This document discusses e-wallets and how they can enhance multi-level marketing (MLM) software. It defines an e-wallet as a secure way to store payment information to streamline transactions. Integrating e-wallets with MLM software allows for speedy, safe transactions when purchasing or selling products. E-wallets facilitate cash-in processes like commissions and bonuses as well as cash-out processes like withdrawals and payments. The document also describes the e-wallet features provided by the MLM software company Ventaforce, including separate login credentials and a ledger to track transfers.