Inc. General Journal Entries Memo Record Annual Pension Expense Cash OCI—Prior Service Cost OCI—Gain/ Loss Pension Asset/ Liability Projected Benefit Obligation Plan Assets $1,100 $2,800 $1,700 500 280 220 150 $55 $800 800 200 200 365 1,100 0 $1,045 $215 $1,225 $3,745 $2,520 SHOW LIST OF ACCOUNTS LINK TO TEXT Account Titles and Explanation Debit Credit Exercise 20-18 The accounting staff of Usher Inc. has prepared the following pension worksheet. Unfortunately, several entries in the worksheet are not decipherable. The company has asked your assistance in completing the worksheet and completing the accounting tasks related to the pension plan for 2014.Determine the missing amounts in the 2014 pension worksheet, indicating whether the amounts are debits or credits. Pension Worksheet—Usher Inc. General Journal Entries Memo Record Annual Pension Expense Cash OCI—Prior Service Cost OCI—Gain/ Loss Pension Asset/ Liability Projected Benefit Obligation Plan AssetsBalance, Jan. 1, 2014 $1,100 Dr.Cr. $2,800 Dr.Cr. $1,700 Dr.Cr. Service cost $ Dr.Cr. 500 Dr.Cr.Interest cost Dr.Cr. 280 Dr.Cr. Actual return Dr.Cr. 220 Dr.Cr. Unexpected gain 150 Dr.Cr. $ Dr.Cr.Amortization of PSC Dr.Cr. $55 Dr.Cr. Contributions $800 Dr.Cr. 800 Dr.Cr. Benefits 200 Dr.Cr. 200 Dr.Cr. Liability increase Dr.Cr. 365 Dr.Cr. Journal entry $ Dr.Cr. $ Dr.Cr. Dr.Cr. Dr.Cr. Dr.Cr.Accumulated OCI, Dec. 31, 2013 1,100 Dr.Cr. 0Balance, Dec. 31, 2014 $1,045 Dr.Cr. $215 Dr.Cr. $1,225 Dr.Cr. $3,745 Dr.Cr. $2,520 Dr.Cr. SHOW LIST OF ACCOUNTS LINK TO TEXTPrepare the journal entry to record 2014 pension expense for Usher Inc. (Credit account titles are automatically indented when amount is entered. Do not indent manually.) Account Titles and Explanation Debit Credit Solution (a) Completed worksheet General Journal Entries Memo Record Annual Pension Expense Cash OCI—Prior Service Cost OCI—Gain/ Loss Pension Asset or liability Project . Benefit Obligation Plan Assets Balance, Jan. 1, 2014 1,100 Cr. 2,800 Cr. 1,700 Dr. Service cost 500 Dr. 500 Cr. Interest cost 280 Dr. 280 Cr. Actual return 220 Cr. 220 Dr. Unexpected gain 150 Dr. 150 Cr. Amortization of PSC 55 Dr. 55 Cr. Contributions 800 Cr. 800 Dr. Benefits 200 Dr. 200 Cr. Liability increase 365Dr. 365 Cr. Journal entry 765Dr. 800Cr. 55 Cr. 215 Dr. 125 Cr. Accumulated OCI, Dec. 31, 2013 1,100Dr. 0 Balance, Dec. 31, 2014 1,045Dr. 215Dr. 1,225Cr. 3,745Cr. 2,520Dr. (b) Pension Expense............................................................................................ 765 Other Comprehensive Income (G/L).......................................................... 215 Pension Asset/Liability.............................

Exercise 12-1 What is the critical F value for a sample of 6 obser.pdf

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Example 6.1b In Chris Stat 225 class, 75 of the students passed .pdf

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Example of Working with 68HC12 computer. Assembly tracethroughHere.pdf

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Example of Working with 68HC12 computer. Assembly tracethrough Here is the listing file for a program for the 68HC12: Assume that you have downloaded the program to the 68HC12 and are using the D-Bug12 monitor to trace (single-step) the program\'s execution. Some of this activity is shown below. You are to provide the information that would be shown as you continue to type \"t\" over and over to single step through the program. Solution Dear, The answer is 3..

Examine this question in detail. Use any graphs, diagrams, or equati.pdf

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Examine this question in detail. Use any graphs, diagrams, or equations that pertain to your arguments. What are the main causes of international financial crises? How can they be resolved? How can they be prevented? Solution Ans) The term financial crisis is applied broadly to a variety of situations in which some financial assets suddenly lose a large part of their nominal value. In the 19th and early 20th centuries, many financial crises and recessions were associated with banking panics. Other situations that are often called financial crises includes stock market crashes and the bursting of other financial bubbles, currency crises , and sovereign defaults. International financial crises When a country that maintains a fixed exchange rate is suddenly forced to devalue its currency due to accruing an unsustainable current account deficit, it is called a currency crisis or balance of payments crisis. When a country fails to pay back its sovereign debt, this is called a sovereign default. While devaluation and default could both be voluntary decisions of the government, they are often perceived to be the involuntary results of a change in investor sentiment that leads to a sudden stop in capital inflows or a sudden increase in capital flight. Several currencies that formed part of the European Exchange Rate Mechanism suffered crises in 1992.

A Strategic Approach: GenAI in Education

Peter Windle

Artificial Intelligence (AI) technologies such as Generative AI, Image Generators and Large Language Models have had a dramatic impact on teaching, learning and assessment over the past 18 months. The most immediate threat AI posed was to Academic Integrity with Higher Education Institutes (HEIs) focusing their efforts on combating the use of GenAI in assessment. Guidelines were developed for staff and students, policies put in place too. Innovative educators have forged paths in the use of Generative AI for teaching, learning and assessments leading to pockets of transformation springing up across HEIs, often with little or no top-down guidance, support or direction. This Gasta posits a strategic approach to integrating AI into HEIs to prepare staff, students and the curriculum for an evolving world and workplace. We will highlight the advantages of working with these technologies beyond the realm of teaching, learning and assessment by considering prompt engineering skills, industry impact, curriculum changes, and the need for staff upskilling. In contrast, not engaging strategically with Generative AI poses risks, including falling behind peers, missed opportunities and failing to ensure our graduates remain employable. The rapid evolution of AI technologies necessitates a proactive and strategic approach if we are to remain relevant.

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