The document discusses the problems with traditional banking in Africa and proposes an online banking solution called DWI eBanking. It notes that traditional banking requires waiting in lines, has limited hours, and makes overseas transfers difficult. The proposed DWI eBanking solution would allow banking anytime from any device, connect banks internationally, and offer easy and secure transactions. It describes the advantages for both customers and banks in using an online banking system like DWI eBanking.